December 8, 2025 • 41 mins
Kickstart your college-to-career journey with this practical conversation between Misty Lynch and Kathy Spillane, founder of Careers Matter. Get straightforward advice for students, parents, and career changers facing today's job market realities.In this episode:
Website: www.careers-matter.com
Facebook: Careers Matter
LinkedIn: @careersmatter
Where to find Misty
Websites:
- The financial realities of paying for college vs. post-grad job outcomes
- How mapping your major to real career paths creates an easier job search
- The importance of networking and building a personal brand early on
- Common mistakes students make in interviews—and how to avoid them
- What parents can do to support their young adults without adding extra pressure
Website: www.careers-matter.com
Facebook: Careers Matter
LinkedIn: @careersmatter
Where to find Misty
Websites:
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Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:01):
Welcome to the Demistifying Money podcast, where each week you
will hear unforgettable conversations with expert guests about success, money, business,
and small steps you can take to elevate your life
and wealth. Now here's your host.
Speaker 2 (00:16):
Misty Lynch.
Speaker 3 (00:17):
Hello everyone, thank you so much for joining me for
this episode of demist Defying Money. I'm excited to talk
about this topic today because it is one that we
have not covered here on the show, and it's super important,
especially for us parents out there, or if you have
loved ones who have graduated from college, you who are
college bound. There is a lot more to the conversation
(00:38):
I think that needs to happen than just getting a
child into the right school.
Speaker 4 (00:42):
And so I'm very excited to.
Speaker 3 (00:43):
Be joined by my friend Kathy Spalane. She is the
founder of Careers Matter, which is a college to career
coaching practice dedicated to helping undergraduates and new graduates land
meaningful internships and first jobs with confidence and clarity. So
she was in the corporate world mentoring early career professionals
and saw a growing gap where students were graduating with
(01:03):
degrees with no direction. I'm sure how to stand out
and navigate this process. She started this firm to help
people get personalized, one on one coaching to launch their careers. Kathy,
thank you so much for coming on the show.
Speaker 2 (01:17):
Thank you so much for having me. I'm excited for
this conversation Misday.
Speaker 5 (01:20):
This episode of Demystifying Money with Misty Lynch is proudly
sponsored by Soundview Financial Advisors. Visit www dot Soundview financial
Advisors dot com to learn more.
Speaker 3 (01:34):
So I am seeing a lot of people on the
financial planning end paying for college, and college is not
It is extremely expensive.
Speaker 4 (01:46):
It is just such a huge investment.
Speaker 3 (01:48):
And while I think that like before I went to
college in nineteen ninety eight, and you get your degree
and you go get a good job, and that was
the path and that's what we were told, and I
feel like things have been changing so much and so
rapidly that it just might not be the same as
if you graduated in the seventies, eighties, nineties and got
(02:09):
your degree, you'd go get that good job.
Speaker 4 (02:11):
And be all set.
Speaker 3 (02:12):
We're graduating with more debt, and the entry level jobs
are either drying up just like they're getting a little
bit harder to find. And also the pay hasn't really
kept up with the cost of education. So I think
what you're doing is so important. So I'd love to
hear a little bit more about you and kind of
when you realized that this was this was something that
(02:33):
needed to become, you know, your career and your main focus.
Speaker 2 (02:38):
Yeah, excellent, excellent question. Nasty. So I've spent my entire
career in recruiting and career services and career coaching, and
so lived for a long time in the corporate world
in private headhunting space within financial services, and then also
work part time at Elite University here in Boston area
doing career coaching. And what I what I saw and
(03:02):
also do private coaching, was doing private coaching for what
I call experienced tires parents, you know, people midt to
senior in their career. And I would work with these individuals,
and then at the same time I would get the
question of like, wow, you helped me so much, thank you.
Can you help my student? Also, right, they just graduated
college and they can't find a job, or how do
they find their first internship or or you know, how
(03:24):
do we navigate any of this? Like they know they
want to be a psychology major, but like what can
they do with a psychology major? What does that map
to in the real world? And so I found a
you know, a real need for this work. And quite frankly,
I feel like everything I had done today kind of
led me here. So, yeah, we've put together you know,
(03:44):
my my coworkers joke around that we're downloading my brain.
There's a lot of stuff that's kind of floating around
here that I've been dealing with my clients for years,
and now we're kind of systematically putting it together so
that it can be repeated and you know, serve more
people and help more students through the process. Because I
think you're right. You know, we're investing so much money
(04:05):
in these undergraduate educations and you know, just getting that
internship junior year like so many of us did, it's
just not enough anymore.
Speaker 3 (04:14):
Yeah, now, I think that's and you mentioned something too
about now, you know, starting this and kind of downloading
all of these things in your brain. And I think
this is something for a lot of people who've maybe
worked in corporate or other employers, worked in education in
these other fields, and then all of a sudden they
decide that there's something there that they could create their
own consulting or coaching practice. And it's really kind of
(04:38):
a leap from getting all of that information, all those
things you've learned, and instead of feeling like, oh, but
I've paid so much, so much of my dues into
this and I've gotten my education here, I can't leave it.
You decided to move forward. So how has that been
for you? Making that transition knowing what you know is
so valuable, but making that into a job that then
(04:58):
gets clients and pays is I have a big transition.
Speaker 2 (05:01):
It is? It is, and and I should also say,
you know, I've been an entrepreneur at heart my entire career. Also,
I've I've done lots of side hustles and built some
you know, micro businesses here and there, So it wasn't
as much of a leap for me. But I totally
hear what you're saying. I think that you know. My
like to answer your question, the true like you know,
(05:22):
tipping point for me was I had two young children
during COVID, As many of us parents know, we had
You know, we're sitting at the dining room table on
our zoom calls while our children were sitting next to
us off camera. You know, doing their school work during
the day, and it just wasn't sustainable, right, it was
not sustainable. We did how long it was gonna last,
all the things. So I made a conscious effort to
(05:42):
step away from corporate and move into a private practice
and do individual coaching. So that was my stepping point
at a very unique time in our world. But I
think it's something that I probably would have ended up
doing anyways. Eventually, it just jump started the conversation a
little bit.
Speaker 3 (05:59):
Yeah, I do agree that a lot of things COVID
did change a lot for a lot of us. I know,
like if I had I could probably do like a
you know, a recap season just of people who changed
during COVID, like decided they had to do something different,
or traditional employment just wasn't working for like all of
these all of these people.
Speaker 2 (06:20):
It's a conversation.
Speaker 3 (06:22):
Just yeah, it's really but it is interesting how we
can kind of when we have a moment to reflect,
see where there are gaps and there is a need,
and that we can go fill that need. So I
think it's great that you did that. And yeah, some
of us are just entrepreneurs at heart who are always
doing and so if you're one of those people and
you're like fighting that urge and you're staying at your job,
but you've got a few other different things going on.
(06:44):
I do think that that's important to not, you know,
kind of to take all of your experience, even those
small businesses, other things you might have done, and think
about how all of it makes sense, all of it
can fit together when it comes to, you know, designing
your career or figuring out ways to make money and
help people. All that experience.
Speaker 4 (07:06):
Matters, which is really cool.
Speaker 3 (07:07):
So getting back to the students, though, what are some
of the biggest gaps that you're seeing between what students
learn in school and what employers want in those entry
level candidates.
Speaker 2 (07:19):
Yeah, that's a great question. I think. I think the
biggest gap is that a lot of our universities aren't
what I call mapping majors to careers or what we
call college to career, and so there's a gap between
what they're learning and university. That's very valuable, right and
they're being well educated, but there seems to be a
(07:42):
blockage and how they translate that into moving their career
forward or what they do with that information once they're
in a corporate environment. So that's where we kind of
meet those students to again, I call it mapping your
college to career, major to career. You know, I mentioned
psychology earlier. It's my classic story, you know, when I
graduated you know, college many years ago. You know, psychology major,
(08:05):
like your options where you went to grad school, you
got a PhD, you worked in private practice, you know,
like those are kind of the only things you could do. Yeah,
psychology is now one one of the most marketable majors.
I think that exists between you know, user design and
user experience in the in the in the technology world,
you know, consumer preference and you know, do I want
to buy the serial box to that serial box? Based
(08:28):
on the psychology of it all. There's tons of tons
of you know, marketing opportunities HR now within a corporate
true corporate environment is one hundred percent psychology focused. So
that's just one example of I think, you know, taking
you know, students often rely on their parents right for like, oh,
like what can I do with this major? In our
(08:48):
view of what we could have done with that major
is now very different from you know, what opportunities are
available to them.
Speaker 3 (08:55):
No, that's true, and I think, you know, when I
think back, my sister wanted to be a teacher her
whole life. She went to school for education, she got
her you know, master's PhD.
Speaker 4 (09:04):
And it was very clear what she would be doing.
And I have a polycide degree.
Speaker 3 (09:09):
Yeah, and I was like, if you're not going to
law school, there was no career map, there was no way,
you know, and I ended up you know, finance or
whatever direction.
Speaker 4 (09:18):
It didn't really necessarily. I loved this.
Speaker 3 (09:20):
I loved what I was studying, and I still find it,
you know, very fascinating how it kind of works, the
politics in the markets and all of those things. But like, yeah,
now there's so many different ideas that maybe mom and
Dad are not thinking that they're thinking about what they
did or what you know, they've seen, and it's such
a different you know, they might not think of influencer
(09:43):
marketing with this behavioral like all of these things that's
just not going to come up. So I think that
is something that's really important that you're helping people do.
And I know that there's a lot of pressure for
young adults and a lot of stress.
Speaker 4 (09:54):
About their first salary.
Speaker 3 (09:56):
I talked to a lot of kids, you know, and
think they're going to make one hundred thousand dollars right
out of school, if not more, is what they're thinking.
