January 14, 2026 • 25 mins
Colin’s joined by college football guru Josh Pate to preview the College Football Playoff Championship between Indiana and Miami.
Colin predicts that unlike Oregon & Alabama, Miami’s defense should be disruptive and be able to keep Indiana from a point total in the 30s or 40s (2:00). They debate whether Indiana coach Curt Cignetti could be lured away from college football by the NFL (4:30).
They discuss the huge disparities in finances between the Big Ten & Texas programs and SEC programs like LSU, Alabama & Georgia and without changes to NIL rules…could get left behind and perennially miss the playoff (6:30). They review all the star quarterbacks returning for the Big Ten & debate whether the gap between the Big Ten & SEC will be even bigger next year (9:30).
They also preview Lane Kiffin’s upcoming tenure as coach at LSU and debate whether adding Kiffin will actually bring titles to Baton Rouge (11:30).
They return to the national championship and discuss whether Carson Beck’s experience in the title game will give him any chance to outplay Fernando Mendoza (18:30). They break down the traits that will make Mendonza the likely #1 pick in the NFL draft, and agree that Indiana’s overall talent is underrated (21:30).
Finally, they debate whether they’d tweak the NIL or transfer portal if given the chance and Josh argues for classman pay scales similar to what exist in the NFL and why that would help fix problems with the portal and that the “wild wild west” era of college football is bound to end soon (24:45).
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Transcript
Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:01):
The volume.
Speaker 2 (00:12):
All right, I may look a little different now I'm
wearing these new age headsets as Josh Pate Josh pay
College Football Show on YouTube's getting all sorts of love
of press from ESPN and all these big shot platforms.
It's you know what we we knew a couple of
years ago. At the volume, We're like, get more Josh
(00:32):
Pate on our podcast. So let's start with this. Miami
gets seven and a half against Indiana. I'm you know,
it's almost like one of those with Saban, like you
just you would just take Sab inside. They'll just beat
somebody badly. I'm gonna go the other way because I
thought Indiana would handle Alabama cultural blowout and they'd handle Oregan.
(00:56):
I think Miami will disrupt their offense a little bit.
I think they are very disruptive. I think Indiana wins.
I think it's kind of ugly and low scoring. But
I don't see thirties and forties for Indiana, do you.
Speaker 3 (01:10):
No, I'm with you.
Speaker 1 (01:11):
I think we're pretty solo in this car, but I'm
with you. So I guess Colin what you're saying. And
to further the point, what it all boils down to,
is number one. Do you think Miami can play their
best game because that's kind of required here? And the
number two, do I think for the first time and
seemingly forever, someone can at least stagger Indiana, Someone can
(01:33):
at least make them throw something other than the fastball, because, like,
if you think about it, everyone who's faced Indiana on
the line of scrimmage, like you think they got to
deal with Indiana. I didn't really think Indiana quote unquote
had to deal with Alabama or even had to deal
with Oregon from a personnel standpoint, like they ended up
having the edge there. Miami is the kind of team
(01:54):
both sides of the line of scrimmage that at the
very least could do that word you just used, At
the very least you can make sure Fernando Mendoza doesn't
get into that zone he got into against Oregon, because,
like I know, you watched the same game as I did.
At some point, I don't really care if Oregon's turning
the ball over, if Mendoz is making those kind of throws,
if they're eleven or fourteen whatever they were on third down.
(02:15):
Nobody decided the NFL was beaten Indiana in that mode.
So the other thing about them is they're so efficient
offensively on third down because it's always third and two.
I don't ever feel like I see them in third
and alongs. And at the very least Miami's RUNDI is
good enough I think to where they can force some
of those third and lungs. Not maybe that it's a
moot point and he just hits them in Indiana rolls,
(02:37):
I'm baking that.
Speaker 3 (02:38):
You're right, though, I'm rolling with you.
Speaker 1 (02:39):
Not only did I take Miami to cover, I think
if it's a dogfight kind of game in the fourth quarter,
man and that belts within reach, I'm risky enough to
roll the dice on Miami being able to grab the belt.
Speaker 3 (02:50):
So I actually took him to win the game.
Speaker 2 (02:51):
Out right, I am. I don't think Signetti should go
to the NFL, and ten years ago I wouldn't have
said that. But college football coach now, it's a lot
of administrative stuff. You're not going to four high school
games on a Friday. You're not. You're what's my nil budget.
(03:13):
Let's get six to twelve guys from the portal. You
do some high school stuff, but a lot of assistants
can do that. So that's why I think Kyle Whittingham
at Michigan, Oh, he'll be absolutely viable for four to
five years. Absolutely. He doesn't have to know the local
high school. You know, landscape, you can go buy weakness.
So I think Signetty's a college guy. I think he's
(03:35):
an Indiana guy. I don't think he's a ladder climber.
He's got Mark Cuban money. Am I wrong on that?
Speaker 1 (03:42):
No? And I hope you're right too, because I don't
ever like to see anybody leave for the NFL. I
love college football first and foremost.
Speaker 3 (03:48):
I think you're right. Certainly we learned he's not looking
to leave.
Speaker 1 (03:52):
Anywhere in the college game, so the NFL will be
the only viable path. I don't know in his heart
of hearts, how like he viewsed the Pitchburg Steelers job.
I don't even know if Pittsburgh would be interested. Like mutually,
I don't know if there's anything there, But I kind
of agree with you, Like if you were to tell
me blindly a major college football head coach is taking
an NFL job in the next month, and I have
(04:14):
no knowledge that's happening. But if you rub the magic
eight ball, you told me that's coming, I would think
more along the lines of Ryan Day or Lincoln or
Kirby or something like that. Yeah, like bombshell out of nowhere.
But those guys have, especially Kirby and Ryan, have had
their success. They've watched the landscape change. So I don't
think he's in any hurry to leave.
Speaker 2 (04:33):
When you know, I said, this week I did. It
wasn't a very long segment, but I did a segment
called Top ten Next ten, and I said, now the
portal and the nil are established, it's a bidding war.
