Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
Okay, I got a story for you.
Speaker 2 (00:02):
This was national news because this is a judge out
of Detroit, and this is a judge that loves having
students come into his courthouse and it would be a
fuel trip. So he had a bunch of students come
in and he's talking and then there's one of the
young ladies falls asleep just right there, falls asleep, and
(00:26):
he is not a happy camper at all, and he
lays into her.
Speaker 1 (00:31):
You fell asleep.
Speaker 2 (00:32):
You fall asleep in my courtroom and just wasn't a
pleasant conversation. She claimed she was so dead tired that
she fell asleep almost my way.
Speaker 1 (00:44):
And so what the.
Speaker 2 (00:44):
Judge did to punish her was put her in handcuffs
and put a prison jumpsuit on her. Whoa well, of course,
and this was all video incidentally, I mean someone grabbed
a cell phone and video the whole thing. So tell
me that didn't go viral. And so the district court
(01:08):
supervisor or the chief judge of the dis court yanked
him off the cases. He is now hearing no cases
while he is going through some training sessions. This is
a quote dealing with cultural competency and also some sensitivity training.
There should never be a situation where a child on
a field trip ends up in a jail jumpsuit in handcuffs,
(01:33):
and then the chief judge went on to really defend
him because he thinks this is a great judge.
Speaker 1 (01:39):
He goes, I know.
Speaker 2 (01:40):
Judge King personally, and that's normally not his character. So
here's what's going to happen. We don't know yet know
what discipline is going to happen. I don't think much
other than up to the Chief Justice or the chief
judge of that division as far as discipline. I mean,
it could go up to the Supreme Court because the
ultimate arbiter of discipline.
Speaker 1 (02:02):
But they're not going to touch this one.
Speaker 2 (02:03):
And so this guy's going to be taken off and
he is off the docket and not going to hear
cases for a while, and then he's going to do
his sensitivity training.
Speaker 1 (02:12):
You shouldn't put people in handcuffs.
Speaker 2 (02:15):
Okay, let's start with that. Who are students who fall asleep?
And then he's going to be brought back on the bench.
So now we go to the second part of it.
I do not know if this is the case, and
it could be that the mom and the daughter are
not going to do this, have no idea, but typically
what would happen if I had to guess, what would
(02:36):
happen is the lawyer up instantly and a lawsuit is
filed instantly. Now the mom in an interview interview already
said that she's having a hard time sleeping the daughter
and she's been traumatized. So now lawsuit hits, and what happens, Well,
here are the damages. She will never be able to
(02:58):
walk past the courthouse again because she will get hysterical
and hit the ground and in a fetal position start moaning.
Speaker 1 (03:05):
She will never sleep again. Anytime she sees.
Speaker 2 (03:09):
A court official or a police officer or anybody dealing
with the justice system, she will go hysterical and run
around and do weird thing. Right, That is typically what
these lawsuits are about. Now, if my kid did this,
when I get upset, you bet I'd get upset.
Speaker 1 (03:24):
I want that judge punished, would I sue? I wouldn't.
But you know, welcome to the.
Speaker 2 (03:30):
World today, right, oh right? Phone calls Hello, Jim, you've
been on it for a while.
Speaker 1 (03:36):
What can I do for you?
Speaker 3 (03:38):
Hi?
Speaker 4 (03:38):
I'm making real quick. I hired a lawyer six years
ago to arbitrate our legal divorced. I hadn't contacted him since,
and I call him recently to see if he could
add two if it was possible to add two words
to clarify a time share we both owned, which she
wants nothing to do with. And he said, well, how
(04:01):
about if I write a letter to my ex? And
I said sure. So he writes a letter and then
he charges me thirteen hundred and fifty.
Speaker 1 (04:09):
All right, and did you pay it? Hold on, wait
a sec he charged you? No, No, you got your You're.
Speaker 2 (04:13):
Sitting on a bill, right, Yeah? Okay, that's and you
want to know what to do about it? Yeah, okay,
you call him, or you write him a letter and say,
I suggest you sue me, And you go ahead and
convince a judge that this letter is worth thirteen hundred dollars.
Speaker 1 (04:34):
Okay, and say, and on top of that.
Speaker 2 (04:36):
And on top of that, this is so egregious. I
think this is worth a I think this is worth
a complaint to the state bar. See what he does.
Speaker 5 (04:47):
He could sue you.
Speaker 1 (04:48):
He might sue you. I have no idea that.
Speaker 4 (04:51):
I perdmitted the complaint. Okay, admitted the complaint.
Speaker 1 (04:54):
To the Okay, and have you showed him the complaint?
Speaker 4 (04:58):
No, I told him I did that. I can give
him the case number next time.
Speaker 1 (05:01):
But has he sued you yet?
Speaker 4 (05:05):
No, not yet. He's given me late fees.
Speaker 1 (05:08):
That's crap, late fees on thirteen hundred dollars. Why didn't
he charge it thirteen thousand dollars for a lever letter?
What difference does it make?
Speaker 6 (05:16):
I know?
Speaker 2 (05:17):
Yeah, I mean fine, it doesn't matter. He's not going
to get thirteen hundred dollars. You can tell him I'm
not paying for it. If you want to go to court,
I'll be more than happy to sit in front of
a judge and ask is it worth thirteen hundred dollars
for a letter? Now, he's going to argue that he
has to go back to the divorce and he has
(05:37):
to look at all the paperwork and real quickly before
we take a break. The two words that you wanted
to change in the divorce decree is what or are what?
Speaker 4 (05:48):
Clearly identify the time share we own? He didn't. He
just call it a nap of time share?
Speaker 2 (05:52):
All right, So that's it. Okay, what difference does it make?
What do you think that's going to do? If you
add if you literally identify the time share of what
difference is it gonna make?
Speaker 4 (06:03):
Okay, the problem the problem was he didn't identify it clearly,
and then the map the timeshare doesn't recognize that is
what their own.
Speaker 2 (06:11):
It doesn't matter, you know, the timeshare is not under
the jurisdiction of the court.
Speaker 1 (06:17):
The timeshare says that we don't care what the two
of you do. Get divorced. Don't get divorced. You both
of you owe the money to us. You're the ones
that bought the time share. Whatever the hell you guys
do is your problem. Nothing's going to change.
Speaker 2 (06:31):
Get her off.
Speaker 1 (06:32):
You're not gonna get her off.
Speaker 2 (06:33):
Unless the timeshare people say she can get off. You're
not gonna get her off.
Speaker 4 (06:37):
She doesn't want it, she hasn't.
Speaker 1 (06:40):
And here's the problem.
Speaker 2 (06:42):
She signs over the rights uh to you, and it's
up to it's between you and the time Share has
nothing to do with what the divorce decree says.
Speaker 1 (06:50):
Nothing.
Speaker 2 (06:51):
Okay, all right, but there you go divorce. And by
the way, notice he says six years. It's quite often
that and people ask me all the time. Divorces can
take years and years, especially if there's some complicated legal
and or complicated financial issues. And then people, I mean
(07:13):
they'll go to for custody of an antique chair.
Speaker 1 (07:17):
Who gets it?
Speaker 2 (07:18):
Well, certainly, dogs, I mean those are and you pay
I mean thousands of dollars to a lawyer over a dog.
And you know, come on, what's a dog worth? You
know it's a dog. I mean, I've got a couple
of dogs. Eh, you know, they're dogs. They're gonna be
around for a while and then I get another.
Speaker 1 (07:35):
Dog after that for you dog lovers. Just wanted to
point that out. Rick, you're up. Welcome the show.
Speaker 7 (07:44):
Morning Bill own a couple rental condos in one hundred
and sixty unit complex. Next door neighbor burned down the
building that I own a couple of rentals.
Speaker 2 (08:01):
The next door neighbor burned down the building. You're saying
he is he an arsonist?
Speaker 7 (08:07):
Or was it an accident of smoking smoking on a patio?
Speaker 4 (08:10):
Oh?
Speaker 1 (08:10):
Okay, got it.
Speaker 7 (08:12):
So the question is currently the h o A is
suing the h OA insurance company to rebuild it.
