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June 17, 2024 26 mins

Two-time Emmy and Three-time NAACP Image Award-winning television Executive Producer Rushion McDonald interviews Ashley M. Fox.   She is a former Wall Street analyst, a Howard University grad, and now an expert in her field as a Financial Education Specialist. After helping manage money for both millionaires and billionaires during her career on Wall Street, Ashley felt that it was her God-given purpose to financially empower the 99% that does not benefit from Wall Street. This passion led her to quit and start her own company, EMPIFY.

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Episode Transcript

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Speaker 1 (00:05):
Welcome to Money Making Conversations. It's the show that she
is the secrets of success experience firsthand by marketing and
branding expert Rashan McDonald. I will know he's giving me
advice on many occasions. And in case you didn't notice,
I'm not broke. You know he'll be interviewing celebrity CEOs,
entrepreneurs and industry decision make because it's what he likes
to do, it's what he likes to share. Now it's
time to hear from my man, Rashan McDonald money Making Conversations.

Speaker 2 (00:28):
Here we go, Hi, Rashan McDonald, I host this weekly
money making conversation masterclass show.

Speaker 3 (00:41):
The interviews and information that this show provides off for everyone.
It's time to start reading other people's success stories and
start living your own. My guess is Ashley M. Fox.
She's a former Wall Street analyst at Howard University, grad
and now an expert in upfield as a financial education
specialist after health and manage money for millionaires and billionaires.

(01:02):
Doing her career Wall Street, actually felt that it was
her god giving purpose that powered nine and nine percent
Wall Street overlooks financially. This passion led her to quit
and start her own company. Implify. Please welcome the Money
Making Conversation Masterclass a financial dream Maker. Ashley M. Fox.
How you doing Ashley?

Speaker 4 (01:21):
I am doing well. How are you look?

Speaker 3 (01:23):
Fantastic? Love the outfit that you have on.

Speaker 4 (01:26):
Thank you.

Speaker 3 (01:27):
Howard University grad that's at you know, just recently at
the Celebration Bowl and in the I'm not trying to brag,
but the sweet next to me was the vice president,
Kamala Harris. So Anthony Anderson, good friend of mine, Howard Grad,
Wendy Rick, Carol Robinson, Howard Grad. Howard seems to be
putting out some big brands out there in the black

(01:49):
community talk about their experience at Howard.

Speaker 5 (01:53):
So, Howard was actually my first choice, and I got
accepted in Hower, but I wanted to go to Howard
strictly for their School of Business.

Speaker 4 (01:59):
So I knew going into college.

Speaker 5 (02:01):
I liked math, I liked business, and I wanted to
major in finance and at Howard, in my personal opinion,
the best HBCU in the world. The way they trained
their School of Business students. From the clothes that you wear,
how you're trained to eat at the dinner table, how
you are taught to interview.

Speaker 4 (02:19):
Howard really prepared me to get on Wall Street.

Speaker 5 (02:21):
And so being at Howard, I had four internships, three
of them were at Wall Street investment banks, and that's
really where I got the exposure and the desire to
be a profound African American on Wall Street. So, to
be honest, Howard trained me, groomed me, got me ready
for Wall Street, and helped me become the woman I
am today.

Speaker 3 (02:37):
Now let mess you. So what was your degree in finance?
I got a business agree. My degree was in mathematics.
And now I'm gon tell you something. Economics I couldn't
deal with that. I that's a special math y'all doing
over there. And so I commend you for doing that.
But you had to. You were you supposed to be

(02:58):
Wall Street glamor and everybody you told you worked on
Wall Street. Wow, girl, you got it going on. Dealing
with that initial where you were supposed to be you
felt and people reacting so positively? What started making that
transition to saying I can do more, I can do
better for myself, make myself happy.

