July 1, 2025 • 53 mins
We are "Asking the Expert" about Final Expense Planning on The Bev Johnson Show on WDIA Radio with Final Expense Expert Willie Jacobs, CEO of The Jacobs Final Expense Agency.
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Speaker 1 (00:03):
Memphis probably presents the Bev Johnson Show. Let me say Beth.
Speaker 2 (00:13):
Me first, let me you say.
Speaker 1 (00:21):
She's done Emphis, do gain alone.
Speaker 3 (00:28):
No matter of the problem, she can have me. So
all the phone and the normans on your mind.
Speaker 4 (00:38):
She understand Jimmy ad in the hair by charming you
to just keep the thing.
Speaker 1 (00:48):
When arid pigging up the Johnson Show.
Speaker 5 (00:52):
Because we've got.
Speaker 1 (00:54):
Out in gay happy, you can hear every day you
d I am my bell got me a missed king.
(01:48):
Good morning, good morning, good morning, and welcome into w
d i A The Bab Johnson Show.
Speaker 6 (01:55):
I'm bad.
Speaker 1 (01:56):
It is indeed a pleasure I have you with us
once again on this Tuesday, July first, in July. Y'all,
July first, twenty twenty five, enjoy this bad, beulous day
to day.
Speaker 7 (02:11):
Get ready to do a little chit chatting with me.
Speaker 1 (02:14):
Yeah, yeah, we got to do that. First hour, I
will open it up to you. We will do a
little open conversation. I'll find out what's on your heart,
your mind, your chest, something you like to talk about.
Speaker 7 (02:25):
Yeah, we will. Second hour, we will ask the expert.
Speaker 1 (02:29):
As our expert, mister Willie Jacobs will be in the
house to tell us about those final expense plans.
Speaker 7 (02:39):
Get your questions together.
Speaker 1 (02:41):
If you've never talked with mister Willie Jacobs yet, that
you'll be glad to do that.
Speaker 7 (02:49):
When it is your turn to talk.
Speaker 1 (02:51):
Here are the numbers to dial nine zero one, five, three, five,
nine three four to two eight hundred five zero three
nine three four two eight three three five three five
(03:11):
nine three four two.
Speaker 7 (03:13):
Will get you in to me.
Speaker 1 (03:20):
And if this day, this this, this this day, Tuesday,
July first, twenty twenty five is your birthday.
Speaker 7 (03:35):
Happy birthday to each and every one.
Speaker 1 (03:37):
Of y'all out there who may be celebrating a birthday
on this day.
Speaker 7 (03:43):
You know what I say? Yeah, y'all know it. Go
out and celebrate your life. You better, you better.
Speaker 1 (03:53):
When we come back, I'll share some wd I a
good willnouncements, and I'll talk to you. Yeah, as we
do a little open conversation this first hour. Get in
where you're fitting it next with me Bev Johnson on
the Bev Johnson Show only on Double D I.
Speaker 6 (04:19):
A show with talking.
Speaker 1 (04:55):
Home Away, How you go, you go? Don't getting ready.
Speaker 6 (05:04):
Show?
Speaker 8 (05:08):
Let's go.
Speaker 3 (05:10):
Well, make your ody by here roll w D.
Speaker 1 (05:18):
Listen to what to say, you know, it's time for
the belt of this show, the show.
Speaker 8 (05:27):
Let's go.
Speaker 1 (05:50):
Good afternoon, and welcome back to the second half of
the Bev Johnson Show right here on w d I
A hold on, y'all, lie, we will be talking to
our guy in just a few minutes, mister Willie Jacobs.
Speaker 7 (06:03):
But you know what time it is.
Speaker 1 (06:05):
It's lunchtime around the city. And let me tell you
about my favorite place. Y'all know the place. It's the
Rocking Chair of Memphis fifteen forty two Elvis Presley, where
we rock with the best soul food in town, best
entertainment around.
Speaker 7 (06:18):
You can dine in or you can take.
Speaker 1 (06:22):
Out like catfish and buffalo Fish, Friday Baked Chicken, smothered pork,
chop Fried, the Port Chop, Hamburger, State Pop Roast, Smoke
Turkey Necks, miss Anne's famous Chicklings, an assortment of desserts
and vegetables and drinks as well. So head on by
the Rocking Chair of Memphis. Not today, they're closed today,
(06:44):
And let me say this.
Speaker 7 (06:45):
They're closed today, They're.
Speaker 1 (06:46):
Closed on Tuesday. They will be open up tomorrow. On
Wednesday and Thursday, you all day will be closed on Friday,
the fourth of July. Closed on Friday, fourth of July,
but bill open back up on Saturday. And when we
tell you have the best entertainment around. On Tomorrow it's
karaoke night. You like to do karaoke, going down to
(07:09):
the Rock and Chair of Memphis, do a little karaoke.
I have some special folks in the house, I understand
for Tomorrow night, those doors will open up at six o'clock.
And on Thursday, it's Thumping Thursday with John Disco Hound Moore.
He has a very special guest on Thursday evening, Terry right. Yeah,
(07:30):
Terry right, Meet and greet Terry right. He's not gonna perform,
but you meet and greet him, take a picture with Terry.
Speaker 2 (07:35):
Terry.
Speaker 1 (07:36):
Is gonna be a house with John Disco Hound Moore,
his very special guests and other special guests. That's Thursday
night for Thumping Thursday at the Rock and Cheir.
Speaker 7 (07:47):
Don't forget fourth of July.
Speaker 1 (07:48):
They will be closed, but they will reopen up on
Saturday where they're gonna have karaoke and karaoke with the
band on Saturday night. Yeah, that's some good stuff and
good live entertainment. So if you like good soul food,
you like good entertainment. Head on by the Rocking Chair
of Memphis fifteen forty two, Elvis Presley. Don't forget their
(08:10):
clothes today. But they open up tomorrow, Wednesday, Thursday, Saturday.
Speaker 7 (08:14):
And Sunday they'll be open.
Speaker 1 (08:16):
You can dine in or take out nine zero one
for two five five two sixty four nine zero one
for two five five two sixty four. When you go there, y'all,
y'all know what to say. Tell them bev Johnson sent
you to the Rocking Chair of Memphis. We are back
(08:41):
here at WDIA, the Heart and Soul of Memphis, and
back in the house to help y'all with your final
expense planning. It is Willy Jacobs of the Jacobs Willy
Jacob's Final Expense Planning Agency. Good afternoon to you, Willie Jacobs.
Speaker 6 (09:03):
Good afternoon, bab. How are you?
Speaker 1 (09:05):
I'm doing well today and you.
Speaker 6 (09:07):
Oh, I'm just blessed and highly favored.
Speaker 7 (09:10):
Will It looks like you've been playing golf today.
Speaker 6 (09:12):
Not today, No, been working today? Ball be working today?
Speaker 7 (09:18):
Do you play golf?
Speaker 6 (09:19):
I play a little golf beer, but I fish more
than play golf.
Speaker 7 (09:22):
Oh you like to fish?
Speaker 2 (09:23):
Yeah?
Speaker 6 (09:23):
I fish a whole lot more than a play golf.
Speaker 4 (09:25):
All right, do you catch anything, yes, ma'am, Yes, ma'am,
I got fish, a freezer full of fish.
Speaker 2 (09:32):
Yeah.
Speaker 6 (09:32):
I love fishing. I hear, I hear you, I hear
so bab how are you been doing.
Speaker 1 (09:37):
I'm hanging brother.
Speaker 4 (09:38):
Yeah, you're looking well well, thank you so much. Yes, ma'am,
you're looking just like a JS you alumna.
Speaker 7 (09:43):
Well, I feel like one.
Speaker 1 (09:47):
I know.
Speaker 8 (09:48):
Well.
Speaker 7 (09:48):
Back in the house today, Willie.
Speaker 1 (09:49):
And always I like to say this because I always
have new listeners who are listening and may say, who
is this Willy Jacobs? But and and final expense playing
the Willie Jacobs group and final expense Planning Tiller list.
When we're talking about final expense planning, we're actually talking
about buryl.
Speaker 7 (10:07):
Insured talking about well Willie before you talk about you
know what.
Speaker 1 (10:10):
I saw a gull on TV the other day talking
about I said, they trying to take Willis stop.
Speaker 6 (10:15):
No, they can't do it. Bell.
Speaker 4 (10:16):
We work with the number one fine expense company in
the nation. And the way we do it bail because
we do funeral funding and we do funeral planning okay, okay,
And what we do.
Speaker 1 (10:26):
Is that's the difference funding and planning.
Speaker 6 (10:28):
Yes, ma'am.
Speaker 4 (10:29):
The funding portion comes from the Lincoln Heritage and the
final expense of the planning portion that comes through the
Funeral Consumer Gardens Society. But the Jacobs Group has been
around for over thirteen years. But the company has been
around since nineteen sixty three. And we just want you
to know that if you are in need of finding
expense of bury insurance, this is the place where you
(10:52):
need to call. Nine zero one two six zero twenty
thirty five. Now, bel what we actually do one more time.
That's nine zero one two six zero twenty thirty five, okay.
Speaker 1 (11:06):
And the reason I asked him set you to do
it again because the other day really someone emailed me
and wanted to get your number.
Speaker 6 (11:18):
What, yes, no, now you got to have that number?
Speaker 1 (11:21):
Well, I had the number. I gave it to him,
did you I eat e mail? But they they email
said they leftless and said wanted the number to mister
Willie Jacobs, And I gave him your number, and I
was just make sure I had that right number. Nine
zero one two.
Speaker 7 (11:34):
Zix zero twenty thirty five.
Speaker 6 (11:36):
That's it.
Speaker 1 (11:38):
I make sure I gave him the right number.
Speaker 6 (11:40):
Will it?
Speaker 1 (11:40):
I appreciate it, okay.
Speaker 4 (11:42):
God, But anyway, Ben, what we want to do is
let families know that if you're in a situation which
all of us are going to meet I Maker one day, okay,
And what you want to do is make sure that
when you leave here that you don't leave anybody burned
down with your responsibilities.
Speaker 6 (11:59):
Okay.
Speaker 4 (12:00):
So what we try to do is make sure we
talk to families, loved ones and make sure we cover
them and their families as economical as possible.
Speaker 6 (12:10):
Okay.
Speaker 4 (12:11):
A lot of people say, well will he I don't
know whether I'm not able to afford that or not. Well, yeah,
what you need to do is call us, talk to us,
tell us exactly what the situation is, and we will
help you to be able to work within your budget.
Speaker 6 (12:25):
Okay, Bib.
Speaker 4 (12:27):
Before I go further, we had an individual last month.
One of the agents went into his house, knocked on
the door and he had sent a response in to us,
and that person almost was in tears when we came
to the door because he had been trying to get
coverage from another company and he was trying to get
(12:50):
coverage for his brother and his brother was I guess
he had some issues. You know, though Companies was charging
two hundred dollars or more per month for coverage for him.
He could not afford that.
Speaker 9 (13:06):
Wow.
Speaker 4 (13:06):
So what he did was he aksed the agent. He said, well,
little man, don't even worry about coming in and God said, no,
I can't afford it.
Speaker 6 (13:12):
He said, wait a minute, now, let us look at
what you got and what's going.
Speaker 7 (13:16):
On, right bab.
Speaker 6 (13:17):
He gave that guy.
Speaker 4 (13:20):
A quote that showed him how much it would be.
It was under fifty dollars a month mm and his son.
Speaker 6 (13:28):
Was his brother was covered.
Speaker 7 (13:30):
Wow.
Speaker 6 (13:30):
Okay, and he broke out. He was in tears.
Speaker 4 (13:35):
But if we had to just said no to him
at the door and just said once he said no,
don't worry about I can't afford it. And we didn't
try to push and should see what was going on,
and we never would have been able to cover that family.