And what kind of money mindsets do you see these
students bringing into.
Speaker 4 (10:09):
That job search.
Speaker 2 (10:10):
Yeah, I mean I think that's such a varied question
right to your point of like are you an education major?
You a finance major? It's a huge, huge delta, right.
There certainly are professions out there that students from elite
universities are graduating and making easily six figures, right consulting, investment, banking,
finance in general, some of the higher end tech positions,
(10:31):
Like they're making six figures that that that's happening with
a you know, a three eight, three nine four of GPA, right,
Like it's a very elite crew, but it does happen. Yeah,
don't quote me honest exactly. But I think I saw
a recent statistic out there that the you know average
and I hate that word because there's so, like I said,
so many variables, what type of university, where are you
(10:52):
living in the country, There's so many variables in there.
But I think like a seventy thousand dollars ish seems
to be like the livable salary that you know, students
can reasonably you know, look to achieve you know, out
of school. And again, I'll just say it again, like
so many variables right where you're living, what you're studying,
(11:12):
what what what career you're choosing, lots of different things
that go into that.
Speaker 4 (11:17):
Yeah, I think it is. You know, I remember like
my first job out of school.
Speaker 3 (11:21):
I think I was making like forty maybe thirty six
or forty thousand, and yeah, you know, I feel like
a lot and I feel like some some jobs are
still you know, not six figures are ever going to
be in certain areas, which hasn't really kept up with
how expensive education is and how and cost of living
in certain areas. So how do you keep people confident
(11:43):
when maybe they feel like they're comparing themselves to others
or that they're falling behind.
Speaker 2 (11:49):
Yeah, it's such a good question, and I think it's
so hard right now in our country, in the United States,
where undergraduate new graduate unemployment rates for the first time
in a generation, are now higher than the general populations
unemployment rate. The new grad unemployment rate is running around
around six percent general populations, you know, somewhere around four
to four and a half percent. So that's a hard
(12:10):
pill to swallow. To your point, like I just invested,
you know, upwards of three hundred and four thousand dollars
in an education. Now I can find a job. I'm
living with my parents' basement right my childhood bedroom. So
again it's hard. It's hard. There's there's no way to
sugarcoat it. I think the key to it is the
preparation of it. Not waiting, like I said, until you're
a junior, senior, or even God forbid, postgraduation to start
(12:31):
looking for that first job, depending on the industry, that
can start as early as freshman and sophomore year. It's
the key kind of time frame to start thinking about
that stuff. Yeah, and getting in those elite you know,
positions of consult management, consulting, and finance. You know, parents
and sometimes students are shocked to find out. So right now,
you know, as we as we record this in November
(12:53):
of twenty twenty five, I have my sophomore student, sophomore
undergraduates preparing for that January, first February, first March, first
time when when investment banks and management consulting companies are
going to open up internships for summer of twenty seven.
To let that sink in for a second. So in
the spring of twenty six, we are going to apply
(13:14):
an interview for jobs for summer of twenty seven. That's
how far in advanced like this timeline has come to. So,
but I mean to answer your question, I think it's preparation.
It's not waiting for the last minute. And if you
do find yourself in, you know, in that that unfortunate
situation where you have graduated and it's now six months
out and you've got a good degree and you've got
you know, good GPA and all the things you did,
(13:36):
all the right things, you just have to keep at it,
like keep your head up. It's hard. It's hard, there's
no question about it. You know. I do find I'm
biased in my next statement here, right, I do find
working with a coach helps, right, Sometimes you know mom
and dad and you know the student, especially when we're
all back living under the same household, we're a little
too close to each other, right, Like we all have,
(13:58):
you know, preferences and ideas and thoughts around what each
other should be doing. And then sometimes having a biased
you know, a third party can can help you through
that process.
Speaker 3 (14:07):
I think that's so important, and I don't think we
need any harm, or neither do our relatives. But you know,
if you have Grandma saying just go get an internship,
go get that and then you'll get a good job.
Speaker 4 (14:16):
Or I know, my dad used.
Speaker 3 (14:17):
To tell me to go march into the CEO's office
and shake their hands, and I'm like, I look.
Speaker 4 (14:23):
At thrown out at security.
Speaker 3 (14:25):
It's not how things work, and like in his head
that yes, it was.
Speaker 4 (14:30):
So I do feel like we have.
Speaker 3 (14:32):
The best intentions, but sometimes a coach or somebody who's
actually more in you know ingrained in what's going on,
will have a better suggestion or idea for that. And
I think that also goes for my you know, very
you know more senior or mid career people who are
in this unemployment place right now, trying to look for work,
(14:54):
not ready to retire. It is difficult, and I think
that that's where sometimes some coaching, even if you go
back to your university or your alumni or whatever, what
resources do they have because you might have been in
the job market for twenty years and now you're looking
and things are just different.
Speaker 4 (15:08):
So coaching, I feel.
Speaker 3 (15:09):
Like, is super important to kind of help you navigate
this space because it's stressful and it's challenging. It's financially stressful, emotionally,
I've talked to people who've applied.
Speaker 4 (15:19):
For twenty thirty, forty fifty.
Speaker 3 (15:21):
It feels like jobs hundreds. It's really really challenging. So
I do feel like having somebody in your corner who
gets to know you can.
Speaker 4 (15:28):
Be really helpful.
Speaker 2 (15:29):
Yeah, And the other thing, I think both for both scenarios,
you just just you know, outlined whether you are our
current student, just graduated, or experienced professional networking so LinkedIn recently,
you know, put O a statistic this is sixty five
percent of all new new grad slash undergrad positions start
with networking, right, starts with that introduction, and we can
start a whole other conversation around like people with networks
(15:52):
and privilege and those that don't. Right, that's a whole
other piece of that. But in certain parts of the world,
a certain parts parts of the career world, the job
search world, like that numbers even higher. Right, So there's
certain industries where you know, I keep going back to
management can help them. But that's something I work a
lot in. You know, like they're getting like tens of
(16:14):
thousands of applications for these internships, the recruiting team doesn't
have the capability to like screen through them, never mind
talk to anybody, right, So they're empowering their workforce and
empowering their analysts, associates and sometimes even more senior professionals
within their practices to go out and do some of
this you know, first round screening for them, which is
now term as a referral. Right. So that's a whole
(16:35):
process and a whole skill set in and of itself.
And the experienced professionals you know, last time, you know,
some of them network was like walking into a conference
room and like work in the room, right, and they
might be really good at that, but those opportunities are
far and few between now, right, It's more about online
networking and how do you navigate that?
Speaker 3 (16:52):
Yeah, super important and like sometimes you might be like, oh,
I hate doing that stuff, but yeah, if this is
what's working, like you kind of have to look at
those skills or figure out like okay, like everybody has
even you know, yes, there are the privileged elite networks
that people might have, but everybody has some sort of
and now way you know, like I didn't you know,
and I think you just kind of have to figure
(17:13):
out like where those people are that you can like
you know, communicate with that maybe could be able to
help you, because you really never know where that next
job is coming from. But you're right, a lot of
times it is, you know, that first round that screening
is a lot of candidates that are being chosen. So
if you can stand out somehow, that'd be helpful. What
are some other ways that students, you know, can kind
(17:33):
of set themselves up for success before applying for an
internship for a job.
Speaker 2 (17:38):
Yeah, I think starting LinkedIn early, right is so critical.
It's the the quite frankly, I think the easiest way
to build. You know, we throw away around the term
personal brand and business a lot now, right, but this
is literally the beginning of your personal brand. Whether you
know that you're going into college as a poly sign
major and you know exactly what you want to do,
(17:59):
that makes it easy. You can you know, map yourself
out post I mean we're not talking a heavy lift here,
posting once a semester, right, twice a semester on LinkedIn.
Starting to curate your network in that space so that
you have opportunities in that network that we were just
talking about for your internship opportunities down the road. You know,
(18:19):
it's super super simple, quite frankly, right, Like you write
of an article for the school newspaper posted onto your
LinkedIn profile, right, Like it's basically just taking everything that
you're doing in life, everything that you're later going to
represent on your resume, and just putting it out there
to the universe over time. Right. Yeah, that's I think
(18:40):
that's like the easiest, simplest way to get on get
on the road to go. And I think it's also
you know, we were talking you're talking a minute ago
about networks and such, and I think the other population
I just want to give a shout out to here
is like around the idea of being an introvert. And
you know, introvert in work is hard period, right, but
(19:03):
interverton networking, that's almost impossible. Like it can be anxiety
driven and especially in a generation of these you know
what I call post COVID kids, right, we were talking
about COVID earlier, Like these are students who you know,
were some of them were in the middle of high school,
you know, didn't get high school graduation because of you know,
everything that was going on in the world at the time,
(19:25):
and there there's you know, pretty well documented out there,
like there's a skill set that's missing, right, Like they
didn't get those socialization skills at a key time in life.
And so I do a lot of work with students
that they're just not comfortable picking up the phone. I
forget picking up the phone, like sending an email as
somebody they don't know, Like, how do we do that?
(19:45):
Why do we do that? Is they comfortable doing that?
And that all ties back into you know, LinkedIn, because
at the end of the day, it's about your number
of connections on LinkedIn, right It's it's getting to that
magic number of five hundred. And I always I always
tell students when I first get on the with them
and you know they have eighty connections on LinkedIn, I'm like,
if I go to your Instagram right now, you know
(20:05):
more than eighty people. You can you can hold outreach
to someone on Instagram, you can cold out reach to
someone on LinkedIn.
