January 19, 2026 • 35 mins
What will be the issues that define the midterms and where will the top ten key races be that will decide the control of congress next year??? Chris Walker, GOP consultant, will run it all down for us!
The Education Department is putting off collections on defaulted student loans, as President Trump says Americans should be able to dip into their retirement savings to buy a home. National Correspondent RORY O’NEILL will explain.
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Episode Transcript
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Speaker 1 (00:00):
Hi, I'm Michael. I'd love to have you listen to
your morning show live. Every day We're heard on great
stations like News Talk five point fifty k FYI and
Phoenix News Radio eleven ninety k EX in Portland and
ten ninety The Patriot in Seattle. Make us a part
of your morning routine. We'd love to have you listen live.
But in the meantime, enjoy the podcast magent.
Speaker 2 (00:20):
Gent starting your morning off right. A new way of talk,
a new way of understanding, because we're in this together.
This is your morning show with Michael O'Dell Charny.
Speaker 1 (00:37):
Well, if you're just seeing the footage of the anti
ice protesters storming that Minnesota church, the chaos in America
in the House of God, with their phones and their fists,
if only the church, but I'll leave their building and
(00:58):
hit them at their protest site. That could be an
interesting development, couldn't it. The Pentagon is reportedly ready to
deploy about fifteen hundred active duty troops to Minnesota. President
Trump says Denmark has failed to address what he says
is the Russian threat in Greenland. Meanwhile, if you want
to have a place at the table, I mean a
permanent seat on the Gaza Board of Peace. It'll cost
you about a billion dollars. NASA has rolled out the
(01:19):
Artemis two rocket. It's on the launch pad. Will it
be February? Will it be March? It's headed to the
moon and then beyond that to Mars AFCNFC championship games
are set. The College Football National Championship is here tonight,
hard Rock Stadium, Miami for the Hurricanes, a home game.
But here come the Hoosiers, the number one team in
(01:41):
the land. Good morning, and welcome to Monday, January, the
nineteenth year of Our Lord, twenty twenty six. It's eight
minutes after the hour. It's my honor to serve you
here at America's kitchen table. I'm Michael del Jarnod. Jeffrey
has all the sounds, wise, cracks and aggravations, red keeping
an eye on the content. And you know we had
a conver We're going to finish next half hour. It
(02:05):
is Martin Luther King Junior Day. Where are we in
race relations? Even after a Barack Obama presidency? Where are we?
I don't think we're anywhere near Martin Luther King Junior's dream.
I don't think we're anywhere near our founding father's intent.
(02:26):
In fact, I think we're worse off in America Greees.
We'll go through that poll and put it into perspective
for you. You can't have Martin Luther's King Junior's dream
if you ignore the premise of it and the God
that provides it. You lose God, you lose man, you
lose God, you lose race relations. So we'll have more
(02:47):
on that coming up next half hour. The other is
you don't avoid the consequence. You can play these chaotic,
crazy narrative games, storming churches, interrupting you know, law enforcement,
but you don't always get away with doing it without consequence.
And one of the consequences are we got thirty five
(03:08):
Senate seats up for election in the twenty twenty six
midterm election, including two special elections. Now this cycle favors Democrats.
Republicans are defending twenty two seats compared to the Democrats.
We're going to be defending thirteen. That's a reversal from
twenty twenty four. However, it's not as rosy for the
Democrats as you would think. These are solid GOP Senate seats. However,
(03:34):
for the Democrats including New Hampshire, including Minnesota, not so much.
And we haven't even begun to talk about the Democrat
house races. What are the issues that are going to
define the narrative of this midterm and we'll talk about
what they're attempting and what is real and where are
(03:54):
the top ten house races that will decide the control
of Congress. GOP consultant, analyst and your Morning show contributor
Chris Walker is joining us. Chris, good morning, Good morning.
Speaker 3 (04:05):
How are you, Michael.
Speaker 1 (04:06):
I'm doing good. The Senate. This is interesting how Minnesota
has come in play following the scandals, and though you're
having tantrums in the streets or even busting into churches,
there does seem to be no ability to get people
to forget the scandal or find out rage in their outrage.
(04:26):
And now we see that Senate race very close, completely
up in the air. We could say the same for
New Hampshire. Anything you're seeing big picture. I have had
a gut feeling that there is a good chance they
could get control of the House. I don't feel like
they can pull it off with the Senate. What say you, I.
Speaker 3 (04:45):
Think it's possible. I think it's a longer road for
them to travel to get there. But you know, primaries matter,
and you.
Speaker 1 (04:54):
Know, in Kentucky, if you know somebody, if the.
Speaker 3 (04:58):
Wrong candidate is picked in Kentucky, then all of a sudden,
Governor Basheer is a pretty you know, potentially compelling candidate
for you know, non hardcore you know partisans to vote for.
Same in Texas, you know, there's there's a couple options
in Texas if there's a kind of a less appealing
candidate for.
Speaker 1 (05:17):
The GP, uh make.
Speaker 3 (05:20):
It through the primary process, and all of a sudden,
the general election becomes a much more a less winnable race.
So that's the case in several of these states. And
I think we're going to see, you know, if popper
partisanship from the primary system continues to put out some
candidates that the total population that don't follow politics every
day find you know, less appealing and and.
Speaker 1 (05:41):
And uh less where they want to be. Let's start
with themes and narratives. Last midterm, the Democrats made the
choice to make it a referendum election on abortion. That
didn't work out for them. Well, now I think they're
going to plan to flip everything on its head. And
I think they're back to Trump the tyrant. Uh, they're
back to affordability and it's Trump's fault. What are the
(06:08):
narratives that could stick or do we know them yet?
The game that's going to be played, because it's it
seems like that's making it about a presidential referendum in
a congressional race. Historically that hasn't worked very well.
Speaker 3 (06:24):
Hasn't worked very well against Trump, hasn't worked very.
Speaker 1 (06:27):
Well in the midterm race, hasn't worked very well in
the midterm race.
Speaker 3 (06:33):
Yeah, I think that. You know, Look, I want to
see the Republicans win. I'm I'm concerned about this year's
elections for some reasons, and one of them being, you know,
the president is a very very easy lightning rod for
for Liberals and Democrats, and he is their number one
(06:54):
vote getter outer. You know, heach justus continues to drive
people create in a way that gets them to the
polls against them.
Speaker 1 (07:04):
You know what, I think we.
Speaker 3 (07:06):
Need to be focusing on the economy. I think we
need to be focusing on you know, the border has
been has been a success. More of that, less of
ice and more of just actual border control. We've The
problem is we've turned ice into a seventy thirty issue. Now,
some of that is unfair, you know, press coverage of
what's happening in Minnesota and a lot of people are
feeling very uneasy about, you know, masked policemen going through
(07:31):
and rounding people up irrespective of their citizenship.
Speaker 1 (07:36):
You know, it is the.