Now he's he's really really proud of the fact that
we came by. He sent that information in to us
and we was able to go out there and help him.
Speaker 6 (13:56):
That's what we do. We had families and we changed
lives as we change our lives as well.
Speaker 4 (14:01):
Okay, so this company is set up to design to
help individuals who may have medical issues, or set up
with people who can'tnot get covered from other companies.
Speaker 6 (14:13):
Okay.
Speaker 4 (14:15):
The only thing that we can't cover right now, BEIB
is we don't cover HIV. We don't cover as, we
don't cover a person that's hospitalized in hospice, and we
don't cover a person who's been incarcerated, I mean who's
already incarcerated. Now, if you have been incarcerating, you get out,
(14:38):
we can cover you, okay, but those are the things
that we can Other than that, we can cover you
callers nine zero one two six zero twenty thirty five.
Speaker 1 (14:50):
And so when people may say, really that that as
you said that you were talking about the man that said,
I can't afford that, right, but it is affordable, it's affordable,
it's affordable.
Speaker 6 (15:04):
Yes, yes, And you remember I told you some people
may qualify for.
Speaker 4 (15:07):
Our fifteen less than fifteen dollars less than twenty dollars,
which is fifteen dollars a month. But you know that's situation.
You have to make sure that you tell you talk
to the agents and they'll be able to help you
and let you know who qualifies for that okay, and
then it probably won't be as much as you want,
but it un least you can get something for that amount.
(15:27):
So the best thing for you to do is call
us at nine zero one two six zero twenty thirty five.
Speaker 1 (15:35):
As I remember, Willie, when we started off this year
and you started off it maybe being back in January,
and you said it, and really, y'all, it's time out
for procrastination.
Speaker 6 (15:47):
That's it, Bill, you got.
Speaker 7 (15:48):
I mean, it's really time out that a bail somebody down.
Speaker 1 (15:53):
You ever read ever read day in this city, in
this city, and I bet you they have no kind
of insurance at all, at all.
Speaker 3 (16:04):
None.
Speaker 4 (16:06):
And think about it, Bill, when something happens to that
person that got taken away, it don't only affect him,
but it affects their family because if you didn't have
any coverage, now you're leading that burden on others. It says,
it's a grandmother who has been working all her life, right,
(16:29):
and that grandson get killed, and the daughter and the
granddaughter don't have any coverage on that son, right, who
are they looking for? They're looking for that grandmother or
grandfather to help him out to get this person buried.
Speaker 6 (16:43):
And the only thing. The money.
Speaker 4 (16:44):
The money is that their grandmother has is money that
she's put away for retirement, for emergency, to things of
that nature, for her to live on, not to help
that child, that granddaughter, that grandson, and the great grand baby.
They didn't put money away to side for that.
Speaker 6 (17:02):
But here we are. We leave our.
Speaker 4 (17:05):
Grandparents and our mothers and fathers in a situation such
as this. That is so selfish, Bob, it is, that's
very selfish. So I'm telling you, Bob says, it's time
out for procrastination. We talk, matter of fact, we have
shows on it's time out for procrastination.
Speaker 7 (17:23):
Yes, it is.
Speaker 6 (17:24):
Where you've been waiting and waiting and waiting and waiting.
It's time out for that. Man.
Speaker 4 (17:28):
We've had people that come in our office who tell
us they've been listening to our show for years and
they just finally society to take their husband by the
hand and say, look, come on, we're going over to
this office and get some coverage. And we've had people
like that, and I asked the question. When they get there,
I say, tell me this, what took you so long?
(17:50):
You've been listening to us for over five or six years.
What took you so long. She said, you know what,
just just putting it off, just putting it off. And
I knew I need it, and I knew I wanted
to get some more coverage because I had life insurance,
you know, something to replace my husband's income if he
passed away, or replace my income if I pass away.
(18:13):
I got two fifty three hundred thousand, you know, of coverage.
But I don't have a burier policy. I don't have
a final expense plan that pays right away. Our company's
paid bab within twenty four hours after receiving the death certificate.
Now you can't beat that. You know, you have families
who are waiting around here for over weeks and weeks
(18:34):
sometime months to get their loved ones in the grounds.
That's pitiful, it is it? Really, It's really pitiful. Okay,
So guys, please, let's not be on the end of
the tail.
Speaker 6 (18:47):
Now, let's go. Let's go ahead and step up to
the front. Get what you need. Call us at nine
zero one two six zero twenty thirty.
Speaker 1 (18:55):
Five, Willie, I'm going to our phone lines to talk
to one of our listeners.
Speaker 7 (19:01):
W d I a high caller?
Speaker 1 (19:05):
Hire you on the air.
Speaker 5 (19:07):
Yes, I was just trying to give in touch with
mister markham Stansbury.
Speaker 1 (19:13):
He's on Sundays. If you call him on Sunday here, yes, ma'am.
Called the same number. You'll get him on Sunday, Sunday afternoon.
Speaker 7 (19:23):
Yes, ma'am.
Speaker 2 (19:24):
I love it.
Speaker 5 (19:25):
I love it, and I am so proud of mister
Ford Nelson getting to be one hundred years old.
Speaker 1 (19:32):
Yes, ma'am, Yes, ma'am. But call Mark, he will be
here on Sunday. You can call the same number and
you'll be here, yes, ma'am.
Speaker 5 (19:39):
Okay, y'all keep it going, thank you.
Speaker 2 (19:43):
Okay.
Speaker 1 (19:44):
One of the things that we're talking about, the final
expense plan that you always talk about, Willie, is that
once your agents is talking to that person client, they
will tell them you can make your plans. What is
that you want? You don't have to wait until if
you're gone and then your family going on to the
(20:06):
funeral home or whatever.
Speaker 6 (20:07):
Right, right, So what you're saying, because remember.
Speaker 1 (20:11):
You said I wrote it down, two things you all do.
Funding planning, go ahead, beb funding.
Speaker 6 (20:17):
You own a good student. You're a good student.
Speaker 4 (20:20):
I can tell you, Age Stuard, you're the one of
the ones I used to copy off of.
Speaker 3 (20:28):
So.
Speaker 4 (20:28):
But anyway, the funding of the planning portion BEB comes
prior to that person's demnds. Okay, that means that, you know,
what we want to do is make sure before something
happens to you or your loved ones that we sit
down with you and we do a plan. You do
a plan with you and your family members, or you
and your benefish area, or you and your kids, a
(20:50):
mother or father, whoever you may be. You sit down
and you do the planning portion of what you want.
What church you want? Okay, you're you're planning your funeral
to be at. Who you want to direct the funeral,
who do you want to.
Speaker 6 (21:07):
Sing for you?
Speaker 4 (21:08):
What type of clothing you would like? You know what
jury you want, whatever it is. And even if you
have a situation where there's a k's or any type
of events I mean sororities of eternities like that, you know,
they have special things that happens in each each funeral,
(21:30):
so they have playing places where you can write down
how you want that done. So even when it comes
down to the masons and things of that nature, you
can write your own planning of how you want things done.
And that's what we follow that's what your beneficiary. Nothing
has changed. Once you put that down, send that to us,
(21:52):
you keep a copy of it. Then when that time comes,
we pull that paperwork out.
Speaker 6 (21:58):
Tell your love.
Speaker 4 (21:58):
Ones, if they don't already know, this is what missus
Johnson or mister Johnson wanted to do, and this is
how he wanted it done. Okay, and we have it
in writing. Okay, most people, most people, Bill will honor
those final expense, final needs of final wishes. Okay, And
(22:19):
that's what we do. Okay.
Speaker 6 (22:20):
We don't wait till that person passed away, and you
go sit at the kitchen table.
Speaker 4 (22:25):
And you argue back and forth, family members arguing back
and forth for what they think their mother wanted, you know,
and then now you upset at your brother and sister
for years, okay, because he didn't get you thought you
might be the beneficiary and you're not. Okay, you think
you know, you thought you knew what mama wanted to wear,
(22:46):
but that's not what she told me. And you know
it goes on and on and on. So we cut
all that outfit, okay, and we would show you how
you can put in writing what you want for your
last wishes, your final wishes. Okay, So give us a
call at nine zero one two six zero twenty thirty five,
(23:08):
and someone be there to help answer any questions you
may ask. Be we can help them over the phone,
or if they want us to come to see them
in person so they'll see who's happening them, we can
have that done to. Just give us a call nine
zero one to six zero twenty thirty five.
Speaker 7 (23:27):
Going back to our phone lines to talk with you.
Thank you for waiting.
Speaker 2 (23:31):
I caller.
Speaker 3 (23:34):
Beverly and laying up to Johnson. How are you doing today? Bell?
Speaker 5 (23:38):
Now doing well?
Speaker 1 (23:38):
Prince of the Charles, the deer slayer, the catfish king, and.
Speaker 3 (23:45):
Don't forget about the cropt killer killer?
Speaker 2 (23:47):
Yeah you all that?
Speaker 7 (23:48):
Brother, that's right.
Speaker 3 (23:50):
I'm telling you. Hey, good afternoon to you your calling.
How you doing that? Brother?
Speaker 1 (23:54):
Hey?
Speaker 6 (23:55):
How you doing, Prince? How you doing my brother?
Speaker 3 (23:57):
I can't complain, man. We want to go on that
leg now.
Speaker 6 (24:00):
Man, we know you. We wait to know you, brother.
I do it lake all the time.
Speaker 3 (24:06):
Oh my goodness. I was telling Bath over your side
that with fishing and called about almost fifty rems and crappies.
I had a good day that day.
Speaker 6 (24:13):
Man, Where were you.
Speaker 3 (24:15):
Uh. I went to a private lake.
Speaker 6 (24:19):
And we didn't have to get together.
Speaker 3 (24:21):
We have the private hadn't been fished on in years,
and I pretty much had a field day on that lake.
Speaker 6 (24:26):
Oh man, you let me know when you're ready to
go again.
Speaker 3 (24:29):
I can do that.
Speaker 4 (24:30):
Hey. Uh.
Speaker 3 (24:31):
The reason I was calling I was listening to you
talking about the statement at the beginning of your monologue.
And let me ask you this. Say, for example, a
person that's in prison, they get out and then they
sign up with you, and they happened to go back
into prison, they still keep.
Speaker 4 (24:50):
Yes, sir, we just can't write them up. We just
can't write them up for if they're incarcerated. Okay, they're
in the place itself. But once they get out, even
if they get out on bun we can go ahead
and take We can go ahead and take care of
them before they go back in or get prosecuted.
Speaker 3 (25:10):
So they go back in, so they're covered, so they
don't have anything to worry.
Speaker 6 (25:14):
They ain't got nothing to worry about. Mm hmm.
Speaker 3 (25:17):
You should be waiting outside of prison. Let's get you covered.
Speaker 6 (25:23):
I'm gonna tell you there's two things that we have
to worry about. Okay, already.
Speaker 3 (25:28):
Huh, I already know what they are.
Speaker 4 (25:32):
No, no, but I'm gonna give them to you. I'm
gonna give them two things we have to worry about.
The first thing we have to worry about, whether we're
gonna be healthy or whether we're gonna be sick. Now,
if you go, if you're healthy, you ain't got nothing
to worry about about. But if you're sick, you still
got two things to worry about. Whether you're gonna live
or whether you're gonna die. Okay, Now, if you live,
(25:54):
you ain't got nothing to worry about, But if you die,
you still got two things to worry about, whether you're.
Speaker 6 (26:01):
Going to heaven or whether you're going to Hell.
Speaker 4 (26:05):
Okay, now, if you go to heaven, women, if you
go to heaven, you ain't got nothing to worry about.
But if you go to Hell, you still got two
things to worry about, Prince, and that's whether you're gonna
be well done, A crispy.