Speaker 3 (20:12):
How important is it for you know, knowing that employers
and anybody can really get a lot of information about
people before they even meet them. How you know without
you know, dialing everything down? How important is it to
be you know, careful what you're posting when it comes
to being somebody who's out there in the job search,
(20:34):
knowing that people might look for you.
Speaker 2 (20:37):
Will no question. You know, are recruiters looking at you
it when they've got you know, hundreds off not thousands
of you know, people that have applied to the job.
Now the recruiter that first screen, they've got bigger and
better things to do. But when it comes down to
you and one other person to make an offer to
the hiring manager, whether it's in the policy or not,
that they're supposed to we're not supposed to be doing that.
It's happening without a doubt. Right. It can be as
(21:00):
simple as like going to your Facebook or Instagram and
just making it private, right and nobody can see it,
but you I mean, it's very very simple things you
can do to fix it short Certainly, if you want
to go scrub all you know, your college party, you know,
pictures off of it, that's a great idea too. But
simply making it private h probably enough.
Speaker 4 (21:17):
Yeah, No, I think that that's true.
Speaker 3 (21:18):
Like once it gets down to that, and I remember
having like two candidates at one point when I was
hiring in corporate and I looked up both their social
media's and one of the guys he had done some
like volunteering at like a rape crisis center, and he'd
done a lot of things in his community, and it
was like showing up in that and I was like
and in that it tilted me in the yes direction,
(21:39):
seeing like this is a person who's really engaged in
his community and he's doing a lot of important things
and helpful. But then others were like, you know, I
don't know if this person's going to show up on Monday, right,
always done what I'm seeing, so it can go either way.
So I guess you know that's where that LinkedIn, Like
if you're looking at that is what you think employers
are going to go to, and maybe your others are private,
like share the things that you're doing that give somebody
(22:02):
a clue about you, and but also like know that
people are looking.
Speaker 2 (22:09):
Yeah, absolutely no, this is like, you know, related, unrelated.
My favorite story and my children were little, I was
trying to hide like a nanny babysitter, you know, part
time person some college kids to come by, and I
met this young woman. She was lovely though she was
great again ready to hire. Go look at her profile
on I forget if the app was even called, but
(22:29):
some like babysitting app or whatever, and her picture is
she's standing at a bar with a beer. Yeah, I'm like,
you're applying to be my babysitter. You're underage? What are
you doing?
Speaker 4 (22:38):
You're like, oh, but I looked really pretty?
Speaker 3 (22:40):
That like, no fun, do a little better, like don't
crop somebody out, like get a decent picture. There's things
you could do on your iPhone. But yeah, no, I
think it is important. And you're right because sometimes it's
easier to post all these things out to everybody, but
writing an email to one person feels incredibly scary. So
it is a different it's different. Things are just changing,
(23:01):
and so I think that's really important for people to
kind of, you know, figure out and you know what,
there are networks for all of us, the introverts. There's
silent book clubs out there where you can literally show up,
editurwhy with your book and sit and read the other
people who just like to read.
Speaker 4 (23:12):
Highly recommend it.
Speaker 3 (23:13):
Yes, yes, I recommend it very fun.
Speaker 4 (23:16):
And then there's there's other things.
Speaker 3 (23:18):
But what would you say is a mistake that you
see students make in interviews that you wish you could
fix for everyone.
Speaker 2 (23:26):
Oh that's a great question. Why don't I wish? It's
a hard question. It's hard to put everyone into one
little bucket, right. I think there's two things. One there's
presenting with confidence, right, so you can be saying all
the right things with all the right words in all
the right ways. But if I'm talking, I'm talking, I'm talking,
(23:48):
and I end with I think that was the right answer,
all of a sudden, no matter what you said doesn't matter, right,
And students do it all the time, and it's just insecurity.
It's like I think I said the right thing, like
own it right, put a period at the end of
the sentence, own whatever you just said.
Speaker 4 (24:05):
Okay.
Speaker 2 (24:05):
So that's in like the verbal communication part of it.
The other part of it is, I know some of
us are just listening to this podcast and summer maybe
watching it. But what happens is on video, right, So
people have students have pens and papers and the home
and all of a sudden, while I'm doing is staring
at the top of their head write in an interview.
Happens all the time, all the time, like have like
(24:29):
you would never do that in an in person interview
and never put your head down and start writing somebody. Yeah, like,
I to eye contact, and I get it's a little
bit weird because to have eye to eye contact you
on the screen, I'm not actually looking at the camera.
I'm looking at you on the screen, which makes me
look like I'm not looking at you, So it can
feel a little awkward. But basically looking at the camera
is the short answer. Yeah, And you know, speaking up
(24:51):
and have presence and make me think you're somebody I
want to you know, when you're interviewing someone you're ultimately
looking for, like someone you're gonna sit side by side
work with for you know, hours and hours and hours
every week. Right, there's lots of research out there that
you spend more time with your coworkers than you do
your spouse and your family. Right, So make me make
(25:12):
me want to spend time with you, basically, like, be personable.
Speaker 3 (25:16):
I like that, and I think that it's it's great
that Careers Matter focuses on confidence building because there's a
lot of people that I've worked with that we're so smart,
we're so good talking one on one, could explain anything
and then I'd say, oh, you know, could you do
this on a webinar and immediately it was like, no,
I can't. And you know, a lot of times I'd
(25:37):
push people to do it. There was one guy I
pushed them because I knew he knew his stuff, and
it was just really hard to practice being in front
of a bunch of people without having you just can't
rehearse it that well. You just got to keep trying
and put your reps in. If you feel weird looking
at the camera, put a picture next to your little
cameras that you're looking ont do something, do something to
try to like if I like, if it feels like comfortable.
(26:00):
And I talked to my kids about like eye contact
and things like because it is you're right, you could
be saying the right things. But if it's too distracting
that you're like looking down or.
Speaker 4 (26:10):
Something, it's not gonna it's not gonna matter.
Speaker 3 (26:13):
And so I think those those tips are super important.
And you know, it's a different you can it's a
challenging skill set, but we're you know, working to kind
of improve. That can go a long way, because sometimes
the most confident person in the room, the loudest voice
wasn't always the smartest guy, definitely, but it sounded like
he certainly knew what he was doing. And I'm like, okay,
(26:36):
we made other voices to speak up here totally.
Speaker 2 (26:39):
And the other thing that comes to mind too is
and I think this is a natural thing that people do,
whether they're in person and whether they're on on a
Zoom call, is we have a tendency when we're thinking, right,
like we like look up to the sky. We're like hmm,
like what was I gonna say? Right, That's a natural tendency,
like I said, people do in person. But in this
world of Zoom and particularly in certain industries like tech
(26:59):
and some places, there's a lot of fraud happening. Right.
There's a lot of people interviewing and getting jobs that
aren't qualified for because either they were like reading the answer.
I mean I could be like reading a script to
you right now on the screen and you'd have no idea, right,
or I could be googling the answer like as I'm
talking to you. And there's some platforms and technology that
are working to like, you know, minimize that. Yeah, but
(27:21):
when you're steering, when you're staring off, like are you
like not paying attention to me. Are you like reading
something off the wall that you know that you had
prepared previously. So I think, you know, in a world
of unfortunately, you know, a lot of fraud in the
interview process. Larger companies and more and more smaller and
medium sized companies are just getting smarter around you know,
(27:42):
what they're allowing and what they're like screening out regardless.
Speaker 3 (27:45):
Because that's such a good point. That's such a good point,
because you're right, are you looking at your phone? Are
you looking at like you know or are you thinking, yeah.
Speaker 2 (27:53):
You know?
Speaker 3 (27:54):
Definitely some some differences with the way that we have
to communicate in interviews so super important. How do you
coach students who maybe are afraid that they're choosing the
wrong path or that they're the wrong you know, that they're.
Speaker 4 (28:08):
They're making a big mistake that could be really scary.
Speaker 2 (28:11):
It's really scary and happens all the time, right Like
the classic you know, senior that comes to me that
has been pre med for the last three years and
then all of a sudden, it's like, I don't want
to go to medical school. What do I do now? Right?
Like I've got four hundred examples like that, right, Like,
you know, I went down this path. I did my
internship before senior year and I hated it. Like what
do I do now? Right? So I think and this
(28:32):
goes you know, I feel like we're having a little
bit of a circular conversation and that like even today,
if all the resources that are available, students are still
picking majors because like they took one class in high
school that maybe they liked, right, or their parents told
them like, oh you'd be good at this, and they're
like okay, Like I guess I'll go study that.
Speaker 3 (28:49):
Right.
Speaker 2 (28:49):
There's very little like like research and preparation that we
do with students to like pick a major. Right, It's
just kind of like take a few classes and see
what you like. And so I do have some resources
like one I'll just say like chat chibt, like has
it going on when it comes to career PP. It's
the craziest thing, but you know, putting in some life
(29:11):
some criteria around like what do you like and it
might pop out something that you hadn't previously thought of
that you can explore. But to answer your question, I
think the key is like early thought and methodical preparation
around it, and that can take form a lot of
different forms, right, that can be internships, that can be
I mean there's kids in high school doing internships now,
(29:32):
which kind of blows me away, is I have high schoolersion.
They're not doing that. But you know, like I'm like,
it's classic like cublish, you know, coublish shoes. Kids don't
have any shoes to wear. But yeah, I think early preparation.
However you define early, whether that be just you know,
exploring different ideas with your kids and exploring exposing them
(29:53):
to different opportunities that aren't just what mom and dad
do is important. And then once you get into like
you know, later years of high school in the early
college years, there's lots of assessments, there's lots of online tools,
there's lots of ways that you can like figure out
like well, if I'm you know, an introvert who likes
writing and you know, not going to an office you know,
(30:15):
twenty four to seven, Like what are my job options like?
