Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:01):
Hello, Kelly Nash Hi tomorrow show today TGIF tomorrow. Thank
god it's Friday, is isn't it? A lot of Christmas
stuff coming down parades Lexington and the Christmas Caroline Parade
in Columbia ever by Saturday's or something. So we got
all that happening and get out and enjoy it, enjoy
(00:21):
the Christmas lights. We got a chance for you to win
Christmas light passes for soda shows and for segre Park
at the contest page and speaking the contest tomorrow morning.
More tickets for Zach Bryant.
Speaker 2 (00:31):
Yeah, this is our last pair, so that's right. If
you want them, be here at six point thirty.
Speaker 1 (00:37):
If you want to know what the.
Speaker 2 (00:39):
Word jackanapps means, jackin' apps, don't take a shot at
that one, Jonathan. Only a Jack and Apps would attempt
to answer this on the radio without going and looking
at the answer. How's that? That's wold kind of a clue.
Speaker 1 (00:58):
This is a jack and Apps goes kind of hand
in him with the other southernism of that. It's a
derivative that we use jack of all trades, and it's
a person who speaks constantly about things he has no idea.
Speaker 2 (01:16):
You know that's pretty close. I mean that is actually
the way you came up with that is very impressive.
A jack in Apps is a conceited person. Oh it's
stop being a jagon apps.
Speaker 1 (01:28):
Don't be like that word.
Speaker 2 (01:29):
Don't be a jack and Apps and not check the
page and just think you assume you know what it means.
I already know jack and apps. Now you don't go
read the it's a three word definition.
Speaker 1 (01:38):
Love it good.
Speaker 2 (01:40):
There it is.
Speaker 1 (01:40):
There's a word we can use three times today in
regular conversation. Certainly you got three opportunities in your office
just dealing with the people in the cubicles there within
a thirty foot radius.
Speaker 2 (01:52):
And again know it. Tomorrow at six thirty get the
last pair of tickets for Zach Bryan. And these tickets
will go on sale tomorrow morning to the general public
at ten am. So it's not only is it's your
last chance to win from us, it's also the last
chance to win them before you can buy them. So
I'm excited to be doing that with you tomorrow morning.
Here at ninety seventy five WCOS dot com. If you
(02:13):
go to the Morning Russ blog, we always have lots
of interesting little stories over there and whatnot, and today
this story should have been a story in October, but
it wasn't. Somehow over the Thanksgiving holiday, I guess, people
had more free time than they normally have and they
found this interview with Odell Beckham Junior. Now, this interview
(02:37):
happened in October, so it's been sitting there. It's on
a podcast, by the way, that you can get off
the iHeartRadio app called the Pivot Podcast. And so he
was being interviewed by these former NFL players that those
I guess the guys who owned the Pivot or run
the Pivot or former NFL football players. And you know,
obviously the idea is what are you going to pivot
(02:58):
to in your Life's kind of what their whole podcast
is about. They just happen to be talking to a
former NFL player. It's not always I guess NFL players.
They could be talking to anybody. Could be you're fifty
years old and you're you're pivoting into something new in
your life.
Speaker 1 (03:12):
What is it?
Speaker 2 (03:12):
How you pivoting? But in this discussion, basically a sixty
second portion of it went viral over Thanksgiving, and it's
because Odell Beckham Junior was explaining how he made over
a five year period one hundred million dollars and that's
not enough to live on, okay, and he starts explaining it, Look,
(03:36):
when you factor in my taxes, my union, my agent fees,
I really actually brought in less than sixty million dollars.
Then you got to figure out that you're talking about.
I like that. He said something about you got a floss,
and floss means show offure, So you got to buy
a Bugatti or something that's that's like five six million
(03:57):
right there. You might just spend a year's earnings.
Speaker 1 (03:59):
Does to make pretty much? They're gonna expect me to
pull up in something something a little more than a Ferrari.
Speaker 2 (04:04):
Mama's expecting at five million dollar house exactly. And then
there's upkeep and there's all these other expenses. So I
think I doesn't say explicitly, but Odell Beckham Junior, whose
last year in the league was twenty twenty three, he
had a contract for twenty twenty four, but he got cut,
so in twenty twenty three he was paid thirteen million
dollars that year. Here we are two years later, and
(04:27):
he sounds basically broke at this point. Now, I don't
know if he is broke, and I don't know what's
in his bank account, but he feels like he's broke,
and that kind of coincides with a thing that we
have on the Morning Rest blog. Also, you can see
that interview with Odell Beckham Junior on this podcasting that
we have here. But also the survey they interviewed nine
(04:49):
hundred and sixty nine people who have and I'm just
quoting from what the parameters were, a million dollars or
more in investible assets excluding all property, retire plans, and pensions.
In other words, you got a million dollars cash or.
Speaker 1 (05:05):
Not your retirement, not your real estate. It's just an
extra hundred grand sitting around. What you're going to do
with it?
Speaker 2 (05:11):
No, this is an extra million.
Speaker 1 (05:12):
Excuse me, a million sitting around? What are you going
to do with it?