Speaker 3 (07:40):
It's the culmination of folks being like, I don't want
that to happen to me, and so I don't want
that to happen to other people. It sounds good when
you're talking about it from a macro sense, when you're
seeing these camera images and these television reports throughout the day,
people are feeling itchy about it's a seventy thirty issue
right now. How we take an immigration and turned into
seventy thirty eighth You it is because we've taken indiscriminated
(08:02):
action with ice. That is something that needs to be addressed.
It's it's it's unfortunate, but it's something that that's the
reality that we're going to have to address well.
Speaker 1 (08:09):
And you could add to that, how does Greenland play
into this? How does uh Venezuela play into all of this?
Suddenly things have shifted from peace to feeling more warlike
that that that's sitting out there too. You know, green
(08:30):
tariffs is another big one.
Speaker 3 (08:32):
Yeah, and you know, I don't think the President did
insulting favors this weekend by you know, launching a unilateral
tariff against allies. People don't dislike Europe, you know, yes,
it's a different Europe. And and yes, the Muslim problem
in Europe is a real one that needs to be
you know that that people should be looking at. But
on the whole, this unilil terraff system is not popular.
(08:53):
You're you're increasing prices. You know that data is attacks.
It's difficult to to justify on things change, and you know,
people feel uneasy when you're setting aside you know, fifty years,
seventy year treaties and relationships. You know, it's just.
Speaker 1 (09:14):
It's unfortunate.
Speaker 3 (09:15):
You know, if I sound a little little distraught, I am.
It's you know, these are self owners that are unnecessary
to help us win an election.
Speaker 1 (09:23):
Well I'm not going to come here.
Speaker 3 (09:25):
We've got to figure out how to talk to normal people.
Speaker 1 (09:27):
Well well that's a that's a whole other can of worms.
We don't have time for today. But but no, I
would say it this way I'm with you on everything
like tariffs. I'm with you, it's just a step too far.
Maybe charging a billion dollars for a permanent seat. Uh,
that's not protecting that Mid East board the way we
need to, that's selling it.
Speaker 3 (09:49):
Uh.
Speaker 1 (09:49):
There there are things that can have individual disagreements with.
But I will say this, I do think the president
seems more focused on his presidency than the term election.
So I can appreciate you feeling like he's making the
battle harder. I think it's because he's focused on himself
and not control of Congress, because I think, deep down
(10:11):
I don't know that he thinks he has much more
than a year to get everything done, or at least
that's what I sense. But all midterms are about energy
for the party. You know, the Democrat party doesn't isn't
as unified as the media makes people think. All that's
left is crazy left. A lot of the sensible Democrats
are now either Democrats who lean Democrat, they're independents that
(10:35):
lean Democrat, or they've left all together and are true independence.
So I don't know that they have unity anymore. But
there's some tiring on the Trump front for Republicans. How
does that measure out in the midterms as a factor.
Speaker 3 (10:47):
I mean, he has an iron grip on the party
still and so I think, you know, who he endorses
and how he approaches it is still going to be
the number one bell Weather of who'ston goes through the
primary process and be our candidates, and you know, hopefully
most of them are going to be you know, successful.
I think though, you know, and I think your point
(11:09):
is right. I do think the president you know, cares deeply,
and it feels like he's got a short amount of time.
And I think that's something that that's that's that's happening
here and let's forget I mean him shaking up the
status quo is one of the reasons why he won.
And I think it is he's doing a lot of
things that you know are are good, like a Boston
department education and doing these things. It's just it feels
(11:30):
to me like there there there's a a gripping of
reality of time that is becoming harder to you know,
it's shaking people's confidence. And I think that's something that
that's uh, that's uh, you know, it's gonna be it's
gonna be challenged. But and then the good there.
Speaker 1 (11:48):
Yeah, but let me throw this out. Is January nineteenth.
We're a long way from November, and you know how
the storylines have changed. Uh So it's it's just a
glimpse of what is a political eternity away. But I
will say this, if the Democrats can't get control of
the House, if not both the House and the Senate
(12:09):
in this midterm, that's a party that may be irreparably harmed.
That's how much the tables set for them.
Speaker 3 (12:16):
Lord Willingamon and Cretone rise. You know. I think one
thing too that let's let's look at Virginia, like we
had a great Republican governor in Glen Youngkin, Virginia and
over the weekend Abagail Spanberger and now got sworn in.
And what was her first action to tell state police
in the in state law enforcements they're no longer going
to work with Ice on deportations. So what happens and
(12:39):
it becomes like a Minnesota situation where there's where there
isn't the cooperation, there isn't the usefulness, there isn't the
enacting of of rule of law, and Virginia is going
to be less safe because of it. And so you have.
Speaker 1 (12:53):
You know, if we see more of that, if we see.
Speaker 3 (12:56):
More Democrats being more interested in protecting criminals stand law enforcement,
you know, that can be a shift because ultimately it
becomes you know, we were Virginia was fine, Virginia was great,
there was no issue there, and all of a sudden,
because the Democrat is ideologically driven against Trump and against
the rule of law and against you know, and pro
(13:18):
immigration to try to that pad the bout box in
their favor. They're going to make Virginian's left safe. How
does that become a national story that we can show
democrat Democrats being in office is bad for your pocketbook,
it's bad for your public safety, and it's bad for
your kid's future. Those are all things that are true
that need to be addressed and need to be really
(13:39):
honed in as we look at the mid term messaging Strategymberger,
it could be a really solid person for us.
Speaker 1 (13:44):
Look to final minute. Chris Walker, a GOP consultant and
your morning show contributor, Well, we know that Democrats are
going to shy away or they're at least very cautious
on playing the trans right card. I see no real
play yet on abortion, everything seems to be anti Trump
referendum and affordability will continue to lay out. I think
(14:08):
they might have some problems in Minnesota, they might have
some problems in New Hampshire, which could be a surprise
on the Senate side, on the Republic, on the House side.
I really do think there's about maybe ten races in
general that will define this and shape this, and we've
got plenty of time to highlight them, and we'll do
that in the weeks ahead. But on the narrative front,
(14:29):
do you see anything besides Trump the tyrant checks and balances,
in other words, referendum on the presidency or affordability, and
on affordability quite frankly, you know, he hasn't solved the
housing crisis yet, that's for sure. The others I think
are unfair, and it really is ultimately unfair to hold
the president accountable for any of that, no matter who
(14:51):
it is.
Speaker 3 (14:52):
Well, I think it goes to show again how the
presidency is just assume too much responsibility for everyone's hopes
and dreams for the future. We've got to figure out
a way to get that, you know, less them a
little bit. However, you know, I would add inflation. I
mean the cost of goods is still really high, and
people feel it and are very you know, upset about it.
And it's the main reason why Trump won a year
(15:13):
and a half ago, and that's going to continue to
play a role in people's decision making process this year.
The prices are stubbornly high and we need to figure
out how to load them. And that means proct pro market,
pro free market, I uh, you know, policies, not government
intervention on things that we're doing it.