And it's just some basic things like that that might
open your eyes to different different majors which can lead
to different careers.
Speaker 4 (30:25):
Yeah.
Speaker 3 (30:25):
Now, and I think of all the the times when, yeah,
when I would like argue with my parents and they'd
be like, oh, you'd make a good lawyer. So like
that's where we're alas, that's where all of us pain
in the buggets that were not they get over an answer.
Probably headed straight to political science in law school because
that's just what we heard we might be good at.
(30:46):
It's crazy how that happens, But I like the thought
of like really kind of exploring more things, or being
aware and identifying things in advancing kind of trying to
figure out what not that it was a waste. But
I feel like sometimes that pressure. And I've talked to
people who spend a lot of money in school and
now later in their career they're like, I'm doing something
completely different than what I paid for, and like felt like.
Speaker 2 (31:10):
That's okay too, though, Like that's okay. So right, So
I was a finance major, So we're sitting on opposite
sides of the world here, right, Like I was a
finance major. There's tons of research. So I'm gen X, right,
So people of my generation we have three to four careers,
twelve different jobs. That's kind of like the statistic out
there right now. Our first job out of school, we
stayed for an average of like four, three to five years.
I'll even say, right today, students are graduating, they're in
(31:33):
their first job eighteen months, they're off to the next thing, right,
They're just not sticking around. So who knows how those
numbers will play out, But it's not unreasonable to think
that they're going to have four or five six careers
and upwards of twenty jobs. Right. So, as important as
that first job is, and you know, to the earlier
conversation we're having around money, your first job dictates your
(31:54):
first salary, and you're the financial planner. No, right like,
that first salary dictates your lifetime earnings. Right Like, it's
very well mapped out, so I'm not going to minimize it.
It's very very, very very critical, there's no question about it.
But it's not the end all be all. It is
just your first job, right Like, you fall into something,
you're miserable, we move forward from there. You're going to
(32:16):
learn something, You're going to gain us skill of some sort,
and you're going to take that with you to your
next job.
Speaker 3 (32:21):
Absolutely, a lot of parents want to help their kids.
Sometimes they might putting a little additional pressure on them.
What advice do you have for parents who are supporting
a young adult's career search at this time when maybe
they're you know, confused, upset seeing that you know, everyone's
coming back to the house and not knowing what they
(32:44):
want to do. How can parents kind of help this
process move on?
Speaker 2 (32:48):
Yeah? Absolutely. I think the students I work with tend
to have very engaged parents because ultimately the parents are
usually paying me to do the work with their children.
So we do see, you know, like the I'm gonna
call it, like the tail end of this like helicopter
parenting style that we we saw maybe about anish years
ago or five ish years ago still exists a little bit.
(33:09):
But I think we've learned as parents to be maybe
healthier helicopter parents. And that's the thing, right, we're here
to support our children. We can provide them resources quite frankly,
give them access to our networks where we have one
that's that makes sense and is useful, but doing it
almost like with their permission, at their pace, recognizing that
(33:31):
they are adults, right, even though you may still be
financially supporting them, they are adults. They can make their
own decisions, and at this point, if you've done your job, correctly.
You kind of let them fly, let them fly a
little bit right to see where it leads, and they're
going to make mistakes and that's okay, right on. One
of my favorite coaching exercises is when we go through
(33:53):
interview prep, right and throughout the interview prep process and
any any interview and you've ever done anywhere, anywhere, about anything,
the last question is always about tell me about something
that went wrong, tell me about your weakness, what's your
you know, what happened in a time when your project
didn't meet a deadline. I call it the negative question.
Yeah right, And it's kind of the same idea of like,
(34:17):
employers want to understand this is the ghost for everybody, college,
students' experience, professionals, whatever. Employers want to understand how you
deal with adversity? Right, how do you when when something
goes wrong? Are you like in the call, you know,
curled up in the corner crying, or like, are you
like okay, like, let's get this project back on track.
We're going to fix it, We're going to move things forward,
We're going to do it right. So ultimately, the question
(34:38):
isn't about like how did you fail? It's about how
did you recover and how did you deal with it?
And I think it's the same thing like that parents
have to recognize is that in order to be successful,
they need to fail. You know, they don't need to
fall flat on their face and fail out of college.
And as saying like that level of failure, right, but
there needs to be some missteps around, like I wanted
to go to medical school and now I don't. Okay,
(35:00):
Like that's a big deal. I get it, but we
can get there, Like we'll figure out, we'll figure out
the next step is so being supportive doing it on
your students' terms, at their pace, quite frankly, right, Like
we as parents have lived experience that they don't distinct
the obvious and we can often see what the path
should be and we can lead them to the water,
(35:20):
but they ultimately have to find their you know, their
way down the path by themselves.
Speaker 3 (35:24):
Yeah, very important, And you're right, there's always that question.
And it's not to say like, hey, what are you
bad at? It's like are you resilient? Have you figured
out how to be? Or is it No, I've never
really failed because like mom or dad made a phone
call and they stepped in and helped me.
Speaker 4 (35:38):
That's not going to get any points there.
Speaker 3 (35:40):
And also, yeah, parents going on the interviews with the kids,
I mean that is not showing that this person is
an independent person who can make decisions and be trusted.
Speaker 4 (35:48):
I mean we want.
Speaker 2 (35:51):
To help, yes, but yeah, we've all seen that famous
I think I can't remember was it Wall Street Journal
or where it came out, but that famous article that
like I don't remember was thirty percent or some very
large percentage of parents were showing up with their students
to incorporate internships, and yeah, crazy. I once had a
my favorite story on that. On that front, I had
(36:12):
a I was working for a very large financial services
company and I had that hires hundreds of not thousands
of interns every summer, and I had a parent. So
to get to this internship, you have to be like,
you know, three eight thirty nine relevant, you know, very
academically talented, motivated to like accomplish to get to this
(36:33):
point to be even offered this internship. And then I
have a parent call me and wanting to understand what
the food was in the cafeteria that could accommodate their
son's food allergy. I'm like, well, that's very sweet. He's
twenty one years old or twenty years old, I think
he can start to navigate this on his own, right.
Speaker 3 (36:54):
Yeah, No, he's not third grade at pets party.
Speaker 2 (36:59):
No, but it's real. It is real. Those things definitely happen.
Speaker 3 (37:02):
Yeah, oh man, all right, well I'd love to know.
Like my last question is kind of what are some
of the signs that a student might benefit from outside
coaching and structored support. What are some things we can
look out for if we think this might be the
right fit for our kids.
Speaker 2 (37:17):
Yeah, absolutely, great question. So the one thing we didn't
talk about here you alluded to a little bit is
that most, if not all university, any elite universities have
care services in house available to their students, right, and
many of them do fabulous, fabulous, great work. So I'm
not here to shame and house care services in any way,
shape or form. They're just not resource to do the
(37:38):
high touch, one on one coaching services that we're doing
a caur as matters. I think that's like the biggest
differential is if your student just maybe would benefit from
a little bit of extra handhold. Maybe there's some executive
function concerns and we want to make sure that they
have a map laid out for them, or they just
haven't been successful for whatever reason in getting their first
(37:59):
intro s they don't know where to start, Like lots
of times it's just like what do I do first?
How do I get started? Right? So, so I think
that's that's one piece of it. I think another piece
of it is if they're in a major that's not
like they're not an accounting major where you're gonna go
work like at the CPA firm for your internship and
then you're gonna go work for CPA. It's very well
(38:20):
laid out, very well structured career process from your major. Right,
some finance you know, positions you know that have a
clear path to invest in banking could be in the
same bucket. Some science, Right, I know I'm gonna go
to med school. I know I'm gonna go law school.
There's a path laid out in front of them of
exactly what they should and shouldn't be doing at what times. Right,
But to the early example of like as fabulous as
(38:43):
it is that those psychology majors now have all these
different opportunities that can feel very overwhelming also right, right,
Like it's you know, being the accounting major where you
know you're gonna go work for a big four you know,
CPA firm. There's some comfort in that because that's just
what you're doing beginning to end, right, versus like, Okay,
do I want to work in HR, Do I want
(39:03):
to work in marketing? Do I want to travel? Or
do I not? Do I want to live on the
East coast or on the West coast? You know, like
where are the opportunities for what it is you think
you want to do. There's a lot of questions to explore,
there a lot of decisions to be made. So I
think in those cases where there's some ambiguity or resistance
to just getting started, they definitely can benefit from, you know,
(39:25):
some of the work that we're doing.
Speaker 4 (39:26):
So important.
Speaker 3 (39:27):
How can listeners connect with you and learn a little
bit more about your business?
Speaker 2 (39:31):
Yeah, absolutely, always welcome. Let's just throw my email address
out there. It's just Kathy with a K at careers
dashmatter dot com, career dash matter on LinkedIn, pretty much
any social media can find those Instagram, Facebook, We're all there,
and our website is careers dashmatter dot com. You can
find us there.
Speaker 3 (39:48):
Thank you so much and we'll put all of that
information in the show notes. And yes, parents, I mean
we are making and I feel like a lot of
times I think that this investment in our kids is
getting them in the right school, paying for for it,
and I feel like that missing next piece could be
what Kathy is talking about here, to actually make sure
that they can transition into a career that they you know,
(40:11):
can hopefully you know, enjoy, And I feel like becoming
you know, being able to support themselves and build confidence
is so important. So thank you so much for sharing
all that information. And if you are a parent and
you're looking to see, you know, talk with your kid
about the college planning process or your.
Speaker 4 (40:29):
Finances in general, head over to Misty Lynch dot com.
Speaker 3 (40:31):
I'd love to, you know, to meet with you and
help you figure out what is the best way to
finance all of these different competing goals and make sure
that you not only can retire yourself, but.