Speaker 2 (05:14):
Sixty four percent of them that have that say they
don't think this is enough to survive. They're not going
to make it to the end of their lives off
of this.
Speaker 1 (05:26):
And this is not their retirement fund.
Speaker 2 (05:28):
No, this is a million dollars liquid. I got a
million dollars cash, plus probably several million in a NiFe
or whatever, and a house and whatever other assets. According
to Mark mascaboranajas private wealth advisor at Northwestern Mutual, he
(05:49):
says he believes, although there is no definitive number, that
the average American would feel as if they need to
have eight to ten million liquid in or or to
live the American dream. Liquid Yes. According to a new
Global Wealth report, there are currently about twenty five million
(06:11):
people in America that have more than a million dollars
sitting in a bank account somewhere. They're actually so common
that if you have less than five million dollars cash
in your bank account, you're now classified as what they
call the everyday millionaire. Everybody has a million dollars in
their bank account. I don't have a million dollars, But
(06:36):
according to their study, in order to live the American dream,
good Lord, you need to have at least earned take
home more than five million dollars in your life, because
you're going to need, for example, thirty eight thousand dollars
for your wedding. You're going to spend over forty thousand
dollars on your pets. Your annual vacations will run you
(06:59):
one hundred eighty thousand dollars in your lifetime. Your health care.
You will pay for your health care four hundred and
eighty four thousand dollars in your lifetime. To have health insurance,
you're gonna raise two kids and pay for college. That's
going to cost eight hundred and seventy six thousand dollars.
You want to have a new car every five years,
(07:21):
nine hundred thousand dollars. Wow, the cost of home upkeep
nine hundred and fifty seven thousand dollars over your lifetime
is what you're going to spend for lawn care, painting, roofs,
HVAC repairs, whatever. A million dollars just to upkeep your home.
(07:43):
This is not paying for the home.
Speaker 1 (07:46):
This is maintenance. Brother.
Speaker 2 (07:47):
And if you were to retire today, if you want
to live twenty years, you excuse me, ten years, you
need to have a minimum one point six million dollars
per person in the bank, in your or in your
retirement front. So for you and Sally, you basically need
five million dollars. No, yeah, three point two million dollars.
(08:07):
If you don't have three point two million, you're not
gonna make it. And of course, as we get further along,
that price is gonna go up sure as inflation continues
to increase.
Speaker 1 (08:18):
So if you retired five years, it might be five million.
You need five million by the time you get through
dealing with the increased price.
Speaker 2 (08:27):
So now Odell Beckham not looking so foolish, apparently according
to some people, when he says that just because I
made one hundred million over five years, y'all think I'm rich.
I'm not rich, good lord.
Speaker 1 (08:37):
One hundred and eighty thousand dollars a year for vacations.
Speaker 2 (08:40):
No, no, no, no, one hundred and eighty thousand dollars in
your lifetime.
Speaker 1 (08:43):
Oh, in your lifetime.
Speaker 2 (08:45):
This is your This is what you're gonna spend in
your life. One hundred and eight thousand dollars for your vacations.
You're gonna spend four hundred and fifteen thousand dollars on
your healthcare insurance. You're gonna spend eight hundred and seventy
six thousand dollars raising two kids and sending them the college.
You're going to spend nine hundred, three hundred and forty
six dollars on the upkeep of your home. I mean,
(09:07):
this is an incredible sums of money. As things get
more and more expensive because you're gonna have to. You
got to get a new roof every what fifteen to
twenty years. You got to get your new HVAC system.
Now they're down to like every ten years, and that's
going to depending on the size of your house. You
might eat two of them, yes, seven, but like my house,
I have two, So I got to spend fourteen thousand
dollars every seven to ten years getting two new HVAC systems.
Speaker 1 (09:30):
It's a price comes down, that's what you'll be spending.
Speaker 2 (09:33):
Oh you think it's going to be more than fourteen
thousand dollars.
Speaker 1 (09:35):
I yes, h vactionin it's never came down after COVID.
Speaker 2 (09:41):
So it's a lot of money to be alive in
order to be alive.
Speaker 1 (09:46):
Isn't that crazy? This is the perception of the average American.
Speaker 2 (09:52):
Well, well again, this is them studying what people spend
on their like on your pets. I mean, is it
outrageous to say that over fifty you're going to spend
thirty nine thousand dollars on pet maintenance. That's not outrageous
at all, because.
Speaker 1 (10:06):
You're just today that prices today, how to say, just.
Speaker 2 (10:08):
Dog food is going to cost you what fifty dollars
a month.
Speaker 1 (10:13):
So you know Jajah Wulu went in for a flea
treatment and a couple of vaccine updates, it's five hundred dollars.
Speaker 2 (10:21):
Yeah, So that's what I'm saying. If you average it
out is one thousand dollars a year to take care
of your pet, that's not outrageous to say it's forty
thousand dollars over forty years to take care of pets.
Speaker 1 (10:32):
I believe Sally just told me, Well, I don't know,
I tell you this now. I'm now, I'm actually concerned
about that cat being eaten by a cowdy? Why got
too much money in that cat?
Speaker 2 (10:46):
Can't get your money out of it. We had a
story yesterday.