Speaker 2 (08:22):
He doesn't he have a well yeah, homeowners Yeah, okay,
and I got it. They would I think they would
have insurance. But okay, so they're sewing. Of course, the
insurance company is saying no, of course, not exactly.
Speaker 7 (08:34):
Okay, So the so the question is if they negotiate
a settlement, financial settlement obviously short of what it requires
to rebuild the building. Is the h o A required
to issue a supplemental bill?
Speaker 2 (08:51):
Yeah, yeah, you'll get an assessment. Okay, you will absolutely
get an assessment.
Speaker 7 (08:57):
What are they going to do required they're required to
rebuild the building?
Speaker 2 (09:00):
Oh yeah, oh that building has to be rebuilt there. Oh,
there's no issue. Uh, it's just a question of who's
going to pay for it, and there may be an
assessment going and there's nothing you can do about it.
There was an issue the HOA that I belonged to
with the street uh and uh no or where the
security company doing something or another and there was a
(09:21):
huge bill and you know, the HOA said.
Speaker 7 (09:24):
Similar to a fence blowing down up.
Speaker 2 (09:27):
Yeah it is, yeah it is, except it's a building
on fire. I mean the HOA they have to have
a building. So the answer is absolutely for sure.
Speaker 3 (09:36):
All right.
Speaker 1 (09:36):
Jason, Hi, Jason, welcome, Hi Bill. How are you doing, Yes, sir,
good to talk to you.
Speaker 3 (09:44):
So my car was parked on the side of the
road and a drunk driver slammed into it and totaled it.
My insurance, I have the most minimal insurance like an idiot,
and I can explain that, but I won't do that
right now.
Speaker 1 (09:59):
No, No, you have insurance. That's it.
Speaker 2 (10:01):
And you probably have the minimal liability insurance if you're
in California.
Speaker 1 (10:05):
It's fifteen thirty fifteen.
Speaker 2 (10:06):
Thousand dollars per excuse me, per incident, thirty thousand dollars
more than one incident, doesn't matter how many more it
has a per occurrence. And that hasn't changed in fifty years.
And you think the cost of repairing cars has changed
a little bit. You can't get a bumper for fifteen
thousand dollars anymore.
Speaker 1 (10:24):
Okay. So with that being said, absolutely, okay, so go on.
Speaker 3 (10:29):
But I got the police report about the guy and
it says insurance unknown for him. So what I did
was went to small claims court. I got a pretty
surprisingly large amount. My car was probably only worth about
four thousand dollars. She looked at the estimates and gave
me an award me six thousand, five hundred dollars.
Speaker 1 (10:49):
And I mean, let me ask you, did he even
show up the other guy.
Speaker 4 (10:53):
That's the problem.
Speaker 3 (10:54):
He didn't show up.
Speaker 1 (10:55):
I got a default judgment.
Speaker 2 (10:56):
Okay, So he didn't even show up to refute that.
All right, So.
Speaker 3 (11:01):
What is okay?
Speaker 1 (11:03):
Yeah, I got it?
Speaker 2 (11:04):
So you have you have a judgment now for six
thousand dollars, And what's your question?
Speaker 3 (11:08):
Yes? Yes, So what can I do to get okay?
Speaker 1 (11:11):
All right?
Speaker 2 (11:12):
First of all, the paperwork on the judgment, I assume
you have it right.
Speaker 3 (11:17):
I was told that it was going to be sent
to me.
Speaker 1 (11:19):
Okay, you will get it.
Speaker 2 (11:20):
You will get a judgment in the mail for it
will be a document that says you there's be a
judgment for six thousand dollars that goes to Jason. You
take that piece of paper and you cut it up
into four inch squares, yes, and you put it right
next to the toilet paper roll in the bathroom just
(11:41):
in case you run out. It's a real good little
Actually that's better insurance than the insurance you had. So yeah,
he said, this is it's a classic case of the
other side not having insurance. And this is why you
buy a comprehensive insurance plan. You pay for it, and
it is includes under insured or non insured motorists, which
(12:04):
is the other guy who's at fault. So at this
point there's nothing to you. Suck it up, Yeah, you
suck it up. It's a lesson to be learned that
minimal insurance just liability insurance. Unless the car is worthless
then you know, And I think you need a lot
(12:25):
more than just minimal insurance anyway. So if you're paying,
let's say you've got a policy that's fifty one hundred thousand,
I don't think you can get one.
Speaker 1 (12:36):
This's only liability.
Speaker 2 (12:38):
Now I'm gonna get questions. I have got questions already
about identity theft and cyber crimes, and I think I've
gotten two already in the first couple hours of the show.
Cyber thieves commit cyber crimes, silent crimes. It happens in
the dark, someone uses your name, your information online. You
don't even know what's happening until your credit card bill
shows up. We had that question just a few minutes ago.
(13:00):
And you see all these bogus charges. Cybercrime, identity theft
affect our daily lives. And we have to protect ourselves
against these crimes because well, chances are we're all.
Speaker 1 (13:10):
Going to be victims.
Speaker 2 (13:11):
I mean, that's the stat Protecting our identity online can
be easy with LifeLock. They're twenty four seven online systems
monitor billions of online transactions looking for evidence that your
information is being used illegally, and if there's something a
little squarely, they notify you immediately and you can determine
if there's a problem. LifeLock helps you by immediately assigning
(13:34):
a dedicated US bestoration restoration specialist to help. If in
fact you're a victim. Join save twenty five percent off
your first year. Go to LifeLock dot com. Use my
last name handle at checkout.
Speaker 1 (13:46):
That's the promo code.
Speaker 2 (13:48):
LifeLock dot com promo code handle, or you can call
one eight hundred LifeLock promo code handle. You know, Robin,
You've been there for a while and it's just these
questions are constantly coming up.
Speaker 1 (14:01):
Go ahead, yeah, Robin, you're up.
Speaker 8 (14:07):
Oh hey, good morning, Bill.
Speaker 5 (14:08):
I have a quick question for you. So I had
an issue with a large hardware store. I placed an
online order, and the day before I was going to
pick it up, somebody called into their eight hundred center
and they changed the pickup person.
Speaker 9 (14:24):
The new person then picked it up the day before
I was going to pick it up, so in effect,
the stuff was stolen. Now, when I went to talk
to the manager, they said, well, this person must have
had all your information, and I was like, well, I
didn't give it any no contractor no anything. And what
I've come to find out is for the large orders
that they get, they just simply put them on a cart.
(14:46):
They leave them in the back of the store with
personal information exposed. So it's easy for the pickup people
when they send out an employee to go get it,
to know who's it is. It'll have the order number,
the personal info like the foid.
Speaker 1 (14:58):
Yeah right, I got it. Okay, So so what happened.
Speaker 5 (15:03):
So part of the order was on gift cards.
Speaker 9 (15:06):
Now they told me just simply okay, go ahead and
argue with the insurance or with the insurance with a
credit card company over the disputed amount. But for the
gift cards, you'll have to call the eight hundred number.
Now I did that, they said, well, it's not our issue,
it's the sore's issue because we didn't ship anything out
with source merchandise. So I've been going back and forth.
Speaker 1 (15:24):
Yeah, how much what did we talk about? How much
money was involved with this rob a.
Speaker 9 (15:28):
Little bit over two thousand dollars.
Speaker 2 (15:30):
Whoa okay, you know at this point, and where's the
hardware store?
Speaker 1 (15:35):
Is that out of out of state?
Speaker 9 (15:38):
No, it's right here, it's local.
Speaker 1 (15:39):
All right.
Speaker 2 (15:40):
You just now just start filing small claim suits, that's all.
Don't even worry about it. Just start filing. You've already
made claims, and just start hitting there. Everybody involved with
a small claim suit, they're all going to be defendants.
Speaker 1 (15:52):
Okay, all right, that's the way to do it.
Speaker 2 (15:54):
Because at some point, because it's pointing fingers and that's
what it is.
Speaker 1 (15:58):
It's just everybody fingers.
Speaker 2 (16:00):
It's you know, a bunch of people sitting down and
it's just can you imagine in a circle and everybody
pointing fingers at the one next to next to him.
Uh Matt, Hello, Matt, Uh yeah, Hi Bill, a long
time listener over here in this video.
