The Troubleshooter 9-15-25

Episode Transcript

Speaker 1 (00:00):
Yeah, ripped up.

Speaker 2 (00:07):
News need so.

Speaker 3 (00:09):
You don't have.

Speaker 2 (00:12):
Come running as fast as we can. Shooter's gonna help coming.

Speaker 1 (00:18):
Man Dix is the Troubleshooter Show.

Speaker 3 (00:22):
No, Tom Martine, Hello Tom Martino here.

Speaker 4 (00:25):
You know how the show works.

Speaker 5 (00:27):
Right.

Speaker 4 (00:27):
You call me with a problem, a.

Speaker 3 (00:30):
Question, a complaint, someone lied to you, cheated you, a
rip you off, and we try to go to work
on it.

Speaker 4 (00:35):
Well, we do go to work on it.

Speaker 3 (00:37):
We try to solve it or to get you information
that is useful to you. We have a number of
issues to talk about today in consumer news. Though consumers
for some reason, uh, the sentiment the sentiment index, this
is how they feel about the overall economy. The University

(00:59):
of Michigan did an index and it's quite cross section.
It's quite a core cross section of consumers and they
asked things like, how do you feel about this? How
do you feel about that? About how's he about transportation?
About food?

Speaker 1 (01:12):
About this?

Speaker 3 (01:13):
And it's a sentiment like how they feel. And as
you know, I coined the phrase years ago perceptionomics, because
how someone feels dictates how they spend, and how they
spend dictates how the economy does. So it's very possible
that just feelings can change in economy, just feelings. The

(01:38):
University of Michigan Sentiment Index dropped to fifty five point four.
To put that in context, in August it was fifty
eight point two. It's been the lowest since May. May
was low, went up again and came back down. Now

(01:59):
lower to middle income people are worried about jobs. This
is their top three worries, jobs.

Speaker 4 (02:07):
Inflation, and tariffs.

Speaker 3 (02:11):
Now right now, according to forecast, the Economic Time says
that we're going to hit about four point eight percent
of inflation. That means, you know, everything will be inflated
by four point eight percent. And also listen to this one.

(02:31):
According to payments dot Com, seventy one percent of consumers
are living paycheck to paycheck and if they had any
disruption in their pay they could be on the street.
That's seventy one percent. That's pretty scary. But anyway, these

(02:52):
are things that oh so anyway, right now, the actual
inflation rate was two point nine percent in August and
the core inflation rate for the year is about three
point one right now, expected to go up to about
four point eight What does inflation mean, Well, inflation means
you have to spend more to get more or to

(03:13):
get the same, spend more to get the same, and
your dollar has less buying power.

Speaker 4 (03:20):
There's an upcoming FED meeting.

Speaker 3 (03:21):
We'll see what happens at least tomorrow or it's actually
over the next few days. And we don't know if
they're going to cut funds or not, or cut the FED.

Speaker 4 (03:30):
The interest rate.

Speaker 3 (03:32):
But if they do, that could spur the housing market,
which is right now.

Speaker 4 (03:37):
Very very low.

Speaker 3 (03:39):
Holiday retail sales are expected to grow, the forecast is up.
They'll be up about three percent, and e commerce is
expected to grow faster at about nine percent.

Speaker 4 (03:56):
So all of these things, what do they mean the economy?

Speaker 3 (04:01):
There are indicators, There are leading indicators, and there are
lagging indicators. A leading indicator says this is what's happening,
and here's what it means. So right now, housing starts,
people looking for housing, people shopping for housing, people putting

(04:22):
housing up for sale. Inflation, worries, consumer sentiment, all of
these things ticked up, unemployment, All of these things are
leading economic indicators. What do they lead? They lead what
will happen afterwards? These things are pointing to basically a

(04:48):
recessionary period. Now that doesn't mean we're in bad times
right now, and I'm not going to make this political
or get into any of that.

Speaker 4 (04:55):
Many people are saying.

Speaker 3 (04:56):
It's due to the policies of the previous administration.

Speaker 4 (04:59):
Others are blaming this administration, but.

Speaker 3 (05:03):
Many economists are expecting a bit of a recession because
of these leading economic indicators.

Speaker 4 (05:12):
Now, what's a lagging indicator.

Speaker 3 (05:14):
Well, unemployment will be a lagging indicator as well, because
as things start badly, unemployment will tick up. There will
be other lagging indicators where you look back and say,
uh huh, like car sales will be a lagging indicator.

(05:35):
So whatever is on your mind, give us a call,
because no matter what, we need to fight and we
need to be safe in the money we spend. And
one of the things I think people do that is
the dumbest thing I've ever seen is when they don't
have a lot of discretionary income, they invest in stocks

(05:58):
they hear about, not a long term plan, but stocks
they hear about, and they say, I'm going to take
this little ride, and they try to take a small
bundle of money and invest in one or two stocks
to get a ride up and then sell. Unfortunately, over

(06:18):
the years, that has not proven healthy at all. However,
funds that are kept in an S and P five
hundred indexed fund or ETF have shown to have tremendous returns.
The problem with the stock market people start fleeing the
stock market when prices go down and they cement their

(06:39):
losses hoping that they'll buy again and get another ride up.
They panic, and they do just the opposite of what
they should be doing when prices are going down, wait
for low prices and buy if they're solid companies. Instead,
they panic, and when they bought high, they sell low.
And that's immense that loss, and that loss takes a

(07:02):
long time to recover from. But if you stay in
the market in a well indexed fund, over time, you'll
have a crapload of money.

Speaker 4 (07:13):
It's outperformed.

Speaker 3 (07:14):
The stock market outperforms everything when you don't try to
day trade and you don't try to do tricky things.
It's simply that it's simply that easy. You stay in
a trade and you don't try to follow the ups
and downs. Okay, by the way, I was driving the

(07:36):
other day and I saw a trailer outside of a
guy's house. I don't know if I mentioned this to
you before, but I had a Denver boot on it.
And I noticed though that the trailer had been moved
a few times, but it still had a boot on it.
I realized what it was. This guy bought a Denver boot.

(07:58):
They're not called Denver boots. They're called I don't They're
called something anyway. They're available by the way for sale,
and people are using him now to keep their trailers
or their cars from being stolen. It's a clamp. They
actually call it a wheel clamp, and people are buying

(08:20):
them as an anti theft device for their own vehicles.

Speaker 4 (08:25):
So this guy is a trailer.

Speaker 3 (08:26):
And to keep somebody from hitching to it and drawing
it away, he keeps a boot on it outside of
his house. I finally realized that when I saw it
kept moving around. I thought, how can this guy have
parking tickets or a Denver boot and still have and
still be able to move it, and why would he
be moving it? And then I found out that it

(08:49):
was indeed done for anti theft purposes, and I looked
it up. These things are selling like crazy, These wheel
boots are selling like crazy to people using him for
anti theft devices. I think it's a cool idea, JR.
Is a question on social security. Social Let me say that, right,

(09:09):
social Security? Fine, I got it, JR.

Speaker 4 (09:12):
What's going on? Man?

Speaker 6 (09:14):
Hey, Tom, you and Mark always have the answers for stuff,
and this really bothers me, and I think you're going
to get a lot of response off what we're.

Speaker 5 (09:21):
Going to talk about real quick.

Speaker 6 (09:23):
So I'm working. I've been at Costco for eighteen years.
I've been at another job for close to twenty years.
I am now seventy years old, just starting collecting social security.
What's really weird, Mark, is I'm I mean, Tom, I
am clutching you know, thirty four hundred bucks a month,
which is okay, that's cool.

Speaker 3 (09:40):
But wait, wait, that's a really good that's a really
good benefit.

Speaker 6 (09:45):
Well that's because I've been working two jobs for so long,
you know, and a good income. But Tom, check it out.
So I'm working two jobs and I just got paid
Friday from one of them, and I look and they're
still continuing to take social Security out. For the last
year and a half, I've been collecting soci security, but

(10:05):
my social Security doesn't go up except for the cola
of a little two or three percent every year. Right,
Why do why do we as seniors, including yourself, have
to continue to pay Social Security. They're taking money out
of both of my pagets, and it's a good amount,
but it's no I understand JR.

Speaker 1 (10:26):
JR.

Speaker 3 (10:26):
The way it works is this your your Social Security benefit.

Speaker 4 (10:33):
It is.

Speaker 3 (10:35):
Predicated on your best forty quarters okay, and then it
keeps calculating. But as long as you're in the system,
you have to keep contributing.

Speaker 4 (10:48):
That's just the way the law is.

Speaker 3 (10:50):
Everybody who works contributes to the system. You can also
collect on one end and be contributing on the other,
but that's just I mean, that's just Social Security law.
Whether or not you think it's right doesn't really matter.
I mean, that's just the law. But your benefit, your
benefit will go up eventually if you actually work enough

(11:15):
to start stacking up new quarters and new averages, your
your benefit will go up.

Speaker 6 (11:22):
Okay, I just haven't seen it yet. So that's what
I was wondering yet.

Speaker 3 (11:25):
Well, here's here's what I want to know. How long
have you been on have you been drawing your benefit?
Thirty four hundred.

Speaker 6 (11:34):
Since I was sixty eight and I'm seventy now, So
the last two years I've been. I've been collecting, and
the only way it's gone up is, you know, our
little three percent or two and a half perc pull up,
you know, because that's how her.

Speaker 5 (11:46):
Thoughts I've been.

Speaker 4 (11:47):
I've been collecting a long time.

Speaker 3 (11:49):
I've been collecting since sixty six, seven, eight, nine, ten
one two, so I've been collecting six years. And it's
predicated on what I made and now, and they then
they reevaluate it. I don't know how often they reevaluate it.
But the money, if you suddenly have a very high
paying job and start paying in it actually will be considered.

(12:14):
I'll look it up and see how they do when
they do the reviews. But they do, and that's a
very good question. They do a review social Security. By
the way, if you're getting thirty four hundred, what kind
of salaries are you looking at? Over the last ten
or twenty years with both jobs, it's been averaging about

(12:36):
one twenty to one fifty. Yeah, yeah, yeah, I would
say you were. You were paying in pretty well. So
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(13:17):
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Speaker 4 (13:21):
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Speaker 3 (13:26):
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three nine two zero sixteen twenty two. Hi Tom Martino,

(13:51):
you're a troubleshooter three oh three seven one three talks
seven one three eight two five five So social Security
according to the Social Security Administration, Okay, you actually get
benefits based on I aired in talking quarters. What they

(14:13):
do is they use your highest thirty five years of earnings,
so you pay in according to what you make. Therefore,
when you retire, they go over your work career and
they take thirty five years the top thirty five years,

(14:33):
and it's indexed according to that, not counting cost of
living increases. Okay, so if you have more than thirty
five years of earnings, this is where it gets where
it gets tricky. Lower earning years are replaced by higher ones,
So you're constantly being looked at at the end of

(14:54):
each year for the highest thirty five years, including if
you're collecting benefit and you are still working. So if
you are collecting at let's say seventy it recalculates your
benefit every single year based on what you're making now,
So if you had a really high year in twenty

(15:15):
twenty four, it will help you. If you're still working,
it'll well, it'll help your benefit. But if you're still working,
that'll help increase your benefit too. So again, nowadays, people
are making more money. So if you're collecting Social Security
and you're still working, like me, a lot of people
don't think that's fair.

Speaker 4 (15:35):
But look, I paid in So.

Speaker 3 (15:37):
I've been on Social Security about seven years and I've
been working the whole time.

Speaker 4 (15:42):
Mine actually adjusted.

Speaker 3 (15:44):
Upward because they reflected back on my highest thirty five years.
So if you have a really good year now, it
replaces one of the lower years of your past thirty five.
So you're always being evaluated on a chunk of thirty
five years. Okay, and that's on W twoter earnings. If

(16:08):
you do ten ninety nine's and all those earnings and
you don't pay in or you somehow think you're getting
around it, or you take profits. Some people play this
trick where they take the profits of an LLC instead
of HR or you know, human resoarch instead of income.
And here's what the law is on that. If you

(16:30):
have an LLC or a corporation and you're working with it,
you need to take a fair wage for that position.
You can't take everything as profit and pay yourself twenty
dollars a week if you have to pay yourself a
fair wage. So you don't have to do anything to
make sure Social Security will take into account your current earnings.

Speaker 4 (16:55):
It's done automatically.

Speaker 3 (16:57):
Now we were talking about let me make sure if
you have a call, just give me a call. I
did have a text on leading that they were confused
when I was talking about leading economic indicators and lagging
economic indicators.

Speaker 4 (17:11):
And I want to know, well, why do I care?

Speaker 3 (17:14):
Okay, it's important when you are investing, or you are
trying to maybe start a business, expand a business, hire people,
fire people, whatever.

Speaker 4 (17:26):
You want to know, what is the economy going to
do now?

Speaker 3 (17:30):
No matter how much we love a certain president or
a certain party or certain policies, the economy often has
little to do with what is actually happening, but has
much to do with how people feel things are happening.
And that's what I call perceptionomics. So if you have

(17:54):
the perception things are going to go bad, and you
start slowing down your purchasing or you say I'm gonna wait,
I'm gonna wait, and enough people do that. That waiting
causes a lack of factory orders and less inventory or
more more inventory as far as supplies go, but less

(18:15):
inventory meaning replenishing inventory. And what you have is a
leading indicator of something to come. Now, you look at
those leading indicators and an employer might say, I'm not
going to hire like I thought I was, and I
might even cut back on this production staff.

Speaker 4 (18:36):
And this is all.

Speaker 3 (18:37):
From people thinking, you know, I'm going to hold off
a little, just thinking that, you know, because they hear
things about Trump where they hear things about whatever, and
this is not a political thing. This is more of
a feeling thing. There are even people who are die
hard Republicans who don't have good feelings about something, and
that leads to them waiting.

Speaker 4 (18:58):
And when you wait and see.

Speaker 3 (19:00):
Factory orders go down, retail goes down. And what happens
is employers might slow down or even let some people go.
So now you have a tick up in the unemployment rate.
And this perception becomes reality, and all of a sudden,
guess what, bam? A recession based on nothing but how

(19:24):
people feel. That's why a lot of people do not
like when news organizations exaggerate one way or another. When
it comes to economic news, it can actually be a
self fulfilling prophecy. So here is an indication of leading

(19:47):
indicators that result from poor perception, but that become reality.
Stock market performance, Okay, as the economy grows, the stock
market performance is up. People feel good about investing. But
then as they feel the economy might not be doing great,

(20:13):
what they do, and this is really interesting. They start
cutting back a bit, and when they cut back, that's
when stocks or profits shrink and the stock prices go
down and the market starts underperforming. Now I'm not talking
about strategic buying holds. I'm talking about the day to

(20:33):
day trading. So stock market performance is a major leading
economic indicator. Watch the performance, the number of trades, whether
the market is up or down, and whether it's gaining
or losing. Stock market will give you the earliest perception
of what the economy is doing. Because stock traders are

(20:57):
damn near superstitious, or they are superstitious. Building permits a
big deal, a big deal. So you can track building
permits yourself, or you can go to services that track
a bunch of leading indicators. But building homes, whether from

(21:18):
a builder or custom homes. People building homes indicates they
are high on the economy and the future. They're building
a product either for themselves or if you're a builder,
you're building to sell, and that means you think there's

(21:38):
going to be plenty of buyers. So building permits if
building permits, and housing starts meaning the construction of them.
Even if building permits are pretty good, but the start's
actually lagged a little. This is a really really big
indication of what's happened in the economy as far as perceptionomics.

