July 7, 2026 • 36 mins
How Much Money Why Is Chula Vista Charging So Much San Ysidro Parking To Fund Road Improvements Bathrooms To Close In Mission Valley
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Speaker 1 (00:00):
They are launching those here in Iran today with the
impact still underway.
Speaker 2 (00:04):
The President had repeatedly said more military action against Iran
was on the table if they did not live up
to their previous ceasefire agreement. No matter what, this news
is going to send shockwaves through the oil markets as
well as right here at the NATO summit. Audio capturing
Alan's dire warning to ships in the area.
Speaker 3 (00:21):
This is live farming.
Speaker 4 (00:23):
This is live farming.
Speaker 5 (00:24):
This is live farming.
Speaker 4 (00:26):
If you're running down Yer.
Speaker 2 (00:30):
The White House also going the extra mile to punish
Iran where it would hurt them financially. They were evoking
a waiver which would have allowed Iran to sell its oil.
Speaker 1 (00:39):
It's Mark Meredith with the update out of Iran. Another
Mexican cartelier is facing terror charges here in the US.
Speaker 4 (00:45):
Three year old.
Speaker 1 (00:45):
Carlos Pareda, known as Carlitos, Lieutenant in the Sinaloa cartel.
It's facing narco terrorism charges, including providing support for terrorism.
In the US Attorney's Office says the Parida is the
leader of a violent wing in the Cineloa cartel, the
Zimbata faction, which is connected to kidnapping and murder along
with sending meth, cocaine, and fentanyl across the border. Terror
chargers come after the Sinaloa Cartel was designated a foreign
(01:07):
terrorist organization last year. Two dozen suspects in southern California,
including fifteen in the country illegally, have been arrested by
federal agents after being tied to a crime ring coming
out of India.
Speaker 6 (01:18):
The organization targeted in this indictment would use commercial semi
trucks to move hundreds of pounds of cocaine and methamphetamine
each week across the United States and into Canada for
other drug trafficking organizations.
Speaker 1 (01:31):
Sistant US attorney bill a sale linking the suspects to
the Bishanoi gang out of India, which also is suspected
of several assassinations including actors, musicians, business leaders, and politicians.
And national city could soon become the hub one of
the reason's largest electric truck charging hubs.
Speaker 7 (01:46):
Support of San Diego is set to vote July fourteenth
on a sky chargers project that could charge up to
seventy heavy duty electric trucks at once near Tideland's Avenue.
Supporters say it would cut diesel emissions in a community
with some of the highest pollution concerns around San Diego Bay.
Questions remain about fire preparedness, traffic impacts, and community benefits,
with those issues expected to stay part of the discussions
(02:07):
as the project moves to the port board.
Speaker 1 (02:09):
I'm John Fink, Real Time Traffic Now, Coco News Time
four oh two on the fifteen.
Speaker 5 (02:14):
North, writer Rancho Bernardo. We've got a new crash trying
to clear from the middle lanes. You're going to see
some delays from at least the fifty six in Carlsband,
seventy eight west at Alchemy to Reale. They're holding lanes.
Speaker 4 (02:26):
Do want a break?
Speaker 5 (02:26):
Trying to clear some wood degree from the left lane.
If you're on the seventy eight east bound from the
five to the fifteen, it's going to take you twenty
four minutes. And we still have a tough crash on
the one sixty three south right at the eight, trying
to clear that from the left lane. It's going to
be backed up from the eight oh five. This report
is sponsored by Expresspros dot com. Your logistics business moves fast.
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Employment professionals respecting people impacting business. I'm Jenny harmon Coco's
next real time Traffic up to your four thirteen.
Speaker 1 (03:07):
Co Go's updated San Diego Weather. Two fires burning, one
at Camp Pendleton, the other in Riverside County, are sending
smoke into San Diego County. There's a seventy five are
current fire in Riverside County just across the border, and
I said seventy five acres smoke visible in San Diego.
The pipeline fire, the one at Camp Pendleton, is over
(03:27):
one thousand acres and in particular, late last night unto
this morning, sent smoke into northern and eastern San Diego County.
The windsor shifting further north down looking at highs through
Thursday in the upper seventies at the coast, upper eighties,
low nineties inland, with extreme heat warning in the deserts
already in place, and heat advised you for the mountains
starting tomorrow, both running through Thursday. Right now downtown it's
(03:48):
seventy seven. I'm Jack cronin next update set four thirty.
Stay connected, Stay in form, San Diego's breaking news station.
Who's Radio six hundred co Go lock on the iHeartRadio app.
Speaker 8 (04:05):
Four oh four, Lou Penrose on News Radio six hundred
cod though we are live in San Diego.
Speaker 4 (04:15):
Thank you for tuning in. Good to have you along
with us. Happy Tuesday.
Speaker 8 (04:19):
A new study by wallet hub has Cheula Vista at
some of the highest credit card debt in the nation.
In fact, Chula Vista comes in second second place average
household and Cheula Vista has more than twenty thousand dollars
in credit card debt. Here's ABC ten's ABC ten News
(04:42):
is Danny miskeal, she went out and did the story.
Speaker 9 (04:46):
Credit card debt is piling up here in Cheula Vista.
A recent study done by wallet hudd shows that this
city rates the second highest intonation for having the most
credit card debt, with the average household owing more than
twenty thousand.
Speaker 4 (05:01):
Dollars twenty one thousand dollars. Wow.
Speaker 8 (05:03):
Since I got the story and Danny Miskel went on television,
you all spent another grand Wow. Uh, that is a
lot of money to be on a credit card balance.
I don't know if you've got twenty one thousand dollars
in your checking account to pay off that balance by
the end of the month.
Speaker 4 (05:19):
But you ought to be settling up every month.
Speaker 7 (05:22):
Now.
Speaker 4 (05:22):
I know nobody does that, but that's what you're supposed
to do.
Speaker 8 (05:26):
All the financial people are saying that credit card is
just a convenience. It's not a pathway to owning something
you can't.
Speaker 4 (05:34):
Afford, right, That's what a bank loan is for.
Speaker 8 (05:39):
And you wouldn't be going to the bank and taking
out a loan on a new pair of shoes at Nordstrom,
So why are you swiping the credit card? And by
the way, the bank loan would be a much cheaper
interest rate. So the question remains, why Chewelavista? What's going
on in Chulavisa? Why are they an outlier? Everybody's got
(06:01):
some credit card debt, even though you're not supposed to
have any by the end of the month, But certainly
people are using their credit cards more luxuriously.
Speaker 4 (06:10):
And it is what it is. I'm not going to
you're not calling me asking me how to get out
of debt, so I'm not going to preach to you.
Speaker 8 (06:17):
But you and I both know it would be better
if you paid off that credit card at the end
of the month, because the interest payments are huge and
you're overpaying for everything you bought with the credit card.
Speaker 4 (06:30):
That's why it's so dumb.
Speaker 8 (06:32):
People go crazy with coupons and take advantage of sales
and use Macy's Star points, and then they go and
they buy a bunch of things and they think they
got a hell of a bargain.
Speaker 4 (06:46):
Oh my god, this.
Speaker 8 (06:47):
This dress was one hundred and eighty nine dollars originally,
it's marked down to ninety nine dollars.
Speaker 4 (06:52):
And I got an additional twenty percent off.
Speaker 8 (06:56):
Oh yeah, so you paid them in cash? No, I
put it on my card because I get miles. And
then they and they carry a balance and they're going
to ultimately pay more for that dress than the than
the retail price was the manufactured retail price.
Speaker 4 (07:17):
But why why Inteulavista?
Speaker 8 (07:19):
What's going on in Teulavista that makes them the nation's
second largest place for credit.
Speaker 4 (07:25):
Card debt out of one hundred and eighty cities.
Speaker 9 (07:28):
Researchers looked at qu La Vista rings second with more
than one point seven billion dollars in total credit card debt.
Speaker 8 (07:36):
Yeah, that's not it very that's it sounds high. I
don't know if that's big or not.
Speaker 4 (07:40):
I mean, if you have the capacity to carry the debt,
then you do.
Speaker 8 (07:50):
If you don't, it won't take long before the debt
crushes you. So I don't know if that's a large
number or not. I don't know what my capacity would be.
I wouldn't do it. I've never done it, and I'm
not about the start and one of the good things
about my life and write this down because it will
(08:16):
be a factor and whether or not you have a
good life or a bad life. I married a woman
who has the exact same attitude that I do on
that and I didn't really know it at the time.
Speaker 4 (08:26):
I mean I didn't. We probably should have talked about it,
but we didn't. I didn't.