Speaker 4 (16:15):
Just got a quick question for you.
Speaker 6 (16:18):
We were getting harassed by our upstairs neighbors. And it's
been going on for a couple of years, so and
we were under suspicion that they were her our teenage
daughters were coming down to our because they're directly above us.
They were coming down to our window and front door
andtagonizing our pets, especially our dog. So we decided to
get a surveillance camera inside are installed in our window
(16:42):
seal uh, not for any malicious intent.
Speaker 2 (16:45):
Okay, in yours, in your inside your home, on your
side of the window, correct, Yes.
Speaker 1 (16:52):
Okay, So it's in your house, okay, got it.
Speaker 6 (16:55):
Yeah, it's in our apartment okay. Yeah, and it's and
it's pointing in a common area with you legal expectation
and privacy, right, it's just the other tenants walked back
and forth, and so the harassment got so bad that
my girlfriend actually had to file a restraining order against
the mother, and about an hour and a half after
(17:17):
the sheriffs This happened about a week ago, About an
hour and a half after the Sheriff's delivered the restraining
order of papers, we get a email from the leasing
office telling us that we have to remove the video
servillance camera.
Speaker 1 (17:33):
Right, all right, got it? So all right, first, let
me throw a couple of questions at you.
Speaker 6 (17:37):
What city are you in, sure, Aliso Villo, California.
Speaker 1 (17:41):
Oh, okay, so there's no RNT control in Aliso Vieho.
That's the problem.
Speaker 2 (17:46):
I wish you were in the city of Los Angeles
or the unincorporated area, because they can't evict you, and
they can't evict you at Aliso Vieho for almost any reason.
You can tell the landlord no, because he doesn't The
landlord doesn't have the right to tell you can't have
a camera inside your home pointing to a common area.
Speaker 1 (18:08):
Can't do it.
Speaker 2 (18:09):
However, they can evict you for any reason, and that's
the problem.
Speaker 1 (18:15):
So now what's happening.
Speaker 2 (18:17):
You're in a fight with the management company who who
is more important to them? Clearly the people above you.
I guess they'd rather have you out than keep those
people right.
Speaker 1 (18:30):
That's it's.
Speaker 6 (18:33):
I actually used to work for the company to building maintenance, and.
Speaker 4 (18:37):
I've worked there for about five years.
Speaker 6 (18:39):
We're still living on the property. It's a tax credit
apartment complex, key tax and I didn't leave on great terms.
Speaker 1 (18:49):
But well, there it is.
Speaker 2 (18:50):
I mean, that's so it's that simple. They're saying, no,
you can take it down or not take it down.
Speaker 1 (18:56):
You can try to hide it some way.
Speaker 2 (18:59):
Cameras are so small today you can, you know, just
somehow hide it and put it out so it's there.
Speaker 1 (19:06):
But there's two issues. They can't tell you.
Speaker 2 (19:09):
No, they can't say what cameras you can or cannot
have inside your house pointing to common areas.
Speaker 1 (19:15):
And at the same time they can evict you. What
do you do with that? Yeah, yeah, that's it. Yes,
that is a problem.
Speaker 2 (19:23):
I mean that's as I said, I wish you lived
in Los Angeles because if you're in the city, they
can't touch you.
Speaker 1 (19:30):
There's nothing they can do with that. Mary. Hello, Mary, welcome.
Speaker 10 (19:38):
Hi Bill ho are you for taking my call?
Speaker 1 (19:40):
Sure?
Speaker 11 (19:42):
I'm calling because I was a victim of identity. This
forty dollars of student loans and the only person that
has the actual loan information is Mohila. Department of Ed
has no information on the loans.
Speaker 1 (19:59):
Who's wait, wait, Mohela is what.
Speaker 11 (20:03):
Is is the new student Loan.
Speaker 1 (20:06):
Service or that? Okay?
Speaker 2 (20:07):
And they have information okay, they have your personal information
and no one else has it in terms of the
government of the government right right or the.
Speaker 11 (20:17):
School Department of it do not have recorded or the
school has no right.
Speaker 1 (20:21):
Okay, So what happened? What happened to you?
Speaker 11 (20:26):
Well, I owe forty thousand dollars.
Speaker 2 (20:27):
No, I understand, but you know on what basis, So
have you been screwed out of forty thousand dollars?
Speaker 1 (20:33):
Well, I have to pay, so I have, Well yeah,
did you? But wait a second, was tuition paid?
Speaker 10 (20:40):
According to them?
Speaker 11 (20:41):
They said that I had the loans and I took
advantage of the loans for an education program.
Speaker 1 (20:45):
Okay, and you did not, No, I did not. Okay.
So all of a sudden, the bill shows up.
Speaker 2 (20:50):
You owe forty thousand dollars for a student loan that
you never borrowed, right, okay, So you so someone borrowed
it and you okay, right.
Speaker 11 (21:02):
So I filed complaints to the FDC policing for everything
that I could think to do. So Mohila keeps saying,
you know, basically no, they keep denying my discharge claim.
So now I want to know is because I was
told that I have to get an attorney to.
Speaker 12 (21:19):
This.
Speaker 2 (21:20):
Well, it depends on whether they're going to file a
lawsuit or they're going to ding your taxes, are.
Speaker 8 (21:27):
Going to bish my paycheck?
Speaker 1 (21:29):
That's that's after a lawsuit.
Speaker 2 (21:34):
Yeah, they can't just garnish your paycheck based on the
fact they sent.
Speaker 1 (21:38):
You a bill and their records show you don't owe
the money. You know you you but credit so they
can do that. They can do, Yeah, that they can do,
and you dispute it. That's all you can do.
Speaker 11 (21:50):
And it comes back. It comes back.
Speaker 1 (21:52):
I've disputed it.
Speaker 11 (21:53):
It comes back as Mohila has confirmed that I owe
this money.
Speaker 2 (21:58):
Okay, and so you can still you you put in
that note that you're still disputing it because you've got
an issue on your hands.
Speaker 1 (22:05):
You really do. You're government with You're dealing with a
governmental entity. You're not alone.
Speaker 2 (22:10):
By the way, this is happening more and more, and
I'm going to suggest before getting a lawyer, because the
best the lawyer is going to do is get a
judge to say you don't owe the money. Yeah, who's
going to pay for the lawyer? Well you are, So
you don't want to do that. There has to be
(22:30):
organizations out there, because you're not alone, and there have
to be people that have bonded together, that have gotten together,
that have gone to organizations like tenants rights organizations, abused
mothers organizations, that sort of thing.
Speaker 1 (22:47):
They're out there, they're.
Speaker 2 (22:47):
Going to do a little research because at the end
of all, if you're out there on a limb, you
get to hire a lawyer, and who needs that?
Speaker 4 (22:56):
Right?
Speaker 10 (22:56):
And that's kind of where I am there.
Speaker 12 (23:00):
Got it?
Speaker 1 (23:00):
You? You are a victim of identity theft.
Speaker 2 (23:03):
You it was stolen from you, and you have to
pay the people that it was stolen from because that's
the contractual arrangement that they are arguing.
Speaker 1 (23:12):
And your only defense is you.
Speaker 2 (23:14):
Never got the money, you never signed the contract, right, And.
Speaker 11 (23:18):
I don't Department of It doesn't have the loans. I
don't know.
Speaker 1 (23:22):
I understand that.
Speaker 2 (23:23):
It's yeah, it's so they don't even acknowledge the loan exists, right.
Speaker 11 (23:28):
No, they're acknowledging that alone exists.
Speaker 2 (23:31):
Okay, so are we going back to Okay, you told
me the Department of Education doesn't have information. Uh, it's
only this Mohela organization that's Uh, they're the ones that
are going after you.
Speaker 1 (23:43):
Okay.
Speaker 2 (23:45):
Now, you're as I said, you know, you're you're stuck
between a rock and a heart place. Identity theft is
no fun at all, man. It hits everybody. Uh, you know,
what's just that's part of life, you know, Karen, you're
up hotel.
Speaker 10 (24:00):
My dad is ninety four years old.
Speaker 1 (24:02):
Oh good for him.