Speaker 2 (26:23):
There you go.
Speaker 6 (26:24):
Okay, please, what you were.
Speaker 1 (26:26):
Talking about exactly?
Speaker 3 (26:30):
So thank you allowed me to speak, and uh, I'm
still laughing. I want you, I want you everyone to
have a beautiful, blass and safe and healthy day. Take
care guys.
Speaker 1 (26:41):
All right, and good question, because we know we have
a lot of people willing that they have relatives that
are incarcerated. But again, if they're incarcerated now, you can't
cover them.
Speaker 4 (26:54):
Know, if they're inside now inside now, it's only when
they get out, only when.
Speaker 1 (26:59):
They get out, and then then you all will be
able to write a policy.
Speaker 4 (27:03):
For them exactly exactly get them before they get out
or before they go in, but not inside of the
prison walls. So we can't do that. But bib, I'm
telling you there have so many people living out there
on the edge, yeah okay, and the family members are
(27:24):
going to be the one who really really suffer behind
that persons of dying or getting shot of, you know,
all that kind of thing. So what we want you
to do out there, family, Please, if you know someone
that you can cover, okay, with their consent, go ahead.
You have to have that, you got to have that
(27:44):
consent and you have to have insurable interest. That means
that there must be an interest that they're your brother, sister, mother, father,
somebody okay that's related to you, and they give you
the right to go ahead and get them covered, cover
them because you know, if that time comes, then somebody's
gonna be knocking on your door to help bury this person. Okay,
(28:08):
you know you got so many different family members who say, now,
if something happen to Boo Boo, do not call me,
because I done told you all to get him covered. Okay,
But now if Booboo will let you cover and you
his cousin or you his brother, you his sister, go
ahead and cover him, because you know, if something would happen,
you gonna give in, and you're gonna up five hundred,
(28:30):
You're gonna up a thousand, You're gonna up fifteen hundred,
two thousand, whatever it takes to get him put in
the ground, especially if your mama or your grandmama, your
ainte come to you and tell you please help me,
and you're gonna feel some empathy there, some empathy, and
you gonna go ahead and what give up money, But
you don't have to do if you can go ahead
(28:50):
and get him covered while he's out and before he
gets taken away here bail. So please guys, listen to
us very closely. What we're trying to do is help you,
your family members, and any of your friends that you
might know, anybody that you're related to or not related to.
If you under the sound by voice, spread the word
to get covered. Here now at Jacob's Filing Expense Agency
(29:15):
at nine zero one two six zero twenty thirty five.
Speaker 1 (29:20):
If you have a question for mister Jacobs this day,
we invite you to call us here nine zero one
five three five nine three four two eight hundred five
zero three nine three four two eight three three five
three five nine three four two will get you into us.
(29:41):
If you can't call, email me your question. Here is
my email. Bev Johnson at iHeartMedia dot com. Bev Johnson
at iHeartMedia dot com. You're listening to do w d
i A The Bev john Show.
Speaker 7 (30:45):
You're listening to the Bev Johnson Show.
Speaker 6 (30:48):
Here's Bev Johnson.
Speaker 1 (30:49):
And we're talking final expense planning with mister Willie Jacobs. Willie,
I'm going to our phone lines.
Speaker 7 (30:56):
To talk with Frank.
Speaker 1 (30:58):
Hi, Frank, are you doing I'm doing well again?
Speaker 2 (31:03):
And you, Frank, I'm hanging in there.
Speaker 3 (31:07):
Let me say this to the parents.
Speaker 2 (31:11):
We as black people, and it's not a black and
white thing. It's just a hate thing. All children is
going to be targeted for the rest of their lives
simply because hate don't stop. It creates, it creates more hate,
It creates more hate, and then they do it in
(31:33):
a sneaky way, but it don't stop. So the best
thing we can do for all children is give them
some burial. And it saves you money in the long run.
I mean, what is when we throw away twenty five
dollars a date or con junk food or whatever, why
(31:55):
not say thirty dollars forty dollars? And then if by
being a child it might even cheaper. We don't know,
but we do need to get all children and and
some kind of bearer because if they target with with drugs,
they target with bad infruins of everything, and and and
(32:16):
and it's sad that it's this way, but we have
to come to reality and and and say, hey, uh,
our children is not safe out here. I mean innocent.
I mean they could go to the grocery store and
get shot. I mean this world is gone much.
Speaker 7 (32:34):
Office right now.
Speaker 2 (32:36):
As far as far as me me beating leadership, I
never I speak. I speak only too for them to
hear to better what would need to be better? I
mean things need to get better. And that's the only
reason why I don't beat my leaderships down because they
ain't running nothing, no way. It's the man behind them
(32:59):
punches all the button. And it's sad. It's sad that
we got leadership not running a thing. They just go
and say what they's. Whoever running is tell them what
to say.
Speaker 1 (33:11):
And do what they do. But all right, thank you, Frank,
we are thank you for your commentary. Right, we thank you,
We thank you, Miss Jacobs, he said. The young folks
signed up, right right, Willie, I have an email question
for you two of them. Here's our first one, says
mister Jacob's quick question. If there is a way of
(33:32):
converting a whole life policy to an irrevocable pre need
burial policy, Medicaid doesn't allow whole life policies. You want
me to say that again, Okay, If there is a
way of converting a whole life policy to an irrevocable
(33:54):
pre need burial policy, Medicaid doesn't allow whole life policies.
Speaker 4 (34:01):
Okay, what they need to do, then give us give
us a call at the office because they'll have to
explain that to you. Okay, nine zero one to six
zero twenty thirty five. Tell them exactly what you're saying.
They will ask and you give them that. You have
to give them a little bit more information and they'll
be able to tell you what you need to do
to get around there.
Speaker 1 (34:21):
Okay, right, because it sounds like this person has Medicaid,
but they need they want they need it.
Speaker 6 (34:26):
They need some coverage.
Speaker 7 (34:27):
They need a barrel policy.
Speaker 4 (34:29):
Okay, and they will allow them to have a coverage
up to a certain amount medicaid.
Speaker 7 (34:35):
Yes, oh okay, okay, okay, okay.
Speaker 1 (34:38):
So sister Paula, give mister Jacob's officer call.
Speaker 6 (34:43):
That number is nine zero one to six zero twenty
thirty five.
Speaker 1 (34:48):
And I'll email that number to her. Okay, I will
do that.
Speaker 6 (34:51):
I will do that.
Speaker 1 (34:52):
Our second question is, all right, mister Jacobs, this is
from AC. What type of insurance would he recommend buying
if I wanted a million dollar policy? I am only
sixty one mail and indecent health. His agentency doesn't have
(35:13):
to sell it. I just need recommendations, Thank you, AC.
Speaker 6 (35:18):
Okay, AC.
Speaker 4 (35:20):
My question to you is if you want a long
term period policy or if you want a short period.
If you're not concerning about getting any cash value, you
can buy a turn policy at this age. Okay, you
can get a ten year per turn policy, twenty year
or thirty turn policy. Okay, if he's sixty one seventy
(35:42):
eight ninety one, it is if you don't have to,
if you don't have worried about accumulating any cash in
the policy, then you can get a turn policy from
sixty one up to that age. Or however, we just
trying to get you to get a policy on the
side for you plan. Okay that that you know that's
(36:03):
very marable that you will leave a million dollars to
your family. But we know that if you got a
media dollar policy, if you passed away that medion dollar
policy will take probably some time before they paid you
and they wouldn't want to hold you out that long
before while you know, you're getting everything together for.
Speaker 6 (36:22):
Your your funeral.
Speaker 4 (36:23):
Okay, So you could get a turn policy if you
and if you can afford to get a whole life
policy because it would be expensive, but that would be
a whole life policy up to the age of one hundred.
Speaker 1 (36:35):
So what what what you're saying really is he he
can get that policy, but on the side, he can
also have a barrel insurance policy.
Speaker 4 (36:45):
Should have always have a burier positive, but you know
you have to check with the companies that that's suitable
to you and your needs. Okay, but any company that
will will actually cover you for million dollars and they
are reptable, I would say, just checking to different companies. Okay,
(37:05):
I couldn't give you no one company per se, but yeah,
just try to do that, but definitely have a need.
Make sure you have it where you have a policy
on the side for a fine expense.
Speaker 1 (37:18):
Plan okay, Randall wanted to know, Willa, is that if
I sign up for a barrel policy, can I pay
in cash?
Speaker 7 (37:28):
Or do you take checks or credit cards?
Speaker 6 (37:31):
Okay?
Speaker 4 (37:33):
The best thing we found, Thank you for your question, Randal.
We actually can take all three. However, we found it
beneficial for us to do it on a monthly basis
of checking account through your account. Now, if you want
to pay, if you want to pay semiannually, if you
want to pay annually, you can do that, okay, But
(37:56):
paying cash, we tell you we think that that shouldn't
be done, probably because if something would happen to you
and you're sending cash in every month and your policy
gets not paid for the two months because you're not
able to send moneys in, then your.
Speaker 6 (38:14):
Policy will cancel. Okay, and your loved.
Speaker 4 (38:16):
Ones would know that you if they know that you've
been sending moneys to us, they may think that we're
just not paying the paying the claim when we just
haven't got paid in the last two months. If you're
sending money, and plus it's it's higher when you send
moneys in to us as opposed to letting it.
Speaker 6 (38:35):
Being drafted from your account. Oh is it, yes, ma'am,
it's a little higher.
Speaker 7 (38:40):
Oh okay.
Speaker 6 (38:41):
So that's because it's a lot of things that go on,
like paperwork.
Speaker 4 (38:44):
Okay, oh yeah, the people opening the mail and have
to get that that that money, especially if it's a
check or.
Speaker 6 (38:53):
Money order to another department and they have to do
you know, it's just a whole lot of.
Speaker 1 (38:57):
So it's it's basically what what mister Jacobs is saying
is that if you pay through your bank account, it
is much better. You don't have to worry about it
because and I like this really, what I like about
is that I plan everybody because I know that is
(39:17):
going to come out of my bank account. So when
I'm budgeting, I said, I know this is coming out
for Willie Jacobs's final expense plan. I know that's going
to be there, and I don't have to worry about
oh lord, I didn't pay my my Baryl policy.
Speaker 4 (39:32):
Exactly exactly, and it's so much better that waiting. Plus,
you know, we give you the option to whatever day
or time that you wanted to come out each and
every month, which is much better for you to be
able to plan or or you know, your your your
bills or whatever. Okay, So we find out that that's
the best way to do it, and in most cases
(39:53):
people be saying ball pay Oh I don't want nobody going.
Speaker 7 (39:56):
Into my bank account.
Speaker 6 (39:58):
Ye see, we can't can't go into your account.
Speaker 7 (40:01):
Okay.
Speaker 4 (40:01):
Yeah, Well, once you saying authorization for them to say,
I authorize you to to have my bank to send
you this amount every month, that bank will send us
that money every month, not we going into your account.
The bank itself will send it to us exactly. So
that's the way it's done. So you know, and if
anything else should happen, you know, we are responsible for
(40:23):
making sure it it's our fault, we're gonna take care
of it. If it's the bank fault, they gonna take
care of it right, You have nothing to worry about. So,
you know, I really you know, I really like to
talk to people who are very leery of people doing.
Speaker 6 (40:39):
A bank account draft. You know, you have nothing to
worry about.
Speaker 4 (40:42):
All that money is FDA guaranteed you will get your
money some way, somehow. If it was the bank's fault,
they gonna take care of you. And if it was
our fault, we gonna take.
Speaker 6 (40:53):
Care of you. Okay, So you have nothing to worry about.