Speaker 1 (10:51):
That's not interesting enough to have its own YouTube page
or Instagram because those make a lot of money.
Speaker 2 (10:57):
Let me see if I can go find this story that
now that you said that, it reminded me. I put
this story up yesterday on the Morning Rest blog. A
thirty two year old man in New Zealand has been
arrested after he attempted to steal a fabroget egg locket
oh my by swallowing it ooh. The egg locket named
(11:18):
Octopussy after the nineteen eighty three James Bond movie, which
was created that year in honor of the movie. Is
valued at over nineteen thousand.
Speaker 1 (11:25):
Dollars, very pricey.
Speaker 2 (11:26):
He ingested it with sixty diamonds, fifteen blue sapphires, an
eighteen Carrett gold octopus. He's now being medically monitored while
authorities wait to recover the piece. Wow, you're gonna have
to poop out a faberget egg. It's diamond encrusted. This
could be very risky.
Speaker 1 (11:46):
I would think, look, just call the corner and put
a bullet in my head. Just go ahead and kill
me now, get the corner through the report. They're going
to do the full report. Who adn't kill me now
and then just take it out? Uh?
Speaker 2 (12:03):
This is maybe we'll go to just talk about this.
A Reddit thread has asked people, what is the most
unhinged thing that you've done or had done to you
after a breakup. This woman says, I stole every single
one of his left shoes.
Speaker 1 (12:18):
Oh my gosh, that's classic. That is classic.
Speaker 2 (12:23):
Left all his right shoes.
Speaker 1 (12:24):
Wow. Um, I mean I think I was so happy
to be out of the relationship. I didn't try to
get revenge.
Speaker 2 (12:33):
This woman said, I took all of his spoons and
one leg off the couch he cheated on me. I
didn't know what else to do at that moment.
Speaker 1 (12:41):
All of the spoons and a leg off the couch.
Speaker 2 (12:44):
This is great.
Speaker 1 (12:46):
Um, that's good. Let's see that's that's this is that's
a really good question. I like that one.
Speaker 2 (12:53):
We lived together, and I was always pissed that he
take the last granola bar and leave the empty box
in the pantry before I left. I went and emptied
every single thing I could find in the pantry and
fridge and put the empty containers back.
Speaker 1 (13:06):
That's great. That took a little thought. I like that now,
this lady, I mean, and notice that these are all ladies. Yeah, guys,
don't get We're just glad to be the hell out
of the relations.
Speaker 2 (13:18):
I'll see you. I can find a guy one here
in a second. This one says, and I look, I'm
not planning on ever being single again, but yeah, I
actually wouldn't mind this if you did this to me,
she said. I calculated how much money he had ever
spent on me and paid him back. But I paid
him back in Nichols, so I guess she dropped off
(13:39):
like five, you know, five six hundred dollars and nickels
at his house. I'd be cool with that, absolutely. I
take that.
Speaker 1 (13:47):
M not a problem.
Speaker 2 (13:52):
Wow, now this is serious. My ex fiance I knew
had gone a wall twenty years earlier, but the army
didn't know that. So when he broke up with me,
I called the unit, told him where he was. They
came dishonorably, discharged him and charged him with a being
(14:16):
a wall.
Speaker 1 (14:17):
Oh wow, that's that hurts.
Speaker 2 (14:21):
About three am.
Speaker 1 (14:22):
I took.
Speaker 2 (14:25):
About three am. I went right underneath his bedroom window
and lit off all my father's fireworks.
Speaker 1 (14:30):
Okay, just to wake him up. Interesting, this is weird.
Speaker 2 (14:38):
I took the queen size mattress that he had bought,
spray painted a message on what a dirty dog he was,
and threw it on his front lawn for the neighbors
to see. Here's a guy. We finally found a guy.
I logged into her Netflix account and watched five seasons
of Peppa Pig to ruin her algorithm.
Speaker 1 (14:59):
That's good, I see that took a little thinking. He
doesn't think it'd become a daily nuisance to her for
at least six months that would do it every time,
that would Peppa Pig And every time I turn on
my damn Netflix get a reminder. Is doing that is good?
That's a thinking man. I like that one.
Speaker 2 (15:19):
What else do REGT? No, No, I can't really charge
me with that one. We got a Morning Russia regular
who recently went to a get together at a friend's house,
and I think for him, cheese is the issue. He says,
what it sounds like. He had a lot of cheese
and other assorted delicacies, and he told his wife something
(15:44):
bad is about to happen, and she's She's like, yeah,
you need to hang on, and he was like, I
couldn't hang on any longer. And I ended up going
number two in their bathroom and it was horrific, And
moments later you could smell it outside of the bathroom
(16:05):
and people started saying, who the hell did this?
Speaker 1 (16:08):
Who would do that?
Speaker 2 (16:09):
Yeah? Who would come? Who came into this house and
did that? And I didn't say anything, and my wife
kept giving me a dirty look and then told me
I was a jerk for doing that. But I told her,
I said, we got to go, we gotta go. She said,
I didn't realize it was that serious.