Speaker 4 (40:41):
You can help your kid launch their career at the start.
Speaker 3 (40:44):
So thank you so much for joining and we'll talk
again next week. Thank you for joining us on another
insightful episode of DEMISTI Buying Money. If you enjoyed this episode,
Please subscribe, rate and leave a review. Stay tuned for
more engaging conversations on our next episode, and remember which
is the key to financial empowerment?
Welcome to the Demistifying Money podcast, where each week you
will hear unforgettable conversations with expert guests about success, money, business,
and small steps you can take to elevate your life
and wealth. Now here's your host.
Speaker 2 (00:16):
Misty Lynch.
Speaker 3 (00:17):
Hello everyone, thank you so much for joining me for
this episode of demist Defying Money. I'm excited to talk
about this topic today because it is one that we
have not covered here on the show, and it's super important,
especially for us parents out there, or if you have
loved ones who have graduated from college, you who are
college bound. There is a lot more to the conversation
(00:38):
I think that needs to happen than just getting a
child into the right school.
Speaker 4 (00:42):
And so I'm very excited to.
Speaker 3 (00:43):
Be joined by my friend Kathy Spalane. She is the
founder of Careers Matter, which is a college to career
coaching practice dedicated to helping undergraduates and new graduates land
meaningful internships and first jobs with confidence and clarity. So
she was in the corporate world mentoring early career professionals
and saw a growing gap where students were graduating with
(01:03):
degrees with no direction. I'm sure how to stand out
and navigate this process. She started this firm to help
people get personalized, one on one coaching to launch their careers. Kathy,
thank you so much for coming on the show.
Speaker 2 (01:17):
Thank you so much for having me. I'm excited for
this conversation Misday.
Speaker 5 (01:20):
This episode of Demystifying Money with Misty Lynch is proudly
sponsored by Soundview Financial Advisors. Visit www dot Soundview financial
Advisors dot com to learn more.
Speaker 3 (01:34):
So I am seeing a lot of people on the
financial planning end paying for college, and college is not
It is extremely expensive.
Speaker 4 (01:46):
It is just such a huge investment.
Speaker 3 (01:48):
And while I think that like before I went to
college in nineteen ninety eight, and you get your degree
and you go get a good job, and that was
the path and that's what we were told, and I
feel like things have been changing so much and so
rapidly that it just might not be the same as
if you graduated in the seventies, eighties, nineties and got
(02:09):
your degree, you'd go get that good job.
Speaker 4 (02:11):
And be all set.
Speaker 3 (02:12):
We're graduating with more debt, and the entry level jobs
are either drying up just like they're getting a little
bit harder to find. And also the pay hasn't really
kept up with the cost of education. So I think
what you're doing is so important. So I'd love to
hear a little bit more about you and kind of
when you realized that this was this was something that
(02:33):
needed to become, you know, your career and your main focus.
Speaker 2 (02:38):
Yeah, excellent, excellent question. Nasty. So I've spent my entire
career in recruiting and career services and career coaching, and
so lived for a long time in the corporate world
in private headhunting space within financial services, and then also
work part time at Elite University here in Boston area
doing career coaching. And what I what I saw and
(03:02):
also do private coaching, was doing private coaching for what
I call experienced tires parents, you know, people midt to
senior in their career. And I would work with these individuals,
and then at the same time I would get the
question of like, wow, you helped me so much, thank you.
Can you help my student? Also, right, they just graduated
college and they can't find a job, or how do
they find their first internship or or you know, how
(03:24):
do we navigate any of this? Like they know they
want to be a psychology major, but like what can
they do with a psychology major? What does that map
to in the real world? And so I found a
you know, a real need for this work. And quite frankly,
I feel like everything I had done today kind of
led me here. So, yeah, we've put together you know,
(03:44):
my my coworkers joke around that we're downloading my brain.
There's a lot of stuff that's kind of floating around
here that I've been dealing with my clients for years,
and now we're kind of systematically putting it together so
that it can be repeated and you know, serve more
people and help more students through the process. Because I
think you're right. You know, we're investing so much money
(04:05):
in these undergraduate educations and you know, just getting that
internship junior year like so many of us did, it's
just not enough anymore.
Speaker 3 (04:14):
Yeah, now, I think that's and you mentioned something too
about now, you know, starting this and kind of downloading
all of these things in your brain. And I think
this is something for a lot of people who've maybe
worked in corporate or other employers, worked in education in
these other fields, and then all of a sudden they
decide that there's something there that they could create their
own consulting or coaching practice. And it's really kind of
(04:38):
a leap from getting all of that information, all those
things you've learned, and instead of feeling like, oh, but
I've paid so much, so much of my dues into
this and I've gotten my education here, I can't leave it.
You decided to move forward. So how has that been
for you? Making that transition knowing what you know is
so valuable, but making that into a job that then
(04:58):
gets clients and pays is I have a big transition.
Speaker 2 (05:01):
It is? It is, and and I should also say,
you know, I've been an entrepreneur at heart my entire career. Also,
I've I've done lots of side hustles and built some
you know, micro businesses here and there, So it wasn't
as much of a leap for me. But I totally
hear what you're saying. I think that you know. My
like to answer your question, the true like you know,
(05:22):
tipping point for me was I had two young children
during COVID, As many of us parents know, we had
You know, we're sitting at the dining room table on
our zoom calls while our children were sitting next to
us off camera. You know, doing their school work during
the day, and it just wasn't sustainable, right, it was
not sustainable. We did how long it was gonna last,
all the things. So I made a conscious effort to
(05:42):
step away from corporate and move into a private practice
and do individual coaching. So that was my stepping point
at a very unique time in our world. But I
think it's something that I probably would have ended up
doing anyways. Eventually, it just jump started the conversation a
little bit.
Speaker 3 (05:59):
Yeah, I do agree that a lot of things COVID
did change a lot for a lot of us. I know,
like if I had I could probably do like a
you know, a recap season just of people who changed
during COVID, like decided they had to do something different,
or traditional employment just wasn't working for like all of
these all of these people.
Speaker 2 (06:20):
It's a conversation.
Speaker 3 (06:22):
Just yeah, it's really but it is interesting how we
can kind of when we have a moment to reflect,
see where there are gaps and there is a need,
and that we can go fill that need. So I
think it's great that you did that. And yeah, some
of us are just entrepreneurs at heart who are always
doing and so if you're one of those people and
you're like fighting that urge and you're staying at your job,
but you've got a few other different things going on.
(06:44):
I do think that that's important to not, you know,
kind of to take all of your experience, even those
small businesses, other things you might have done, and think
about how all of it makes sense, all of it
can fit together when it comes to, you know, designing
your career or figuring out ways to make money and
help people. All that experience.
Speaker 4 (07:06):
Matters, which is really cool.
Speaker 3 (07:07):
So getting back to the students, though, what are some
of the biggest gaps that you're seeing between what students
learn in school and what employers want in those entry
level candidates.
Speaker 2 (07:19):
Yeah, that's a great question. I think. I think the
biggest gap is that a lot of our universities aren't
what I call mapping majors to careers or what we
call college to career, and so there's a gap between
what they're learning and university. That's very valuable, right and
they're being well educated, but there seems to be a
(07:42):
blockage and how they translate that into moving their career
forward or what they do with that information once they're
in a corporate environment. So that's where we kind of
meet those students to again, I call it mapping your
college to career, major to career. You know, I mentioned
psychology earlier. It's my classic story, you know, when I
graduated you know, college many years ago. You know, psychology major,
(08:05):
like your options where you went to grad school, you
got a PhD, you worked in private practice, you know,
like those are kind of the only things you could do. Yeah,
psychology is now one one of the most marketable majors.
I think that exists between you know, user design and
user experience in the in the in the technology world,
you know, consumer preference and you know, do I want
to buy the serial box to that serial box? Based
(08:28):
on the psychology of it all. There's tons of tons
of you know, marketing opportunities HR now within a corporate
true corporate environment is one hundred percent psychology focused. So
that's just one example of I think, you know, taking
you know, students often rely on their parents right for like, oh,
like what can I do with this major? In our
(08:48):
view of what we could have done with that major
is now very different from you know, what opportunities are
available to them.
Speaker 3 (08:55):
No, that's true, and I think, you know, when I
think back, my sister wanted to be a teacher her
whole life. She went to school for education, she got
her you know, master's PhD.
Speaker 4 (09:04):
And it was very clear what she would be doing.
And I have a polycide degree.
Speaker 3 (09:09):
Yeah, and I was like, if you're not going to
law school, there was no career map, there was no way,
you know, and I ended up you know, finance or
whatever direction.
Speaker 4 (09:18):
It didn't really necessarily. I loved this.
Speaker 3 (09:20):
I loved what I was studying, and I still find it,
you know, very fascinating how it kind of works, the
politics in the markets and all of those things. But like, yeah,
now there's so many different ideas that maybe mom and
Dad are not thinking that they're thinking about what they
did or what you know, they've seen, and it's such
a different you know, they might not think of influencer
(09:43):
marketing with this behavioral like all of these things that's
just not going to come up. So I think that
is something that's really important that you're helping people do.
And I know that there's a lot of pressure for
young adults and a lot of stress.
Speaker 4 (09:54):
About their first salary.
Speaker 3 (09:56):
I talked to a lot of kids, you know, and
think they're going to make one hundred thousand dollars right
out of school, if not more, is what they're thinking.
And what kind of money mindsets do you see these
students bringing into.
Speaker 4 (10:09):
That job search.
Speaker 2 (10:10):
Yeah, I mean I think that's such a varied question
right to your point of like are you an education major?
You a finance major? It's a huge, huge delta, right.