Speaker 8 (08:32):
I just I was never a guy that with a
credit card balance. I just uncomfortable with it and just
personally very frugal. And it turned out that she's that
way too. She uses the card to get the points
and gets all the tricks and the miles and the
points and all that stuff, and then write to check
at the end of the month. And if we can't
write to check, then we're not buying it. So that's
(08:54):
been good for me. You may have a split household
where one is like me and one is like Truelavista
and carrying twenty thousand dollars in debt.
Speaker 4 (09:03):
I can imagine that causes friction. But again, I don't
know what my personal.
Speaker 8 (09:09):
Ability would be to carry a balance. I mean, it
would be so wasteful that it wouldn't even occur to
me to do it, because.
Speaker 4 (09:17):
I can do math.
Speaker 8 (09:19):
And Italians know about a viig from watching all the
crime movies growing up. What do you think loan sharks?
How do you think they make their money?
Speaker 10 (09:30):
Right?
Speaker 4 (09:31):
How does what's a shy business?
Speaker 7 (09:33):
Right?
Speaker 4 (09:33):
You watched the Sopranos, right, you saw.
Speaker 8 (09:40):
That these guys that had a shy business.
Speaker 4 (09:44):
That's that's what it is.
Speaker 8 (09:45):
The interest get is tacked onto the principal do weekly?
Credit card companies are not much different than the Sopranos.
Speaker 4 (09:54):
They're really not. This is a loan shark.
Speaker 8 (09:57):
Out there, so except I mean, all the credit card
company is going to do is stop loaning you money.
This rental crew will come and knock you over the
head and keep beating you until you pay up the money.
Speaker 4 (10:09):
Well, they'll do a bust out of your store. So
what's uh?
Speaker 8 (10:16):
What's what are people charging Inteulavista? Since everyone's credit card happy,
so why is.
Speaker 9 (10:21):
Debt running so high intu of Vista.
Speaker 8 (10:23):
Yeah?
Speaker 4 (10:24):
Why, that's a good question.
Speaker 9 (10:26):
Many have higher incomes, so banks will approve them for
higher credit limits.
Speaker 4 (10:31):
Is that the way that works?
Speaker 8 (10:32):
So the banks improve you for higher limits based on
your zip code? And do people in Cheulivisten know that?
Or should they just take whatever comes in the mail?
And as many of those cards come in to mail.
Speaker 4 (10:45):
I'm not sure that's the full story. I'm not saying that.
Speaker 8 (10:53):
Danny Miskell is doing an accurate reporting. Some of that
might be true. I don't think it would matter, right
because you get so many offers you vi Se, master Card,
American Express, Capital One, I mean, everybody's got a credit card.
Capital One sponsors the iHeartRadio Music festival. But I'm constantly
getting credit card applications in the mail. They're always sending
(11:14):
it to me. And I don't think I live in
a particularly I don't live in Chula Vista where all
the wealthy people are. I guess, but yeah, I guess
they are tracking the higher zip codes for a higher
credit limit.
Speaker 9 (11:25):
So banks will approve them for higher credit limits, The
rising mortgage payments car loans and unexpected emergencies are leaving
many families swiping credit cards just to get by.
Speaker 4 (11:36):
No, they are see, that's not fair.
Speaker 8 (11:38):
There are not a higher level of unexpected emergencies in Cheulavista,
California than one hundred and eighty seven other places that
while at Hub took a look at.
Speaker 4 (11:49):
Everyone always says that, oh yeah, times are tough. Times
are tough.
Speaker 8 (11:53):
Everybody that's in debt, their times are always tough. There's
never good times or bad times. There are always bad times.
There's never good economies or bad economies. It's always bad economies.
There's never good presidents or bad presidents. They're all bad
for people that are in debt. So there's got to
be more to it. And I don't know anybody that's
putting their car loan on a credit card, but I
(12:14):
guess she threw that in there. That's a little concerning
for me, you know how I feel about.
Speaker 9 (12:18):
That this ass will approve them for higher credit limits.
The rising mortgage payments car loans en car.
Speaker 8 (12:24):
Loans, are you, honestly, if you're in Tchula Vista right
now and you're listening to me and you're putting your
car payment on your credit card. You need to call
me because we need to have a conversation. You're doing
your life backwards. It's all wrong. By the way, speaking
of car payments, the new numbers for the average car
(12:45):
payment for California just came out and you're not gonna
believe the number.
Speaker 4 (12:49):
People. Please don't do this to yourself.
Speaker 8 (12:52):
Your car payments are keeping you broke and you're about
to get broker.
Speaker 4 (12:58):
Wait till I tell you with the average.
Speaker 8 (13:00):
Cart payment in California is coming up next four to thirteen,
thirteen minutes after four o'clock lou Penrose Live and local
but not as in debt as to La Vista on
news radio six hundred Cogo and on the iHeartRadio.
Speaker 5 (13:14):
App on the one sixty three south right at the
ag still working on that crash. The two left lanes
are now blocked and you're stopped coming away from the
eight oh five. Overall, your one sixty three southbound Kearney
Mason is downtown. That is going to take you thirty minutes.
You're eight oh five southbound, still pretty slow. Sorrento Valady
(13:34):
Julavista is going to take you forty four minutes. If
you're on the corn Otto Bridge eastbound, it's going to
be a slow ride over to the five. And it
looks like we still have some debris in the lanes
on that fifteen north found of Rancho Bernardo. Now it's
now a crash and they're clearing that to the shoulder.
This report is sponsored by unbound dot org. Right now,
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(13:57):
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Jenny harmon Coco's next real time traffic update of four
to twenty five.
Speaker 4 (14:08):
If you are a home in San Diego and are
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Speaker 8 (14:14):
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That's I buy SD dot Com. Lou Penrose on news
(15:12):
radio Centendric, Kobo Live and Local on the iHeartRadio app.
A new study came out wallet hub said that the
Chula Vista ranked second in the nation with the average
household having the highest credit card debt, more than twenty
one thousand dollars in credit.
Speaker 4 (15:28):
Card debt on average in Cheulavista. And we're just trying
to figure out exactly what's going on.
Speaker 1 (15:34):
Yeah, I mean there's rich areas in and there's the
ghetto Parts two or Ctravis. But whatever.
Speaker 8 (15:39):
Well, I think you could say that about any area, right.
I used to live out in Pump Springs and that
was a real talk about a conundrum. You had Indian Wells,
which is one of the highest ZIP codes in the
state of California, and you have Coachella, which is one
(16:00):
of the poorest of codes in the state of California,
all within ten minutes of each other.
Speaker 4 (16:07):
Right, It's wild the way that works. I mean, in Los.
Speaker 8 (16:09):
Angeles you have you know, Beverly Hills is not that
far from one of the poorest areas of South Central.
So I don't think Julivis is any different than any
other city where there's you know, wealthier areas of town
and not as wealthy area of town. But the wealthy
areas of Chula Vista could not possibly be carrying the
(16:35):
whole city's credit card debt numbers that it puts it
in the second place position.
Speaker 4 (16:41):
In other words, people with means are carrying a credit
card debt, people with no means are carrying a credit
card debt, and everybody in between. It's just wild that it,
you know, became a place on the national radar. Here's
the story again and eighty cities.
Speaker 9 (16:59):
Research looked at to La Vista brings second with more
than one point seven billion dollars in total credit card debt.
Speaker 8 (17:07):
Yeah, so one hundred and eighty cities came in second
with the highest. That's uh, that's news. That's noteworthy. That's
why we're talking about it, all right. Average car payment now,
new vehicle twenty twenty six.
Speaker 4 (17:18):
Are you ready for it?
Speaker 8 (17:20):
This is the average car payment, which means some people
are paying more every month.
Speaker 4 (17:27):
Seven hundred and seventy dollars a month. No, that's cray.
That is insane. What are you doing.
Speaker 8 (17:38):
You're writing a check for seven hundred and seventy dollars
a month for a car that goes down in value
every single time you turn the key or hit the
star button. I guess that is insane. People are financing
use cars. This is incredible to me. The average car
(18:01):
payment on a used car is what the average car
payment on a new car used to be just five
years ago.
Speaker 4 (18:09):
The average car.
Speaker 8 (18:10):
Payment on a used car so it has no value
is five hundred and thirty one dollars a month.
Speaker 4 (18:18):
Oh my gosh, that is wild, mister Finnity. I can't
fathom making a payment like that on a used car.
I can't.
Speaker 8 (18:29):
I don't care what the car is. A used car
is worth six thousand dollars.
