July 15, 2026 • 27 mins
On the Monsters Attorney "Friendly" Ray Traendly of TK Law answers questions from listeners.
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Speaker 1 (00:00):
Oh said that game. Right, Ryan found this game. It's
like being being a modern woman or something.
Speaker 2 (00:10):
Well, woman simulator and I just washed eight dishes and
it's not even fun I don't know.
Speaker 3 (00:15):
It's a woman simulator.
Speaker 1 (00:16):
And basically, right Trandley here with us, by the way,
friendly Red Trentley from TK.
Speaker 3 (00:20):
Law, and I don't condone this game at all.
Speaker 4 (00:22):
By the way, it's a sexist, but it's so funny.
The things that mules you stand the ground on and
the things that you you'll sit there and do. You're
sitting there playing that sexist game, which is hilarious. I
think it's funny, but it doesn't sound like something you do.
Speaker 2 (00:35):
It's not a sexist game. First of all, these things
need to be done. They gotta they got yeah talking
to the mic clud Okay, so I'm going around, but
like it's just literally like you have to go up
to sync you.
Speaker 5 (00:47):
Wash s.
Speaker 1 (00:48):
Like what's It's just that you being a woman is
obviously cleaning, you know, washing dishes and vacuuman and doing
the law.
Speaker 6 (00:55):
There's other things that women do. Right, I got bad
news for you, bud. He nobody wants to are you
no matter how many dishes you wash, I'm sorry.
Speaker 3 (01:02):
People want to marry me. No, I already did it.
Speaker 1 (01:07):
You you played that game reminds me of something. And
I don't don't know if you had any topics today
or whatever, but I said, this guy's at you. So
I watched a movie yesterday. It's on I think it
was on Netflix or no, I think it was Amazon.
We had to pay for it, uh. And it's the
new Nate or how you say his last name, Stargatesey movie.
And basically it's a lot like that Bert Kreischer movie
(01:28):
that he had out where basically, I'm the dad. I
got to take care of the kids because mom's got
something else to do. Right, So it's all the hilarity
that comes up when dad, you know, to show that
dads are inferior, dads can't do what moms can do.
Based on his real life. Sure, yeah, yeah, you're right.
And this was something that Nate wrote or whatever.
Speaker 2 (01:48):
Uh.
Speaker 1 (01:48):
The difference being is that the Nate Burgski one it's
out right now. It was super super funny and there
were no no dirty words at all.
Speaker 3 (01:58):
Everything.
Speaker 1 (01:59):
It was clean, clean comedy, right, and then the Burt
Kreischer one. We said, and I think you might have
agreed with the Ryan. Some other people say watching it
was a little uncomfortable because the kids were even cursing
like the kid and it made it so it was
like for me, it was uncomfortable, and comparing the two,
it wasn't even a comparison. The Nate per Caski one
(02:19):
was much funnier because I don't know, it may be
uncomfortable having when Bert had his kids cursing.
Speaker 3 (02:27):
Was oh Bert, it was his own children.
Speaker 1 (02:29):
Well, no, it was supposed to be his kids, just
like right. Angel was saying that based on his own
life and everything. Yeah, he so he didn't clean it up.
He make it pretty.
Speaker 7 (02:37):
This is this is Bert's when he was when we
talked to him about he was saying, this is my
account of this. Yeah, and he had to get the
co sign of his daughters after they watched it if
they wanted it to so you can have this kind
of quote unquote real version, or you can watch the
sanitized version.
Speaker 3 (02:52):
I wouldn't.
Speaker 1 (02:53):
They said, It's just that Nate's comedy is clean comedy,
and that's.
Speaker 7 (02:56):
What he's doing for That's why, that's why he's always
going to attract that audience. He doesn't he doesn't shy
away from that either. But it was really funny. It's
really good if if you're thinking about written like a
comedy or whatever. I haven't seen a comedy in a
while that I really thought was good. It's really a
funny movie. I watched that over the weekend. My wife
likes him a lot. I don't know why. Yeah, you know,
I think all the ladies seem to like him. I
(03:19):
think it's funny. But here's the problem.
Speaker 6 (03:22):
When you and I've talked about this, I'm not like
laugh out loud when I go to a comedy show,
I smile, I might get a couple of chuckles out there,
I might snicker. My wife will be like falling out
of her chair laughing, and and I'll really enjoy a
comedy show.
Speaker 3 (03:37):
Then just you know, a couple not a laugh out
loud guy, I'm not a laugh.
Speaker 1 (03:43):
I'm not.
Speaker 6 (03:44):
I think I think I take life too seriously. Angel
I think that's the problem.
Speaker 7 (03:47):
What's the last all right? Like, what would be the
thing if you can think back?
Speaker 3 (03:52):
All right?
Speaker 7 (03:52):
That made like you lost a little bit of control
and you were laughing, and it almost brought tears to
your eyes because it was that funny.
Speaker 6 (04:00):
Uh it's a terrible thing to say. Uh Uh it
is a little not a little dark. But uh my
office manager fell and she had uh down. She had
Chinese food in her hand, but she was talking about
how decided she was to save this Chinese food for
(04:20):
the next day. And she fell and it was like
a comedy show, like all the food laying on her.
Uh And and I I couldn't stop laughing. I couldn't breathe.
Speaker 3 (04:31):
I got it. I shouldn't I should I shouldn't have
laughed so much.
Speaker 1 (04:36):
But watching that old sixty five year old man get
thrown up eight foot in the air by that bison
every time Martin we're doing it on the four o
seven on Fox thirty five, and every time Martin Lisa
would show.
Speaker 3 (04:47):
It, I'm laughing like a moron, and like, I know,
he got hurt.
Speaker 1 (04:50):
I'm sorry he got hurt, but got it was just
so funny to watch him get the That's a.
Speaker 5 (04:54):
Lot of cartoon a throw that I've seen him and forever.
I mean, he did break his but he's okay. Yeah,
but still it's gonna be that's qualifying it. Yeah, yeah,
so it's still funny.
Speaker 3 (05:08):
I mean, people falling down. That's always going to be funny.
Speaker 6 (05:12):
I struggle with the ones where people are interacting with
animals and people end up getting hurt. I don't know
if I know think it's funny. I just think it's
more of a shame. I shake my head about lot
about it. The animals alone, Leave the animals alone. That's
how I feel about it. You know, physical comedy makes
you laugh.
Speaker 3 (05:31):
It does make me laugh.
Speaker 1 (05:32):
Okay, yeah, what about like like stand up comedy, like
Ryan's stand up coming.
Speaker 6 (05:36):
Ryan's never made me laugh before my life. No, Right,
Ryan's relatively funny, I mean compared to like Amber, he's
I think funnier.
Speaker 8 (05:46):
You're funnier than me, Ryan.
Speaker 3 (05:53):
I was gonna give.
Speaker 2 (05:54):
You an insightful question next, but now, Yeah, I was
super good.
Speaker 3 (06:02):
I'm super nice to you this morning. Right, you were
actually super nice. You're always super nice to me. What
is it you think that makes it so you don't
laugh at things your upbringing? No, I think Angel. I
think it's the control thing.
