What Happens When a Loved One Dies Without a Will in Florida

Episode Summary: In this insightful episode, Andy Rosenberg breaks down what it truly means to die without a will in Florida—and why it can create legal and emotional chaos for loved ones. He explains the probate process, the difference between dying “intestate” and “testate,” and how assets are distributed when there’s no estate plan in place. Andy also highlights the importance of proper documentation, choosing a personal representative, and taking the right steps to protect family members before it’s too late.

Key Timestamps: 00:01 – Introduction 01:05 – What “Intestate” Means in Florida 02:48 – How the State Distributes Assets Without a Will 05:00 – Understanding the Probate Process 07:42 – How Death Certificates and Opening Documents Start the Process 10:00 – Florida’s Inheritance Laws for Married and Unmarried Couples 13:45 – How the Court Chooses a Personal Representative 16:00 – Why Procrastination Leads to Legal Chaos 18:30 – How to Start Planning the Right Way

About the Show: “If You Don’t Plan, You’re Stupid” helps Florida families understand the real-world consequences of poor or missing estate planning. Each episode features Andy Rosenberg’s clear, practical guidance on protecting assets, avoiding probate complications, and ensuring your family isn’t left dealing with unnecessary stress after you’re gone.