There certainly are professions out there that students from elite
universities are graduating and making easily six figures, right consulting, investment, banking,
finance in general, some of the higher end tech positions,
(10:31):
Like they're making six figures that that that's happening with
a you know, a three eight, three nine four of GPA, right,
Like it's a very elite crew, but it does happen. Yeah,
don't quote me honest exactly. But I think I saw
a recent statistic out there that the you know average
and I hate that word because there's so, like I said,
so many variables, what type of university, where are you
(10:52):
living in the country, There's so many variables in there.
But I think like a seventy thousand dollars ish seems
to be like the livable salary that you know, students
can reasonably you know, look to achieve you know, out
of school. And again, I'll just say it again, like
so many variables right where you're living, what you're studying,
(11:12):
what what what career you're choosing, lots of different things
that go into that.
Speaker 4 (11:17):
Yeah, I think it is. You know, I remember like
my first job out of school.
Speaker 3 (11:21):
I think I was making like forty maybe thirty six
or forty thousand, and yeah, you know, I feel like
a lot and I feel like some some jobs are
still you know, not six figures are ever going to
be in certain areas, which hasn't really kept up with
how expensive education is and how and cost of living
in certain areas. So how do you keep people confident
(11:43):
when maybe they feel like they're comparing themselves to others
or that they're falling behind.
Speaker 2 (11:49):
Yeah, it's such a good question, and I think it's
so hard right now in our country, in the United States,
where undergraduate new graduate unemployment rates for the first time
in a generation, are now higher than the general populations
unemployment rate. The new grad unemployment rate is running around
around six percent general populations, you know, somewhere around four
to four and a half percent. So that's a hard
(12:10):
pill to swallow. To your point, like I just invested,
you know, upwards of three hundred and four thousand dollars
in an education. Now I can find a job. I'm
living with my parents' basement right my childhood bedroom. So
again it's hard. It's hard. There's there's no way to
sugarcoat it. I think the key to it is the
preparation of it. Not waiting, like I said, until you're
a junior, senior, or even God forbid, postgraduation to start
(12:31):
looking for that first job, depending on the industry, that
can start as early as freshman and sophomore year. It's
the key kind of time frame to start thinking about
that stuff. Yeah, and getting in those elite you know,
positions of consult management, consulting, and finance. You know, parents
and sometimes students are shocked to find out. So right now,
you know, as we as we record this in November
(12:53):
of twenty twenty five, I have my sophomore student, sophomore
undergraduates preparing for that January, first February, first March, first
time when when investment banks and management consulting companies are
going to open up internships for summer of twenty seven.
To let that sink in for a second. So in
the spring of twenty six, we are going to apply
(13:14):
an interview for jobs for summer of twenty seven. That's
how far in advanced like this timeline has come to. So,
but I mean to answer your question, I think it's preparation.
It's not waiting for the last minute. And if you
do find yourself in, you know, in that that unfortunate
situation where you have graduated and it's now six months
out and you've got a good degree and you've got
you know, good GPA and all the things you did,
(13:36):
all the right things, you just have to keep at it,
like keep your head up. It's hard. It's hard, there's
no question about it. You know. I do find I'm
biased in my next statement here, right, I do find
working with a coach helps, right, Sometimes you know mom
and dad and you know the student, especially when we're
all back living under the same household, we're a little
too close to each other, right, Like we all have,
(13:58):
you know, preferences and ideas and thoughts around what each
other should be doing. And then sometimes having a biased
you know, a third party can can help you through
that process.
Speaker 3 (14:07):
I think that's so important, and I don't think we
need any harm, or neither do our relatives. But you know,
if you have Grandma saying just go get an internship,
go get that and then you'll get a good job.
Speaker 4 (14:16):
Or I know, my dad used.
Speaker 3 (14:17):
To tell me to go march into the CEO's office
and shake their hands, and I'm like, I look.
Speaker 4 (14:23):
At thrown out at security.
Speaker 3 (14:25):
It's not how things work, and like in his head
that yes, it was.
Speaker 4 (14:30):
So I do feel like we have.
Speaker 3 (14:32):
The best intentions, but sometimes a coach or somebody who's
actually more in you know ingrained in what's going on,
will have a better suggestion or idea for that. And
I think that also goes for my you know, very
you know more senior or mid career people who are
in this unemployment place right now, trying to look for work,
(14:54):
not ready to retire. It is difficult, and I think
that that's where sometimes some coaching, even if you go
back to your university or your alumni or whatever, what
resources do they have because you might have been in
the job market for twenty years and now you're looking
and things are just different.
Speaker 4 (15:08):
So coaching, I feel.
Speaker 3 (15:09):
Like, is super important to kind of help you navigate
this space because it's stressful and it's challenging. It's financially stressful, emotionally,
I've talked to people who've applied.
Speaker 4 (15:19):
For twenty thirty, forty fifty.
Speaker 3 (15:21):
It feels like jobs hundreds. It's really really challenging. So
I do feel like having somebody in your corner who
gets to know you can.
Speaker 4 (15:28):
Be really helpful.
Speaker 2 (15:29):
Yeah, And the other thing, I think both for both scenarios,
you just just you know, outlined whether you are our
current student, just graduated, or experienced professional networking so LinkedIn recently,
you know, put O a statistic this is sixty five
percent of all new new grad slash undergrad positions start
with networking, right, starts with that introduction, and we can
start a whole other conversation around like people with networks
(15:52):
and privilege and those that don't. Right, that's a whole
other piece of that. But in certain parts of the world,
a certain parts parts of the career world, the job
search world, like that numbers even higher. Right, So there's
certain industries where you know, I keep going back to
management can help them. But that's something I work a
lot in. You know, like they're getting like tens of
(16:14):
thousands of applications for these internships, the recruiting team doesn't
have the capability to like screen through them, never mind
talk to anybody, right, So they're empowering their workforce and
empowering their analysts, associates and sometimes even more senior professionals
within their practices to go out and do some of
this you know, first round screening for them, which is
now term as a referral. Right. So that's a whole
(16:35):
process and a whole skill set in and of itself.
And the experienced professionals you know, last time, you know,
some of them network was like walking into a conference
room and like work in the room, right, and they
might be really good at that, but those opportunities are
far and few between now, right, It's more about online
networking and how do you navigate that?
Speaker 3 (16:52):
Yeah, super important and like sometimes you might be like, oh,
I hate doing that stuff, but yeah, if this is
what's working, like you kind of have to look at
those skills or figure out like okay, like everybody has
even you know, yes, there are the privileged elite networks
that people might have, but everybody has some sort of
and now way you know, like I didn't you know,
and I think you just kind of have to figure
(17:13):
out like where those people are that you can like
you know, communicate with that maybe could be able to
help you, because you really never know where that next
job is coming from. But you're right, a lot of
times it is, you know, that first round that screening
is a lot of candidates that are being chosen. So
if you can stand out somehow, that'd be helpful. What
are some other ways that students, you know, can kind
(17:33):
of set themselves up for success before applying for an
internship for a job.
Speaker 2 (17:38):
Yeah, I think starting LinkedIn early, right is so critical.
It's the the quite frankly, I think the easiest way
to build. You know, we throw away around the term
personal brand and business a lot now, right, but this
is literally the beginning of your personal brand. Whether you
know that you're going into college as a poly sign
major and you know exactly what you want to do,
(17:59):
that makes it easy. You can you know, map yourself
out post I mean we're not talking a heavy lift here,
posting once a semester, right, twice a semester on LinkedIn.
Starting to curate your network in that space so that
you have opportunities in that network that we were just
talking about for your internship opportunities down the road. You know,
(18:19):
it's super super simple, quite frankly, right, Like you write
of an article for the school newspaper posted onto your
LinkedIn profile, right, Like it's basically just taking everything that
you're doing in life, everything that you're later going to
represent on your resume, and just putting it out there
to the universe over time. Right. Yeah, that's I think
(18:40):
that's like the easiest, simplest way to get on get
on the road to go. And I think it's also
you know, we were talking you're talking a minute ago
about networks and such, and I think the other population
I just want to give a shout out to here
is like around the idea of being an introvert. And
you know, introvert in work is hard period, right, but
(19:03):
interverton networking, that's almost impossible. Like it can be anxiety
driven and especially in a generation of these you know
what I call post COVID kids, right, we were talking
about COVID earlier, Like these are students who you know,
were some of them were in the middle of high school,
you know, didn't get high school graduation because of you know,
everything that was going on in the world at the time,
(19:25):
and there there's you know, pretty well documented out there,
like there's a skill set that's missing, right, Like they
didn't get those socialization skills at a key time in life.
And so I do a lot of work with students
that they're just not comfortable picking up the phone. I
forget picking up the phone, like sending an email as
somebody they don't know, Like, how do we do that?
(19:45):
Why do we do that? Is they comfortable doing that?
And that all ties back into you know, LinkedIn, because
at the end of the day, it's about your number
of connections on LinkedIn, right It's it's getting to that
magic number of five hundred. And I always I always
tell students when I first get on the with them
and you know they have eighty connections on LinkedIn, I'm like,
if I go to your Instagram right now, you know
(20:05):
more than eighty people. You can you can hold outreach
to someone on Instagram, you can cold out reach to
someone on LinkedIn.
Speaker 3 (20:12):
How important is it for you know, knowing that employers
and anybody can really get a lot of information about
people before they even meet them. How you know without
you know, dialing everything down? How important is it to
be you know, careful what you're posting when it comes
to being somebody who's out there in the job search,
(20:34):
knowing that people might look for you.
Speaker 2 (20:37):
Will no question. You know, are recruiters looking at you
it when they've got you know, hundreds off not thousands
of you know, people that have applied to the job.