Speaker 6 (06:13):
I think I'm always uh, pretty well controlled and mindful
of how I'm being seen because I have to have
to make my clients look good and even in like
really sketchy situations. I was in a court all day
yesterday and yeah, it wasn't great facts, and and I
had my intern, my summer intern with me, and the
(06:35):
judge pulled my summer intern aside and said, you know, like,
listen to what happens when you have like bad facts
and you've got a bad lawyer on one side and
you've got a good lawyer on the other side. And
he really talked me about but I was really appreciative
of that. But you know what he said was, you
know when when you're in the courtroom and you're and
you care about the outcome, like you put all the
weight of it on your shoulders, so you're doing like
(06:56):
three times to work. And I think that that's a
good point. Angel's. I think I am generally in control
because I'm always thinking, like how do I make my
client look good? Am I prepared for the next thing
that's gonna happen, And I don't ever turn that off.
Speaker 2 (07:07):
I just speaking about like divorces and comedians and things
like that.
Speaker 3 (07:14):
Did you guys see Tom Sigora. Yeah, it's been there
for a long time, eighteen.
Speaker 2 (07:18):
Years, fifteen years man, him and his wife have been together,
and that's That one's pretty shocking to me because it
gets filed for me under like like I've been with
my wife for ten years and I'm planning on being
with her for the rest of my life. It's like
people like a it's when people separate after that long
it's always weird to me. And b it goes with
Russ's theory of when people do ozembic and get hot
(07:41):
or more attractive.
Speaker 3 (07:42):
He lost like a ton of way did you? But
the other thing.
Speaker 6 (07:45):
Is got into shape too, though she might have did
the same personal trainer, he.
Speaker 1 (07:50):
Might have already decided that, you know, or maybe there
might have been something else going on, and then he
starts losing weight because he's trying to, you know, impress
somebody else.
Speaker 7 (07:59):
Well, the whole thing or if you believe what everything's been,
the premise was that he caught the bug the same
way that uh and that was kind of the.
Speaker 3 (08:05):
Bit with uh Kreisler.
Speaker 7 (08:09):
And so when all these guys at the same time
started getting a fit, he got into it at the
same time. So that was that's the premise. Right, it's
been eighteen years that they've been together. This is one
of those ones because after we had Tom Segura here
and then he gave us that plug on another podcast,
and then I started like I always was a casual
fan of his, but after we hung out with them
(08:30):
or he was on with us here and everything, I
felt like, this is weird thing that we do.
Speaker 3 (08:33):
I was like, oh, may that's that's our buddy. That's
our buddy.
Speaker 7 (08:36):
So I was like bummed out for him, you know,
I was like genuinely like, oh man, that sucks.
Speaker 1 (08:40):
I did see Burt Kreisler the other day and he's
lost a lot of weight, and I thought it was good.
Speaker 3 (08:45):
The same thing. I'm like, oh, I wonder if something's
going on, you know, like this.
Speaker 7 (08:49):
But in both those cases, their wives also they haven't
sat like back they they both the wives and these
in that case have gone on and had procedures done
or health done or like they've done.
Speaker 2 (08:59):
It goes to my like overall, I guess question is
this too because one of the things that happened with
her she she had to have a mistectomy, Like I
think she had a double mistectomy because of breast cancer,
and like that there's that sad reality of like when
that happens, divorce rates go up, Like with like with
cancer and things like that.
Speaker 3 (09:19):
Like dudes like either the caregiving role.
Speaker 2 (09:21):
Yeah, like dudes, it seems to me more dudes that
like when somebody gets diagnosed with cancer, whether they get
a mistectomy is done or they get cancer, like dudes
start cheating, which is crazy too.
Speaker 6 (09:31):
Yeah, you know, so I've had there's nothing reported about
that I have. I've had it all over the spectrum. Sometimes,
you know, the spouse is kind of like, uh, you know,
close their eyes and close their ears and just say,
you know, if I don't see it, if I don't
hear it, it's okay, whatever you do. I appreciate you
taking care of me. Like, and I get that a
lot of times where people like want their spouse to
(09:52):
be happy even though you know there's a lot of
stuff going on. So that happens pretty frequently. But you know,
I'll say, I don't think it's just end cheating. I've
had cases where the husband gets diagnosed to prostate cancer
and then the wife kind of turns a new leaf.
And so I wouldn't say it's gender specific, but it
is hard when you go from that you know, that
(10:14):
companion relationship to that can caretaker relationship, and it puts
a lot of pressure on you, and people want to escape,
right and people.
Speaker 7 (10:22):
That's probably the most difficult dynamic that happens in a
in a relationship, right one.
Speaker 6 (10:26):
And they seek that companionship through somebody else who you know,
maybe you know, allows them to feel like themselves again.
And so it's really tough. And you know, I know,
we've been talking a lot about therapy in the last
few months, and I'm glad to hear that russ is
acknowledged that he's the biggest narcissist now and.
Speaker 3 (10:46):
Bigger than Donald Trump.
Speaker 2 (10:47):
I just thought it was a wacky statistic because it's
it's something like if a wife gets diagnosed with cancer,
a husband is six times more likely to cheat.
Speaker 6 (10:56):
I mean from like a standard husband or like compared
to a husband who gets diagnosed with cancer and the
wife cheating with that in.
Speaker 2 (11:04):
Really I found this from the La Times where it
was it talks about how like men become way more
likely to cheat on a spouse that has cancer.
Speaker 6 (11:12):
But but going back to the therapy part, I mean, like
having doctor Ringy in your life, I imagine has changed
how you perceive a lot of things and and made
you a better husband, a better boss, a better coworker,
a better.
Speaker 3 (11:26):
A lot of things without a doubt.
Speaker 6 (11:27):
And so you know, the the charge that I would
give for people is in that situation, you gotta find
somebody to talk to in a healthy manner that there's boundaries,
because it's.
Speaker 3 (11:38):
Not hard to look for that escape.
Speaker 6 (11:40):
And then say, I'm gonna pick on Ryan here for
a second. I've been hanging out with Ryan. He's got
an okay face. You know, I could do worse. And
before you know it, I started laughing at his jokes
and we got a thing going on.
Speaker 1 (11:55):
You know, we're talking about equating weight loss with with cheating.
That's what I just watched. His documentary about this dude
that basically killed his wife and his two kids, put
through his two kids in this oil vat just horrible guy.
Speaker 3 (12:07):
That was a terrible, terrible story. It's a really bad one.
Speaker 1 (12:10):
One of the things that the police asked him if he, uh,
if he was had an affair on his wife because
they were still looking for it, and he's like no, no.
I'm like, yeah, well we noticed him you know two
months ago. Uh, you're a little heavier, and they knew.
They knew because he had gotten into in crazy shape,
that there was something that was a tailtale sign and
he was cheating. He had a new girlfriend and he
(12:30):
wanted to look good for her, and and it's a
tailtale sign a lot of times.
Speaker 6 (12:34):
I mean, I'm gonna pick on the lawyers in the
community right now. Every time they get fit. I'm just like, oh,
what's going on. I know a lawyer that was getting
fitting last year. That's just my own insecurity. It's it's
not about my wife, it's about me. Uh No, Russ
(12:57):
has the same bidysmorphia thing that I have, So I
know he knows where I'm at.
Speaker 3 (13:00):
But I get it.