Speaker 4 (18:36):
I mean, this is nothing left.
Speaker 8 (18:38):
All the value is in the excitement of you driving
off the lot in a brand new car and the
new car smell. Everything else is just an engine and
seatbelts and plastic lights.
Speaker 4 (18:51):
And turning signals.
Speaker 8 (18:53):
Don't forget the cup holder and the cup holder about
six on average, about six thousand bucks worth of stuff.
Speaker 4 (19:00):
If you went to Napple Auto and assembled a car
piece by piece, well you'd have to do wholesale, But
you know what I mean.
Speaker 8 (19:08):
Everything else is advertising excitement and energy and emotion. Man
five hundred and thirty one dollars a month to finance
a used car and asset that has already fully depreciated.
And for those of you who have no idea what
I just said, that's why you're financing a depreciating asset.
Speaker 4 (19:29):
But the new car one is what gets me.
Speaker 8 (19:32):
I mean, I get it. It's nice to have a
brand new car.
Speaker 4 (19:37):
It's got all the latest it's got all the latest features.
Speaker 8 (19:40):
I will say that the safety features and technology in
new cars is attractive it does make you want to
have the very latest, not so much the Apple car
pay stuff or the twinkling lights.
Speaker 4 (19:53):
But the safety features are very, very good.
Speaker 8 (19:56):
The safety features on a twenty twenty five are way
better than a twenty twenty. So I can see why
if you were going to buy a car, you want
to get a brand new car. But if you want
to buy a brand new car, you should write a
check for that car. Seven hundred and seventy dollars a
month is an insane car payment. I don't care how
much you make, that's an insane car payment. Like, if
(20:18):
you make enough that you.
Speaker 4 (20:20):
Can afford to write a check for seven hundred and
seventy dollars for a depreciating asset like a car, then
you certainly make enough to just write a check for
the whole Lady Grand or whatever the car costs. So
why is anybody doing this?
Speaker 8 (20:37):
And according to Danny Miskal at news at rather ten News,
people are putting some of that car payment on their
credit card.
Speaker 4 (20:47):
This is the absence of any financial education whatsoever. I
remember my mom used to say that, you know what
they are to teach in these schools. They are to
teach these kids how to balance a checkbook.
Speaker 8 (20:59):
Now there are no checkbooks, right, but certainly somebody should
be teaching somebody about basic financial education.
Speaker 4 (21:07):
This is just wrong and it's incredible to me.
Speaker 8 (21:11):
I'm not for government intrusion into the marketplace. I believe
that these are private adults engaging in private contracts, and
a willing buyer and a willing seller should be able
to meet without government intervention. But it's hilarious that you have,
you know, politicians screaming about price gouging by the big
oil companies, and you know all these kinds of you know,
(21:35):
manipulations that go in the marketplace by you know, all
these industries, and yet they allow the average person to
pay a check of seven hundred and seventy dollars a
month to a finance company for a car that goes
down in value. That seven hundred and seventy check singularly
(21:55):
is keeping you broke, That is keeping you from retiring
as a millionaire.
Speaker 4 (22:00):
Mark my word, were the Doobies live in San Diego.
That's gonna be a good time.
Speaker 10 (22:05):
Hey, Lou Greg from Pleasure Hills.
Speaker 4 (22:09):
I remember when I.
Speaker 3 (22:10):
Bought my first truck, which was my first car, back
in two thousand and two of bround new two thousand
and two to fard one fifty, thank you for it.
And my car payment was six hundred and forty three
dollars and eighty nine cents a month for five years.
Speaker 4 (22:23):
How would I manage to do that? I don't know.
Speaker 10 (22:26):
But the car ended up cost me half a million dollars.
Had it for twenty two years.
Speaker 4 (22:30):
Though, Yeah, but it's not worth half a million dollars now,
is it?
Speaker 8 (22:33):
So that was not a good ROI. As we say,
there was a state Assembly member. This is a long
time ago, so I'm sure he's turned out by now,
but he was a Democrat and I thought he had
a great piece of legislation. He wanted to compel the
credit card companies to put on the statement just a
(22:57):
simple line item, just an easy mathematical item that said,
if you make the minimum payment, this will be the
ultimate bill based on this balance. In other words, if
you have a you know, forty five thousand dollars ballance
on your credit cards and you make the minimum payment,
you will ultimately pay five hundred.
Speaker 4 (23:16):
Thousand dollars based on the APR.
Speaker 8 (23:20):
And I thought that was great, Like people should know
that if you have a car payment of seven hundred
dollars or what did what do you have an eight
hundred dollars car payment?
Speaker 4 (23:32):
That was crazy back.
Speaker 3 (23:33):
In two thousand and two of brand new two thousand
and two fifty thank you for it. And my car
payment was six hundred and forty three dollars.
Speaker 8 (23:40):
Six hundred and forty three dollars, and at the end
of the term you wound up paying hundreds of thousands
of dollars for the same vehicle.
Speaker 4 (23:49):
That's crazy. You're richer than you think. You're just giving
the money away foolishly.
Speaker 10 (23:56):
Hey, lou I live on the west side of Tula.
Lissa and I own a home and my neighbors all
rent apartments. And I noticed they all have luxury vehicles
and you just park them on the street. And I
always tell my wife, I'm like, how do these guys
for these vehicles?
Speaker 4 (24:14):
I mean, come on, yeah, I see that too. I did.
Speaker 8 (24:18):
For a short period of time, I was doing some
side work for somebody that was a landlord, just simple repairs.
I just happened to be out in Palm Springs. He
had units in Palm Springs.
Speaker 4 (24:29):
I was able. I was in a position to help
him out.
Speaker 8 (24:31):
Little stuff like replacing garbage disposals or fixing shower doors, relighting.
Speaker 4 (24:39):
Water heaters. Also the.
Speaker 8 (24:43):
Towel racks and the toilet paper racks, the toilet paper holder.
I don't know what people do. Are they standing on
them now? But they would always just come ripped out
of the wall. But little stuff like that, right, And
I would go into these people's apartments and they're renting,
and these are you know, these aren't luxury apartments. I
mean they're ghetto, but they're not luxury apartments, so they're
(25:04):
modest accommodations, but they're rentals.
Speaker 4 (25:08):
And everybody had.
Speaker 8 (25:10):
Bigger TVs than I had, Like, man, these people are
living well, big sectional sofas, big flat screen TVs, like
good stuff.
Speaker 4 (25:22):
And you're right, good cars, and they're living in these little,
you know, little rental places.
Speaker 8 (25:30):
And I would just at one point, I remember telling
him the story about this.
Speaker 4 (25:34):
He said, yeah, that's the tenant mentality.
Speaker 8 (25:37):
There's a ten of mentality where you live in a
you know, a very affordable rental apartment and you take
your disposable income instead of saving for a down payment
for a house, you go buy yourself an expensive car,
or you make a seven hundred dollars car payment and
you go buy yourself a twelve hundred dollars flat screen TV.
So not everybody likes to live the same, and as
(26:01):
a result, the outcomes are not the same. All right,
Speaking of that corner of San Diego, if you're in
Sandy Sidro, the parking meters are up now and you're
gonna be paying to park two dollars and fifty cents
an hour.
Speaker 11 (26:13):
And nearly three hundred new parking meters in Sandy Sidro
go live today. This is gonna change things up if
we're used to parking there, even to across the border.
Perhaps this is in the business district right near the border.
Speaker 8 (26:25):
I know right where that is, and that is what
people do. They park right there to cross the border.
Janetta's right. That's gonna change things up. That's a nice
way putting. It's gonna change things up for sure, if you're.
Speaker 11 (26:37):
Used to parking there, even to cross the border. Perhaps
this is in the business district right.
Speaker 4 (26:41):
Near the border.
Speaker 11 (26:42):
The rate is two point fifty an hour with a
four hour max.
Speaker 4 (26:46):
Okay, so so ten bucks.
Speaker 8 (26:50):
Four and four hours not a lot of time, and
an eight hour max would have been a little bit
more convenient, So somebody's gonna have to come and move
your car or you're gonna get a parking ticket. But
the good news is they're going to use the money
to do street improvements in an area where they definitely
need street improvements.
Speaker 11 (27:06):
It'll be enforced Monday through Saturday. Revenue collected from the
meters will be reinvested directly back into Santy Cedro for
transportation and safety improvements.
Speaker 8 (27:16):
Yeah, transportation improvements would be like nicer places to park,
or replacing the parking meters that people will bat with
an aluminum bat. But yeah, actually this is needed. I
don't know where the revenue went. But I'm in Tijuana
a lot these days because I fly into Tijuana, and
(27:42):
I'm not only my Mexico traveling a lot, but now
when I'm traveling neither you know, and other parts of
the Caribbean, I always fly through Tijuana.