I said, here who I think over the next ten
years are the ten programs of NO I said, Texas
(04:57):
Texas and m Texas Tech. It's oil money, Michigan, Notre
Dame endowments are massive, Ohio State because they're Ohio State,
a lot of money, Oregon, Phil Knight money, Indiana because
of Cuban and Signetti, and they've that's a business school
with a massive alumni. And I said ten to USC
(05:19):
because I've watched them spend a fortune in the last year.
They just bought the number one recruiting class. And I said,
I don't know about Georgia. And the reason I said
that was one. I've watched what happened to Alabama quickly.
Now Georgia is from Atlanta. There's more money. You got Delton,
Coca Cola Corporations. But I said, Georgia's got seventeen fortune
five hundred companies, California fifty eight, Texas fifty four. So
(05:43):
and I said, Georgia just lost their number one booster
last year. They've lost five dbs in the portal, they
got outbid for quarterback by Vandy. There's this sense that, Okay,
we understand Bama's not a big state. And I'm like,
I don't know. I don't know if Georgia can I
mean A and M's gonna poach him, Texas gonna poach him,
(06:04):
Notre Dam's gonna poach him, and Texas Tech may poach Texas.
Where is where's the guarantee outside of Texas Oil money
that LSU Bama and Georgia are in this playoff every year?
Speaker 1 (06:20):
Uh, there there is no guarantee. I think their hope
is in that this cycle is temporary and we're kind
of headed towards some frontier. Like I think the semi
blind hope is a lot of them look to the
League office and just say, guys, you got to get
this figured out, like this can't be our existence five
years from now. Because you're right about Bama, You're right
(06:42):
about LSU. Georgia is a little bit of a misnomer
in my experience in the SEC, because everyone says Coke,
everyone says Delta. Everyone looks like forty or fifty miles
to the west, they see Atlanta, and they just assume
a ton of money. And I've talked to people at
Georgia about that, and they one of their biggest sort
of internal gripes is yet we're surrounded by all these
(07:04):
big names, these big brands, they don't really kick in
the way that we expected them to kick in when
we sort of got to this new landscape. Now that's
not to say there's some poverty program struggling to rub
two nickels together, but that infrastructure, like that financial infrastructure
in the greater Atlanta area, it is not kicked in
at Georgia.
Speaker 3 (07:25):
Like I think they thought it would.
Speaker 1 (07:26):
And then the other one is Kirby Smart's pretty old
school and the way he thinks, yeah, I just think
there may be a little natural competitive resistance to leaning
into that stuff too.
Speaker 2 (07:36):
Now that's interesting. And you would know, you know, it's
interesting because and I kind of predicted this two years ago.
I said, the Big ten has bigger schools, a bigger
alumni basis. I mean, with fifty five thousand people going
to some of these Big ten schools. And when you
have that many kids and there's no jobs in the
(07:57):
middle Ast, they go to the coasts and make money.
They go. Let mean you go to La it's Michigan
grds everywhere. I mean you, I mean everywhere. You go
to the northeast, it's Penn State, Ohio State, Michigan grads,
Michigan State grads everywhere. North Northwestern grads are all over
Chicago and Los Angeles. So and I and I look
at quarterback and what they're making. And next year the
(08:19):
Big Ten has Dante More he's coming back, and Julian
sand and Jordan Mayava and Underwood at Michigan. And I
can assure you you know this, Indiana's gonna go buy
some really good quarterback. And so my take he had
arch manning at Texas and and but does the gap
widen next year for one more year? Like sec third
(08:40):
straight year that I don't get in, do you think
for a year, because the quarterback play is going to
be so good in the Big Ten next year, does
the gap widen for a year?
Speaker 1 (08:52):
I think it's possible. Here's the caveat to that. What
if the very top of the SEC ends up being Texas.
What if Texas just fulfills on their potential and like
the peak of that SEC mountain is just higher.
Speaker 3 (09:05):
It kind of like the AC. I'm not comparing the two,
but like the.
Speaker 1 (09:09):
ACC this year, you would never really tout them as
a power conference, but it just so happens. The top
of it was Miami and they're about to play for
a national championship.
Speaker 2 (09:17):
Now.
Speaker 1 (09:17):
I don't think anyone's beating their chest chanting ACC Monday
night if Miami wins that thing. But if Texas were
to play to the potential of that payroll next year.
The other one I wonder about is Alabama's gonna have
a kid named Keelan Russell who they think is going
to be a superstar. And if there's like a come
out of nowhere quarterback in the SEC, I think that
(09:39):
would be where that happens. I don't know what Lane
plus Sam Levitt is going to look like, so I
do agree with you on the quarterback front. I tend
to believe probably overall, eight is equality of play, edge
big ten next year, the top top top of the SEC.
If it's like a Texas, I could see reclaiming that crown.
Speaker 2 (10:00):
Yeah, the you know, the Lane kiff and stuff is funny.
He can't stay off X. You know it's I'm one
of the disadvantages I've always said if I was competing
with you or younger sportscasters Nick Wright, is that I
didn't grow up living on my phone, and I just
don't like I like watching games and not having a
(10:21):
phone there. Like, I just like to watch the games
and I'll take notes on a notepad. I'm very old
school about that. And I look at Lane and part
of me thinks Lane on the Internet's great. Lane on
X is great. But I can see it. I can
see it blowing up, Like, are we sure Lane LSU
(10:42):
are giving it's giving us titles? Are we sure about that?
Speaker 3 (10:47):
No, we're not. We're not sure about it at all.
Speaker 1 (10:51):
Look, it's kind of like if you look at the
draft any given year you've got teams that are badly
in need of quarterback, you're gonna have a QB one
two three in any draft. As you well know, there's
some drafts where QB three that year is better than
the QB one two years down the road. I think
about hiring cycles the same way Lane was HC one
(11:13):
in this last hiring cycle. Does that really mean he
compares to like when Urban was on the open market
A generation to go, not exactly. And so that's it's
not like a buyer beware, it's just a buyer be aware,
I guess, is the way I would.
Speaker 3 (11:29):
Put it about LSU.
Speaker 1 (11:30):
Because expectations correlate with paygrade in most businesses. This one's
no different. So when you pay the guy twelve million
or whatever they're paying in a year, you just expect, Oh,
he's gonna level up. I got no reason to think
Lane Kiffin will ever level up from exactly what he's been.