Speaker 6 (13:01):
But but yeah, I'll plan drinks with them and it's like, oh, yeah,
things are gonna go and go with the wife and
it's like, yeah, that's obvious. Yeah and uh and so
you know, those are some signs there. But you know, again,
if you're in that situation where you are in that
caretaking role and you're having a hard time with it,
go talk to a professional. It's a lot cheaper than
(13:23):
getting a divorce.
Speaker 1 (13:24):
Hey, when you're talking to someone about divorce, do you
ever catch them lying to you about all the time
about whether they're having an affair or not all the time,
and you'll know, but you can't. I mean, if they
want to tell you they're not, it's not your job
to bust them, is it.
Speaker 8 (13:39):
No?
Speaker 6 (13:39):
No, I mean, I'm not here to blow anybody up,
you know what. I What I will do, though, is
blow them up. Is that I don't care what direction
you do. I will I'll just let them know that,
you know, it's a safe place for us to talk it.
Speaker 3 (13:53):
You can truth.
Speaker 6 (13:54):
And really, the things I care about the most when
it comes to extra marror relationship is one, does your
spouse know? Because if not, that presents a significant challenge
because if they find out at some point in the future,
that has a way of spinning things up. And then
obviously there's an expense component to it, right are you
spending marital funds on this this relationship? And if so,
(14:15):
we got to start counting those numbers, because as you
owe that to you could potentially owe that back to
your spouse. And so you know, it's good to have
that wrapped up and and and kind of a bow
tide on that as opposed to being surprised, Oh, I
didn't know that you were knowing that I was in
this relationship.
Speaker 8 (14:32):
So yeah, right, you've always said that, Like you tell
your clients like, hey, if there's anything on Facebook or
any messages, rich, oh yeah, kind of get out there.
I need you to be honest with me and tell me,
because you're only going to make this my job harder
when I'm trying to help you.
Speaker 6 (14:45):
There's nothing worse in getting caught their pants down at
your ankles.
Speaker 3 (14:49):
It is, it is. It is the worst experience.
Speaker 6 (14:53):
It is the worst well because because here's the reality is,
it makes you look less credible. And again, if you
are not prepared for it, then you don't have control
over it. And going back to what started this whole conversation,
I like to have control over the situation.
Speaker 1 (15:08):
Now I get you all right, Well, take a little break,
we come back. We got more with a friendly Ray Treinley.
If you have questions, like a divorce questions, you can
text them to us right now at seven seven zero
three one and we'll ask Ray Trainley about him.
Speaker 3 (15:19):
Don't go anywhere. You're listening to the Mans the morning.
Speaker 1 (15:21):
Happy hot Dog Day, Welcome back to the Monster's mornings
were already one oh four point one. I'm Russ Rolinds
along with Ambernova, you're MWO Wrestling.
Speaker 3 (15:28):
Champion and hot dog Fest.
Speaker 8 (15:30):
It's a sausage fest in here.
Speaker 1 (15:31):
It's a sausage here. Uh, you're Angel and Ryan and
Ray Tranley.
Speaker 7 (15:36):
Ray.
Speaker 1 (15:37):
We asked for any questions and I got a bunch
of them. One says, I asked us every week, and
you never ask it, Russ. So I'm gonna do it now.
So my friend has not been living with her husband
for around five years now. He's not in good health.
If he dies, does her his debt belong to her? So, you, guys,
a good question. That's a great question, And this is
one that comes up pretty frequently. So generally speak, just
(16:01):
because you're married doesn't mean you're responsible for your spouse's debt. Really,
a lot of people think that they're going to get
saddled with their spouse's debt when they pass away. But
the reality is, as long as you're not co signing loans,
if you take him to the hospital, you're not guaranteeing
the payment, you're not going to be personally responsible. Now,
that doesn't mean that the estate won't be responsible for
(16:22):
some of those debts. So conceptually speaking, Ray decides that
he wants to hit up Vegas right before he dies.
I rack up a bunch of credit card debt, as
one does when they go to Vegas. The credit card
companies would be able to assert a claim in a
probate case against my estate. But if my state doesn't exist,
or if I do some proper estate planning, then they're
not going to get any money and my family gets it.
(16:44):
So we had a routhy May's widow. Well, what a
great interview yesterday. She sounds so lovely, and she said
that I always thought Ralphie May was like super rich
because every time I saw him or whatever, he was
giving Awa one hundred dollars bills.
Speaker 3 (16:59):
And she's like, that was part of the addiction.
Speaker 1 (17:01):
He wouldn't be able to like him, which is it's
sort of sad, sure, but but he was like three
hundred thousand dollars in debt when he died and they
had been estranged for a year, they had been split
for a year, And didn't she say that she had
to take on his some of his debt?
Speaker 3 (17:16):
Ryan? Is that was that? Yeah? But is that?
Speaker 8 (17:19):
Ray?
Speaker 7 (17:19):
Is that one of those things that that scenario differs
from state to state.
Speaker 3 (17:23):
It might differ from state to state.
Speaker 6 (17:25):
But my guess is there's probably some shared debt, some
joint credit cards, that's definitely part of it, and probably
some some maybe some personal guarantees and loans for the
business and stuff like that. That's where people get into
the most troubles. Those personal guarantees that people sign is
that the spouse usually has to then cover that so and.
Speaker 3 (17:44):
So to cli or to like clarify that a little bit.
Speaker 7 (17:47):
So let's say you know, you and your spouse have
joint accounts that extended credit home, that kind of stuff.
You becoming the person that has to be responsible. That
is partly because it's a joint account, correct, right, So
so like if you're already agreed to pay it. Yeah,
so if your partner has let's say other accounts that
are solely in their name, those don't become yours.
Speaker 6 (18:11):
Correct, correct? And so uh, you know, my wife loves
me for this for the most part. All of our
all of our assets are joint assets, so she gets
everything if I die, uh, and if we get divorced,
she gets it all too, but all the debts in
my name. So you know, it's done strategically, so that
(18:32):
way she gets off very and clear and I get
the shoulder of the burden and she passes away that
I got to do.
Speaker 3 (18:37):
It all my own.
Speaker 2 (18:37):
So I'll send you a thing a while back because
I saw this post that somebody made about their father,
like goes in the hospital. Ever, within three weeks he's dead,
and now he had no like he had no plan.
He was still married to his wife from two thousand
and nine. They had spoken in fifteen years. The guy
had about one point four million dollars in a four
(18:58):
oh one k But because they and I never even
thought about this. So if you don't, if you don't
designate somebody as a power of attorney, all of his
auto pays for all of his bills and everything, we're
still going through.
Speaker 3 (19:10):
Yeah, even after he died and.
Speaker 2 (19:12):
The people couldn't do anything about it, and they lost
a huge chunk of money just from that.
Speaker 6 (19:18):
So there's a number of things there. So number one
is when you prepare an estate plan, And the reason
why you want to prepare estate plan is you want
to give the people around you who probably have the
most to benefit from your passing the ability to handle
things like that. And what ends up happening is if
you don't have the ability to contact these creditors and
(19:40):
say freeze the accounts. Those things will happen. Now, what
I tell people do is when they do their state
plan is keep a list of all their credit cards
and their bank accounts. So that way, you know, if
if I die, for example, my wife knows exactly where
to go to get access to money. She goes exactly
where to go to stop credit cards. And it's a
list that's all right in one place. I put the
(20:01):
institution name, the contact information. If it's like I forgot
like a like an admin or whatever for the account,
I give them their contact information as well their name.