Speaker 4 (27:52):
It's just such a better way to go. That CBX
is so good.
Speaker 8 (27:56):
And they're constantly expanding it and they're keeping up with
the demand. Like the secret got out during COVID that
you could fly into Mexico and just walk across the
border and you did not have to have a COVID check.
And as soon as people figured that out, everybody did
what lou Penrose did, and that is continue to vacation
(28:18):
in Portovarta, in Puntamita, in Cabo, in Cancun, and just
fly into Tijuana. Because a flight internationally from Cancun to
San Diego you had to get a COVID check.
Speaker 4 (28:29):
You were crossing an international border.
Speaker 8 (28:31):
But when you fly into Tijuana, you're not flying internationally,
You're flying low domestically using the domestic terminal. Much different experience,
much better experience, and a much cheaper experience. The beer
is better in the domestic terminal in Mexico, the food
is better in the domestic terminal in Mexico, and the
(28:53):
people are better.
Speaker 4 (28:55):
So I've been in I've been around Tijuana for a lot, and.
Speaker 8 (29:00):
The area is, at least around the airport in Tijuana,
the streets look better than Sandy Sidro.
Speaker 4 (29:08):
So it's you actually.
Speaker 8 (29:10):
Park in Sandy Sidro and cross the border, and it's
an upgrade in street in street maintenance.
Speaker 4 (29:18):
And I noticed that.
Speaker 8 (29:19):
I'm like, wow, that's the first time in all my
years of going from San Diego into Mexico that I
ever noticed Wow.
Speaker 4 (29:27):
Things are looking good.
Speaker 8 (29:29):
South of the border, they're starting to like, really look
nice's starting to look really nice, or maybe just Sandy
Cedro is starting to look really bad. But the contrast
is becoming clearer and clearer. So they need to take
the money out of these parking meters and start doing
(29:49):
some curb and gutter work and clean it up.
Speaker 4 (29:53):
Because it's not looking too good. All right? Uh, what
we take a break when we come back.
Speaker 8 (29:58):
Oh my gosh, did you see this act accident in
Lake Elsinore? A car rammed into a Planet Fitness.
Speaker 4 (30:06):
In the middle of the day when everybody's working out.
Speaker 8 (30:09):
Didn't hit anybody, like, rammed right through Planet Fitness in
a shopping center in Lake Elsinor and the car rammed
right in it, and the car is landed by the
bench press and.
Speaker 4 (30:20):
The uh you know, all the weights in all the
bar bills. Unbelievable. I gonna share it with you when
we get back. Blue Penrose on.
Speaker 8 (30:27):
News radio six hundred Cogo always live on the iHeartRadio
app coming up following the news at five.
Speaker 4 (30:33):
Well, it's official.
Speaker 8 (30:35):
Uh, if you're in Mission Bay, you're gonna have fewer
bathroom choices. San Diego has closed thirteen bathrooms across the
park as part of the budget cutting measures. I have
a list of all the locations affected and the amount
of money that's saved.
Speaker 4 (30:51):
And I don't like it, and I'll tell you why
I don't like it one bit.
Speaker 8 (30:57):
We'll talk about it coming up following the news at
five o'clock.
Speaker 4 (31:00):
This is an amazing story.
Speaker 8 (31:02):
So in Lake Elsinor at a Planet Fitness inside a
shopping center, a car just just crashed through the front
glass window into everybody working out.
Speaker 4 (31:13):
Amazing that no one else got hurt.
Speaker 12 (31:15):
You can see her car went beyond those two standards
there and right into the front door of this Planet
Fitness and ended up about thirty feet inside. We got
cell phone video from someone who was inside showing some
of the frantic moments after that happened.
Speaker 4 (31:32):
So this is ABC seven Los Angeles Rob McMillan.
Speaker 8 (31:36):
Driver crashed right in. This is kind of one of
my biggest fears. You see this from time to time,
people just.
Speaker 4 (31:44):
Sitting out of Starbucks and car rams right into them
as they're sitting there. Casually, people are just eating on
a patio and a car just rams into the patio.
Now you're working out of the gym.
Speaker 8 (31:55):
You're not having Starbucks, you're not eating, You're actually doing
what you're supposed to be doing. And then this car
was completely inside the gym, glass everywhere right front facade,
completely smashed. Who knows how close it came to any
of the people working out. Who knows, you know, the
lady that checks you in at the front of Planet Fitness.
Speaker 4 (32:18):
It's amazing nobody was thereving.
Speaker 10 (32:23):
Here.
Speaker 8 (32:24):
Now, that's that's not's not the smashing of the car
smashing through, because this is cell phone footage. I mean,
we'll get the security footage of the car smashing through.
Speaker 4 (32:33):
Once the car.
Speaker 8 (32:34):
Smashed through and came to a stop, somebody took one
of the forty fives.
Speaker 4 (32:40):
Like literally one of the like out of the bar
bell rack.
Speaker 8 (32:42):
What are the forty fives and used it to smash
the window of the car. Because the car, still in gear,
is just now up smashed up against the the app
you know, the square apparatus with the lap pulled down
machine and the row machine and everything, right, you know
what I'm talking about. So it's right there, people are
on like the bench press and the car is right
(33:04):
next to him. The cars like you can see the
car still kind of jolting forward because it's in gear.
So the guy is smashing the window of the car
to get in there to turn the car off. And
that's the smashing glass that you hear.
Speaker 4 (33:19):
Again.
Speaker 12 (33:20):
You can see one of the people in there having
to use a dumbbell to break the glass.
Speaker 4 (33:24):
Yeah, it wasn't a dumbbell. That wouldn't do it. Gotta
go right for the forty five disc.
Speaker 12 (33:30):
People in there having to use a dumbbell to break
the glass. To get that woman out of there, we're
told by a witness that she's in her mid forties. Again,
CalFire Riverside County Fire saying she suffered a medical emergency,
but no one else amazingly was hurt. And also pretty
amazing they say they're going to be open within the
next couple of hours.
Speaker 8 (33:51):
That is pretty amazing that they're open for business. I mean,
there's a lot of broken glass everywhere. But you know,
a lot of big boys work out at the gym.
They probably lifted the car themselves and put it back
into a parking space and got right back to the workout.
Speaker 4 (34:10):
That's wild.
Speaker 8 (34:11):
That is an absolutely wild, wild story.
Speaker 7 (34:16):
All right.
Speaker 4 (34:16):
So when we come back at five o'clock.
Speaker 8 (34:18):
I really am upset that we are balancing the budget
on the backs of people that have to use the restrooms.
We only have a couple of things going for us
in a first world nation. I mean, what makes us
different than a second or third world nation? And I
think public facilities, restrooms that are clean and maintained and
(34:45):
well stocked are something that we should pride ourselves on
having in San Diego, really everywhere in the United States.
Speaker 4 (34:54):
But I live here, so I insist that we have
the basic necessities.
Speaker 8 (35:00):
And I have been to other parts of the world,
and I've said this before. Most of the planet is
a third world hellhole. And I don't want to be
a third world hellhole. And I want to stop third
world hell whole people from coming here and turning us
into a third world hellhole, which is why I'm so
strict on immigration. They can come here and participate in
(35:22):
our first world paradise, but they can't turn it into
a third world hell whole. And I don't want bad
bureaucrats who can't balance a budget to turn our San
Diego into a second world place. It's not third world
hellhole because we have the bathrooms.
Speaker 4 (35:39):
You can see them. They're just locked. So I call
that second world.
Speaker 8 (35:45):
We have the facilities flushing toilets, toilet paper. You can
flush the toilet paper down the toilet. I want that
that ain't everywhere. But if they're locked, we can't use
them because we can't balance the bunch. And that's slipping
from first world to second world. And I just don't
want to see it happen because what's next. I don't
(36:07):
even want to think about what's next. I don't even
want to go there. So we need to talk about
the idea of allowing the lawmakers and the budget bureaucrats to.
Speaker 4 (36:19):
Close any of the restrooms.
Speaker 8 (36:21):
There's got to be money elsewhere, and I insist you
take it from elsewhere, not the public restrooms. We'll talk
about it following the news at five o'clock Lou Penrose
on news radio six hundred KOGO and live on the
iHeartRadio app.
They are launching those here in Iran today with the
impact still underway.