(22:03):
So the stock market performance not what you personally feel,
but what is it doing. Because the real superstitious people
are in the stock market Number two, building permits or
housing number three. This is something that is very misunderstood.

(22:25):
Orders for durable goods. That doesn't mean food, it doesn't
mean quick tech items. Durable goods, machinery, vehicles, appliances, durable
lifespans of five years or more, mostly ten years or

(22:47):
more and more of a sizable investment. So the stock
market building permits and orders on durable goods. You can
track that too. There are many ets or stage traded funds.
You hear me talk about a lot through my Wave eight.
Wealth Management atfs I think are some of the best
investment vehicles in the world.

Speaker 4 (23:08):
That's a separate topic.

Speaker 3 (23:10):
But what they do very well is they track leading
indicators to know what to do, so orders on durable
goods and then another thing, and this gets.

Speaker 4 (23:24):
Right to the heart, right to.

Speaker 3 (23:28):
The heart of perception consumer confidence index. So you see
how it works, the stock market performance, building permits, durable
goods orders, and then how are consumers feeling well, this
all becomes now a self fulfilling prophecy. Truly it does, okay.
And then the yield curve that is more technical. I

(23:51):
won't get too much into it, but for some reason,
short term rates okay versus long term rates, and verty
yield curve predicts recessions okay, short versus long term.

Speaker 4 (24:07):
So we can talk about that more.

Speaker 3 (24:09):
But bottom line is this right now, all leading indicators
say we are having a bit of a slowdown. It's
not we shouldn't panic, but we're having a bit of
a slowdown. My numbers three oh three Martino three O
three six two seven eight four sixty six or three
oh three seven to one three talk. A lot of

(24:31):
people are chatting on this on my voice, so he
let me give that out. People disagreeing with me vehemently
saying it doesn't matter what your attitude is if the
numbers are down, But it does matter because it matters
because you make choices whether to buy or not.

Speaker 4 (24:47):
So let me give you this number, and this comes
right to my personal cell.

Speaker 3 (24:50):
Remember this, and you can text me or call at
any time now if you call it ghost voicemail, and
but I will get back to you and you can
text me directly.

Speaker 4 (25:00):
It's seven four seven.

Speaker 3 (25:01):
Nine nine nine fifty two eighty seven four seven nine
nine nine fifty two eighty Go with a sure thing
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Speaker 4 (25:17):
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Speaker 3 (25:23):
Time for an insurance check up free, no obligation comparison
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of insurance companies find out now three all three seven
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when you choose Frank durand the real estate Man dot
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three nine two zero sixteen twenty two. Hi Tom, Tom

(25:50):
Martino here, welcome three all three seven one three talk
seven one three eight two five five.

Speaker 4 (25:57):
Somebody texted me and asked a question on.

Speaker 3 (26:02):
The Microsoft thing and the Apple thing I talked about
on Friday, and I got it mixed up a bit.
So I won't get into how I mixed up. I'll
just tell you the story. There is a sound that
Apple has when you start up its operating system. Okay,
it is not I had it wrong. I was saying

(26:22):
Microsoft did this, but Apple did it. So Microsoft said
to Apple, we had the sound first, or a very
similar sound when you start up Windows.

Speaker 4 (26:37):
And even though the Apple gooey.

Speaker 3 (26:40):
Interface, gooey means basically you get, what you see is
what you get and or wizzywig is what you see
is what you get, and then gooey is another word
for it. So anyway, what Apple did was named the
soundsue me, and what it was it was an inside joke.

(27:04):
If you don't like the sound, so sue me. So
jobs had some fun with that. They kept the sound
and they named it ssue me as a joke and
kind of put it in Microsoft's face saying we're going
to have a startup sound just like you and there's
not much you can do about it. So that's the

(27:26):
story about sisume me. I had it bigxed up thinking
that Microsoft was the one that did it to Apple.

Speaker 4 (27:30):
Apple did it to Microsoft.

Speaker 3 (27:33):
I also have another text about okay, dragon, what would
you call this? And if you call it the wrong thing,
I'm going to sue you. I often tease things and
then we get calls and distractions and I don't go
back to what I teased.

Speaker 4 (27:47):
That is a mortal sin.

Speaker 3 (27:49):
In news and broadcast, I mean, could you imagine you know,
such and such as happening more on that after this,
they come back and never hear about it again. It's
called a broken promise to listener or viewers. And in
TV news we were always told when you tease it,
you better first of all, live up to the tees

(28:10):
and remember to get to the meat of the story.

Speaker 4 (28:13):
Well, I teased.

Speaker 3 (28:15):
Something last week on Exfinity cell service, and I said,
there is something very unique about cell service. We were
comparing cell services and really found out.

Speaker 4 (28:26):
That one of.

Speaker 3 (28:28):
That that one of the best is voice stream. I
believe it was called or whatever it was. It was
one of the best cell services as far as dependability
and all of that. But the main thing I said
was wait until you hear about how Exfinity works.

Speaker 4 (28:48):
You'll be very shocked.

Speaker 3 (28:50):
Now, dragon, what do you call it when I tease
something and don't go back to it.

Speaker 4 (28:55):
What do you call that?

Speaker 1 (28:56):
Typical?

Speaker 3 (28:58):
Come on, now, that's nasty. That is just downright nasty.
What you just said typical? But what it's not called,
it's it's called a broken promise to listeners. But I'm
not going to break the promise now. Let's get back
to this. The best cell service is not Exfinity. But
do you know how You're a smart guy, and I

(29:19):
bounce this off you because I consider you a common
man Dragon, other than you work at a radio station.
So here's what I want to ask. Then up front,
tell me what do you think? What do you think
is the best? Or excuse me? Is unique about infinity
cell services? When you hear about it, it's quite remarkable. Anyway,

(29:45):
T Mobile is the one that was best as far
as dependability, lack of dropouts for Verizon and AT and T.
AT and T was the worst. Verizon is second, but
T Mobile really scored. Exfinity didn't show up on this.
They were only doing the top three. But Dragon, do
you want to take a guess at why Exfinity is ingenious?

Speaker 1 (30:07):
So sorry, Shannon, so I'm not listening.

Speaker 4 (30:10):
Oh I'm sorry.

Speaker 3 (30:11):
I thought Dragon was on the board this morning.

Speaker 4 (30:13):
I'm sorry. I'm sorry for insulting you.

Speaker 1 (30:15):
Hear what she said, but let it go.

Speaker 3 (30:17):
Okay, here's what Exfinity, Here's how Infinity is different people
Exfinity Realized or Comcast. We have thousands and hundreds of
thousands of people around the country with these modems in
their home in order to get our broadband. Okay, what
do you think they did with that modem? They split

(30:39):
it into two parts. One is the consumer's part, where
that consumer goes in and gives their WiFi a name
and does a password to get into their motive and.

Speaker 4 (30:51):
All of that. So it's a Wi Fi modem.

Speaker 3 (30:54):
They have a broadband modem from Exfinity. Okay, now, nothing
big about that. But half of the modem, half of it.
What you don't realize is half of that Exfinity or
Comcast modem is being used by the public. They knit
them together in communities and that they and they use

(31:21):
them to carry cell signals of Exfinity cell phone customers.

Speaker 4 (31:28):
Did you know that? That's right? Remarkable.

Speaker 3 (31:30):
So if they don't have a neighborhood with a lot
of modems, then they have a tower or they use
other people's towers. But what Exfinity has done is built
a Wi Fi network, so to speak, for cell phones
based on the customers who have modems in their home.

Speaker 4 (31:53):
And I don't think there is a way.

Speaker 3 (31:55):
You can even keep people from doing it. Like you
may think, like Deputy, he's not here.

Speaker 4 (32:00):
I'd love to.

Speaker 3 (32:01):
Tease him, he'll be here in a few minutes because
he's such a paranoid guy when it comes to you know,
Wi Fi and smart units and smart devices, and why
do they need your birthday? Why do they need your
social you know, or anything. But in this case, when
you have a modem like I have one right here,
an Infinity modem, that modem is being used by hundreds

(32:24):
and hundreds of strangers the other half of that modim
Did you know that? I think that's pretty remarkable what
they did. They said, Hey, we have all of these
motives anyway spread out, so why don't we use that
penetration in order to provide a cell service. So Exfinity

(32:49):
Cell service uses modems from other people's homes plus towers.
They still don't give great coverage, but that's that's how
it works. Three o three seven one three eight two
five five. Now remember fix it twenty four to seven.
Somebody wanted to know, will they do my acci? Yes

(33:09):
they will. You can do that cleaning and all that
of the AC as well for thirty nine bucks, whether
it's your AC or your furnace, just thirty nine bucks.
And it's seven to zero five two six thirty nine
thirty nine. Go with a sure Thing Denver's Best Roofer,

(33:30):
Excel roofing dot com. You don't pay a cent until
you're content time for an insurance check up free, no obligation.
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three seven to seven to one help. You'll think you're
his only customer when you choose Frank durand the real

(33:51):
estate Man dot com to list your home with Remax
Alliance three oh three nine two zero sixteen twenty two.

Speaker 4 (34:01):
All right, we.

Speaker 3 (34:02):
Got a lot of inquiries here, a lot of things
to talk about.

Speaker 4 (34:07):
I'm running out of time, but.

Speaker 3 (34:08):
We have three hours to go. Get your calls in
if you have any three oh three Martino three O
three six two seven eight four sixty six or three
oh three seven one three talk. Go with a sure
Thing Denvers Best Roofer, Excel Roofing dot com.

Speaker 4 (34:31):
You don't pay a cent until you're contenth.

Speaker 3 (34:36):
Time for an insurance check up free, no obligation. Comparison
call Compass Insurance paying too much your coverage at dozens
of insurance companies find out now three oh three seven
seven to one.

Speaker 4 (34:47):
Help.

Speaker 3 (34:47):
You'll think you're his only customer when you choose Frank
durand the real estate man dot com to list your
home with Remax Alliance three oh three nine two zero
sixteen twenty two.

Speaker 2 (35:01):
Ripped off. You need advice?

Speaker 4 (35:06):
Who you don't have?

Speaker 2 (35:09):
Come running just as fast as we can. Shooter's gonna help.

Speaker 1 (35:14):
Come Man Dix's The Troubleshooter Show. No Tom Martino, heay.

Speaker 4 (35:22):
I'm Tom Martino. Welcome to the show. Three oz three
seven one three.

Speaker 3 (35:26):
Talk seven one three eight two five five. What we're
doing is talking about life, liberty, and the pursuit of happiness,
the things that make you tick, the things that tick
you off. You know, I can actually trademark that if
I want. There are so many sayings trademarked. I never
believed we're trademarked. Yeah, we talked about.

Speaker 4 (35:48):
That a little. I'm gonna get to some text.

Speaker 3 (35:51):
Uh. People wanted to talk about some stuff.

Speaker 4 (35:56):
But I will say this, Okay.

Speaker 3 (35:57):
I get texts every now and then with pictures, and
I refuse, I will not discuss it. There are things
on the show I simply won't discuss because they're so
stupid and asinine. I just will not discuss them. Well,
I'm discussing it now. To tell you why I'm not
going to discuss it. Chemtrails, Okay, I'm not going to

(36:19):
get into it. There is no conspiracy with the government
and airlines and planes and all this to make chemtrails
and the camtrails.

Speaker 4 (36:29):
No one can tell me a good reason for a
chemtrail except that it's not a cam trail.

Speaker 3 (36:34):
It's more of a weather phenomenon or a moisture in
the air and condensation, but like a contrail. But honest
to God, of all of the things, whenever someone texts
me or talks to me and they bring up that
we're seeding clouds or we're doing population control, or we're
doing something. If you knew the razor thin margins that

(36:57):
planes fly at, in other words, to get the fuel
on board and the passengers and the luggage, why they
would have giant tanks of chemicals that they disperse for
the government. And by the way, this is a government,
remember where you can't get one side or another to
agree on anything, and yet they're all in agreement on

(37:21):
poisoning us or doing something with the clouds. Now, then
some other person said, well, let's just say they're independent
aircraft that do it, not the airlines. Well, okay, what
independent aircraft?

Speaker 4 (37:34):
Do you know?

Speaker 3 (37:35):
It never wants never ever, has anyone ever given an
explanation as to why the government wants to do this. Now,
there are some open and honest and true scientific studies
on cloud seating and all of that going on, but
they don't do it over major metropolitan areas and sneak

(37:57):
it in there.

Speaker 4 (37:58):
And if they wanted to sneak, isn't it stupid.

Speaker 3 (38:01):
Because the trails are all over the place, so it's
not like they're trying to hide. So that's the last word.
And I'm not going to talk about anymore. I just
said that because every now and then I'll get a
text about it. Okay, somebody wanted to know who was
the winner of the helicopter ride for the best line, Well,

(38:22):
no one, and I'll tell you why they didn't do
what I said. I said I wanted an original catchphrase
we can use and the most original one. And what
people did were they were telling me about catchphrases that
are out there. So if you want to resurrect it,
I'd be happy to give away a helicopter ride and

(38:42):
all you have to do is come up with a
catchphrase that is catchy, just something that you think, you know,
like I'll be back or go ahead and make my
day and and what.

Speaker 4 (38:53):
Others said, three pete or just do it, all of
that kind of stuff.

Speaker 1 (38:59):
Okay, here's the text.

Speaker 3 (39:01):
Can you tell me why I started drawing Social Security
disability and I'm not paying any taxes on my Social
Scurity disability. Once I turned sixty and half, I received
a letter from Social Security saying I am now drawing
Social Security and now I pay taxes on my Social Security.
Nothing changed about my disabilities. So I'm not sure what

(39:21):
he's saying. He's saying that I started drawing Social Security
disability Okay, before he was sixty six and a half.
You're allowed to collect SSDI social Security disability payments, right,
And he said.

Speaker 4 (39:38):
I was not paying taxes.

Speaker 3 (39:40):
But once I turned sixty six and a half, which
is the eligible age, I started receiving my regular Social
Security and now I pay taxes. Okay, but he's still disabled. Fred,
that is a little hiccup in the law. And here's
how and here's how it works. Okay, when you are

(40:02):
on disability, they will not take taxes, but they do
take them when you're on regular Social Security. And now
you're on regular Social Security, it's that easy. You can't
remain on disability. Okay. When you're receiving SSDI, your benefits
are not taxable. They are taxed only if your total

(40:26):
income if you are taxed. So in other words, it
adds to your regular income. If you're on SSDI and
you happen to have some other income from investments or
from a pension somewhere else, it gets added into that
and you pay tax based on your total income.

Speaker 4 (40:46):
It's not tax just on that.

Speaker 3 (40:49):
There is no tax automatically taken out of disability. It
is income to you though, when you're figuring your total
tax liability.

Speaker 4 (40:58):
Okay.

Speaker 3 (40:59):
So once it changes to social security, the administration, the
Social Security Administration converts disability into regular retirement, and with
regular retirement, taxes are taken out.

Speaker 4 (41:17):
That's just the way it is. They're taken out.

Speaker 1 (41:20):
Okay.

Speaker 3 (41:21):
Now, we talked about leading and lagging economic indicators and
why we track them. Well, a lot of people track
indicators to know what to do, and the leading indicators
of a bad economy are mostly set by our perceptions
of what the economy is doing, and those perceptions often

(41:44):
become reality. Enough fear enough, hesitation, enough limitation on buying
or selling or investing will eventually have a real effect
on the economy. And we talked about the leading economic indicators,
the stock market performance, building starts or permits, orders of

(42:06):
durable goods, the consumer confidence index, which is all about perception, and.