Speaker 1 (15:31):
Yeah. And then there's the mindset of most of the
voters because if they're like me, when it comes to
the media bias, I turned them all off, and I
did so a long time ago. When it comes to
the House, which I am focused on, and the Senate,
not the Presidency, I'd fire them all. So good luck
to you finding anybody I'm interested in right now, I'd
say turn it off and fire them all. This is
(15:55):
your morning show with Michael del Trono. Are you know
up sitting here thanking up that a lot of people
want me to comment on the protesters, paid agitators in
insurrectionists now going into church and do some some sense
of emotional outrage radio with that look at These people
(16:21):
are a paid or trained agitators the ultimate. I mean,
if if they don't respect law and order, they're not
going to respect the church front door. I mean, it
shouldn't be all that surprising, but if it could serve
(16:41):
in a blue state to wake it up, it would
never happen in a red state and get that church
to leave those walls and go out and be light
rather than the darkness creeping in. That's something I'm looking
forward to watching. This is Shan Paul from Arita, Florida,
and my morning show is your Morning Show with Nostros
(17:02):
deil Giorno. Hi, I'm Michael. We'd love to have you
listen every weekday morning to your morning show live, even
take us along with you on the drive to work.
We can be heard on great radio stations like one
oh four ninth The Patriot in Saint Louis, Our Talk
Radio ninety eight point three and fifteen ten WLAC and
Nashville and News Talk five fifty k f YI and Phoenix, Arizona.
(17:25):
Love to be a part of your morning routine, but
we're always grateful you're here. Now. Enjoy the podcast. Martin
Luther King Junior Day twenty twenty six, you got about
twenty five minutes to be to work by eight o'clock
in the Central time zone. There was a very very
interesting poll that, out of all of our prep just
stuck out, and it stuck out huge for me and
(17:50):
for many reasons. It ended up right just by the
nature of the question in the wheelhouse of something I've
done extensive study on. So I hope this isn't narcissism.
I hope this is really really useful stuff on the
topic and beyond so the question becomes very simple, and
(18:15):
that is do you think us race relations are getting better?
I'll think about that in terms of recent history. I
did this earlier in the Platinum Hour, the Long Setup.
I'll spare you that this time, especially if you're listening
on the podcast. But to make a long story short,
I am aware that Barak Hussein Obama was fifty percent
(18:41):
Caucasian and that his father was sixteen percent black thirty
four percent Arabic, so I realize he was mostly Caucasian
and more Arabic than black. Having said that he identified
as a black person, America saw him as a first
(19:03):
black president, and therefore you would think, well, that would
help or that would be a sign that race relations
are certainly better than the last Civil war, or even
a civil rights movement, or even the life and message
of the very day we celebrate and banks are closed.
(19:25):
Martin Luther King Junior. And every time I bring up
Martin Luther King Junior, that also comes with a group
of emails. I don't worship any man. I worship the Godhead,
my heavenly Father, his only begotten Son, and his Holy Spirit.
That's it. No one else is perfect, no one else
is worthy of my worship. I did make a study
(19:48):
of Martin Luther King Junior's jail letters, and they were
very impressive to me. They were right up there with
Diedrich Bonhoeffer's prison letters. But I'm under no delusion of
grandeur that he was a perfect man. But what about
his dream that was so similar to our founding father's
(20:13):
dream of equality by way of a creator and the
creation of a republic of design by that creator. In
other words, that we're all created. Not only are we
all created equal, but we will all be judged by
(20:37):
the content of our character and not the color of
our skin. Never felt like that for eight years of
Barack Obama doesn't feel that way today, and I want
to talk about why in a second, but let me
give you the actual results. As the anniversary of Martin
Luther King Junior's birthday approaches, most Americans don't think race
(20:57):
relations in this country are improving. Only twenty five percent
of American adults believe that race relations in our nation
is good or excellent. Remember how these things work, Throw
out the middle and look at the extremes. Twenty five
(21:17):
good or excellent, down from thirty one percent last June.
So bad and getting worse. Thirty five percent now give
us relations a poor rating. So, no matter who you're
talking to, from what motive, it all adds up to,
(21:38):
we're not going in the right direction. We haven't learned anything,
and we're not doing a better job of understanding anything.
By removing God, and God's what made the Republic get
it right and then ultimately the government eventually get it right,
(22:01):
the civil rights movement get it right, and now we've
removed him and we can't get it right again. Sixteen
percent of Americans believe race relations today are getting better.
Forty one percent I think it's getting worse. That's the
number that just nobody thinks we're going in the right direction. Now,
(22:28):
why that's the tougher question, isn't it. You can't get
there by just electing a black president. We've learned that
you can't even get there with the rule of law
because if somebody of a certain color breaches that, or
native origin breaches that, and then you go for justice,
(22:52):
that never goes. Well, so it's all about the color
of skin and has nothing to do with the content
of character. We're only completely missing it. Well, that gets
to a study I did, and I shared a great
length if you want a shameless plug for the podcast,
but if you go back and listen to the first hour,
get it into it a great depth. But one thing
(23:13):
led to another, and there I am standing before God,
my father, in prayer, holding my English bulldog, saying, Father,
I have spent my entire life focused on your son,
because I don't even know how to think of you.
(23:37):
But I'm going to go out on a limb and say,
this dog. Do you love me like I love this dog?
Can you imagine how sad that must have looked to God,
knowing how much more perfectly he loves me than I
love that dog. But for me, that was the only
way I could get a concept like God. I don't
(24:00):
like when he peased in the house, but it doesn't
affect my love at all. I want what's best for
him because it's what's safest for him, But it never
changes how I love it is that how you look
at me. What a tragic conversation between a creation and
a creator. But it was honest. I mean, I read
(24:23):
all this stuff, but I don't. I don't have any
way why because I didn't have an earthly example. And
that's what begs this analogy. If you didn't have a
good earthly father, can you be a good father to
your children by simply trying not to be that? Can
(24:47):
you not your way to good? And the answer is
you'll never get there? Then I use an analogy of
coaching it. Oh, this is what you're doing wrong, This
is what you're doing wrong. No, here's the standard of
perfection aime for that. So not yelling or not hitting,
(25:12):
or not leaving their mother or moving out of the house,
or never prioritizing time, just doing the opposite. That isn't
going to make me the father Ann and alex Need
and Nicholas. But knowing that God and knowing his word
and knowing first I can never love my children more
(25:34):
than I love their mother. That's where the family foundation is,
that covenant marriage, and then from there serving and loving
her the way Christ did the church, and us serving
and loving our children the way God lays it out.
Now I don't even have to think about what I'm
trying not to be. I'm only being created in what
(25:59):
I was, it's meant to be, and a part of
that becomes the father. Now I did something earlier. I
always joke I do this just aggravate. David's a nunny
So I asked chat GTP the analogy question. Listen, if
I had a bad dad, can I be a good dad?