Speaker 2 (00:04):
The President had repeatedly said more military action against Iran
was on the table if they did not live up
to their previous ceasefire agreement. No matter what, this news
is going to send shockwaves through the oil markets as
well as right here at the NATO summit. Audio capturing
Alan's dire warning to ships in the area.
Speaker 3 (00:21):
This is live farming.
Speaker 4 (00:23):
This is live farming.
Speaker 5 (00:24):
This is live farming.
Speaker 4 (00:26):
If you're running down Yer.
Speaker 2 (00:30):
The White House also going the extra mile to punish
Iran where it would hurt them financially. They were evoking
a waiver which would have allowed Iran to sell its oil.
Speaker 1 (00:39):
It's Mark Meredith with the update out of Iran. Another
Mexican cartelier is facing terror charges here in the US.
Speaker 4 (00:45):
Three year old.
Speaker 1 (00:45):
Carlos Pareda, known as Carlitos, Lieutenant in the Sinaloa cartel.
It's facing narco terrorism charges, including providing support for terrorism.
In the US Attorney's Office says the Parida is the
leader of a violent wing in the Cineloa cartel, the
Zimbata faction, which is connected to kidnapping and murder along
with sending meth, cocaine, and fentanyl across the border. Terror
chargers come after the Sinaloa Cartel was designated a foreign
(01:07):
terrorist organization last year. Two dozen suspects in southern California,
including fifteen in the country illegally, have been arrested by
federal agents after being tied to a crime ring coming
out of India.
Speaker 6 (01:18):
The organization targeted in this indictment would use commercial semi
trucks to move hundreds of pounds of cocaine and methamphetamine
each week across the United States and into Canada for
other drug trafficking organizations.
Speaker 1 (01:31):
Sistant US attorney bill a sale linking the suspects to
the Bishanoi gang out of India, which also is suspected
of several assassinations including actors, musicians, business leaders, and politicians.
And national city could soon become the hub one of
the reason's largest electric truck charging hubs.
Speaker 7 (01:46):
Support of San Diego is set to vote July fourteenth
on a sky chargers project that could charge up to
seventy heavy duty electric trucks at once near Tideland's Avenue.
Supporters say it would cut diesel emissions in a community
with some of the highest pollution concerns around San Diego Bay.
Questions remain about fire preparedness, traffic impacts, and community benefits,
with those issues expected to stay part of the discussions
(02:07):
as the project moves to the port board.
Speaker 1 (02:09):
I'm John Fink, Real Time Traffic Now, Coco News Time
four oh two on the fifteen.
Speaker 5 (02:14):
North, writer Rancho Bernardo. We've got a new crash trying
to clear from the middle lanes. You're going to see
some delays from at least the fifty six in Carlsband,
seventy eight west at Alchemy to Reale. They're holding lanes.
Speaker 4 (02:26):
Do want a break?
Speaker 5 (02:26):
Trying to clear some wood degree from the left lane.
If you're on the seventy eight east bound from the
five to the fifteen, it's going to take you twenty
four minutes. And we still have a tough crash on
the one sixty three south right at the eight, trying
to clear that from the left lane. It's going to
be backed up from the eight oh five. This report
is sponsored by Expresspros dot com. Your logistics business moves fast.
Is your team keeping up? Express Employment professionals connect you
(02:50):
with qualified talent. Fast Express helps you hire smarter and
stay productive. Visit expresspros dot com for an office express
Employment professionals respecting people impacting business. I'm Jenny harmon Coco's
next real time Traffic up to your four thirteen.
Speaker 1 (03:07):
Co Go's updated San Diego Weather. Two fires burning, one
at Camp Pendleton, the other in Riverside County, are sending
smoke into San Diego County. There's a seventy five are
current fire in Riverside County just across the border, and
I said seventy five acres smoke visible in San Diego.
The pipeline fire, the one at Camp Pendleton, is over
(03:27):
one thousand acres and in particular, late last night unto
this morning, sent smoke into northern and eastern San Diego County.
The windsor shifting further north down looking at highs through
Thursday in the upper seventies at the coast, upper eighties,
low nineties inland, with extreme heat warning in the deserts
already in place, and heat advised you for the mountains
starting tomorrow, both running through Thursday. Right now downtown it's
(03:48):
seventy seven. I'm Jack cronin next update set four thirty.
Stay connected, Stay in form, San Diego's breaking news station.
Who's Radio six hundred co Go lock on the iHeartRadio app.
Speaker 8 (04:05):
Four oh four, Lou Penrose on News Radio six hundred
cod though we are live in San Diego.
Speaker 4 (04:15):
Thank you for tuning in. Good to have you along
with us. Happy Tuesday.
Speaker 8 (04:19):
A new study by wallet hub has Cheula Vista at
some of the highest credit card debt in the nation.
In fact, Chula Vista comes in second second place average
household and Cheula Vista has more than twenty thousand dollars
in credit card debt. Here's ABC ten's ABC ten News
(04:42):
is Danny miskeal, she went out and did the story.
Speaker 9 (04:46):
Credit card debt is piling up here in Cheula Vista.
A recent study done by wallet hudd shows that this
city rates the second highest intonation for having the most
credit card debt, with the average household owing more than
twenty thousand.
Speaker 4 (05:01):
Dollars twenty one thousand dollars. Wow.
Speaker 8 (05:03):
Since I got the story and Danny Miskel went on television,
you all spent another grand Wow. Uh, that is a
lot of money to be on a credit card balance.
I don't know if you've got twenty one thousand dollars
in your checking account to pay off that balance by
the end of the month.
Speaker 4 (05:19):
But you ought to be settling up every month.
Speaker 7 (05:22):
Now.
Speaker 4 (05:22):
I know nobody does that, but that's what you're supposed
to do.
Speaker 8 (05:26):
All the financial people are saying that credit card is
just a convenience. It's not a pathway to owning something
you can't.
Speaker 4 (05:34):
Afford, right, That's what a bank loan is for.
Speaker 8 (05:39):
And you wouldn't be going to the bank and taking
out a loan on a new pair of shoes at Nordstrom,
So why are you swiping the credit card? And by
the way, the bank loan would be a much cheaper
interest rate. So the question remains, why Chewelavista? What's going
on in Chulavisa? Why are they an outlier? Everybody's got
(06:01):
some credit card debt, even though you're not supposed to
have any by the end of the month, But certainly
people are using their credit cards more luxuriously.
Speaker 4 (06:10):
And it is what it is. I'm not going to
you're not calling me asking me how to get out
of debt, so I'm not going to preach to you.
Speaker 8 (06:17):
But you and I both know it would be better
if you paid off that credit card at the end
of the month, because the interest payments are huge and
you're overpaying for everything you bought with the credit card.
Speaker 4 (06:30):
That's why it's so dumb.
Speaker 8 (06:32):
People go crazy with coupons and take advantage of sales
and use Macy's Star points, and then they go and
they buy a bunch of things and they think they
got a hell of a bargain.
Speaker 4 (06:46):
Oh my god, this.
Speaker 8 (06:47):
This dress was one hundred and eighty nine dollars originally,
it's marked down to ninety nine dollars.
Speaker 4 (06:52):
And I got an additional twenty percent off.
Speaker 8 (06:56):
Oh yeah, so you paid them in cash? No, I
put it on my card because I get miles. And
then they and they carry a balance and they're going
to ultimately pay more for that dress than the than
the retail price was the manufactured retail price.
Speaker 4 (07:17):
But why why Inteulavista?
Speaker 8 (07:19):
What's going on in Teulavista that makes them the nation's
second largest place for credit.
Speaker 4 (07:25):
Card debt out of one hundred and eighty cities.
Speaker 9 (07:28):
Researchers looked at qu La Vista rings second with more
than one point seven billion dollars in total credit card debt.
Speaker 8 (07:36):
Yeah, that's not it very that's it sounds high. I
don't know if that's big or not.
Speaker 4 (07:40):
I mean, if you have the capacity to carry the debt,
then you do.
Speaker 8 (07:50):
If you don't, it won't take long before the debt
crushes you. So I don't know if that's a large
number or not. I don't know what my capacity would be.
I wouldn't do it. I've never done it, and I'm
not about the start and one of the good things
about my life and write this down because it will
(08:16):
be a factor and whether or not you have a
good life or a bad life. I married a woman
who has the exact same attitude that I do on
that and I didn't really know it at the time.
Speaker 4 (08:26):
I mean I didn't. We probably should have talked about it,
but we didn't. I didn't.