Speaker 4 (42:13):
Then the yield curve.

Speaker 3 (42:15):
And somebody texted me and I knew they would, and
they asked about the yield curve, and why does a
reverse yield curve?

Speaker 4 (42:25):
What does it mean?

Speaker 3 (42:26):
Well, first of all, normally a short term bond pays
a lower interest than a long term bond. Why because
when you tire up tie up your money for a
longer period of time, you want to be rewarded for it.
And if you just want to do it for thirty days,
well then you'll take less of an interest. So that's

(42:48):
the normal state of affairs. When we invest money. If
it's a short term, okay, we'll go with a lower
yield than if it's long term. If it's long term
and our money's tied up, we want to make sure
it hedges us against inflation or other things.

Speaker 4 (43:07):
So that's the normal state.

Speaker 3 (43:09):
Of affairs, short term bonds and short term instruments pay
less than long term. Okay, now that makes sense. An
inverted curve is when the short term.

Speaker 4 (43:23):
Actually starts paying more.

Speaker 3 (43:25):
Why would this happen, Well, because investors are willing to
accept lower returns for their long term. Why would they
accept a lower return for their long term? Investors expect
a slower growth or a recession. So when you have
an inverted curve and investors are putting away money at

(43:46):
lower rates long term, they're saying, I believe the economy
has slowed so much or will rescind, will recess, that
I am going to take less from other long term investment.
It's not a good sign. It's a sign that the
investors don't have much faith in the economy over the

(44:09):
long run.

Speaker 4 (44:10):
But short term rates are.

Speaker 3 (44:11):
High because the federal reserve makes them higher to fight inflation.

Speaker 4 (44:19):
So you say you have a twin edge.

Speaker 3 (44:21):
You have investors saying I think I can take less
money for safety over time, so I'm going to lower
my expectation for a long term return. And then the
government says we have to offer people where we have
to raise the race. I mean to slow down the economy.

(44:43):
So it's an inverse curve, that's what they call it.
That is something that can be a leading economic indicator. Okay,
and again I'm not going to get into too much
detail because in that case, it it goes beyond normal listening.
Right now, let's talk about lagging indicators. What happens after

(45:07):
the economy is in a bad spot. What happens the
unemployment rate ticks up. So now these are rear view mirrors.
This is saying hmm, I should have known, right. Corporate
profits are reported and those are lagging. The price consumer
price index is what consumers are paying for things, and

(45:31):
it starts falling after after we have problems, not before.

Speaker 4 (45:38):
And then outstanding loans.

Speaker 3 (45:40):
And credit, after the economy takes a bit of a hit,
you have way less, way less.

Speaker 4 (45:51):
Expansion, and loans and.

Speaker 3 (45:54):
Credit they go up because people need money. Jobs are scarce,
and loans and credit. So when you see consumer loans
and credit going up, you see the consumer price index change, okay,
and you see corporate profits down and you see the

(46:18):
unemployment rate tick up, then that confirms what the leading
indicator said that we are in a bit of a reception,
a recession. So again, look it up and use them
for your benefit when investing. It's actually good to invest
after lagging indicators show the economy has slowed down. Unless

(46:41):
you think it's going to be the end of the world,
just go ahead and invest when things are low, because
it will rebound. It's rebounded for the last two hundred years.
I mean, things go up and things go down. The
problem is a lot of consumers sell when it's down
and buy when it's on its way up. Right now,

(47:03):
I heard Deputy d talking about gold. People are hopping
on gold when it's already high, believing it'll go higher. Well,
that happens a lot with other investments. But what happens
when it starts going down. They unloaded and cement their losses.
Don't unload stocks when they're at an all time low.
You should buy more, unless, of course, the company's going

(47:25):
out of business. You know, you know, I'm not talking
about companies going out of business. Those are flyers, those
stock flyers where you say, hey, I'm going to see
what happens with this. If you have good if you
have good investments in good stocks, in good companies, buy
when they are down. Don't sell yours and panic buy more.

(47:47):
Josh has a comment on knockoffs, and I think what
he's talking about our manufacturer's knockoffs to rob the trade name.

Speaker 4 (47:56):
I think, Josh, go ahead.

Speaker 7 (48:00):
One your podcast where you originally started about talking about
actually diamonds and lap grown diamonds, and then you've got
into discussion about knockoff item, yes, and how sometimes they're
really just as good as regular items.

Speaker 4 (48:14):
Absolutely.

Speaker 7 (48:15):
What people don't realize is knockoff items off and drive,
organized crimes, child sex trade, all kinds of things that
if you knew where your money was going, you would
not want to go in there.

Speaker 8 (48:29):
So I think it's important for you.

Speaker 3 (48:30):
Well, Josh, of course, of course, I just so you know,
I wasn't necessarily encourage encouraging people to use knockoffs because
technically they're illegal. When you use someone's trade name and
goodwill and you make and you make products to mimic them,

(48:50):
it's technically against the law.

Speaker 7 (48:53):
So I've always bottom but I don't know that people
realize or the underbelly of where your money growing.

Speaker 4 (49:00):
But I don't know if that's true or not. I'm
not saying you're not telling the truth. But Josh, what
do you.

Speaker 3 (49:05):
Mean that is.

Speaker 4 (49:06):
Tell me how buying a Louis.

Speaker 3 (49:08):
Vauton fake bag contributes to child trafficking because.

Speaker 7 (49:14):
It doesn't come from this country. It comes from organized
crimes out of the country, and it's come into the country.
And that's what your money is supporting. Very few people
any in the US.

Speaker 9 (49:25):
May make fake goods.

Speaker 7 (49:28):
It all comes from over oh yeah, yeah, other places,
and so your money eventually goes to organized crime and
other places that if you knew that's where your money
were going, you might say, well, I could have this
person it's ten bucks instead of a thousand. Well you

(49:49):
know what, Josh buy because I don't want to support that.

Speaker 4 (49:52):
It's a good point, thank you.

Speaker 3 (49:53):
It's a good point because you know, I mean, if
we knew about there are many companies that we would
be surprised where the money goes. You know, I mean
that goes for legal products too, if we knew, and
you know, for the conscious investor or conscien conscientious buyer,
a lot of them do buy products based on the

(50:17):
company's overall standings on things, and I imagine we would
be surprised, not just with the illegal goods, but with
regular goods. We'd probably be surprised. Kathleen, real quick, what
is your catchphrase?

Speaker 10 (50:31):
It is Colorado's weather is bipolar.

Speaker 3 (50:36):
That's kind of cool. By Colorado's weather is bipolar. I'm
gonna write this down for you. Hey, Kaschina, make sure
you take a name and number of people in this contest.
I want a catchphrase that we might be.

Speaker 4 (50:49):
Able to use.

Speaker 3 (50:49):
It's a little long, but I like it. Three oh
three seven one three eight two five five. Compass Insurance
Group will do free insurance checkups to see what you
have to make sure you you're adequately insured, or you're
not undersure, or that you're not paying too much.

Speaker 4 (51:04):
Here's where you call to get it free of charge.

Speaker 3 (51:06):
Three oh three nine nine six nine Go with a
sure thing Denver's Best roofer Excel Roofing dot com.

Speaker 4 (51:16):
You don't pay a cent until you're content.

Speaker 3 (51:22):
Time for an insurance checkup free, no obligation comparison call
Compass Insurance Paying too much your coverage at dozens of
insurance companies find out now three oh three seven to
seven to one help. You'll think you're his only customer
When you choose Frank durand the real estate Man dot
com to list your home with Remax Alliance three oh
three nine two zero sixteen twenty two. Hi Tom Martino,

(51:48):
you're troubleshooter. So I got a text here. I personally
know a pilot for American Airlines who quit due to
the cloud seating device in his aircraft. So, for yours
and everyone's sake, you want to quit making yourself look
ignorant on the subject. Much respect for you, and I

(52:08):
love the show. Well, thank you, But I don't think
that that pilot is telling you the truth. There is
no cloud seating equipment in airlines. Why do they pay
the airlines to do it?

Speaker 4 (52:23):
How many people does it displace? I mean, do you
really believe it?

Speaker 3 (52:28):
Why didn't he take a picture of it with a
cell phone? You know, here's the bottom line. It doesn't happen.
It just doesn't happen. But if you know this guy,
I want to talk to him. I want to talk
to him. If he can show me proof, I'll give
you one thousand dollars. Okay, one thousand dollars. Can you

(52:49):
tell me why I started drawing?

Speaker 11 (52:51):
So?

Speaker 4 (52:51):
Oh, this is another social security question. Listen.

Speaker 3 (52:54):
Bottom line here, I can't say this more plainly than this.
Social Security payments SSDI convert to regular Social Security and
taxes are taken out. That's just the way it is. Okay,
Nick has a catchphrase. They're going for a helicopter ride,

(53:15):
and he has a catchphrase he thinks might be pretty clever,
So let's have it.

Speaker 4 (53:21):
What is it?

Speaker 12 (53:23):
Well, Tom, I think this is reusing something from the
past that's probably relevant again today. Okay, Tom Martino, The
inflation Fighter deflating inflation.

Speaker 3 (53:39):
It's pretty long. And how do you know about the
inflation Fighter? That was like forty something years ago?

Speaker 6 (53:47):
A while back.

Speaker 12 (53:48):
You were wondering if anybody knew it, and I just
guessed and just given the era, that was kind of
a big deal, you know, back at that Yeah.

Speaker 4 (53:57):
Oh no, it was a big deal.

Speaker 1 (54:00):
Yep.

Speaker 3 (54:00):
With Channel four, they wanted me to be known as
the inflation Fighter, I think, oh no, no, no, that
was even before that w R A. L and Raleigh,
North Carolina and then here here we thought that we
didn't know inflation would keep going, so we changed it
to just the troubleshooter. Thank you, Nick, Jim, you have
a catch phrase? Go ahead, what's yours?

Speaker 5 (54:24):
Yeah?

Speaker 13 (54:24):
My favorite catch phrase original, especially now that I'm retired,
is sure, I don't do I don't do much, but
I do it a lot.

Speaker 4 (54:38):
I wait, did you make that up?

Speaker 13 (54:41):
I did?

Speaker 3 (54:42):
I like that one. Take Jim's name and number. That's
a good one. So yeah, I don't I don't do much,
but I do it a lot. Okay, I'm writing these down.
That's why I'm hesitating. Okay, thank you. That's pretty cool.
I don't do much, but I do it a lot. Okay.
Three oh three seven one three talk seven one three

(55:03):
eight two five five. We have a follow off from
Deputy D. Deputy D explain the original.

Speaker 4 (55:10):
Problem.

Speaker 5 (55:11):
Tom.

Speaker 14 (55:12):
A few days ago, Jerry called us because she she
bought some gold physical gold and silver as it turns out,
from a Miami telephone broker, and in.

Speaker 4 (55:24):
July of twenty twenty five she bought it.

Speaker 14 (55:27):
Yeah, she just bought it a few months ago, Cedar
Gold in Miami.

Speaker 3 (55:31):
And she said it was with her self directed IRA money.

Speaker 15 (55:34):
Which you know, which can be done.

Speaker 14 (55:36):
And the gold, the bullion is held physically by a trustee,
you know, caller and trust right and trust.

Speaker 5 (55:43):
Yeah.

Speaker 14 (55:44):
So Jerry's concern was that she spent exactly fifty thousand
dollars on this in July and when she got her
monthly statement from the trustee showed current market value of
twenty nine thousand. And you know that rings some alarm
bells because gold it's all nothing going on.

Speaker 4 (56:01):
It kept going up and hers one down.

Speaker 14 (56:03):
Not just down, it's I mean it's completely down. Well
they don't have a phone number and they don't have
an address.

Speaker 3 (56:08):
Oh, how do you buy from somebody that doesn't even
have a phone number in an address.

Speaker 4 (56:13):
Well it gets much worse than that. And you were
talking Cedar gold.

Speaker 15 (56:16):
Now Cedar Gold.

Speaker 14 (56:17):
Out in Miami, Florida, and it gets much worse. So
I asked Jerry to send me two documents. One is
the actual buying document and invoice, a quote whatever it
is that shows what she bought and how much she
paid for it. And then the second document would be
the monthly statement from her IR trustee showing what's in
the account.

Speaker 15 (56:37):
And so she did. She sent that to me, and.

Speaker 14 (56:42):
It shows that she spent most of that fifty thousand
dollars on some really obscure gold coin. It's a bullion
grade coin. It's not a collectible coin, but it's it's
not something that's sold by reputable bullion dealers like Kitko
or app Mex, for example. It's minted in some offshore

(57:02):
mint off the coast.

Speaker 15 (57:03):
Of New Zealand.

Speaker 4 (57:04):
But she did get the coin.

Speaker 15 (57:06):
She got the coins, and I lost.

Speaker 4 (57:09):
For the coins.

Speaker 15 (57:10):
Okay, yeah, there were multiple coins she bought there.

Speaker 3 (57:13):
They're basically overpriced crap coins.

Speaker 14 (57:16):
Well, so there are two halfs to what you said,
and they're both true. Let me first address the crap
coin component of your statement. We don't know what the
composition of these coins really is. So one of the
reasons you want to look at what's called the hallmark
on San American Eagle or Canadian Maple or some other
government mints is that they guarantee certain gold quantity per

(57:40):
coin or bar that they strike. So how much why
she bought eight ounces of this gold coin and she
paid exactly exactly twice the gold spot value for these
crap as you say.

Speaker 1 (57:54):
Crap coins, no collectible value. No, no, of course not.

Speaker 15 (57:58):
They're bullion coins.

Speaker 14 (57:59):
And not only that, but they're they're they're very obscure
grade of coin. I think she'll have trouble actually selling
them because there doesn't appear to be a secondary market
for these coins. So her biggest problem actually is at
this Miami case, gold broker charged her literally twice the
price per ounce of what gold actually costs.

Speaker 15 (58:20):
There's a little bit of silver in the purchase.

Speaker 14 (58:22):
I guess they wanted to kind of clean up what's
left of the fifty thousand.

Speaker 15 (58:26):
She ended up with a few ounces of.

Speaker 14 (58:28):
Silver exactly twice the price of what silver cost in July.

Speaker 15 (58:34):
So it's not good news.

Speaker 4 (58:36):
So both on sale.

Speaker 3 (58:37):
So so for both purchases, she paid twice as much
of the market.

Speaker 14 (58:43):
For Yeah, for something that's easily purchased at only a
few percentage points.

Speaker 4 (58:48):
She know, did you tell her?

Speaker 5 (58:50):
No?

Speaker 16 (58:50):
Not yet?

Speaker 15 (58:52):
Kmitri, you have a question. I'll give her a call
here in a couple of minutes.

Speaker 17 (58:55):
You had you think she should take these coins over
to our top coin at Mark mcjawski and have them
even check the gold content.

Speaker 5 (59:05):
Well.

Speaker 14 (59:06):
She One of her challenges is that she doesn't have
physical possession of the gold, nor can she because it's
she used IRA funds to buy this, so she's not
even allowed by law to take physical possession of these coins.
The most she can hope to do is see if
this trustee where the coins are supposedly held, can sell
it on her behalf, and if so, how much can

(59:28):
they actually get for them.

Speaker 17 (59:29):
I think it's I hope she can get possession. If
she doesn't have possession of the gold coins, I don't
think she has anything.

Speaker 15 (59:37):
Well, this is what I'm saying.

Speaker 14 (59:38):
She bought it with money out of her Ira, and
so the coins have to be and Tom has some
background information on that. But these coins can be physically
held only by a trust.