Speaker 10 (24:02):
He set up Yeah, and he's doing well. And he
set up a revocable family trust, and there's three of
us kids, and he's very secretive about it. He's never
really been in our lives. But he has eight properties.
Speaker 12 (24:15):
In California that are homes that he rents out. And
he had a realtor pal who lives down the street
from him, has a copy of our trust.
Speaker 10 (24:25):
And I haven't even seen it. My siblings haven't seen it.
Speaker 13 (24:30):
And I'm wondering if and if I have his realtor
friend who has a copy of the trust. I'm wondering
if my when my dad dies, if my siblings and
I should get a lawyer, and should we get a
trust lawyer?
Speaker 10 (24:42):
Should we get a realtor lawyer?
Speaker 2 (24:44):
Okay, Now I don't know if you need a lawyer.
Who's the trustee? The realtor friend is a trustee, you know.
Speaker 10 (24:51):
I don't know.
Speaker 1 (24:52):
You're going to find out.
Speaker 2 (24:54):
Now this gets interesting because you don't have a right
to see the trust.
Speaker 1 (24:58):
You that's your dad. It doesn't have to show you
the trust right.
Speaker 2 (25:04):
For example, my kids have a trust and I never
actually show them the document. I mean, I hold it
up because when I have twins, you know, and when
one acts out, I hold up the trust and I say,
I've just changed the trust.
Speaker 1 (25:16):
Your sister is getting everything.
Speaker 2 (25:18):
And the next week I do exactly the opposite, and
I just hold up the trust and say you're getting nothing.
But they have not seen the trust. They don't have
to get it. They don't have to. Now I've told
them who the trustee is. And your dad is being
particularly secretive. Now the problem becomes when he dies, okay,
(25:39):
And now whoever is the trustee should contact you the
second he dies.
Speaker 1 (25:44):
You I think have a right is even a putative.
Speaker 2 (25:48):
Beneficiary, and that is you think you're a beneficiary and
it's legitimate because it's your dad.
Speaker 1 (25:54):
At that point, I think, I'm sorry.
Speaker 10 (25:58):
I'm sorry. My dad has told me and my brother
and sister that we are we're definitely benefitation, okay.
Speaker 2 (26:03):
All right, And by the way, that can change. I mean,
he's allowed to change it as often as he wants.
But at that point I would hire a trust and
a state lawyer just to make sure, and the trust and.
Speaker 1 (26:14):
A state lawyer, and you're going to find out who
the trustee is.
Speaker 2 (26:17):
There's going to be some distribution, and if the trustee
does anything untoward, then there's a lawsuit and how eight
properties you're talking about, Karen, Yeah, in California?
Speaker 1 (26:29):
How so how much money is all that worth?
Speaker 10 (26:32):
You know, it's probably about six million, okay?
Speaker 1 (26:37):
And how many and how many of you are there?
There's three of us, okay.
Speaker 2 (26:42):
So you're two million dollars apiece unless they die. So
now we're talking about here's what you have to do
is kill your siblings and then kill your dad, or
you kill your dad first and then kill your siblings.
Because for six thousand dollars, man, we've got to make
this thing happen, don't we?
Speaker 1 (27:00):
Or six million dollars?
Speaker 10 (27:02):
Yes, okay, So listen, I'm not I'm not sure. I'm
not sure, like what to do?
Speaker 2 (27:09):
I mean, you contact you contact a trust and a
state lawyer.
Speaker 1 (27:13):
That's what you do.
Speaker 2 (27:14):
So that's what I'm straight out, and I would buy
a consultation. Now with a trust and a state lawyer
or someone referral someone you can get someone maybe has
represented someone else, maybe a criminal attorney who's represented someone
in your position, who has killed a father.
Speaker 1 (27:29):
So you've got a bunch of legitimate sources to get
to trust in estate lawyers where you want to go
for sure? Okay, we're my little mouse. Here's screwing up? David. Hello, David,
welcome hill. Yeah.
Speaker 4 (27:49):
Yeah, my dad.
Speaker 8 (27:50):
He's seventy three years old. He's a land surveyor and
he was doing a residential property line for a fence
for a client. He miscalculated, and he offered to rectify
his mistake, and the guy you know, threw out a
(28:10):
number of six thousand dollars at the fifty foot line
of dog eared wood ten and my dad didn't agree
to anything, and he used received a letter from a
lawyer the client hired. And now it's demanding that my
dad paid twenty thousand dollars.
Speaker 1 (28:28):
Oh that's stupid. Yeah, that's stupid.
Speaker 4 (28:31):
That's that's stupid.
Speaker 1 (28:33):
Pain and suffering. Does he actually mention pain and suffering
that's mentioned in the Oh, that's that's insanity. That's the
number one.
Speaker 2 (28:42):
That's a bad lawyer. And here's what I would do.
He wants twenty thousand dollars. I would reply and say,
why don't you make it two hundred thousand dollars because
that's just as stupid. And you say, go ahead and
sue me. I'll see you in court.
Speaker 13 (29:02):
Right.
Speaker 8 (29:03):
And it also he wants like fifty five hundred dollars
if I have to leave his legal fees.
Speaker 1 (29:10):
Oh, tremendous, tremendous.
Speaker 2 (29:12):
Okay, all right again, why does he ask for another
twenty five thousand dollars?
Speaker 1 (29:16):
What do you think a judge's going to say?
Speaker 2 (29:18):
A judge's going to say, so, you miscalculated, Okay, he
hasn't built anything on it, he hasn't done anything with it.
Speaker 1 (29:25):
You just your dad just miscalculated. Okay, what are his damages? None?
And what h And on.
Speaker 2 (29:34):
Top of that, you offered directify it and he said no.
What do you think a judge is going to say.
Speaker 13 (29:40):
He had?
Speaker 8 (29:40):
He didn't even say no, He just went, okay.
Speaker 1 (29:43):
I understand. What do you think of judge's going to say?
Speaker 8 (29:46):
Yeah, I hope they you're out of your mind.
Speaker 2 (29:49):
Of course he will. What's he gonna say? Yep, twenty
five thousand dollars, David, matter of fact, let's make it
fifty thousand dollars, just because I like this guy so much.
Come on, you're fine, you're fine. Just tell the lawyer
to go pound sand. I mean this happens, I mean,
this is a lawyer blowing smoke. Beyond blowing smoke, thinking
you're going to cave trying to get some money from you. Okay,
I'll give you two thousand, I'll give you five thousand.
(30:10):
Don't don't, don't give them a dime.
Speaker 12 (30:14):
All right.
Speaker 2 (30:14):
I'm sitting here in the studio and I always have
my Zelman's Mint tea mint boxes with me.
Speaker 1 (30:21):
That's what theees are about.
Speaker 2 (30:23):
And I'm not breathing on anybody. I'm by myself in
the studio. This is actually about feeling good. You know,
when you have that fresh, clean feeling in your mouth,
like after.
Speaker 1 (30:35):
Really brushing your teeth. Well, you can do that for
hours and hours.
Speaker 2 (30:37):
With Zelman's, of course, it deals with your bad breath,
not only in your mouth because there's a minty coating
on the outside.
Speaker 1 (30:43):
Of the capsules, but afterwards, when you.
Speaker 2 (30:46):
Bite into them or you swallow them, they go into
your gut where a bad breath can start and stay there. Actually,
Zelman's Minty Mouthmans takes care of all of that, and
there's no other mint out there that comes close. So
I'm going to suggest go to Zelman's dot com Z
E L M I N S. Zelmans dot com money
(31:07):
back guarantee you'll never use that and free shipping. If
you order multiple packs, use the code handle at checkout
for fifteen percent off. Take advantage of that fifteen percent
off handle at checkout at Zelman's z E L M
I N s zelmans dot com.
Speaker 1 (31:25):
This is handle on the law
Okay, I got a story for you.
Speaker 2 (00:02):
This was national news because this is a judge out
of Detroit, and this is a judge that loves having
students come into his courthouse and it would be a
fuel trip. So he had a bunch of students come
in and he's talking and then there's one of the
young ladies falls asleep just right there, falls asleep, and
(00:26):
he is not a happy camper at all, and he
lays into her.
Speaker 1 (00:31):
You fell asleep.