Speaker 8 (08:32):
I just I was never a guy that with a
credit card balance. I just uncomfortable with it and just
personally very frugal. And it turned out that she's that
way too. She uses the card to get the points
and gets all the tricks and the miles and the
points and all that stuff, and then write to check
at the end of the month. And if we can't
write to check, then we're not buying it. So that's
(08:54):
been good for me. You may have a split household
where one is like me and one is like Truelavista
and carrying twenty thousand dollars in debt.
Speaker 4 (09:03):
I can imagine that causes friction. But again, I don't
know what my personal.
Speaker 8 (09:09):
Ability would be to carry a balance. I mean, it
would be so wasteful that it wouldn't even occur to
me to do it, because.
Speaker 4 (09:17):
I can do math.
Speaker 8 (09:19):
And Italians know about a viig from watching all the
crime movies growing up. What do you think loan sharks?
How do you think they make their money?
Speaker 10 (09:30):
Right?
Speaker 4 (09:31):
How does what's a shy business?
Speaker 7 (09:33):
Right?
Speaker 4 (09:33):
You watched the Sopranos, right, you saw.
Speaker 8 (09:40):
That these guys that had a shy business.
Speaker 4 (09:44):
That's that's what it is.
Speaker 8 (09:45):
The interest get is tacked onto the principal do weekly?
Credit card companies are not much different than the Sopranos.
Speaker 4 (09:54):
They're really not. This is a loan shark.
Speaker 8 (09:57):
Out there, so except I mean, all the credit card
company is going to do is stop loaning you money.
This rental crew will come and knock you over the
head and keep beating you until you pay up the money.
Speaker 4 (10:09):
Well, they'll do a bust out of your store. So
what's uh?
Speaker 8 (10:16):
What's what are people charging Inteulavista? Since everyone's credit card happy,
so why is.
Speaker 9 (10:21):
Debt running so high intu of Vista.
Speaker 8 (10:23):
Yeah?
Speaker 4 (10:24):
Why, that's a good question.
Speaker 9 (10:26):
Many have higher incomes, so banks will approve them for
higher credit limits.
Speaker 4 (10:31):
Is that the way that works?
Speaker 8 (10:32):
So the banks improve you for higher limits based on
your zip code? And do people in Cheulivisten know that?
Or should they just take whatever comes in the mail?
And as many of those cards come in to mail.
Speaker 4 (10:45):
I'm not sure that's the full story. I'm not saying that.
Speaker 8 (10:53):
Danny Miskell is doing an accurate reporting. Some of that
might be true. I don't think it would matter, right
because you get so many offers you vi Se, master Card,
American Express, Capital One, I mean, everybody's got a credit card.
Capital One sponsors the iHeartRadio Music festival. But I'm constantly
getting credit card applications in the mail. They're always sending
(11:14):
it to me. And I don't think I live in
a particularly I don't live in Chula Vista where all
the wealthy people are. I guess, but yeah, I guess
they are tracking the higher zip codes for a higher
credit limit.
Speaker 9 (11:25):
So banks will approve them for higher credit limits, The
rising mortgage payments car loans and unexpected emergencies are leaving
many families swiping credit cards just to get by.
Speaker 4 (11:36):
No, they are see, that's not fair.
Speaker 8 (11:38):
There are not a higher level of unexpected emergencies in Cheulavista,
California than one hundred and eighty seven other places that
while at Hub took a look at.
Speaker 4 (11:49):
Everyone always says that, oh yeah, times are tough. Times
are tough.
Speaker 8 (11:53):
Everybody that's in debt, their times are always tough. There's
never good times or bad times. There are always bad times.
There's never good economies or bad economies. It's always bad economies.
There's never good presidents or bad presidents. They're all bad
for people that are in debt. So there's got to
be more to it. And I don't know anybody that's
putting their car loan on a credit card, but I
(12:14):
guess she threw that in there. That's a little concerning
for me, you know how I feel about.
Speaker 9 (12:18):
That this ass will approve them for higher credit limits.
The rising mortgage payments car loans en car.
Speaker 8 (12:24):
Loans, are you, honestly, if you're in Tchula Vista right
now and you're listening to me and you're putting your
car payment on your credit card. You need to call
me because we need to have a conversation. You're doing
your life backwards. It's all wrong. By the way, speaking
of car payments, the new numbers for the average car
(12:45):
payment for California just came out and you're not gonna
believe the number.
Speaker 4 (12:49):
People. Please don't do this to yourself.
Speaker 8 (12:52):
Your car payments are keeping you broke and you're about
to get broker.
Speaker 4 (12:58):
Wait till I tell you with the average.
Speaker 8 (13:00):
Cart payment in California is coming up next four to thirteen,
thirteen minutes after four o'clock lou Penrose Live and local
but not as in debt as to La Vista on
news radio six hundred Cogo and on the iHeartRadio.
Speaker 5 (13:14):
App on the one sixty three south right at the
ag still working on that crash. The two left lanes
are now blocked and you're stopped coming away from the
eight oh five. Overall, your one sixty three southbound Kearney
Mason is downtown. That is going to take you thirty minutes.
You're eight oh five southbound, still pretty slow. Sorrento Valady
(13:34):
Julavista is going to take you forty four minutes. If
you're on the corn Otto Bridge eastbound, it's going to
be a slow ride over to the five. And it
looks like we still have some debris in the lanes
on that fifteen north found of Rancho Bernardo. Now it's
now a crash and they're clearing that to the shoulder.
This report is sponsored by unbound dot org. Right now,
there are young people across the world facing a tough
choice continue their dream of education or drop out to
(13:57):
help the family put food on the table. You can
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far your support can go at unbound dot org. I'm
Jenny harmon Coco's next real time traffic update of four
to twenty five.
Speaker 4 (14:08):
If you are a home in San Diego and are
even thinking about selling, listen up, hey, it's Louke Penrose.
Speaker 8 (14:14):
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with an agent, or dealing with months of showings, there
is another option.
Speaker 4 (14:22):
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my name, Lou Penrose. Tell them I told you to call.
That's I buy SD dot Com. Lou Penrose on news
(15:12):
radio Centendric, Kobo Live and Local on the iHeartRadio app.
A new study came out wallet hub said that the
Chula Vista ranked second in the nation with the average
household having the highest credit card debt, more than twenty
one thousand dollars in credit.
Speaker 4 (15:28):
Card debt on average in Cheulavista. And we're just trying
to figure out exactly what's going on.
Speaker 1 (15:34):
Yeah, I mean there's rich areas in and there's the
ghetto Parts two or Ctravis. But whatever.
Speaker 8 (15:39):
Well, I think you could say that about any area, right.
I used to live out in Pump Springs and that
was a real talk about a conundrum. You had Indian Wells,
which is one of the highest ZIP codes in the
state of California, and you have Coachella, which is one
(16:00):
of the poorest of codes in the state of California,
all within ten minutes of each other.
Speaker 4 (16:07):
Right, It's wild the way that works. I mean, in Los.
Speaker 8 (16:09):
Angeles you have you know, Beverly Hills is not that
far from one of the poorest areas of South Central.
So I don't think Julivis is any different than any
other city where there's you know, wealthier areas of town
and not as wealthy area of town. But the wealthy
areas of Chula Vista could not possibly be carrying the
(16:35):
whole city's credit card debt numbers that it puts it
in the second place position.
Speaker 4 (16:41):
In other words, people with means are carrying a credit
card debt, people with no means are carrying a credit
card debt, and everybody in between. It's just wild that it,
you know, became a place on the national radar. Here's
the story again and eighty cities.
Speaker 9 (16:59):
Research looked at to La Vista brings second with more
than one point seven billion dollars in total credit card debt.
Speaker 8 (17:07):
Yeah, so one hundred and eighty cities came in second
with the highest. That's uh, that's news. That's noteworthy. That's
why we're talking about it, all right. Average car payment now,
new vehicle twenty twenty six.
Speaker 4 (17:18):
Are you ready for it?
Speaker 8 (17:20):
This is the average car payment, which means some people
are paying more every month.
Speaker 4 (17:27):
Seven hundred and seventy dollars a month. No, that's cray.
That is insane. What are you doing.
Speaker 8 (17:38):
You're writing a check for seven hundred and seventy dollars
a month for a car that goes down in value
every single time you turn the key or hit the
star button. I guess that is insane. People are financing
use cars. This is incredible to me. The average car
(18:01):
payment on a used car is what the average car
payment on a new car used to be just five
years ago.
Speaker 4 (18:09):
The average car.
Speaker 8 (18:10):
Payment on a used car so it has no value
is five hundred and thirty one dollars a month.
Speaker 4 (18:18):
Oh my gosh, that is wild, mister Finnity. I can't
fathom making a payment like that on a used car.