Now here's the detriment. The detriment is when you place
(11:51):
false expectations on the guy and he comes in and
he's exactly who he's been, and you end up disappointed.
Speaker 3 (11:57):
Because he is who he is.
Speaker 1 (11:59):
Who does that really fall on the reality is it'll
fall on Lane Kiffin.
Speaker 3 (12:03):
But the truth of it is it should fall on.
Speaker 1 (12:04):
Someone who looked at someone and because we paid him
a lot of money, expected him to be more than
they had been in the past. But the other part
of that, Colin, and the crazy part that you know
that I don't think most people know, is how different
the Lane, this Lane Kiffin is versus the Lane Kiffin when.
Speaker 3 (12:21):
You're sitting eye to iowa with him.
Speaker 1 (12:22):
How different the personality is, how different the conversation is.
Speaker 3 (12:26):
It's just it's really wild.
Speaker 1 (12:28):
And that's why I've always said, if you're going to
consume Lane, it's actually better to do it online.
Speaker 3 (12:34):
Lane is a better.
Speaker 1 (12:35):
Consumed and a more easily consumed product online than he
is in person.
Speaker 2 (12:40):
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Let's go back to Miami, Indiana. So Carson Beck playing
in his third Natty, I think Miami has a lot
of I mean, Tony's obviously like generational, like he didn't
(14:25):
even some of the catches are just the one reaching
behind himself again. Still miss was ridiculous. The way it works,
and I'm guilty of this is if a guy isn't
a big Sunday prospect, I'm like, whatever, there is a
value in Carson Beck having been in this game three times.
(14:49):
He's not Mendoz as a Sunday prospect. It's not close,
but he's made big throws for George and a couple
of these puppies. He's got good weapons, he's got big
time NFL bodies up front, you give him any shot
to actually outplay Mendoza in that game.
Speaker 1 (15:09):
One on one, No, like like shot for shot. No,
because remember the A and M game. I think No,
not the A and M game.
Speaker 3 (15:16):
In the Ohio State game.
Speaker 1 (15:17):
I thought he was a legitimate weapon for what he is, Yeah,
for Miami, And I look at the stat sheet and as, oh,
one hundred and thirty eight yards passing, But I legitim
just I don't have overinflated expectations set for Carson Beck.
Speaker 3 (15:31):
So I thought that was a game in his wheelhouse.
Speaker 1 (15:34):
And then you feel like his legs were a weapon
and he had like twenty yards rushing or something like that.
So he is certainly not gonna make the wow throws
that Fernando Mendoza made. I saw Mendoza for the first
time in person for the Oregon game.
Speaker 3 (15:46):
Oh Wild, pretty wild?
Speaker 2 (15:49):
Tell me?
Speaker 1 (15:49):
Just like all the Sunday hype, it kind of it
makes you go, oh, I get it now when you
watch him in person. So Combine's gonna be fun to
watch with him, but I don't think so. But also
colin the nature of game that Miami needs to win
this thing. Monday night is probably the kind of game
where one hundred and fifty yards does it for him
because it's just a bunch of Mark Fletcher falling forward,
(16:10):
complete brutality, street fight. Winning teams probably run in sixty
two plays or something like that. Yeah, I think that's
Carson Beck shot man. If he's throwing the ball forty times,
it's probably not a good sign.
Speaker 2 (16:22):
Yeah, Miami makes too many mistakes in my opinion, too
many penalties. They'll turn it over, they you know, they're
just there's there. It's almost like when you have a
great quarterback like a Josh Allen, you can't over coach him,
just let him play. And I feel like with Miami,
with all that talent, you gotta let some of it
just play. Indiana has a lot of three and four
star guys. In this next cycle, they're gonna get some
(16:43):
five star guys, and Signetty's gonna have that dilemma, which
is sometimes you just got like Antonio Brown for the Steelers,
he goes a little off script. Well, you can't defend him,
like the best corner in the league can't stay in
front of him. So sometimes not the talent's ever a burden.
But Miami's got so much in length and power, you
just got to bake in some mistakes. I always say
(17:04):
this with Caleb Williams. I'm not getting paralyzed by his
completion percentage because there's some Paul Bunyan esque Josh Allen stuff.
I want to go back to Mendoza when you saw
him in person. A buddy of mine, Tom te LESCo,
a former GM, he was leaning to and then he
went to the Rose Bull and watched Justin Herbert in person, yep,
(17:25):
and he's like, oh, he's not that's different. No, he's
six six, He's not like six'. Five he's six, six
and he's Making wisconsin's best defense like missing. Space what
was your first initial thought Of mendoz when you saw.
Speaker 1 (17:38):
HIM i, mean, Look i'm not a quarterback coach or
scout by any, stretch but it's to the, layperson the
balls like a cannon coming out of his. Hand he's
making a lot of far hash, outthrows the TYPICAL nfl
throws that you want to, see made a number of.
Them and that particular, GAME i was partly on, field
partly up in the press, box so you're getting every
(17:58):
vantage point and then the other thing is just think
about this in.
Speaker 3 (18:01):
General you watched him throughout the.
Speaker 1 (18:02):
Playoff how many times do you see a quarterback justifiably
win The Heisman trophy and then play better post winning
The heisman like he's played.
Speaker 3 (18:11):
His best football in the.
Speaker 1 (18:12):
Playoff, yeah, so and then you DON'T i don't care
if this dude goes To Las. Vegas he'll order uber
eat six nights out of the. Week, like there's not
an ounce of character. Concern so everything that you would
want physically is. THERE i, MEAN i, Like i'm not SAYING.
Speaker 3 (18:27):
I was hesitant on. IT i just left more bought.
Speaker 2 (18:29):
In, yeah Is indiana in? Person Is indiana's talent better
than most people subscribe to watching ON tv when you
see it in? Person because when you hammer In alabama
and you're Dominating oregon twice in person is a little
more impressive.
Speaker 3 (18:48):
One hundred and fifty. Percent.
