Mile High Money with Adam Moeller

In this episode of Mile High Money, Adam Moeller discusses the importance of timely financial planning, especially as it relates to retirement. He emphasizes the need for a trusted advisor and the impact of recent tax law changes on retirement savings. The conversation also touches on generational disconnects in retirement expectations, the value of annuities, and the necessity of planning for long-term care. Adam answers listener ...

The conversation discusses the importance of financial literacy and education, particularly for high school students. It emphasizes the need for teaching topics such as compound interest, taxes, loans, and retirement planning. The host also highlights the benefits of working with an independent advisor and a licensed fiduciary. The conversation touches on the significance of pensions, the role of 529 plans in education savings, and...

In this conversation, Adam Moeller  discusses the importance of long-term financial planning and avoiding short-term gains. He shares lessons learned from historical monarchs who made financial mistakes. The conversation also touches on the significance of being proactive and optimistic in retirement planning. Adam emphasizes the need for regular monitoring and reviewing of retirement plans. He also discusses the potential impact o...

The conversation discusses the intersection of presidential races and economic policies and how they could affect financial futures, particularly for those near or in retirement.  Adam and Jackie highlight the seven deadly sins of retirement planning, including living beyond means, not saving consistently, neglecting financial planning, failing to track spending, and procrastination.  Get a second opinion on your retirement plan wi...

In this conversation, Adam Moeller discusses retirement planning and the importance of conducting a financial review. He emphasizes the need to assess debt, plan for healthcare needs, and create a diversified portfolio. Moeller also highlights the importance of having a guaranteed lifetime income plan and exploring options for long-term care. He offers a free comprehensive financial review to help individuals assess their retiremen...

In this conversation, Adam Moeller discusses the topic of Roth conversions and the role of Roth IRAs in estate planning. He explains that a Roth IRA allows for tax-free growth and withdrawals, making it a popular choice for retirement savings. However, he notes that Roth conversions may not be suitable for everyone and depend on factors such as age, income, and tax brackets. Adam also highlights the importance of family and estate ...

The conversation on Mile High Money with Adam Moeller covers the five pillars of retirement planning: income planning, investment management, expense management, healthcare and long-term planning, and additional income sources. The conversation also touches on topics such as the bull and bear markets, the financial red zone, and the impact of taxes and inflation on retirement savings.

Reach out to Adam at 800-467-0737 or Mile High ...

In this conversation, Adam Muller discusses the importance of finding the right financial advisor and the benefits of working with a professional. He emphasizes the need for a comprehensive financial plan, including strategies for retirement, income planning, tax minimization, estate planning, and healthcare. Adam also highlights the advantages of working with an independent advisor and a licensed fiduciary. He provides insights in...

In this conversation, Adam Moeller discusses the importance of continuing to invest after retirement. He highlights several reasons for doing so, including longevity, inflation, unexpected expenses, family support, and opportunities for enjoyment. He also emphasizes the need for diversification within retirement plans and the importance of legacy planning.  The conversation also covers topics like legacy planning, Social Security b...

In this conversation, Adam Moeller discusses various tax strategies for retirement planning. He emphasizes the importance of understanding what is and isn't taxable in retirement and suggests ways to create a tax-efficient strategy. He covers topics such as the taxation of social security benefits, pensions, 401(k)s, IRAs, annuities, and home sales. He also highlights the benefits of Roth IRAs and life insurance for tax-free income...

In this conversation, Adam Moeller discusses retirement planning concerns, tips for a successful retirement, and the impact of inflation and market volatility. He emphasizes the importance of having a financial plan, managing debt, and building an emergency savings fund. Adam also explores the 4% rule for retirement withdrawals and the potential impact of the upcoming election on the market. He highlights the value of working with ...

The hosts discuss their personal lives and involvement in sports. They then transition to discussing retirement planning and the challenges faced by pre-retirees and retirees in today's economic reality. They emphasize the importance of working with an independent advisor and highlight the services offered by AJM Financial. The conversation covers topics such as diversifying investment portfolios, converting money to Roth accounts,...

The retirement of baby boomers has significant impacts on current retirees, the economy, and social systems. The show discusses various topics related to retirement, including Medicare, Social Security, pensions, healthcare, economic implications, financial markets, government policies, and community services. The retirement of baby boomers leads to increased demand for services, potential strain on public resources, and changes in...

Retirement planning has undergone significant changes over the past 20 years, influenced by shifts in the economy, demographics, technology, and regulatory environments. Some of the most significant changes include the shift from defined benefit to defined contribution plans, the increase in contribution limits, the introduction of automatic enrollment and escalation features, the popularity of health savings accounts, changes in r...

The conversation covers various aspects of retirement planning, financial regrets, and the role of annuities in retirement income. It emphasizes the importance of guaranteed income, risk management, and the impact of inflation on retirement planning. The discussion also highlights the significance of financial planning strategies and the role of independent advisors in retirement planning.  Adam shares insights and advice on these ...

The conversation discusses various unexpected expenses and challenges that retirees may face in retirement, including healthcare costs, home ownership expenses, inflation, financial support for adult children, taxes, longevity risk, and the limitations of 401(k) plans. The conversation also touches on strategies such as opening a health savings account, setting aside a home maintenance fund, considering Roth conversions, and buildi...

On this episode of Mile High Money, Adam Muller and Jackie Selby discuss common misconceptions about retirement and provide tips to help listeners save more. They emphasize the importance of having a comprehensive and customized retirement plan that incorporates a budget for spending and guaranteed income. They also address the misconception that people can live off less in retirement, highlighting the rising costs of living, taxes...

In this conversation, Adam Moeller discusses retirement savings strategies for individuals starting in their 50s. He emphasizes the importance of increasing contribution limits and taking advantage of catch-up contributions for those over 50. He also discusses the need for a more aggressive investment approach and the importance of seeking advice from a financial planner. Other topics covered include the benefits and risks of real ...

In this episode of Mile High Money, Adam Moeller discusses tips to help listeners prepare for retirement. He covers topics such as the Secure Act and Secure Act 2.0, delaying social security, understanding the sequence of returns, involving both spouses in financial planning, and keeping good financial records. Adam emphasizes the importance of having a financial game plan and offers a free comprehensive financial review for listen...