Speaker 1 (40:55):
Yeah, And and and I'll tell you Randall that I've
been with the Jacobs Final Expensive Lincoln Heritage. I've had
no problems. I know what day, what day, the date
it's going to. It comes out every month the same
time of the month, I know. And I chose the
(41:18):
end of the month, right, and so I know on
that twenty eighth day it's gonna be taking out my
account right right right, And I and I and you know, y'all,
I'm gonna tell you truth. I've had no problems. I've
had Nobody else can go in my bank account because
the bank is not gonna unless you authorize certain It's
(41:40):
the same things with Willie. It's just like when you
when I pay my bills. You know, you you're gonna
put in your little I put in my credit card
or whatever, so you know, and the bank's gonna take
So I know, and we know there are a lot
of scams out there, a lot of them.
Speaker 7 (41:55):
We understand that.
Speaker 1 (41:57):
But I feel safe and secure with lincol Heritage and
Willie Jacob's final expense planning, right.
Speaker 4 (42:03):
I appreciate that, Bell and the thing about it, Bell,
we make sure that every single month we look and
make sure it comes out the same time that you
ask us to do, to take it out. And you
know you said yours on the twenty eight, that's the
last day of the month, yeah, twenty eight. Yeah, that
we drafts on the end of the month. We don't
draft after the twenty eight until the first again twenty
(42:27):
ninth to thirty thirty. First we don't draft. We only
draft the last day of the month is for us,
it's the twenty eight, and then we start back over
the first through the twenty eight.
Speaker 7 (42:37):
You got me, I got you, Yeah, I got you.
Speaker 8 (42:39):
So we do.
Speaker 7 (42:40):
That's good, okay.
Speaker 1 (42:42):
Also, Willy, I know, and we were talking about you
all and before we talk about this always y'all call
Now what is the number.
Speaker 6 (42:51):
Nine zero one nine zero one two six zero twenty
thirty five.
Speaker 1 (42:56):
Because I stress this because it's afford It's not like
you paying.
Speaker 7 (43:03):
Thousands and thousands of dollars.
Speaker 1 (43:05):
You've heard mister Jacob say over and over and over
that it's affordable. If you can only afford fifteen dollars
a month, that's what they're gonna do right there, because
you you and you talked about this before.
Speaker 7 (43:24):
Will if you have certain plans.
Speaker 6 (43:25):
Yes, we have certain plans. Look y'all, it just got
a text.
Speaker 4 (43:30):
Okay, there's not as many calls today, look y'all, please
right now, whatever you're doing.
Speaker 1 (43:36):
I know they try to get ready for the four,
to get ready for the let me help you out
out you know what.
Speaker 7 (43:41):
That's what.
Speaker 4 (43:42):
You don't have to have any money today, Okay, okay,
call us and get you get get pre qualified, right, okay,
call us.
Speaker 6 (43:51):
At nine zero one two six zero twenty thirty five.
Speaker 4 (43:55):
Get qualified to make sure that if something would happening,
you are covered with that amount that you put in.
Speaker 5 (44:01):
Call us.
Speaker 6 (44:02):
You don't know whether or not you're gonna last after
the fourth, right, so right, brother, go ahead.
Speaker 4 (44:08):
And get yourself call in now to make sure you
get somebody or yourself or your family memerals covered at
NAE zero one two six zero twenty thirty five. Don't wait,
don't delay, don't procrastinate, don't put it off. Okay, it's
best to go ahead and be covered. Have a great
fourth knowing that you're covered. Yeah, not have a great
(44:29):
fourth knowing that you're not covered. And there's a possibility
that a firecracker hits.
Speaker 7 (44:33):
You in the head, and hay, a bullet, a bullet.
Speaker 4 (44:36):
Come on, y'all, don't don't. Don't be out here procrastinating
any long ago. Let's go ahead and call in and
get yourself covered.
Speaker 7 (44:43):
Okay, go to our phone lines to talk to you.
W D I a high caller. Hello, Hello, Yes, you're
on the air.
Speaker 5 (44:55):
Hey bab Hey, mister, hey, Beverly, get out.
Speaker 6 (45:00):
I have a question, just ma'am, with.
Speaker 9 (45:03):
The premiums, like, say, instance, you have a life insurance policy, okay,
and that may be money that you may want to
leave for your family, not to bury you, right, but
if you get a burial policy, it's the premiums on
a burial politic least expensive that a life insurance policy.
(45:23):
And I know the premium on a life insurance policy,
depends on how much coverage you want, but I'm talking
about in general. If you want to just get an
additional something just for your funeral expenses, are just to
bury you and leave that life insurance money for your family, right,
very good?
Speaker 6 (45:40):
Very good?
Speaker 4 (45:40):
Now you know it basically depends on what company is.
It depends on your age, okay, and how much you get. Okay,
but it does depend We are our company. We are
not the highest, we're not the lowest, but we're right
in between. So you'll have to call us so we
can see exactly what you want to get, what you
want to pay, and we'll be able to help you
(46:02):
that way.
Speaker 6 (46:03):
But most most people find us very reasonable. Okay.
Speaker 4 (46:07):
But you know, when you come down to a life
insurance policy, You're right, it depends on how much you're getting, okay,
is how much of the cost. But with a burial
insurance policit, it's very affordable, okay, and I guarantee you
it will work it where it's within your budget.
Speaker 8 (46:24):
But it's if you just want a burial policy, you know,
funerals what I mean, just say, on the average, if
you're going to have just a you know, know, them
or nothing real fans and stuff. I hear that the
cost is used about ten thousand, and I'm gonna just say,
what if you wanted to get a ten thousand dollars
burial policy and then say you're in your sixties or seventies,
(46:49):
just a ballpark, figure about how much the premium would be.
Speaker 6 (46:53):
Okay, that's a good question. What I like you to do?
Speaker 4 (46:57):
Call us at nine zero one to six zero twenty
thirty five. They'll be able to look at the rate
book and go ahead and give you our actual price
on it.
Speaker 6 (47:06):
Okay, okay, okay, yes, ma'am, thank you, Beverly, my sentiments.
Speaker 8 (47:11):
Bill, Okay, you're well, Thank you.
Speaker 6 (47:14):
Bye bye.
Speaker 7 (47:16):
W D I a high caller, hire you on the air.
Speaker 1 (47:25):
They hung up.
Speaker 7 (47:26):
Ok We'll be back. Oh okay, I know I was
gonna ask you.
Speaker 1 (47:29):
We got all that, So y'all call nine zero one
two zix zero twenty thirty five. I know you you're
coming back this month, Willie, but you're gonna be coming
back and talking about something important.
Speaker 4 (47:42):
Yes, yes, Bell, we are now coming back. We got
that opportunity to work it out with Beb you know,
Bill says, okay for us to come back.
Speaker 6 (47:49):
Yeah, So we're coming back on the fifteenth, Bell.
Speaker 7 (47:53):
Yeah, I got you on the fifteenth, bro, Yeah.
Speaker 4 (47:55):
We're coming back on the fifteenth, and we're talking to
families who may have loved ones, who are interested in
career changes okay, who are interested in coming in doing
the insurance business, whereby we can show you and help
you to know how you can get started in this business.
Bigging has been very great for us, babup, and most
(48:18):
of the people we bring into business, you know, they
have financial freedom, okay, and they are able to go
and take care of the loved ones, and they're doing
things that they love. They're helping people, they're changing lives,
and they're changing their lives as well.
Speaker 6 (48:33):
Okay. We want to offer you that same opportunity. Okay.
So you need to be ready next on the fifteenth
of this month.
Speaker 4 (48:41):
But we're coming in and we're coming in and showing
you exactly how to get into find expense busing, how
to get in life insurance business, how to get into
financial services whereby you are being a servant of the people, okay,
whereby you get paid very very well for it each
and every single day. I don't know if you've been
in a situation where you can get paid every single day. Ball,
(49:04):
this is the business that you can get paid every
single day. You can look in your account and you
have a.
Speaker 7 (49:11):
Check in that wow.
Speaker 6 (49:13):
Yeah, And so we're gonna show you how it's done. Okay.
Speaker 4 (49:17):
We're looking for individuals between thirty and maybe fifty five. Okay,
if you got energy beyond fifty five, you can come
on in. But we're looking for those individuals who are
ready to have a career change and come in here
and let us be If you're taught, if you're coachable,
teachable and trainable, and you're a hard working individual who
(49:37):
would love to come in and change your whole outcome.
Speaker 6 (49:42):
Okay, how.
Speaker 4 (49:45):
How you want to get paid on a daily basis?
Then you need to call come be on the call
on next on this on the fifteen this month. Yeah,
and we'll be talking.
Speaker 1 (49:55):
To You're going to explain everything because yes, because I
may want to go into the insurance business.
Speaker 6 (50:00):
I think you are, Bill already, I already said that.
You know you keep saying that.
Speaker 7 (50:05):
You be ready interested in the insurance.
Speaker 4 (50:08):
Yeah, you're because the number one people are gonna trust
who you are, Bill, and if you tell them about something.
They're gonna listen to you. They've been listening to you
for over thirty forty years. So you know, hey, why
not keep on being a servant of the people.
Speaker 8 (50:25):
Why not?
Speaker 6 (50:25):
Why not?
Speaker 4 (50:26):
Why not and work with the Jacobs Found Expense Agency.
That would be a great cumbination. Okay, I would appreciate that.
Speaker 6 (50:34):
Bill.
Speaker 4 (50:35):
So, if you are out there and you know anybody,
be on the call and we'll direct you and what
you need to do in order for you to get
started with us. We'll help you get a license, we'll
gather the training for you to be able to get
yourself started, and we guarantee you this if you do
what you say you're gonna do, we'll do what we
say we're gonna do, and we will help you to
(50:56):
be successful in this business.
Speaker 7 (50:57):
I love it.
Speaker 6 (50:58):
I love it.
Speaker 1 (50:58):
I can't wait till the fifteen because I can't wait
to hear all the information. Oh yeah, it' it's gonna
be good. So the meanwhile, you need Beryl Insurance, will
it tell them where to call?
Speaker 4 (51:07):
Hey, you need to call us at nine zero one
two six zero twenty thirty five. That's nine zero one
to six zero twenty thirty five. If things are not.
Speaker 6 (51:18):
Looking up for you.
Speaker 4 (51:19):
You should be looking to us to help you to
be able to help your loved ones before that time comes. Okay,
you don't want to be caught with your your check
books out not out signing up. You want to make
sure that you get yourself covered and your family. Be
sure that you to not leave that person holding the
(51:42):
bag for you. Okay, don't leave your responsibility to someone else.
Make sure you take care of it. Why you can
give us a call at Jacob's Final Expense Agency at
nine zero one to six zero twenty thirty five.
Speaker 1 (51:56):
And Willy also before you end up again you said
say it again today you don't have to have money today.
Speaker 4 (52:02):
You don't have to have money today. We'll work it
out for you to get things started. But we want
to get you pre qualified today. Please call us at
nine zero one two six zero twenty thirty five to
get yourself pre qualified before the fourth of July. Bill,
before the fourth of July, please give us a call
nine zero one to six zero twenty thirty five.
Speaker 6 (52:24):
Set up your appointment with some agent. They're sitting there
waiting for you.
Speaker 4 (52:27):
Okay, so please, this is Willie Jacobs at the Jacobs
Filing Expense Agency said, we love you and there's absolutely
you can nothing you can do about it, and we'll
see you at the top.
Speaker 1 (52:37):
Call nine zero one to six zero twenty thirty five.
I want to thank you callers, I want to thank
you listeners for joining us this day on the Bev
Johnson Show.
Speaker 7 (52:54):
We do, we really do appreciate you.
Speaker 1 (52:58):
So until tomorrow, please be safe, keep a cool head, y'all,
don't let anyone steal your joy. Until tomorrow, I'm Bev Johnson,
and y'all keep the faith.