Speaker 1 (18:49):
Yes to be, HONEST i said something to there was
a coach on the. SIDELINE i, Said, hey tell me
if you Think i'm. WRONG i think IF i PUT
lsu jerseys on, them they would just easily. Pass, Okay
And i'm not saying they have like freak show athletes
all over the, place but most people just keep spouting
off this stuff about they're less talented because they've read
(19:12):
that they're less. Talented it's not like someone's really gone.
Eight as the eval Of indiana's. Roster, now you can
tell When TCUs on the field With, georgia you can
tell there's not that glaring disparity whatsoever with these.
Speaker 3 (19:25):
Guys, so, yeah they absolutely passed the eyeball. Tess.
Speaker 2 (19:27):
YEAH i like their wide. Receivers that's WHERE i really.
NOTICED i think their wide receivers stretch the. Field they're
guys that go above and beyond to catch the ball man.
Dooza when you watch them throw to the end, zone
it's never short what one guy can catch. It it's
the who's your? Receiver always one guy that can catch.
It Josh pate Hosts The Josh Payt's College Football. SHOW
(19:49):
i love this year of college. FOOTBALL i think the
transfer portal's. MESSY i think the nil's GETTING i, mean,
YEAH i don't like kids transfer in five. Times they
always use, this you always hear. This, WELL i mean
coaches they leave all the. Time they don't go six
places in five years like slow. Down, secondly my, Take
josh is coaches are different than. Players my bosses At
(20:11):
fox get stock. OPTIONS i don't get there are. Bosses
i'm an. EMPLOYEE a college player is not a college.
Coach coaches are. Administrators they're responsible for the. PROGRAM a
wide receiver is responsible for catching the ball and keeping
eligible in. Classes SO i if you had to tweak
one or the other portal or, nil which one concerns you, MORE.
Speaker 1 (20:37):
I THINK i would tweak nil if you really let
me control the revenue sharing and then the pay, structure,
because LIKE i, think what happens whether you GO cba
to achieve this or. Not if you tweaked that and
you made revenue sharing just the true sense of revenue,
sharing you wouldn't have to worry about the portal as
much if you structured it. Right colin very simple like
(20:59):
rookie pace, Scales freshman pay scales in other, words for
college are smaller than sophomore pay scales are smaller than
junior or smaller than. Senior and if you heavily incentivize
and backload revenue sharing for guys contingent that they remain
on their, roster you don't have to legislate that they
have to stay. There they just have all the incentive
(21:19):
in the world to only leave in the worst of.
Cases and then if you wanted to add in exemptions
for if they lose their head, coach so be. IT
i got no problem with. That but IF i were
to change, THAT i don't think we would have this
big outcry about the transfer.
Speaker 3 (21:33):
Portal cast guys.
Speaker 1 (21:34):
Are only moving around right now to chase what they
would be inclined to stay at their school to.
Speaker 2 (21:39):
Chase, yeah it's. INTERESTING i follow LIKE usc is the
PROGRAM i. Problem everybody has a program or two they
follow more, right even, broadcasters and most of the guys
that are LEAVING. Usc the quarterback came back could have
been a. Bidding he Wanted Lincoln. Riley they lost a
couple of receivers to THE, naf and then they went
(22:01):
and bought one good receiver and hit in a couple
of high school. Guys is that most of the guys
that LEAVE i tend to think the core of your
program if they're, productive the school's taking care of. Them
it's like the third defensive lineman At georgia who probably
doesn't have the motor of the first. Two Kirby smart's
(22:21):
tired of him and he's not getting a, love and he's,
Like i'm gonna go To i'm going to go To
Michigan state and be a star LIKE. I the thing
about the transfer portal is buy outside of, quarterback where
there are bidding wars for most. PLAYERS i THINK i
think you mostly keep your corp BECAUSE i don't think
it's like anything. Else you learn as you. Go, yep
(22:44):
AND i THINK usc has looked at it and, thought,
man we have spent way too much money on way
too many guys that didn't make an, impact and they're
gonna spend it now on like rush end star receiver.
QUARTERBACK i kind of think it's all getting a little.
Better but the, Problem josh is the stuff that you
read about the big paydays freaks everybody. OUT i kind
(23:07):
of THINK i think it's kind of GETTING i think
it's coming to its conclusion of being the wild Wild.
West that's my.
Speaker 3 (23:15):
INTERPRETATION i agree on a couple of.
Speaker 1 (23:18):
Fronts, okay first, off just, legislatively they're gonna figure something.
OUT i don't know which which ramp they're gonna get off,
on whether it's anti trust exemption or whether IT'S. Cba
they're gonna figure something. Out status quo will not. Remain
that's the first. Thing the second thing is what you're
talking about on more ground, LEVEL i agree.
Speaker 3 (23:37):
With and there are a couple of.
Speaker 1 (23:38):
Big experiments happening what you've. Mentioned one of these programs
already in THE, sec and That's alabama And georgia are
both dead set on recruiting top five classes out of high. School,
yeah and then spending a vast majority of their nil
money reinvesting in the guys they. Recruited, yeah and they're
they're supplementing via the portal and there they're. Backfilling, conditionally
(24:00):
their blueprint is still very much based in high school. Recruiting,
now we're still sort of on the frontier of figuring
all this stuff out and figuring out like what's the sweet,
spot which way. Works but one of the BENEFITS i
think Of indiana doing what they're doing right now is
it feels like everyone's always chasing a model at any
given point in, broadcast in, media in, sports everyone's chasing a.
(24:21):
Model it was The patriots for a long time in the.
Light and so there's one positive Of Kurt signitty doing
what he's. Doing i'm not saying anyone's about to duplicate
When indiana's. Done but if there is a set of
basic values and, principles you're trying to recruit aim out
of high school and reinvest in them and.
Speaker 3 (24:39):
Development And i'm comfortable with that kind of college.
Speaker 2 (24:42):
Football, YEAH i saw that with THE usc they signed
thirty four high school. Kids it was a massive. Class all,
right quick. Trip what's the, latest?
Speaker 1 (24:50):
BUDDY i just ACTUALLY i went there the other, day
got a bunch of cold Brown tap because there's not
one right in my.
Speaker 3 (24:56):
Backyard Sometimes i'll.