I can't.
Speaker 8 (18:29):
I don't care what the car is. A used car
is worth six thousand dollars.
Speaker 4 (18:36):
I mean, this is nothing left.
Speaker 8 (18:38):
All the value is in the excitement of you driving
off the lot in a brand new car and the
new car smell. Everything else is just an engine and
seatbelts and plastic lights.
Speaker 4 (18:51):
And turning signals.
Speaker 8 (18:53):
Don't forget the cup holder and the cup holder about
six on average, about six thousand bucks worth of stuff.
Speaker 4 (19:00):
If you went to Napple Auto and assembled a car
piece by piece, well you'd have to do wholesale, But
you know what I mean.
Speaker 8 (19:08):
Everything else is advertising excitement and energy and emotion. Man
five hundred and thirty one dollars a month to finance
a used car and asset that has already fully depreciated.
And for those of you who have no idea what
I just said, that's why you're financing a depreciating asset.
Speaker 4 (19:29):
But the new car one is what gets me.
Speaker 8 (19:32):
I mean, I get it. It's nice to have a
brand new car.
Speaker 4 (19:37):
It's got all the latest it's got all the latest features.
Speaker 8 (19:40):
I will say that the safety features and technology in
new cars is attractive it does make you want to
have the very latest, not so much the Apple car
pay stuff or the twinkling lights.
Speaker 4 (19:53):
But the safety features are very, very good.
Speaker 8 (19:56):
The safety features on a twenty twenty five are way
better than a twenty twenty. So I can see why
if you were going to buy a car, you want
to get a brand new car. But if you want
to buy a brand new car, you should write a
check for that car. Seven hundred and seventy dollars a
month is an insane car payment. I don't care how
much you make, that's an insane car payment. Like, if
(20:18):
you make enough that you.
Speaker 4 (20:20):
Can afford to write a check for seven hundred and
seventy dollars for a depreciating asset like a car, then
you certainly make enough to just write a check for
the whole Lady Grand or whatever the car costs. So
why is anybody doing this?
Speaker 8 (20:37):
And according to Danny Miskal at news at rather ten News,
people are putting some of that car payment on their
credit card.
Speaker 4 (20:47):
This is the absence of any financial education whatsoever. I
remember my mom used to say that, you know what
they are to teach in these schools. They are to
teach these kids how to balance a checkbook.
Speaker 8 (20:59):
Now there are no checkbooks, right, but certainly somebody should
be teaching somebody about basic financial education.
Speaker 4 (21:07):
This is just wrong and it's incredible to me.
Speaker 8 (21:11):
I'm not for government intrusion into the marketplace. I believe
that these are private adults engaging in private contracts, and
a willing buyer and a willing seller should be able
to meet without government intervention. But it's hilarious that you have,
you know, politicians screaming about price gouging by the big
oil companies, and you know all these kinds of you know,
(21:35):
manipulations that go in the marketplace by you know, all
these industries, and yet they allow the average person to
pay a check of seven hundred and seventy dollars a
month to a finance company for a car that goes
down in value. That seven hundred and seventy check singularly
(21:55):
is keeping you broke, That is keeping you from retiring
as a millionaire.
Speaker 4 (22:00):
Mark my word, were the Doobies live in San Diego.
That's gonna be a good time.
Speaker 10 (22:05):
Hey, Lou Greg from Pleasure Hills.
Speaker 4 (22:09):
I remember when I.
Speaker 3 (22:10):
Bought my first truck, which was my first car, back
in two thousand and two of bround new two thousand
and two to fard one fifty, thank you for it.
And my car payment was six hundred and forty three
dollars and eighty nine cents a month for five years.
Speaker 4 (22:23):
How would I manage to do that? I don't know.
Speaker 10 (22:26):
But the car ended up cost me half a million dollars.
Had it for twenty two years.
Speaker 4 (22:30):
Though, Yeah, but it's not worth half a million dollars now,
is it?
Speaker 8 (22:33):
So that was not a good ROI. As we say,
there was a state Assembly member. This is a long
time ago, so I'm sure he's turned out by now,
but he was a Democrat and I thought he had
a great piece of legislation. He wanted to compel the
credit card companies to put on the statement just a
(22:57):
simple line item, just an easy mathematical item that said,
if you make the minimum payment, this will be the
ultimate bill based on this balance. In other words, if
you have a you know, forty five thousand dollars ballance
on your credit cards and you make the minimum payment,
you will ultimately pay five hundred.
Speaker 4 (23:16):
Thousand dollars based on the APR.
Speaker 8 (23:20):
And I thought that was great, Like people should know
that if you have a car payment of seven hundred
dollars or what did what do you have an eight
hundred dollars car payment?
Speaker 4 (23:32):
That was crazy back.
Speaker 3 (23:33):
In two thousand and two of brand new two thousand
and two fifty thank you for it. And my car
payment was six hundred and forty three dollars.
Speaker 8 (23:40):
Six hundred and forty three dollars, and at the end
of the term you wound up paying hundreds of thousands
of dollars for the same vehicle.
Speaker 4 (23:49):
That's crazy. You're richer than you think. You're just giving
the money away foolishly.
Speaker 10 (23:56):
Hey, lou I live on the west side of Tula.
Lissa and I own a home and my neighbors all
rent apartments. And I noticed they all have luxury vehicles
and you just park them on the street. And I
always tell my wife, I'm like, how do these guys
for these vehicles?
Speaker 4 (24:14):
I mean, come on, yeah, I see that too. I did.
Speaker 8 (24:18):
For a short period of time, I was doing some
side work for somebody that was a landlord, just simple repairs.
I just happened to be out in Palm Springs. He
had units in Palm Springs.
Speaker 4 (24:29):
I was able. I was in a position to help
him out.
Speaker 8 (24:31):
Little stuff like replacing garbage disposals or fixing shower doors, relighting.
Speaker 4 (24:39):
Water heaters. Also the.
Speaker 8 (24:43):
Towel racks and the toilet paper racks, the toilet paper holder.
I don't know what people do. Are they standing on
them now? But they would always just come ripped out
of the wall. But little stuff like that, right, And
I would go into these people's apartments and they're renting,
and these are you know, these aren't luxury apartments. I
mean they're ghetto, but they're not luxury apartments, so they're
(25:04):
modest accommodations, but they're rentals.
Speaker 4 (25:08):
And everybody had.
Speaker 8 (25:10):
Bigger TVs than I had, Like, man, these people are
living well, big sectional sofas, big flat screen TVs, like
good stuff.
Speaker 4 (25:22):
And you're right, good cars, and they're living in these little,
you know, little rental places.
Speaker 8 (25:30):
And I would just at one point, I remember telling
him the story about this.
Speaker 4 (25:34):
He said, yeah, that's the tenant mentality.
Speaker 8 (25:37):
There's a ten of mentality where you live in a
you know, a very affordable rental apartment and you take
your disposable income instead of saving for a down payment
for a house, you go buy yourself an expensive car,
or you make a seven hundred dollars car payment and
you go buy yourself a twelve hundred dollars flat screen TV.
So not everybody likes to live the same, and as
(26:01):
a result, the outcomes are not the same. All right,
Speaking of that corner of San Diego, if you're in
Sandy Sidro, the parking meters are up now and you're
gonna be paying to park two dollars and fifty cents
an hour.
Speaker 11 (26:13):
And nearly three hundred new parking meters in Sandy Sidro
go live today. This is gonna change things up if
we're used to parking there, even to across the border.
Perhaps this is in the business district right near the border.
Speaker 8 (26:25):
I know right where that is, and that is what
people do. They park right there to cross the border.
Janetta's right. That's gonna change things up. That's a nice
way putting. It's gonna change things up for sure, if you're.
Speaker 11 (26:37):
Used to parking there, even to cross the border. Perhaps
this is in the business district right.
Speaker 4 (26:41):
Near the border.
Speaker 11 (26:42):
The rate is two point fifty an hour with a
four hour max.
Speaker 4 (26:46):
Okay, so so ten bucks.
Speaker 8 (26:50):
Four and four hours not a lot of time, and
an eight hour max would have been a little bit
more convenient, So somebody's gonna have to come and move
your car or you're gonna get a parking ticket. But
the good news is they're going to use the money
to do street improvements in an area where they definitely
need street improvements.
Speaker 11 (27:06):
It'll be enforced Monday through Saturday. Revenue collected from the
meters will be reinvested directly back into Santy Cedro for
transportation and safety improvements.