Speaker 1 (16:25):
I told you. What part of me telling you lead
you to believe that that's nothing big? This is a warning.
If I had a pistol, i'd fire two shots over
your head. What are you talking about?
Speaker 2 (16:41):
So should he have done something else? I don't know
what else he could have done. I mean they're calling
him a jerk for doing this. I don't think he's
a jerk. I mean number two happens, and it's supposed
to happen in the bathroom.
Speaker 1 (16:53):
Yes, that's where that happens.
Speaker 2 (16:55):
I guess classic, I guess he could have I get
you know, you could have made an excuse and said,
you know what, I got to make a liquor run.
Let me go get to some some more wine or something.
Speaker 1 (17:07):
And that's and that's worth the bottle of wine. That's
worth the price of a bottle of wine. To get
out of the house.
Speaker 2 (17:12):
Not to do that there, drive down to a McDonald's
or a gas station or something and pollute that.
Speaker 1 (17:17):
Right that that'd be well worth it.
Speaker 2 (17:19):
It almost feels like they all come to iHeart Radio
and do it in our men's room every time that
happened yesterday. The paint is melting in that that was.
Speaker 1 (17:26):
I don't know what the heck happened.
Speaker 2 (17:29):
I can't go in there and it not be unbelievably
odorous in there. I don't know what we do around here?
What are we feeding us?
Speaker 1 (17:36):
We had a lot of visitors in the studio yesterday
because that't that doesn't usually happen us. It used to
happen every now and then. We knew who it was,
but that person no longer works here.
Speaker 2 (17:47):
I think I know who it is now.
Speaker 1 (17:50):
I don't want to know.
Speaker 2 (17:51):
Well, he sits about ten feet from this door. Oh no, yeah,
I noticed he's not here every day, but any day
that he's here.
Speaker 1 (18:02):
You know that little video you've seen a million times
where the kid comes running around the corner in the kitchen.
I have done that in the restaurant. That was me
in the restroom. I opened the door, stepped in, and
before the door even started to come back, I was
already just spun on your heel and out right back
out in the wild. I will go pee on the
(18:23):
corporate bush, but if you got to go number two,
I'll have to go across the street. I'm not going
in there.
Speaker 2 (18:30):
I think it's gonna be better with the homeless people
over there in the encampment and across the street by
the waffle house.
Speaker 1 (18:35):
Not going. You really would need like a scuba gear.
You'd have to have your own fresh oxygen and a
tank with a mask and something to protect your eyes.
Speaker 2 (18:46):
Goggles waterproof guy, not the kind of like I wear
when I go swimming the pool in there, No, because
I can't let anything.
Speaker 1 (18:53):
You know, your eyes are water. You couldn't.
Speaker 2 (18:55):
You'd have to crawl out.
Speaker 1 (18:58):
Good night. That was awful. What the hell happened in there?
It was so bad they were talking about it an
hour later.
Speaker 2 (19:03):
I think it's that individual right there.
Speaker 1 (19:05):
Okay, Hey, what's going on in your bathroom?
Speaker 2 (19:10):
And has anybody come to your house and funked it up?
So to speak? And is that rude? Or do you
not have a restroom for a purpose.
Speaker 1 (19:17):
It only happened one time at my house that I remember.
Speaker 2 (19:20):
Somebody else came to your house and did that and
it was just and it wasn't a party. It was
just like one or two on their ego, so you
knew who it was. Yeah, did you say anything?
Speaker 1 (19:31):
Mm hmm. See.
Speaker 2 (19:34):
I thought that was rude of the hosts and everybody
to start talking about it.
Speaker 1 (19:37):
That was who did that? Who did this? I'm not
going to speak up right. Hey, what's happened in your
restroom at work? Same thing? Oh my gosh, you need
a breathing apparatus to go in there.
Speaker 2 (19:51):
We all need private restrooms. Yes, every individual gets your own.
And then you'll make sure it's always good.
Speaker 1 (19:57):
That's good. And if we don't have time to talk,
but I want to talk about it soon. How did
you get revenge? That's a good one I had.
Speaker 2 (20:05):
I worked with a guy, Damon Cox, years ago and
in New York City. He lived eight blocks from our office.
So our office was at seventeen fifty five Broadway, YEP,
which is about fifty sixth Street. He lived on forty ninth.
He would leave universal go home in order to go
number two. I was like, we have a massive office
(20:30):
building here. I mean this thing is you know seven four? Yeah,
what are you talking about? He's like, I just don't
do it in public the lobby. I just don't do
it in public. Won't do it in public, can't do
it in public. I gotta go home.
Speaker 1 (20:45):
Hey, you know how to reach out to us in
social media? You can also email us. I'm rush at
ninety seven five cos dot com.
Speaker 2 (20:51):
Nation ninety seven five to b CUS dot com.
Speaker 1 (20:53):
And tomorrow you get a chance to win. You will
be dialing this up at eight oh three nine seven
eight ninet two sixty seven. That said just after six
thirty wait until six thirty. If you want to do
like our winter before and set your alarm, that's fine too.
Just start dialing is six thirty eight oh three ninety
seven eight nine two sixty seven.