Speaker 1 (24:57):
Overly load up on the cold brew AND i was
literally drinking it out of this bottle, here SO i
didn't even plan it that. Way they have fueled our
tour the entire. Year they let us go courtesy of
their fuel pumps and their cold Brown tap to college
football games coast to. Coast it's been a really really good,
partner and they're about.
Speaker 2 (25:14):
It.
Speaker 1 (25:14):
Man they speak college football, fluently just like we. Do
and it is a big blessing to have them along
for the.
Speaker 2 (25:20):
Ride that's a blessing to have you as, Well. Buddy
congrats and all your.
Speaker 3 (25:23):
SUCCESS i appreciate. It going
Speaker 1 (25:27):
The volume
The volume.
Speaker 2 (00:12):
All right, I may look a little different now I'm
wearing these new age headsets as Josh Pate Josh pay
College Football Show on YouTube's getting all sorts of love
of press from ESPN and all these big shot platforms.
It's you know what we we knew a couple of
years ago. At the volume, We're like, get more Josh
(00:32):
Pate on our podcast. So let's start with this. Miami
gets seven and a half against Indiana. I'm you know,
it's almost like one of those with Saban, like you
just you would just take Sab inside. They'll just beat
somebody badly. I'm gonna go the other way because I
thought Indiana would handle Alabama cultural blowout and they'd handle Oregan.
(00:56):
I think Miami will disrupt their offense a little bit.
I think they are very disruptive. I think Indiana wins.
I think it's kind of ugly and low scoring. But
I don't see thirties and forties for Indiana, do you.
Speaker 3 (01:10):
No, I'm with you.
Speaker 1 (01:11):
I think we're pretty solo in this car, but I'm
with you. So I guess Colin what you're saying. And
to further the point, what it all boils down to,
is number one. Do you think Miami can play their
best game because that's kind of required here? And the
number two, do I think for the first time and
seemingly forever, someone can at least stagger Indiana, Someone can
(01:33):
at least make them throw something other than the fastball, because, like,
if you think about it, everyone who's faced Indiana on
the line of scrimmage, like you think they got to
deal with Indiana. I didn't really think Indiana quote unquote
had to deal with Alabama or even had to deal
with Oregon from a personnel standpoint, like they ended up
having the edge there. Miami is the kind of team
(01:54):
both sides of the line of scrimmage that at the
very least could do that word you just used, At
the very least you can make sure Fernando Mendoza doesn't
get into that zone he got into against Oregon, because,
like I know, you watched the same game as I did.
At some point, I don't really care if Oregon's turning
the ball over, if Mendoz is making those kind of throws,
if they're eleven or fourteen whatever they were on third down.
(02:15):
Nobody decided the NFL was beaten Indiana in that mode.
So the other thing about them is they're so efficient
offensively on third down because it's always third and two.
I don't ever feel like I see them in third
and alongs. And at the very least Miami's RUNDI is
good enough I think to where they can force some
of those third and lungs. Not maybe that it's a
moot point and he just hits them in Indiana rolls,
(02:37):
I'm baking that.
Speaker 3 (02:38):
You're right, though, I'm rolling with you.
Speaker 1 (02:39):
Not only did I take Miami to cover, I think
if it's a dogfight kind of game in the fourth quarter,
man and that belts within reach, I'm risky enough to
roll the dice on Miami being able to grab the belt.
Speaker 3 (02:50):
So I actually took him to win the game.
Speaker 2 (02:51):
Out right, I am. I don't think Signetti should go
to the NFL, and ten years ago I wouldn't have
said that. But college football coach now, it's a lot
of administrative stuff. You're not going to four high school
games on a Friday. You're not. You're what's my nil budget.
(03:13):
Let's get six to twelve guys from the portal. You
do some high school stuff, but a lot of assistants
can do that. So that's why I think Kyle Whittingham
at Michigan, Oh, he'll be absolutely viable for four to
five years. Absolutely. He doesn't have to know the local
high school. You know, landscape, you can go buy weakness.
So I think Signetty's a college guy. I think he's
(03:35):
an Indiana guy. I don't think he's a ladder climber.
He's got Mark Cuban money. Am I wrong on that?
Speaker 1 (03:42):
No? And I hope you're right too, because I don't
ever like to see anybody leave for the NFL. I
love college football first and foremost.
Speaker 3 (03:48):
I think you're right. Certainly we learned he's not looking
to leave.
Speaker 1 (03:52):
Anywhere in the college game, so the NFL will be
the only viable path. I don't know in his heart
of hearts, how like he viewsed the Pitchburg Steelers job.
I don't even know if Pittsburgh would be interested. Like mutually,
I don't know if there's anything there, But I kind
of agree with you, Like if you were to tell
me blindly a major college football head coach is taking
an NFL job in the next month, and I have
(04:14):
no knowledge that's happening. But if you rub the magic
eight ball, you told me that's coming, I would think
more along the lines of Ryan Day or Lincoln or
Kirby or something like that. Yeah, like bombshell out of nowhere.
But those guys have, especially Kirby and Ryan, have had
their success. They've watched the landscape change. So I don't
think he's in any hurry to leave.
Speaker 2 (04:33):
When you know, I said, this week I did. It
wasn't a very long segment, but I did a segment
called Top ten Next ten, and I said, now the
portal and the nil are established, it's a bidding war.
I said, here who I think over the next ten
years are the ten programs of NO I said, Texas
(04:57):
Texas and m Texas Tech. It's oil money, Michigan, Notre
Dame endowments are massive, Ohio State because they're Ohio State,
a lot of money, Oregon, Phil Knight money, Indiana because
of Cuban and Signetti, and they've that's a business school
with a massive alumni. And I said ten to USC
(05:19):
because I've watched them spend a fortune in the last year.
They just bought the number one recruiting class. And I said,
I don't know about Georgia. And the reason I said
that was one. I've watched what happened to Alabama quickly.