Speaker 5 (03:18):
So, if I'm being honest, I worked on Wall Street
for the money. I wanted to have the highest paying
job out of school. I wanted to travel, have nice clothes,
and so that's what working on Wall Street got me.
But I actually always wanted to be a teacher. What
I felt like to make the kind of money that
I wanted to make Wall Street. Wall Street gave it
to me versus working in education or things like that.
But when I was on Wall Street, my job was

(03:39):
to work with individuals I had at least twenty five
million dollars or more. So we worked with the ultra
high network. So I'm in the bank accounts of millionaires
and billionaires. I'm seeing where they.

Speaker 4 (03:48):
Shop, where they travel, where they lived, how they avoid it.

Speaker 5 (03:51):
I learned so much because I was so connected to
their wealth. And after about eight months of being on
Wall Street, I didn't want to be there anymore. And
it wasn't that I didn't like what I did. I
felt like I had. It was something more for me.
I felt like I hit a ceiling. And when you're
around millionaires and billionaires every day, you're either going to
be intimidated.

Speaker 4 (04:09):
Or you're going to feel like you deserve to be
on the other end of the table.

Speaker 5 (04:12):
And so I felt like I deserve to be that
client and I started to calculate if I stayed on
Wall Street for five, ten, fifteen years, I still would
not have been in a position to be like the
clients I served. And I learned that all of our
clients either created their own idea or they invested in
somebody else's idea. So I knew that I had to

(04:32):
create something. But I felt like, for something we're using
every day in our life, why is it not taught
in our school system? Why are we talking about it
at the dinner table? But you shouldn't have to major
in finance work on Wall Street to get exposed to
what I got exposed to.

Speaker 4 (04:45):
So I got to a.

Speaker 5 (04:45):
Space where I felt like, one, I deserved to be
a wealthy client, but two who but Ashley Fox is
going to take the information that I got exposed to
Being an African American working on Wall Street. It was
my job to financially empowered the world. So I was
more so called to leave Wall Street because of what
I felt like the world needed and what I was

(05:06):
supposed to give.

Speaker 4 (05:06):
To the world.

Speaker 3 (05:07):
Now, I used to work for IBM. Now either quit
IBM to pursue a career a stand up comedian, and
then IBM everybody. Wow, dude, you got it. You got it. Now,
it's a great story Wall Street. I'm going empower the
people who were telling you that you were crazy? Who
would tell you that? Who every I want to hear

(05:28):
that side of the story.

Speaker 4 (05:29):
Everybody.

Speaker 5 (05:29):
People used to say to me, you went from working
with rich people to working with people who don't have money.
And at first it kind of was like, I mean, yeah,
but in my mind it's like, well, but who's who
else is going to serve these people? Like there's a
ninety nine percent of the population that will never make
it to the floor that I that I worked on, Like.

Speaker 4 (05:48):
You won't even make it to that to that space.

Speaker 5 (05:51):
And it's like, what if I gave the world Wall
Street knowledge in an easy and digestible way so that
they wouldn't believe they can be that client that I
used to Because specifically in an African American community, it's
not just that we don't have the access to the information,
we have a lack of belief that we deserve to
be in the room. So I wanted to be able
to say, one, I know I can be in this room.

Speaker 4 (06:13):
I'm going to build up exactly how our clients was
doing this.

Speaker 5 (06:17):
So while they might have started with one hundred million,
I started buying stocks with one hundred dollars, and I
knew that if I stuck with it, I could become
that client that I served. But because of what I saw,
my level of what was possible was connected to what
I was my environment. Not everybody got exposed to what
I got exposed to, so I felt like it was
my job. But everybody thought I was crazy. Everybody thought

(06:38):
it was crazy. To what I was doing started to
really work when I started to go on TV. The
articles would come out and now the But it's crazy
because that was in twenty thirteen.

Speaker 4 (06:47):
I left Wall Street July of twenty thirteen. Years later.