Just focusing on not being what that dad was? And
(26:25):
it said exactly what all my studies have come to. Well,
it's a nice gesture, it's a nice starting point, but
it's not a solution. It's good that you're aware, it's
good that you've identified, but it doesn't give you the
power to be what you need to be. And then
(26:47):
later it gets to why is it not enough? Because
being a great dad isn't just the absence of harm,
not yelling, isn't teaching calm conflict, not abandoning isn't showing
up constantly not criticizing is an act of encouragement. Here
(27:11):
was the best like AI had. Kids don't just need
a dad who isn't bad, They need one who does
the good, or you're going to find that. And it says,
if you only focus on avoiding your dad's failures, your
risk becomes passive instead of present, quiet, instead of connected,
better than him, but still distant. The dads who truly
(27:35):
break the cycle do this. They use their past as data,
not a blueprint. The quiet truth comes through forgiveness. You
(28:02):
don't become a great dad despite having a bad one.
You have to become a great dad because you decided
to end the cycle with you. And I said in
the first hour, I don't want to throw my faith
in your face. But if I'd have spent my whole
life just trying to not be the opposite of my dad,
(28:26):
I wouldn't be the dad I am today. The dad
I am today began with being twenty four years no
twenty six years old, holding a bulldog in my lap,
crying saying God, do you love me like I love
this dog, and then him spending years showing me how insulting.
(28:49):
I love you way more than you love that dog,
and that changed me. Therefore, it changed me as a
husband and me as a father. There's no shortcuts. I
use that analogy and apply it to race. How are
we going to get beyond these race divisions. I don't
think we can protest our way out of it. I
(29:10):
don't think we can multiculture our way out of it.
I don't think we can woke our way out of it.
I don't think we can insurrect our way out of it.
In fact, that's how we got to civil war. And
you certainly don't find too many people on Martin Luther
King Junior day that we're active in the civil rights,
(29:31):
interested in the God and the Declaration of Independence that
he talked about so much. We think we can remove
the God and still find the solution, And you'll find
from his jail letters you can't, and you certainly won't
know the difference between content of character and color of skin.
(29:54):
So America can look at the eye and clearly tell
you exactly race relations are not only as bad as
they're still getting worse. But they haven't held the dog
in their arm and ask their God. How can we
really solve this, and to some degree, I would say
the more you focus on it, you will never solve.
(30:17):
Like not being your dad. The more you focus on God,
the more it solves itself. I've always said all in
the family did more for American race relations than Barack
Obama's presidency, and we're not very much better.
Speaker 2 (30:32):
Twelve years later, It's Your Morning Show with Michael del Chino.
Speaker 1 (30:38):
The Pentagon reportedly ready to deploy fifteen hundred active duty
troops to Minnesota. Will it needs something, doesn't it? Meanwhile,
the President says Denmark has failed to address what he
says is a Russian threat to Greenland. It'll cost you
about a billion dollars to get a permanent seat on
the Gazaboard of peace as we head into part two
of the peace process. Josh Allen three touchdowns, James Cook
(31:02):
one hundred and seventeen yards. I'd have told you that'll
be enough to win at Denver, but it wasn't. It
wasn't enough to overcome bon Nicks and the referees. The
Bills lose thirty three to thirty in overtime. Sean Payton's
Broncos are going to host the AFC Championship. Rash She
he did everything in five seconds that opening kickoff for
ninety five yards and a touchdown that had been enough
(31:22):
to beat the forty nine ers, but Kenneth Walker the
third put another one hundred and sixteen yards and three
touchdowns on top of that. Seahawks forty one to six.
They'll host the NFC Championship. Yesterday, CJ Stroud four interceptions
in the first half. They could never overcome that. Mike Vrabels,
New England Patriots twenty eight sixteen. They are headed to
Denver to take on the Broncos and Caleb Williams. There's
(31:45):
any number of storylines. The touchdown to tie the game
is one of the most dramatic moments in playoff history.
And then the Cenless interception well that went on to
cost them the game, and the drive that led to
an overtime field goal win for the Rams twenty to seventeen.
So your AFC Championship Patriots Broncos set for Sunday at two.
Ram Seahawks Sunday at five point thirty and tonight is
(32:08):
the National Championship. The Miami Hurricanes find themselves at home.
They took out Texas a and m Ohio State and
Ole Miss along the way, and they'll be taking on
the Indiana Hoosiers, who took out Alabama Oregon and obviously
have the Heisman Trophy winning quarterback Fernando Mendoza. I think
Kurt Signetti is about as good as a coach can get.
(32:28):
But then again, they've the Miami Hurricanes have Carson Beck,
and they've got Mario Cristobal a great coach too. It's
going to be a great game. I do like Indiana
to finish and leave no doubt tonight. But the National
Championship is tonight. We'll watch it tonight, talk about it tomorrow,
and Roy O'Neil is here with our final story of
the day, and then if we have time, I want
(32:48):
to get right back to the launch pad. But the
Education Department's deciding to put off collections on defaulted student loans,
as President Trump says Americans should be able to dip
into their retirement savings to buy a home. Oh the
work around, Rory, I can't keep up right.
Speaker 4 (33:04):
Well, let's first talk about the Education Department. Really, they're
talking about the wage garnishment program. That would be the
extreme of the extremes where they go right after your paycheck,
maybe after your tax refund, in order to start getting
their money back.
Speaker 1 (33:18):
That they're gonna put on hold.
Speaker 4 (33:19):
They say, there are some provisions in the big beautiful
bill that give them a bit more wiggle room hopefully
getting the giving some I guess dead beats some time
to make it right with Uncle Sam and get back
on a good payment program. So they're going to delay
the wage garnishment program. But still a lot more attention
on getting this money paid back, all right, and.
Speaker 1 (33:38):
Then where do we go now with dipping into retirement
in order to buy home.
Speaker 4 (33:44):
We're gonna be We're going to hear from the President
on Wednesday and Davos about this idea being able to
tap into your four oh one K for home purchases
for first time home buyers. You know, you can take
ten grand out of your IRA for a housing purchase.
Maybe it'll be something like that, although most financial advisors
would say all part of the four on one K
(34:04):
is to let it do its thing, to sit there
and keep rolling over, and they would certainly recommend against
withdrawing it. With these high prices of homes, a lot
of especially young couples, may be forced.
Speaker 1 (34:14):
To we're down to one minute. There's two things that
play here, and that is somebody's trying to solve this
housing crisis and see what can get the gears moving again.
I get that on the four oh one K front,
there are calculators that are revealed to you. Borrowing and
paying yourself back is better than borrowing and paying someone
(34:36):
else the interest. The bottom line is, if you get
in a pattern of borrowing from your four to one K,
you are going to end up in a remarkable, remarkably
different place twenty years from now than you would have.
There's no getting around that. But somebody's just trying to
get the gears moving. And what we need is industry
and jobs and higher wages to overcome the inflation. And
(34:57):
we don't know what that magic number is, but eventually
people get to the new rate and they'll just start
moving again. But in the meantime, politics always wants to
rush these things along. All Right, we've got a rocket
on a pad, but we're probably a month away from
launch at least.
Speaker 4 (35:12):
Yeah, probably that wet dress rehearsal later this month. It
would have to be absolutely perfect in order to meet that.
January February sixth, first launch opportunity. They only get about
four or five days each month to launch, so we
think there in one week. Yeah, and we think more
like March. All right, one chance to live this day.
Go make a difference in someone's life, Cherish your own.
