November 7, 2025 • 9 mins
Compassion and aid is best provided through non-profits, faith groups and the private sector. Compassion is never successfully provided through government-imposed socialism. It’s insidious.
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Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:04):
You have questions. Brian has answers. It's time for today's
Q and A of the day. This is the Brian
Mud Show.
Speaker 2 (00:12):
Today is Q and A how much you pay for
Obamacare subsidies. This is brought to you by my listen
ashes check mark collections each day. No future A listener
question sent by one of these methods. You may email
me Brian Mudd at iHeartMedia dot com, hivy up on
social at Brian Mudradio. May also use the iHeartRadio talkback feature.
We'd love it if you go into the ihelready at
make w J and no or via Patriot your number
(00:33):
one preset. While you're in there, you'll see a little
microphone button.
Speaker 1 (00:37):
Tap it.
Speaker 2 (00:37):
You may lay down a message right there, maybe for
a future Q and A like this.
Speaker 3 (00:41):
Brian and jeelge George from Stewart. I listen to your
show every morning.
Speaker 1 (00:45):
Love what you guys do.
Speaker 3 (00:46):
Heard the news story about the poor woman with breast cancer.
Always feel close to anyone with cancers. My wife suffers
as well. She mentioned her Obamacare premiums for fourteen dollars
a month. I paid four hundred dollars a month for
my wife and I and I work for a Fortune
fourteen company with a nine thousand out of pocket fifty
four thousand employees. What am I missing?
Speaker 1 (01:06):
Yeah, exactly, you're not right.
Speaker 2 (01:09):
So, in a highly predictable move, many of the news
media have sought out people with sticker shock from Obamacare
policies that are currently being offered in open enrollment without subsidies,
which of course expired and is a central point of
contention between Democrats and Republicans during the partial government shutdown
and what's a obviously politically motivated tactic buy news organizations
(01:32):
to curry favor for the Democrats position. There's been a
focus on potentially impacted sympathetic figures. WPTV in particular, has
made an effort of this locally, and so in question
this woman suffering with breast cancer who may not be
able to afford the true cost of care that she
has been receiving, that certainly would fit the bill. For
(01:55):
what you're talking about here and what's currently happening during
the partial government shutdown coinciding with the expiration of the
COVID Era Affordable Care Act subsidies is an extremely important
and highly instructive situation. The fact of the matter is
that the Affordable Care Act is what it's always been.
Speaker 1 (02:17):
It is a fraud. It's a fraud.
Speaker 2 (02:20):
There is nothing that has been or is affordable about
the healthcare plans being offered through the exchange. The real
cost of health insurance coverage offered through the exchange is
now what people are seeing. And that's important because up
until now, and especially with the covid Era subsidies in placene,
(02:41):
two percent ninety two percent of ACA plans in use
have been subsidized, meaning paid for by you and me
and all other federal taxpayers. So, as you point out,
your monthly premium with your company sponsored plan is four
hundred per month, plus you got a nine thousand dollars
(03:02):
deduct boil you got to hit before you even get
any coverage. And this is typical, by the way, but
you're actually paying far more for that for your ongoing
healthcare coverage because of these subsidies. So the total subsidies,
which are known as premium tax credits for ACA plans
is one hundred and twenty five billion dollars per year.
(03:24):
Now the average subsidy paid is five thousand, seven hundred
and twenty seven dollars per plan. Okay, So for the
average person who has an Obamacare plan, your pain over
fifty seven hundred dollars per that plan, per single person
(03:46):
with one of those. So, in other words, the real
monthly costs of that health insurance plan for the woman
with preast cancer who has cited in the recent news
story is not fourteen dollars per month, not by long shot. No,
it's actually four hundred and ninety one dollars per month.
It's just that four hundred and seventy seven of that
(04:07):
is paid for by federal tax payers. So to put
this another way, what does this actually mean to you?
The average federal taxpayer is paying seven hundred and eighty
dollars this year for Obamacare subsidies. Okay, so if you
file taxes, if you're not on an Obamacare plan, you
(04:28):
paid a minimum of seven hundred and eighty dollars towards
these Obamacare subsidies. If you were a net income tax payer,
meaning that if you filed and you ended up paying
any kind of federal income tax during the year, your
piece was one thousand, five hundred and sixty dollars for
(04:52):
this year. So what that means is, in addition to
what you are paying for your health care insurance care
itself during the course of this year for your family,
you can add seven hundred and eighty or fifteen hundred
and sixty dollars to that. That's your real cost for healthcare.
What's more, is commonly the subsidized healthcare plans provide better
(05:18):
coverage than most employer and privately sponsored plans. And this
is because those shopping the marketplace they can see that
they can get higher end insurance plans that are effectively
paid for by taxpayers.
Speaker 1 (05:32):
So if I can get a better.