Speaker 2 (00:32):
You fall asleep in my courtroom and just wasn't a
pleasant conversation. She claimed she was so dead tired that
she fell asleep almost my way.
Speaker 1 (00:44):
And so what the.
Speaker 2 (00:44):
Judge did to punish her was put her in handcuffs
and put a prison jumpsuit on her. Whoa well, of course,
and this was all video incidentally, I mean someone grabbed
a cell phone and video the whole thing. So tell
me that didn't go viral. And so the district court
(01:08):
supervisor or the chief judge of the dis court yanked
him off the cases. He is now hearing no cases
while he is going through some training sessions. This is
a quote dealing with cultural competency and also some sensitivity training.
There should never be a situation where a child on
a field trip ends up in a jail jumpsuit in handcuffs,
(01:33):
and then the chief judge went on to really defend
him because he thinks this is a great judge.
Speaker 1 (01:39):
He goes, I know.
Speaker 2 (01:40):
Judge King personally, and that's normally not his character. So
here's what's going to happen. We don't know yet know
what discipline is going to happen. I don't think much
other than up to the Chief Justice or the chief
judge of that division as far as discipline. I mean,
it could go up to the Supreme Court because the
ultimate arbiter of discipline.
Speaker 1 (02:02):
But they're not going to touch this one.
Speaker 2 (02:03):
And so this guy's going to be taken off and
he is off the docket and not going to hear
cases for a while, and then he's going to do
his sensitivity training.
Speaker 1 (02:12):
You shouldn't put people in handcuffs.
Speaker 2 (02:15):
Okay, let's start with that. Who are students who fall asleep?
And then he's going to be brought back on the bench.
So now we go to the second part of it.
I do not know if this is the case, and
it could be that the mom and the daughter are
not going to do this, have no idea, but typically
what would happen if I had to guess, what would
(02:36):
happen is the lawyer up instantly and a lawsuit is
filed instantly. Now the mom in an interview interview already
said that she's having a hard time sleeping the daughter
and she's been traumatized. So now lawsuit hits, and what happens, Well,
here are the damages. She will never be able to
(02:58):
walk past the courthouse again because she will get hysterical
and hit the ground and in a fetal position start moaning.
Speaker 1 (03:05):
She will never sleep again. Anytime she sees.
Speaker 2 (03:09):
A court official or a police officer or anybody dealing
with the justice system, she will go hysterical and run
around and do weird thing. Right, That is typically what
these lawsuits are about. Now, if my kid did this,
when I get upset, you bet I'd get upset.
Speaker 1 (03:24):
I want that judge punished, would I sue? I wouldn't.
But you know, welcome to the.
Speaker 2 (03:30):
World today, right, oh right? Phone calls Hello, Jim, you've
been on it for a while.
Speaker 1 (03:36):
What can I do for you?
Speaker 3 (03:38):
Hi?
Speaker 4 (03:38):
I'm making real quick. I hired a lawyer six years
ago to arbitrate our legal divorced. I hadn't contacted him since,
and I call him recently to see if he could
add two if it was possible to add two words
to clarify a time share we both owned, which she
wants nothing to do with. And he said, well, how
(04:01):
about if I write a letter to my ex? And
I said sure. So he writes a letter and then
he charges me thirteen hundred and fifty.
Speaker 1 (04:09):
All right, and did you pay it? Hold on, wait
a sec he charged you? No, No, you got your You're.
Speaker 2 (04:13):
Sitting on a bill, right, Yeah? Okay, that's and you
want to know what to do about it? Yeah, okay,
you call him, or you write him a letter and say,
I suggest you sue me, And you go ahead and
convince a judge that this letter is worth thirteen hundred dollars.
Speaker 1 (04:34):
Okay, and say, and on top of that.
Speaker 2 (04:36):
And on top of that, this is so egregious. I
think this is worth a I think this is worth
a complaint to the state bar. See what he does.
Speaker 5 (04:47):
He could sue you.
Speaker 1 (04:48):
He might sue you. I have no idea that.
Speaker 4 (04:51):
I perdmitted the complaint. Okay, admitted the complaint.
Speaker 1 (04:54):
To the Okay, and have you showed him the complaint?
Speaker 4 (04:58):
No, I told him I did that. I can give
him the case number next time.
Speaker 1 (05:01):
But has he sued you yet?
Speaker 4 (05:05):
No, not yet. He's given me late fees.
Speaker 1 (05:08):
That's crap, late fees on thirteen hundred dollars. Why didn't
he charge it thirteen thousand dollars for a lever letter?
What difference does it make?
Speaker 6 (05:16):
I know?
Speaker 2 (05:17):
Yeah, I mean fine, it doesn't matter. He's not going
to get thirteen hundred dollars. You can tell him I'm
not paying for it. If you want to go to court,
I'll be more than happy to sit in front of
a judge and ask is it worth thirteen hundred dollars
for a letter? Now, he's going to argue that he
has to go back to the divorce and he has
(05:37):
to look at all the paperwork and real quickly before
we take a break. The two words that you wanted
to change in the divorce decree is what or are what?
Speaker 4 (05:48):
Clearly identify the time share we own? He didn't. He
just call it a nap of time share?
Speaker 2 (05:52):
All right, So that's it. Okay, what difference does it make?
What do you think that's going to do? If you
add if you literally identify the time share of what
difference is it gonna make?
Speaker 4 (06:03):
Okay, the problem the problem was he didn't identify it clearly,
and then the map the timeshare doesn't recognize that is
what their own.
Speaker 2 (06:11):
It doesn't matter, you know, the timeshare is not under
the jurisdiction of the court.
Speaker 1 (06:17):
The timeshare says that we don't care what the two
of you do. Get divorced. Don't get divorced. You both
of you owe the money to us. You're the ones
that bought the time share. Whatever the hell you guys
do is your problem. Nothing's going to change.
Speaker 2 (06:31):
Get her off.
Speaker 1 (06:32):
You're not gonna get her off.
Speaker 2 (06:33):
Unless the timeshare people say she can get off. You're
not gonna get her off.
Speaker 4 (06:37):
She doesn't want it, she hasn't.
Speaker 1 (06:40):
And here's the problem.
Speaker 2 (06:42):
She signs over the rights uh to you, and it's
up to it's between you and the time Share has
nothing to do with what the divorce decree says.
Speaker 1 (06:50):
Nothing.
Speaker 2 (06:51):
Okay, all right, but there you go divorce. And by
the way, notice he says six years. It's quite often
that and people ask me all the time. Divorces can
take years and years, especially if there's some complicated legal
and or complicated financial issues. And then people, I mean
(07:13):
they'll go to for custody of an antique chair.
Speaker 1 (07:17):
Who gets it?
Speaker 2 (07:18):
Well, certainly, dogs, I mean those are and you pay
I mean thousands of dollars to a lawyer over a dog.
And you know, come on, what's a dog worth? You
know it's a dog. I mean, I've got a couple
of dogs. Eh, you know, they're dogs. They're gonna be
around for a while and then I get another.
Speaker 1 (07:35):
Dog after that for you dog lovers. Just wanted to
point that out. Rick, you're up. Welcome the show.
Speaker 7 (07:44):
Morning Bill own a couple rental condos in one hundred
and sixty unit complex. Next door neighbor burned down the
building that I own a couple of rentals.
Speaker 2 (08:01):
The next door neighbor burned down the building. You're saying
he is he an arsonist?
Speaker 7 (08:07):
Or was it an accident of smoking smoking on a patio?
Speaker 4 (08:10):
Oh?
Speaker 1 (08:10):
Okay, got it.
Speaker 7 (08:12):
So the question is currently the h o A is
suing the h OA insurance company to rebuild it.
Speaker 2 (08:22):
He doesn't he have a well yeah, homeowners Yeah, okay,
and I got it. They would I think they would
have insurance. But okay, so they're sewing. Of course, the
insurance company is saying no, of course, not exactly.
Speaker 7 (08:34):
Okay, So the so the question is if they negotiate
a settlement, financial settlement obviously short of what it requires
to rebuild the building. Is the h o A required
to issue a supplemental bill?
