The Rachel Cruze Show

The Rachel Cruze Show

Money should be fun, not stressful. Learn practical tips on how to save more money, get out of debt quickly and make progress toward your goals. You can take control of your money and create a life you love. Get even more money saving tips at www.RachelCruze.com.

Episodes

January 19, 2026 28 mins
🛡️ Are you protected with the right insurance? Take Ramsey’s five-minute Coverage Checkup. In this episode, Winston and I share how our annual “Dream Date” has transformed our marriage and our money. We share what we do every year to get aligned on our goals, budget and big dreams. If you’re craving clarity and connection heading into 2026, you’ll love this episode. Next Steps:  🎥 Watch my video Money Lessons We’ve Learne...
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📚 Grab my Kids Book Bundle to get all three of my children’s books! Talking about money doesn’t have to be weird or taboo. In this episode, I’m walking you through five super important money conversations to have with the people in your life so you can strengthen your relationships and feel more confident about your financial future. Next Steps:  🎥 Watch my video The 3-Step Formula for Finding a Job You Love (With Ken Col...
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📈 Are you on track with the Baby Steps? Get a free personalized plan.   On today’s episode, we’re talking about changes the government is making in 2026 that will impact your money—and what you can do about it. Let’s get into it! Next Steps: 🎥 Watch my video 6 Simple Ways to Become More Disciplined With Your Money. 💵 Start your free budget today. Download the EveryDollar app!   Connect With Our Sponsors:   Learn mor...
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✅ Are you paying too much for insurance? Find out in five minutes.   It’s time to whip your money into shape! In this episode, Dave Ramsey joins me to talk about what you can do differently with your money in 2026.   Next Steps: 🎥 Watch my video These People Found an Extra $3,015 a Month (Here’s How). 💵 Start your free budget today. Download the EveryDollar app! 📈 Are you on track with the Baby Steps? Get a free personali...
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💵 Start your free budget today. Download the EveryDollar app!   In this episode, I’m breaking down the biggest money predictions for 2026 and showing you how to take control and win with money in the new year. Next Steps:  🎥 Watch my video Questionable Money Hacks I Now Swear By. 📈Are you on track with the Baby Steps? Get a free personalized plan.   Connect With Our Sponsors: Learn more about Christian Healthcare M...
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💸 Find ways to make more money. Take our Side Hustle Quiz!   In this episode, I’m sharing five underrated, super practical hacks that’ll help you pay off debt FAST—so you can take control of your money and finally breathe again. Next Steps:  🎥 Watch my video 7 Creative Side Hustles for an Extra $1,000 a Month. 💵 Start your free budget today. Download the EveryDollar app! 📈Are you on track with the Baby Steps? Get a fre...
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💰 Plan and build wealth for the future with Ramsey’s Complete Guide to Investing.   When it comes to money, you need to be aware of the don’ts just as much as the do’s. Today, I’m sharing the worst ways to invest your money so you can avoid the traps and start building wealth the right way.    Next Steps: 🎥 Watch my video 6 Questions That Reveal if You Can Retire Early. 💵 Start your free budget today! Download the EveryDol...
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💻 Join the Take Back Your Money in 2026 livestream! Register for free.   In this video, I break down how the average American is handling their money—so you can see how you stack up. Then, I’ll give you some simple steps to start making real progress with your own finances. Next Steps: 📈 Are you on track with the Baby Steps? Get a free personalized plan.  🎥 Watch my video Become Financially Literate in 8 Minutes 💵 Star...
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💻 Join the Take Back Your Money in 2026 livestream! Register for free.   The situations I find myself in while working with my dad will never fail to make me laugh! Let’s relive some of my favorite moments from The Ramsey Show this past year.   Next Steps: 🎥 Watch my video This Call Left Dave Ramsey Speechless (My Reaction). 📈 Are you on track with the Baby Steps? Get a free personalized plan. 💵 Start your free budget to...
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📈 Are you on track with the Baby Steps? Get a free personalized plan.   If you’re an Amazon person like me, you know that feeling you get when you make an awesome purchase! Here are my top nine Amazon finds from 2025, plus one I regret. Links below!   Next Steps: 🎥 Watch my video How to Actually Enjoy Your Life (Even on a Budget). 💵 Start your free budget today. Download the EveryDollar app! 🔗 Product links: Kindle...