So that way it's as easy as possible to address
those things. Because you're right, you know, if nobody tells
the bank, they're just going to keep you know, auto
debiting that and and that might be money that they
(20:22):
wouldn't get the family would get instead.
Speaker 2 (20:23):
So it's crazy too, because, like I guess, the state
considers considers you're still legally married to this person you
haven't talked to fifteen years, and they still hold all
of the power because of that, so that there's nothing
about like, hey, here's we haven't talked in fifteen years.
Speaker 3 (20:39):
It's still this is going to her. That's the way
it's set up. Well, it's kind of held on.
Speaker 7 (20:43):
You're like, you should be you should have been adults
about it and handled that situation.
Speaker 3 (20:46):
You know how people are an adults? Why would you
stay married though a lot of a lot of people.
Speaker 1 (20:52):
I know someone who this is what they're saying, that
they're going to get a divorce, but because times are
tough and it's hard to find a place, they're just
going to live together and get to it.
Speaker 3 (21:01):
Well, that's my biggest nightmare. And what would be the
what would be the advantage a And have you ever
seen that happen before? Any have you ever seen it
be successful? And they're like, well, we're.
Speaker 1 (21:10):
Getting an uncle divorce, Like, you know, we don't want
to be married to each other, but we can't afford
to move roommates.
Speaker 3 (21:17):
And that's weird, right.
Speaker 6 (21:18):
I've got a case where it's over now, But I've
got a case where husband and wife are still living
together even though they're now ex husband ex wife. They
still run a business together. But whenever people ask me
about the situation, I would say it's my worst nightmare,
because here's how I conceptualize it is you're in a
situation where you have undefined boundaries right as a man, specifically,
(21:46):
you're at greater risks of going to jail in the
event that your your ex spouse says, my husband threatened
to kill me. A lot of times they'll arrest you
just to separate you and and keep the peace, and
so and then and then again. Because I've got control things,
as Angel mentioned, Uh, you know, not having control of
my space, and like you know, if I want to
(22:08):
bring somebody over, if I want to leave addition to
sink so Ryan can come over and wash them for me. Uh,
you know that that all that sounds terrible to me,
but people do.
Speaker 3 (22:18):
It all the time.
Speaker 6 (22:19):
And and unfortunately, when times are tough financially, more people
are inclined to stay in the same home with rental
prices being where they're at now. I mean that seems
to be an option that more and more people are
choosing is to cohabitate.
Speaker 3 (22:32):
That's crazy.
Speaker 6 (22:34):
It's crazy to me, just because again, of all the
issues are just explained. But again, I think a lot
of people are able to make it work. They have
to have good lines of communication, have to set some
you know, pretty necessary infirm boundaries in order to make
that work. But it can be done.
Speaker 1 (22:50):
There's someone here that's got like pages and pages of stuff.
Their last the last two numbers is two five. You've
said so much. I can't read all that. I would
say the best thing to do is to get cold
of Rachentley because you've given us way too much. I
could never read all that and get all the this.
It needs to be a short question. That's a lot.
(23:10):
There're sending me a book.
Speaker 3 (23:12):
Ray.
Speaker 7 (23:12):
You guys, do you do a free consult Yeah, we
do free consultations same day, next day a lot of times.
Speaker 6 (23:18):
So as long as I'm not in court, and we
got other lawyers. If I am in court, other lawyers
are available. So just whatever you need, just reach out
to the firm one firmflife dot com. You can submit
a free casey evaluation and you know, if it's just
like a quick question, they'll get that to me and
I'll get an answer out to you. If it's a
more in depth question, they'll probably schedule you for a
consultation and we'll sit down and chat about it.
Speaker 7 (23:41):
Yes, a question, Ray, going back to what we were
talking about with a couples and someone passing away and
having a plan together and whatnot. A couple other questions
that came in on that was in that scenario. Would
the outstanding debt go after the insurance policy?
Speaker 3 (23:58):
No?
Speaker 6 (23:58):
So, so again, as long as this is all about
this is all what we do talk about in the
state planning, right, so, as long as the insurance policy.
Speaker 3 (24:06):
Uh so, we'll use the Ryan and Race situation again.
Speaker 6 (24:08):
I die, Ryan gets all my stuff as beneficiary to
all my accounts, top or bottom.
Speaker 3 (24:17):
He's he's a bottom. What you want?
Speaker 6 (24:23):
Uh So, as long as I've done that planning, uh
those things will pass by operation of law, which means
there's no probate for those assets. So what you're what
you're really trying to do when you're estate planning is
you're shrinking the exposure of what those creditors come after.
And so, assuming I do my job well, and of
course I do, the creditors aren't gonnally get anything, and
(24:45):
Ryan gets to live high on the horse.
Speaker 3 (24:47):
He can remarry, do what he wants.
Speaker 1 (24:49):
Here's a good question, how hard is it for a
man to request a paternity test for a child?
Speaker 3 (24:54):
Not hard at all.
Speaker 6 (24:58):
It's your question. For like a month, people yeah, I mean,
you can file some motions with the court.
Speaker 2 (25:03):
Back, I'm walking down the street, I see a kid
that looks too much like me, and I go, like,
so say that.
Speaker 6 (25:09):
The hardest part about the whole thing is timing. So
we have a constitutional right to privacy in the state
of Florida, which I personally love, but it does make
things a little bit more complicated legally speaking. So you know,
let's let's say Ryan gets my wife pregnant. I'm sorry wife,
uh sorry for her, but it works for the scenario. So, right,
(25:35):
Ryan gets my wife pregnant, we had a baby, and
then he wants to file paternity and and get a
paternity test. The courts aren't gonna allow that because I
have an intact marriage and I've got a constitutional.
Speaker 3 (25:46):
Right of privacy.
Speaker 6 (25:47):
Yeah, raise my baby, Ray, I could be your baby.
Uh yeah, take care of me though, but uh uh.
But so that those things are complicated also once there's
an adjudication of paternity, so you know, let's say that
you've already gone to court and the court has already
said that you're the father. It becomes very difficult at
(26:09):
that point as well to get a pattorney test because
the court doesn't care at that point.
Speaker 3 (26:13):
More importantly than all this, how are our dolphins going
to do this year?
Speaker 6 (26:16):
I'll tell you what you know, it's a bad sign.
What show is in here? How much did you talk
about the Miami Dolphins at all?
Speaker 3 (26:23):
Not at all?
Speaker 6 (26:24):
He apparently a big Miami Dolphins fan. Oh so that no,
I'm seeing the we're running the playoffs.
Speaker 3 (26:32):
If we go to the playoffs, I win twenty six
hundred dollars. That's amazing.
Speaker 6 (26:35):
And we are going to do a monsters lunch events
by us all the hot dogs we can eat, okay,
hot dogs.
Speaker 1 (26:47):
If you need to get hold of friendly Ray Trendly,
you can. It's one firm for Life dot com. That's
one firm forlife dot com. Whether it's a state planning, divorce,
any kind of legal issue.
Speaker 3 (26:56):
Ray Tranlely be glad to help you out.
Speaker 6 (26:58):
I appreciate you guys, and uh I look forward to
seeing you next week. And happy great week, Happy happy
hot dog. Get a hot dog? Right, they're donishes. All right,
you're listening to the March of the Morning.
