Episode Summary:
In this episode, Chris Botti discusses the significant Medi-Cal changes set to take effect in 2026 and their impact on California families planning for long-term care. He delves into the asset assessment, asset test, look back period, and how these changes will affect eligibility for Medi-Cal benefits.
Key Timestamps:- 00:00 – Introduction to the discussion on Medi-Cal changes
- 01:30 – Botti's background in estate planning and Medi-Cal law
- 04:45 – Reinstatement of the asset test and look back period from January 1st, 2026
- 08:15 – Impact on new applicants and existing Medi-Cal recipients
- 10:30 – Potential consequences for those exceeding asset limits
- 12:45 – Exempt vs. non-exempt assets under Medi-Cal rules
- 15:20 – Protections for married couples under the new standards
- 17:50 – Utilizing irrevocable Medi-Cal asset preservation trusts
- 20:10 – Importance of starting conversations about long-term care planning
- 23:00 – Closing remarks and resources for further assistance
About the Show:
"Plan on It" is a podcast series hosted by a certified estate planning attorney, focusing on estate planning, Medi-Cal law, and long-term care preparations for California families.
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