Speaker 8 (27:16):
Yeah, transportation improvements would be like nicer places to park,
or replacing the parking meters that people will bat with
an aluminum bat. But yeah, actually this is needed. I
don't know where the revenue went. But I'm in Tijuana
a lot these days because I fly into Tijuana, and
(27:42):
I'm not only my Mexico traveling a lot, but now
when I'm traveling neither you know, and other parts of
the Caribbean, I always fly through Tijuana.
Speaker 4 (27:52):
It's just such a better way to go. That CBX
is so good.
Speaker 8 (27:56):
And they're constantly expanding it and they're keeping up with
the demand. Like the secret got out during COVID that
you could fly into Mexico and just walk across the
border and you did not have to have a COVID check.
And as soon as people figured that out, everybody did
what lou Penrose did, and that is continue to vacation
(28:18):
in Portovarta, in Puntamita, in Cabo, in Cancun, and just
fly into Tijuana. Because a flight internationally from Cancun to
San Diego you had to get a COVID check.
Speaker 4 (28:29):
You were crossing an international border.
Speaker 8 (28:31):
But when you fly into Tijuana, you're not flying internationally,
You're flying low domestically using the domestic terminal. Much different experience,
much better experience, and a much cheaper experience. The beer
is better in the domestic terminal in Mexico, the food
is better in the domestic terminal in Mexico, and the
(28:53):
people are better.
Speaker 4 (28:55):
So I've been in I've been around Tijuana for a lot, and.
Speaker 8 (29:00):
The area is, at least around the airport in Tijuana,
the streets look better than Sandy Sidro.
Speaker 4 (29:08):
So it's you actually.
Speaker 8 (29:10):
Park in Sandy Sidro and cross the border, and it's
an upgrade in street in street maintenance.
Speaker 4 (29:18):
And I noticed that.
Speaker 8 (29:19):
I'm like, wow, that's the first time in all my
years of going from San Diego into Mexico that I
ever noticed Wow.
Speaker 4 (29:27):
Things are looking good.
Speaker 8 (29:29):
South of the border, they're starting to like, really look
nice's starting to look really nice, or maybe just Sandy
Cedro is starting to look really bad. But the contrast
is becoming clearer and clearer. So they need to take
the money out of these parking meters and start doing
(29:49):
some curb and gutter work and clean it up.
Speaker 4 (29:53):
Because it's not looking too good. All right? Uh, what
we take a break when we come back.
Speaker 8 (29:58):
Oh my gosh, did you see this act accident in
Lake Elsinore? A car rammed into a Planet Fitness.
Speaker 4 (30:06):
In the middle of the day when everybody's working out.
Speaker 8 (30:09):
Didn't hit anybody, like, rammed right through Planet Fitness in
a shopping center in Lake Elsinor and the car rammed
right in it, and the car is landed by the
bench press and.
Speaker 4 (30:20):
The uh you know, all the weights in all the
bar bills. Unbelievable. I gonna share it with you when
we get back. Blue Penrose on.
Speaker 8 (30:27):
News radio six hundred Cogo always live on the iHeartRadio
app coming up following the news at five.
Speaker 4 (30:33):
Well, it's official.
Speaker 8 (30:35):
Uh, if you're in Mission Bay, you're gonna have fewer
bathroom choices. San Diego has closed thirteen bathrooms across the
park as part of the budget cutting measures. I have
a list of all the locations affected and the amount
of money that's saved.
Speaker 4 (30:51):
And I don't like it, and I'll tell you why
I don't like it one bit.
Speaker 8 (30:57):
We'll talk about it coming up following the news at
five o'clock.
Speaker 4 (31:00):
This is an amazing story.
Speaker 8 (31:02):
So in Lake Elsinor at a Planet Fitness inside a
shopping center, a car just just crashed through the front
glass window into everybody working out.
Speaker 4 (31:13):
Amazing that no one else got hurt.
Speaker 12 (31:15):
You can see her car went beyond those two standards
there and right into the front door of this Planet
Fitness and ended up about thirty feet inside. We got
cell phone video from someone who was inside showing some
of the frantic moments after that happened.
Speaker 4 (31:32):
So this is ABC seven Los Angeles Rob McMillan.
Speaker 8 (31:36):
Driver crashed right in. This is kind of one of
my biggest fears. You see this from time to time,
people just.
Speaker 4 (31:44):
Sitting out of Starbucks and car rams right into them
as they're sitting there. Casually, people are just eating on
a patio and a car just rams into the patio.
Now you're working out of the gym.
Speaker 8 (31:55):
You're not having Starbucks, you're not eating, You're actually doing
what you're supposed to be doing. And then this car
was completely inside the gym, glass everywhere right front facade,
completely smashed. Who knows how close it came to any
of the people working out. Who knows, you know, the
lady that checks you in at the front of Planet Fitness.
Speaker 4 (32:18):
It's amazing nobody was thereving.
Speaker 10 (32:23):
Here.
Speaker 8 (32:24):
Now, that's that's not's not the smashing of the car
smashing through, because this is cell phone footage. I mean,
we'll get the security footage of the car smashing through.
Speaker 4 (32:33):
Once the car.
Speaker 8 (32:34):
Smashed through and came to a stop, somebody took one
of the forty fives.
Speaker 4 (32:40):
Like literally one of the like out of the bar
bell rack.
Speaker 8 (32:42):
What are the forty fives and used it to smash
the window of the car. Because the car, still in gear,
is just now up smashed up against the the app
you know, the square apparatus with the lap pulled down
machine and the row machine and everything, right, you know
what I'm talking about. So it's right there, people are
on like the bench press and the car is right
(33:04):
next to him. The cars like you can see the
car still kind of jolting forward because it's in gear.
So the guy is smashing the window of the car
to get in there to turn the car off. And
that's the smashing glass that you hear.
Speaker 4 (33:19):
Again.
Speaker 12 (33:20):
You can see one of the people in there having
to use a dumbbell to break the glass.
Speaker 4 (33:24):
Yeah, it wasn't a dumbbell. That wouldn't do it. Gotta
go right for the forty five disc.
Speaker 12 (33:30):
People in there having to use a dumbbell to break
the glass. To get that woman out of there, we're
told by a witness that she's in her mid forties. Again,
CalFire Riverside County Fire saying she suffered a medical emergency,
but no one else amazingly was hurt. And also pretty
amazing they say they're going to be open within the
next couple of hours.
Speaker 8 (33:51):
That is pretty amazing that they're open for business. I mean,
there's a lot of broken glass everywhere. But you know,
a lot of big boys work out at the gym.
They probably lifted the car themselves and put it back
into a parking space and got right back to the workout.
Speaker 4 (34:10):
That's wild.
Speaker 8 (34:11):
That is an absolutely wild, wild story.
Speaker 7 (34:16):
All right.
Speaker 4 (34:16):
So when we come back at five o'clock.
Speaker 8 (34:18):
I really am upset that we are balancing the budget
on the backs of people that have to use the restrooms.
We only have a couple of things going for us
in a first world nation. I mean, what makes us
different than a second or third world nation? And I
think public facilities, restrooms that are clean and maintained and
(34:45):
well stocked are something that we should pride ourselves on
having in San Diego, really everywhere in the United States.
Speaker 4 (34:54):
But I live here, so I insist that we have
the basic necessities.
Speaker 8 (35:00):
And I have been to other parts of the world,
and I've said this before. Most of the planet is
a third world hellhole. And I don't want to be
a third world hellhole. And I want to stop third
world hell whole people from coming here and turning us
into a third world hellhole, which is why I'm so
strict on immigration. They can come here and participate in
(35:22):
our first world paradise, but they can't turn it into
a third world hell whole. And I don't want bad
bureaucrats who can't balance a budget to turn our San
Diego into a second world place. It's not third world
hellhole because we have the bathrooms.
Speaker 4 (35:39):
You can see them. They're just locked. So I call
that second world.
Speaker 8 (35:45):
We have the facilities flushing toilets, toilet paper. You can
flush the toilet paper down the toilet. I want that
that ain't everywhere. But if they're locked, we can't use
them because we can't balance the bunch. And that's slipping
from first world to second world. And I just don't
want to see it happen because what's next. I don't
(36:07):
even want to think about what's next. I don't even
want to go there. So we need to talk about
the idea of allowing the lawmakers and the budget bureaucrats to.
Speaker 4 (36:19):
Close any of the restrooms.
Speaker 8 (36:21):
There's got to be money elsewhere, and I insist you
take it from elsewhere, not the public restrooms. We'll talk
about it following the news at five o'clock Lou Penrose
on news radio six hundred KOGO and live on the
iHeartRadio app.
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