Episode Summary:
In this focused episode, Doll Lank and Kathleen Bass unpack related employer groups under ERISA and the ACA, explaining ownership thresholds, service relationships, and triggers like acquisitions or reorganizations. The discussion covers compliance impacts on plan testing, ALE status, grace periods, and proactive steps to avoid costly redesigns.
Key Timestamps:
00:01 - Show Introduction
00:53 - Defining Related Employer Groups
02:00 - Impacts on ERISA Plans and ACA Coverage
03:30 - Identifying Groups: Cross-Ownership Alerts
05:00 - Spider Web Complexity: Family and Services
07:00 - Triggers: Acquisitions, Spinoffs, Reorgs
10:00 - Next Steps: Grace Periods and Reviews
12:00 - Retirement and Coverage Testing Effects
13:30 - Takeaways: Ownership Sensitivity and ERISA Counsel
15:00 - Closing Resources
About the Show:
"Employee Benefit Plans and Business Sense with Doll Lank and Kathleen Bass" demystifies ERISA, ACA, and benefits compliance. Doll Lank and Kathleen Bass guide employers and plan providers with practical strategies for federal rules in real-world operations.
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