What if you could build your own pension in a world where traditional ones are disappearing? In this episode, Joe Yocavitch of JML Financial Group explains how to create guaranteed income streams using modern tools like Roth conversions, life insurance with long-term care benefits, and tax-efficient strategies. Through a 25-year client story, Joe illustrates how layering income and planning for longevity can help protect your retirement from market risk, taxes, and healthcare costs. It’s a conversation about control and clarity in your financial future.
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