Speaker 3 (59:48):
She can't take possession. She can't take possession because it's
within an IRA.

Speaker 14 (59:53):
So she I mean, this is a bad deal all around,
like three different ways. She can't get her hands on
the gold. She overpaid by a factor of two x,
and she bought gold of unknown quantity and quality, so
we don't know anyway.

Speaker 4 (01:00:10):
Thank you, Now, Bo, you have some catchphrase, as you said.

Speaker 17 (01:00:16):
Here's Here's Mine Mine the only show where you can
save money by just listening in five days a week,
ten to two on AM.

Speaker 1 (01:00:26):
That's that's morning.

Speaker 3 (01:00:28):
That's a that's a catch a paragraph.

Speaker 17 (01:00:32):
Okay, how about this one.

Speaker 4 (01:00:34):
Oh and by the.

Speaker 3 (01:00:34):
Way, I should mention to people, the catchphrase does not
have to be about me or the Troubleshooter Show or anything.
It could be like that one woman, did you know Colorado?
Whether it is bipolar? And I don't do much, but
I do a lot of it. So I mean, I'm
not saying I'm discounting him bo. I'm just saying it
doesn't have to be about the show. Go ahead, sir, Well.

Speaker 15 (01:00:54):
I think it's about you.

Speaker 17 (01:00:55):
We get a better shot at getting at me.

Speaker 3 (01:00:57):
No, that's not necessarily so I'm looking ill. I'm looking
for the most creative catchphrase.

Speaker 17 (01:01:02):
Go, here's my short one the only show where you
can just tune in to save money.

Speaker 4 (01:01:09):
Okay, that's pretty good, but it's not. It doesn't get that.

Speaker 5 (01:01:14):
I know.

Speaker 1 (01:01:14):
I need to keep working now.

Speaker 4 (01:01:15):
I don't know, but keep trying. We got more coming up.

Speaker 3 (01:01:23):
Go with a sure thing Denver's Best roofer Excel Roofing
dot com.

Speaker 4 (01:01:27):
You don't pay a cent until you're content.

Speaker 3 (01:01:33):
Time for an insurance checkup free, no obligation comparison call
Compass Insurance paying too much your coverage at dozens of
insurance companies find out now three O three, seven to
seven to one help. You'll think you're his only customer
when you choose Frank durand the Real estate Man dot
com to list your home with Remax Alliance three three
nine two zero sixteen twenty two.

Speaker 4 (01:01:55):
I'm Tom Archino here, Welcome.

Speaker 3 (01:01:58):
Okay, I was talking about Apple and Microsoft and I
use a wizzywig expression means what you see is what
you get. Then I said, there's also something called gooey,
and they're often used to discrib same thing, and that's
a graphic user interface and they are technically different. This

(01:02:22):
texture wanted to point out, Yes they are, but they're
used many times interchangeably because the graphic user interface is
they're usually referring to the icons and all of that,
which is what you see is what you get. But
again I don't want to split hair, as it doesn't matter.
They're technically two different things. So back to the social

(01:02:46):
Oh wait, let me go to the phone. Lisa says
she has a catchphrase. I'm writing these down. The one
guy that said he said I don't do much, but
I do it a lot. He's in the running, but
I don't know. We got his name number, Lisa, what
is your catchphrase?

Speaker 6 (01:03:03):
Okay, Hi, Tom my husband and igz each other and
say this a lot. We've been together.

Speaker 5 (01:03:09):
Almost forty years years.

Speaker 6 (01:03:10):
But as always, what's yours.

Speaker 18 (01:03:13):
Is mine and what's mine is mine mine?

Speaker 4 (01:03:17):
Okay? What I like that?

Speaker 3 (01:03:20):
I mean, if nothing more is funny and and I
think that's what I think that sussy, I heard that
in another way.

Speaker 4 (01:03:31):
But let me write it down.

Speaker 3 (01:03:32):
What's yours? What's yours is mine? And what's mine is mine?

Speaker 4 (01:03:36):
What did you now? How did you put it?

Speaker 6 (01:03:38):
Yeah?

Speaker 18 (01:03:38):
What yours is mine?

Speaker 4 (01:03:41):
And mine is mine?

Speaker 3 (01:03:42):
Mine and mine is mine? Okay, thank you very much.
That's a good way of putting, especially prior to a divorce,
although I'm not accusing you of that. All right, So, David,
what is your catchphrase? What do you think would be
a cool catchphrase? And the reason this came up is
because Bill Belichick's girlfriend was trying to hatchphrase some of
the things he was saying on the field to his

(01:04:03):
football team. None of them that inspired, to be honest
with you, But there are a lot of a lot
of catchphrases that are copyrighted.

Speaker 4 (01:04:12):
And uh, I mean a lot of them. Uh. You know,
Charlie Sheen tried to get duh winning. I don't know
if you ever got it. Anyway, what's yours? David?

Speaker 5 (01:04:22):
Know you? To keep you safe?

Speaker 4 (01:04:25):
I got to kill you to keep you safe?

Speaker 19 (01:04:27):
No kill you to keep to keep you safe.

Speaker 4 (01:04:33):
Okay, I got you.

Speaker 3 (01:04:36):
Now see when you put it in perspective, that's pretty
damn cool.

Speaker 4 (01:04:40):
Actually, I love that. I love that. So I'm gonna
take you down, David. Thank you. I'm putting that down. Yeah.
If you give perspective, I got it. Yeah. Okay, I
kill you to keep you safe.

Speaker 3 (01:04:55):
Okay three h three seven one three talk three or
three seven one three eight two five.

Speaker 4 (01:05:00):
So we have a goal.

Speaker 3 (01:05:04):
Oh wait, on this gold purchase, someone else said, Tom,
most of the gold being sold as crap and not
worth the money. If you want to invest in gold,
go to a gold dealer that actually does investment quality gold.
Do not buy coins. Coins seldom add extra value to

(01:05:27):
your investment.

Speaker 4 (01:05:28):
So that's really important. I'd like to know.

Speaker 3 (01:05:33):
Once people buy gold and they take possession of it,
what form do they usually have?

Speaker 4 (01:05:40):
Are they bars? What are they? I mean? I don't
know anyone who actually has gold.

Speaker 3 (01:05:46):
I don't know of any that actually has the gold
in their possession.

Speaker 4 (01:05:51):
But someone said that if.

Speaker 3 (01:05:53):
You're going to have gold in your IRA, there's really
no reason for it. Now the reason here's their reasoning.
An IRA grows tax deferred, but so does gold.

Speaker 4 (01:06:09):
Without an Ira. Here's what they mean.

Speaker 3 (01:06:14):
What they mean is gold when it goes up in value,
you're not paying tax on that increase in value. You
only pay when you sell the gold, and you pay
tax on it, whether it's in a qualified account or not.

Speaker 4 (01:06:30):
And that's true.

Speaker 3 (01:06:32):
That is true, and the same with regular IRA investments.
If it's in your IRA and it goes up in value,
you're not paying tax, but once you start drawing it out,
you are going to pay tax on it. So really
there's no reason to have gold in your Ira, none
at all.

Speaker 4 (01:06:48):
There's no extra benefit.

Speaker 3 (01:06:50):
The only benefit is sometimes iras and four one ks
are the only place people have a lump sum where
they can actually buy stuff with. So in that regard, yes,
if you have a lump sum in your IRA and
you can't put the money together anywhere else, you can
use that lump sum to buy gold and to keep

(01:07:12):
it in the Ira. But the tax benefits are no
more having gold than anything else. It does help you,
not help you, but it does give you a way
to spend your IRA money if you're tired of having
it in the stock market. So gold is a good investment.
There's no doubt about it. It's just proven itself. James

(01:07:34):
has a catchphrase coming up right after this. I'm Tom
Martine three O three seven one three talk seven one
three eight two five five and speaking of investments, frankdurand
the real estate Man dot com. Even though this market
is being crazy right now, he will do a market
evaluation of your home to tell you what it will
sell for in this open market. Frank Duran, the real

(01:07:56):
Estateman dot com. Go with a sure thing Denver's best
roofer Excel Roofing dot com.

Speaker 4 (01:08:06):
You don't pay a cent until you're content.

Speaker 3 (01:08:12):
Time for an insurance check up free, no obligation comparison
call Compass Insurance. Pay too much your coverage at dozens
of insurance companies find out now three O three seven
seven to one help. You'll think you're his only customer
when you choose Frank durand the real estate Man dot
com to list your home with Remax Alliance three oh
three nine two zero sixteen twenty two pay Tom Martine here. Okay, listen,

(01:08:40):
I want to make something clear. I want to make
this perfectly clear. Who said that. We all know who
said that. Let's make one thing perfectly clear.

Speaker 4 (01:08:48):
That was Nixon.

Speaker 3 (01:08:49):
When I said cloud seating, I didn't say cloud seating
was not going on.

Speaker 4 (01:08:54):
It is going on. Cloud seating is going on.

Speaker 3 (01:08:57):
What I said was, these massive cails are not from
airlines doing seating, okay, and they're not doing experiments for
the government the airlines.

Speaker 4 (01:09:08):
Let's take these right down the road.

Speaker 3 (01:09:09):
James has a catchphrase, I'm really gonna pick a winner
for the helicopter ride and tour and we're gonna have
I'll even buy them lunch.

Speaker 4 (01:09:17):
And I'm looking.

Speaker 3 (01:09:18):
And it doesn't have to be a catchphrase about the show,
just any cool catchphrase that we can protect.

Speaker 4 (01:09:23):
Go ahead, James, what's yours?

Speaker 20 (01:09:26):
I saw my wife had just one?

Speaker 1 (01:09:28):
Be fair?

Speaker 10 (01:09:30):
Or beware?

Speaker 3 (01:09:32):
Oh I like that one. I'm gonna write that down
for sure. Be fair or beware. That's really cool.

Speaker 4 (01:09:39):
Be fair.

Speaker 3 (01:09:40):
I might have to have more than one. Or beware. Okay,
we got more coming up on the Troubleshooter Show. Give
me your catchphrase or any problem question or complaint coming up.
Go with a sure thing Denver's Best roofer Excel roofing
dot com.

Speaker 4 (01:09:56):
You don't pay a cent until you're content.

Speaker 3 (01:10:00):
Leave on time for an insurance check up free no obligation.
In comparison, call Compass insurance paying too much your coverage
at dozens of insurance companies. Find out now three oh
three seven seven to one help. You'll think you're his
only customer when you choose Frank durand the real estate
man dot com to list your home with Remax Alliance
three oh three nine two zero sixteen twenty.

Speaker 2 (01:10:21):
Two ripped You need advice?

Speaker 19 (01:10:32):
Who you don't have?

Speaker 2 (01:10:35):
Come run anxious sustases we can show Shooter's gonna help.

Speaker 1 (01:10:40):
Come six is the Troubleshooter Show. Now Tom Martino.

Speaker 4 (01:10:48):
Hey, I'm Tom Martino. Welcome to the show.

Speaker 3 (01:10:50):
Three O three seven one three talk seven one three
eight two five five. So you know, I started talking
about Bill Billichick's girlfriend trying to trademarks some of his slogans,
and what I found out was some of them cannot
be trademarked.

Speaker 4 (01:11:06):
They're too general, they're not unique.

Speaker 3 (01:11:09):
But there are other slogans that are trademarked.

Speaker 4 (01:11:12):
And I thought, wouldn't it.

Speaker 3 (01:11:13):
Be cool if we can come up with the catchphrase
doesn't have to be about this show, but any catchphrase
that we can protect. And I said, you know, if
you come up with a good idea, let me know,
and we'll have fun with it, and I'll give a
free helicopter ride for the best one. And I've had
a number of people. I love this, So I'm going

(01:11:36):
to take these catchphrases. But meanwhile, problems, questions, and complaints
we are solving, and I do have stuff to talk
about that. Speaking of that, for example, let me just
give you one of them here that people were calling about.

Speaker 4 (01:11:54):
When it comes to where is it here?

Speaker 1 (01:12:00):
Dog gone? I can't find it. Okay.

Speaker 3 (01:12:02):
We were talking about cloud seating, and I said that,
you know, I don't believe there's a mass conspiracy to
see the clouds for scientific experimentation on people, population control,
mind control, or any crap like that. And these contrails

(01:12:23):
or these chem trails are simply condensation trails from fuel
being burned or weather phenomenons. And then people said, oh no,
they don't. People cloud seed all the time. That's true.
The city of Vail, I believe was cloud seating, and
I believe there are other places around the country that
cloud seed.

Speaker 4 (01:12:41):
I'm not talking about that.

Speaker 3 (01:12:43):
What I was saying is is that when it comes
to cloud seating, I don't think there's a it's done
by the airlines, and I don't think airlines are volunteering,
are volunteering to carry government chemicals around. I mean, it's
all under the topic of keemtrails. In my opinion, when
I hear the word, when I hear the expression chemtrails

(01:13:06):
and people trying to talk about it, I'm thinking you're
a nut. That's just what I think. Okay, that's just
my opinion. Teresa has a catchphrase. What is it, Teresa? Teresa,
you got a catchphrase? Okay, let's move on, please, I'm
not I'm really not going to wait.

Speaker 4 (01:13:27):
Julia, you're next. What is your catchphrase? Julia?

Speaker 5 (01:13:32):
I would if I could, but I can't, so I won't.

Speaker 4 (01:13:35):
You know what, I've heard that before.

Speaker 1 (01:13:37):
I used to use that.

Speaker 4 (01:13:38):
I kind of like it. I would if I could,
but I can't, so I won't. I wouldn't.

Speaker 3 (01:13:44):
Man, I wonder how many other people have used it.
I would if I could, but I can't.

Speaker 4 (01:13:48):
So I won't. I like it. You know, what, where
did you first hear that?

Speaker 18 (01:13:56):
I don't know, it's been a long time.

Speaker 3 (01:13:59):
That must be pret pretty common then, I mean, because
for me to you know, okay, but I'm putting it
down because I do like it, Thank you very much.

Speaker 4 (01:14:06):
So Warren, what's going on with you?

Speaker 9 (01:14:08):
Warren?

Speaker 8 (01:14:10):
All right?

Speaker 5 (01:14:10):
You ready?

Speaker 4 (01:14:12):
Okay?

Speaker 8 (01:14:13):
Yeah, don't let the good Lord hit goes. Don't let
the door hit you?

Speaker 5 (01:14:18):
Where the good Lord splitch you?

Speaker 4 (01:14:22):
That is an old one, isn't it?

Speaker 5 (01:14:24):
Yeah?

Speaker 3 (01:14:24):
That isn't oldie in a goody. I don't think. I
don't think we can take credit for Dennis. What is
your catchphrase?

Speaker 21 (01:14:32):
Hey, Tom, If you start young, chances are you'll have
to stick it out.

Speaker 4 (01:14:40):
If you start young, chances are you have to stick
it out. Can I go on a T shirt?

Speaker 3 (01:14:45):
Stick it out?

Speaker 5 (01:14:47):
Yeah?

Speaker 14 (01:14:47):
I think it's yeah, yeah, you know it's it's pretty good,
but it's one of those that makes you pause and
think about it for too long. And a catchphrase should
be more like PLoP plup, fizz fizz like you really
don't need to kind of think what it.

Speaker 4 (01:14:59):
Means or fit on a T shirt like.

Speaker 3 (01:15:03):
I mean, thanks, Dennis, I really appreciate your contribution. Good
one like yeah, but but it's got to be more
like zip zip like you said, I like.

Speaker 4 (01:15:12):
Here are the ones I like so far. I don't do.

