June 17, 2026 • 20 mins
On the Monsters Attorney "Friendly" Ray Traendly of TK Law discusses the importance of Wills and estate planning.
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Speaker 1 (00:00):
One firmfulife dot com. That's one firm for life dot com.
If you haven't any any legal issues, anything you need
an attorney, give him a call. Whether it's divorced, whether
it's family law, whether it's you, whatever it is, he'll
be glad to help you.
Speaker 2 (00:12):
Just talking to him about so. Uh uh, where's your
happy place? Right? Oh? Is it in? People say it's
in the car? Do you do you like the car?
I do like the car a lot. Whenever I have
long road trips.
Speaker 3 (00:26):
I think I do a lot of really good thinking
and figure a lot of things out. I think, probably
on a more consistent basis. The shower Okay, well, uh,
not for the reason you're thinking, right, I mean, obviously everybody's.
Speaker 2 (00:39):
Not for the reason you're thinking. Obviously not everybody.
Speaker 3 (00:43):
I just think, you know the shower iPhone? What you mean,
get your iPhone? Why would you be a phone in
the shower?
Speaker 2 (00:49):
I like to listen to music. Oh okay, you and
Ryan are doing the same thing than probably the same
thing now.
Speaker 3 (00:55):
For me, though, it's kind of like just a zen
moment where I can kind of own out for a moment,
and I think that it's quite as peaceful nobody's nobody's
calling me and saying, hey, there's this emergency I need
you to solve right.
Speaker 1 (01:08):
Right right, you have a lot of those. And you
said you're gonna be off fourth of July.
Speaker 2 (01:12):
Fourth of July.
Speaker 1 (01:12):
Yeah, Now we're gonna be on the third of July.
We're gonna be live out in Mount Door. Were doing
a live show out in mounta Door. Sounds awesome. Everybody's
invited to come out and it's gonna be a great time.
We're gonna be at the pizza hold on. What's the
exactly right now? I always called it pizza kitchen. It's
not pizza the pizza bar. No, No, it's a backport
pizza bar behind Pisces Rising. That's what we're gonna be.
(01:34):
Okay anyway, But so what are you doing?
Speaker 3 (01:37):
So I'm supposed to be going to the mountains with
my family. Mountains, the mountains like Tennessee Mountains. I love
that area, go hiking kids and I always have a
good time. A couple of years ago I ended up
missing it because of a trial I had, But this
year I decided to do something even more fun. You guys,
ever make decisions that like may alter your entire life
(01:58):
just on.
Speaker 2 (01:59):
A whim all time. Yeah, yeah, me too.
Speaker 3 (02:03):
So that but that's the spice of life, man, I'm
full of spice apparently.
Speaker 2 (02:09):
Uh So, like I've uh there you go.
Speaker 3 (02:13):
I historically have liked to go like on Zillow and
just like at like real estate listenings and just be like, Oh,
what's what's this house looking like? And oh, this house
looks really nice? Uh So it really apparently is. And
I found a house that I really liked. So then
I put an offer into the house. Did you without
even walking in it? You just did it online? I
(02:34):
met my wife drive by it. I met my wife
drive by the house, and so we put an offer
on the house and it was.
Speaker 2 (02:41):
A little bit low. They accepted the offer. That's amazing.
Speaker 3 (02:47):
So now next week my week is full of inspections
and and all those things. A new house, I think
that's awesome. I have no plan to sell my current house.
Speaker 2 (03:00):
This is this is a in the mountains. Uh And so.
Speaker 3 (03:06):
We will see, Russ, we will see what my life
looks like in the immediate future.
Speaker 1 (03:11):
Hey guys, now we have a friend who has a
place in the mountain, so we can go to Just
so you know.
Speaker 3 (03:15):
Well, so this house is not in the mountains. This
house is just like twenty minutes from my current house.
It's not nearly as cool as that.
Speaker 4 (03:22):
Wait.
Speaker 2 (03:23):
Wait, so I thought there was a house in the mountains.
Speaker 3 (03:25):
Nope, nope, no moving down the street. I am, I
just found a house I kind of liked. Actually, I
really like the pool.
Speaker 1 (03:32):
Oh wait a minute, I thought you found a house
up in the mountains to go vacationing.
Speaker 2 (03:37):
Radio show, you're not listening. You found a house in
your neighborhood. I might be abandoning my family to go
on vacation so I can buy a house that I
don't need.
Speaker 1 (03:46):
Oh, I misunderstood what you said. Why would you do that?
That's that's done, vacation.
Speaker 4 (03:53):
Already.
Speaker 2 (03:54):
Uh you found this house? Are you gonna flip it in?
Speaker 1 (03:58):
Uh?
Speaker 2 (03:59):
So, here's the thing.
Speaker 3 (04:00):
I'm trying to convince my mom to move from South
Florida up to Orland, and so, yeah, we need a buffer.
My mother and I both have our own reservations about this,
but we'll see how it goes.
Speaker 2 (04:13):
Far away. Would your mom be from.
Speaker 3 (04:15):
Here, Well, currently she's about four hours away. If she
moves to this house, she'll be She'll probably move into
my current house, and then I would move into this
new house.
Speaker 2 (04:24):
Oh so the new house you like better than your house?
Speaker 1 (04:26):
Oh?
Speaker 2 (04:26):
Yeah, way better. Oh okay, all right, what's wrong with that?
Speaker 1 (04:29):
Okay?
Speaker 2 (04:29):
Yeah, it's got a swimming pool with a little waterfall.
Oh okay, okay, yeah that's good.
Speaker 3 (04:33):
Twenty minutes is too close, no, mom, So it's forty
five minutes minimum.
Speaker 2 (04:39):
So you would appreciate this though.
Speaker 3 (04:41):
So my other plan is because, like you know, my
mom's going to be retired and she's going to be
so bored.
Speaker 2 (04:46):
She has no friends up here. So I suggest that.