Speaker 2 (05:33):
Healthcare plan and everybody else is going to be paying
for it, not me, why not. It's a form of
insult to injury for the reality on the ground for
the average American family struggling to account for paying for
their own families health care needs. You'll notice there's never
been a single story, not one. It's ever been presented
(05:55):
in traditional news media providing this kind of analysis or
interviewing others asking the average family if they can afford
both their own families health care costs, but then also
an additional seven hundred to fifteen hundred and sixty dollars
annually for the health care of those that are on
Obamacare plans. It is journalistic malpractice, it is an outrageous dynamic,
(06:22):
and it's a guarantee, a guarantee that there are far
more families negatively impacted by having to pay for the
subsidies for these Obamacare plans than people who really couldn't
afford in our health care they need. They are already
subsidized on these plans, guaranteed. It is sad to hear
(06:48):
the story of the potentially negatively impacted woman suffering with
breast cancer who could face additional adversity and attempting to
afford coverage without subsidies.
Speaker 1 (06:58):
However, her story is.
Speaker 2 (07:01):
Being told out of sheer political interest, buy news media
interest in doing the bidding of Democrats socialists who become
the base of the Democrat Party.
Speaker 1 (07:10):
She and others like her are merely.
Speaker 2 (07:12):
Pawns used in advancing an unsustainable quasi socialized healthcare system.
There are countless examples that families compromise similarly because they
can't afford their families health care needs because in part
they're paying for these subsidies for other people. There is
no such thing as free healthcare if you're not paying
(07:36):
the full freight of your Obamacare plan somebody else's.
Speaker 1 (07:41):
There is no free school lunch.
Speaker 2 (07:44):
Somebody is losing their house today because they can't afford
their property taxes for that free lunch.
Speaker 1 (07:50):
What about free I'm.
Speaker 2 (07:53):
There is some Jackwagon that is losing their cell service today.
Got it? Probably just because they are a conservative Verizon,
all right, It's just divergence. Someone is always pay for everything,
and if it's not you, it's those around you, whether
(08:14):
they can afford to do it or not.
Speaker 1 (08:16):
And so this is not about compassion. It is not.
Speaker 2 (08:20):
It is the keeping these Obamacare subsidies in place is
the least compassionate thing you could do for the majority
of the people in this country. And that is an
ironclad fact. And I find it offensive. I find it outrageous,
this fraud of Obamacare that was structure to fail from
(08:41):
the beginning and collapse the healthcare system from the beginning,
which is always Obama's plan.
Speaker 1 (08:47):
That's where we are.
Speaker 2 (08:49):
And the difference is if we collapse the entire healthcare
system in this country because people can't afford it, or
we allow Obamacare to fail as it should. That's what's
on the line here, and that's why Republicans need to
hold the line on these damn Obamacare subsidies. They need
to go away forever, as does Obamacare. Compassion and aid
(09:11):
is best provided through nonprofits, baith groups, and the private sector.
Compassion is never successfully provided through government and post socialism,
it is insidious.
You have questions. Brian has answers. It's time for today's
Q and A of the day. This is the Brian
Mud Show.
Speaker 2 (00:12):
Today is Q and A how much you pay for
Obamacare subsidies. This is brought to you by my listen
ashes check mark collections each day. No future A listener
question sent by one of these methods. You may email
me Brian Mudd at iHeartMedia dot com, hivy up on
social at Brian Mudradio. May also use the iHeartRadio talkback feature.
We'd love it if you go into the ihelready at
make w J and no or via Patriot your number
(00:33):
one preset. While you're in there, you'll see a little
microphone button.
Speaker 1 (00:37):
Tap it.
Speaker 2 (00:37):
You may lay down a message right there, maybe for
a future Q and A like this.
Speaker 3 (00:41):
Brian and jeelge George from Stewart. I listen to your
show every morning.
Speaker 1 (00:45):
Love what you guys do.
Speaker 3 (00:46):
Heard the news story about the poor woman with breast cancer.
Always feel close to anyone with cancers. My wife suffers
as well. She mentioned her Obamacare premiums for fourteen dollars
a month. I paid four hundred dollars a month for
my wife and I and I work for a Fortune
fourteen company with a nine thousand out of pocket fifty
four thousand employees. What am I missing?
Speaker 1 (01:06):
Yeah, exactly, you're not right.
Speaker 2 (01:09):
So, in a highly predictable move, many of the news
media have sought out people with sticker shock from Obamacare
policies that are currently being offered in open enrollment without subsidies,
which of course expired and is a central point of
contention between Democrats and Republicans during the partial government shutdown
and what's a obviously politically motivated tactic buy news organizations
(01:32):
to curry favor for the Democrats position. There's been a
focus on potentially impacted sympathetic figures. WPTV in particular, has
made an effort of this locally, and so in question
this woman suffering with breast cancer who may not be
able to afford the true cost of care that she
has been receiving, that certainly would fit the bill. For
(01:55):
what you're talking about here and what's currently happening during
the partial government shutdown coinciding with the expiration of the
COVID Era Affordable Care Act subsidies is an extremely important
and highly instructive situation. The fact of the matter is
that the Affordable Care Act is what it's always been.
Speaker 1 (02:17):
It is a fraud. It's a fraud.
