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August 26, 2026 • 46 mins

I love deals where we can make the seller the bank and then turn around and become the bank ourselves. Clay Hepler is doing exactly that with land, and the numbers on one of his current deals are pretty incredible.

Clay is buying 356 acres for $350,000 with only $25,000 down and $1,500 monthly principal-only payments. He plans to subdivide the property into about 10 lots and sell them for roughly $87,000 each, creating a potential $870,000 exit. Then he can sell those lots with owner financing and create even more profit through interest.

We also get into why bigger, higher-quality deals can make more sense than chasing volume, how to structure creative offers sellers actually want, and why your mindset still matters more than any strategy.

What’s Inside: 

—How Clay turns a $350K land purchase into a potential $870K exit

—Using seller financing to buy land with less cash

—Creating additional wealth by becoming the bank

—Why better deals and better margins beat chasing volume

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