Oh said that game. Right, Ryan found this game. It's
like being being a modern woman or something.
Speaker 2 (00:10):
Well, woman simulator and I just washed eight dishes and
it's not even fun I don't know.
Speaker 3 (00:15):
It's a woman simulator.
Speaker 1 (00:16):
And basically, right Trandley here with us, by the way,
friendly Red Trentley from TK.
Speaker 3 (00:20):
Law, and I don't condone this game at all.
Speaker 4 (00:22):
By the way, it's a sexist, but it's so funny.
The things that mules you stand the ground on and
the things that you you'll sit there and do. You're
sitting there playing that sexist game, which is hilarious. I
think it's funny, but it doesn't sound like something you do.
Speaker 2 (00:35):
It's not a sexist game. First of all, these things
need to be done. They gotta they got yeah talking
to the mic clud Okay, so I'm going around, but
like it's just literally like you have to go up
to sync you.
Speaker 5 (00:47):
Wash s.
Speaker 1 (00:48):
Like what's It's just that you being a woman is
obviously cleaning, you know, washing dishes and vacuuman and doing
the law.
Speaker 6 (00:55):
There's other things that women do. Right, I got bad
news for you, bud. He nobody wants to are you
no matter how many dishes you wash, I'm sorry.
Speaker 3 (01:02):
People want to marry me. No, I already did it.
Speaker 1 (01:07):
You you played that game reminds me of something. And
I don't don't know if you had any topics today
or whatever, but I said, this guy's at you. So
I watched a movie yesterday. It's on I think it
was on Netflix or no, I think it was Amazon.
We had to pay for it, uh. And it's the
new Nate or how you say his last name, Stargatesey movie.
And basically it's a lot like that Bert Kreischer movie
(01:28):
that he had out where basically, I'm the dad. I
got to take care of the kids because mom's got
something else to do. Right, So it's all the hilarity
that comes up when dad, you know, to show that
dads are inferior, dads can't do what moms can do.
Based on his real life. Sure, yeah, yeah, you're right.
And this was something that Nate wrote or whatever.
Speaker 2 (01:48):
Uh.
Speaker 1 (01:48):
The difference being is that the Nate Burgski one it's
out right now. It was super super funny and there
were no no dirty words at all.
Speaker 3 (01:58):
Everything.
Speaker 1 (01:59):
It was clean, clean comedy, right, and then the Burt
Kreischer one. We said, and I think you might have
agreed with the Ryan. Some other people say watching it
was a little uncomfortable because the kids were even cursing
like the kid and it made it so it was
like for me, it was uncomfortable, and comparing the two,
it wasn't even a comparison. The Nate per Caski one
(02:19):
was much funnier because I don't know, it may be
uncomfortable having when Bert had his kids cursing.
Speaker 3 (02:27):
Was oh Bert, it was his own children.
Speaker 1 (02:29):
Well, no, it was supposed to be his kids, just
like right. Angel was saying that based on his own
life and everything. Yeah, he so he didn't clean it up.
He make it pretty.
Speaker 7 (02:37):
This is this is Bert's when he was when we
talked to him about he was saying, this is my
account of this. Yeah, and he had to get the
co sign of his daughters after they watched it if
they wanted it to so you can have this kind
of quote unquote real version, or you can watch the
sanitized version.
Speaker 3 (02:52):
I wouldn't.
Speaker 1 (02:53):
They said, It's just that Nate's comedy is clean comedy,
and that's.
Speaker 7 (02:56):
What he's doing for That's why, that's why he's always
going to attract that audience. He doesn't he doesn't shy
away from that either. But it was really funny. It's
really good if if you're thinking about written like a
comedy or whatever. I haven't seen a comedy in a
while that I really thought was good. It's really a
funny movie. I watched that over the weekend. My wife
likes him a lot. I don't know why. Yeah, you know,
I think all the ladies seem to like him. I
(03:19):
think it's funny. But here's the problem.
Speaker 6 (03:22):
When you and I've talked about this, I'm not like
laugh out loud when I go to a comedy show,
I smile, I might get a couple of chuckles out there,
I might snicker. My wife will be like falling out
of her chair laughing, and and I'll really enjoy a
comedy show.
Speaker 3 (03:37):
Then just you know, a couple not a laugh out
loud guy, I'm not a laugh.
Speaker 1 (03:43):
I'm not.
Speaker 6 (03:44):
I think I think I take life too seriously. Angel
I think that's the problem.
Speaker 7 (03:47):
What's the last all right? Like, what would be the
thing if you can think back?
Speaker 3 (03:52):
All right?
Speaker 7 (03:52):
That made like you lost a little bit of control
and you were laughing, and it almost brought tears to
your eyes because it was that funny.
Speaker 6 (04:00):
Uh it's a terrible thing to say. Uh Uh it
is a little not a little dark. But uh my
office manager fell and she had uh down. She had
Chinese food in her hand, but she was talking about
how decided she was to save this Chinese food for
(04:20):
the next day. And she fell and it was like
a comedy show, like all the food laying on her.
Uh And and I I couldn't stop laughing. I couldn't breathe.
Speaker 3 (04:31):
I got it. I shouldn't I should I shouldn't have
laughed so much.
Speaker 1 (04:36):
But watching that old sixty five year old man get
thrown up eight foot in the air by that bison
every time Martin we're doing it on the four o
seven on Fox thirty five, and every time Martin Lisa
would show.
Speaker 3 (04:47):
It, I'm laughing like a moron, and like, I know,
he got hurt.
Speaker 1 (04:50):
I'm sorry he got hurt, but got it was just
so funny to watch him get the That's a.
Speaker 5 (04:54):
Lot of cartoon a throw that I've seen him and forever.
I mean, he did break his but he's okay. Yeah,
but still it's gonna be that's qualifying it. Yeah, yeah,
so it's still funny.
Speaker 3 (05:08):
I mean, people falling down. That's always going to be funny.
Speaker 6 (05:12):
I struggle with the ones where people are interacting with
animals and people end up getting hurt. I don't know
if I know think it's funny. I just think it's
more of a shame. I shake my head about lot
about it. The animals alone, Leave the animals alone. That's
how I feel about it. You know, physical comedy makes
you laugh.
Speaker 3 (05:31):
It does make me laugh.
Speaker 1 (05:32):
Okay, yeah, what about like like stand up comedy, like
Ryan's stand up coming.
Speaker 6 (05:36):
Ryan's never made me laugh before my life. No, Right,
Ryan's relatively funny, I mean compared to like Amber, he's
I think funnier.
Speaker 8 (05:46):
You're funnier than me, Ryan.
Speaker 3 (05:53):
I was gonna give.
Speaker 2 (05:54):
You an insightful question next, but now, Yeah, I was
super good.
Speaker 3 (06:02):
I'm super nice to you this morning. Right, you were
actually super nice. You're always super nice to me. What
is it you think that makes it so you don't
laugh at things your upbringing? No, I think Angel. I
think it's the control thing.