Speaker 4 (53:14):
The views and opinions discussed on The Bev Johnson Show
are that of the hosts and callers, and not those
of the staff and sponsors of wd IO.
Memphis probably presents the Bev Johnson Show. Let me say Beth.
Speaker 2 (00:13):
Me first, let me you say.
Speaker 1 (00:21):
She's done Emphis, do gain alone.
Speaker 3 (00:28):
No matter of the problem, she can have me. So
all the phone and the normans on your mind.
Speaker 4 (00:38):
She understand Jimmy ad in the hair by charming you
to just keep the thing.
Speaker 1 (00:48):
When arid pigging up the Johnson Show.
Speaker 5 (00:52):
Because we've got.
Speaker 1 (00:54):
Out in gay happy, you can hear every day you
d I am my bell got me a missed king.
(01:48):
Good morning, good morning, good morning, and welcome into w
d i A The Bab Johnson Show.
Speaker 6 (01:55):
I'm bad.
Speaker 1 (01:56):
It is indeed a pleasure I have you with us
once again on this Tuesday, July first, in July. Y'all,
July first, twenty twenty five, enjoy this bad, beulous day
to day.
Speaker 7 (02:11):
Get ready to do a little chit chatting with me.
Speaker 1 (02:14):
Yeah, yeah, we got to do that. First hour, I
will open it up to you. We will do a
little open conversation. I'll find out what's on your heart,
your mind, your chest, something you like to talk about.
Speaker 7 (02:25):
Yeah, we will. Second hour, we will ask the expert.
Speaker 1 (02:29):
As our expert, mister Willie Jacobs will be in the
house to tell us about those final expense plans.
Speaker 7 (02:39):
Get your questions together.
Speaker 1 (02:41):
If you've never talked with mister Willie Jacobs yet, that
you'll be glad to do that.
Speaker 7 (02:49):
When it is your turn to talk.
Speaker 1 (02:51):
Here are the numbers to dial nine zero one, five, three, five,
nine three four to two eight hundred five zero three
nine three four two eight three three five three five
(03:11):
nine three four two.
Speaker 7 (03:13):
Will get you in to me.
Speaker 1 (03:20):
And if this day, this this, this this day, Tuesday,
July first, twenty twenty five is your birthday.
Speaker 7 (03:35):
Happy birthday to each and every one.
Speaker 1 (03:37):
Of y'all out there who may be celebrating a birthday
on this day.
Speaker 7 (03:43):
You know what I say? Yeah, y'all know it. Go
out and celebrate your life. You better, you better.
Speaker 1 (03:53):
When we come back, I'll share some wd I a
good willnouncements, and I'll talk to you. Yeah, as we
do a little open conversation this first hour. Get in
where you're fitting it next with me Bev Johnson on
the Bev Johnson Show only on Double D I.
Speaker 6 (04:19):
A show with talking.
Speaker 1 (04:55):
Home Away, How you go, you go? Don't getting ready.
Speaker 6 (05:04):
Show?
Speaker 8 (05:08):
Let's go.
Speaker 3 (05:10):
Well, make your ody by here roll w D.
Speaker 1 (05:18):
Listen to what to say, you know, it's time for
the belt of this show, the show.
Speaker 8 (05:27):
Let's go.
Speaker 1 (05:50):
Good afternoon, and welcome back to the second half of
the Bev Johnson Show right here on w d I
A hold on, y'all, lie, we will be talking to
our guy in just a few minutes, mister Willie Jacobs.
Speaker 7 (06:03):
But you know what time it is.
Speaker 1 (06:05):
It's lunchtime around the city. And let me tell you
about my favorite place. Y'all know the place. It's the
Rocking Chair of Memphis fifteen forty two Elvis Presley, where
we rock with the best soul food in town, best
entertainment around.
Speaker 7 (06:18):
You can dine in or you can take.
Speaker 1 (06:22):
Out like catfish and buffalo Fish, Friday Baked Chicken, smothered pork,
chop Fried, the Port Chop, Hamburger, State Pop Roast, Smoke
Turkey Necks, miss Anne's famous Chicklings, an assortment of desserts
and vegetables and drinks as well. So head on by
the Rocking Chair of Memphis. Not today, they're closed today,
(06:44):
And let me say this.
Speaker 7 (06:45):
They're closed today, They're.
Speaker 1 (06:46):
Closed on Tuesday. They will be open up tomorrow. On
Wednesday and Thursday, you all day will be closed on Friday,
the fourth of July. Closed on Friday, fourth of July,
but bill open back up on Saturday. And when we
tell you have the best entertainment around. On Tomorrow it's
karaoke night. You like to do karaoke, going down to
(07:09):
the Rock and Chair of Memphis, do a little karaoke.
I have some special folks in the house, I understand
for Tomorrow night, those doors will open up at six o'clock.
And on Thursday, it's Thumping Thursday with John Disco Hound Moore.
He has a very special guest on Thursday evening, Terry right. Yeah,
(07:30):
Terry right, Meet and greet Terry right. He's not gonna perform,
but you meet and greet him, take a picture with Terry.
Speaker 2 (07:35):
Terry.
Speaker 1 (07:36):
Is gonna be a house with John Disco Hound Moore,
his very special guests and other special guests. That's Thursday
night for Thumping Thursday at the Rock and Cheir.
Speaker 7 (07:47):
Don't forget fourth of July.
Speaker 1 (07:48):
They will be closed, but they will reopen up on
Saturday where they're gonna have karaoke and karaoke with the
band on Saturday night. Yeah, that's some good stuff and
good live entertainment. So if you like good soul food,
you like good entertainment. Head on by the Rocking Chair
of Memphis fifteen forty two, Elvis Presley. Don't forget their
(08:10):
clothes today. But they open up tomorrow, Wednesday, Thursday, Saturday.
Speaker 7 (08:14):
And Sunday they'll be open.
Speaker 1 (08:16):
You can dine in or take out nine zero one
for two five five two sixty four nine zero one
for two five five two sixty four. When you go there, y'all,
y'all know what to say. Tell them bev Johnson sent
you to the Rocking Chair of Memphis. We are back
(08:41):
here at WDIA, the Heart and Soul of Memphis, and
back in the house to help y'all with your final
expense planning. It is Willy Jacobs of the Jacobs Willy
Jacob's Final Expense Planning Agency. Good afternoon to you, Willie Jacobs.
Speaker 6 (09:03):
Good afternoon, bab. How are you?
Speaker 1 (09:05):
I'm doing well today and you.
Speaker 6 (09:07):
Oh, I'm just blessed and highly favored.
Speaker 7 (09:10):
Will It looks like you've been playing golf today.
Speaker 6 (09:12):
Not today, No, been working today? Ball be working today?
Speaker 7 (09:18):
Do you play golf?
Speaker 6 (09:19):
I play a little golf beer, but I fish more
than play golf.
Speaker 7 (09:22):
Oh you like to fish?
Speaker 2 (09:23):
Yeah?
Speaker 6 (09:23):
I fish a whole lot more than a play golf.
Speaker 4 (09:25):
All right, do you catch anything, yes, ma'am, Yes, ma'am,
I got fish, a freezer full of fish.
Speaker 2 (09:32):
Yeah.
Speaker 6 (09:32):
I love fishing. I hear, I hear you, I hear
so bab how are you been doing.
Speaker 1 (09:37):
I'm hanging brother.
Speaker 4 (09:38):
Yeah, you're looking well well, thank you so much. Yes, ma'am,
you're looking just like a JS you alumna.
Speaker 7 (09:43):
Well, I feel like one.
Speaker 1 (09:47):
I know.
Speaker 8 (09:48):
Well.
Speaker 7 (09:48):
Back in the house today, Willie.
Speaker 1 (09:49):
And always I like to say this because I always
have new listeners who are listening and may say, who
is this Willy Jacobs? But and and final expense playing
the Willie Jacobs group and final expense Planning Tiller list.
When we're talking about final expense planning, we're actually talking
about buryl.
Speaker 7 (10:07):
Insured talking about well Willie before you talk about you
know what.
Speaker 1 (10:10):
I saw a gull on TV the other day talking
about I said, they trying to take Willis stop.
Speaker 6 (10:15):
No, they can't do it. Bell.
Speaker 4 (10:16):
We work with the number one fine expense company in
the nation. And the way we do it bail because
we do funeral funding and we do funeral planning okay, okay,
And what we do.
Speaker 1 (10:26):
Is that's the difference funding and planning.
Speaker 6 (10:28):
Yes, ma'am.
Speaker 4 (10:29):
The funding portion comes from the Lincoln Heritage and the
final expense of the planning portion that comes through the
Funeral Consumer Gardens Society. But the Jacobs Group has been
around for over thirteen years. But the company has been
around since nineteen sixty three. And we just want you
to know that if you are in need of finding
expense of bury insurance, this is the place where you
(10:52):
need to call. Nine zero one two six zero twenty
thirty five. Now, bel what we actually do one more time.
That's nine zero one two six zero twenty thirty five, okay.
Speaker 1 (11:06):
And the reason I asked him set you to do
it again because the other day really someone emailed me
and wanted to get your number.
Speaker 6 (11:18):
What, yes, no, now you got to have that number?
Speaker 1 (11:21):
Well, I had the number. I gave it to him,
did you I eat e mail? But they they email
said they leftless and said wanted the number to mister
Willie Jacobs, And I gave him your number, and I
was just make sure I had that right number. Nine
zero one two.
Speaker 7 (11:34):
Zix zero twenty thirty five.
Speaker 6 (11:36):
That's it.
Speaker 1 (11:38):
I make sure I gave him the right number.
Speaker 6 (11:40):
Will it?
Speaker 1 (11:40):
I appreciate it, okay.
Speaker 4 (11:42):
God, But anyway, Ben, what we want to do is
let families know that if you're in a situation which
all of us are going to meet I Maker one day, okay,
And what you want to do is make sure that
when you leave here that you don't leave anybody burned
down with your responsibilities.
Speaker 6 (11:59):
Okay.
Speaker 4 (12:00):
So what we try to do is make sure we
talk to families, loved ones and make sure we cover
them and their families as economical as possible.
Speaker 6 (12:10):
Okay.
Speaker 4 (12:11):
A lot of people say, well will he I don't
know whether I'm not able to afford that or not. Well, yeah,
what you need to do is call us, talk to us,
tell us exactly what the situation is, and we will
help you to be able to work within your budget.
Speaker 6 (12:25):
Okay, Bib.
Speaker 4 (12:27):
Before I go further, we had an individual last month.
One of the agents went into his house, knocked on
the door and he had sent a response in to us,
and that person almost was in tears when we came
to the door because he had been trying to get
coverage from another company and he was trying to get
(12:50):
coverage for his brother and his brother was I guess
he had some issues. You know, though Companies was charging
two hundred dollars or more per month for coverage for him.
He could not afford that.
Speaker 9 (13:06):
Wow.
Speaker 4 (13:06):
So what he did was he aksed the agent. He said, well,
little man, don't even worry about coming in and God said, no,
I can't afford it.
Speaker 6 (13:12):
He said, wait a minute, now, let us look at
what you got and what's going.
Speaker 7 (13:16):
On, right bab.
Speaker 6 (13:17):
He gave that guy.
Speaker 4 (13:20):
A quote that showed him how much it would be.
It was under fifty dollars a month mm and his son.
Speaker 6 (13:28):
Was his brother was covered.
Speaker 7 (13:30):
Wow.
Speaker 6 (13:30):
Okay, and he broke out. He was in tears.
Speaker 4 (13:35):
But if we had to just said no to him
at the door and just said once he said no,
don't worry about I can't afford it. And we didn't
try to push and should see what was going on,
and we never would have been able to cover that family.
Now he's he's really really proud of the fact that
we came by. He sent that information in to us
and we was able to go out there and help him.