Speaker 5 (06:51):
Now the world is ready for financial education, Like now
there's a lot of people talking about finance. Now people
want to learn. But back in twenty thirteen, people were
not interested in learning. So I wanted to create a space,
create a land. We started to teach a school system.
Schools didn't know that they wanted financial education, but I
knew the world needed it, and I had to be
the one who gave it to the world.

Speaker 4 (07:10):
So I think it took some time to get people
to believe.

Speaker 5 (07:14):
But We're now in a space where people know they
want more, they deserve more, and I feel like, who
but Ashley Fox? Who but Emplify is going to give
them the financial resources and education through the eyes of
someone who worked.

Speaker 4 (07:27):
On Wall Street?

Speaker 3 (07:28):
Now, Emplify, you said the name of the company, you
put it out there, What does implify mean? And how
did you come up with the name?

Speaker 5 (07:36):
So when I left Wall Street, I knew what Emplify
felt like, right, so I will always call it it.
I wanted to give the world something they never had,
but I wanted to work with people that I could
build pull out their greatest potific I didn't want to
work with the richest people who had it. I wanted
to work with the people who didn't believe they could
be rich, but had the potential to do it. So
I was walking around calling it it. But I realized
that I wanted to create something the world had never

(07:58):
seen before. So I listed out one day all the
words to describe what I wanted to give to the world.
So I wanted to empower the world, change the world,
educate the world. And I found this random website and
I put in all the words that described what I
would give to the world.

Speaker 4 (08:15):
And then emplify stuck out. And so emplify is.

Speaker 5 (08:18):
The word empower and modify merge together because so many
people think, yeah, I need the education, but a lot
of the things that we teach you can find it
on the internet.

Speaker 2 (08:27):
Right.

Speaker 4 (08:28):
It's one thing to give information but lack inspiration.

Speaker 5 (08:30):
So first, yeah, we're going to educate you, but we
got to empower your mind because when we make you
believe you deserve this education, you can do something with
this education. It changes the way you think. And so
that's where the word modify comes from. So essentially, while
we're giving you financial education, we are a fintech startup
that is revolutionizing how adults and children learn how to
build well. We focus on making you believe you deserve it,

(08:52):
giving you the tools and resources to do it, which
then shifts your entire mind around how you see yourself
in the role of money in your life.

Speaker 3 (09:00):
This is why she's special. Okay, Now she motivates you,
that's the key. Listen to it. She almost like comes
out of the screen to tell me you can earn,
you can be successful. That's when I first met her,
and I've been trying to get it back on my
show for three years. And didn't know I had her
cell phone in my phone. So that's that's another story.

(09:22):
And because of the fact that you're right, there are
people out there today talk about fintech financial advice, but
their number one goal is to get in some type
of course. And I don't believe the course they're getting
in into me gonna work because I don't believe them.
I don't believe that there's a desire to see me

(09:44):
be successful. There's no plan to make me enable me successful.
But every time I hear you talk, Ashley, there's a
personal tone in your voice that says, I care, I
want you to win, and I'll do whatever it takes
within my God given talent to help you win. Does
that come out.

Speaker 4 (10:06):
You said it. When you said it, I felt it
in my soul.

Speaker 5 (10:09):
You're one hundred percent right because it was never about
money for me. Like I quit my job not to
make money. I left my job because I felt like
I was the only person who cared to do this.
Like the financial industry, just the banking system, they don't
need you to be financially educated to still make billions
of dollars, right, But there's an audience that can become

(10:30):
that Wall Street client.

Speaker 4 (10:31):
If you love nurture, guide, support, and push.

Speaker 5 (10:34):
And so I like to describe emplithy and our welcome
this community at We're like the Harvard of Finance. Like
when you go to Harvard, it's not just that they
recruit and have great students. They make sure that you finish.
No matter what happens throughout your time at Harvard, there
are people there to support you, to guide you because
they care about their reputation and the cultivation of the

(10:55):
people that go to that institution.