Now Georgia is from Atlanta. There's more money. You got Delton,
Coca Cola Corporations. But I said, Georgia's got seventeen fortune
five hundred companies, California fifty eight, Texas fifty four. So
(05:43):
and I said, Georgia just lost their number one booster
last year. They've lost five dbs in the portal, they
got outbid for quarterback by Vandy. There's this sense that, Okay,
we understand Bama's not a big state. And I'm like,
I don't know. I don't know if Georgia can I
mean A and M's gonna poach him, Texas gonna poach him,
(06:04):
Notre Dam's gonna poach him, and Texas Tech may poach Texas.
Where is where's the guarantee outside of Texas Oil money
that LSU Bama and Georgia are in this playoff every year?
Speaker 1 (06:20):
Uh, there there is no guarantee. I think their hope
is in that this cycle is temporary and we're kind
of headed towards some frontier. Like I think the semi
blind hope is a lot of them look to the
League office and just say, guys, you got to get
this figured out, like this can't be our existence five
years from now. Because you're right about Bama, You're right
(06:42):
about LSU. Georgia is a little bit of a misnomer
in my experience in the SEC, because everyone says Coke,
everyone says Delta. Everyone looks like forty or fifty miles
to the west, they see Atlanta, and they just assume
a ton of money. And I've talked to people at
Georgia about that, and they one of their biggest sort
of internal gripes is yet we're surrounded by all these
(07:04):
big names, these big brands, they don't really kick in
the way that we expected them to kick in when
we sort of got to this new landscape. Now that's
not to say there's some poverty program struggling to rub
two nickels together, but that infrastructure, like that financial infrastructure
in the greater Atlanta area, it is not kicked in
at Georgia.
Speaker 3 (07:25):
Like I think they thought it would.
Speaker 1 (07:26):
And then the other one is Kirby Smart's pretty old
school and the way he thinks, yeah, I just think
there may be a little natural competitive resistance to leaning
into that stuff too.
Speaker 2 (07:36):
Now that's interesting. And you would know, you know, it's
interesting because and I kind of predicted this two years ago.
I said, the Big ten has bigger schools, a bigger
alumni basis. I mean, with fifty five thousand people going
to some of these Big ten schools. And when you
have that many kids and there's no jobs in the
(07:57):
middle Ast, they go to the coasts and make money.
They go. Let mean you go to La it's Michigan
grds everywhere. I mean you, I mean everywhere. You go
to the northeast, it's Penn State, Ohio State, Michigan grads,
Michigan State grads everywhere. North Northwestern grads are all over
Chicago and Los Angeles. So and I and I look
at quarterback and what they're making. And next year the
(08:19):
Big Ten has Dante More he's coming back, and Julian
sand and Jordan Mayava and Underwood at Michigan. And I
can assure you you know this, Indiana's gonna go buy
some really good quarterback. And so my take he had
arch manning at Texas and and but does the gap
widen next year for one more year? Like sec third
(08:40):
straight year that I don't get in, do you think
for a year, because the quarterback play is going to
be so good in the Big Ten next year, does
the gap widen for a year?
Speaker 1 (08:52):
I think it's possible. Here's the caveat to that. What
if the very top of the SEC ends up being Texas.
What if Texas just fulfills on their potential and like
the peak of that SEC mountain is just higher.
Speaker 3 (09:05):
It kind of like the AC. I'm not comparing the two,
but like the.
Speaker 1 (09:09):
ACC this year, you would never really tout them as
a power conference, but it just so happens. The top
of it was Miami and they're about to play for
a national championship.
Speaker 2 (09:17):
Now.
Speaker 1 (09:17):
I don't think anyone's beating their chest chanting ACC Monday
night if Miami wins that thing. But if Texas were
to play to the potential of that payroll next year.
The other one I wonder about is Alabama's gonna have
a kid named Keelan Russell who they think is going
to be a superstar. And if there's like a come
out of nowhere quarterback in the SEC, I think that
(09:39):
would be where that happens. I don't know what Lane
plus Sam Levitt is going to look like, so I
do agree with you on the quarterback front. I tend
to believe probably overall, eight is equality of play, edge
big ten next year, the top top top of the SEC.
If it's like a Texas, I could see reclaiming that crown.
Speaker 2 (10:00):
Yeah, the you know, the Lane kiff and stuff is funny.
He can't stay off X. You know it's I'm one
of the disadvantages I've always said if I was competing
with you or younger sportscasters Nick Wright, is that I
didn't grow up living on my phone, and I just
don't like I like watching games and not having a
(10:21):
phone there. Like, I just like to watch the games
and I'll take notes on a notepad. I'm very old
school about that. And I look at Lane and part
of me thinks Lane on the Internet's great. Lane on
X is great. But I can see it. I can
see it blowing up, Like, are we sure Lane LSU
(10:42):
are giving it's giving us titles? Are we sure about that?
Speaker 3 (10:47):
No, we're not. We're not sure about it at all.
Speaker 1 (10:51):
Look, it's kind of like if you look at the
draft any given year you've got teams that are badly
in need of quarterback, you're gonna have a QB one
two three in any draft. As you well know, there's
some drafts where QB three that year is better than
the QB one two years down the road. I think
about hiring cycles the same way Lane was HC one
(11:13):
in this last hiring cycle. Does that really mean he
compares to like when Urban was on the open market
A generation to go, not exactly. And so that's it's
not like a buyer beware, it's just a buyer be aware,
I guess, is the way I would.
Speaker 3 (11:29):
Put it about LSU.
Speaker 1 (11:30):
Because expectations correlate with paygrade in most businesses. This one's
no different. So when you pay the guy twelve million
or whatever they're paying in a year, you just expect, Oh,
he's gonna level up. I got no reason to think
Lane Kiffin will ever level up from exactly what he's been.
Now here's the detriment. The detriment is when you place
(11:51):
false expectations on the guy and he comes in and
he's exactly who he's been, and you end up disappointed.
Speaker 3 (11:57):
Because he is who he is.
Speaker 1 (11:59):
Who does that really fall on the reality is it'll
fall on Lane Kiffin.
Speaker 3 (12:03):
But the truth of it is it should fall on.
Speaker 1 (12:04):
Someone who looked at someone and because we paid him
a lot of money, expected him to be more than
they had been in the past. But the other part
of that, Colin, and the crazy part that you know
that I don't think most people know, is how different
the Lane, this Lane Kiffin is versus the Lane Kiffin when.