(35:33):
We'll see you right back here tomorrow morning. For the
next year, more Morning Show goosers.
Speaker 1 (35:39):
We're all in this together. This is your Morning Show
with Michael opnheld Joo
Hi, I'm Michael. I'd love to have you listen to
your morning show live. Every day We're heard on great
stations like News Talk five point fifty k FYI and
Phoenix News Radio eleven ninety k EX in Portland and
ten ninety The Patriot in Seattle. Make us a part
of your morning routine. We'd love to have you listen live.
But in the meantime, enjoy the podcast magent.
Speaker 2 (00:20):
Gent starting your morning off right. A new way of talk,
a new way of understanding, because we're in this together.
This is your morning show with Michael O'Dell Charny.
Speaker 1 (00:37):
Well, if you're just seeing the footage of the anti
ice protesters storming that Minnesota church, the chaos in America
in the House of God, with their phones and their fists,
if only the church, but I'll leave their building and
(00:58):
hit them at their protest site. That could be an
interesting development, couldn't it. The Pentagon is reportedly ready to
deploy about fifteen hundred active duty troops to Minnesota. President
Trump says Denmark has failed to address what he says
is the Russian threat in Greenland. Meanwhile, if you want
to have a place at the table, I mean a
permanent seat on the Gaza Board of Peace. It'll cost
you about a billion dollars. NASA has rolled out the
(01:19):
Artemis two rocket. It's on the launch pad. Will it
be February? Will it be March? It's headed to the
moon and then beyond that to Mars AFCNFC championship games
are set. The College Football National Championship is here tonight,
hard Rock Stadium, Miami for the Hurricanes, a home game.
But here come the Hoosiers, the number one team in
(01:41):
the land. Good morning, and welcome to Monday, January, the
nineteenth year of Our Lord, twenty twenty six. It's eight
minutes after the hour. It's my honor to serve you
here at America's kitchen table. I'm Michael del Jarnod. Jeffrey
has all the sounds, wise, cracks and aggravations, red keeping
an eye on the content. And you know we had
a conver We're going to finish next half hour. It
(02:05):
is Martin Luther King Junior Day. Where are we in
race relations? Even after a Barack Obama presidency? Where are we?
I don't think we're anywhere near Martin Luther King Junior's dream.
I don't think we're anywhere near our founding father's intent.
(02:26):
In fact, I think we're worse off in America Greees.
We'll go through that poll and put it into perspective
for you. You can't have Martin Luther's King Junior's dream
if you ignore the premise of it and the God
that provides it. You lose God, you lose man, you
lose God, you lose race relations. So we'll have more
(02:47):
on that coming up next half hour. The other is
you don't avoid the consequence. You can play these chaotic,
crazy narrative games, storming churches, interrupting you know, law enforcement,
but you don't always get away with doing it without consequence.
And one of the consequences are we got thirty five
(03:08):
Senate seats up for election in the twenty twenty six
midterm election, including two special elections. Now this cycle favors Democrats.
Republicans are defending twenty two seats compared to the Democrats.
We're going to be defending thirteen. That's a reversal from
twenty twenty four. However, it's not as rosy for the
Democrats as you would think. These are solid GOP Senate seats. However,
(03:34):
for the Democrats including New Hampshire, including Minnesota, not so much.
And we haven't even begun to talk about the Democrat
house races. What are the issues that are going to
define the narrative of this midterm and we'll talk about
what they're attempting and what is real and where are
(03:54):
the top ten house races that will decide the control
of Congress. GOP consultant, analyst and your Morning show contributor
Chris Walker is joining us. Chris, good morning, Good morning.
Speaker 3 (04:05):
How are you, Michael.
Speaker 1 (04:06):
I'm doing good. The Senate. This is interesting how Minnesota
has come in play following the scandals, and though you're
having tantrums in the streets or even busting into churches,
there does seem to be no ability to get people
to forget the scandal or find out rage in their outrage.
(04:26):
And now we see that Senate race very close, completely
up in the air. We could say the same for
New Hampshire. Anything you're seeing big picture. I have had
a gut feeling that there is a good chance they
could get control of the House. I don't feel like
they can pull it off with the Senate. What say you, I.
Speaker 3 (04:45):
Think it's possible. I think it's a longer road for
them to travel to get there. But you know, primaries matter,
and you.
Speaker 1 (04:54):
Know, in Kentucky, if you know somebody, if the.
Speaker 3 (04:58):
Wrong candidate is picked in Kentucky, then all of a sudden,
Governor Basheer is a pretty you know, potentially compelling candidate
for you know, non hardcore you know partisans to vote for.
Same in Texas, you know, there's there's a couple options
in Texas if there's a kind of a less appealing
candidate for.
Speaker 1 (05:17):
The GP, uh make.
Speaker 3 (05:20):
It through the primary process, and all of a sudden,
the general election becomes a much more a less winnable race.
So that's the case in several of these states. And
I think we're going to see, you know, if popper
partisanship from the primary system continues to put out some
candidates that the total population that don't follow politics every
day find you know, less appealing and and.
Speaker 1 (05:41):
And uh less where they want to be. Let's start
with themes and narratives. Last midterm, the Democrats made the
choice to make it a referendum election on abortion. That
didn't work out for them. Well, now I think they're
going to plan to flip everything on its head. And
I think they're back to Trump the tyrant. Uh, they're
back to affordability and it's Trump's fault. What are the
(06:08):
narratives that could stick or do we know them yet?
The game that's going to be played, because it's it
seems like that's making it about a presidential referendum in
a congressional race. Historically that hasn't worked very well.
Speaker 3 (06:24):
Hasn't worked very well against Trump, hasn't worked very.
Speaker 1 (06:27):
Well in the midterm race, hasn't worked very well in
the midterm race.
Speaker 3 (06:33):
Yeah, I think that. You know, Look, I want to
see the Republicans win. I'm I'm concerned about this year's
elections for some reasons, and one of them being, you know,
the president is a very very easy lightning rod for
for Liberals and Democrats, and he is their number one
(06:54):
vote getter outer. You know, heach justus continues to drive
people create in a way that gets them to the
polls against them.
Speaker 1 (07:04):
You know what, I think we.
Speaker 3 (07:06):
Need to be focusing on the economy. I think we
need to be focusing on you know, the border has
been has been a success. More of that, less of
ice and more of just actual border control. We've The
problem is we've turned ice into a seventy thirty issue. Now,
some of that is unfair, you know, press coverage of
what's happening in Minnesota and a lot of people are
feeling very uneasy about, you know, masked policemen going through
(07:31):
and rounding people up irrespective of their citizenship.
Speaker 1 (07:36):
You know, it is the.
Speaker 3 (07:40):
It's the culmination of folks being like, I don't want
that to happen to me, and so I don't want
that to happen to other people. It sounds good when
you're talking about it from a macro sense, when you're
seeing these camera images and these television reports throughout the day,
people are feeling itchy about it's a seventy thirty issue
right now. How we take an immigration and turned into
seventy thirty eighth You it is because we've taken indiscriminated
(08:02):
action with ice. That is something that needs to be addressed.