Speaker 3 (01:15:15):
Much, but I do a lot of it. I like
that you could have one on the do you like
it or not?

Speaker 4 (01:15:20):
You don't like him?

Speaker 11 (01:15:21):
I like it?

Speaker 4 (01:15:21):
And then what yours is mine? And mine is mine?
You know that could be cool? I got to kill
you to make you safe.

Speaker 3 (01:15:29):
That is in when it's in context, not bad, be fair,
or beware. I like that one. Again, I would if
I could, but I can't, so I won't. So we're
going to continue searching for one that we can actually protect. Dennis,
you have one, Go ahead, Dennis. What's your catchphrase?

Speaker 8 (01:15:50):
Oh?

Speaker 4 (01:15:50):
I'm sorry, Bill, I mean Bill, Bill? Sorry, wrong line.

Speaker 8 (01:15:54):
Hi. Mine is don't ever unless you will you will.

Speaker 4 (01:16:01):
I don't even know if I know what it means.
Don't ever unless you will.

Speaker 15 (01:16:04):
I don't get it.

Speaker 4 (01:16:05):
I don't get it. Brother, explain it. But by the way,
catchphrases shouldn't have to be explained to go ahead. It
pertains to anything you know. Don't ever unless you will.

Speaker 21 (01:16:15):
For example, I'm gonna go buy a new car.

Speaker 4 (01:16:18):
Well, don't ever unless you will.

Speaker 3 (01:16:20):
If you will, okay, thank you, Bill, don't ever unless
you will. I don't think people would if they saw
it on a T shirt. I want something that if
they see it on a T shirt or a bumper stigar.

Speaker 4 (01:16:35):
They go ha haaa cool. You know, like there are
so many cool.

Speaker 3 (01:16:40):
Expressions, you know, you know, just do it comes to mind,
you know that kind of thing.

Speaker 4 (01:16:47):
It doesn't have to be that short.

Speaker 3 (01:16:51):
I'm telling you that. It's you know, all these things
are still in the running. Okay, by the way, have
you ever heard of popcorn brain? No, okay, popcorn brain
is actually being diagnosed.

Speaker 4 (01:17:08):
Now, it's not. Here's what it is.

Speaker 3 (01:17:12):
It's our scrolling and our short attention span and the
dopamine hits we're getting from our cell phone. It leads
to us struggling to focus because many of these social
media posts are short and they are fast, and you
scroll past them and you look at comments, you look

(01:17:33):
at others and what they What a Harvard doctor says
is that our brain is becoming accustomed to short hits
of both dopamine and information, and we're very seldom taking
time to delve into a topic.

Speaker 4 (01:17:49):
And it's like popcorn pop pop pop pop pop pop pop.

Speaker 3 (01:17:53):
It's not like you know, a sizzling burger where you're
you're looking at it and ruminating and and discussing it.
Very seldom do people discuss these things nearly everyone is
overloaded with information. Listen to this, how many how many? No, no,

(01:18:17):
every minute? This is how many hits? How many posts
do you think are viewed or read per minute? I
don't know where they come up. Didn't we talk.

Speaker 4 (01:18:36):
About stats one time?

Speaker 15 (01:18:38):
I don't understand that question.

Speaker 4 (01:18:39):
Or take all of social media? How many per minute?

Speaker 3 (01:18:43):
How many posts are read or digested every minute every day?

Speaker 15 (01:18:48):
Like an imaginable number of million.

Speaker 4 (01:18:50):
One hundred and thirty nine million.

Speaker 3 (01:18:52):
Yeah, yeah, one hundred thirty nine million per minute. Okay,
so we are in information overload again. I don't know
where these stats come from, but it's according to a
twenty twenty four report by Domo Data Never sleeps is
there the name of their study? So consuming this much information,

(01:19:15):
according to Harvard Medical Research, has negative effects on a
person's ability to focus because we get so used to
seeing and reading things quickly and moving on to the next.
That they have tracked attention span and they say, since
two thousand and four, our tention spans have.

Speaker 4 (01:19:37):
Gotten shorter and shorter and shorter.

Speaker 3 (01:19:40):
You know, I find myself like that once in a while,
Like you know, if something is too I say too
many words or too much information you know.

Speaker 15 (01:19:48):
Too long, didn't read?

Speaker 3 (01:19:49):
Yeah, exactly read well anyway, what this Harvard researcher is
saying is that his name is doctor Addi your car.
He says, your brain will continue to get worse and worse.
It's called popcorn brain because of how you read it.

(01:20:09):
You go pop pop pop pop pop pop pop, just
like popcorn. You get these instant gratifications. He says, you
have to reset.

Speaker 4 (01:20:18):
The wiring in your brain or you're going to.

Speaker 3 (01:20:21):
Lose your ability to focus. Oh my god, I see
this and teachers tell me they see.

Speaker 1 (01:20:25):
This in school.

Speaker 15 (01:20:27):
Okay, what were we talking about.

Speaker 4 (01:20:29):
Yeah?

Speaker 3 (01:20:29):
See, So because of this information overload and these short
bits of information, our brain.

Speaker 4 (01:20:37):
Is becoming accustomed to it just like.

Speaker 3 (01:20:40):
Okay, let me give you an analogy of how brains
can be wired. Eastern brains we're in the west. No,
we're in the west. Western brains have an eye pattern,
no matter what they look at, from left to right.

Speaker 4 (01:20:56):
Why is that.

Speaker 3 (01:20:57):
Whenever we look at something, we usually look get left
to right because of how we how we were taught
to read right from the very time we're young, So
we look at everything from left to right, even if
something is a focal point in the middle.

Speaker 4 (01:21:12):
We then go back to left and then to right.

Speaker 3 (01:21:15):
It's just a thing because of how we read, and
there are some parts of the world that go right
to left.

Speaker 4 (01:21:22):
We go left to right, left to right, left to right.

Speaker 3 (01:21:25):
And because we go left to right, art has been
has been catering to this. Photography caters to this, writing
caters to this, and all kinds of architecture caters to this.

Speaker 4 (01:21:39):
Car designs.

Speaker 3 (01:21:40):
So what I'm getting at is this is that our
brains can be wired. We are wired, But now this
researcher says we are actually being wired to turn off
concentration after a few seconds because we don't get it
in the first few seconds like we do on social media,

(01:22:00):
we discard it. And I'm telling you, I've talked to teachers,
and I've talked to people who are dealing with young people,
and they tell me, honest to God, it's almost impossible
to have a full conversation on a deep subject after
about five or six seconds.

Speaker 14 (01:22:20):
Tom, the more I learned, the more I weep for society.

Speaker 3 (01:22:24):
Absolutely, Now you can reset your brain, or help your
children reset your brain to rewire it. Brains become wired,
for example, and give you. Another example, I love signs
of the brain. When you're younger, when your mom's holding you,

(01:22:45):
if she hears thunder, let's say, and she's deathly afraid
of thunder, her tenseness, her feelings are transmitted to the
baby she's holding. The baby feels something's uneasy and associates
it with this sound. As the baby he or she
gets older, here she watches the mom or the dad,

(01:23:07):
or the brother or the sister how they react to
a big thunder. Right, so it can condition that child
or wire the brain that says thunder equals fear or
thunder equals bad.

Speaker 1 (01:23:20):
It's just a wiring, okay.

Speaker 4 (01:23:22):
And there's a lot of good wiring too, like to
avoid pain or to avoid.

Speaker 3 (01:23:28):
Certain things that are dangerous. That's an automatic wiring. In fact,
the wiring for pain is sometimes even bypasses our conscious thought.
You touch something hot, you immediately retract because of how
we're wired.

Speaker 4 (01:23:42):
So this Harvard professor literally sat.

Speaker 3 (01:23:45):
Down to say, if we want to undo this damage
for our children, how do we do it?

Speaker 4 (01:23:50):
We'll talk about that and more.

Speaker 3 (01:23:51):
Plus your phone calls coming up, and I want to
hear about your catchphrases. And I have a whole bank
of catchphrases from Joe, Sam, James and Kevin.

Speaker 4 (01:24:00):
If you hang on more.

Speaker 3 (01:24:02):
Than five or six seconds, popcorn brains. If you hang on,
we'll come back to you right after this. Go with
a sure thing Denver's best roofer Excel Roofing dot com.

Speaker 4 (01:24:16):
You don't pay a cent until you're content.

Speaker 3 (01:24:22):
Time for an insurance checkup free, no obligation comparison call
Compass Insurance paying too much your coverage at dozens of
insurance companies find out now three O three seven to
seven to one help. You'll think you're his only customer
when you choose Frank durand the real estate Man dot
com to list your home with Remax Alliance three three
nine two zero sixteen twenty two. Hi Tom Martino, Hey,

(01:24:47):
part of the fun we're having a Today's show is
asking for catchphrases we can actually make, part of we
can protect.

Speaker 4 (01:24:57):
And uh, I'm going to give a prime for the
best one.

Speaker 3 (01:25:00):
I'm gonna do a helicopter tour free of charge, of course,
around Denver for a couple of people here.

Speaker 4 (01:25:09):
So let's talk to James who has a catchphrase?

Speaker 3 (01:25:14):
All right, and I'm writing these downs, so James, your turn,
what is it?

Speaker 9 (01:25:20):
Okay?

Speaker 1 (01:25:22):
It's not what you got, is what you do with
what you got.

Speaker 4 (01:25:26):
I like that?

Speaker 16 (01:25:27):
Is that?

Speaker 4 (01:25:27):
Has that been said before? I've never heard it before.
Have you heard?

Speaker 14 (01:25:30):
Perhaps not in those words, but yeah, I mean that's
a that's a really nice It's not what you.

Speaker 3 (01:25:35):
Got, it's what you do with what you got.

Speaker 14 (01:25:38):
I would shorten it to it's what it's what you
do with it.

Speaker 3 (01:25:42):
It's not what you got, it's what you do with it.

Speaker 4 (01:25:46):
It's not what you got. Let me write it down
because it is good. It's not what you got what
you got, Okay, it's what you do with it. Okay,
thank you man, appreciate it.

Speaker 3 (01:25:58):
I'm writing that down, James. So let's go to Kevin. Kevin,
what do you got?

Speaker 5 (01:26:02):
keV?

Speaker 20 (01:26:05):
I'm love to endore you. That's not my phrase my phrase.
I could agree with you, but then we'd both be wrong.

Speaker 4 (01:26:16):
Oh, I like, wait, have you Is that original?

Speaker 1 (01:26:22):
Mm hmmm.

Speaker 20 (01:26:25):
It's very seldom known, but it's not original. I didn't
come up with it.

Speaker 3 (01:26:29):
Okay, I could agree with you, but then we both
I love that.

Speaker 15 (01:26:33):
That's pretty.

Speaker 4 (01:26:34):
I could agree with you, but then we'd both be wrong.
Oh you know what.

Speaker 3 (01:26:40):
I wish it was more original. Let's see if we
can get it protected. Okay, thank you for calling. Okay
that that's a really good one. But most of the
real that's why I'm trying to find something that no
one else has used that we can actually protect.

Speaker 14 (01:26:56):
Wait, I don't think you'll be able to protect it
because if you broadcasted on the radio, that itself is
releasing it into public domain.

Speaker 3 (01:27:02):
Yeah, releasing it isn't so much. Releasing it isn't what
keeps it from being protected. Oh what keeps it that
you're thinking of of a patent? When you release a
patent for public consumption, you lose your ability to patent it.
But when you release any kind of a marker, thing
is first one there and but to be protectable. In

(01:27:26):
other words, if they say this is too common of
a phrase, then they won't let you do it.

Speaker 4 (01:27:33):
Okay, so let's try. Joe, Joe, what do you got Joe?

Speaker 8 (01:27:40):
Yeah, I got a good one here for you. Attitude
is Everything. Take a good one one.

Speaker 15 (01:27:48):
Yeah, that's pretty good.

Speaker 4 (01:27:49):
I like it. Attitude is Everything.

Speaker 8 (01:27:52):
Another one, Yeah, and I got another one on the
opposite side. Go ahead, today's not your day and tomorrow's
not looking much better.

Speaker 4 (01:28:06):
That's pretty cool. Did you make that up?

Speaker 3 (01:28:10):
No?

Speaker 8 (01:28:10):
I got it out West, brother in law made it up.

Speaker 3 (01:28:14):
Okay, okay, well that's original. Today is not your day,
and tomorrow's not looking good. Okay, thank you very Tomorrow's
not looking any better. I like that, Joe and Sam,
what do you have?

Speaker 4 (01:28:31):
Sam?

Speaker 16 (01:28:32):
Man?

Speaker 4 (01:28:32):
It's hard to write all these down?

Speaker 5 (01:28:33):
Quickly?

Speaker 4 (01:28:34):
Go ahead? Sam? What do you got?

Speaker 20 (01:28:36):
Tom I got two of them.

Speaker 11 (01:28:37):
The first one is by low Mary High Mary High.

Speaker 4 (01:28:41):
Oh, by low Mary. I like that. I like that.

Speaker 21 (01:28:46):
Did you make that up as a CPA?

Speaker 13 (01:28:49):
I think I did.

Speaker 4 (01:28:50):
I think I did by low Marry High Wow. Okay,
what else?

Speaker 13 (01:28:56):
And then beat me, whip me?

Speaker 21 (01:28:58):
Make me write that chet?

Speaker 4 (01:29:02):
Do you get that?

Speaker 15 (01:29:03):
Yeah? I got that.

Speaker 4 (01:29:04):
I know, but I don't get it. Do you get it?

Speaker 5 (01:29:06):
Yeah?

Speaker 15 (01:29:06):
No, I totally do.

Speaker 4 (01:29:08):
Why do you get it?

Speaker 15 (01:29:09):
It just makes perfect sense.

Speaker 4 (01:29:11):
What do you mean?

Speaker 15 (01:29:12):
Beat me with me become my bad influence? Is really?
What that means?

Speaker 1 (01:29:16):
Is that?

Speaker 4 (01:29:16):
Right? Yeah?

Speaker 12 (01:29:18):
Just just you're doing something bad?

Speaker 5 (01:29:20):
Beat me make me right?

Speaker 3 (01:29:23):
Oh?

Speaker 1 (01:29:23):
I get it.

Speaker 3 (01:29:23):
Okay, Okay, I see what you're saying. Yeah, in context? Okay,
thank you, Sam? Ray?

Speaker 4 (01:29:31):
What is your catcher.

Speaker 3 (01:29:32):
I'm hoping to find one that just knocks us on
our shorts.

Speaker 4 (01:29:36):
What ray, I would.

Speaker 5 (01:29:38):
Agree with you, but then we both be wrong.

Speaker 15 (01:29:41):
We just had this.

Speaker 4 (01:29:42):
Oh yeah, yeah, we just had that one. Okay, thank you.
And then so that tells me that one with that
one wasn't made up by his baby Donnie.

Speaker 3 (01:29:53):
Hey, Donnie, what do you got?

Speaker 10 (01:29:56):
Okay? When my stepdad used to tell us when we
were kids, and I tell all my kids, if you're
gonna be dumb, you gotta be tough.

Speaker 1 (01:30:05):
Hmm.

Speaker 15 (01:30:06):
That's good. That's wise.

Speaker 4 (01:30:07):
That is good. Did you guys make that up?

Speaker 10 (01:30:12):
I don't know where that came from. Tell them, like
I said when I was when I was really young,
my stepdad used to tell used to tell us that.

Speaker 4 (01:30:20):
I don't I don't mind it at all. I like,
if you're gonna be dumb, you gotta be tough. I
kind of like that. I like that.