Speaker 3 (04:49):
I was like, hey, Mom, you know you can always
just come by the office and do some work around No, right,
and you do like spice and so, uh you know.
She's like, well, how's that gonna work. I was like,
what do you mean how is that gonna work? She's like,
you're gonna tell me what to do? And I was
like yeah, and so, and I was like, if you
don't like that, you'll lose your job.
Speaker 2 (05:11):
That's the way it works.
Speaker 3 (05:13):
So you were making you are a divorce lawyer, sir,
you're making a lot of classic mistakes. I am making
a few classic mistakes now, and say a lot just
a few.
Speaker 2 (05:23):
With the house.
Speaker 1 (05:24):
What was it that was that was the Was it
the pool that because you've mentioned that twice.
Speaker 3 (05:29):
It's really the pool. It's really the pol You don't
have a pool in your house. I do not have
a pool. I'm surprised. So we bought this house. It
was supposed to be our starter house.
Speaker 2 (05:39):
You know. It was before my daughter was even born.
We bought this house and.
Speaker 3 (05:44):
So uh, we were the goal was to stay there
for five years and then uh, and then my wife
got pregnant again. And then my wife got pregnant against
I like making the baby and they're cute afterwards. But uh, anyway,
find antially, we just kind of made some decisions that
we wanted to save money and invest for colleges and
stuff like that, and so the house wasn't on the agenda.
Speaker 2 (06:07):
But now there's a new reason. And good man.
Speaker 1 (06:09):
You when when your house is like your your happy place,
right like like you don't feel like you need to
go anywhere because spending the weekend at your house is
it right?
Speaker 2 (06:18):
You'll you'll love it.
Speaker 3 (06:19):
And You've been talking about the pool life and the
lake life, and I'm trying to embrace a little bit
of that.
Speaker 1 (06:25):
So yeah, good, good, good good. Well, it's a well, congratulations,
thank you. I misunderstood. I thought you you you went
on Zilla because some people do that. They'll find a
house up in the mountains and be like, I'm just
gonna buy it from what I see on Zillo, and
then they drive up to it.
Speaker 2 (06:38):
And it's it's different. I may or may not been
doing that as well. I haven't. I haven't done. I
haven't just put an offer around on one of those yet.
Speaker 1 (06:44):
But because houses up in the in the mountains like
that are cheap, really cheap. Yeah, and Mary Allen does
this all the time. It's the reason that's what I
was thinking, because she's there's been a couple of times
she's wanted me to buy a house up in the
up in the mountains so we could have place to
just to go.
Speaker 3 (06:57):
But so part of our trip by tenor for the
summer was to look out a piece of property up
there as well. But that might be on hold for
right now as I venture into this house. Who have
no idea what I'm really getting myself into. Okay, all right,
so we'll see. So the moral of that story is
on the week or fourth of July. You're not gonna
be here. I will not be here because I like
(07:18):
to make bad decisions. And hopefully I spend time.
Speaker 1 (07:21):
You'll have your mom closer. It'll be great close to
your mom, don't you write?
Speaker 2 (07:25):
Oh yeah, fifteen minutes away.
Speaker 1 (07:28):
Well, by the way, is having the time of her
life on this trip to Africa. She's been sending me
messages and stuff and how much fun she's having.
Speaker 2 (07:37):
And your mom has been having. I don't know. She
likes to say cool beans all the time. I don't
know why she say cold.
Speaker 1 (07:46):
Beans all the time anyway, but she said she's having
the time of her life in Africa.
Speaker 2 (07:53):
She talks to me rude doors. Yeah, you just don't
go to bed.
Speaker 1 (07:58):
I'm not going to be rude to your mother. And
you get my mom's mother. Please call her, somebody needs
to talk to her. Yes here four oh seven, Okay,
call her, please somebody. Uh.
Speaker 2 (08:10):
I love both of your moms. I'm just gonna make
that clear.
Speaker 1 (08:12):
But your mom U was was driving in an elephant.
Look it was, you know, coming down the street. And uh,
she gets some really good video.
Speaker 2 (08:20):
Cool she could have done that in Animal Kingdom. Cool beans.
I don't know what col beans was a phrase at
one point time, was it? Yeah? I think that's our
favorite phrase.
Speaker 1 (08:33):
Anyway, we can take a little break and go back
with that friendly ray trendly don't go anywhere. You're listening
to the Marxter of the Morning, and I'm.
Speaker 2 (08:39):
Looking at the uh the YouTube channel. What's up, guys,
that's our our YouTube folks that are chatting back and forth.
They do it every morning. Real Radio Monsters on YouTube.
That's Real Radio Monsters on YouTube. Thank you guys for
being there. We appreciate it. And Ryan plays games with
you and talks with you all the time.
Speaker 1 (08:55):
And I just kind of flipped over to see what
was going on over there, and I see there they're
chatting like they always.
Speaker 2 (09:00):
Yeah, I really talked to him today, you toobe.
Speaker 3 (09:02):
I don't know why.
Speaker 2 (09:04):
Why didn't you know? He's in a mood, in a mood.
His wife, his mom has been texting you. His wife
has been texting mom. He's been texting me all morning.
Speaker 3 (09:12):
And she's like, she's like sending me pictures of toilet's flushing,
and she's like the water goes the other way down here.
Speaker 1 (09:18):
She's having the time of her life, just like I said,
wearing the same Okay, you trying to make it bad
for some reason to make yourself feel right.
Speaker 2 (09:25):
But she she did the right thing. She went on
this trip to Africa. She's having a winterhaven. Yeah, yeah,
I know you're trying to make yourself feel right.
Speaker 1 (09:34):
So I flipped over and I was kind of looking
at all the different folks that are here on our
YouTube channel, a lot of them, I know, right, Like
we've met him, We talked to him, and I was
showing you at the at the event because you were
bringing up the event that we did on Friday, the
last two Fridays ago now and how much fun you had,
and I said, not to be a downer, but I
showed you way.
