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(NEWSER) – Jennifer Huculak-Kimmel thought she'd dotted all the i's. Six months pregnant in October of 2013, she was cleared by her doctor to vacation in Hawaii with her husband, and she made sure to get Blue Cross insurance coverage before her trip.

Just two days in, though, her water broke and she was put on bed rest for six weeks with stern warnings about flying, even with a surgical team, reports CBC. She ended up having baby Reece nine weeks early, and her two-month hospital stay led to a $950,000 medical bill—and a letter from Blue Cross denying any coverage due to a pre-existing condition. In its letter, the company wrote: "Ms. Huculak was diagnosed and treated for a high-risk pregnancy in the six months prior to departure. ... Any expenses incurred are not eligible under the terms of your policy."

Photo: Getty Images

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