Speaker 4 (10:56):
Just think about the private school system.

Speaker 5 (10:58):
You want a certain type of education that costs a
certain type of money to cultivate an environment and the
results that you need.

Speaker 4 (11:05):
But that's not available to everybody.

Speaker 5 (11:07):
Not everybody is going to Harvard, not everybody can afford
private school, but everybody uses money. And so, because I
understand the financial industry, because I understand the people that
I served, Like I've taught in prison systems, I've taught
in public school systems. There's really no aspect of money
that I have not seen. I've been in the homes
of billionaires. But in order to connect the financial industry

(11:28):
to the everyday person, to get them to believe they
are even allowed to make this type of well, they're
even able to understand the language. I have to create
a universal language that merges it too. So emplify was
a word that I needed to create because I needed
you to know this is not anything you have ever
seen before. But you are going to become someone you
have also never seen before, and we're going to help

(11:49):
you do it.

Speaker 3 (11:50):
Wow. Wow, mean I've got some money. I'll rather take
it out and give it to you, just just for
the speech alone. I'm rather to give you some money.
Let's continue this conversation. The black community, of black and
brown community, the minority community, especially the older community. You know,

(12:10):
rumors still keep money in the mattress, still don't trust
the financial system. Fear if you can break down twenties, thirties, forties,
fifties and above, talk about each one of those groups
and tell you their mindset and what you have to
do to convince the twenties to invest, the thirties to invest,

(12:31):
the forties and the fifties.

Speaker 5 (12:34):
So for one week, as a community, we got to
see it to believe it.

Speaker 4 (12:38):
So who I am, what I do matters, right.

Speaker 5 (12:42):
I can't come in in a black and blue suit
talking over your head because you're not going to trust me. Right,
I got to look like you. I got to connect
with you. I have to meet you where you are.
The way we were able to get in the school
systems and help eight year olds learn how to invest,
we had to understand what an eight year old is
talking about, what they're feeling, what they're thinking. Right, So
I can honestly say that no matter the age you are,

(13:03):
you want to make money.

Speaker 4 (13:04):
Right.

Speaker 5 (13:04):
But in society we have been ingrained to go to school,
get a job, and then you get that job to
pay for school. That entire structure makes the banking system richer.
The more debt you take out, the more money you spend,
help helps the banking system make more money. Right, And
we have to recognize, especially as African Americans, with us

(13:24):
having over a trillion dollars of buying power, we are
not broke, right, we have money, we just choose suspend
it because nobody has embedded in our mind what it
truly means to build wealth in America. So the older generation,
they have fears, they have doubts, they have worries, and
and it's one hundred percent validated, right, So not once
will I ever tell people you're not supposed to feel

(13:46):
like that, because I understand why you feel that way. However,
in order to create the life that you want, so
that you don't have to depend on the job, so
that you don't have to depend on the government, so
that you can make money in your sleep, you have
to do something you've never done for you have to
become somebody different.

Speaker 4 (14:01):
So let's talk about what the one percent does.

Speaker 5 (14:03):
Right, they're owning stock in these companies that they're giving
their money to, So let me tell you how you can.
Then we think, oh, I don't have a lot of money,
Well where'd you get the idea you needed a lot
because the people who do it.

Speaker 4 (14:14):
Have a lot of money.

Speaker 5 (14:15):
Well, I mean I on stocking trillion dollar businesses and
it don't cost me less than two hundred dollars to
do it. Let's talk about if you have two hundred dollars.
Let's talk about if you have fifty dollars to get started.
So there's different types of investments where we're able to
get into real estate, we're less than two hundred, where
we're able to invest in some of the biggest invest
companies that we use every single day, and we're able

(14:35):
to get in and not have to have a lot
of money. There's companies that are billion dollar businesses that
run this country that pay out passive income every ninety
days in the form of a dividend. If you can
buy one share, you can play the money game. You
have to have the desire and the consistency to build
over time. And I always tell people a whole lot
of five dollars can lead you to.

