August 24, 2026 • 6 mins
A groom-to-be reveals a secret that could completely derail his upcoming wedding. After secretly using nearly all of the money he and his fiancée saved for their big day, he now faces a terrifying reality: she still doesn't know. What started as an attempt to quietly pay off personal debt may end up costing him much more than money.
It's a shocking confession about trust, finances, and whether some secrets are simply too big to keep in a relationship.
If you love real confessions, relationship drama, hilarious debates, and unforgettable Texas-sized moments, Billy The Kidd In The Morning is your daily must-listen.
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Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
This is dirty little secrets makes one O two point nine.
Speaker 2 (00:06):
It's failure to kid Candi slow Pez producer poo is here.
If you get a secret eight three three seven eight
seven one O two nine. Okay, whatever that secret is,
doesn't matter. It's Monday, get it off your chest. It's
too hot for these secrets.
Speaker 1 (00:18):
Yeah, let them out.
Speaker 3 (00:19):
Yeah, confess you'll feel ten degrees cooler.
Speaker 4 (00:21):
Yeah.
Speaker 2 (00:22):
Hot, And I can't guarantee that, but it is hot,
that's for sure. So just confess.
Speaker 3 (00:26):
Let us know. We can also set it up.
Speaker 2 (00:27):
On our Instagram. You can hit me up at Billy
on the radio whenever. Whatever, doesn't matter, we'll do it.
You got one, all right.
Speaker 4 (00:34):
So actually, there's a pretty good.
Speaker 5 (00:35):
Chance that my fiance listens to you guys. So if
she's hearing this right now, I guess it's one way
to find out.
Speaker 2 (00:42):
Oh okay, well she's gonna I mean, I guess if
you're gonna tell somebody a secret, there's probably a good
way to do it.
Speaker 1 (00:49):
Find out what.
Speaker 3 (00:50):
Yeah, I guess it depends on what it is.
Speaker 4 (00:52):
Right.
Speaker 5 (00:52):
Just to give you a little backstory, we're getting married
next summer and we're planning on having a pretty big wedding.
And when we got engaged, we.
Speaker 4 (01:01):
Opened up a savings account just specifically for the wedding.
Speaker 5 (01:05):
And you know, we don't actually share bank accounts yet
or anything. So the wedding account, the savings account, is
through my bank, and I'm the one who handles it.
She gives me the money. I deposit it, and like
the last time we talked about it, we had about
twenty thousand dollars.
Speaker 4 (01:20):
Saved up, which was great.
Speaker 2 (01:23):
Yeah, that's really good. A lot of people don't do
that at all, so that's smart.
Speaker 5 (01:27):
So but like here's the problem right now, there's just
about four hundred and fifty dollars in that account right now.
Speaker 2 (01:33):
Wait, why what do you mean there's there was twenty
thousand dollars in it, now there's four hundred and fifty
dollars in it?
Speaker 3 (01:40):
Yes? Why?
Speaker 4 (01:44):
Okay, So I didn't blow the car.
Speaker 5 (01:46):
I didn't blow the money on like a car or
gambling or anything like that. I just had some get
that I was trying to pay off just from years
of me being bad with money.
Speaker 4 (01:59):
Credit cards and loans and everything like that.
Speaker 5 (02:02):
And I never told her about this stuff. It's embarrassing,
and I just I thought I could.
Speaker 4 (02:09):
I thought I could just handle this because she doesn't
she doesn't.
Speaker 3 (02:12):
Have any debt.
Speaker 4 (02:13):
She's not like this.
Speaker 2 (02:14):
So you started paying off debt of yours with the
with the wedding money.
Speaker 1 (02:18):
Yeah, oh, she's gonna lose it.
Speaker 2 (02:21):
She's been giving you this money too to put into
the account. So it's not like just you say this
is joint money.
Speaker 5 (02:27):
Yeah, oh yeah, exactly so. But like the thing was is,
Like the thing was is I thought I could cover
it if you know, I paid things off and I
put some money back into it with my job and
everything like that.
Speaker 4 (02:38):
If I thought if I cut some corners, I sort
of thought, like, I'll just deal with.
Speaker 3 (02:42):
It later, right, But.
Speaker 4 (02:45):
The bigger problem is is my company just had.