Speaker 8 (01:30:28):
Three oh three, seven to one three.

Speaker 3 (01:30:32):
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(01:31:16):
dot com.

Speaker 4 (01:31:17):
You don't pay a cent until you're content.

Speaker 3 (01:31:22):
Time for an insurance checkup free no obligation comparison call
Compass Insurance paying too much your coverage at dozens of
insurance companies find out Now three oh three seven to
seven to one help. You'll think you're his only customer
when you choose Frank durand the real estate Man dot
com to list your home with Remax Alliance three oh
three nine two zero sixteen twenty two. All right, So

(01:31:47):
people are really trying to make a catchphrase that we
can protect. They get a helicopter ride, but the important
thing is that we get some.

Speaker 4 (01:31:57):
Cool originals here.

Speaker 3 (01:31:59):
So uh uh, let me go to uh Oscar's next
Oscar Go.

Speaker 21 (01:32:04):
Ahead, what right, Tom, I've got two all right?

Speaker 5 (01:32:09):
You're a doctor. You're a doctor.

Speaker 6 (01:32:12):
Yes, I'm a patience.

Speaker 11 (01:32:14):
Yes, you practice person, Yes, you don't practice on me.

Speaker 4 (01:32:23):
Okay, thank you, Oscar. I appreciate Joe. Your turn, Joe,
what's going on?

Speaker 5 (01:32:30):
Yeah?

Speaker 6 (01:32:30):
I got one.

Speaker 21 (01:32:32):
If you're bragg in your line, if you complain in
your crime, Oh.

Speaker 4 (01:32:36):
I like that. Did you make that up? Joe? Be honest?

Speaker 5 (01:32:39):
Here?

Speaker 4 (01:32:40):
Did you?

Speaker 19 (01:32:41):
I've been I've heard it for years and years and
I've just used it.

Speaker 4 (01:32:46):
I love it. Where are you from?

Speaker 5 (01:32:50):
Arkansas?

Speaker 3 (01:32:52):
Okay, so say it again. If you're bragging your lion, if.

Speaker 6 (01:32:57):
You're if you're bragging your line, if you can, if
you're you're complaining, you're crying.

Speaker 3 (01:33:03):
Okay, thank you. I appreciate that. I'm writing that down man,
and uh you people have to be listening for this.

Speaker 4 (01:33:11):
Let me make sure you keep me.

Speaker 3 (01:33:14):
I don't know who I took and who I didn't
take here, so I'm just depending on you here. So
that was, Uh, that was Joe. Let's go to Chris.
Go ahead, Chris, welcome, what's happening? Your turn?

Speaker 6 (01:33:32):
I got one, short and simple.

Speaker 4 (01:33:35):
Go ahead, be the one.

Speaker 1 (01:33:42):
You know then I get it. Be the one.

Speaker 5 (01:33:45):
I like that.

Speaker 4 (01:33:46):
I actually like that be the one.

Speaker 15 (01:33:48):
It's kind of like, be the change you want to see.

Speaker 4 (01:33:51):
Yeah, yeah, okay, cool, Chris, I like that one. Let's
talk to uh Kevin, Kevin. Yeah, what do you guy?

Speaker 6 (01:34:04):
Okay, Okay, it's not how deep you plow, it's how
long you stay in the field.

Speaker 15 (01:34:11):
Oh wow, that's awesome.

Speaker 3 (01:34:14):
It's not how deep you plow? Okay, how long you say? Okay,
what's your other one?

Speaker 20 (01:34:22):
The other one is uh, people who fail to plan
plan to fail.

Speaker 4 (01:34:28):
Now, I've heard that a lot.

Speaker 3 (01:34:30):
I've heard that, so I don't know if we can
protect that one. That might be impossible to protect. But Kevin,
thank you for both of them. They're great. John, you
have a catchphrase? Go ahead, John, what is your catchphrase?

Speaker 5 (01:34:50):
I'll see you when I get older. I'll see you
when I get older. It couldn't be at any second.

Speaker 4 (01:34:57):
Okay, thank you, John. Let me let me go over
some of the ones we have thus far here. Jim said, uh,
and I'm going on this. I'm not going over every
single one of them.

Speaker 3 (01:35:10):
Jim says, I don't do much, but but I do
a lot of it.

Speaker 4 (01:35:15):
Lisa said, what yours is mine? Mine is mine?

Speaker 3 (01:35:19):
I think we've heard that when it comes to divorces,
we're going to be really strict on this. David says,
I got to kill you to make you safe. That's
kind of fun.

Speaker 4 (01:35:29):
James. I like this one. Be fair or beware. That's
kind of cool. Julia.

Speaker 1 (01:35:36):
I would if I.

Speaker 3 (01:35:36):
Could, but I can't say I won't. Again, that one
is very common usage. People told me, so I'm gonna
I got to exclude it. James says, it's not what
you got, it's what you do with it. Yeah, that's
been said in many different ways.

Speaker 1 (01:35:50):
I like that.

Speaker 3 (01:35:51):
Another James said I could agree with you, but then
we'd both be wrong. Is that that's kind of cool?
But I think that might have I don't know that's
been used before. Attitude is everything. Pick a good one,
you know, that's really nice. That's a cool saying by
low Marry high. What about if you're gonna be dumb,

(01:36:13):
you gotta be tough.

Speaker 4 (01:36:15):
Yeah, it doesn't roll off the tongue though.

Speaker 3 (01:36:17):
If you're bragging your line, if you're complaining, you're crying,
that's kind of cool.

Speaker 4 (01:36:21):
Rolls off the tongue. Be the one short and simple.

Speaker 3 (01:36:27):
It's not how deep you plow, it's how long you
stay in the field, except I do agree kinda with that.
Saying in general is how long you stay, but I
think you should be both deep and long.

Speaker 4 (01:36:40):
But anyway, video.

Speaker 3 (01:36:42):
This guy's calling himself video John, so I'll call him
video John.

Speaker 4 (01:36:47):
Go ahead, Video John? What do you got?

Speaker 3 (01:36:49):
And why do you call yourself video? Why do you
call yourself video John?

Speaker 9 (01:36:53):
Because when you first went online with YouTube and all that,
I give some critical advice to you and Mark and Suzanne.

Speaker 4 (01:37:02):
Okay, okay, what's you're saying?

Speaker 6 (01:37:05):
Sir?

Speaker 9 (01:37:06):
Minus four words? Less said, best.

Speaker 3 (01:37:11):
Said, less said, best said, less said best.

Speaker 9 (01:37:17):
Let's just say the best it is, So it's less
said best said.

Speaker 1 (01:37:23):
You don't like less is more?

Speaker 3 (01:37:24):
Yeah, Yeah, I don't think that's bad. I think that's
kind of cool. What about Jerry? Go ahead, Jerry? What
do you got?

Speaker 5 (01:37:35):
Yeah?

Speaker 20 (01:37:35):
Tom? How about long on mouth and short on ears?

Speaker 4 (01:37:40):
I like that, Jerry. That's been said? Like not that?

Speaker 11 (01:37:45):
But Wayne?

Speaker 20 (01:37:46):
Yeah?

Speaker 1 (01:37:46):
Oh wait?

Speaker 4 (01:37:47):
Wait? Did did John Wayne say that?

Speaker 13 (01:37:51):
He did?

Speaker 4 (01:37:52):
Damn it?

Speaker 3 (01:37:53):
I wish I want to get something we well thinks
though it's fun.

Speaker 4 (01:37:57):
It's fun. Jay?

Speaker 3 (01:38:00):
Uh, what do you got going on? Jay?

Speaker 11 (01:38:04):
Hey?

Speaker 5 (01:38:04):
Tom? I got a couple for you.

Speaker 1 (01:38:06):
Yep.

Speaker 6 (01:38:07):
First one, watch out for people who aren't watching out
for people?

Speaker 4 (01:38:13):
Did you make that up? I've never heard it before.
Did you make it up?

Speaker 5 (01:38:17):
My dad?

Speaker 4 (01:38:19):
Watch out for people who are not want or who
aren't watching.

Speaker 1 (01:38:23):
Out for people.

Speaker 4 (01:38:24):
I kind of like it. It's kind of long, but
I like it. What else? What else you got?

Speaker 5 (01:38:30):
Make the RCT call or I'll call Tom.

Speaker 3 (01:38:34):
Okay, that doesn't roll off the tongue, but thanks Jay,
appreciate it.

Speaker 4 (01:38:38):
Man, Brian, what do you got? Brian?

Speaker 8 (01:38:43):
By Tom?

Speaker 3 (01:38:45):
So?

Speaker 6 (01:38:45):
I got one that it was a penny.

Speaker 8 (01:38:48):
For your thoughts.

Speaker 4 (01:38:48):
Seems a little pricey. Actually, that's pretty cool. Did you
make that up?

Speaker 13 (01:38:57):
No?

Speaker 8 (01:38:57):
I saw it on a T shirt, but I thought
it was funny.

Speaker 3 (01:39:00):
Oh then we can't do our own tea on it. Okay,
but thank you. It is cool. So my goal is
to try to get Mark Trend or attorney at law
to protect it.

Speaker 4 (01:39:08):
And that's going to be cool.

Speaker 3 (01:39:09):
Now to get the helicopter ride, it doesn't have to
be protected. I'm going to give that to the one
that I choose to go with to Mark with Again.
I'm looking for a phrase that we can call our
own and protect it. You can protect it under your
name if you want, and then you know, I'm just
looking for something original, John, what do you have?

Speaker 8 (01:39:34):
It's not what I do, It's what I get done
that counts.

Speaker 3 (01:39:38):
It's not what I do, it's what I get done.
I kind of like that. Now when did you start
using that?

Speaker 4 (01:39:47):
Oh?

Speaker 10 (01:39:47):
Because if I'm running people or whatever, if I'm like
the boss, it's not what I actually do. It's what
I get done by the end of the day that counts.

Speaker 4 (01:39:57):
No, I get it. I like it all right.

Speaker 3 (01:40:00):
But now I said I would tell people, and again
I tease this, so I'm going to do it. On
how to undo popcorn brain. Popcorn brain is an expression
given to our mental status or our brain we rewiring
due to quick hits on social media, scrolling and VIDs

(01:40:23):
and very short attention spans. Again, it is feeding our
brain this, and our brain is becoming rewired this. Harvard
researcher said, it's popcorn brain, you know, for.

Speaker 4 (01:40:36):
That pop pop pop pop pop.

Speaker 3 (01:40:39):
Because we see such short posts, we don't get into
in depth reading as much anymore. And we're going on
to the next one before we even saw the other one.
And then in the other one there are links, and
then you get more links and more links, and you
can spend hours doing this popcorn thing. So he came

(01:41:01):
up with ways to reprogram yourself.

Speaker 4 (01:41:04):
We'll talk about.

Speaker 3 (01:41:05):
That, I promise, coming right back on the Troubleshooter Show.
Go with a sure thing Denver's best roofer Excel Roofing
dot com. You don't pay a cent until you're content.
Time for an insurance checkup free, no obligation. In comparison,

(01:41:27):
call Compass Insurance paying too much your coverage at dozens
of insurance companies find out now three all three seven
to seven to one help. You'll think you're his only
customer when you choose Frank durand the real estate Man
dot com to list your home with Remax Alliance three
oh three nine two zero sixteen twenty two. Hi Tom Martino,

(01:41:47):
you're troubleshooter. I got to get to this. So this
Harvard researcher says what you need to do to avoid
popcorn brain and rewire is don't do any more than
twenty minutes twice a day of scrolling and checking for
social media posts.

Speaker 4 (01:42:06):
Twenty minutes.

Speaker 3 (01:42:07):
That's a total of forty minutes twenty minutes twice a day.

Speaker 4 (01:42:11):
If you do more than that you're wiring your brain
for it.

Speaker 3 (01:42:15):
Put turn off push notifications and pop up features that
make you look at your phone in the middle of
something else. Keep your smartphone at least ten feet away from.

Speaker 4 (01:42:30):
Your workstation when you're working at home.

Speaker 3 (01:42:32):
And I do that, by the way, I keep my
phone away from me when I have tasks I'm doing.
Consider doing it at work and at home. Keeping your
phone ten feet away. You can keep the ringer on
if someone calls you, but don't have it so you're
always looking at it. Now, listen, smartphones are becoming a

(01:42:52):
bane of our existence. I'm telling you they are making
us morons. Oh well, no insult to my YouTube morns.
But anyway, don't put your phone on the nightstand. Keep
it in another room, do not keep it next to
your nightstand. This tactic helps you avoiding avoid seeing things. Now,
I don't want to give away any names, but I
know someone I sleep with that sometimes is looking never mind,

(01:43:16):
like like in the middle of the night, something comes
up or not in the middle.

Speaker 4 (01:43:21):
Of early in the morning, like four thirty or five.

Speaker 15 (01:43:23):
Yeah, that can't be super healthy.

Speaker 14 (01:43:26):
That can't be super healthy because your mind should be
on every thing's at four point thirty in the morning,
Like what am I doing?

Speaker 3 (01:43:31):
Your smartphone won't be easy when you first start, but
think about it.

Speaker 4 (01:43:36):
There was a time we never had a phone near us. Never.
I think our brains were better off.

Speaker 3 (01:43:41):
I mean, I swear to God the stuff we are
throwing into our brains. So anyway, that's called popcorn brain
and how to fight it. Okay, that's really how okay.
By the way, I want to go back to the phones.
Let's let's pick yours. Let's see, Jim, what is your catchphrase?

Speaker 4 (01:44:01):
Jim?

Speaker 13 (01:44:03):
Okay, I submitted it earlier, but you've misquoted it a
number of times, and I.

Speaker 1 (01:44:09):
Hate to be no.

Speaker 4 (01:44:11):
Go ahead?

Speaker 1 (01:44:11):
Did you go ahead? Jim?

Speaker 4 (01:44:12):
Tell me what?

Speaker 3 (01:44:13):
Tell me which one it is? Tell me which one.

Speaker 13 (01:44:18):
I don't do much, but I do it a lot.

Speaker 4 (01:44:21):
That's exactly how I've written down. I don't do much,
but I do it a lot.

Speaker 3 (01:44:26):
So I don't know what you mean. I misquoted it.
You were in you were in the running.

Speaker 4 (01:44:31):
Go ahead.

Speaker 13 (01:44:32):
You keep saying I do a lot of it, and
it doesn't have the same ring.

Speaker 1 (01:44:37):
Okay.

Speaker 3 (01:44:38):
The way I have it written is this, I don't
do much, but I do it a lot. That's the
way I have it written. Once in a while I
might speed through it. But I think I've just taken
you off the list.

Speaker 4 (01:44:50):
Oh no, just because you're a pain in the ass.

Speaker 3 (01:44:53):
He'll be trying to tell me how to fly the helicopter.
I'm just kidding. I didn't take you off the list.

Speaker 4 (01:44:58):
I like his actually, So.

Speaker 3 (01:45:01):
We're gonna come back to more plus problems, questions, and
complaints right after this. On The Troubleshooter Show three o
three seven one three eight two five five Go with
a sure thing Denver's Best roofer Excel Roofing dot com.

Speaker 4 (01:45:20):
You don't pay a cent until you're content.

Speaker 3 (01:45:24):
Leave time for an insurance check up free no obligation
comparison call Compass Insurance paying too much your coverage at
dozens of insurance companies find out now three oh three
seven seven to one help. You'll think you're his only
customer when you choose Frank durand the real estate Man
dot com to list your home with Remax Alliance three
oh three nine two zero sixteen twenty two.