It's it's it's unfortunate, but it's something that that's the
reality that we're going to have to address well.
Speaker 1 (08:09):
And you could add to that, how does Greenland play
into this? How does uh Venezuela play into all of this?
Suddenly things have shifted from peace to feeling more warlike
that that that's sitting out there too. You know, green
(08:30):
tariffs is another big one.
Speaker 3 (08:32):
Yeah, and you know, I don't think the President did
insulting favors this weekend by you know, launching a unilateral
tariff against allies. People don't dislike Europe, you know, yes,
it's a different Europe. And and yes, the Muslim problem
in Europe is a real one that needs to be
you know that that people should be looking at. But
on the whole, this unilil terraff system is not popular.
(08:53):
You're you're increasing prices. You know that data is attacks.
It's difficult to to justify on things change, and you know,
people feel uneasy when you're setting aside you know, fifty years,
seventy year treaties and relationships. You know, it's just.
Speaker 1 (09:14):
It's unfortunate.
Speaker 3 (09:15):
You know, if I sound a little little distraught, I am.
It's you know, these are self owners that are unnecessary
to help us win an election.
Speaker 1 (09:23):
Well I'm not going to come here.
Speaker 3 (09:25):
We've got to figure out how to talk to normal people.
Speaker 1 (09:27):
Well well that's a that's a whole other can of worms.
We don't have time for today. But but no, I
would say it this way I'm with you on everything
like tariffs. I'm with you, it's just a step too far.
Maybe charging a billion dollars for a permanent seat. Uh,
that's not protecting that Mid East board the way we
need to, that's selling it.
Speaker 3 (09:49):
Uh.
Speaker 1 (09:49):
There there are things that can have individual disagreements with.
But I will say this, I do think the president
seems more focused on his presidency than the term election.
So I can appreciate you feeling like he's making the
battle harder. I think it's because he's focused on himself
and not control of Congress, because I think, deep down
(10:11):
I don't know that he thinks he has much more
than a year to get everything done, or at least
that's what I sense. But all midterms are about energy
for the party. You know, the Democrat party doesn't isn't
as unified as the media makes people think. All that's
left is crazy left. A lot of the sensible Democrats
are now either Democrats who lean Democrat, they're independents that
(10:35):
lean Democrat, or they've left all together and are true independence.
So I don't know that they have unity anymore. But
there's some tiring on the Trump front for Republicans. How
does that measure out in the midterms as a factor.
Speaker 3 (10:47):
I mean, he has an iron grip on the party
still and so I think, you know, who he endorses
and how he approaches it is still going to be
the number one bell Weather of who'ston goes through the
primary process and be our candidates, and you know, hopefully
most of them are going to be you know, successful.
I think though, you know, and I think your point
(11:09):
is right. I do think the president you know, cares deeply,
and it feels like he's got a short amount of time.
And I think that's something that that's that's that's happening
here and let's forget I mean him shaking up the
status quo is one of the reasons why he won.
And I think it is he's doing a lot of
things that you know are are good, like a Boston
department education and doing these things. It's just it feels
(11:30):
to me like there there there's a a gripping of
reality of time that is becoming harder to you know,
it's shaking people's confidence. And I think that's something that
that's uh, that's uh, you know, it's gonna be it's
gonna be challenged. But and then the good there.
Speaker 1 (11:48):
Yeah, but let me throw this out. Is January nineteenth.
We're a long way from November, and you know how
the storylines have changed. Uh So it's it's just a
glimpse of what is a political eternity away. But I
will say this, if the Democrats can't get control of
the House, if not both the House and the Senate
(12:09):
in this midterm, that's a party that may be irreparably harmed.
That's how much the tables set for them.
Speaker 3 (12:16):
Lord Willingamon and Cretone rise. You know. I think one
thing too that let's let's look at Virginia, like we
had a great Republican governor in Glen Youngkin, Virginia and
over the weekend Abagail Spanberger and now got sworn in.
And what was her first action to tell state police
in the in state law enforcements they're no longer going
to work with Ice on deportations. So what happens and
(12:39):
it becomes like a Minnesota situation where there's where there
isn't the cooperation, there isn't the usefulness, there isn't the
enacting of of rule of law, and Virginia is going
to be less safe because of it. And so you have.
Speaker 1 (12:53):
You know, if we see more of that, if we see.
Speaker 3 (12:56):
More Democrats being more interested in protecting criminals stand law enforcement,
you know, that can be a shift because ultimately it
becomes you know, we were Virginia was fine, Virginia was great,
there was no issue there, and all of a sudden,
because the Democrat is ideologically driven against Trump and against
the rule of law and against you know, and pro
(13:18):
immigration to try to that pad the bout box in
their favor. They're going to make Virginian's left safe. How
does that become a national story that we can show
democrat Democrats being in office is bad for your pocketbook,
it's bad for your public safety, and it's bad for
your kid's future. Those are all things that are true
that need to be addressed and need to be really
(13:39):
honed in as we look at the mid term messaging Strategymberger,
it could be a really solid person for us.
Speaker 1 (13:44):
Look to final minute. Chris Walker, a GOP consultant and
your morning show contributor, Well, we know that Democrats are
going to shy away or they're at least very cautious
on playing the trans right card. I see no real
play yet on abortion, everything seems to be anti Trump
referendum and affordability will continue to lay out. I think
(14:08):
they might have some problems in Minnesota, they might have
some problems in New Hampshire, which could be a surprise
on the Senate side, on the Republic, on the House side.
I really do think there's about maybe ten races in
general that will define this and shape this, and we've
got plenty of time to highlight them, and we'll do
that in the weeks ahead. But on the narrative front,
(14:29):
do you see anything besides Trump the tyrant checks and balances,
in other words, referendum on the presidency or affordability, and
on affordability quite frankly, you know, he hasn't solved the
housing crisis yet, that's for sure. The others I think
are unfair, and it really is ultimately unfair to hold
the president accountable for any of that, no matter who
(14:51):
it is.
Speaker 3 (14:52):
Well, I think it goes to show again how the
presidency is just assume too much responsibility for everyone's hopes
and dreams for the future. We've got to figure out
a way to get that, you know, less them a
little bit. However, you know, I would add inflation. I
mean the cost of goods is still really high, and
people feel it and are very you know, upset about it.
And it's the main reason why Trump won a year
(15:13):
and a half ago, and that's going to continue to
play a role in people's decision making process this year.
The prices are stubbornly high and we need to figure
out how to load them. And that means proct pro market,
pro free market, I uh, you know, policies, not government
intervention on things that we're doing it.