Speaker 2 (09:55):
It is a downer, I know. But I'm like, do
you remember this guy?
Speaker 1 (09:58):
And I showed you a picture of him, and it
was a picture of this uh, you know listener that's
been around for a long time with Poppy d and
also with uh Brianna Brianna Reyes uh. And you go, yeah,
I remember that guy we talked about fishing. His name
is Less and he passed away the day after that.
And and it's like, ah, you know, you hate seeing
(10:18):
that there have been so many listeners that I've gotten
to know, and then when they pass, it's so sad, you.
Speaker 2 (10:22):
Know, to look at that slough of a snook.
Speaker 1 (10:25):
Yeah, he had a big old snook there, but so
so it made me think with you, you know, we
talk about divorce all the time, which you know is
sad for half of them. Usually the other half of
her happy to get a divorced, you know. But death
is always sad, right, It is always bad. And I
asked her, like, what what are some of the things
that we probably don't think about that we should when
(10:45):
it comes to getting all your legal affairs all, you know,
put together for for something, Because like, it didn't seem
like he seemed like he was in a great mood.
Was not expecting to die the next day, you know.
And that's kind of how my best friend's father passed
away too. Is really unexpectedly. He he won a contest
at work and they sent him to Cabo San Lucas
to go fishing. He went fishing, and he said, I
(11:07):
can't we tell you guys all about it. Flew back
that morning he landed in Fort Lauderdale, passed away. That's
a fart attack. Wow, And so it happens fast like that.
Speaker 2 (11:15):
And heart disease.
Speaker 1 (11:17):
I did not realize how many people it's hard. I
thought cancer was the number one killer. It's heart disease.
Speaker 2 (11:21):
Oh yeah, I'm for sure gonna die of some heart
related You need to go to Life the imaging and
have that scan. Yeah.
Speaker 3 (11:27):
Free. But once you know, then you gotta figure something
out to deal with it, and then well, yes kills
the responsibility around that.
Speaker 2 (11:34):
And that saves your life. It's good.
Speaker 1 (11:36):
Hey, look I look how badly I've eaten my entire life.
I went totally clear. You're an anomaly, Russ. Everybody knows
that you're I don't mean it is a bad way.
Speaker 2 (11:44):
You're a freak. I appreciate you still put your legs
behind your head. I'd tell you him. It weirds me
out every time you do it. Man, big bend to
garbage dump.
Speaker 4 (11:54):
I can.
Speaker 2 (11:54):
I can better understand your foot thing than I can
the leg around the head thing. That just blows my mind.
He's in his anyway.
Speaker 1 (12:03):
So you the number one thing people forget or don't
take care of before some sort of crazy death.
Speaker 3 (12:09):
Yeah, so you know, I tell people it just starts
with a conversation. You need to develop some type of plan.
There's a lot of things that you can do which
I consider to be a state planning that don't require
a lawyer, don't require spending any money. It might be
adding your spouse or family members onto your bank accounts
and onto your investment accounts if you're if you're concerned
(12:30):
about them spending your money while you're alive, you can
set up as a payble on death designation or survivor
benefit that that prevents your family from needing to open
up approbate for those accounts. So simple stuff like that. Again,
it starts with the conversation. The second thing I think
a lot of people miss out on is they set
it and forget it, you know. And I'll use my
(12:53):
best friend as an example. My best friend, when he
was getting ready to get deployed to the Middle East,
did in a state plan for him. In his state plan,
I get all this cool stuff. His sister gets all
his less cool stuff. Right, his mom's in charge of
pulling the plug. But since then he's been married, he's
had two children, everything changed, everything changed in his life,
but you know it hasn't changed. Is a state plan,
(13:15):
So then me you an know him best friends like, hey, Bud,
still got to update this. And you know, it's hard
to face the reality that our lives are sometimes out
of our control. But it's really important that anytime there's
a death, a birth, a marriage, or a divorce, that
you're looking into your estate plan to update it. And
you know, I'll tell you I sat down with a
(13:36):
couple last week and and again gives kind of a
similar situation. A lot of things have changed, we need
to update it. And then the week before I sat
down with a couple, I was like, you guys don't
really need to do anything.
Speaker 2 (13:47):
You know.
Speaker 3 (13:49):
We talked through their goals and what they wanted to
have happened. I went through their documents with him. I
don't charge them for any of that, and we just
kind of sat down and went through everything, and I said,
you guys are pretty solid where you're at. I mean,
if you want me to rewrite it for the sake
of rewriting, and I'm happy to do that, but I
think you're wasting your money. And so you know, it's
it's really an important conversation to have and a consistent
(14:11):
conversation to have. And I'd say probably the third I
think biggest mistake that people have is they don't plan
for the things that happen while they're still alive. And so,
you know, we think about death a lot, but we
don't really talk about what happens if I become incapacitated.
Who gets to make decisions on my behalf? You know,
doctors and hospitals don't want to get sued, and so
(14:33):
they require all kinds of legal paperwork to you know,
pull the plug or you know, withhold extraordinary medical measures,
and so, you know, doing some life planning is also
helpful with powers of attorney and help.
Speaker 1 (14:46):
People don't want to do that, right because it's depressing and.
Speaker 2 (14:50):
Yeah, comedy, it just sounds overwhelming too.
Speaker 1 (14:53):
And I went with you with my mom and I
took my mom into your you know, your office, and
we did that, and I hate every minute of it.
Does anyone think about her dying? Uh?
Speaker 2 (15:02):
But and she survived. You survived, yeah, yeah, yeah, and
you handled it very very well.
Speaker 4 (15:07):
I mean that's one perspective of it. But I also
think that most people find that they think that it's
it sounds like a lot of overwhelming paperwork. Sure, that
sounds like it's tedious. And then and then when you
have somebody there that with like yourself, who can help
you walk you through it.