Speaker 6 (06:13):
I think I'm always uh, pretty well controlled and mindful
of how I'm being seen because I have to have
to make my clients look good and even in like
really sketchy situations. I was in a court all day
yesterday and yeah, it wasn't great facts, and and I
had my intern, my summer intern with me, and the
(06:35):
judge pulled my summer intern aside and said, you know, like,
listen to what happens when you have like bad facts
and you've got a bad lawyer on one side and
you've got a good lawyer on the other side. And
he really talked me about but I was really appreciative
of that. But you know what he said was, you
know when when you're in the courtroom and you're and
you care about the outcome, like you put all the
weight of it on your shoulders, so you're doing like
(06:56):
three times to work. And I think that that's a
good point. Angel's. I think I am generally in control
because I'm always thinking, like how do I make my
client look good? Am I prepared for the next thing
that's gonna happen, And I don't ever turn that off.
Speaker 2 (07:07):
I just speaking about like divorces and comedians and things
like that.
Speaker 3 (07:14):
Did you guys see Tom Sigora. Yeah, it's been there
for a long time, eighteen.
Speaker 2 (07:18):
Years, fifteen years man, him and his wife have been together,
and that's That one's pretty shocking to me because it
gets filed for me under like like I've been with
my wife for ten years and I'm planning on being
with her for the rest of my life. It's like
people like a it's when people separate after that long
it's always weird to me. And b it goes with
Russ's theory of when people do ozembic and get hot
(07:41):
or more attractive.
Speaker 3 (07:42):
He lost like a ton of way did you? But
the other thing.
Speaker 6 (07:45):
Is got into shape too, though she might have did
the same personal trainer, he.
Speaker 1 (07:50):
Might have already decided that, you know, or maybe there
might have been something else going on, and then he
starts losing weight because he's trying to, you know, impress
somebody else.
Speaker 7 (07:59):
Well, the whole thing or if you believe what everything's been,
the premise was that he caught the bug the same
way that uh and that was kind of the.
Speaker 3 (08:05):
Bit with uh Kreisler.
Speaker 7 (08:09):
And so when all these guys at the same time
started getting a fit, he got into it at the
same time. So that was that's the premise. Right, it's
been eighteen years that they've been together. This is one
of those ones because after we had Tom Segura here
and then he gave us that plug on another podcast,
and then I started like I always was a casual
fan of his, but after we hung out with them
(08:30):
or he was on with us here and everything, I
felt like, this is weird thing that we do.
Speaker 3 (08:33):
I was like, oh, may that's that's our buddy. That's
our buddy.
Speaker 7 (08:36):
So I was like bummed out for him, you know,
I was like genuinely like, oh man, that sucks.
Speaker 1 (08:40):
I did see Burt Kreisler the other day and he's
lost a lot of weight, and I thought it was good.
Speaker 3 (08:45):
The same thing. I'm like, oh, I wonder if something's
going on, you know, like this.
Speaker 7 (08:49):
But in both those cases, their wives also they haven't
sat like back they they both the wives and these
in that case have gone on and had procedures done
or health done or like they've done.
Speaker 2 (08:59):
It goes to my like overall, I guess question is
this too because one of the things that happened with
her she she had to have a mistectomy, Like I
think she had a double mistectomy because of breast cancer,
and like that there's that sad reality of like when
that happens, divorce rates go up, Like with like with
cancer and things like that.
Speaker 3 (09:19):
Like dudes like either the caregiving role.
Speaker 2 (09:21):
Yeah, like dudes, it seems to me more dudes that
like when somebody gets diagnosed with cancer, whether they get
a mistectomy is done or they get cancer, like dudes
start cheating, which is crazy too.
Speaker 6 (09:31):
Yeah, you know, so I've had there's nothing reported about
that I have. I've had it all over the spectrum. Sometimes,
you know, the spouse is kind of like, uh, you know,
close their eyes and close their ears and just say,
you know, if I don't see it, if I don't
hear it, it's okay, whatever you do. I appreciate you
taking care of me. Like, and I get that a
lot of times where people like want their spouse to
(09:52):
be happy even though you know there's a lot of
stuff going on. So that happens pretty frequently. But you know,
I'll say, I don't think it's just end cheating. I've
had cases where the husband gets diagnosed to prostate cancer
and then the wife kind of turns a new leaf.
And so I wouldn't say it's gender specific, but it
is hard when you go from that you know, that
(10:14):
companion relationship to that can caretaker relationship, and it puts
a lot of pressure on you, and people want to escape,
right and people.
Speaker 7 (10:22):
That's probably the most difficult dynamic that happens in a
in a relationship, right one.
Speaker 6 (10:26):
And they seek that companionship through somebody else who you know,
maybe you know, allows them to feel like themselves again.
And so it's really tough. And you know, I know,
we've been talking a lot about therapy in the last
few months, and I'm glad to hear that russ is
acknowledged that he's the biggest narcissist now and.
Speaker 3 (10:46):
Bigger than Donald Trump.
Speaker 2 (10:47):
I just thought it was a wacky statistic because it's
it's something like if a wife gets diagnosed with cancer,
a husband is six times more likely to cheat.
Speaker 6 (10:56):
I mean from like a standard husband or like compared
to a husband who gets diagnosed with cancer and the
wife cheating with that in.
Speaker 2 (11:04):
Really I found this from the La Times where it
was it talks about how like men become way more
likely to cheat on a spouse that has cancer.
Speaker 6 (11:12):
But but going back to the therapy part, I mean, like
having doctor Ringy in your life, I imagine has changed
how you perceive a lot of things and and made
you a better husband, a better boss, a better coworker,
a better.
Speaker 3 (11:26):
A lot of things without a doubt.
Speaker 6 (11:27):
And so you know, the the charge that I would
give for people is in that situation, you gotta find
somebody to talk to in a healthy manner that there's boundaries,
because it's.
Speaker 3 (11:38):
Not hard to look for that escape.
Speaker 6 (11:40):
And then say, I'm gonna pick on Ryan here for
a second. I've been hanging out with Ryan. He's got
an okay face. You know, I could do worse. And
before you know it, I started laughing at his jokes
and we got a thing going on.
Speaker 1 (11:55):
You know, we're talking about equating weight loss with with cheating.
That's what I just watched. His documentary about this dude
that basically killed his wife and his two kids, put
through his two kids in this oil vat just horrible guy.
Speaker 3 (12:07):
That was a terrible, terrible story. It's a really bad one.
Speaker 1 (12:10):
One of the things that the police asked him if he, uh,
if he was had an affair on his wife because
they were still looking for it, and he's like no, no.
I'm like, yeah, well we noticed him you know two
months ago. Uh, you're a little heavier, and they knew.
They knew because he had gotten into in crazy shape,
that there was something that was a tailtale sign and
he was cheating. He had a new girlfriend and he
(12:30):
wanted to look good for her, and and it's a
tailtale sign a lot of times.
Speaker 6 (12:34):
I mean, I'm gonna pick on the lawyers in the
community right now. Every time they get fit. I'm just like, oh,
what's going on. I know a lawyer that was getting
fitting last year. That's just my own insecurity. It's it's
not about my wife, it's about me. Uh No, Russ
(12:57):
has the same bidysmorphia thing that I have, So I
know he knows where I'm at.
Speaker 3 (13:00):
But I get it.
Speaker 6 (13:01):
But but yeah, I'll plan drinks with them and it's like, oh, yeah,
things are gonna go and go with the wife and
it's like, yeah, that's obvious. Yeah and uh and so
you know, those are some signs there. But you know, again,
if you're in that situation where you are in that
caretaking role and you're having a hard time with it,
go talk to a professional. It's a lot cheaper than
(13:23):
getting a divorce.