Speaker 6 (13:56):
That's what we do. We had families and we changed
lives as we change our lives as well.
Speaker 4 (14:01):
Okay, so this company is set up to design to
help individuals who may have medical issues, or set up
with people who can'tnot get covered from other companies.
Speaker 6 (14:13):
Okay.
Speaker 4 (14:15):
The only thing that we can't cover right now, BEIB
is we don't cover HIV. We don't cover as, we
don't cover a person that's hospitalized in hospice, and we
don't cover a person who's been incarcerated, I mean who's
already incarcerated. Now, if you have been incarcerating, you get out,
(14:38):
we can cover you, okay, but those are the things
that we can Other than that, we can cover you
callers nine zero one two six zero twenty thirty five.
Speaker 1 (14:50):
And so when people may say, really that that as
you said that you were talking about the man that said,
I can't afford that, right, but it is affordable, it's affordable,
it's affordable.
Speaker 6 (15:04):
Yes, yes, And you remember I told you some people
may qualify for.
Speaker 4 (15:07):
Our fifteen less than fifteen dollars less than twenty dollars,
which is fifteen dollars a month. But you know that's situation.
You have to make sure that you tell you talk
to the agents and they'll be able to help you
and let you know who qualifies for that okay, and
then it probably won't be as much as you want,
but it un least you can get something for that amount.
(15:27):
So the best thing for you to do is call
us at nine zero one two six zero twenty thirty five.
Speaker 1 (15:35):
As I remember, Willie, when we started off this year
and you started off it maybe being back in January,
and you said it, and really, y'all, it's time out
for procrastination.
Speaker 6 (15:47):
That's it, Bill, you got.
Speaker 7 (15:48):
I mean, it's really time out that a bail somebody down.
Speaker 1 (15:53):
You ever read ever read day in this city, in
this city, and I bet you they have no kind
of insurance at all, at all.
Speaker 3 (16:04):
None.
Speaker 4 (16:06):
And think about it, Bill, when something happens to that
person that got taken away, it don't only affect him,
but it affects their family because if you didn't have
any coverage, now you're leading that burden on others. It says,
it's a grandmother who has been working all her life, right,
(16:29):
and that grandson get killed, and the daughter and the
granddaughter don't have any coverage on that son, right, who
are they looking for? They're looking for that grandmother or
grandfather to help him out to get this person buried.
Speaker 6 (16:43):
And the only thing. The money.
Speaker 4 (16:44):
The money is that their grandmother has is money that
she's put away for retirement, for emergency, to things of
that nature, for her to live on, not to help
that child, that granddaughter, that grandson, and the great grand baby.
They didn't put money away to side for that.
Speaker 6 (17:02):
But here we are. We leave our.
Speaker 4 (17:05):
Grandparents and our mothers and fathers in a situation such
as this. That is so selfish, Bob, it is, that's
very selfish. So I'm telling you, Bob says, it's time
out for procrastination. We talk, matter of fact, we have
shows on it's time out for procrastination.
Speaker 7 (17:23):
Yes, it is.
Speaker 6 (17:24):
Where you've been waiting and waiting and waiting and waiting.
It's time out for that. Man.
Speaker 4 (17:28):
We've had people that come in our office who tell
us they've been listening to our show for years and
they just finally society to take their husband by the
hand and say, look, come on, we're going over to
this office and get some coverage. And we've had people
like that, and I asked the question. When they get there,
I say, tell me this, what took you so long?
(17:50):
You've been listening to us for over five or six years.
What took you so long. She said, you know what,
just just putting it off, just putting it off. And
I knew I need it, and I knew I wanted
to get some more coverage because I had life insurance,
you know, something to replace my husband's income if he
passed away, or replace my income if I pass away.
(18:13):
I got two fifty three hundred thousand, you know, of coverage.
But I don't have a burier policy. I don't have
a final expense plan that pays right away. Our company's
paid bab within twenty four hours after receiving the death certificate.
Now you can't beat that. You know, you have families
who are waiting around here for over weeks and weeks
(18:34):
sometime months to get their loved ones in the grounds.
That's pitiful, it is it? Really, It's really pitiful. Okay,
So guys, please, let's not be on the end of
the tail.
Speaker 6 (18:47):
Now, let's go. Let's go ahead and step up to
the front. Get what you need. Call us at nine
zero one two six zero twenty thirty.
Speaker 1 (18:55):
Five, Willie, I'm going to our phone lines to talk
to one of our listeners.
Speaker 7 (19:01):
W d I a high caller?
Speaker 1 (19:05):
Hire you on the air.
Speaker 5 (19:07):
Yes, I was just trying to give in touch with
mister markham Stansbury.
Speaker 1 (19:13):
He's on Sundays. If you call him on Sunday here, yes, ma'am.
Called the same number. You'll get him on Sunday, Sunday afternoon.
Speaker 7 (19:23):
Yes, ma'am.
Speaker 2 (19:24):
I love it.
Speaker 5 (19:25):
I love it, and I am so proud of mister
Ford Nelson getting to be one hundred years old.
Speaker 1 (19:32):
Yes, ma'am, Yes, ma'am. But call Mark, he will be
here on Sunday. You can call the same number and
you'll be here, yes, ma'am.
Speaker 5 (19:39):
Okay, y'all keep it going, thank you.
Speaker 2 (19:43):
Okay.
Speaker 1 (19:44):
One of the things that we're talking about, the final
expense plan that you always talk about, Willie, is that
once your agents is talking to that person client, they
will tell them you can make your plans. What is
that you want? You don't have to wait until if
you're gone and then your family going on to the
(20:06):
funeral home or whatever.
Speaker 6 (20:07):
Right, right, So what you're saying, because remember.
Speaker 1 (20:11):
You said I wrote it down, two things you all do.
Funding planning, go ahead, beb funding.
Speaker 6 (20:17):
You own a good student. You're a good student.
Speaker 4 (20:20):
I can tell you, Age Stuard, you're the one of
the ones I used to copy off of.
Speaker 3 (20:28):
So.
Speaker 4 (20:28):
But anyway, the funding of the planning portion BEB comes
prior to that person's demnds. Okay, that means that, you know,
what we want to do is make sure before something
happens to you or your loved ones that we sit
down with you and we do a plan. You do
a plan with you and your family members, or you
and your benefish area, or you and your kids, a
(20:50):
mother or father, whoever you may be. You sit down
and you do the planning portion of what you want.
What church you want? Okay, you're you're planning your funeral
to be at. Who you want to direct the funeral,
who do you want to.
Speaker 6 (21:07):
Sing for you?
Speaker 4 (21:08):
What type of clothing you would like? You know what
jury you want, whatever it is. And even if you
have a situation where there's a k's or any type
of events I mean sororities of eternities like that, you know,
they have special things that happens in each each funeral,
(21:30):
so they have playing places where you can write down
how you want that done. So even when it comes
down to the masons and things of that nature, you
can write your own planning of how you want things done.
And that's what we follow that's what your beneficiary. Nothing
has changed. Once you put that down, send that to us,
(21:52):
you keep a copy of it. Then when that time comes,
we pull that paperwork out.
Speaker 6 (21:58):
Tell your love.
Speaker 4 (21:58):
Ones, if they don't already know, this is what missus
Johnson or mister Johnson wanted to do, and this is
how he wanted it done. Okay, and we have it
in writing. Okay, most people, most people, Bill will honor
those final expense, final needs of final wishes. Okay, And
(22:19):
that's what we do. Okay.
Speaker 6 (22:20):
We don't wait till that person passed away, and you
go sit at the kitchen table.
Speaker 4 (22:25):
And you argue back and forth, family members arguing back
and forth for what they think their mother wanted, you know,
and then now you upset at your brother and sister
for years, okay, because he didn't get you thought you
might be the beneficiary and you're not. Okay, you think
you know, you thought you knew what mama wanted to wear,
(22:46):
but that's not what she told me. And you know
it goes on and on and on. So we cut
all that outfit, okay, and we would show you how
you can put in writing what you want for your
last wishes, your final wishes. Okay, So give us a
call at nine zero one two six zero twenty thirty five,
(23:08):
and someone be there to help answer any questions you
may ask. Be we can help them over the phone,
or if they want us to come to see them
in person so they'll see who's happening them, we can
have that done to. Just give us a call nine
zero one to six zero twenty thirty five.
Speaker 7 (23:27):
Going back to our phone lines to talk with you.
Thank you for waiting.
Speaker 2 (23:31):
I caller.
Speaker 3 (23:34):
Beverly and laying up to Johnson. How are you doing today? Bell?
Speaker 5 (23:38):
Now doing well?
Speaker 1 (23:38):
Prince of the Charles, the deer slayer, the catfish king, and.
Speaker 3 (23:45):
Don't forget about the cropt killer killer?
Speaker 2 (23:47):
Yeah you all that?
Speaker 7 (23:48):
Brother, that's right.
Speaker 3 (23:50):
I'm telling you. Hey, good afternoon to you your calling.
How you doing that? Brother?
Speaker 1 (23:54):
Hey?
Speaker 6 (23:55):
How you doing, Prince? How you doing my brother?
Speaker 3 (23:57):
I can't complain, man. We want to go on that
leg now.
Speaker 6 (24:00):
Man, we know you. We wait to know you, brother.
I do it lake all the time.
Speaker 3 (24:06):
Oh my goodness. I was telling Bath over your side
that with fishing and called about almost fifty rems and crappies.
I had a good day that day.
Speaker 6 (24:13):
Man, Where were you.
Speaker 3 (24:15):
Uh. I went to a private lake.
Speaker 6 (24:19):
And we didn't have to get together.
Speaker 3 (24:21):
We have the private hadn't been fished on in years,
and I pretty much had a field day on that lake.
Speaker 6 (24:26):
Oh man, you let me know when you're ready to
go again.
Speaker 3 (24:29):
I can do that.
Speaker 4 (24:30):
Hey. Uh.
Speaker 3 (24:31):
The reason I was calling I was listening to you
talking about the statement at the beginning of your monologue.
And let me ask you this. Say, for example, a
person that's in prison, they get out and then they
sign up with you, and they happened to go back
into prison, they still keep.
Speaker 4 (24:50):
Yes, sir, we just can't write them up. We just
can't write them up for if they're incarcerated. Okay, they're
in the place itself. But once they get out, even
if they get out on bun we can go ahead
and take We can go ahead and take care of
them before they go back in or get prosecuted.
Speaker 3 (25:10):
So they go back in, so they're covered, so they
don't have anything to worry.
Speaker 6 (25:14):
They ain't got nothing to worry about. Mm hmm.
Speaker 3 (25:17):
You should be waiting outside of prison. Let's get you covered.
Speaker 6 (25:23):
I'm gonna tell you there's two things that we have
to worry about. Okay, already.
Speaker 3 (25:28):
Huh, I already know what they are.
Speaker 4 (25:32):
No, no, but I'm gonna give them to you. I'm
gonna give them two things we have to worry about.
The first thing we have to worry about, whether we're
gonna be healthy or whether we're gonna be sick. Now,
if you go, if you're healthy, you ain't got nothing
to worry about about. But if you're sick, you still
got two things to worry about. Whether you're gonna live
or whether you're gonna die. Okay, Now, if you live,
(25:54):
you ain't got nothing to worry about, But if you die,
you still got two things to worry about, whether you're.
Speaker 6 (26:01):
Going to heaven or whether you're going to Hell.
Speaker 4 (26:05):
Okay, now, if you go to heaven, women, if you
go to heaven, you ain't got nothing to worry about.
But if you go to Hell, you still got two
things to worry about, Prince, and that's whether you're gonna
be well done, A crispy.
Speaker 2 (26:23):
There you go.
Speaker 6 (26:24):
Okay, please, what you were.