Now the recruiter that first screen, they've got bigger and
better things to do. But when it comes down to
you and one other person to make an offer to
the hiring manager, whether it's in the policy or not,
that they're supposed to we're not supposed to be doing that.
It's happening without a doubt. Right. It can be as
(21:00):
simple as like going to your Facebook or Instagram and
just making it private, right and nobody can see it,
but you I mean, it's very very simple things you
can do to fix it short Certainly, if you want
to go scrub all you know, your college party, you know,
pictures off of it, that's a great idea too. But
simply making it private h probably enough.
Speaker 4 (21:17):
Yeah, No, I think that that's true.
Speaker 3 (21:18):
Like once it gets down to that, and I remember
having like two candidates at one point when I was
hiring in corporate and I looked up both their social
media's and one of the guys he had done some
like volunteering at like a rape crisis center, and he'd
done a lot of things in his community, and it
was like showing up in that and I was like
and in that it tilted me in the yes direction,
(21:39):
seeing like this is a person who's really engaged in
his community and he's doing a lot of important things
and helpful. But then others were like, you know, I
don't know if this person's going to show up on Monday, right,
always done what I'm seeing, so it can go either way.
So I guess you know that's where that LinkedIn, Like
if you're looking at that is what you think employers
are going to go to, and maybe your others are private,
like share the things that you're doing that give somebody
(22:02):
a clue about you, and but also like know that
people are looking.
Speaker 2 (22:09):
Yeah, absolutely no, this is like, you know, related, unrelated.
My favorite story and my children were little, I was
trying to hide like a nanny babysitter, you know, part
time person some college kids to come by, and I
met this young woman. She was lovely though she was
great again ready to hire. Go look at her profile
on I forget if the app was even called, but
(22:29):
some like babysitting app or whatever, and her picture is
she's standing at a bar with a beer. Yeah, I'm like,
you're applying to be my babysitter. You're underage? What are
you doing?
Speaker 4 (22:38):
You're like, oh, but I looked really pretty?
Speaker 3 (22:40):
That like, no fun, do a little better, like don't
crop somebody out, like get a decent picture. There's things
you could do on your iPhone. But yeah, no, I
think it is important. And you're right because sometimes it's
easier to post all these things out to everybody, but
writing an email to one person feels incredibly scary. So
it is a different it's different. Things are just changing,
(23:01):
and so I think that's really important for people to
kind of, you know, figure out and you know what,
there are networks for all of us, the introverts. There's
silent book clubs out there where you can literally show up,
editurwhy with your book and sit and read the other
people who just like to read.
Speaker 4 (23:12):
Highly recommend it.
Speaker 3 (23:13):
Yes, yes, I recommend it very fun.
Speaker 4 (23:16):
And then there's there's other things.
Speaker 3 (23:18):
But what would you say is a mistake that you
see students make in interviews that you wish you could
fix for everyone.
Speaker 2 (23:26):
Oh that's a great question. Why don't I wish? It's
a hard question. It's hard to put everyone into one
little bucket, right. I think there's two things. One there's
presenting with confidence, right, so you can be saying all
the right things with all the right words in all
the right ways. But if I'm talking, I'm talking, I'm talking,
(23:48):
and I end with I think that was the right answer,
all of a sudden, no matter what you said doesn't matter, right,
And students do it all the time, and it's just insecurity.
It's like I think I said the right thing, like
own it right, put a period at the end of
the sentence, own whatever you just said.
Speaker 4 (24:05):
Okay.
Speaker 2 (24:05):
So that's in like the verbal communication part of it.
The other part of it is, I know some of
us are just listening to this podcast and summer maybe
watching it. But what happens is on video, right, So
people have students have pens and papers and the home
and all of a sudden, while I'm doing is staring
at the top of their head write in an interview.
Happens all the time, all the time, like have like
(24:29):
you would never do that in an in person interview
and never put your head down and start writing somebody. Yeah, like,
I to eye contact, and I get it's a little
bit weird because to have eye to eye contact you
on the screen, I'm not actually looking at the camera.
I'm looking at you on the screen, which makes me
look like I'm not looking at you, So it can
feel a little awkward. But basically looking at the camera
is the short answer. Yeah, And you know, speaking up
(24:51):
and have presence and make me think you're somebody I
want to you know, when you're interviewing someone you're ultimately
looking for, like someone you're gonna sit side by side
work with for you know, hours and hours and hours
every week. Right, there's lots of research out there that
you spend more time with your coworkers than you do
your spouse and your family. Right, So make me make
(25:12):
me want to spend time with you, basically, like, be personable.
Speaker 3 (25:16):
I like that, and I think that it's it's great
that Careers Matter focuses on confidence building because there's a
lot of people that I've worked with that we're so smart,
we're so good talking one on one, could explain anything
and then I'd say, oh, you know, could you do
this on a webinar and immediately it was like, no,
I can't. And you know, a lot of times I'd
(25:37):
push people to do it. There was one guy I
pushed them because I knew he knew his stuff, and
it was just really hard to practice being in front
of a bunch of people without having you just can't
rehearse it that well. You just got to keep trying
and put your reps in. If you feel weird looking
at the camera, put a picture next to your little
cameras that you're looking ont do something, do something to
try to like if I like, if it feels like comfortable.
(26:00):
And I talked to my kids about like eye contact
and things like because it is you're right, you could
be saying the right things. But if it's too distracting
that you're like looking down or.
Speaker 4 (26:10):
Something, it's not gonna it's not gonna matter.
Speaker 3 (26:13):
And so I think those those tips are super important.
And you know, it's a different you can it's a
challenging skill set, but we're you know, working to kind
of improve. That can go a long way, because sometimes
the most confident person in the room, the loudest voice
wasn't always the smartest guy, definitely, but it sounded like
he certainly knew what he was doing. And I'm like, okay,
(26:36):
we made other voices to speak up here totally.
Speaker 2 (26:39):
And the other thing that comes to mind too is
and I think this is a natural thing that people do,
whether they're in person and whether they're on on a
Zoom call, is we have a tendency when we're thinking, right,
like we like look up to the sky. We're like hmm,
like what was I gonna say? Right, That's a natural tendency,
like I said, people do in person. But in this
world of Zoom and particularly in certain industries like tech
(26:59):
and some places, there's a lot of fraud happening. Right.
There's a lot of people interviewing and getting jobs that
aren't qualified for because either they were like reading the answer.
I mean I could be like reading a script to
you right now on the screen and you'd have no idea, right,
or I could be googling the answer like as I'm
talking to you. And there's some platforms and technology that
are working to like, you know, minimize that. Yeah, but
(27:21):
when you're steering, when you're staring off, like are you
like not paying attention to me. Are you like reading
something off the wall that you know that you had
prepared previously. So I think, you know, in a world
of unfortunately, you know, a lot of fraud in the
interview process. Larger companies and more and more smaller and
medium sized companies are just getting smarter around you know,
(27:42):
what they're allowing and what they're like screening out regardless.
Speaker 3 (27:45):
Because that's such a good point. That's such a good point,
because you're right, are you looking at your phone? Are
you looking at like you know or are you thinking, yeah.
Speaker 2 (27:53):
You know?
Speaker 3 (27:54):
Definitely some some differences with the way that we have
to communicate in interviews so super important. How do you
coach students who maybe are afraid that they're choosing the
wrong path or that they're the wrong you know, that they're.
Speaker 4 (28:08):
They're making a big mistake that could be really scary.
Speaker 2 (28:11):
It's really scary and happens all the time, right Like
the classic you know, senior that comes to me that
has been pre med for the last three years and
then all of a sudden, it's like, I don't want
to go to medical school. What do I do now? Right?
Like I've got four hundred examples like that, right, Like,
you know, I went down this path. I did my
internship before senior year and I hated it. Like what
do I do now? Right? So I think and this
(28:32):
goes you know, I feel like we're having a little
bit of a circular conversation and that like even today,
if all the resources that are available, students are still
picking majors because like they took one class in high
school that maybe they liked, right, or their parents told
them like, oh you'd be good at this, and they're
like okay, Like I guess I'll go study that.
Speaker 3 (28:49):
Right.
Speaker 2 (28:49):
There's very little like like research and preparation that we
do with students to like pick a major. Right, It's
just kind of like take a few classes and see
what you like. And so I do have some resources
like one I'll just say like chat chibt, like has
it going on when it comes to career PP. It's
the craziest thing, but you know, putting in some life
(29:11):
some criteria around like what do you like and it
might pop out something that you hadn't previously thought of
that you can explore. But to answer your question, I
think the key is like early thought and methodical preparation
around it, and that can take form a lot of
different forms, right, that can be internships, that can be
I mean there's kids in high school doing internships now,
(29:32):
which kind of blows me away, is I have high schoolersion.
They're not doing that. But you know, like I'm like,
it's classic like cublish, you know, coublish shoes. Kids don't
have any shoes to wear. But yeah, I think early preparation.
However you define early, whether that be just you know,
exploring different ideas with your kids and exploring exposing them
(29:53):
to different opportunities that aren't just what mom and dad
do is important. And then once you get into like
you know, later years of high school in the early
college years, there's lots of assessments, there's lots of online tools,
there's lots of ways that you can like figure out
like well, if I'm you know, an introvert who likes
writing and you know, not going to an office you know,
(30:15):
twenty four to seven, Like what are my job options like?
And it's just some basic things like that that might
open your eyes to different different majors which can lead
to different careers.
Speaker 4 (30:25):
Yeah.
Speaker 3 (30:25):
Now, and I think of all the the times when, yeah,
when I would like argue with my parents and they'd
be like, oh, you'd make a good lawyer. So like
that's where we're alas, that's where all of us pain
in the buggets that were not they get over an answer.
Probably headed straight to political science in law school because
that's just what we heard we might be good at.