Speaker 2 (08:51):
Yeah, yeah, you'll get an assessment. Okay, you will absolutely
get an assessment.
Speaker 7 (08:57):
What are they going to do required they're required to
rebuild the building?
Speaker 2 (09:00):
Oh yeah, oh that building has to be rebuilt there. Oh,
there's no issue. Uh, it's just a question of who's
going to pay for it, and there may be an
assessment going and there's nothing you can do about it.
There was an issue the HOA that I belonged to
with the street uh and uh no or where the
security company doing something or another and there was a
(09:21):
huge bill and you know, the HOA said.
Speaker 7 (09:24):
Similar to a fence blowing down up.
Speaker 2 (09:27):
Yeah it is, yeah it is, except it's a building
on fire. I mean the HOA they have to have
a building. So the answer is absolutely for sure.
Speaker 3 (09:36):
All right.
Speaker 1 (09:36):
Jason, Hi, Jason, welcome, Hi Bill. How are you doing, Yes, sir,
good to talk to you.
Speaker 3 (09:44):
So my car was parked on the side of the
road and a drunk driver slammed into it and totaled it.
My insurance, I have the most minimal insurance like an idiot,
and I can explain that, but I won't do that
right now.
Speaker 1 (09:59):
No, No, you have insurance. That's it.
Speaker 2 (10:01):
And you probably have the minimal liability insurance if you're
in California.
Speaker 1 (10:05):
It's fifteen thirty fifteen.
Speaker 2 (10:06):
Thousand dollars per excuse me, per incident, thirty thousand dollars
more than one incident, doesn't matter how many more it
has a per occurrence. And that hasn't changed in fifty years.
And you think the cost of repairing cars has changed
a little bit. You can't get a bumper for fifteen
thousand dollars anymore.
Speaker 1 (10:24):
Okay. So with that being said, absolutely, okay, so go on.
Speaker 3 (10:29):
But I got the police report about the guy and
it says insurance unknown for him. So what I did
was went to small claims court. I got a pretty
surprisingly large amount. My car was probably only worth about
four thousand dollars. She looked at the estimates and gave
me an award me six thousand, five hundred dollars.
Speaker 1 (10:49):
And I mean, let me ask you, did he even
show up the other guy.
Speaker 4 (10:53):
That's the problem.
Speaker 3 (10:54):
He didn't show up.
Speaker 1 (10:55):
I got a default judgment.
Speaker 2 (10:56):
Okay, So he didn't even show up to refute that.
All right, So.
Speaker 3 (11:01):
What is okay?
Speaker 1 (11:03):
Yeah, I got it?
Speaker 2 (11:04):
So you have you have a judgment now for six
thousand dollars, And what's your question?
Speaker 3 (11:08):
Yes? Yes, So what can I do to get okay?
Speaker 1 (11:11):
All right?
Speaker 2 (11:12):
First of all, the paperwork on the judgment, I assume
you have it right.
Speaker 3 (11:17):
I was told that it was going to be sent
to me.
Speaker 1 (11:19):
Okay, you will get it.
Speaker 2 (11:20):
You will get a judgment in the mail for it
will be a document that says you there's be a
judgment for six thousand dollars that goes to Jason. You
take that piece of paper and you cut it up
into four inch squares, yes, and you put it right
next to the toilet paper roll in the bathroom just
(11:41):
in case you run out. It's a real good little
Actually that's better insurance than the insurance you had. So yeah,
he said, this is it's a classic case of the
other side not having insurance. And this is why you
buy a comprehensive insurance plan. You pay for it, and
it is includes under insured or non insured motorists, which
(12:04):
is the other guy who's at fault. So at this
point there's nothing to you. Suck it up, Yeah, you
suck it up. It's a lesson to be learned that
minimal insurance just liability insurance. Unless the car is worthless
then you know, And I think you need a lot
(12:25):
more than just minimal insurance anyway. So if you're paying,
let's say you've got a policy that's fifty one hundred thousand,
I don't think you can get one.
Speaker 1 (12:36):
This's only liability.
Speaker 2 (12:38):
Now I'm gonna get questions. I have got questions already
about identity theft and cyber crimes, and I think I've
gotten two already in the first couple hours of the show.
Cyber thieves commit cyber crimes, silent crimes. It happens in
the dark, someone uses your name, your information online. You
don't even know what's happening until your credit card bill
shows up. We had that question just a few minutes ago.
(13:00):
And you see all these bogus charges. Cybercrime, identity theft
affect our daily lives. And we have to protect ourselves
against these crimes because well, chances are we're all.
Speaker 1 (13:10):
Going to be victims.
Speaker 2 (13:11):
I mean, that's the stat Protecting our identity online can
be easy with LifeLock. They're twenty four seven online systems
monitor billions of online transactions looking for evidence that your
information is being used illegally, and if there's something a
little squarely, they notify you immediately and you can determine
if there's a problem. LifeLock helps you by immediately assigning
(13:34):
a dedicated US bestoration restoration specialist to help. If in
fact you're a victim. Join save twenty five percent off
your first year. Go to LifeLock dot com. Use my
last name handle at checkout.
Speaker 1 (13:46):
That's the promo code.
Speaker 2 (13:48):
LifeLock dot com promo code handle, or you can call
one eight hundred LifeLock promo code handle. You know, Robin,
You've been there for a while and it's just these
questions are constantly coming up.
Speaker 1 (14:01):
Go ahead, yeah, Robin, you're up.
Speaker 8 (14:07):
Oh hey, good morning, Bill.
Speaker 5 (14:08):
I have a quick question for you. So I had
an issue with a large hardware store. I placed an
online order, and the day before I was going to
pick it up, somebody called into their eight hundred center
and they changed the pickup person.
Speaker 9 (14:24):
The new person then picked it up the day before
I was going to pick it up, so in effect,
the stuff was stolen. Now, when I went to talk
to the manager, they said, well, this person must have
had all your information, and I was like, well, I
didn't give it any no contractor no anything. And what
I've come to find out is for the large orders
that they get, they just simply put them on a cart.
(14:46):
They leave them in the back of the store with
personal information exposed. So it's easy for the pickup people
when they send out an employee to go get it,
to know who's it is. It'll have the order number,
the personal info like the foid.
Speaker 1 (14:58):
Yeah right, I got it. Okay, So so what happened.
Speaker 5 (15:03):
So part of the order was on gift cards.
Speaker 9 (15:06):
Now they told me just simply okay, go ahead and
argue with the insurance or with the insurance with a
credit card company over the disputed amount. But for the
gift cards, you'll have to call the eight hundred number.
Now I did that, they said, well, it's not our issue,
it's the sore's issue because we didn't ship anything out
with source merchandise. So I've been going back and forth.
Speaker 1 (15:24):
Yeah, how much what did we talk about? How much
money was involved with this rob a.
Speaker 9 (15:28):
Little bit over two thousand dollars.
Speaker 2 (15:30):
Whoa okay, you know at this point, and where's the
hardware store?
Speaker 1 (15:35):
Is that out of out of state?
Speaker 9 (15:38):
No, it's right here, it's local.
Speaker 1 (15:39):
All right.
Speaker 2 (15:40):
You just now just start filing small claim suits, that's all.
Don't even worry about it. Just start filing. You've already
made claims, and just start hitting there. Everybody involved with
a small claim suit, they're all going to be defendants.
Speaker 1 (15:52):
Okay, all right, that's the way to do it.
Speaker 2 (15:54):
Because at some point, because it's pointing fingers and that's
what it is.
Speaker 1 (15:58):
It's just everybody fingers.
Speaker 2 (16:00):
It's you know, a bunch of people sitting down and
it's just can you imagine in a circle and everybody
pointing fingers at the one next to next to him.
Uh Matt, Hello, Matt, Uh yeah, Hi Bill, a long
time listener over here in this video.
Speaker 4 (16:15):
Just got a quick question for you.
Speaker 6 (16:18):
We were getting harassed by our upstairs neighbors. And it's
been going on for a couple of years, so and
we were under suspicion that they were her our teenage
daughters were coming down to our because they're directly above us.
They were coming down to our window and front door
andtagonizing our pets, especially our dog. So we decided to
get a surveillance camera inside are installed in our window
(16:42):
seal uh, not for any malicious intent.