Hello, Kelly Nash Hi tomorrow show today TGIF tomorrow. Thank
god it's Friday, is isn't it? A lot of Christmas
stuff coming down parades Lexington and the Christmas Caroline Parade
in Columbia ever by Saturday's or something. So we got
all that happening and get out and enjoy it, enjoy
(00:21):
the Christmas lights. We got a chance for you to win
Christmas light passes for soda shows and for segre Park
at the contest page and speaking the contest tomorrow morning.
More tickets for Zach Bryant.
Speaker 2 (00:31):
Yeah, this is our last pair, so that's right. If
you want them, be here at six point thirty.
Speaker 1 (00:37):
If you want to know what the.
Speaker 2 (00:39):
Word jackanapps means, jackin' apps, don't take a shot at
that one, Jonathan. Only a Jack and Apps would attempt
to answer this on the radio without going and looking
at the answer. How's that? That's wold kind of a clue.
Speaker 1 (00:58):
This is a jack and Apps goes kind of hand
in him with the other southernism of that. It's a
derivative that we use jack of all trades, and it's
a person who speaks constantly about things he has no idea.
Speaker 2 (01:16):
You know that's pretty close. I mean that is actually
the way you came up with that is very impressive.
A jack in Apps is a conceited person. Oh it's
stop being a jagon apps.
Speaker 1 (01:28):
Don't be like that word.
Speaker 2 (01:29):
Don't be a jack and Apps and not check the
page and just think you assume you know what it means.
I already know jack and apps. Now you don't go
read the it's a three word definition.
Speaker 1 (01:38):
Love it good.
Speaker 2 (01:40):
There it is.
Speaker 1 (01:40):
There's a word we can use three times today in
regular conversation. Certainly you got three opportunities in your office
just dealing with the people in the cubicles there within
a thirty foot radius.
Speaker 2 (01:52):
And again know it. Tomorrow at six thirty get the
last pair of tickets for Zach Bryan. And these tickets
will go on sale tomorrow morning to the general public
at ten am. So it's not only is it's your
last chance to win from us, it's also the last
chance to win them before you can buy them. So
I'm excited to be doing that with you tomorrow morning.
Here at ninety seventy five WCOS dot com. If you
(02:13):
go to the Morning Russ blog, we always have lots
of interesting little stories over there and whatnot, and today
this story should have been a story in October, but
it wasn't. Somehow over the Thanksgiving holiday, I guess, people
had more free time than they normally have and they
found this interview with Odell Beckham Junior. Now, this interview
(02:37):
happened in October, so it's been sitting there. It's on
a podcast, by the way, that you can get off
the iHeartRadio app called the Pivot Podcast. And so he
was being interviewed by these former NFL players that those
I guess the guys who owned the Pivot or run
the Pivot or former NFL football players. And you know,
obviously the idea is what are you going to pivot
(02:58):
to in your Life's kind of what their whole podcast
is about. They just happen to be talking to a
former NFL player. It's not always I guess NFL players.
They could be talking to anybody. Could be you're fifty
years old and you're you're pivoting into something new in
your life.
Speaker 1 (03:12):
What is it?
Speaker 2 (03:12):
How you pivoting? But in this discussion, basically a sixty
second portion of it went viral over Thanksgiving, and it's
because Odell Beckham Junior was explaining how he made over
a five year period one hundred million dollars and that's
not enough to live on, okay, and he starts explaining it, Look,
(03:36):
when you factor in my taxes, my union, my agent fees,
I really actually brought in less than sixty million dollars.
Then you got to figure out that you're talking about.
I like that. He said something about you got a floss,
and floss means show offure, So you got to buy
a Bugatti or something that's that's like five six million
(03:57):
right there. You might just spend a year's earnings.
Speaker 1 (03:59):
Does to make pretty much? They're gonna expect me to
pull up in something something a little more than a Ferrari.
Speaker 2 (04:04):
Mama's expecting at five million dollar house exactly. And then
there's upkeep and there's all these other expenses. So I
think I doesn't say explicitly, but Odell Beckham Junior, whose
last year in the league was twenty twenty three, he
had a contract for twenty twenty four, but he got cut,
so in twenty twenty three he was paid thirteen million
dollars that year. Here we are two years later, and
(04:27):
he sounds basically broke at this point. Now, I don't
know if he is broke, and I don't know what's
in his bank account, but he feels like he's broke,
and that kind of coincides with a thing that we
have on the Morning Rest blog. Also, you can see
that interview with Odell Beckham Junior on this podcasting that
we have here. But also the survey they interviewed nine
(04:49):
hundred and sixty nine people who have and I'm just
quoting from what the parameters were, a million dollars or
more in investible assets excluding all property, retire plans, and pensions.
In other words, you got a million dollars cash or.
Speaker 1 (05:05):
Not your retirement, not your real estate. It's just an
extra hundred grand sitting around. What you're going to do
with it?
Speaker 2 (05:11):
No, this is an extra million.
Speaker 1 (05:12):
Excuse me, a million sitting around? What are you going
to do with it?