Speaker 1 (15:31):
Yeah. And then there's the mindset of most of the
voters because if they're like me, when it comes to
the media bias, I turned them all off, and I
did so a long time ago. When it comes to
the House, which I am focused on, and the Senate,
not the Presidency, I'd fire them all. So good luck
to you finding anybody I'm interested in right now, I'd
say turn it off and fire them all. This is
(15:55):
your morning show with Michael del Trono. Are you know
up sitting here thanking up that a lot of people
want me to comment on the protesters, paid agitators in
insurrectionists now going into church and do some some sense
of emotional outrage radio with that look at These people
(16:21):
are a paid or trained agitators the ultimate. I mean,
if if they don't respect law and order, they're not
going to respect the church front door. I mean, it
shouldn't be all that surprising, but if it could serve
(16:41):
in a blue state to wake it up, it would
never happen in a red state and get that church
to leave those walls and go out and be light
rather than the darkness creeping in. That's something I'm looking
forward to watching. This is Shan Paul from Arita, Florida,
and my morning show is your Morning Show with Nostros
(17:02):
deil Giorno. Hi, I'm Michael. We'd love to have you
listen every weekday morning to your morning show live, even
take us along with you on the drive to work.
We can be heard on great radio stations like one
oh four ninth The Patriot in Saint Louis, Our Talk
Radio ninety eight point three and fifteen ten WLAC and
Nashville and News Talk five fifty k f YI and Phoenix, Arizona.
(17:25):
Love to be a part of your morning routine, but
we're always grateful you're here. Now. Enjoy the podcast. Martin
Luther King Junior Day twenty twenty six, you got about
twenty five minutes to be to work by eight o'clock
in the Central time zone. There was a very very
interesting poll that, out of all of our prep just
stuck out, and it stuck out huge for me and
(17:50):
for many reasons. It ended up right just by the
nature of the question in the wheelhouse of something I've
done extensive study on. So I hope this isn't narcissism.
I hope this is really really useful stuff on the
topic and beyond so the question becomes very simple, and
(18:15):
that is do you think us race relations are getting better?
I'll think about that in terms of recent history. I
did this earlier in the Platinum Hour, the Long Setup.
I'll spare you that this time, especially if you're listening
on the podcast. But to make a long story short,
I am aware that Barak Hussein Obama was fifty percent
(18:41):
Caucasian and that his father was sixteen percent black thirty
four percent Arabic, so I realize he was mostly Caucasian
and more Arabic than black. Having said that he identified
as a black person, America saw him as a first
(19:03):
black president, and therefore you would think, well, that would
help or that would be a sign that race relations
are certainly better than the last Civil war, or even
a civil rights movement, or even the life and message
of the very day we celebrate and banks are closed.
(19:25):
Martin Luther King Junior. And every time I bring up
Martin Luther King Junior, that also comes with a group
of emails. I don't worship any man. I worship the Godhead,
my heavenly Father, his only begotten Son, and his Holy Spirit.
That's it. No one else is perfect, no one else
is worthy of my worship. I did make a study
(19:48):
of Martin Luther King Junior's jail letters, and they were
very impressive to me. They were right up there with
Diedrich Bonhoeffer's prison letters. But I'm under no delusion of
grandeur that he was a perfect man. But what about
his dream that was so similar to our founding father's
(20:13):
dream of equality by way of a creator and the
creation of a republic of design by that creator. In
other words, that we're all created. Not only are we
all created equal, but we will all be judged by
(20:37):
the content of our character and not the color of
our skin. Never felt like that for eight years of
Barack Obama doesn't feel that way today, and I want
to talk about why in a second, but let me
give you the actual results. As the anniversary of Martin
Luther King Junior's birthday approaches, most Americans don't think race
(20:57):
relations in this country are improving. Only twenty five percent
of American adults believe that race relations in our nation
is good or excellent. Remember how these things work, Throw
out the middle and look at the extremes. Twenty five
(21:17):
good or excellent, down from thirty one percent last June.
So bad and getting worse. Thirty five percent now give
us relations a poor rating. So, no matter who you're
talking to, from what motive, it all adds up to,
(21:38):
we're not going in the right direction. We haven't learned anything,
and we're not doing a better job of understanding anything.
By removing God, and God's what made the Republic get
it right and then ultimately the government eventually get it right,
(22:01):
the civil rights movement get it right, and now we've
removed him and we can't get it right again. Sixteen
percent of Americans believe race relations today are getting better.
Forty one percent I think it's getting worse. That's the
number that just nobody thinks we're going in the right direction. Now,
(22:28):
why that's the tougher question, isn't it. You can't get
there by just electing a black president. We've learned that
you can't even get there with the rule of law
because if somebody of a certain color breaches that, or
native origin breaches that, and then you go for justice,
(22:52):
that never goes. Well, so it's all about the color
of skin and has nothing to do with the content
of character. We're only completely missing it. Well, that gets
to a study I did, and I shared a great
length if you want a shameless plug for the podcast,
but if you go back and listen to the first hour,
get it into it a great depth. But one thing
(23:13):
led to another, and there I am standing before God,
my father, in prayer, holding my English bulldog, saying, Father,
I have spent my entire life focused on your son,
because I don't even know how to think of you.
(23:37):
But I'm going to go out on a limb and say,
this dog. Do you love me like I love this dog?
Can you imagine how sad that must have looked to God,
knowing how much more perfectly he loves me than I
love that dog. But for me, that was the only
way I could get a concept like God. I don't
(24:00):
like when he peased in the house, but it doesn't
affect my love at all. I want what's best for
him because it's what's safest for him, But it never
changes how I love it is that how you look
at me. What a tragic conversation between a creation and
a creator. But it was honest. I mean, I read
(24:23):
all this stuff, but I don't. I don't have any
way why because I didn't have an earthly example. And
that's what begs this analogy. If you didn't have a
good earthly father, can you be a good father to
your children by simply trying not to be that? Can
(24:47):
you not your way to good? And the answer is
you'll never get there? Then I use an analogy of
coaching it. Oh, this is what you're doing wrong, This
is what you're doing wrong. No, here's the standard of
perfection aime for that. So not yelling or not hitting,
(25:12):
or not leaving their mother or moving out of the house,
or never prioritizing time, just doing the opposite. That isn't
going to make me the father Ann and alex Need
and Nicholas. But knowing that God and knowing his word
and knowing first I can never love my children more
(25:34):
than I love their mother. That's where the family foundation is,
that covenant marriage, and then from there serving and loving
her the way Christ did the church, and us serving
and loving our children the way God lays it out.
Now I don't even have to think about what I'm
trying not to be. I'm only being created in what
(25:59):
I was, it's meant to be, and a part of
that becomes the father. Now I did something earlier. I
always joke I do this just aggravate. David's a nunny
So I asked chat GTP the analogy question. Listen, if
I had a bad dad, can I be a good dad?
Just focusing on not being what that dad was? And
(26:25):
it said exactly what all my studies have come to. Well,
it's a nice gesture, it's a nice starting point, but
it's not a solution. It's good that you're aware, it's
good that you've identified, but it doesn't give you the
power to be what you need to be. And then
(26:47):
later it gets to why is it not enough? Because
being a great dad isn't just the absence of harm,
not yelling, isn't teaching calm conflict, not abandoning isn't showing
up constantly not criticizing is an act of encouragement. Here
(27:11):
was the best like AI had. Kids don't just need
a dad who isn't bad, They need one who does
the good, or you're going to find that. And it says,
if you only focus on avoiding your dad's failures, your
risk becomes passive instead of present, quiet, instead of connected,
better than him, but still distant. The dads who truly
(27:35):
break the cycle do this. They use their past as data,
not a blueprint. The quiet truth comes through forgiveness. You
(28:02):
don't become a great dad despite having a bad one.