Speaker 2 (16:45):
Okay, in yours, in your inside your home, on your
side of the window, correct, Yes.
Speaker 1 (16:52):
Okay, So it's in your house, okay, got it.
Speaker 6 (16:55):
Yeah, it's in our apartment okay. Yeah, and it's and
it's pointing in a common area with you legal expectation
and privacy, right, it's just the other tenants walked back
and forth, and so the harassment got so bad that
my girlfriend actually had to file a restraining order against
the mother, and about an hour and a half after
(17:17):
the sheriffs This happened about a week ago, About an
hour and a half after the Sheriff's delivered the restraining
order of papers, we get a email from the leasing
office telling us that we have to remove the video
servillance camera.
Speaker 1 (17:33):
Right, all right, got it? So all right, first, let
me throw a couple of questions at you.
Speaker 6 (17:37):
What city are you in, sure, Aliso Villo, California.
Speaker 1 (17:41):
Oh, okay, so there's no RNT control in Aliso Vieho.
That's the problem.
Speaker 2 (17:46):
I wish you were in the city of Los Angeles
or the unincorporated area, because they can't evict you, and
they can't evict you at Aliso Vieho for almost any reason.
You can tell the landlord no, because he doesn't The
landlord doesn't have the right to tell you can't have
a camera inside your home pointing to a common area.
Speaker 1 (18:08):
Can't do it.
Speaker 2 (18:09):
However, they can evict you for any reason, and that's
the problem.
Speaker 1 (18:15):
So now what's happening.
Speaker 2 (18:17):
You're in a fight with the management company who who
is more important to them? Clearly the people above you.
I guess they'd rather have you out than keep those
people right.
Speaker 1 (18:30):
That's it's.
Speaker 6 (18:33):
I actually used to work for the company to building maintenance, and.
Speaker 4 (18:37):
I've worked there for about five years.
Speaker 6 (18:39):
We're still living on the property. It's a tax credit
apartment complex, key tax and I didn't leave on great terms.
Speaker 1 (18:49):
But well, there it is.
Speaker 2 (18:50):
I mean, that's so it's that simple. They're saying, no,
you can take it down or not take it down.
Speaker 1 (18:56):
You can try to hide it some way.
Speaker 2 (18:59):
Cameras are so small today you can, you know, just
somehow hide it and put it out so it's there.
Speaker 1 (19:06):
But there's two issues. They can't tell you.
Speaker 2 (19:09):
No, they can't say what cameras you can or cannot
have inside your house pointing to common areas.
Speaker 1 (19:15):
And at the same time they can evict you. What
do you do with that? Yeah, yeah, that's it. Yes,
that is a problem.
Speaker 2 (19:23):
I mean that's as I said, I wish you lived
in Los Angeles because if you're in the city, they
can't touch you.
Speaker 1 (19:30):
There's nothing they can do with that. Mary. Hello, Mary, welcome.
Speaker 10 (19:38):
Hi Bill ho are you for taking my call?
Speaker 1 (19:40):
Sure?
Speaker 11 (19:42):
I'm calling because I was a victim of identity. This
forty dollars of student loans and the only person that
has the actual loan information is Mohila. Department of Ed
has no information on the loans.
Speaker 1 (19:59):
Who's wait, wait, Mohela is what.
Speaker 11 (20:03):
Is is the new student Loan.
Speaker 1 (20:06):
Service or that? Okay?
Speaker 2 (20:07):
And they have information okay, they have your personal information
and no one else has it in terms of the
government of the government right right or the.
Speaker 11 (20:17):
School Department of it do not have recorded or the
school has no right.
Speaker 1 (20:21):
Okay, So what happened? What happened to you?
Speaker 11 (20:26):
Well, I owe forty thousand dollars.
Speaker 2 (20:27):
No, I understand, but you know on what basis, So
have you been screwed out of forty thousand dollars?
Speaker 1 (20:33):
Well, I have to pay, so I have, Well yeah,
did you? But wait a second, was tuition paid?
Speaker 10 (20:40):
According to them?
Speaker 11 (20:41):
They said that I had the loans and I took
advantage of the loans for an education program.
Speaker 1 (20:45):
Okay, and you did not, No, I did not. Okay.
So all of a sudden, the bill shows up.
Speaker 2 (20:50):
You owe forty thousand dollars for a student loan that
you never borrowed, right, okay, So you so someone borrowed
it and you okay, right.
Speaker 11 (21:02):
So I filed complaints to the FDC policing for everything
that I could think to do. So Mohila keeps saying,
you know, basically no, they keep denying my discharge claim.
So now I want to know is because I was
told that I have to get an attorney to.
Speaker 12 (21:19):
This.
Speaker 2 (21:20):
Well, it depends on whether they're going to file a
lawsuit or they're going to ding your taxes, are.
Speaker 8 (21:27):
Going to bish my paycheck?
Speaker 1 (21:29):
That's that's after a lawsuit.
Speaker 2 (21:34):
Yeah, they can't just garnish your paycheck based on the
fact they sent.
Speaker 1 (21:38):
You a bill and their records show you don't owe
the money. You know you you but credit so they
can do that. They can do, Yeah, that they can do,
and you dispute it. That's all you can do.
Speaker 11 (21:50):
And it comes back. It comes back.
Speaker 1 (21:52):
I've disputed it.
Speaker 11 (21:53):
It comes back as Mohila has confirmed that I owe
this money.
Speaker 2 (21:58):
Okay, and so you can still you you put in
that note that you're still disputing it because you've got
an issue on your hands.
Speaker 1 (22:05):
You really do. You're government with You're dealing with a
governmental entity. You're not alone.
Speaker 2 (22:10):
By the way, this is happening more and more, and
I'm going to suggest before getting a lawyer, because the
best the lawyer is going to do is get a
judge to say you don't owe the money. Yeah, who's
going to pay for the lawyer? Well you are, So
you don't want to do that. There has to be
(22:30):
organizations out there, because you're not alone, and there have
to be people that have bonded together, that have gotten together,
that have gone to organizations like tenants rights organizations, abused
mothers organizations, that sort of thing.
Speaker 1 (22:47):
They're out there, they're.
Speaker 2 (22:47):
Going to do a little research because at the end
of all, if you're out there on a limb, you
get to hire a lawyer, and who needs that?
Speaker 4 (22:56):
Right?
Speaker 10 (22:56):
And that's kind of where I am there.
Speaker 12 (23:00):
Got it?
Speaker 1 (23:00):
You? You are a victim of identity theft.
Speaker 2 (23:03):
You it was stolen from you, and you have to
pay the people that it was stolen from because that's
the contractual arrangement that they are arguing.
Speaker 1 (23:12):
And your only defense is you.
Speaker 2 (23:14):
Never got the money, you never signed the contract, right, And.
Speaker 11 (23:18):
I don't Department of It doesn't have the loans. I
don't know.
Speaker 1 (23:22):
I understand that.
Speaker 2 (23:23):
It's yeah, it's so they don't even acknowledge the loan exists, right.
Speaker 11 (23:28):
No, they're acknowledging that alone exists.
Speaker 2 (23:31):
Okay, so are we going back to Okay, you told
me the Department of Education doesn't have information. Uh, it's
only this Mohela organization that's Uh, they're the ones that
are going after you.
Speaker 1 (23:43):
Okay.
Speaker 2 (23:45):
Now, you're as I said, you know, you're you're stuck
between a rock and a heart place. Identity theft is
no fun at all, man. It hits everybody. Uh, you know,
what's just that's part of life, you know, Karen, you're
up hotel.
Speaker 10 (24:00):
My dad is ninety four years old.
Speaker 1 (24:02):
Oh good for him.
Speaker 10 (24:02):
He set up Yeah, and he's doing well. And he
set up a revocable family trust, and there's three of
us kids, and he's very secretive about it. He's never
really been in our lives. But he has eight properties.
Speaker 12 (24:15):
In California that are homes that he rents out. And
he had a realtor pal who lives down the street
from him, has a copy of our trust.
Speaker 10 (24:25):
And I haven't even seen it. My siblings haven't seen it.