Speaker 5 (02:48):
A restructuring and people are getting laid off and positions
are getting eliminated, and it's suddenly looking like this promotion
that I was supposed to get is not going to happen.
Speaker 4 (02:59):
Oh oh okay, And now I'm kind of freaking out.
Speaker 2 (03:03):
Yeah, now you're panicking because well, obviously this is this
is an issue. If this is the plan to kind
of recoup the money, you didn't want to tell her
you just had debt.
Speaker 5 (03:13):
No, I mean she's She's the complete opposite. She has
no debt, she hates credit cards. She's like one of
the most financially responsible people that I ever met. And
I felt like if I told her about this, she
would have broken things off with me.
Speaker 2 (03:28):
Oh wow, would that be worth Let me ask you this, Candice,
would this be worth it to break it off with
someone if you found out that they were financially in debt?
Speaker 1 (03:38):
I would have break it off. But I definitely say
you got to handle that before we start saving for
a wedding, because that.
Speaker 2 (03:45):
Debt becomes your debt, right shared debt yep, which is
wild when you think about it. For sure, you think
she's that serious about it that she wouldn't have married
you at all.
Speaker 3 (03:56):
I don't know, okay, I.
Speaker 1 (03:58):
Mean that could be shocking for someone who's been financially
responsible their whole life and then suddenly they're faced with all.
Speaker 2 (04:04):
Of this, but enough to where if you're in love
with someone, you'll maybe just not maybe going okay, I'm
not getting married to you until you figure it out,
but breaking it out, like would people somebody.
Speaker 3 (04:14):
Actually break it off.
Speaker 1 (04:15):
This might be worse the fact that you've used the
money and she doesn't know about it. This might be
either more of a reason to break things off than before.
Speaker 2 (04:22):
Okay, this is why you just got to be honest
about everything. Yes, so the plan is kind of you know,
well you've messed up the plan now. But either way,
here we are. You got to make some money. You
got to get it back in the account before she notices.
I mean, there's no way you tell her this and
she's cool with it.
Speaker 3 (04:38):
No, so she got to call off the wedding.
Speaker 1 (04:40):
I mean, well, because you also can't afford it.
Speaker 2 (04:43):
Yeah, that's true, right, Why does everybody have to get
married spend all this money on a wedding? It's so yeah,
no offense, sir, But why the wedding fund? Why not
just take twenty thousand dollars and go, I'm gonna put
it towards a house. Yep, forget your wedding, get married
anywhere else. Why spend a bunch of money on it?
Speaker 4 (04:59):
Look, I understand, but like you know, we both want
to have a big wedding. We hopefully it's the only.
Speaker 5 (05:04):
Time that either of us get married. We want to
have a special day and we want to be there
with friends and family and everything like that, and like,
you know, it's it's you know, we.
Speaker 4 (05:14):
Want to It's nothing's cheap anymore. So you know, it's
just it's just the way it is.
Speaker 2 (05:20):
If I ever get married again, I think I figured
it out where I'm going to do it. I think
I'm gonna do it right under Big.
Speaker 1 (05:24):
Tex Okay, oh I can't wait.
Speaker 2 (05:26):
I'd stay fair. I just probably free. You know, everybody
can get q pons afterwards. Do whatever you got to do.
Speaker 3 (05:33):
Leave me alone, Okay, you know what I mean.
Speaker 1 (05:35):
I'll be there.
Speaker 3 (05:36):
Yeah, well, yeah, you will be my best man. Poo,
Why Big Text is my best man?
Speaker 2 (05:43):
Well, sir, can you let us know what happens, because yeah,
this is very I mean, I feel bad for you,
but you just you gotta be honest going into things,
especially if you're just a life partner.
Speaker 3 (05:54):
This is someone you're not just dating. This is someone
you're marrying.
Speaker 1 (05:57):
Your partner has to be responsible in all aspects of life.
Speaker 3 (06:00):
I just can't believe it would be a deal breaker.
Speaker 2 (06:02):
But I guess sometimes to women, I think to women
more so than men, being financially irresponsible can be unattractive.
Speaker 1 (06:09):
Yes, yeah, you it breaks your trust in that way.