Speaker 1 (26:26):
Talking about exactly?
Speaker 3 (26:30):
So thank you allowed me to speak, and uh, I'm
still laughing. I want you, I want you everyone to
have a beautiful, blass and safe and healthy day. Take
care guys.
Speaker 1 (26:41):
All right, and good question, because we know we have
a lot of people willing that they have relatives that
are incarcerated. But again, if they're incarcerated now, you can't
cover them.
Speaker 4 (26:54):
Know, if they're inside now inside now, it's only when
they get out, only when.
Speaker 1 (26:59):
They get out, and then then you all will be
able to write a policy.
Speaker 4 (27:03):
For them exactly exactly get them before they get out
or before they go in, but not inside of the
prison walls. So we can't do that. But bib, I'm
telling you there have so many people living out there
on the edge, yeah okay, and the family members are
(27:24):
going to be the one who really really suffer behind
that persons of dying or getting shot of, you know,
all that kind of thing. So what we want you
to do out there, family, Please, if you know someone
that you can cover, okay, with their consent, go ahead.
You have to have that, you got to have that
(27:44):
consent and you have to have insurable interest. That means
that there must be an interest that they're your brother, sister, mother, father,
somebody okay that's related to you, and they give you
the right to go ahead and get them covered, cover
them because you know, if that time comes, then somebody's
gonna be knocking on your door to help bury this person. Okay,
(28:08):
you know you got so many different family members who say, now,
if something happen to Boo Boo, do not call me,
because I done told you all to get him covered. Okay,
But now if Booboo will let you cover and you
his cousin or you his brother, you his sister, go
ahead and cover him, because you know, if something would happen,
you gonna give in, and you're gonna up five hundred,
(28:30):
You're gonna up a thousand, You're gonna up fifteen hundred,
two thousand, whatever it takes to get him put in
the ground, especially if your mama or your grandmama, your
ainte come to you and tell you please help me,
and you're gonna feel some empathy there, some empathy, and
you gonna go ahead and what give up money, But
you don't have to do if you can go ahead
(28:50):
and get him covered while he's out and before he
gets taken away here bail. So please guys, listen to
us very closely. What we're trying to do is help you,
your family members, and any of your friends that you
might know, anybody that you're related to or not related to.
If you under the sound by voice, spread the word
to get covered. Here now at Jacob's Filing Expense Agency
(29:15):
at nine zero one two six zero twenty thirty five.
Speaker 1 (29:20):
If you have a question for mister Jacobs this day,
we invite you to call us here nine zero one
five three five nine three four two eight hundred five
zero three nine three four two eight three three five
three five nine three four two will get you into us.
(29:41):
If you can't call, email me your question. Here is
my email. Bev Johnson at iHeartMedia dot com. Bev Johnson
at iHeartMedia dot com. You're listening to do w d
i A The Bev john Show.
Speaker 7 (30:45):
You're listening to the Bev Johnson Show.
Speaker 6 (30:48):
Here's Bev Johnson.
Speaker 1 (30:49):
And we're talking final expense planning with mister Willie Jacobs. Willie,
I'm going to our phone lines.
Speaker 7 (30:56):
To talk with Frank.
Speaker 1 (30:58):
Hi, Frank, are you doing I'm doing well again?
Speaker 2 (31:03):
And you, Frank, I'm hanging in there.
Speaker 3 (31:07):
Let me say this to the parents.
Speaker 2 (31:11):
We as black people, and it's not a black and
white thing. It's just a hate thing. All children is
going to be targeted for the rest of their lives
simply because hate don't stop. It creates, it creates more hate,
It creates more hate, and then they do it in
(31:33):
a sneaky way, but it don't stop. So the best
thing we can do for all children is give them
some burial. And it saves you money in the long run.
I mean, what is when we throw away twenty five
dollars a date or con junk food or whatever, why
(31:55):
not say thirty dollars forty dollars? And then if by
being a child it might even cheaper. We don't know,
but we do need to get all children and and
some kind of bearer because if they target with with drugs,
they target with bad infruins of everything, and and and
(32:16):
and it's sad that it's this way, but we have
to come to reality and and and say, hey, uh,
our children is not safe out here. I mean innocent.
I mean they could go to the grocery store and
get shot. I mean this world is gone much.
Speaker 7 (32:34):
Office right now.
Speaker 2 (32:36):
As far as far as me me beating leadership, I
never I speak. I speak only too for them to
hear to better what would need to be better? I
mean things need to get better. And that's the only
reason why I don't beat my leaderships down because they
ain't running nothing, no way. It's the man behind them
(32:59):
punches all the button. And it's sad. It's sad that
we got leadership not running a thing. They just go
and say what they's. Whoever running is tell them what
to say.
Speaker 1 (33:11):
And do what they do. But all right, thank you, Frank,
we are thank you for your commentary. Right, we thank you,
We thank you, Miss Jacobs, he said. The young folks
signed up, right right, Willie, I have an email question
for you two of them. Here's our first one, says
mister Jacob's quick question. If there is a way of
(33:32):
converting a whole life policy to an irrevocable pre need
burial policy, Medicaid doesn't allow whole life policies. You want
me to say that again, Okay, If there is a
way of converting a whole life policy to an irrevocable
(33:54):
pre need burial policy, Medicaid doesn't allow whole life policies.
Speaker 4 (34:01):
Okay, what they need to do, then give us give
us a call at the office because they'll have to
explain that to you. Okay, nine zero one to six
zero twenty thirty five. Tell them exactly what you're saying.
They will ask and you give them that. You have
to give them a little bit more information and they'll
be able to tell you what you need to do
to get around there.
Speaker 1 (34:21):
Okay, right, because it sounds like this person has Medicaid,
but they need they want they need it.
Speaker 6 (34:26):
They need some coverage.
Speaker 7 (34:27):
They need a barrel policy.
Speaker 4 (34:29):
Okay, and they will allow them to have a coverage
up to a certain amount medicaid.
Speaker 7 (34:35):
Yes, oh okay, okay, okay, okay.
Speaker 1 (34:38):
So sister Paula, give mister Jacob's officer call.
Speaker 6 (34:43):
That number is nine zero one to six zero twenty
thirty five.
Speaker 1 (34:48):
And I'll email that number to her. Okay, I will
do that.
Speaker 6 (34:51):
I will do that.
Speaker 1 (34:52):
Our second question is, all right, mister Jacobs, this is
from AC. What type of insurance would he recommend buying
if I wanted a million dollar policy? I am only
sixty one mail and indecent health. His agentency doesn't have
(35:13):
to sell it. I just need recommendations, Thank you, AC.
Speaker 6 (35:18):
Okay, AC.
Speaker 4 (35:20):
My question to you is if you want a long
term period policy or if you want a short period.
If you're not concerning about getting any cash value, you
can buy a turn policy at this age. Okay, you
can get a ten year per turn policy, twenty year
or thirty turn policy. Okay, if he's sixty one seventy
(35:42):
eight ninety one, it is if you don't have to,
if you don't have worried about accumulating any cash in
the policy, then you can get a turn policy from
sixty one up to that age. Or however, we just
trying to get you to get a policy on the
side for you plan. Okay that that you know that's
(36:03):
very marable that you will leave a million dollars to
your family. But we know that if you got a
media dollar policy, if you passed away that medion dollar
policy will take probably some time before they paid you
and they wouldn't want to hold you out that long
before while you know, you're getting everything together for.
Speaker 6 (36:22):
Your your funeral.
Speaker 4 (36:23):
Okay, So you could get a turn policy if you
and if you can afford to get a whole life
policy because it would be expensive, but that would be
a whole life policy up to the age of one hundred.
Speaker 1 (36:35):
So what what what you're saying really is he he
can get that policy, but on the side, he can
also have a barrel insurance policy.
Speaker 4 (36:45):
Should have always have a burier positive, but you know
you have to check with the companies that that's suitable
to you and your needs. Okay, but any company that
will will actually cover you for million dollars and they
are reptable, I would say, just checking to different companies. Okay,
(37:05):
I couldn't give you no one company per se, but yeah,
just try to do that, but definitely have a need.
Make sure you have it where you have a policy
on the side for a fine expense.
Speaker 1 (37:18):
Plan okay, Randall wanted to know, Willa, is that if
I sign up for a barrel policy, can I pay
in cash?
Speaker 7 (37:28):
Or do you take checks or credit cards?
Speaker 6 (37:31):
Okay?
Speaker 4 (37:33):
The best thing we found, Thank you for your question, Randal.
We actually can take all three. However, we found it
beneficial for us to do it on a monthly basis
of checking account through your account. Now, if you want
to pay, if you want to pay semiannually, if you
want to pay annually, you can do that, okay, But
(37:56):
paying cash, we tell you we think that that shouldn't
be done, probably because if something would happen to you
and you're sending cash in every month and your policy
gets not paid for the two months because you're not
able to send moneys in, then your.
Speaker 6 (38:14):
Policy will cancel. Okay, and your loved.
Speaker 4 (38:16):
Ones would know that you if they know that you've
been sending moneys to us, they may think that we're
just not paying the paying the claim when we just
haven't got paid in the last two months. If you're
sending money, and plus it's it's higher when you send
moneys in to us as opposed to letting it.
Speaker 6 (38:35):
Being drafted from your account. Oh is it, yes, ma'am,
it's a little higher.
Speaker 7 (38:40):
Oh okay.
Speaker 6 (38:41):
So that's because it's a lot of things that go on,
like paperwork.
Speaker 4 (38:44):
Okay, oh yeah, the people opening the mail and have
to get that that that money, especially if it's a
check or.
Speaker 6 (38:53):
Money order to another department and they have to do
you know, it's just a whole lot of.
Speaker 1 (38:57):
So it's it's basically what what mister Jacobs is saying
is that if you pay through your bank account, it
is much better. You don't have to worry about it
because and I like this really, what I like about
is that I plan everybody because I know that is
(39:17):
going to come out of my bank account. So when
I'm budgeting, I said, I know this is coming out
for Willie Jacobs's final expense plan. I know that's going
to be there, and I don't have to worry about
oh lord, I didn't pay my my Baryl policy.
Speaker 4 (39:32):
Exactly exactly, and it's so much better that waiting. Plus,
you know, we give you the option to whatever day
or time that you wanted to come out each and
every month, which is much better for you to be
able to plan or or you know, your your your
bills or whatever. Okay, So we find out that that's
the best way to do it, and in most cases
(39:53):
people be saying ball pay Oh I don't want nobody going.
Speaker 7 (39:56):
Into my bank account.
Speaker 6 (39:58):
Ye see, we can't can't go into your account.
Speaker 7 (40:01):
Okay.
Speaker 4 (40:01):
Yeah, Well, once you saying authorization for them to say,
I authorize you to to have my bank to send
you this amount every month, that bank will send us
that money every month, not we going into your account.
The bank itself will send it to us exactly. So
that's the way it's done. So you know, and if
anything else should happen, you know, we are responsible for
(40:23):
making sure it it's our fault, we're gonna take care
of it. If it's the bank fault, they gonna take
care of it right, You have nothing to worry about. So,
you know, I really you know, I really like to
talk to people who are very leery of people doing.
Speaker 6 (40:39):
A bank account draft. You know, you have nothing to
worry about.
Speaker 4 (40:42):
All that money is FDA guaranteed you will get your
money some way, somehow. If it was the bank's fault,
they gonna take care of you. And if it was
our fault, we gonna take.
Speaker 6 (40:53):
Care of you. Okay, So you have nothing to worry about.