Speaker 3 (12:21):
You're sitting eye to iowa with him.
Speaker 1 (12:22):
How different the personality is, how different the conversation is.
Speaker 3 (12:26):
It's just it's really wild.
Speaker 1 (12:28):
And that's why I've always said, if you're going to
consume Lane, it's actually better to do it online.
Speaker 3 (12:34):
Lane is a better.
Speaker 1 (12:35):
Consumed and a more easily consumed product online than he
is in person.
Speaker 2 (12:40):
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Let's go back to Miami, Indiana. So Carson Beck playing
in his third Natty, I think Miami has a lot
of I mean, Tony's obviously like generational, like he didn't
(14:25):
even some of the catches are just the one reaching
behind himself again. Still miss was ridiculous. The way it works,
and I'm guilty of this is if a guy isn't
a big Sunday prospect, I'm like, whatever, there is a
value in Carson Beck having been in this game three times.
(14:49):
He's not Mendoz as a Sunday prospect. It's not close,
but he's made big throws for George and a couple
of these puppies. He's got good weapons, he's got big
time NFL bodies up front, you give him any shot
to actually outplay Mendoza in that game.
Speaker 1 (15:09):
One on one, No, like like shot for shot. No,
because remember the A and M game. I think No,
not the A and M game.
Speaker 3 (15:16):
In the Ohio State game.
Speaker 1 (15:17):
I thought he was a legitimate weapon for what he is, Yeah,
for Miami, And I look at the stat sheet and as, oh,
one hundred and thirty eight yards passing, But I legitim
just I don't have overinflated expectations set for Carson Beck.
Speaker 3 (15:31):
So I thought that was a game in his wheelhouse.
Speaker 1 (15:34):
And then you feel like his legs were a weapon
and he had like twenty yards rushing or something like that.
So he is certainly not gonna make the wow throws
that Fernando Mendoza made. I saw Mendoza for the first
time in person for the Oregon game.
Speaker 3 (15:46):
Oh Wild, pretty wild?
Speaker 2 (15:49):
Tell me?
Speaker 1 (15:49):
Just like all the Sunday hype, it kind of it
makes you go, oh, I get it now when you
watch him in person. So Combine's gonna be fun to
watch with him, but I don't think so. But also
colin the nature of game that Miami needs to win
this thing. Monday night is probably the kind of game
where one hundred and fifty yards does it for him
because it's just a bunch of Mark Fletcher falling forward,
(16:10):
complete brutality, street fight. Winning teams probably run in sixty
two plays or something like that. Yeah, I think that's
Carson Beck shot man. If he's throwing the ball forty times,
it's probably not a good sign.
Speaker 2 (16:22):
Yeah, Miami makes too many mistakes in my opinion, too
many penalties. They'll turn it over, they you know, they're
just there's there. It's almost like when you have a
great quarterback like a Josh Allen, you can't over coach him,
just let him play. And I feel like with Miami,
with all that talent, you gotta let some of it
just play. Indiana has a lot of three and four
star guys. In this next cycle, they're gonna get some
(16:43):
five star guys, and Signetty's gonna have that dilemma, which
is sometimes you just got like Antonio Brown for the Steelers,
he goes a little off script. Well, you can't defend him,
like the best corner in the league can't stay in
front of him. So sometimes not the talent's ever a burden.
But Miami's got so much in length and power, you
just got to bake in some mistakes. I always say
(17:04):
this with Caleb Williams. I'm not getting paralyzed by his
completion percentage because there's some Paul Bunyan esque Josh Allen stuff.
I want to go back to Mendoza when you saw
him in person. A buddy of mine, Tom te LESCo,
a former GM, he was leaning to and then he
went to the Rose Bull and watched Justin Herbert in person, yep,
(17:25):
and he's like, oh, he's not that's different. No, he's
six six, He's not like six'. Five he's six, six
and he's Making wisconsin's best defense like missing. Space what
was your first initial thought Of mendoz when you saw.
Speaker 1 (17:38):
HIM i, mean, Look i'm not a quarterback coach or
scout by any, stretch but it's to the, layperson the
balls like a cannon coming out of his. Hand he's
making a lot of far hash, outthrows the TYPICAL nfl
throws that you want to, see made a number of.
Them and that particular, GAME i was partly on, field
partly up in the press, box so you're getting every
(17:58):
vantage point and then the other thing is just think
about this in.
Speaker 3 (18:01):
General you watched him throughout the.
Speaker 1 (18:02):
Playoff how many times do you see a quarterback justifiably
win The Heisman trophy and then play better post winning
The heisman like he's played.
Speaker 3 (18:11):
His best football in the.
Speaker 1 (18:12):
Playoff, yeah, so and then you DON'T i don't care
if this dude goes To Las. Vegas he'll order uber
eat six nights out of the. Week, like there's not
an ounce of character. Concern so everything that you would
want physically is. THERE i, MEAN i, Like i'm not SAYING.
Speaker 3 (18:27):
I was hesitant on. IT i just left more bought.
Speaker 2 (18:29):
In, yeah Is indiana in? Person Is indiana's talent better
than most people subscribe to watching ON tv when you
see it in? Person because when you hammer In alabama
and you're Dominating oregon twice in person is a little
more impressive.
Speaker 3 (18:48):
One hundred and fifty. Percent.
Speaker 1 (18:49):
Yes to be, HONEST i said something to there was
a coach on the. SIDELINE i, Said, hey tell me
if you Think i'm. WRONG i think IF i PUT
lsu jerseys on, them they would just easily. Pass, Okay
And i'm not saying they have like freak show athletes
all over the, place but most people just keep spouting
off this stuff about they're less talented because they've read
(19:12):
that they're less. Talented it's not like someone's really gone.
Eight as the eval Of indiana's. Roster, now you can
tell When TCUs on the field With, georgia you can
tell there's not that glaring disparity whatsoever with these.
Speaker 3 (19:25):
Guys, so, yeah they absolutely passed the eyeball. Tess.
Speaker 2 (19:27):
YEAH i like their wide. Receivers that's WHERE i really.
NOTICED i think their wide receivers stretch the. Field they're
guys that go above and beyond to catch the ball man.