Speaker 4 (14:54):
A million dollars.

Speaker 5 (14:56):
But I got to make you believe that your five
dollars is worth something, because you're worth something.

Speaker 6 (15:01):
We'll be right back with more Money Making Conversations Masterclass.
Welcome back to the Money Making Conversations Master Class, hosted
by Rashaan McDonald.

Speaker 5 (15:11):
And so it's getting people to understand it's okay to
feel how you feel, but I want to talk about
where you're going. I don't want to know where America was.
I want to know where you and your family's legacy
is going to go. So let's talk about that and
build that infrastructure, and let me show you how you
can do that in an easy way without needing a
lot of money, without anybody trying to sell you anything.
Because our emplify gets better. When we educate better, that's

(15:34):
how we get big. So for me, it's understanding what
drives you, what are you scared of? And like, right
now we go toe to toe. You cannot tell me
you cannot invest. There is a solution, there is a way,
and I can show you it can get done.

Speaker 4 (15:48):
But when you do it, it's like wow, it's not
that hard. Wow, And now.

Speaker 5 (15:52):
There's a sense of belief, there's a sense of ownership.
And my job is to keep that continuing thought process
and push so that you keep going. Next thing, you know,
your whole life is different. But you didn't have to
get rich quick. You learn how to build wealth over time,
which is exactly what the one percent does.

Speaker 3 (16:08):
Now, let's transition how to become a wealth builder member
because of the fact that JE the past has show me.
I remember my twenties, a guy named Don. He said, Rashaan,
just invest one hundred, one hundred dollars a month, just
put one hundred dollars a month. Just set this side.
But in my mind I couldn't wrap my head around
what he was talking about. He's talking about a compounded

(16:30):
interest over time. It is going to be you'll be
a wealthy person if you just give one hundred dollars
a month. I didn't get that. And then what happens is, well,
you don't invest at a certain age, your mindset said, well,
it's too late, it's too late. I think that's what
you're talking about, trying to get rich fast. I'm trying
to catch up for when I did invest in my twenties.

(16:53):
Now that being a wealth build member. How did that start?
And then how does it? What are the advantages of
in a wealth building money?

Speaker 4 (17:02):
So when we were.

Speaker 5 (17:03):
So we started out creating programs in the school system,
we were in the prison system.

Speaker 3 (17:07):
And first let's talk about the prison system right there,
because I never heard that, you know, somebody offering financial
advice for people who are incarcerated.

Speaker 5 (17:17):
So I think that was probably the most impactful and
most daunting thing I ever did, because in that moment,
and so what we did we had a program before
the law was passed that miners could no longer be
housed with adults in the prison system. They took all
of the miners out of Rikers Island and they put
them into a detention center.

Speaker 4 (17:35):
And so immediately at those kids left.

Speaker 5 (17:37):
Rankers, we were there to provide extra programmer for them,
and we provided financial education and I had to meet
them where they were. But here's the thing. I couldn't
bring in technology. Everything is considered a weapon in the
prison CIP. So I had to get very creative, create
stories and narratives and make them believe that they could
do it. But again, I think I always tell people
that it's not it's not the student that needs to change,

(17:59):
it's to teach that needs to learn how to better
educate the student. So for me, it was like I
need to understand you, I need to teach you. I
need to love you, I need to care about you.
And I'm also a woman going into a prison system teaching,
teaching gods, they're not used to.

Speaker 4 (18:12):
That, so I have to come off a certain type
of way.