Speaker 2 (15:19):
And basically he handled everything.
Speaker 4 (15:21):
Yeah, button it up pretty quickly and make it easy
trans or easy moment to do.
Speaker 1 (15:27):
Then Yeah, for me and my mind was we we
went in, it was a discussion with Ray. He wrote
everything down and then he types it all up and
all you gotta do is sign like you made it
very very easy.
Speaker 3 (15:36):
Yeah, And we have a whole party of people that
you know, we bring in so you don't have to
worry about bringing witnesses in or anything like that. We
try to make it as simple as possible. I mean,
it is sad to talk about it, and it's hard
to talk about sometimes, you know, especially where people are
older and maybe they don't have any family members or
friends alive anymore.
Speaker 1 (15:54):
So let me ask a question. So I didn't think
about this until you just said it, you know. So
since then, since we had that meeting with me and
you and my mom, you know, some of the stuff
went to my sister and she's now passed.
Speaker 2 (16:04):
Like do we need to redo that stuff? Like how
does that work?
Speaker 3 (16:07):
I could go back through and look at everything, but
my guess is knowing myself and how I write things
is there's backup plans for if any of the devisors fail,
and so my guess that means everything just goes to you.
I can look at it again. I think we did
look at it, you know after she passed.
Speaker 2 (16:25):
Oh, because yeah, you were her, you were my sister's attorney.
I think we did look at it back then. But god,
I remember.
Speaker 1 (16:30):
Because like I had to talk her into she didn't
know you, right, and I'm like, I swear you're gonna
like this guy. I swear you're gonna like him, because
she had another attorney, and so she's okay, fine, Russ,
I'll go, and was so happy and she thanked me
three times afterwards, thank you for introduce me to Ray,
like like on her Beth minute, she's thanking me for
for you.
Speaker 2 (16:48):
She was a super special person.
Speaker 4 (16:50):
She was.
Speaker 3 (16:51):
And I do still think about your sister pretty often, uh,
because you know, anybody who can bring happiness, enjoy the
world deserve to be known about and shared.
Speaker 2 (17:01):
So yeah, you handled all that stuff, which you know
we appreciate, and.
Speaker 1 (17:05):
But yeah, this stuff is always like depressing to talk
about death, Like are you all set for yours?
Speaker 2 (17:10):
Ryan, Like, if something happens to your mom.
Speaker 3 (17:12):
You know the thing about sports, trust is that when
you sport the sport Uh yeah, I my mom's I
got ready because she's going she went to Africa, and.
Speaker 2 (17:22):
I'm like, you're gonna get eaten by a lion. So
let's get this all a little worried about the elephants
and the lions or a bola. Yeah, all of those things. Guys.
It's it's very it's very stressful, and none of it's
gonna happen.
Speaker 1 (17:33):
She's gonna come back have the greatest time of her
life and you would have been yucking her yum the
whole time.
Speaker 2 (17:37):
I kind of need her to get eating my line.
Speaker 1 (17:39):
I could prove exactly, like you need something really bad
that happened.
Speaker 2 (17:45):
By a python. Something didn't have to be that serious,
maybe like like a.
Speaker 3 (17:49):
Cuckoo burro tradula. They got those there. They have those
gaboon vipers. Have you seen those? No, They're like, uh,
I think it's the biggest viper in the world. I
think gabin vipers what they call the view that's that's
a symbol worthy.
Speaker 2 (18:09):
Ladies.
Speaker 3 (18:12):
They've got like a rhinoceros type horn like on either
side of their snout.
Speaker 2 (18:15):
They're a cool looking snake. If I ever saw one,
I probably mess my pants.
Speaker 3 (18:19):
But but, but but I did have her get everything
together before that, so I know where all the paperwork
is in case anything goes wrong. I to do all
I to do all that stuff. I don't have it
done for me. But the only reason I don't have
it done for me is because I don't.
Speaker 2 (18:30):
Own my own home. My wife owns the home. Yeah,
you're basically just a squatter.
Speaker 3 (18:36):
If she wants to get deal with my stuff, she
just walks in the other room and keeps it. Our
divorce strategy. It makes it really simple for her on
the back end. If you know anything, you have a
divorce strategy. No, he doesn't, she does. I'm gonna cheat him.
You could do better.
Speaker 2 (18:52):
Yeah, cheats with better. Ray, I'm gonna get a big
old hog. Oh man, that's how That's how men do it.
Speaker 3 (19:00):
That women are constantly fascinated that, like, he cheat on
me with this this ugo, And.
Speaker 2 (19:05):
It's like, yeah, that's what we do. We don't. We
don't find a better one will do anything right, maybe
a little more open right. Fatter they are, the more
they'll do anyway, this conversation, how's the wrestling world going?
And there's nowhere.
Speaker 1 (19:29):
To get tent you can it's one for Life Com.
And we're not going to see you four. No, you'll
be here next week. I'll be here next week. I
just I was just trying to give you guys heads
up about fourth of July week.
Speaker 2 (19:39):
Gotcha? All right? Well great, have a Father's Day? What
are you doing for Father's Day? I have kids. I
might be doing home inspections. I'm not sure. Oh that's right.
Speaker 3 (19:48):
I've got really no idea what I'm doing, what my
game plan is. I'm just trying to figure it out
at this point.
Speaker 1 (19:53):
Right right, right, So your kid You don't know if
your kids have anything planned for you for Father's Day.
Speaker 2 (19:57):
I might not be with them. I might be doing
house thing, sir. I don't know.
Speaker 3 (20:01):
I gotta there's some things I gotta figure I really
did not expect them to accept the offer, so I
gotta figure something out.
Speaker 2 (20:08):
A great deal. It was a pretty good deal. That's
I felt when my wife said yes to marrying me,
that you didn't expect especially none of it.
Speaker 1 (20:15):
Actually, Yeah, alright, friendly one firm for Life dot Com.