Speaker 2 (02:20):
There is nothing that has been or is affordable about
the healthcare plans being offered through the exchange. The real
cost of health insurance coverage offered through the exchange is
now what people are seeing. And that's important because up
until now, and especially with the covid Era subsidies in placene,
(02:41):
two percent ninety two percent of ACA plans in use
have been subsidized, meaning paid for by you and me
and all other federal taxpayers. So, as you point out,
your monthly premium with your company sponsored plan is four
hundred per month, plus you got a nine thousand dollars
(03:02):
deduct boil you got to hit before you even get
any coverage. And this is typical, by the way, but
you're actually paying far more for that for your ongoing
healthcare coverage because of these subsidies. So the total subsidies,
which are known as premium tax credits for ACA plans
is one hundred and twenty five billion dollars per year.
(03:24):
Now the average subsidy paid is five thousand, seven hundred
and twenty seven dollars per plan. Okay, So for the
average person who has an Obamacare plan, your pain over
fifty seven hundred dollars per that plan, per single person
(03:46):
with one of those. So, in other words, the real
monthly costs of that health insurance plan for the woman
with preast cancer who has cited in the recent news
story is not fourteen dollars per month, not by long shot. No,
it's actually four hundred and ninety one dollars per month.
It's just that four hundred and seventy seven of that
(04:07):
is paid for by federal tax payers. So to put
this another way, what does this actually mean to you?
The average federal taxpayer is paying seven hundred and eighty
dollars this year for Obamacare subsidies. Okay, so if you
file taxes, if you're not on an Obamacare plan, you
(04:28):
paid a minimum of seven hundred and eighty dollars towards
these Obamacare subsidies. If you were a net income tax payer,
meaning that if you filed and you ended up paying
any kind of federal income tax during the year, your
piece was one thousand, five hundred and sixty dollars for
(04:52):
this year. So what that means is, in addition to
what you are paying for your health care insurance care
itself during the course of this year for your family,
you can add seven hundred and eighty or fifteen hundred
and sixty dollars to that. That's your real cost for healthcare.
What's more, is commonly the subsidized healthcare plans provide better
(05:18):
coverage than most employer and privately sponsored plans. And this
is because those shopping the marketplace they can see that
they can get higher end insurance plans that are effectively
paid for by taxpayers.
Speaker 1 (05:32):
So if I can get a better.
Speaker 2 (05:33):
Healthcare plan and everybody else is going to be paying
for it, not me, why not. It's a form of
insult to injury for the reality on the ground for
the average American family struggling to account for paying for
their own families health care needs. You'll notice there's never
been a single story, not one. It's ever been presented
(05:55):
in traditional news media providing this kind of analysis or
interviewing others asking the average family if they can afford
both their own families health care costs, but then also
an additional seven hundred to fifteen hundred and sixty dollars
annually for the health care of those that are on
Obamacare plans. It is journalistic malpractice, it is an outrageous dynamic,
(06:22):
and it's a guarantee, a guarantee that there are far
more families negatively impacted by having to pay for the
subsidies for these Obamacare plans than people who really couldn't
afford in our health care they need. They are already
subsidized on these plans, guaranteed. It is sad to hear
(06:48):
the story of the potentially negatively impacted woman suffering with
breast cancer who could face additional adversity and attempting to
afford coverage without subsidies.
Speaker 1 (06:58):
However, her story is.
Speaker 2 (07:01):
Being told out of sheer political interest, buy news media
interest in doing the bidding of Democrats socialists who become
the base of the Democrat Party.
Speaker 1 (07:10):
She and others like her are merely.
Speaker 2 (07:12):
Pawns used in advancing an unsustainable quasi socialized healthcare system.
There are countless examples that families compromise similarly because they
can't afford their families health care needs because in part
they're paying for these subsidies for other people. There is
no such thing as free healthcare if you're not paying
(07:36):
the full freight of your Obamacare plan somebody else's.
Speaker 1 (07:41):
There is no free school lunch.
Speaker 2 (07:44):
Somebody is losing their house today because they can't afford
their property taxes for that free lunch.
Speaker 1 (07:50):
What about free I'm.
Speaker 2 (07:53):
There is some Jackwagon that is losing their cell service today.
Got it? Probably just because they are a conservative Verizon,
all right, It's just divergence. Someone is always pay for everything,
and if it's not you, it's those around you, whether
(08:14):
they can afford to do it or not.
Speaker 1 (08:16):
And so this is not about compassion. It is not.
Speaker 2 (08:20):
It is the keeping these Obamacare subsidies in place is
the least compassionate thing you could do for the majority
of the people in this country. And that is an
ironclad fact. And I find it offensive. I find it outrageous,
this fraud of Obamacare that was structure to fail from
(08:41):
the beginning and collapse the healthcare system from the beginning,
which is always Obama's plan.
Speaker 1 (08:47):
That's where we are.
Speaker 2 (08:49):
And the difference is if we collapse the entire healthcare
system in this country because people can't afford it, or
we allow Obamacare to fail as it should. That's what's
on the line here, and that's why Republicans need to
hold the line on these damn Obamacare subsidies. They need
to go away forever, as does Obamacare. Compassion and aid
(09:11):
is best provided through nonprofits, baith groups, and the private sector.
Compassion is never successfully provided through government and post socialism,
it is insidious.
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