Speaker 13 (24:30):
And I'm wondering if and if I have his realtor
friend who has a copy of the trust. I'm wondering
if my when my dad dies, if my siblings and
I should get a lawyer, and should we get a
trust lawyer?
Speaker 10 (24:42):
Should we get a realtor lawyer?
Speaker 2 (24:44):
Okay, Now I don't know if you need a lawyer.
Who's the trustee? The realtor friend is a trustee, you know.
Speaker 10 (24:51):
I don't know.
Speaker 1 (24:52):
You're going to find out.
Speaker 2 (24:54):
Now this gets interesting because you don't have a right
to see the trust.
Speaker 1 (24:58):
You that's your dad. It doesn't have to show you
the trust right.
Speaker 2 (25:04):
For example, my kids have a trust and I never
actually show them the document. I mean, I hold it
up because when I have twins, you know, and when
one acts out, I hold up the trust and I say,
I've just changed the trust.
Speaker 1 (25:16):
Your sister is getting everything.
Speaker 2 (25:18):
And the next week I do exactly the opposite, and
I just hold up the trust and say you're getting nothing.
But they have not seen the trust. They don't have
to get it. They don't have to. Now I've told
them who the trustee is. And your dad is being
particularly secretive. Now the problem becomes when he dies, okay,
(25:39):
And now whoever is the trustee should contact you the
second he dies.
Speaker 1 (25:44):
You I think have a right is even a putative.
Speaker 2 (25:48):
Beneficiary, and that is you think you're a beneficiary and
it's legitimate because it's your dad.
Speaker 1 (25:54):
At that point, I think, I'm sorry.
Speaker 10 (25:58):
I'm sorry. My dad has told me and my brother
and sister that we are we're definitely benefitation, okay.
Speaker 2 (26:03):
All right, And by the way, that can change. I mean,
he's allowed to change it as often as he wants.
But at that point I would hire a trust and
a state lawyer just to make sure, and the trust and.
Speaker 1 (26:14):
A state lawyer, and you're going to find out who
the trustee is.
Speaker 2 (26:17):
There's going to be some distribution, and if the trustee
does anything untoward, then there's a lawsuit and how eight
properties you're talking about, Karen, Yeah, in California?
Speaker 1 (26:29):
How so how much money is all that worth?
Speaker 10 (26:32):
You know, it's probably about six million, okay?
Speaker 1 (26:37):
And how many and how many of you are there?
There's three of us, okay.
Speaker 2 (26:42):
So you're two million dollars apiece unless they die. So
now we're talking about here's what you have to do
is kill your siblings and then kill your dad, or
you kill your dad first and then kill your siblings.
Because for six thousand dollars, man, we've got to make
this thing happen, don't we?
Speaker 1 (27:00):
Or six million dollars?
Speaker 10 (27:02):
Yes, okay, So listen, I'm not I'm not sure. I'm
not sure, like what to do?
Speaker 2 (27:09):
I mean, you contact you contact a trust and a
state lawyer.
Speaker 1 (27:13):
That's what you do.
Speaker 2 (27:14):
So that's what I'm straight out, and I would buy
a consultation. Now with a trust and a state lawyer
or someone referral someone you can get someone maybe has
represented someone else, maybe a criminal attorney who's represented someone
in your position, who has killed a father.
Speaker 1 (27:29):
So you've got a bunch of legitimate sources to get
to trust in estate lawyers where you want to go
for sure? Okay, we're my little mouse. Here's screwing up? David. Hello, David,
welcome hill. Yeah.
Speaker 4 (27:49):
Yeah, my dad.
Speaker 8 (27:50):
He's seventy three years old. He's a land surveyor and
he was doing a residential property line for a fence
for a client. He miscalculated, and he offered to rectify
his mistake, and the guy you know, threw out a
(28:10):
number of six thousand dollars at the fifty foot line
of dog eared wood ten and my dad didn't agree
to anything, and he used received a letter from a
lawyer the client hired. And now it's demanding that my
dad paid twenty thousand dollars.
Speaker 1 (28:28):
Oh that's stupid. Yeah, that's stupid.
Speaker 4 (28:31):
That's that's stupid.
Speaker 1 (28:33):
Pain and suffering. Does he actually mention pain and suffering
that's mentioned in the Oh, that's that's insanity. That's the
number one.
Speaker 2 (28:42):
That's a bad lawyer. And here's what I would do.
He wants twenty thousand dollars. I would reply and say,
why don't you make it two hundred thousand dollars because
that's just as stupid. And you say, go ahead and
sue me. I'll see you in court.
Speaker 13 (29:02):
Right.
Speaker 8 (29:03):
And it also he wants like fifty five hundred dollars
if I have to leave his legal fees.
Speaker 1 (29:10):
Oh, tremendous, tremendous.
Speaker 2 (29:12):
Okay, all right again, why does he ask for another
twenty five thousand dollars?
Speaker 1 (29:16):
What do you think a judge's going to say?
Speaker 2 (29:18):
A judge's going to say, so, you miscalculated, Okay, he
hasn't built anything on it, he hasn't done anything with it.
Speaker 1 (29:25):
You just your dad just miscalculated. Okay, what are his damages? None?
And what h And on.
Speaker 2 (29:34):
Top of that, you offered directify it and he said no.
What do you think a judge is going to say.
Speaker 13 (29:40):
He had?
Speaker 8 (29:40):
He didn't even say no, He just went, okay.
Speaker 1 (29:43):
I understand. What do you think of judge's going to say?
Speaker 8 (29:46):
Yeah, I hope they you're out of your mind.
Speaker 2 (29:49):
Of course he will. What's he gonna say? Yep, twenty
five thousand dollars, David, matter of fact, let's make it
fifty thousand dollars, just because I like this guy so much.
Come on, you're fine, you're fine. Just tell the lawyer
to go pound sand. I mean this happens, I mean,
this is a lawyer blowing smoke. Beyond blowing smoke, thinking
you're going to cave trying to get some money from you. Okay,
I'll give you two thousand, I'll give you five thousand.
(30:10):
Don't don't, don't give them a dime.
Speaker 12 (30:14):
All right.
Speaker 2 (30:14):
I'm sitting here in the studio and I always have
my Zelman's Mint tea mint boxes with me.
Speaker 1 (30:21):
That's what theees are about.
Speaker 2 (30:23):
And I'm not breathing on anybody. I'm by myself in
the studio. This is actually about feeling good. You know,
when you have that fresh, clean feeling in your mouth,
like after.
Speaker 1 (30:35):
Really brushing your teeth. Well, you can do that for
hours and hours.
Speaker 2 (30:37):
With Zelman's, of course, it deals with your bad breath,
not only in your mouth because there's a minty coating
on the outside.
Speaker 1 (30:43):
Of the capsules, but afterwards, when you.
Speaker 2 (30:46):
Bite into them or you swallow them, they go into
your gut where a bad breath can start and stay there. Actually,
Zelman's Minty Mouthmans takes care of all of that, and
there's no other mint out there that comes close. So
I'm going to suggest go to Zelman's dot com Z
E L M I N S. Zelmans dot com money
(31:07):
back guarantee you'll never use that and free shipping. If
you order multiple packs, use the code handle at checkout
for fifteen percent off. Take advantage of that fifteen percent
off handle at checkout at Zelman's z E L M
I N s zelmans dot com.
Speaker 1 (31:25):
This is handle on the law
Popular Podcasts
Crime Junkie
Does hearing about a true crime case always leave you scouring the internet for the truth behind the story? Dive into your next mystery with Crime Junkie. Every Monday, join your host Ashley Flowers as she unravels all the details of infamous and underreported true crime cases with her best friend Brit Prawat. From cold cases to missing persons and heroes in our community who seek justice, Crime Junkie is your destination for theories and stories you won’t hear anywhere else. Whether you're a seasoned true crime enthusiast or new to the genre, you'll find yourself on the edge of your seat awaiting a new episode every Monday. If you can never get enough true crime... Congratulations, you’ve found your people. Follow to join a community of Crime Junkies! Crime Junkie is presented by audiochuck Media Company.
24/7 News: The Latest
The latest news in 4 minutes updated every hour, every day.
Stuff You Should Know
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.