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December 26, 2025 8 mins
📈 Are you on track with the Baby Steps? Get a free personalized plan.   In this episode, I’m breaking down the four sneaky budget categories we all tend to overlook—yes, even me! Then I’ll show you some simple ways to tighten things up and take back control of your spending. Next Steps:  🎥 Watch my video 6 Simple Ways to Become More Disciplined With Your Money. 💵 Start your free budget today. Download the EveryDollar app...
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📈 Are you on track with the Baby Steps? Get a free personalized plan.   After every Christmas, I sit down and make five simple lists that help me reset my mindset, my money and my priorities for the new year. So[JS3]  today, I’m going to share those with you to help you stay focused, have peace, and be ready to start 2026 strong. Next Steps: 🎥 Watch my video Create Your First Budget in 5 Simple Steps. 💵 Start your free bu...
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📈 Are you on track with the Baby Steps? Get a free personalized plan.   In this episode, I’m breaking down seven common grocery shopping mistakes (including my Parmesan cheese epiphany!) and sharing simple ways to shop smarter, save money, and make your budget actually work.   Next Steps: 🎥 Watch my video Average Family Grocery Budget (Are You Over or Under?). 💵 Start your free budget today. Download the EveryDollar app! ...
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💡 Learn how to invest wisely with our Complete Guide to Investing.   Planning for retirement can feel overwhelming, but it doesn’t have to be. In this episode, I’m walking you through the biggest retirement mistakes that keep the middle class from building wealth—and what you can do to invest wisely and feel confident about your future.   Next Steps: 🎥 Watch my video Become Financially Literate in 8 Minutes. 📊 Connect with...
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💍 Build a stronger, more intimate marriage. Sign up for the Ramsey Money & Marriage Getaway today!   It’s gift-giving season! In today’s episode, I’m reacting to the top five rated gifts for her and the top five rated gifts for him. Let’s get into it!   Next Steps: 🎥 Watch my video Money Lessons We’ve Learned in 15 Years of Marriage (with Winston Cruze). 📈 Are you on track with the Baby Steps? Get a free personalized plan....
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🏡 Need help with all things real estate? Get access to a RamseyTrusted® pro in your area.   Owning a home is a major financial win . . .  and a huge responsibility. In today’s episode, we’re discussing which home upgrades get you your money’s worth and which ones don’t.   Next Steps: 🎥 Watch my video Building vs. Buying a House: Which Is Better? 📈 Are you on track with the Baby Steps? Get a free personalized plan. 💵 Star...
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❤️ Get your tickets to our Money & Marriage Getaway!   Money and marriage don’t have to be complicated! In this episode, I’m sharing five common money mistakes that could be hurting your relationship and how to fix them—so you and your spouse can win with money together. 🤝 Next Steps: 🎥 Watch my video: 3 Best Marriage Tips We’ve Ever Received 📈Are you on track with the Baby Steps? Get a free personalized plan.  💵 Start yo...
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📘 Grab your copy of What No One Tells You About Money!   I sat down with my friend Jade Warshaw to talk about the highs, lows and real emotions behind her debt-free journey—and her brand-new book, What No One Tells You About Money. Next Steps: 🎥 Watch my video Become Financially Literate in 8 Minutes. 📈Are you on track with the Baby Steps? Get a free personalized plan.  💵 Start your free budget today. Download the EveryDo...
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📈 Are you on track with the Baby Steps? Get a free personalized plan.   You don’t need to buy every new product that’s out there just to keep up with the Joneses! But it’s safe to say some purchases are worth the money. So today, I’ll share seven items that have actually improved my life.   Next Steps: 🎥 Watch my video 8 Things I Stopped Buying (and You Should Too). 💵 Start your free budget today. Download the EveryDo...
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📈 Are you on track with the Baby Steps? Get a free personalized plan.   In this episode, I’m sharing seven surprising signs that you’re on your way to becoming a millionaire—no lottery ticket required. You’ll see how small, intentional choices with your money can add up to lasting wealth and peace of mind. Next Steps: 🎥 Watch my video 5 Simple Habits “Quiet Millionaires” Swear By. 💵 Start your free budget today. Download ...
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