Speaker 2 (01:45:55):
Leads. You don't have'm running a good shooter. Is gonna
help coming.

Speaker 1 (01:46:06):
Dix is the Troubleshooter Show. No Tom Martino.

Speaker 4 (01:46:12):
Hi, I'm Tom Martino. Welcome to the show. We hear,
we hear at the show.

Speaker 3 (01:46:16):
Pride ourselves and solving problems, answering questions, taking complaints, making
your life a little easier, and we get directly involved
with your problems. Now we have a follow up that
I want to make sure that we re emphasize buying
gold is good as an investment.

Speaker 4 (01:46:36):
The problem with.

Speaker 3 (01:46:37):
Gold buying is that a lot of people are talked
into buying more than just the gold itself. They're talked
into buying something that might be collectible, like certain coins
and certain.

Speaker 4 (01:46:55):
Collectible golds.

Speaker 3 (01:46:57):
And really, if you're going to invest in gold, don't
waste your time paying more for coins.

Speaker 4 (01:47:06):
That are supposedly collectible.

Speaker 14 (01:47:08):
When you say absolutely, and that dovetails perfectly with one
of the cash phrases, it's Peter Schiff actually invented, which
is I want the wood not the furniture.

Speaker 15 (01:47:19):
Do you know what I mean he wants?

Speaker 3 (01:47:21):
Underlying absolutely, I like the I want the wood not
the furniture.

Speaker 15 (01:47:25):
Absolutely, And so that's what gold is.

Speaker 3 (01:47:28):
Don't go for the coin that's supposed to be newly
minted and and you know, a limited supply.

Speaker 14 (01:47:34):
That will never pay off, that will never pay off,
you got to go for very high quality bullion minted
by one of the government mints.

Speaker 3 (01:47:41):
Now say equality bullion isn't bullion bullion bullion.

Speaker 14 (01:47:45):
No, because there are tons of private, private label manufacturers and.

Speaker 3 (01:47:49):
When they label, when they manufacture, are you saying it's
not one hundred percent goals?

Speaker 14 (01:47:53):
Sometimes it turns out not to be. Sometimes it turns
out to be point.

Speaker 15 (01:47:56):
Nine nine eight point nine nine three.

Speaker 14 (01:48:00):
From the Royal Canadian mint products, which is like the
maple leafs, or the US myth products, which would be
the buffaloes or the eagles for example. That's back by
full faith and credit. And I actually it's one of
those rare occasions where you really should trust the government.

Speaker 4 (01:48:16):
Okay, So we found a woman who bought gold in
what happened.

Speaker 14 (01:48:21):
She unfortunately bought it from a Miami based broker, which.

Speaker 3 (01:48:25):
And most of the scams are coming out of Florida
or Miami.

Speaker 14 (01:48:28):
Dude, Tom, I mean it goes all the way back
to the eighties and the penny stock boom. I mean
the penny stock boom originated in Florida.

Speaker 3 (01:48:36):
And by the way, moving scams. Ninety eight percent of
them are from Florida.

Speaker 14 (01:48:40):
And here's a company that called her. It's a company
I looked up. They don't have a phone number or
an address on their website.

Speaker 3 (01:48:46):
Here they call a woman and talk her into buying
fifty thousand dollars worth of not worth of stuff, but
spending fifty thousand dollars on the actual gold it's only
worth half of that.

Speaker 14 (01:48:56):
Has she overpaid by a factor of two x. It's heartbreaking,
And not only that, it gets even worse for her.

Speaker 15 (01:49:02):
This is an unknown coin.

Speaker 14 (01:49:04):
This is an unknown gold bullion coin that doesn't appear
to have a robust secondary market.

Speaker 1 (01:49:10):
Unlike the maples. She resell it, well.

Speaker 14 (01:49:13):
She yeah, yeah, I really I have no idea how
she's gonna go about reselling it. But there are plenty
of reputable bullion dealers both here in Denver and online.
If you want to buy online, there's Kitko, there's app Max.
I've dealt with Kitko before, not with app Mex, but
they both have a.

Speaker 3 (01:49:29):
Sternly recommend that you take possession of your.

Speaker 15 (01:49:31):
Gold absolutely absolutely.

Speaker 14 (01:49:34):
Now there is you know, there is a way to
trade electronic gold, which I do in my retirement account.
And I realize it's it's a very speculative investment. So
I don't recommend this to anybody, but my rollover IRA
is invested. Literally, Tom, you're gonna kick me when I
when you hear me say this, one hundred percent in
electronic gold.

Speaker 4 (01:49:52):
When you say electronic gold, what do you mean?

Speaker 15 (01:49:54):
It's an E'TF. It's a KISF.

Speaker 14 (01:49:56):
That's actually you know, it's it's it's marketed by an
extremely one, no big ETF company.

Speaker 4 (01:50:01):
ETFs are wonderful.

Speaker 15 (01:50:02):
Yeah, it's it's and it's a real company, gold ETF.

Speaker 14 (01:50:05):
Gold ETF that tracks one hundred percent tracks the movements
of gold, and.

Speaker 4 (01:50:09):
That is excellent actual trade, an excellent event.

Speaker 14 (01:50:12):
And by the way, and the brokerage house charges zero
percent commission for this, so I trade in and out
of it all the time. Because it's in my retirement accounts,
I don't have to worry about keeping track for tax purposes.

Speaker 3 (01:50:24):
Now that's right, you don't. By the way, let's uh
go to the phones. I've been asking people for catchphrases.
It all started when we were joking about Bill Bilichick's
girlfriend trying to get some of his quotes trademarked, and
I said, wouldn't it be cool if we can come
up with a catchphrase. It doesn't have to be about
the show or about me or anything, just a cool

(01:50:45):
catchphrase that we can protect, and I will have our
attorney protected if it's good enough, and the winner will
get a free helicopter ride with me and a tour
of the Denver area. Right now, Joel is next in
our lit and we have a lot of people interested
in this.

Speaker 1 (01:51:04):
Joel, I've got for you.

Speaker 4 (01:51:06):
Tom Okay, go ahead, Joel.

Speaker 1 (01:51:09):
Okay.

Speaker 16 (01:51:09):
The first one is don't mistake my kindness for weakness.

Speaker 3 (01:51:15):
I've heard that before. I've heard that one before.

Speaker 5 (01:51:19):
Okay.

Speaker 16 (01:51:19):
And then the second one is the reference to some
of your frustrating callers. I think, Drew, you are the
reason people like me need medications.

Speaker 1 (01:51:30):
Oh I like that one. I like that one.

Speaker 15 (01:51:34):
Actually, that's clever.

Speaker 4 (01:51:35):
That's really clever. Okay, thank you.

Speaker 3 (01:51:38):
Let's go to uh John, John, Welcome.

Speaker 4 (01:51:42):
What's going on with you? John?

Speaker 5 (01:51:45):
Yeah's phrase is you know what happens when you get older,
but when you retire, I'm sorry, you put on new
tires and go faster.

Speaker 1 (01:51:56):
Oh that's good. Huhm, that's good.

Speaker 15 (01:51:59):
And that's consistent with healthy aging, which is a topic
we've discussed over the years. Yeah, any times.

Speaker 4 (01:52:04):
That right.

Speaker 15 (01:52:05):
It's when you retire and PLoP down from the TV.

Speaker 14 (01:52:08):
That's how you die, an awful death in a wheelchair
in front of a blaring television. But people who stay busy,
they work, they engage in hobbies, they volunteer at the
animal shelter.

Speaker 4 (01:52:18):
So say it again, when you retire.

Speaker 5 (01:52:21):
So what happens when you retire? You put on new tires,
you go.

Speaker 3 (01:52:26):
Absolutely, I think I'm going to shorten for you to
put on new tires and go faster for protection purposes.
Here's what I'm thinking. When you retire, put on new
tires and go faster.

Speaker 1 (01:52:36):
Absolutely, that's the way you say it.

Speaker 4 (01:52:37):
Brother, I like that one.

Speaker 15 (01:52:39):
John Tom John is in first place.

Speaker 4 (01:52:41):
Now, Yeah he's he is that that's a good one.

Speaker 3 (01:52:44):
And that other pain in the ass who said I
quoted misquoted him.

Speaker 4 (01:52:48):
I don't do much, but I do it a lot.

Speaker 15 (01:52:52):
I think you just misquoted me.

Speaker 3 (01:52:53):
No, I didn't hold on. It's I don't do much,
but I do a lot. Okay, Yeah, that's the way
he wanted it. Foxton, weird name Foxton what kind of
name is Foxton?

Speaker 19 (01:53:10):
Hey, you probably don't get too many twenty four year
olds call on your show, But Foxton's actually a little
town and a little road like up in the mountains,
so where it came from, and.

Speaker 4 (01:53:23):
You were named after the place of conception? Go ahead?

Speaker 5 (01:53:27):
Is it?

Speaker 4 (01:53:27):
What is your phrase?

Speaker 19 (01:53:31):
If you don't have a plan to succeed, you have
a plan to fail.

Speaker 4 (01:53:36):
I've heard something like that.

Speaker 3 (01:53:38):
If you don't plan to succeed, you'll plan to fail.
But it is good Foxton. But hey, you're right, we
don't get a lot of calls from twenty four year olds,
but believe it or not, I get a lot of
emails from younger people who are wondering about this and
wondering about that. Foxton, Thank you very much, Joe No, Sean.

Speaker 21 (01:53:59):
Hey, Hey Tom, I got yes, yeah, go ahead. First
one is you're working really hard. It's hardly working.

Speaker 3 (01:54:09):
I I in fact, I had a text on that
one not long ago.

Speaker 4 (01:54:13):
So that wasn't you, was it?

Speaker 21 (01:54:15):
I sent that across, but I didn't know if you
guys were actually getting okay?

Speaker 3 (01:54:19):
Did you send it to five seven seven three nine?
I think that's where I got it.

Speaker 21 (01:54:23):
Yep, yep, I did do that.

Speaker 4 (01:54:25):
That's the iHeart one. Good. What else?

Speaker 21 (01:54:28):
And then the other one is it's mostly it's halfway
done and mostly wrong, and I and I haven't had
a lot at works halfway don no, you're halfway done?
Oh wrong?

Speaker 4 (01:54:45):
Okay, gotcha? Gotcha? I like that one.

Speaker 3 (01:54:48):
Now I had some more. Okay, what about this one?
A gun can get you into.

Speaker 4 (01:54:53):
More trouble than free legal advice.

Speaker 3 (01:54:55):
That was a Will Rogers quote. You're progress is your
progress is a blueprint. I don't get that one. My
services are free and worth every penny. I like that one,
and then this one I just got from you. That
one you are working hard at hardly working? Yeah, but

(01:55:19):
can you see any of these on a T shirt
where we go through the trouble of trying to correct it?
I like when you retire, put on new tires and
go faster. That is kind of long, but and yeah,
so it's down to two or three, be fairer.

Speaker 4 (01:55:37):
Beware. Do you like that one?

Speaker 14 (01:55:39):
I'm still stuck on that other one, which I would
you know, put on new tires and floor it.

Speaker 15 (01:55:44):
How's that? That's the shirt?

Speaker 4 (01:55:45):
Like when you retire, put on new tires, go faster, go.

Speaker 14 (01:55:49):
Fast on new tires and floor it even more stronger statement, Yeah.

Speaker 4 (01:55:55):
It is, it is. Let's see, John, what do you
got going on? John?

Speaker 16 (01:56:03):
Hey?

Speaker 22 (01:56:04):
To'm just want you to know I'm listening for forty
four years.

Speaker 1 (01:56:07):
Man.

Speaker 4 (01:56:08):
Thank you.

Speaker 11 (01:56:09):
Yeah.

Speaker 22 (01:56:10):
My father in law when he retired, and it's a
praise that I kind of share with everybody. And it says,
he says, retired every day is Saturday.

Speaker 4 (01:56:21):
Every day. Okay, that's cool. And did he like say that?

Speaker 1 (01:56:28):
Yeah?

Speaker 7 (01:56:28):
You would.

Speaker 21 (01:56:29):
Everybody ask him, how's life being retired?

Speaker 22 (01:56:31):
He goes, every day is saturdayday.

Speaker 4 (01:56:33):
Every day is Saturday. I like that. I don't know
if I can put it on it to you, being retired,
being retired every day of Saturday. Every day is Saturday.

Speaker 3 (01:56:41):
When you retired, Okay, you're right, retired every day is Saturday.

Speaker 4 (01:56:46):
That's that's the saying, Joe, what's going on with you? Joe?

Speaker 8 (01:56:52):
Yeah, I don't know if I can say this word
or not, but I would use another word for it.
And it goes, why step in poop when you can
go around it it?

Speaker 15 (01:57:03):
Oh?

Speaker 1 (01:57:04):
Oh, I like that. That's good.

Speaker 4 (01:57:06):
Why steppen? You know what? When you can go around it?

Speaker 15 (01:57:09):
That's good.

Speaker 4 (01:57:11):
That actually is a good one.

Speaker 8 (01:57:13):
Yes, and this is really old. It was my dad
that used to say these about fifty five years ago.
And the other one is is forty years a cowboy.
And I never stepped in poop, But you got to
use another word there.

Speaker 3 (01:57:27):
Why step in when you can when you can go
around it?

Speaker 4 (01:57:34):
Okay?

Speaker 3 (01:57:34):
Why stephen when you can go around it? Okay, okay,
I like that, go around it. I'm going to get
our attorney on one of these.

Speaker 4 (01:57:44):
I'll tell you. Thank you very much, man, Jeff, what's
going on with you? Jeff?

Speaker 11 (01:57:50):
Hey?

Speaker 8 (01:57:50):
Tom?

Speaker 4 (01:57:52):
Yes, sir, you hear me, Yes, sir, I can hear you. Great,
go ahead, yep, no worky no eatie, no, no working,
no edie.

Speaker 3 (01:58:02):
That's kind of fun. It's it's it's definitely short. It's
definitely no working, no dye.

Speaker 5 (01:58:10):
Yeah.

Speaker 3 (01:58:11):
Brevity is important. Brevity is very important. Let's uh try Sean,
go ahead, Sean.

Speaker 21 (01:58:18):
Yeah, I know, I know we were talking, Tom, and
I know we got cut off when I was telling
you my last one.

Speaker 4 (01:58:24):
I'm sorry, go ahead.

Speaker 5 (01:58:27):
Yeah.

Speaker 21 (01:58:27):
That last one I said is your job is halfway
done and mostly wrong. And then no I.

Speaker 4 (01:58:32):
Got that one.

Speaker 21 (01:58:33):
Yeah, yeah, And I know we got cut off. I
didn't know if you were trying to say something in
the middle of that or not.

Speaker 4 (01:58:39):
No, I got it, and I like it.

Speaker 3 (01:58:41):
Again, we're putting it down and I'm gonna have to
use other people other than myself too to look at these,
so it's just.

Speaker 4 (01:58:49):
Not just my opinion.

Speaker 3 (01:58:51):
And then we'll try to see what my attorney thinks
about protecting him.

Speaker 4 (01:58:54):
Thank you, Susan.

Speaker 3 (01:58:55):
I got to take a break, but Susan, I want
to take you first.

Speaker 4 (01:58:57):
Go ahead, Susan.

Speaker 18 (01:59:00):
I've got one that somebody told me years ago in college.
They tended to mix up their words and make a
lot of spoonerism, and it's you win.

Speaker 1 (01:59:09):
A lose fee a few. Wait wait, wait, yeah, I
didn't get it. What is it?

Speaker 6 (01:59:16):
Okay?