You have to become a great dad because you decided
to end the cycle with you. And I said in
the first hour, I don't want to throw my faith
in your face. But if I'd have spent my whole
life just trying to not be the opposite of my dad,
(28:26):
I wouldn't be the dad I am today. The dad
I am today began with being twenty four years no
twenty six years old, holding a bulldog in my lap,
crying saying God, do you love me like I love
this dog, and then him spending years showing me how insulting.
(28:49):
I love you way more than you love that dog,
and that changed me. Therefore, it changed me as a
husband and me as a father. There's no shortcuts. I
use that analogy and apply it to race. How are
we going to get beyond these race divisions. I don't
think we can protest our way out of it. I
(29:10):
don't think we can multiculture our way out of it.
I don't think we can woke our way out of it.
I don't think we can insurrect our way out of it.
In fact, that's how we got to civil war. And
you certainly don't find too many people on Martin Luther
King Junior day that we're active in the civil rights,
(29:31):
interested in the God and the Declaration of Independence that
he talked about so much. We think we can remove
the God and still find the solution, And you'll find
from his jail letters you can't, and you certainly won't
know the difference between content of character and color of skin.
(29:54):
So America can look at the eye and clearly tell
you exactly race relations are not only as bad as
they're still getting worse. But they haven't held the dog
in their arm and ask their God. How can we
really solve this, and to some degree, I would say
the more you focus on it, you will never solve.
(30:17):
Like not being your dad. The more you focus on God,
the more it solves itself. I've always said all in
the family did more for American race relations than Barack
Obama's presidency, and we're not very much better.
Speaker 2 (30:32):
Twelve years later, It's Your Morning Show with Michael del Chino.
Speaker 1 (30:38):
The Pentagon reportedly ready to deploy fifteen hundred active duty
troops to Minnesota. Will it needs something, doesn't it? Meanwhile,
the President says Denmark has failed to address what he
says is a Russian threat to Greenland. It'll cost you
about a billion dollars to get a permanent seat on
the Gazaboard of peace as we head into part two
of the peace process. Josh Allen three touchdowns, James Cook
(31:02):
one hundred and seventeen yards. I'd have told you that'll
be enough to win at Denver, but it wasn't. It
wasn't enough to overcome bon Nicks and the referees. The
Bills lose thirty three to thirty in overtime. Sean Payton's
Broncos are going to host the AFC Championship. Rash She
he did everything in five seconds that opening kickoff for
ninety five yards and a touchdown that had been enough
(31:22):
to beat the forty nine ers, but Kenneth Walker the
third put another one hundred and sixteen yards and three
touchdowns on top of that. Seahawks forty one to six.
They'll host the NFC Championship. Yesterday, CJ Stroud four interceptions
in the first half. They could never overcome that. Mike Vrabels,
New England Patriots twenty eight sixteen. They are headed to
Denver to take on the Broncos and Caleb Williams. There's
(31:45):
any number of storylines. The touchdown to tie the game
is one of the most dramatic moments in playoff history.
And then the Cenless interception well that went on to
cost them the game, and the drive that led to
an overtime field goal win for the Rams twenty to seventeen.
So your AFC Championship Patriots Broncos set for Sunday at two.
Ram Seahawks Sunday at five point thirty and tonight is
(32:08):
the National Championship. The Miami Hurricanes find themselves at home.
They took out Texas a and m Ohio State and
Ole Miss along the way, and they'll be taking on
the Indiana Hoosiers, who took out Alabama Oregon and obviously
have the Heisman Trophy winning quarterback Fernando Mendoza. I think
Kurt Signetti is about as good as a coach can get.
(32:28):
But then again, they've the Miami Hurricanes have Carson Beck,
and they've got Mario Cristobal a great coach too. It's
going to be a great game. I do like Indiana
to finish and leave no doubt tonight. But the National
Championship is tonight. We'll watch it tonight, talk about it tomorrow,
and Roy O'Neil is here with our final story of
the day, and then if we have time, I want
(32:48):
to get right back to the launch pad. But the
Education Department's deciding to put off collections on defaulted student loans,
as President Trump says Americans should be able to dip
into their retirement savings to buy a home. Oh the
work around, Rory, I can't keep up right.
Speaker 4 (33:04):
Well, let's first talk about the Education Department. Really, they're
talking about the wage garnishment program. That would be the
extreme of the extremes where they go right after your paycheck,
maybe after your tax refund, in order to start getting
their money back.
Speaker 1 (33:18):
That they're gonna put on hold.
Speaker 4 (33:19):
They say, there are some provisions in the big beautiful
bill that give them a bit more wiggle room hopefully
getting the giving some I guess dead beats some time
to make it right with Uncle Sam and get back
on a good payment program. So they're going to delay
the wage garnishment program. But still a lot more attention
on getting this money paid back, all right, and.
Speaker 1 (33:38):
Then where do we go now with dipping into retirement
in order to buy home.
Speaker 4 (33:44):
We're gonna be We're going to hear from the President
on Wednesday and Davos about this idea being able to
tap into your four oh one K for home purchases
for first time home buyers. You know, you can take
ten grand out of your IRA for a housing purchase.
Maybe it'll be something like that, although most financial advisors
would say all part of the four on one K
(34:04):
is to let it do its thing, to sit there
and keep rolling over, and they would certainly recommend against
withdrawing it. With these high prices of homes, a lot
of especially young couples, may be forced.
Speaker 1 (34:14):
To we're down to one minute. There's two things that
play here, and that is somebody's trying to solve this
housing crisis and see what can get the gears moving again.
I get that on the four oh one K front,
there are calculators that are revealed to you. Borrowing and
paying yourself back is better than borrowing and paying someone
(34:36):
else the interest. The bottom line is, if you get
in a pattern of borrowing from your four to one K,
you are going to end up in a remarkable, remarkably
different place twenty years from now than you would have.
There's no getting around that. But somebody's just trying to
get the gears moving. And what we need is industry
and jobs and higher wages to overcome the inflation. And
(34:57):
we don't know what that magic number is, but eventually
people get to the new rate and they'll just start
moving again. But in the meantime, politics always wants to
rush these things along. All Right, we've got a rocket
on a pad, but we're probably a month away from
launch at least.
Speaker 4 (35:12):
Yeah, probably that wet dress rehearsal later this month. It
would have to be absolutely perfect in order to meet that.
January February sixth, first launch opportunity. They only get about
four or five days each month to launch, so we
think there in one week. Yeah, and we think more
like March. All right, one chance to live this day.
Go make a difference in someone's life, Cherish your own.
(35:33):
We'll see you right back here tomorrow morning. For the
next year, more Morning Show goosers.
Speaker 1 (35:39):
We're all in this together. This is your Morning Show
with Michael opnheld Joo
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