Speaker 2 (05:14):
Sixty four percent of them that have that say they
don't think this is enough to survive. They're not going
to make it to the end of their lives off
of this.
Speaker 1 (05:26):
And this is not their retirement fund.
Speaker 2 (05:28):
No, this is a million dollars liquid. I got a
million dollars cash, plus probably several million in a NiFe
or whatever, and a house and whatever other assets. According
to Mark mascaboranajas private wealth advisor at Northwestern Mutual, he
(05:49):
says he believes, although there is no definitive number, that
the average American would feel as if they need to
have eight to ten million liquid in or or to
live the American dream. Liquid Yes. According to a new
Global Wealth report, there are currently about twenty five million
(06:11):
people in America that have more than a million dollars
sitting in a bank account somewhere. They're actually so common
that if you have less than five million dollars cash
in your bank account, you're now classified as what they
call the everyday millionaire. Everybody has a million dollars in
their bank account. I don't have a million dollars, But
(06:36):
according to their study, in order to live the American dream,
good Lord, you need to have at least earned take
home more than five million dollars in your life, because
you're going to need, for example, thirty eight thousand dollars
for your wedding. You're going to spend over forty thousand
dollars on your pets. Your annual vacations will run you
(06:59):
one hundred eighty thousand dollars in your lifetime. Your health care.
You will pay for your health care four hundred and
eighty four thousand dollars in your lifetime. To have health insurance,
you're gonna raise two kids and pay for college. That's
going to cost eight hundred and seventy six thousand dollars.
You want to have a new car every five years,
(07:21):
nine hundred thousand dollars. Wow, the cost of home upkeep
nine hundred and fifty seven thousand dollars over your lifetime
is what you're going to spend for lawn care, painting, roofs,
HVAC repairs, whatever. A million dollars just to upkeep your home.
(07:43):
This is not paying for the home.
Speaker 1 (07:46):
This is maintenance. Brother.
Speaker 2 (07:47):
And if you were to retire today, if you want
to live twenty years, you excuse me, ten years, you
need to have a minimum one point six million dollars
per person in the bank, in your or in your
retirement front. So for you and Sally, you basically need
five million dollars. No, yeah, three point two million dollars.
(08:07):
If you don't have three point two million, you're not
gonna make it. And of course, as we get further along,
that price is gonna go up sure as inflation continues
to increase.
Speaker 1 (08:18):
So if you retired five years, it might be five million.
You need five million by the time you get through
dealing with the increased price.
Speaker 2 (08:27):
So now Odell Beckham not looking so foolish, apparently according
to some people, when he says that just because I
made one hundred million over five years, y'all think I'm rich.
I'm not rich, good lord.
Speaker 1 (08:37):
One hundred and eighty thousand dollars a year for vacations.
Speaker 2 (08:40):
No, no, no, no, one hundred and eighty thousand dollars in
your lifetime.
Speaker 1 (08:43):
Oh, in your lifetime.
Speaker 2 (08:45):
This is your This is what you're gonna spend in
your life. One hundred and eight thousand dollars for your vacations.
You're gonna spend four hundred and fifteen thousand dollars on
your healthcare insurance. You're gonna spend eight hundred and seventy
six thousand dollars raising two kids and sending them the college.
You're going to spend nine hundred, three hundred and forty
six dollars on the upkeep of your home. I mean,
(09:07):
this is an incredible sums of money. As things get
more and more expensive because you're gonna have to. You
got to get a new roof every what fifteen to
twenty years. You got to get your new HVAC system.
Now they're down to like every ten years, and that's
going to depending on the size of your house. You
might eat two of them, yes, seven, but like my house,
I have two, So I got to spend fourteen thousand
dollars every seven to ten years getting two new HVAC systems.
Speaker 1 (09:30):
It's a price comes down, that's what you'll be spending.
Speaker 2 (09:33):
Oh you think it's going to be more than fourteen
thousand dollars.
Speaker 1 (09:35):
I yes, h vactionin it's never came down after COVID.
Speaker 2 (09:41):
So it's a lot of money to be alive in
order to be alive.
Speaker 1 (09:46):
Isn't that crazy? This is the perception of the average American.
Speaker 2 (09:52):
Well, well again, this is them studying what people spend
on their like on your pets. I mean, is it
outrageous to say that over fifty you're going to spend
thirty nine thousand dollars on pet maintenance. That's not outrageous
at all, because.
Speaker 1 (10:06):
You're just today that prices today, how to say, just.
Speaker 2 (10:08):
Dog food is going to cost you what fifty dollars
a month.
Speaker 1 (10:13):
So you know Jajah Wulu went in for a flea
treatment and a couple of vaccine updates, it's five hundred dollars.
Speaker 2 (10:21):
Yeah, So that's what I'm saying. If you average it
out is one thousand dollars a year to take care
of your pet, that's not outrageous to say it's forty
thousand dollars over forty years to take care of pets.
Speaker 1 (10:32):
I believe Sally just told me, Well, I don't know,
I tell you this now. I'm now, I'm actually concerned
about that cat being eaten by a cowdy? Why got
too much money in that cat?
Speaker 2 (10:46):
Can't get your money out of it. We had a
story yesterday.