Dooza when you watch them throw to the end, zone
it's never short what one guy can catch. It it's
the who's your? Receiver always one guy that can catch.
It Josh pate Hosts The Josh Payt's College Football. SHOW
(19:49):
i love this year of college. FOOTBALL i think the
transfer portal's. MESSY i think the nil's GETTING i, mean,
YEAH i don't like kids transfer in five. Times they
always use, this you always hear. This, WELL i mean
coaches they leave all the. Time they don't go six
places in five years like slow. Down, secondly my, Take
josh is coaches are different than. Players my bosses At
(20:11):
fox get stock. OPTIONS i don't get there are. Bosses
i'm an. EMPLOYEE a college player is not a college.
Coach coaches are. Administrators they're responsible for the. PROGRAM a
wide receiver is responsible for catching the ball and keeping
eligible in. Classes SO i if you had to tweak
one or the other portal or, nil which one concerns you, MORE.
Speaker 1 (20:37):
I THINK i would tweak nil if you really let
me control the revenue sharing and then the pay, structure,
because LIKE i, think what happens whether you GO cba
to achieve this or. Not if you tweaked that and
you made revenue sharing just the true sense of revenue,
sharing you wouldn't have to worry about the portal as
much if you structured it. Right colin very simple like
(20:59):
rookie pace, Scales freshman pay scales in other, words for
college are smaller than sophomore pay scales are smaller than
junior or smaller than. Senior and if you heavily incentivize
and backload revenue sharing for guys contingent that they remain
on their, roster you don't have to legislate that they
have to stay. There they just have all the incentive
(21:19):
in the world to only leave in the worst of.
Cases and then if you wanted to add in exemptions
for if they lose their head, coach so be. IT
i got no problem with. That but IF i were
to change, THAT i don't think we would have this
big outcry about the transfer.
Speaker 3 (21:33):
Portal cast guys.
Speaker 1 (21:34):
Are only moving around right now to chase what they
would be inclined to stay at their school to.
Speaker 2 (21:39):
Chase, yeah it's. INTERESTING i follow LIKE usc is the
PROGRAM i. Problem everybody has a program or two they
follow more, right even, broadcasters and most of the guys
that are LEAVING. Usc the quarterback came back could have
been a. Bidding he Wanted Lincoln. Riley they lost a
couple of receivers to THE, naf and then they went
(22:01):
and bought one good receiver and hit in a couple
of high school. Guys is that most of the guys
that LEAVE i tend to think the core of your
program if they're, productive the school's taking care of. Them
it's like the third defensive lineman At georgia who probably
doesn't have the motor of the first. Two Kirby smart's
(22:21):
tired of him and he's not getting a, love and he's,
Like i'm gonna go To i'm going to go To
Michigan state and be a star LIKE. I the thing
about the transfer portal is buy outside of, quarterback where
there are bidding wars for most. PLAYERS i THINK i
think you mostly keep your corp BECAUSE i don't think
it's like anything. Else you learn as you. Go, yep
(22:44):
AND i THINK usc has looked at it and, thought,
man we have spent way too much money on way
too many guys that didn't make an, impact and they're
gonna spend it now on like rush end star receiver.
QUARTERBACK i kind of think it's all getting a little.
Better but the, Problem josh is the stuff that you
read about the big paydays freaks everybody. OUT i kind
(23:07):
of THINK i think it's kind of GETTING i think
it's coming to its conclusion of being the wild Wild.
West that's my.
Speaker 3 (23:15):
INTERPRETATION i agree on a couple of.
Speaker 1 (23:18):
Fronts, okay first, off just, legislatively they're gonna figure something.
OUT i don't know which which ramp they're gonna get off,
on whether it's anti trust exemption or whether IT'S. Cba
they're gonna figure something. Out status quo will not. Remain
that's the first. Thing the second thing is what you're
talking about on more ground, LEVEL i agree.
Speaker 3 (23:37):
With and there are a couple of.
Speaker 1 (23:38):
Big experiments happening what you've. Mentioned one of these programs
already in THE, sec and That's alabama And georgia are
both dead set on recruiting top five classes out of high. School,
yeah and then spending a vast majority of their nil
money reinvesting in the guys they. Recruited, yeah and they're
they're supplementing via the portal and there they're. Backfilling, conditionally
(24:00):
their blueprint is still very much based in high school. Recruiting,
now we're still sort of on the frontier of figuring
all this stuff out and figuring out like what's the sweet,
spot which way. Works but one of the BENEFITS i
think Of indiana doing what they're doing right now is
it feels like everyone's always chasing a model at any
given point in, broadcast in, media in, sports everyone's chasing a.
(24:21):
Model it was The patriots for a long time in the.
Light and so there's one positive Of Kurt signitty doing
what he's. Doing i'm not saying anyone's about to duplicate
When indiana's. Done but if there is a set of
basic values and, principles you're trying to recruit aim out
of high school and reinvest in them and.
Speaker 3 (24:39):
Development And i'm comfortable with that kind of college.
Speaker 2 (24:42):
Football, YEAH i saw that with THE usc they signed
thirty four high school. Kids it was a massive. Class all,
right quick. Trip what's the, latest?
Speaker 1 (24:50):
BUDDY i just ACTUALLY i went there the other, day
got a bunch of cold Brown tap because there's not
one right in my.
Speaker 3 (24:56):
Backyard Sometimes i'll.
Speaker 1 (24:57):
Overly load up on the cold brew AND i was
literally drinking it out of this bottle, here SO i
didn't even plan it that. Way they have fueled our
tour the entire. Year they let us go courtesy of
their fuel pumps and their cold Brown tap to college
football games coast to. Coast it's been a really really good,
partner and they're about.
Speaker 2 (25:14):
It.
Speaker 1 (25:14):
Man they speak college football, fluently just like we. Do
and it is a big blessing to have them along
for the.
Speaker 2 (25:20):
Ride that's a blessing to have you as, Well. Buddy
congrats and all your.
Speaker 3 (25:23):
SUCCESS i appreciate. It going
Speaker 1 (25:27):
The volume
Hosts And Creators
Colin Cowherd
Jason McIntyre
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