Speaker 1 (13:24):
Hey, when you're talking to someone about divorce, do you
ever catch them lying to you about all the time
about whether they're having an affair or not all the time,
and you'll know, but you can't. I mean, if they
want to tell you they're not, it's not your job
to bust them, is it.
Speaker 8 (13:39):
No?
Speaker 6 (13:39):
No, I mean, I'm not here to blow anybody up,
you know what. I What I will do, though, is
blow them up. Is that I don't care what direction
you do. I will I'll just let them know that,
you know, it's a safe place for us to talk it.
Speaker 3 (13:53):
You can truth.
Speaker 6 (13:54):
And really, the things I care about the most when
it comes to extra marror relationship is one, does your
spouse know? Because if not, that presents a significant challenge
because if they find out at some point in the future,
that has a way of spinning things up. And then
obviously there's an expense component to it, right are you
spending marital funds on this this relationship? And if so,
(14:15):
we got to start counting those numbers, because as you
owe that to you could potentially owe that back to
your spouse. And so you know, it's good to have
that wrapped up and and and kind of a bow
tide on that as opposed to being surprised, Oh, I
didn't know that you were knowing that I was in
this relationship.
Speaker 8 (14:32):
So yeah, right, you've always said that, Like you tell
your clients like, hey, if there's anything on Facebook or
any messages, rich, oh yeah, kind of get out there.
I need you to be honest with me and tell me,
because you're only going to make this my job harder
when I'm trying to help you.
Speaker 6 (14:45):
There's nothing worse in getting caught their pants down at
your ankles.
Speaker 3 (14:49):
It is, it is. It is the worst experience.
Speaker 6 (14:53):
It is the worst well because because here's the reality is,
it makes you look less credible. And again, if you
are not prepared for it, then you don't have control
over it. And going back to what started this whole conversation,
I like to have control over the situation.
Speaker 1 (15:08):
Now I get you all right, Well, take a little break,
we come back. We got more with a friendly Ray Treinley.
If you have questions, like a divorce questions, you can
text them to us right now at seven seven zero
three one and we'll ask Ray Trainley about him.
Speaker 3 (15:19):
Don't go anywhere. You're listening to the Mans the morning.
Speaker 1 (15:21):
Happy hot Dog Day, Welcome back to the Monster's mornings
were already one oh four point one. I'm Russ Rolinds
along with Ambernova, you're MWO Wrestling.
Speaker 3 (15:28):
Champion and hot dog Fest.
Speaker 8 (15:30):
It's a sausage fest in here.
Speaker 1 (15:31):
It's a sausage here. Uh, you're Angel and Ryan and
Ray Tranley.
Speaker 7 (15:36):
Ray.
Speaker 1 (15:37):
We asked for any questions and I got a bunch
of them. One says, I asked us every week, and
you never ask it, Russ. So I'm gonna do it now.
So my friend has not been living with her husband
for around five years now. He's not in good health.
If he dies, does her his debt belong to her? So, you, guys,
a good question. That's a great question, And this is
one that comes up pretty frequently. So generally speak, just
(16:01):
because you're married doesn't mean you're responsible for your spouse's debt. Really,
a lot of people think that they're going to get
saddled with their spouse's debt when they pass away. But
the reality is, as long as you're not co signing loans,
if you take him to the hospital, you're not guaranteeing
the payment, you're not going to be personally responsible. Now,
that doesn't mean that the estate won't be responsible for
(16:22):
some of those debts. So conceptually speaking, Ray decides that
he wants to hit up Vegas right before he dies.
I rack up a bunch of credit card debt, as
one does when they go to Vegas. The credit card
companies would be able to assert a claim in a
probate case against my estate. But if my state doesn't exist,
or if I do some proper estate planning, then they're
not going to get any money and my family gets it.
(16:44):
So we had a routhy May's widow. Well, what a
great interview yesterday. She sounds so lovely, and she said
that I always thought Ralphie May was like super rich
because every time I saw him or whatever, he was
giving Awa one hundred dollars bills.
Speaker 3 (16:59):
And she's like, that was part of the addiction.
Speaker 1 (17:01):
He wouldn't be able to like him, which is it's
sort of sad, sure, but but he was like three
hundred thousand dollars in debt when he died and they
had been estranged for a year, they had been split
for a year, And didn't she say that she had
to take on his some of his debt?
Speaker 3 (17:16):
Ryan? Is that was that? Yeah? But is that?
Speaker 8 (17:19):
Ray?
Speaker 7 (17:19):
Is that one of those things that that scenario differs
from state to state.
Speaker 3 (17:23):
It might differ from state to state.
Speaker 6 (17:25):
But my guess is there's probably some shared debt, some
joint credit cards, that's definitely part of it, and probably
some some maybe some personal guarantees and loans for the
business and stuff like that. That's where people get into
the most troubles. Those personal guarantees that people sign is
that the spouse usually has to then cover that so and.
Speaker 3 (17:44):
So to cli or to like clarify that a little bit.
Speaker 7 (17:47):
So let's say you know, you and your spouse have
joint accounts that extended credit home, that kind of stuff.
You becoming the person that has to be responsible. That
is partly because it's a joint account, correct, right, So
so like if you're already agreed to pay it. Yeah,
so if your partner has let's say other accounts that
are solely in their name, those don't become yours.
Speaker 6 (18:11):
Correct, correct? And so uh, you know, my wife loves
me for this for the most part. All of our
all of our assets are joint assets, so she gets
everything if I die, uh, and if we get divorced,
she gets it all too, but all the debts in
my name. So you know, it's done strategically, so that
(18:32):
way she gets off very and clear and I get
the shoulder of the burden and she passes away that
I got to do.
Speaker 3 (18:37):
It all my own.
Speaker 2 (18:37):
So I'll send you a thing a while back because
I saw this post that somebody made about their father,
like goes in the hospital. Ever, within three weeks he's dead,
and now he had no like he had no plan.
He was still married to his wife from two thousand
and nine. They had spoken in fifteen years. The guy
had about one point four million dollars in a four
(18:58):
oh one k But because they and I never even
thought about this. So if you don't, if you don't
designate somebody as a power of attorney, all of his
auto pays for all of his bills and everything, we're
still going through.
Speaker 3 (19:10):
Yeah, even after he died and.
Speaker 2 (19:12):
The people couldn't do anything about it, and they lost
a huge chunk of money just from that.
Speaker 6 (19:18):
So there's a number of things there. So number one
is when you prepare an estate plan, And the reason
why you want to prepare estate plan is you want
to give the people around you who probably have the
most to benefit from your passing the ability to handle
things like that. And what ends up happening is if
you don't have the ability to contact these creditors and
(19:40):
say freeze the accounts. Those things will happen. Now, what
I tell people do is when they do their state
plan is keep a list of all their credit cards
and their bank accounts. So that way, you know, if
if I die, for example, my wife knows exactly where
to go to get access to money. She goes exactly
where to go to stop credit cards. And it's a
list that's all right in one place. I put the
(20:01):
institution name, the contact information. If it's like I forgot
like a like an admin or whatever for the account,
I give them their contact information as well their name.