Speaker 1 (10:51):
That's not interesting enough to have its own YouTube page
or Instagram because those make a lot of money.
Speaker 2 (10:57):
Let me see if I can go find this story that
now that you said that, it reminded me. I put
this story up yesterday on the Morning Rest blog. A
thirty two year old man in New Zealand has been
arrested after he attempted to steal a fabroget egg locket
oh my by swallowing it ooh. The egg locket named
(11:18):
Octopussy after the nineteen eighty three James Bond movie, which
was created that year in honor of the movie. Is
valued at over nineteen thousand.
Speaker 1 (11:25):
Dollars, very pricey.
Speaker 2 (11:26):
He ingested it with sixty diamonds, fifteen blue sapphires, an
eighteen Carrett gold octopus. He's now being medically monitored while
authorities wait to recover the piece. Wow, you're gonna have
to poop out a faberget egg. It's diamond encrusted. This
could be very risky.
Speaker 1 (11:46):
I would think, look, just call the corner and put
a bullet in my head. Just go ahead and kill
me now, get the corner through the report. They're going
to do the full report. Who adn't kill me now
and then just take it out? Uh?
Speaker 2 (12:03):
This is maybe we'll go to just talk about this.
A Reddit thread has asked people, what is the most
unhinged thing that you've done or had done to you
after a breakup. This woman says, I stole every single
one of his left shoes.
Speaker 1 (12:18):
Oh my gosh, that's classic. That is classic.
Speaker 2 (12:23):
Left all his right shoes.
Speaker 1 (12:24):
Wow. Um, I mean I think I was so happy
to be out of the relationship. I didn't try to
get revenge.
Speaker 2 (12:33):
This woman said, I took all of his spoons and
one leg off the couch he cheated on me. I
didn't know what else to do at that moment.
Speaker 1 (12:41):
All of the spoons and a leg off the couch.
Speaker 2 (12:44):
This is great.
Speaker 1 (12:46):
Um, that's good. Let's see that's that's this is that's
a really good question. I like that one.
Speaker 2 (12:53):
We lived together, and I was always pissed that he
take the last granola bar and leave the empty box
in the pantry before I left. I went and emptied
every single thing I could find in the pantry and
fridge and put the empty containers back.
Speaker 1 (13:06):
That's great. That took a little thought. I like that now,
this lady, I mean, and notice that these are all ladies. Yeah, guys,
don't get We're just glad to be the hell out
of the relations.
Speaker 2 (13:18):
I'll see you. I can find a guy one here
in a second. This one says, and I look, I'm
not planning on ever being single again, but yeah, I
actually wouldn't mind this if you did this to me,
she said. I calculated how much money he had ever
spent on me and paid him back. But I paid
him back in Nichols, so I guess she dropped off
(13:39):
like five, you know, five six hundred dollars and nickels
at his house. I'd be cool with that, absolutely. I
take that.
Speaker 1 (13:47):
M not a problem.
Speaker 2 (13:52):
Wow, now this is serious. My ex fiance I knew
had gone a wall twenty years earlier, but the army
didn't know that. So when he broke up with me,
I called the unit, told him where he was. They
came dishonorably, discharged him and charged him with a being
(14:16):
a wall.
Speaker 1 (14:17):
Oh wow, that's that hurts.
Speaker 2 (14:21):
About three am.
Speaker 1 (14:22):
I took.
Speaker 2 (14:25):
About three am. I went right underneath his bedroom window
and lit off all my father's fireworks.
Speaker 1 (14:30):
Okay, just to wake him up. Interesting, this is weird.
Speaker 2 (14:38):
I took the queen size mattress that he had bought,
spray painted a message on what a dirty dog he was,
and threw it on his front lawn for the neighbors
to see. Here's a guy. We finally found a guy.
I logged into her Netflix account and watched five seasons
of Peppa Pig to ruin her algorithm.
Speaker 1 (14:59):
That's good, I see that took a little thinking. He
doesn't think it'd become a daily nuisance to her for
at least six months that would do it every time,
that would Peppa Pig And every time I turn on
my damn Netflix get a reminder. Is doing that is good?
That's a thinking man. I like that one.
Speaker 2 (15:19):
What else do REGT? No, No, I can't really charge
me with that one. We got a Morning Russia regular
who recently went to a get together at a friend's house,
and I think for him, cheese is the issue. He says,
what it sounds like. He had a lot of cheese
and other assorted delicacies, and he told his wife something
(15:44):
bad is about to happen, and she's She's like, yeah,
you need to hang on, and he was like, I
couldn't hang on any longer. And I ended up going
number two in their bathroom and it was horrific, And
moments later you could smell it outside of the bathroom
(16:05):
and people started saying, who the hell did this?
Speaker 1 (16:08):
Who would do that?
Speaker 2 (16:09):
Yeah? Who would come? Who came into this house and
did that? And I didn't say anything, and my wife
kept giving me a dirty look and then told me
I was a jerk for doing that. But I told her,
I said, we got to go, we gotta go. She said,
I didn't realize it was that serious.