Speaker 1 (40:55):
Yeah, And and and I'll tell you Randall that I've
been with the Jacobs Final Expensive Lincoln Heritage. I've had
no problems. I know what day, what day, the date
it's going to. It comes out every month the same
time of the month, I know. And I chose the
(41:18):
end of the month, right, and so I know on
that twenty eighth day it's gonna be taking out my
account right right right, And I and I and you know, y'all,
I'm gonna tell you truth. I've had no problems. I've
had Nobody else can go in my bank account because
the bank is not gonna unless you authorize certain It's
(41:40):
the same things with Willie. It's just like when you
when I pay my bills. You know, you you're gonna
put in your little I put in my credit card
or whatever, so you know, and the bank's gonna take
So I know, and we know there are a lot
of scams out there, a lot of them.
Speaker 7 (41:55):
We understand that.
Speaker 1 (41:57):
But I feel safe and secure with lincol Heritage and
Willie Jacob's final expense planning, right.
Speaker 4 (42:03):
I appreciate that, Bell and the thing about it, Bell,
we make sure that every single month we look and
make sure it comes out the same time that you
ask us to do, to take it out. And you
know you said yours on the twenty eight, that's the
last day of the month, yeah, twenty eight. Yeah, that
we drafts on the end of the month. We don't
draft after the twenty eight until the first again twenty
(42:27):
ninth to thirty thirty. First we don't draft. We only
draft the last day of the month is for us,
it's the twenty eight, and then we start back over
the first through the twenty eight.
Speaker 7 (42:37):
You got me, I got you, Yeah, I got you.
Speaker 8 (42:39):
So we do.
Speaker 7 (42:40):
That's good, okay.
Speaker 1 (42:42):
Also, Willy, I know, and we were talking about you
all and before we talk about this always y'all call
Now what is the number.
Speaker 6 (42:51):
Nine zero one nine zero one two six zero twenty
thirty five.
Speaker 1 (42:56):
Because I stress this because it's afford It's not like
you paying.
Speaker 7 (43:03):
Thousands and thousands of dollars.
Speaker 1 (43:05):
You've heard mister Jacob say over and over and over
that it's affordable. If you can only afford fifteen dollars
a month, that's what they're gonna do right there, because
you you and you talked about this before.
Speaker 7 (43:24):
Will if you have certain plans.
Speaker 6 (43:25):
Yes, we have certain plans. Look y'all, it just got
a text.
Speaker 4 (43:30):
Okay, there's not as many calls today, look y'all, please
right now, whatever you're doing.
Speaker 1 (43:36):
I know they try to get ready for the four,
to get ready for the let me help you out
out you know what.
Speaker 7 (43:41):
That's what.
Speaker 4 (43:42):
You don't have to have any money today, Okay, okay,
call us and get you get get pre qualified, right, okay,
call us.
Speaker 6 (43:51):
At nine zero one two six zero twenty thirty five.
Speaker 4 (43:55):
Get qualified to make sure that if something would happening,
you are covered with that amount that you put in.
Speaker 5 (44:01):
Call us.
Speaker 6 (44:02):
You don't know whether or not you're gonna last after
the fourth, right, so right, brother, go ahead.
Speaker 4 (44:08):
And get yourself call in now to make sure you
get somebody or yourself or your family memerals covered at
NAE zero one two six zero twenty thirty five. Don't wait,
don't delay, don't procrastinate, don't put it off. Okay, it's
best to go ahead and be covered. Have a great
fourth knowing that you're covered. Yeah, not have a great
(44:29):
fourth knowing that you're not covered. And there's a possibility
that a firecracker hits.
Speaker 7 (44:33):
You in the head, and hay, a bullet, a bullet.
Speaker 4 (44:36):
Come on, y'all, don't don't. Don't be out here procrastinating
any long ago. Let's go ahead and call in and
get yourself covered.
Speaker 7 (44:43):
Okay, go to our phone lines to talk to you.
W D I a high caller. Hello, Hello, Yes, you're
on the air.
Speaker 5 (44:55):
Hey bab Hey, mister, hey, Beverly, get out.
Speaker 6 (45:00):
I have a question, just ma'am, with.
Speaker 9 (45:03):
The premiums, like, say, instance, you have a life insurance policy, okay,
and that may be money that you may want to
leave for your family, not to bury you, right, but
if you get a burial policy, it's the premiums on
a burial politic least expensive that a life insurance policy.
(45:23):
And I know the premium on a life insurance policy,
depends on how much coverage you want, but I'm talking
about in general. If you want to just get an
additional something just for your funeral expenses, are just to
bury you and leave that life insurance money for your family, right,
very good?
Speaker 6 (45:40):
Very good?
Speaker 4 (45:40):
Now you know it basically depends on what company is.
It depends on your age, okay, and how much you get. Okay,
but it does depend We are our company. We are
not the highest, we're not the lowest, but we're right
in between. So you'll have to call us so we
can see exactly what you want to get, what you
want to pay, and we'll be able to help you
(46:02):
that way.
Speaker 6 (46:03):
But most most people find us very reasonable. Okay.
Speaker 4 (46:07):
But you know, when you come down to a life
insurance policy, You're right, it depends on how much you're getting, okay,
is how much of the cost. But with a burial
insurance policit, it's very affordable, okay, and I guarantee you
it will work it where it's within your budget.
Speaker 8 (46:24):
But it's if you just want a burial policy, you know,
funerals what I mean, just say, on the average, if
you're going to have just a you know, know, them
or nothing real fans and stuff. I hear that the
cost is used about ten thousand, and I'm gonna just say,
what if you wanted to get a ten thousand dollars
burial policy and then say you're in your sixties or seventies,
(46:49):
just a ballpark, figure about how much the premium would be.
Speaker 6 (46:53):
Okay, that's a good question. What I like you to do?
Speaker 4 (46:57):
Call us at nine zero one to six zero twenty
thirty five. They'll be able to look at the rate
book and go ahead and give you our actual price
on it.
Speaker 6 (47:06):
Okay, okay, okay, yes, ma'am, thank you, Beverly, my sentiments.
Speaker 8 (47:11):
Bill, Okay, you're well, Thank you.
Speaker 6 (47:14):
Bye bye.
Speaker 7 (47:16):
W D I a high caller, hire you on the air.
Speaker 1 (47:25):
They hung up.
Speaker 7 (47:26):
Ok We'll be back. Oh okay, I know I was
gonna ask you.
Speaker 1 (47:29):
We got all that, So y'all call nine zero one
two zix zero twenty thirty five. I know you you're
coming back this month, Willie, but you're gonna be coming
back and talking about something important.
Speaker 4 (47:42):
Yes, yes, Bell, we are now coming back. We got
that opportunity to work it out with Beb you know,
Bill says, okay for us to come back.
Speaker 6 (47:49):
Yeah, So we're coming back on the fifteenth, Bell.
Speaker 7 (47:53):
Yeah, I got you on the fifteenth, bro, Yeah.
Speaker 4 (47:55):
We're coming back on the fifteenth, and we're talking to
families who may have loved ones, who are interested in
career changes okay, who are interested in coming in doing
the insurance business, whereby we can show you and help
you to know how you can get started in this business.
Bigging has been very great for us, babup, and most
(48:18):
of the people we bring into business, you know, they
have financial freedom, okay, and they are able to go
and take care of the loved ones, and they're doing
things that they love. They're helping people, they're changing lives,
and they're changing their lives as well.
Speaker 6 (48:33):
Okay. We want to offer you that same opportunity. Okay.
So you need to be ready next on the fifteenth
of this month.
Speaker 4 (48:41):
But we're coming in and we're coming in and showing
you exactly how to get into find expense busing, how
to get in life insurance business, how to get into
financial services whereby you are being a servant of the people, okay,
whereby you get paid very very well for it each
and every single day. I don't know if you've been
in a situation where you can get paid every single day. Ball,
(49:04):
this is the business that you can get paid every
single day. You can look in your account and you
have a.
Speaker 7 (49:11):
Check in that wow.
Speaker 6 (49:13):
Yeah, And so we're gonna show you how it's done. Okay.
Speaker 4 (49:17):
We're looking for individuals between thirty and maybe fifty five. Okay,
if you got energy beyond fifty five, you can come
on in. But we're looking for those individuals who are
ready to have a career change and come in here
and let us be If you're taught, if you're coachable,
teachable and trainable, and you're a hard working individual who
(49:37):
would love to come in and change your whole outcome.
Speaker 6 (49:42):
Okay, how.
Speaker 4 (49:45):
How you want to get paid on a daily basis?
Then you need to call come be on the call
on next on this on the fifteen this month. Yeah,
and we'll be talking.
Speaker 1 (49:55):
To You're going to explain everything because yes, because I
may want to go into the insurance business.
Speaker 6 (50:00):
I think you are, Bill already, I already said that.
You know you keep saying that.
Speaker 7 (50:05):
You be ready interested in the insurance.
Speaker 4 (50:08):
Yeah, you're because the number one people are gonna trust
who you are, Bill, and if you tell them about something.
They're gonna listen to you. They've been listening to you
for over thirty forty years. So you know, hey, why
not keep on being a servant of the people.
Speaker 8 (50:25):
Why not?
Speaker 6 (50:25):
Why not?
Speaker 4 (50:26):
Why not and work with the Jacobs Found Expense Agency.
That would be a great cumbination. Okay, I would appreciate that.
Speaker 6 (50:34):
Bill.
Speaker 4 (50:35):
So, if you are out there and you know anybody,
be on the call and we'll direct you and what
you need to do in order for you to get
started with us. We'll help you get a license, we'll
gather the training for you to be able to get
yourself started, and we guarantee you this if you do
what you say you're gonna do, we'll do what we
say we're gonna do, and we will help you to
(50:56):
be successful in this business.
Speaker 7 (50:57):
I love it.
Speaker 6 (50:58):
I love it.
Speaker 1 (50:58):
I can't wait till the fifteen because I can't wait
to hear all the information. Oh yeah, it' it's gonna
be good. So the meanwhile, you need Beryl Insurance, will
it tell them where to call?
Speaker 4 (51:07):
Hey, you need to call us at nine zero one
two six zero twenty thirty five. That's nine zero one
to six zero twenty thirty five. If things are not.
Speaker 6 (51:18):
Looking up for you.
Speaker 4 (51:19):
You should be looking to us to help you to
be able to help your loved ones before that time comes. Okay,
you don't want to be caught with your your check
books out not out signing up. You want to make
sure that you get yourself covered and your family. Be
sure that you to not leave that person holding the
(51:42):
bag for you. Okay, don't leave your responsibility to someone else.
Make sure you take care of it. Why you can
give us a call at Jacob's Final Expense Agency at
nine zero one to six zero twenty thirty five.
Speaker 1 (51:56):
And Willy also before you end up again you said
say it again today you don't have to have money today.
Speaker 4 (52:02):
You don't have to have money today. We'll work it
out for you to get things started. But we want
to get you pre qualified today. Please call us at
nine zero one two six zero twenty thirty five to
get yourself pre qualified before the fourth of July. Bill,
before the fourth of July, please give us a call
nine zero one to six zero twenty thirty five.
Speaker 6 (52:24):
Set up your appointment with some agent. They're sitting there
waiting for you.
Speaker 4 (52:27):
Okay, so please, this is Willie Jacobs at the Jacobs
Filing Expense Agency said, we love you and there's absolutely
you can nothing you can do about it, and we'll
see you at the top.
Speaker 1 (52:37):
Call nine zero one to six zero twenty thirty five.
I want to thank you callers, I want to thank
you listeners for joining us this day on the Bev
Johnson Show.
Speaker 7 (52:54):
We do, we really do appreciate you.
Speaker 1 (52:58):
So until tomorrow, please be safe, keep a cool head, y'all,
don't let anyone steal your joy. Until tomorrow, I'm Bev Johnson,
and y'all keep the faith.
Speaker 4 (53:14):
The views and opinions discussed on The Bev Johnson Show
are that of the hosts and callers, and not those
of the staff and sponsors of wd IO.
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