That's one firm for life dot com. You're listening to
the match of the morning
One firmfulife dot com. That's one firm for life dot com.
If you haven't any any legal issues, anything you need
an attorney, give him a call. Whether it's divorced, whether
it's family law, whether it's you, whatever it is, he'll
be glad to help you.
Speaker 2 (00:12):
Just talking to him about so. Uh uh, where's your
happy place? Right? Oh? Is it in? People say it's
in the car? Do you do you like the car?
I do like the car a lot. Whenever I have
long road trips.
Speaker 3 (00:26):
I think I do a lot of really good thinking
and figure a lot of things out. I think, probably
on a more consistent basis. The shower Okay, well, uh,
not for the reason you're thinking, right, I mean, obviously everybody's.
Speaker 2 (00:39):
Not for the reason you're thinking. Obviously not everybody.
Speaker 3 (00:43):
I just think, you know the shower iPhone? What you mean,
get your iPhone? Why would you be a phone in
the shower?
Speaker 2 (00:49):
I like to listen to music. Oh okay, you and
Ryan are doing the same thing than probably the same
thing now.
Speaker 3 (00:55):
For me, though, it's kind of like just a zen
moment where I can kind of own out for a moment,
and I think that it's quite as peaceful nobody's nobody's
calling me and saying, hey, there's this emergency I need
you to solve right.
Speaker 1 (01:08):
Right right, you have a lot of those. And you
said you're gonna be off fourth of July.
Speaker 2 (01:12):
Fourth of July.
Speaker 1 (01:12):
Yeah, Now we're gonna be on the third of July.
We're gonna be live out in Mount Door. Were doing
a live show out in mounta Door. Sounds awesome. Everybody's
invited to come out and it's gonna be a great time.
We're gonna be at the pizza hold on. What's the
exactly right now? I always called it pizza kitchen. It's
not pizza the pizza bar. No, No, it's a backport
pizza bar behind Pisces Rising. That's what we're gonna be.
(01:34):
Okay anyway, But so what are you doing?
Speaker 3 (01:37):
So I'm supposed to be going to the mountains with
my family. Mountains, the mountains like Tennessee Mountains. I love
that area, go hiking kids and I always have a
good time. A couple of years ago I ended up
missing it because of a trial I had, But this
year I decided to do something even more fun. You guys,
ever make decisions that like may alter your entire life
(01:58):
just on.
Speaker 2 (01:59):
A whim all time. Yeah, yeah, me too.
Speaker 3 (02:03):
So that but that's the spice of life, man, I'm
full of spice apparently.
Speaker 2 (02:09):
Uh So, like I've uh there you go.
Speaker 3 (02:13):
I historically have liked to go like on Zillow and
just like at like real estate listenings and just be like, Oh,
what's what's this house looking like? And oh, this house
looks really nice? Uh So it really apparently is. And
I found a house that I really liked. So then
I put an offer into the house. Did you without
even walking in it? You just did it online? I
(02:34):
met my wife drive by it. I met my wife
drive by the house, and so we put an offer
on the house and it was.
Speaker 2 (02:41):
A little bit low. They accepted the offer. That's amazing.
Speaker 3 (02:47):
So now next week my week is full of inspections
and and all those things. A new house, I think
that's awesome. I have no plan to sell my current house.
Speaker 2 (03:00):
This is this is a in the mountains. Uh And so.
Speaker 3 (03:06):
We will see, Russ, we will see what my life
looks like in the immediate future.
Speaker 1 (03:11):
Hey guys, now we have a friend who has a
place in the mountain, so we can go to Just
so you know.
Speaker 3 (03:15):
Well, so this house is not in the mountains. This
house is just like twenty minutes from my current house.
It's not nearly as cool as that.
Speaker 4 (03:22):
Wait.
Speaker 2 (03:23):
Wait, so I thought there was a house in the mountains.
Speaker 3 (03:25):
Nope, nope, no moving down the street. I am, I
just found a house I kind of liked. Actually, I
really like the pool.
Speaker 1 (03:32):
Oh wait a minute, I thought you found a house
up in the mountains to go vacationing.
Speaker 2 (03:37):
Radio show, you're not listening. You found a house in
your neighborhood. I might be abandoning my family to go
on vacation so I can buy a house that I
don't need.
Speaker 1 (03:46):
Oh, I misunderstood what you said. Why would you do that?
That's that's done, vacation.
Speaker 4 (03:53):
Already.
Speaker 2 (03:54):
Uh you found this house? Are you gonna flip it in?
Speaker 1 (03:58):
Uh?
Speaker 2 (03:59):
So, here's the thing.
Speaker 3 (04:00):
I'm trying to convince my mom to move from South
Florida up to Orland, and so, yeah, we need a buffer.
My mother and I both have our own reservations about this,
but we'll see how it goes.
Speaker 2 (04:13):
Far away. Would your mom be from.
Speaker 3 (04:15):
Here, Well, currently she's about four hours away. If she
moves to this house, she'll be She'll probably move into
my current house, and then I would move into this
new house.
Speaker 2 (04:24):
Oh so the new house you like better than your house?
Speaker 1 (04:26):
Oh?
Speaker 2 (04:26):
Yeah, way better. Oh okay, all right, what's wrong with that?
Speaker 1 (04:29):
Okay?
Speaker 2 (04:29):
Yeah, it's got a swimming pool with a little waterfall.
Oh okay, okay, yeah that's good.
Speaker 3 (04:33):
Twenty minutes is too close, no, mom, So it's forty
five minutes minimum.
Speaker 2 (04:39):
So you would appreciate this though.
Speaker 3 (04:41):
So my other plan is because, like you know, my
mom's going to be retired and she's going to be
so bored.
Speaker 2 (04:46):
She has no friends up here. So I suggest that.