So that way it's as easy as possible to address
those things. Because you're right, you know, if nobody tells
the bank, they're just going to keep you know, auto
debiting that and and that might be money that they
(20:22):
wouldn't get the family would get instead.
Speaker 2 (20:23):
So it's crazy too, because, like I guess, the state
considers considers you're still legally married to this person you
haven't talked to fifteen years, and they still hold all
of the power because of that, so that there's nothing
about like, hey, here's we haven't talked in fifteen years.
Speaker 3 (20:39):
It's still this is going to her. That's the way
it's set up. Well, it's kind of held on.
Speaker 7 (20:43):
You're like, you should be you should have been adults
about it and handled that situation.
Speaker 3 (20:46):
You know how people are an adults? Why would you
stay married though a lot of a lot of people.
Speaker 1 (20:52):
I know someone who this is what they're saying, that
they're going to get a divorce, but because times are
tough and it's hard to find a place, they're just
going to live together and get to it.
Speaker 3 (21:01):
Well, that's my biggest nightmare. And what would be the
what would be the advantage a And have you ever
seen that happen before? Any have you ever seen it
be successful? And they're like, well, we're.
Speaker 1 (21:10):
Getting an uncle divorce, Like, you know, we don't want
to be married to each other, but we can't afford
to move roommates.
Speaker 3 (21:17):
And that's weird, right.
Speaker 6 (21:18):
I've got a case where it's over now, But I've
got a case where husband and wife are still living
together even though they're now ex husband ex wife. They
still run a business together. But whenever people ask me
about the situation, I would say it's my worst nightmare,
because here's how I conceptualize it is you're in a
situation where you have undefined boundaries right as a man, specifically,
(21:46):
you're at greater risks of going to jail in the
event that your your ex spouse says, my husband threatened
to kill me. A lot of times they'll arrest you
just to separate you and and keep the peace, and
so and then and then again. Because I've got control things,
as Angel mentioned, Uh, you know, not having control of
my space, and like you know, if I want to
(22:08):
bring somebody over, if I want to leave addition to
sink so Ryan can come over and wash them for me. Uh,
you know that that all that sounds terrible to me,
but people do.
Speaker 3 (22:18):
It all the time.
Speaker 6 (22:19):
And and unfortunately, when times are tough financially, more people
are inclined to stay in the same home with rental
prices being where they're at now. I mean that seems
to be an option that more and more people are
choosing is to cohabitate.
Speaker 3 (22:32):
That's crazy.
Speaker 6 (22:34):
It's crazy to me, just because again, of all the
issues are just explained. But again, I think a lot
of people are able to make it work. They have
to have good lines of communication, have to set some
you know, pretty necessary infirm boundaries in order to make
that work. But it can be done.
Speaker 1 (22:50):
There's someone here that's got like pages and pages of stuff.
Their last the last two numbers is two five. You've
said so much. I can't read all that. I would
say the best thing to do is to get cold
of Rachentley because you've given us way too much. I
could never read all that and get all the this.
It needs to be a short question. That's a lot.
(23:10):
There're sending me a book.
Speaker 3 (23:12):
Ray.
Speaker 7 (23:12):
You guys, do you do a free consult Yeah, we
do free consultations same day, next day a lot of times.
Speaker 6 (23:18):
So as long as I'm not in court, and we
got other lawyers. If I am in court, other lawyers
are available. So just whatever you need, just reach out
to the firm one firmflife dot com. You can submit
a free casey evaluation and you know, if it's just
like a quick question, they'll get that to me and
I'll get an answer out to you. If it's a
more in depth question, they'll probably schedule you for a
consultation and we'll sit down and chat about it.
Speaker 7 (23:41):
Yes, a question, Ray, going back to what we were
talking about with a couples and someone passing away and
having a plan together and whatnot. A couple other questions
that came in on that was in that scenario. Would
the outstanding debt go after the insurance policy?
Speaker 3 (23:58):
No?
Speaker 6 (23:58):
So, so again, as long as this is all about
this is all what we do talk about in the
state planning, right, so, as long as the insurance policy.
Speaker 3 (24:06):
Uh so, we'll use the Ryan and Race situation again.
Speaker 6 (24:08):
I die, Ryan gets all my stuff as beneficiary to
all my accounts, top or bottom.
Speaker 3 (24:17):
He's he's a bottom. What you want?
Speaker 6 (24:23):
Uh So, as long as I've done that planning, uh
those things will pass by operation of law, which means
there's no probate for those assets. So what you're what
you're really trying to do when you're estate planning is
you're shrinking the exposure of what those creditors come after.
And so, assuming I do my job well, and of
course I do, the creditors aren't gonnally get anything, and
(24:45):
Ryan gets to live high on the horse.
Speaker 3 (24:47):
He can remarry, do what he wants.
Speaker 1 (24:49):
Here's a good question, how hard is it for a
man to request a paternity test for a child?
Speaker 3 (24:54):
Not hard at all.
Speaker 6 (24:58):
It's your question. For like a month, people yeah, I mean,
you can file some motions with the court.
Speaker 2 (25:03):
Back, I'm walking down the street, I see a kid
that looks too much like me, and I go, like,
so say that.
Speaker 6 (25:09):
The hardest part about the whole thing is timing. So
we have a constitutional right to privacy in the state
of Florida, which I personally love, but it does make
things a little bit more complicated legally speaking. So you know,
let's let's say Ryan gets my wife pregnant. I'm sorry wife,
uh sorry for her, but it works for the scenario. So, right,
(25:35):
Ryan gets my wife pregnant, we had a baby, and
then he wants to file paternity and and get a
paternity test. The courts aren't gonna allow that because I
have an intact marriage and I've got a constitutional.
Speaker 3 (25:46):
Right of privacy.
Speaker 6 (25:47):
Yeah, raise my baby, Ray, I could be your baby.
Uh yeah, take care of me though, but uh uh.
But so that those things are complicated also once there's
an adjudication of paternity, so you know, let's say that
you've already gone to court and the court has already
said that you're the father. It becomes very difficult at
(26:09):
that point as well to get a pattorney test because
the court doesn't care at that point.
Speaker 3 (26:13):
More importantly than all this, how are our dolphins going
to do this year?
Speaker 6 (26:16):
I'll tell you what you know, it's a bad sign.
What show is in here? How much did you talk
about the Miami Dolphins at all?
Speaker 3 (26:23):
Not at all?
Speaker 6 (26:24):
He apparently a big Miami Dolphins fan. Oh so that no,
I'm seeing the we're running the playoffs.
Speaker 3 (26:32):
If we go to the playoffs, I win twenty six
hundred dollars. That's amazing.
Speaker 6 (26:35):
And we are going to do a monsters lunch events
by us all the hot dogs we can eat, okay,
hot dogs.
Speaker 1 (26:47):
If you need to get hold of friendly Ray Trendly,
you can. It's one firm for Life dot com. That's
one firm forlife dot com. Whether it's a state planning, divorce,
any kind of legal issue.
Speaker 3 (26:56):
Ray Tranlely be glad to help you out.
Speaker 6 (26:58):
I appreciate you guys, and uh I look forward to
seeing you next week. And happy great week, Happy happy
hot dog. Get a hot dog? Right, they're donishes. All right,
you're listening to the March of the Morning.
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