Speaker 2 (06:13):
Yeah okay, well, hey, good luck and let us know
what you end up doing.
Speaker 4 (06:16):
Okay, okay, thank yous.
Speaker 2 (06:18):
Why you have to talk about finances before, yes, you
even get engaged for sure?
Speaker 1 (06:23):
Really,
This is dirty little secrets makes one O two point nine.
Speaker 2 (00:06):
It's failure to kid Candi slow Pez producer poo is here.
If you get a secret eight three three seven eight
seven one O two nine. Okay, whatever that secret is,
doesn't matter. It's Monday, get it off your chest. It's
too hot for these secrets.
Speaker 1 (00:18):
Yeah, let them out.
Speaker 3 (00:19):
Yeah, confess you'll feel ten degrees cooler.
Speaker 4 (00:21):
Yeah.
Speaker 2 (00:22):
Hot, And I can't guarantee that, but it is hot,
that's for sure. So just confess.
Speaker 3 (00:26):
Let us know. We can also set it up.
Speaker 2 (00:27):
On our Instagram. You can hit me up at Billy
on the radio whenever. Whatever, doesn't matter, we'll do it.
You got one, all right.
Speaker 4 (00:34):
So actually, there's a pretty good.
Speaker 5 (00:35):
Chance that my fiance listens to you guys. So if
she's hearing this right now, I guess it's one way
to find out.
Speaker 2 (00:42):
Oh okay, well she's gonna I mean, I guess if
you're gonna tell somebody a secret, there's probably a good
way to do it.
Speaker 1 (00:49):
Find out what.
Speaker 3 (00:50):
Yeah, I guess it depends on what it is.
Speaker 4 (00:52):
Right.
Speaker 5 (00:52):
Just to give you a little backstory, we're getting married
next summer and we're planning on having a pretty big wedding.
And when we got engaged, we.
Speaker 4 (01:01):
Opened up a savings account just specifically for the wedding.
Speaker 5 (01:05):
And you know, we don't actually share bank accounts yet
or anything. So the wedding account, the savings account, is
through my bank, and I'm the one who handles it.
She gives me the money. I deposit it, and like
the last time we talked about it, we had about
twenty thousand dollars.
Speaker 4 (01:20):
Saved up, which was great.
Speaker 2 (01:23):
Yeah, that's really good. A lot of people don't do
that at all, so that's smart.
Speaker 5 (01:27):
So but like here's the problem right now, there's just
about four hundred and fifty dollars in that account right now.
Speaker 2 (01:33):
Wait, why what do you mean there's there was twenty
thousand dollars in it, now there's four hundred and fifty
dollars in it?
Speaker 3 (01:40):
Yes? Why?
Speaker 4 (01:44):
Okay, So I didn't blow the car.
Speaker 5 (01:46):
I didn't blow the money on like a car or
gambling or anything like that. I just had some get
that I was trying to pay off just from years
of me being bad with money.
Speaker 4 (01:59):
Credit cards and loans and everything like that.
Speaker 5 (02:02):
And I never told her about this stuff. It's embarrassing,
and I just I thought I could.
Speaker 4 (02:09):
I thought I could just handle this because she doesn't
she doesn't.
Speaker 3 (02:12):
Have any debt.
Speaker 4 (02:13):
She's not like this.
Speaker 2 (02:14):
So you started paying off debt of yours with the
with the wedding money.
Speaker 1 (02:18):
Yeah, oh, she's gonna lose it.
Speaker 2 (02:21):
She's been giving you this money too to put into
the account. So it's not like just you say this
is joint money.
Speaker 5 (02:27):
Yeah, oh yeah, exactly so. But like the thing was is,
Like the thing was is I thought I could cover
it if you know, I paid things off and I
put some money back into it with my job and
everything like that.
Speaker 4 (02:38):
If I thought if I cut some corners, I sort
of thought, like, I'll just deal with.
Speaker 3 (02:42):
It later, right, But.
Speaker 4 (02:45):
The bigger problem is is my company just had.
Speaker 5 (02:48):
A restructuring and people are getting laid off and positions
are getting eliminated, and it's suddenly looking like this promotion
that I was supposed to get is not going to happen.
Speaker 4 (02:59):
Oh oh okay, And now I'm kind of freaking out.