Speaker 3 (04:49):
I was like, hey, Mom, you know you can always
just come by the office and do some work around No, right,
and you do like spice and so, uh you know.
She's like, well, how's that gonna work. I was like,
what do you mean how is that gonna work? She's like,
you're gonna tell me what to do? And I was
like yeah, and so, and I was like, if you
don't like that, you'll lose your job.
Speaker 2 (05:11):
That's the way it works.
Speaker 3 (05:13):
So you were making you are a divorce lawyer, sir,
you're making a lot of classic mistakes. I am making
a few classic mistakes now, and say a lot just
a few.
Speaker 2 (05:23):
With the house.
Speaker 1 (05:24):
What was it that was that was the Was it
the pool that because you've mentioned that twice.
Speaker 3 (05:29):
It's really the pool. It's really the pol You don't
have a pool in your house. I do not have
a pool. I'm surprised. So we bought this house. It
was supposed to be our starter house.
Speaker 2 (05:39):
You know. It was before my daughter was even born.
We bought this house and.
Speaker 3 (05:44):
So uh, we were the goal was to stay there
for five years and then uh, and then my wife
got pregnant again. And then my wife got pregnant against
I like making the baby and they're cute afterwards. But uh, anyway,
find antially, we just kind of made some decisions that
we wanted to save money and invest for colleges and
stuff like that, and so the house wasn't on the agenda.
Speaker 2 (06:07):
But now there's a new reason. And good man.
Speaker 1 (06:09):
You when when your house is like your your happy place,
right like like you don't feel like you need to
go anywhere because spending the weekend at your house is
it right?
Speaker 2 (06:18):
You'll you'll love it.
Speaker 3 (06:19):
And You've been talking about the pool life and the
lake life, and I'm trying to embrace a little bit
of that.
Speaker 1 (06:25):
So yeah, good, good, good good. Well, it's a well, congratulations,
thank you. I misunderstood. I thought you you you went
on Zilla because some people do that. They'll find a
house up in the mountains and be like, I'm just
gonna buy it from what I see on Zillo, and
then they drive up to it.
Speaker 2 (06:38):
And it's it's different. I may or may not been
doing that as well. I haven't. I haven't done. I
haven't just put an offer around on one of those yet.
Speaker 1 (06:44):
But because houses up in the in the mountains like
that are cheap, really cheap. Yeah, and Mary Allen does
this all the time. It's the reason that's what I
was thinking, because she's there's been a couple of times
she's wanted me to buy a house up in the
up in the mountains so we could have place to
just to go.
Speaker 3 (06:57):
But so part of our trip by tenor for the
summer was to look out a piece of property up
there as well. But that might be on hold for
right now as I venture into this house. Who have
no idea what I'm really getting myself into. Okay, all right,
so we'll see. So the moral of that story is
on the week or fourth of July. You're not gonna
be here. I will not be here because I like
(07:18):
to make bad decisions. And hopefully I spend time.
Speaker 1 (07:21):
You'll have your mom closer. It'll be great close to
your mom, don't you write?
Speaker 2 (07:25):
Oh yeah, fifteen minutes away.
Speaker 1 (07:28):
Well, by the way, is having the time of her
life on this trip to Africa. She's been sending me
messages and stuff and how much fun she's having.
Speaker 2 (07:37):
And your mom has been having. I don't know. She
likes to say cool beans all the time. I don't
know why she say cold.
Speaker 1 (07:46):
Beans all the time anyway, but she said she's having
the time of her life in Africa.
Speaker 2 (07:53):
She talks to me rude doors. Yeah, you just don't
go to bed.
Speaker 1 (07:58):
I'm not going to be rude to your mother. And
you get my mom's mother. Please call her, somebody needs
to talk to her. Yes here four oh seven, Okay,
call her, please somebody. Uh.
Speaker 2 (08:10):
I love both of your moms. I'm just gonna make
that clear.
Speaker 1 (08:12):
But your mom U was was driving in an elephant.
Look it was, you know, coming down the street. And uh,
she gets some really good video.
Speaker 2 (08:20):
Cool she could have done that in Animal Kingdom. Cool beans.
I don't know what col beans was a phrase at
one point time, was it? Yeah? I think that's our
favorite phrase.
Speaker 1 (08:33):
Anyway, we can take a little break and go back
with that friendly ray trendly don't go anywhere. You're listening
to the Marxter of the Morning, and I'm.
Speaker 2 (08:39):
Looking at the uh the YouTube channel. What's up, guys,
that's our our YouTube folks that are chatting back and forth.
They do it every morning. Real Radio Monsters on YouTube.
That's Real Radio Monsters on YouTube. Thank you guys for
being there. We appreciate it. And Ryan plays games with
you and talks with you all the time.
Speaker 1 (08:55):
And I just kind of flipped over to see what
was going on over there, and I see there they're
chatting like they always.
Speaker 2 (09:00):
Yeah, I really talked to him today, you toobe.
Speaker 3 (09:02):
I don't know why.
Speaker 2 (09:04):
Why didn't you know? He's in a mood, in a mood.
His wife, his mom has been texting you. His wife
has been texting mom. He's been texting me all morning.
Speaker 3 (09:12):
And she's like, she's like sending me pictures of toilet's flushing,
and she's like the water goes the other way down here.
Speaker 1 (09:18):
She's having the time of her life, just like I said,
wearing the same Okay, you trying to make it bad
for some reason to make yourself feel right.
Speaker 2 (09:25):
But she she did the right thing. She went on
this trip to Africa. She's having a winterhaven. Yeah, yeah,
I know you're trying to make yourself feel right.
Speaker 1 (09:34):
So I flipped over and I was kind of looking
at all the different folks that are here on our
YouTube channel, a lot of them, I know, right, Like
we've met him, We talked to him, and I was
showing you at the at the event because you were
bringing up the event that we did on Friday, the
last two Fridays ago now and how much fun you had,
and I said, not to be a downer, but I
showed you way.