Speaker 5 (18:14):
So but one of the things I learned in the
prison system was America is a well oiled machine. I
saw how they were, how they were conditioned to believe
a certain way of life, to believe there was no hope,
how it just it was. And so that was the
most daunting thing because I would leave out of there
probably every other session crying because that was the one
time in life where it was like how am I

(18:37):
about to change the whole world? And these kids are
mentally gone because of the system that they were raised in, right,
but it made me realize it was possible. And so
when we think about financially educating anybody likes, it's understanding
where we are, what we're scared of, what we want,
what we desire, and how we can push you to
the next level. Because you can't quit on me, because

(18:59):
I'm not going inywhere you can give me one hundred
million dollars right now. I'm wake up every day to
financially empower the world to a point where the banking
system needs emplify, where the public school system needs emplify.
The world needs emplify the same way you need a
tissue from cleanex. That's what you're you're gonna think about
empify when you think of financial education. And so as

(19:19):
we started to go in the prison system, go into
the school system. When COVID hit, organizations didn't know what
to do and the market crash. So when the market crash,
I got excited because I was on Wall Street.

Speaker 3 (19:33):
I'm crying, I'm crying, I'm crying, see excited. I'm trying
to figure out how we owned the same page in
this conversation, Now, why did you get excited?

Speaker 5 (19:43):
Because so I was in my Howard dorm room in
the two thousand and eight crash. Right that recession, I
saw how the market tent right. I wasn't in the
market yet, but I watched it. I was learning because
I'm trying to get a job on Wall Street in
twenty ten, eleven twelve. As I'm on Wall Street, I'm
watching the market go back up. So I'm seeing the

(20:03):
money that you made as a result of prices dropping
because now the market's up. So if you got in
when the market dropped, you got it at a cheaper price.
I'm now seeing the economy companies bounce back. So I'm
watching our clients make millions of dollars as a result
of the market crash. So in my mind it was like, Okay,

(20:25):
I know this typically happens every eight to ten years,
depending on the cycle and when the market crash, and
during the pandemic, I said, this is my chance.

Speaker 4 (20:33):
I was at Howard watching this on TV, but.

Speaker 5 (20:36):
This is my time because I always look at stock
market crash it's like a Black Friday sale. You got
some of the biggest companies in the world price is
dropping that America can't live without. So I said, I'm
not missing out on this crash. I'm going shopping. Now's
the best time to learn, because while the world is
making you scared, I'm gonna make you.

Speaker 4 (20:52):
I'm gonna educate you.

Speaker 3 (20:54):
Now as I close this, you know I'm over sixty.
And when you hit over sixty or the other than
guns told us to retire sixty five, like there's a
real check waiting on us. Many cares on you, but
there's no check waiting on you. How can we talk
to my generation and tell them they can still invest,

(21:16):
that they still should invest. They should not think there's
no opportunity to succeed in the financial community. That floor
is yours.

Speaker 5 (21:25):
So the first thing I would say is understand that
you have done the best that you could with the
resources you were given. Right and be okay with that.
You are not behind you where you need to be.

Speaker 4 (21:36):
Right.

Speaker 5 (21:37):
You may have to do things differently, but that's okay.
But the first thing you have to do is think
about where you are. So, for example, if we were
to go travel somewhere, we're gonna use Google Maps.

Speaker 4 (21:47):
The first thing you do.

Speaker 5 (21:48):
Is enter in the address right In order for Google
Maps to build the roadmap, they got to know where
you're going. Once they know where you're going, then they
determine where you are. So the first thing is what
does that retirement look like?

Speaker 4 (21:59):
Right?

Speaker 5 (21:59):
I don't even like the word retirement because it has
its preconceived perception.

Speaker 4 (22:03):
What's your number?

Speaker 3 (22:04):
Like?

Speaker 4 (22:05):
Retirement is a dollar amount not in age? Right?

Speaker 5 (22:07):
So what do you want every single month for you
to feel comfortable, to be at ease where you don't
have to depend on anybody but the money in your account?

Speaker 4 (22:16):
What's that number? Right?

Speaker 5 (22:17):
And you want to work backwards right, So first decide
this is what I want to come every month. This
is what I want every year?