Speaker 2 (03:03):
Yeah, now you're panicking because well, obviously this is this
is an issue. If this is the plan to kind
of recoup the money, you didn't want to tell her
you just had debt.
Speaker 5 (03:13):
No, I mean she's She's the complete opposite. She has
no debt, she hates credit cards. She's like one of
the most financially responsible people that I ever met. And
I felt like if I told her about this, she
would have broken things off with me.
Speaker 2 (03:28):
Oh wow, would that be worth Let me ask you this, Candice,
would this be worth it to break it off with
someone if you found out that they were financially in debt?
Speaker 1 (03:38):
I would have break it off. But I definitely say
you got to handle that before we start saving for
a wedding, because that.
Speaker 2 (03:45):
Debt becomes your debt, right shared debt yep, which is
wild when you think about it. For sure, you think
she's that serious about it that she wouldn't have married
you at all.
Speaker 3 (03:56):
I don't know, okay, I.
Speaker 1 (03:58):
Mean that could be shocking for someone who's been financially
responsible their whole life and then suddenly they're faced with all.
Speaker 2 (04:04):
Of this, but enough to where if you're in love
with someone, you'll maybe just not maybe going okay, I'm
not getting married to you until you figure it out,
but breaking it out, like would people somebody.
Speaker 3 (04:14):
Actually break it off.
Speaker 1 (04:15):
This might be worse the fact that you've used the
money and she doesn't know about it. This might be
either more of a reason to break things off than before.
Speaker 2 (04:22):
Okay, this is why you just got to be honest
about everything. Yes, so the plan is kind of you know,
well you've messed up the plan now. But either way,
here we are. You got to make some money. You
got to get it back in the account before she notices.
I mean, there's no way you tell her this and
she's cool with it.
Speaker 3 (04:38):
No, so she got to call off the wedding.
Speaker 1 (04:40):
I mean, well, because you also can't afford it.
Speaker 2 (04:43):
Yeah, that's true, right, Why does everybody have to get
married spend all this money on a wedding? It's so yeah,
no offense, sir, But why the wedding fund? Why not
just take twenty thousand dollars and go, I'm gonna put
it towards a house. Yep, forget your wedding, get married
anywhere else. Why spend a bunch of money on it?
Speaker 4 (04:59):
Look, I understand, but like you know, we both want
to have a big wedding. We hopefully it's the only.
Speaker 5 (05:04):
Time that either of us get married. We want to
have a special day and we want to be there
with friends and family and everything like that, and like,
you know, it's it's you know, we.
Speaker 4 (05:14):
Want to It's nothing's cheap anymore. So you know, it's
just it's just the way it is.
Speaker 2 (05:20):
If I ever get married again, I think I figured
it out where I'm going to do it. I think
I'm gonna do it right under Big.
Speaker 1 (05:24):
Tex Okay, oh I can't wait.
Speaker 2 (05:26):
I'd stay fair. I just probably free. You know, everybody
can get q pons afterwards. Do whatever you got to do.
Speaker 3 (05:33):
Leave me alone, Okay, you know what I mean.
Speaker 1 (05:35):
I'll be there.
Speaker 3 (05:36):
Yeah, well, yeah, you will be my best man. Poo,
Why Big Text is my best man?
Speaker 2 (05:43):
Well, sir, can you let us know what happens, because yeah,
this is very I mean, I feel bad for you,
but you just you gotta be honest going into things,
especially if you're just a life partner.
Speaker 3 (05:54):
This is someone you're not just dating. This is someone
you're marrying.
Speaker 1 (05:57):
Your partner has to be responsible in all aspects of life.
Speaker 3 (06:00):
I just can't believe it would be a deal breaker.
Speaker 2 (06:02):
But I guess sometimes to women, I think to women
more so than men, being financially irresponsible can be unattractive.
Speaker 1 (06:09):
Yes, yeah, you it breaks your trust in that way.
Speaker 2 (06:13):
Yeah okay, well, hey, good luck and let us know
what you end up doing.
Speaker 4 (06:16):
Okay, okay, thank yous.
Speaker 2 (06:18):
Why you have to talk about finances before, yes, you
even get engaged for sure?
Speaker 1 (06:23):
Really,
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