Speaker 2 (09:55):
It is a downer, I know. But I'm like, do
you remember this guy?
Speaker 1 (09:58):
And I showed you a picture of him, and it
was a picture of this uh, you know listener that's
been around for a long time with Poppy d and
also with uh Brianna Brianna Reyes uh. And you go, yeah,
I remember that guy we talked about fishing. His name
is Less and he passed away the day after that.
And and it's like, ah, you know, you hate seeing
(10:18):
that there have been so many listeners that I've gotten
to know, and then when they pass, it's so sad, you.
Speaker 2 (10:22):
Know, to look at that slough of a snook.
Speaker 1 (10:25):
Yeah, he had a big old snook there, but so
so it made me think with you, you know, we
talk about divorce all the time, which you know is
sad for half of them. Usually the other half of
her happy to get a divorced, you know. But death
is always sad, right, It is always bad. And I
asked her, like, what what are some of the things
that we probably don't think about that we should when
(10:45):
it comes to getting all your legal affairs all, you know,
put together for for something, Because like, it didn't seem
like he seemed like he was in a great mood.
Was not expecting to die the next day, you know.
And that's kind of how my best friend's father passed
away too. Is really unexpectedly. He he won a contest
at work and they sent him to Cabo San Lucas
to go fishing. He went fishing, and he said, I
(11:07):
can't we tell you guys all about it. Flew back
that morning he landed in Fort Lauderdale, passed away. That's
a fart attack. Wow, And so it happens fast like that.
Speaker 2 (11:15):
And heart disease.
Speaker 1 (11:17):
I did not realize how many people it's hard. I
thought cancer was the number one killer. It's heart disease.
Speaker 2 (11:21):
Oh yeah, I'm for sure gonna die of some heart
related You need to go to Life the imaging and
have that scan. Yeah.
Speaker 3 (11:27):
Free. But once you know, then you gotta figure something
out to deal with it, and then well, yes kills
the responsibility around that.
Speaker 2 (11:34):
And that saves your life. It's good.
Speaker 1 (11:36):
Hey, look I look how badly I've eaten my entire life.
I went totally clear. You're an anomaly, Russ. Everybody knows
that you're I don't mean it is a bad way.
Speaker 2 (11:44):
You're a freak. I appreciate you still put your legs
behind your head. I'd tell you him. It weirds me
out every time you do it. Man, big bend to
garbage dump.
Speaker 4 (11:54):
I can.
Speaker 2 (11:54):
I can better understand your foot thing than I can
the leg around the head thing. That just blows my mind.
He's in his anyway.
Speaker 1 (12:03):
So you the number one thing people forget or don't
take care of before some sort of crazy death.
Speaker 3 (12:09):
Yeah, so you know, I tell people it just starts
with a conversation. You need to develop some type of plan.
There's a lot of things that you can do which
I consider to be a state planning that don't require
a lawyer, don't require spending any money. It might be
adding your spouse or family members onto your bank accounts
and onto your investment accounts if you're if you're concerned
(12:30):
about them spending your money while you're alive, you can
set up as a payble on death designation or survivor
benefit that that prevents your family from needing to open
up approbate for those accounts. So simple stuff like that. Again,
it starts with the conversation. The second thing I think
a lot of people miss out on is they set
it and forget it, you know. And I'll use my
(12:53):
best friend as an example. My best friend, when he
was getting ready to get deployed to the Middle East,
did in a state plan for him. In his state plan,
I get all this cool stuff. His sister gets all
his less cool stuff. Right, his mom's in charge of
pulling the plug. But since then he's been married, he's
had two children, everything changed, everything changed in his life,
but you know it hasn't changed. Is a state plan,
(13:15):
So then me you an know him best friends like, hey, Bud,
still got to update this. And you know, it's hard
to face the reality that our lives are sometimes out
of our control. But it's really important that anytime there's
a death, a birth, a marriage, or a divorce, that
you're looking into your estate plan to update it. And
you know, I'll tell you I sat down with a
(13:36):
couple last week and and again gives kind of a
similar situation. A lot of things have changed, we need
to update it. And then the week before I sat
down with a couple, I was like, you guys don't
really need to do anything.
Speaker 2 (13:47):
You know.
Speaker 3 (13:49):
We talked through their goals and what they wanted to
have happened. I went through their documents with him. I
don't charge them for any of that, and we just
kind of sat down and went through everything, and I said,
you guys are pretty solid where you're at. I mean,
if you want me to rewrite it for the sake
of rewriting, and I'm happy to do that, but I
think you're wasting your money. And so you know, it's
it's really an important conversation to have and a consistent
(14:11):
conversation to have. And I'd say probably the third I
think biggest mistake that people have is they don't plan
for the things that happen while they're still alive. And so,
you know, we think about death a lot, but we
don't really talk about what happens if I become incapacitated.
Who gets to make decisions on my behalf? You know,
doctors and hospitals don't want to get sued, and so
(14:33):
they require all kinds of legal paperwork to you know,
pull the plug or you know, withhold extraordinary medical measures,
and so, you know, doing some life planning is also
helpful with powers of attorney and help.
Speaker 1 (14:46):
People don't want to do that, right because it's depressing and.
Speaker 2 (14:50):
Yeah, comedy, it just sounds overwhelming too.
Speaker 1 (14:53):
And I went with you with my mom and I
took my mom into your you know, your office, and
we did that, and I hate every minute of it.
Does anyone think about her dying? Uh?
Speaker 2 (15:02):
But and she survived. You survived, yeah, yeah, yeah, and
you handled it very very well.
Speaker 4 (15:07):
I mean that's one perspective of it. But I also
think that most people find that they think that it's
it sounds like a lot of overwhelming paperwork. Sure, that
sounds like it's tedious. And then and then when you
have somebody there that with like yourself, who can help
you walk you through it.
Speaker 2 (15:19):
And basically he handled everything.