(30:46):
It's crazy how that happens, But I like the thought
of like really kind of exploring more things, or being
aware and identifying things in advancing kind of trying to
figure out what not that it was a waste. But
I feel like sometimes that pressure. And I've talked to
people who spend a lot of money in school and
now later in their career they're like, I'm doing something
completely different than what I paid for, and like felt like.
Speaker 2 (31:10):
That's okay too, though, Like that's okay. So right, So
I was a finance major, So we're sitting on opposite
sides of the world here, right, Like I was a
finance major. There's tons of research. So I'm gen X, right,
So people of my generation we have three to four careers,
twelve different jobs. That's kind of like the statistic out
there right now. Our first job out of school, we
stayed for an average of like four, three to five years.
I'll even say, right today, students are graduating, they're in
(31:33):
their first job eighteen months, they're off to the next thing, right,
They're just not sticking around. So who knows how those
numbers will play out, But it's not unreasonable to think
that they're going to have four or five six careers
and upwards of twenty jobs. Right. So, as important as
that first job is, and you know, to the earlier
conversation we're having around money, your first job dictates your
(31:54):
first salary, and you're the financial planner. No, right like,
that first salary dictates your lifetime earnings. Right Like, it's
very well mapped out, so I'm not going to minimize it.
It's very very, very very critical, there's no question about it.
But it's not the end all be all. It is
just your first job, right Like, you fall into something,
you're miserable, we move forward from there. You're going to
(32:16):
learn something, You're going to gain us skill of some sort,
and you're going to take that with you to your
next job.
Speaker 3 (32:21):
Absolutely, a lot of parents want to help their kids.
Sometimes they might putting a little additional pressure on them.
What advice do you have for parents who are supporting
a young adult's career search at this time when maybe
they're you know, confused, upset seeing that you know, everyone's
coming back to the house and not knowing what they
(32:44):
want to do. How can parents kind of help this
process move on?
Speaker 2 (32:48):
Yeah? Absolutely. I think the students I work with tend
to have very engaged parents because ultimately the parents are
usually paying me to do the work with their children.
So we do see, you know, like the I'm gonna
call it, like the tail end of this like helicopter
parenting style that we we saw maybe about anish years
ago or five ish years ago still exists a little bit.
(33:09):
But I think we've learned as parents to be maybe
healthier helicopter parents. And that's the thing, right, we're here
to support our children. We can provide them resources quite frankly,
give them access to our networks where we have one
that's that makes sense and is useful, but doing it
almost like with their permission, at their pace, recognizing that
(33:31):
they are adults, right, even though you may still be
financially supporting them, they are adults. They can make their
own decisions, and at this point, if you've done your job, correctly.
You kind of let them fly, let them fly a
little bit right to see where it leads, and they're
going to make mistakes and that's okay, right on. One
of my favorite coaching exercises is when we go through
(33:53):
interview prep, right and throughout the interview prep process and
any any interview and you've ever done anywhere, anywhere, about anything,
the last question is always about tell me about something
that went wrong, tell me about your weakness, what's your
you know, what happened in a time when your project
didn't meet a deadline. I call it the negative question.
Yeah right, And it's kind of the same idea of like,
(34:17):
employers want to understand this is the ghost for everybody, college,
students' experience, professionals, whatever. Employers want to understand how you
deal with adversity? Right, how do you when when something
goes wrong? Are you like in the call, you know,
curled up in the corner crying, or like, are you
like okay, like, let's get this project back on track.
We're going to fix it, We're going to move things forward,
We're going to do it right. So ultimately, the question
(34:38):
isn't about like how did you fail? It's about how
did you recover and how did you deal with it?
And I think it's the same thing like that parents
have to recognize is that in order to be successful,
they need to fail. You know, they don't need to
fall flat on their face and fail out of college.
And as saying like that level of failure, right, but
there needs to be some missteps around, like I wanted
to go to medical school and now I don't. Okay,
(35:00):
Like that's a big deal. I get it, but we
can get there, Like we'll figure out, we'll figure out
the next step is so being supportive doing it on
your students' terms, at their pace, quite frankly, right, Like
we as parents have lived experience that they don't distinct
the obvious and we can often see what the path
should be and we can lead them to the water,
(35:20):
but they ultimately have to find their you know, their
way down the path by themselves.
Speaker 3 (35:24):
Yeah, very important, And you're right, there's always that question.
And it's not to say like, hey, what are you
bad at? It's like are you resilient? Have you figured
out how to be? Or is it No, I've never
really failed because like mom or dad made a phone
call and they stepped in and helped me.
Speaker 4 (35:38):
That's not going to get any points there.
Speaker 3 (35:40):
And also, yeah, parents going on the interviews with the kids,
I mean that is not showing that this person is
an independent person who can make decisions and be trusted.
Speaker 4 (35:48):
I mean we want.
Speaker 2 (35:51):
To help, yes, but yeah, we've all seen that famous
I think I can't remember was it Wall Street Journal
or where it came out, but that famous article that
like I don't remember was thirty percent or some very
large percentage of parents were showing up with their students
to incorporate internships, and yeah, crazy. I once had a
my favorite story on that. On that front, I had
(36:12):
a I was working for a very large financial services
company and I had that hires hundreds of not thousands
of interns every summer, and I had a parent. So
to get to this internship, you have to be like,
you know, three eight thirty nine relevant, you know, very
academically talented, motivated to like accomplish to get to this
(36:33):
point to be even offered this internship. And then I
have a parent call me and wanting to understand what
the food was in the cafeteria that could accommodate their
son's food allergy. I'm like, well, that's very sweet. He's
twenty one years old or twenty years old, I think
he can start to navigate this on his own, right.
Speaker 3 (36:54):
Yeah, No, he's not third grade at pets party.
Speaker 2 (36:59):
No, but it's real. It is real. Those things definitely happen.
Speaker 3 (37:02):
Yeah, oh man, all right, well I'd love to know.
Like my last question is kind of what are some
of the signs that a student might benefit from outside
coaching and structored support. What are some things we can
look out for if we think this might be the
right fit for our kids.
Speaker 2 (37:17):
Yeah, absolutely, great question. So the one thing we didn't
talk about here you alluded to a little bit is
that most, if not all university, any elite universities have
care services in house available to their students, right, and
many of them do fabulous, fabulous, great work. So I'm
not here to shame and house care services in any way,
shape or form. They're just not resource to do the
(37:38):
high touch, one on one coaching services that we're doing
a caur as matters. I think that's like the biggest
differential is if your student just maybe would benefit from
a little bit of extra handhold. Maybe there's some executive
function concerns and we want to make sure that they
have a map laid out for them, or they just
haven't been successful for whatever reason in getting their first
(37:59):
intro s they don't know where to start, Like lots
of times it's just like what do I do first?
How do I get started? Right? So, so I think
that's that's one piece of it. I think another piece
of it is if they're in a major that's not
like they're not an accounting major where you're gonna go
work like at the CPA firm for your internship and
then you're gonna go work for CPA. It's very well
(38:20):
laid out, very well structured career process from your major. Right,
some finance you know, positions you know that have a
clear path to invest in banking could be in the
same bucket. Some science, Right, I know I'm gonna go
to med school. I know I'm gonna go law school.
There's a path laid out in front of them of
exactly what they should and shouldn't be doing at what times. Right,
But to the early example of like as fabulous as
(38:43):
it is that those psychology majors now have all these
different opportunities that can feel very overwhelming also right, right,
Like it's you know, being the accounting major where you
know you're gonna go work for a big four you know,
CPA firm. There's some comfort in that because that's just
what you're doing beginning to end, right, versus like, Okay,
do I want to work in HR, Do I want
(39:03):
to work in marketing? Do I want to travel? Or
do I not? Do I want to live on the
East coast or on the West coast? You know, like
where are the opportunities for what it is you think
you want to do. There's a lot of questions to explore,
there a lot of decisions to be made. So I
think in those cases where there's some ambiguity or resistance
to just getting started, they definitely can benefit from, you know,
(39:25):
some of the work that we're doing.
Speaker 4 (39:26):
So important.
Speaker 3 (39:27):
How can listeners connect with you and learn a little
bit more about your business?
Speaker 2 (39:31):
Yeah, absolutely, always welcome. Let's just throw my email address
out there. It's just Kathy with a K at careers
dashmatter dot com, career dash matter on LinkedIn, pretty much
any social media can find those Instagram, Facebook, We're all there,
and our website is careers dashmatter dot com. You can
find us there.
Speaker 3 (39:48):
Thank you so much and we'll put all of that
information in the show notes. And yes, parents, I mean
we are making and I feel like a lot of
times I think that this investment in our kids is
getting them in the right school, paying for for it,
and I feel like that missing next piece could be
what Kathy is talking about here, to actually make sure
that they can transition into a career that they you know,
(40:11):
can hopefully you know, enjoy, And I feel like becoming
you know, being able to support themselves and build confidence
is so important. So thank you so much for sharing
all that information. And if you are a parent and
you're looking to see, you know, talk with your kid
about the college planning process or your.
Speaker 4 (40:29):
Finances in general, head over to Misty Lynch dot com.
Speaker 3 (40:31):
I'd love to, you know, to meet with you and
help you figure out what is the best way to
finance all of these different competing goals and make sure
that you not only can retire yourself, but.
Speaker 4 (40:41):
You can help your kid launch their career at the start.
Speaker 3 (40:44):
So thank you so much for joining and we'll talk
again next week. Thank you for joining us on another
insightful episode of DEMISTI Buying Money. If you enjoyed this episode,
Please subscribe, rate and leave a review. Stay tuned for
more engaging conversations on our next episode, and remember which
is the key to financial empowerment?
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