Speaker 4 (22:23):
Okay? Cool? Determine how far.

Speaker 5 (22:25):
You are from age eighty five, because that's typically that's
what I don't want to look at it now understanding
why that number might be big because you're going to
need that money every year up until age eighty five
ninety that might be big, but at least you kind
of know this is where I need to go.

Speaker 2 (22:40):
Right.

Speaker 5 (22:41):
The other thing you want to think about when you
have a portfolio of assets, on average, you might get
a four to six percent return if you invest in
a dividend stock.

Speaker 4 (22:48):
And that's kind of basic, right.

Speaker 5 (22:50):
So if you have a million dollar portfolio, six percent,
you can sixty thousand a year, which is five thousand
dollars a month. Think about, Okay, what can I do
to build a million dollar portfolio. But before you hit
a million dollars, you gotta get a five thousand lot
of portfolio.

Speaker 4 (23:02):
And before you get the five thousand, you gotta get
the two thousand.

Speaker 5 (23:04):
So start to look at the pieces to what you
need to create the life that you want. We get
so discouraged by the big old picture. Now the other
thing you want to then do is figure out what
you already have. So many people have retirement accounts at
their job that they don't know what's in it. They
don't know how much it is, they don't know how
it's been performing. Take inventory of all the accounts you have,

(23:25):
if you have multiple accounts, get an idea of what
you have to see how close you need, how close
you are to hit your goal. Because I work with
so many individuals planning for retirement. Next thing you know,
they got money over here, money over here because you
didn't know how to read the statement, or you didn't
know what investment you have.

Speaker 4 (23:43):
Even though it is your money, you operate like it
doesn't matter.

Speaker 5 (23:47):
Right, Like if I ask you how much of your
money do you care about? What you're going to say,
how much of your money.

Speaker 3 (23:51):
Do you care about? All of it?

Speaker 4 (23:53):
Then you need to know where all of it is.

Speaker 5 (23:56):
And so because we don't know finance, we think our
money doesn't matter. But it does matter. So take inventory
of what you have. Then you want to look at
what's inside of these accounts.

Speaker 4 (24:07):
You might be.

Speaker 5 (24:08):
Invested in some good stocks, like you don't know because
we run from something we're not familiar with.

Speaker 4 (24:14):
Building wealth is like learning a new language. That's it. Now,
how do you learn a new language.

Speaker 5 (24:19):
You have to study it, you have to speak it,
and you have to be around people who are already
speaking that language. And if not, you're not going to
become fluent. You have to constantly allow yourself to speak
a new language and walk into that. So I would say,
get a clear idea of what you want every year,
regardless of what you're capable of what you have. Now,
then take inventory of what you have and understand what's inside.

(24:42):
You might find you might have some mutual funds. Let's
talk about what mutual funds are. Let's talk about what's
inside the mutual funds. Get clear on where your map
is starting, because then you have the ability to build
the roadmap to take you to where you want to go,
no matter the age.

Speaker 3 (24:55):
Wow, she's Ashley on Fox. I call her the financial
dream Maker. The reason why I wanted to bring you
on the class is exactly what you've done for the
last twenty five thirty five minutes is that you've exposed
us to an environment that we can epetcipate, We can
be a part of it. Wealth Builder go to amplify
dot com wealth builder dot com. Also, you see this

(25:18):
fantastic face motivate you, let you know that you can
You can have a piece of the pie or a
piece of the pizza. Thank you again Ashley and Fox
for coming on Money Making Competations Masterclass Show.

Speaker 6 (25:31):
Thank you, thank you, thank you for joining us for
this edition of Money Making Conversations Masterclass. Money Making Conversations
Masterclass with rough Shan McDonald is produced by thirty eight
to fifteen Media Inc. More information about thirty eight to
fifteen Media Inc. Is available at thirty eight to fifteen
media dot com. And always remember to lead with your

(25:55):
gifts thing

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