Speaker 4 (15:21):
Yeah, button it up pretty quickly and make it easy
trans or easy moment to do.
Speaker 1 (15:27):
Then Yeah, for me and my mind was we we
went in, it was a discussion with Ray. He wrote
everything down and then he types it all up and
all you gotta do is sign like you made it
very very easy.
Speaker 3 (15:36):
Yeah, And we have a whole party of people that
you know, we bring in so you don't have to
worry about bringing witnesses in or anything like that. We
try to make it as simple as possible. I mean,
it is sad to talk about it, and it's hard
to talk about sometimes, you know, especially where people are
older and maybe they don't have any family members or
friends alive anymore.
Speaker 1 (15:54):
So let me ask a question. So I didn't think
about this until you just said it, you know. So
since then, since we had that meeting with me and
you and my mom, you know, some of the stuff
went to my sister and she's now passed.
Speaker 2 (16:04):
Like do we need to redo that stuff? Like how
does that work?
Speaker 3 (16:07):
I could go back through and look at everything, but
my guess is knowing myself and how I write things
is there's backup plans for if any of the devisors fail,
and so my guess that means everything just goes to you.
I can look at it again. I think we did
look at it, you know after she passed.
Speaker 2 (16:25):
Oh, because yeah, you were her, you were my sister's attorney.
I think we did look at it back then. But god,
I remember.
Speaker 1 (16:30):
Because like I had to talk her into she didn't
know you, right, and I'm like, I swear you're gonna
like this guy. I swear you're gonna like him, because
she had another attorney, and so she's okay, fine, Russ,
I'll go, and was so happy and she thanked me
three times afterwards, thank you for introduce me to Ray,
like like on her Beth minute, she's thanking me for
for you.
Speaker 2 (16:48):
She was a super special person.
Speaker 4 (16:50):
She was.
Speaker 3 (16:51):
And I do still think about your sister pretty often, uh,
because you know, anybody who can bring happiness, enjoy the
world deserve to be known about and shared.
Speaker 2 (17:01):
So yeah, you handled all that stuff, which you know
we appreciate, and.
Speaker 1 (17:05):
But yeah, this stuff is always like depressing to talk
about death, Like are you all set for yours?
Speaker 2 (17:10):
Ryan, Like, if something happens to your mom.
Speaker 3 (17:12):
You know the thing about sports, trust is that when
you sport the sport Uh yeah, I my mom's I
got ready because she's going she went to Africa, and.
Speaker 2 (17:22):
I'm like, you're gonna get eaten by a lion. So
let's get this all a little worried about the elephants
and the lions or a bola. Yeah, all of those things. Guys.
It's it's very it's very stressful, and none of it's
gonna happen.
Speaker 1 (17:33):
She's gonna come back have the greatest time of her
life and you would have been yucking her yum the
whole time.
Speaker 2 (17:37):
I kind of need her to get eating my line.
Speaker 1 (17:39):
I could prove exactly, like you need something really bad
that happened.
Speaker 2 (17:45):
By a python. Something didn't have to be that serious,
maybe like like a.
Speaker 3 (17:49):
Cuckoo burro tradula. They got those there. They have those
gaboon vipers. Have you seen those? No, They're like, uh,
I think it's the biggest viper in the world. I
think gabin vipers what they call the view that's that's
a symbol worthy.
Speaker 2 (18:09):
Ladies.
Speaker 3 (18:12):
They've got like a rhinoceros type horn like on either
side of their snout.
Speaker 2 (18:15):
They're a cool looking snake. If I ever saw one,
I probably mess my pants.
Speaker 3 (18:19):
But but, but but I did have her get everything
together before that, so I know where all the paperwork
is in case anything goes wrong. I to do all
I to do all that stuff. I don't have it
done for me. But the only reason I don't have
it done for me is because I don't.
Speaker 2 (18:30):
Own my own home. My wife owns the home. Yeah,
you're basically just a squatter.
Speaker 3 (18:36):
If she wants to get deal with my stuff, she
just walks in the other room and keeps it. Our
divorce strategy. It makes it really simple for her on
the back end. If you know anything, you have a
divorce strategy. No, he doesn't, she does. I'm gonna cheat him.
You could do better.
Speaker 2 (18:52):
Yeah, cheats with better. Ray, I'm gonna get a big
old hog. Oh man, that's how That's how men do it.
Speaker 3 (19:00):
That women are constantly fascinated that, like, he cheat on
me with this this ugo, And.
Speaker 2 (19:05):
It's like, yeah, that's what we do. We don't. We
don't find a better one will do anything right, maybe
a little more open right. Fatter they are, the more
they'll do anyway, this conversation, how's the wrestling world going?
And there's nowhere.
Speaker 1 (19:29):
To get tent you can it's one for Life Com.
And we're not going to see you four. No, you'll
be here next week. I'll be here next week. I
just I was just trying to give you guys heads
up about fourth of July week.
Speaker 2 (19:39):
Gotcha? All right? Well great, have a Father's Day? What
are you doing for Father's Day? I have kids. I
might be doing home inspections. I'm not sure. Oh that's right.
Speaker 3 (19:48):
I've got really no idea what I'm doing, what my
game plan is. I'm just trying to figure it out
at this point.
Speaker 1 (19:53):
Right right, right, So your kid You don't know if
your kids have anything planned for you for Father's Day.
Speaker 2 (19:57):
I might not be with them. I might be doing
house thing, sir. I don't know.
Speaker 3 (20:01):
I gotta there's some things I gotta figure I really
did not expect them to accept the offer, so I
gotta figure something out.
Speaker 2 (20:08):
A great deal. It was a pretty good deal. That's
I felt when my wife said yes to marrying me,
that you didn't expect especially none of it.
Speaker 1 (20:15):
Actually, Yeah, alright, friendly one firm for Life dot Com.
That's one firm for life dot com. You're listening to
the match of the morning
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