Speaker 1 (16:25):
I told you. What part of me telling you lead
you to believe that that's nothing big? This is a warning.
If I had a pistol, i'd fire two shots over
your head. What are you talking about?
Speaker 2 (16:41):
So should he have done something else? I don't know
what else he could have done. I mean they're calling
him a jerk for doing this. I don't think he's
a jerk. I mean number two happens, and it's supposed
to happen in the bathroom.
Speaker 1 (16:53):
Yes, that's where that happens.
Speaker 2 (16:55):
I guess classic, I guess he could have I get
you know, you could have made an excuse and said,
you know what, I got to make a liquor run.
Let me go get to some some more wine or something.
Speaker 1 (17:07):
And that's and that's worth the bottle of wine. That's
worth the price of a bottle of wine. To get
out of the house.
Speaker 2 (17:12):
Not to do that there, drive down to a McDonald's
or a gas station or something and pollute that.
Speaker 1 (17:17):
Right that that'd be well worth it.
Speaker 2 (17:19):
It almost feels like they all come to iHeart Radio
and do it in our men's room every time that
happened yesterday. The paint is melting in that that was.
Speaker 1 (17:26):
I don't know what the heck happened.
Speaker 2 (17:29):
I can't go in there and it not be unbelievably
odorous in there. I don't know what we do around here?
What are we feeding us?
Speaker 1 (17:36):
We had a lot of visitors in the studio yesterday
because that't that doesn't usually happen us. It used to
happen every now and then. We knew who it was,
but that person no longer works here.
Speaker 2 (17:47):
I think I know who it is now.
Speaker 1 (17:50):
I don't want to know.
Speaker 2 (17:51):
Well, he sits about ten feet from this door. Oh no, yeah,
I noticed he's not here every day, but any day
that he's here.
Speaker 1 (18:02):
You know that little video you've seen a million times
where the kid comes running around the corner in the kitchen.
I have done that in the restaurant. That was me
in the restroom. I opened the door, stepped in, and
before the door even started to come back, I was
already just spun on your heel and out right back
out in the wild. I will go pee on the
(18:23):
corporate bush, but if you got to go number two,
I'll have to go across the street. I'm not going
in there.
Speaker 2 (18:30):
I think it's gonna be better with the homeless people
over there in the encampment and across the street by
the waffle house.
Speaker 1 (18:35):
Not going. You really would need like a scuba gear.
You'd have to have your own fresh oxygen and a
tank with a mask and something to protect your eyes.
Speaker 2 (18:46):
Goggles waterproof guy, not the kind of like I wear
when I go swimming the pool in there, No, because
I can't let anything.
Speaker 1 (18:53):
You know, your eyes are water. You couldn't.
Speaker 2 (18:55):
You'd have to crawl out.
Speaker 1 (18:58):
Good night. That was awful. What the hell happened in there?
It was so bad they were talking about it an
hour later.
Speaker 2 (19:03):
I think it's that individual right there.
Speaker 1 (19:05):
Okay, Hey, what's going on in your bathroom?
Speaker 2 (19:10):
And has anybody come to your house and funked it up?
So to speak? And is that rude? Or do you
not have a restroom for a purpose.
Speaker 1 (19:17):
It only happened one time at my house that I remember.
Speaker 2 (19:20):
Somebody else came to your house and did that and
it was just and it wasn't a party. It was
just like one or two on their ego, so you
knew who it was. Yeah, did you say anything?
Speaker 1 (19:31):
Mm hmm. See.
Speaker 2 (19:34):
I thought that was rude of the hosts and everybody
to start talking about it.
Speaker 1 (19:37):
That was who did that? Who did this? I'm not
going to speak up right. Hey, what's happened in your
restroom at work? Same thing? Oh my gosh, you need
a breathing apparatus to go in there.
Speaker 2 (19:51):
We all need private restrooms. Yes, every individual gets your own.
And then you'll make sure it's always good.
Speaker 1 (19:57):
That's good. And if we don't have time to talk,
but I want to talk about it soon. How did
you get revenge? That's a good one I had.
Speaker 2 (20:05):
I worked with a guy, Damon Cox, years ago and
in New York City. He lived eight blocks from our office.
So our office was at seventeen fifty five Broadway, YEP,
which is about fifty sixth Street. He lived on forty ninth.
He would leave universal go home in order to go
number two. I was like, we have a massive office
(20:30):
building here. I mean this thing is you know seven four? Yeah,
what are you talking about? He's like, I just don't
do it in public the lobby. I just don't do
it in public. Won't do it in public, can't do
it in public. I gotta go home.
Speaker 1 (20:45):
Hey, you know how to reach out to us in
social media? You can also email us. I'm rush at
ninety seven five cos dot com.
Speaker 2 (20:51):
Nation ninety seven five to b CUS dot com.
Speaker 1 (20:53):
And tomorrow you get a chance to win. You will
be dialing this up at eight oh three nine seven
eight ninet two sixty seven. That said just after six
thirty wait until six thirty. If you want to do
like our winter before and set your alarm, that's fine too.
Just start dialing is six thirty eight oh three ninety
seven eight nine two sixty seven.
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