Speaker 1 (01:59:16):
You know, you win, you win some, you lose them.

Speaker 18 (01:59:20):
Yes, win a few.

Speaker 4 (01:59:22):
It's just the opposite.

Speaker 18 (01:59:23):
You win to lose feel a few.

Speaker 12 (01:59:25):
You win some, you lose them. It's just kind of weird,
my family.

Speaker 6 (01:59:29):
It is.

Speaker 4 (01:59:30):
It is weird. It is weird, and I was trying
to I'm make sure it's.

Speaker 15 (01:59:34):
An improvement on the original.

Speaker 4 (01:59:36):
Yeah, I know what you're trying to do though. Thank you.

Speaker 3 (01:59:39):
And again this has to be something that doesn't necessarily
make people think we got more coming. Right up, I'm
troubleshooter Tom Martine. Now listen three oh three seven one
three talk seven one three eight.

Speaker 4 (01:59:52):
Two five five K and H home solutions.

Speaker 3 (01:59:54):
You hear me talk about them for windows, siding, doors
and more. The more is painting khwindows dot com with
a full painting crew Khwindows dot com. Go with a
sure thing Denver's best roofer Excel Roofing dot com.

Speaker 4 (02:00:12):
You don't pay a cent until you're content.

Speaker 3 (02:00:16):
Please time for an insurance check up free, no obligation
comparison call Compass Insurance paying too much your coverage at
dozens of insurance companies find out now three O three
seven to seven to one help. You'll think you're his
only customer when you choose Frank durand the real estate
Man dot com to list your home with Remax Alliance
three three nine two zero sixteen twenty two.

Speaker 4 (02:00:40):
Man, I'm getting a lot of them. Text to me too.

Speaker 3 (02:00:43):
I asked people for catchphrases we can protect put on
a T shirt making our own.

Speaker 4 (02:00:48):
How about this one? Only?

Speaker 3 (02:00:50):
Well diggers start at the top. I like that, Well
diggers start at the top. Okay, and what about Okay,
we get we do have a guy with an problem.

Speaker 1 (02:01:00):
We got a call.

Speaker 4 (02:01:01):
What about this one? If it is to be, it's
up to me.

Speaker 15 (02:01:07):
Yeah, that's a really old one.

Speaker 4 (02:01:08):
Oh that's an old one. Okay, one, we can't.

Speaker 3 (02:01:12):
We want to make it original so we can protect it.
What about this, it's cheaper to keep her. We've heard that.

Speaker 4 (02:01:21):
Right. How about this?

Speaker 1 (02:01:24):
Uh?

Speaker 4 (02:01:25):
Never mind, that makes no sense. Something about climate change.

Speaker 3 (02:01:29):
I will not have anything political. If nothing changes, then
nothing changes. M makes sense if nothing changes. No, I
don't think anybody would laugh at that or say wow,
that's cool. Anyway, three oh three seven one three eight
two five five. I have some more. Nothing happens until

(02:01:53):
you hit it. I don't know what that means. When
in doubt. Mark's opinion is out, use your head other
than to keep your ears apart. That's kind of cool.
Makes your liver quiver and your so and so shiver?

Speaker 4 (02:02:11):
Okay anyway?

Speaker 3 (02:02:14):
Three three seven one three eight two five five. Victor,
go ahead with me, get me. I got to get
something here. I mean I think we might already have one,
but let's hear it. Victor, go ahead.

Speaker 5 (02:02:25):
Okay, Well, this one's kind deep deep. It's not how
you pick your nose, it's where you put that booger.

Speaker 1 (02:02:38):
You know that one sneaks up on you.

Speaker 3 (02:02:40):
Yeah, it's not how you pick your nose, but where
you put the booger. I mean, I kind of like
you can't put it on a shirt. I like it, though, John,
Go ahead, John, what do you think?

Speaker 10 (02:02:53):
Well, my mom was growing up.

Speaker 6 (02:02:55):
My mom used to love to write jingles, and hers
was college bread b R E D can be an
all day loaf.

Speaker 3 (02:03:05):
Wow, that's actually that's cool. College bread can be an
all day loaf. Wait you got that? Yeah, college bread
can be an all you know bread as in bread
for college. But he's using the the the b R
e a D, So it's college bread could be an

(02:03:26):
all day loaf. Okay, loafing around doing nothing? I no,
I actually like it. College bread could be an all
day loaf.

Speaker 15 (02:03:37):
We've got a fifty success rate?

Speaker 6 (02:03:39):
Now?

Speaker 3 (02:03:39):
Or this college all right? I'm college bread, I loaf.
I'm college bread an all day loaf. I don't know anyway.
I like the play on words there, and uh, who
is that? I got to write it down?

Speaker 1 (02:03:57):
Go ahead?

Speaker 3 (02:04:01):
Yeah, okay, John, you're the one with the all day loaf. Okay,
all right, Frank, your turn, Frank, go ahead.

Speaker 4 (02:04:11):
What do you got, Hi, Tom.

Speaker 6 (02:04:13):
Here's a funny one for you. My second wife used
to say this one a lot, which is sticks and
stones may break my bones, but whips and chains excite me.

Speaker 4 (02:04:27):
We can't use it, but I love it. It's really good. Dick,
What about you? What do you got?

Speaker 20 (02:04:33):
Yeah, to reach out and touch, not so much to change,
or rather to enhance the beauty of what you touch.

Speaker 1 (02:04:41):
God got long fellow call.

Speaker 3 (02:04:43):
Yeah, I know that's a that's a poem. That's not
a slogan, but thank you very much. Actually he puts
some thought into that, or someone did.

Speaker 1 (02:04:51):
It was pretty good.

Speaker 3 (02:04:51):
Thank you for Yeah, thank you for the thought. Seriously,
this this is really cool stuff. I've written down a
lot of these. It's gonna it's gonna be hard hard
to pick the right one. In news though, Okay, hold on,
I just got to say this, they say researchers are

(02:05:12):
now saying that anything that creates heat in your body
as far as your diet, is good for you. Did
you know that capsaicin and chili peppers and anything that
can create internal heat supposedly is good for you. They
say it's one of the oldest cures for things that
ail you, including the common cold.

Speaker 15 (02:05:34):
Like spicy foods.

Speaker 4 (02:05:35):
Yeah, they're saying spicy hot.

Speaker 3 (02:05:38):
Spicy hot has been shown to give And they say
anything hot, I mean anything obviously, like jalapena. But doesn't
it all come down to, isn't it? What is the ingredient?
Is capsaicin or is it more than that?

Speaker 15 (02:05:53):
Yeah?

Speaker 14 (02:05:53):
Cap sasan is the chemical that causes that sensation of heat,
but it's not actual heat, right, But that's why these
things taste well, that's what I mean.

Speaker 15 (02:06:01):
So do they explain why it's good for you?

Speaker 14 (02:06:03):
Is it the actual capsation or is it paired with
something within that food that just happens to be found
in spicy.

Speaker 3 (02:06:09):
Food, hot sauce and other hot foods? Work and it
gives from vegan to paleo and it says that research
is shown that it does raise internal body temperatures and
the digestion of it and that causes curative results.

Speaker 15 (02:06:29):
Man, that sounds great.

Speaker 3 (02:06:30):
Hot pepper or capsation has been shown to help increase
the amount of energy you spend digesting them, as if
your body is in constant motion.

Speaker 15 (02:06:41):
That's fantastic.

Speaker 4 (02:06:42):
You know what I mean.

Speaker 3 (02:06:43):
So it is what it's doing is burning up calories,
is what it's saying.

Speaker 15 (02:06:46):
Oh that's why.

Speaker 3 (02:06:47):
Yeah, chili peppers are great for your immune system in general.
In addition to clearing congestion mucous membranes, nose, and lungs,
they stimulate secretions also in your digestive track.

Speaker 4 (02:07:00):
As if it's fighting an intruder.

Speaker 15 (02:07:03):
That sounds pretty good.

Speaker 4 (02:07:04):
I'm I mean, actually, I think it is pretty cool.

Speaker 3 (02:07:06):
We got more coming up. I'm troubleshooter Tom Martino. Go
with a sure thing Denver's best roofer Excel Roofing dot com.
You don't pay a cent until you're content. Time for
an insurance check up free, no obligation. In comparison, call

(02:07:28):
Compass insurance paying too much your coverage at dozens of
insurance companies find out now three oh three seven to
seven to one help. You'll think you're his only customer
when you choose Frank Durand the real estate Man dot
com to list your home with Remax Alliance three oh
three nine two zero sixteen twenty two. Hi Tom Martino,

(02:07:49):
You're a troubleshooter three all three seven one three talks seven, one, three, eight, two,
five five. People love catchphrases, and we're gonna pick one.
We're going to pick one and use it, protect it.
I want to put it on a T shirt.

Speaker 4 (02:08:05):
We're trying to find the best one, and we're doing
uh and and by the way, uh, I thought that
the line two was already on Roy. What is yours?
Go ahead? Roy? What do you got?

Speaker 5 (02:08:20):
Hey, buddy? If it's real simple?

Speaker 4 (02:08:22):
If you already know it?

Speaker 9 (02:08:23):
How can you blow it?

Speaker 15 (02:08:25):
Oh?

Speaker 4 (02:08:26):
If you already know it? How can you blow it?

Speaker 3 (02:08:29):
Hm?

Speaker 4 (02:08:31):
I like it? If you already know it? How can
you blow it? Rhymes?

Speaker 3 (02:08:35):
Has everything? It's short and sweet. Let me write that
down some of them. I don't bother right down. If
you already know it?

Speaker 4 (02:08:42):
Now, where have you heard this? What's that?

Speaker 3 (02:08:45):
All right?

Speaker 1 (02:08:45):
That one sounds great for someone who's got a teenager.

Speaker 4 (02:08:48):
If you already know it, how did you blow it?
I like it? It is good.

Speaker 15 (02:08:54):
That's really good.

Speaker 3 (02:08:55):
Yeah, that's one of the roads. That's one of the
better ones. Thank you. Let's go to Linda, Linda.

Speaker 4 (02:09:01):
What is yours? Go ahead? Linda?

Speaker 11 (02:09:04):
Hi, high time? This is short and sweet and it's
exactly what you do. You Squeeze the sleeves.

Speaker 4 (02:09:13):
She's talked about the show. Squeeze the sleeves.

Speaker 15 (02:09:16):
Actually, I like that.

Speaker 3 (02:09:18):
I like that for an expression for the show. It
may not be germane to people just seeing it, but
on a on a suite, on a shirt or something,
but I love it where we squeeze the sleeves. I
might use that, Linda, So that would at least get
you to visit the show one day, Kitchina, she can
visit the show if she wants.

Speaker 4 (02:09:39):
I love it. Squeeze the sleeves. I'm gonna use it.
Squeeze the sleeves. Miles, what about you? Go ahead?

Speaker 6 (02:09:46):
Miles, Well, actually mine perchange your show.

Speaker 4 (02:09:50):
Too, Okay, go ahead, Okay.

Speaker 6 (02:09:54):
So it's torm Martino easing your fears for over forty years.

Speaker 4 (02:09:59):
Oh oh that's cool.

Speaker 3 (02:10:01):
That's very cool, easing your fears for over You know,
we got to start the common man thing. Get these
people in the show. Now, does video John again? John
who did a video once or something?

Speaker 4 (02:10:14):
I don't know.

Speaker 3 (02:10:14):
He had some suggestions on our video. He's calling in
a second time. Go ahead, real quick. I normally don't
love two calls in the same show, but go ahead.

Speaker 4 (02:10:23):
What is your other one.

Speaker 9 (02:10:25):
My other one is if you have your health, you
have the wealth of the world.

Speaker 3 (02:10:33):
If you I would just say if you have your health,
you have wealth or something like that, the wealth. But
I like the sentiment. It's very good. Three oh three
seven one three talk thank you? Seven one three eight
two five five.

Speaker 11 (02:10:47):
Oh.

Speaker 3 (02:10:47):
I don't have to take a break yet, right, I
took a thirty, So good. We're going strong, Sam. I
want to hear you Sam again. We're gonna get Mark
Trennor to try to trademark this saying.

Speaker 4 (02:11:00):
So it can't be.

Speaker 3 (02:11:01):
Something that you've heard unless you only heard it, like
from a family member once or twice. I don't want
to repeat things we've heard online or something.

Speaker 4 (02:11:09):
Go ahead, Sam, Mark takes the problem, Tom solves it.

Speaker 3 (02:11:16):
Yeah, okay, thank you Sam, Thank you. We can't use it.
Jerry is it?

Speaker 4 (02:11:22):
Jerry? Is that?

Speaker 1 (02:11:23):
Or Jarry?

Speaker 11 (02:11:23):
You have you?

Speaker 4 (02:11:24):
How do you pronounce your name?

Speaker 11 (02:11:26):
Gary?

Speaker 4 (02:11:28):
Jerry? What's happening?

Speaker 11 (02:11:30):
No? Gary?

Speaker 5 (02:11:31):
Oh?

Speaker 3 (02:11:31):
Gary, I'm sorry. You know kit China's writing as quickly
as she can't. Go ahead, Gary.

Speaker 11 (02:11:37):
Well, after many years of going to a beach, beach
is on vacation, my favorite saying is clothes are a
wonderful thing.

Speaker 3 (02:11:47):
Now you'd wear that at a nudist beach. Is that
what you're talking about? Clothes are a wonderful thing.

Speaker 11 (02:11:54):
Yes, because it's better to cover a lot of bodies up.
Clothes are a wonderful thing.

Speaker 4 (02:12:00):
No, I love it. I don't think it'll be a
catchphrase for a T shirt. But I do think I
know exactly what you're talking about.

Speaker 3 (02:12:09):
I really do. Okay, so listen on the hot stuff.
I just want to reiterate this. There is more and
more research that it helps you burn fat because of
how it stimulates your metabolism. So capsaicin is really the

(02:12:29):
ingredient they're talking about. So look for foods with capsaicin
in it, and it will stimulate you to burn more fat.
Along with a low carb dieke could be an excellent
combination for shedding pounds. And we're not claiming it's a
magic pill, but it will help. Also, it helps to

(02:12:54):
fight and combat colds and flu. In fact, they say
if you do it and combine it with vitamin C,
it's like a magic bullet. Did you know that jalapeno
peppers in and of themselves have vitamin C in them?

Speaker 4 (02:13:13):
I didn't know that. I didn't know that was a
source of vitam C. So anyway, if.

Speaker 3 (02:13:17):
You combine vitamin C and jalapeno peppers or capsation, you
can buy capsation on its own.

Speaker 4 (02:13:24):
You can buy the powder.

Speaker 15 (02:13:25):
Yeah, but it's much more fun to eat the buffalo wings.

Speaker 4 (02:13:28):
Put it on buffalo wings. That's true too.

Speaker 3 (02:13:30):
We have more coming right up, Hi, Tom Martino, You're
a troubleshooter. I'm telling you, man, we have had such
a response to this. Trying to come up with a
catchphrase that we can coin for us doesn't have to
be about the show. I'm just trying to come up
with one because and it all started when I read
an article about Bill Bilichick's girlfriend trying to trademark some

(02:13:56):
of the things he said. By the way, I just
want to say one thing this is We're gonna get
into this at another time, but and I'll go right
back to the phones. But right now, surveillance pricing is
being done by major retailers and shoppers and Amazon and

(02:14:17):
the like. You know, I used to joke with Deputy
d that he's too paranoid about giving personal information. They
use that personal information to spy on what you're doing.
On the internet, and based on what you do and
what you shop for, they price accordingly. So if they

(02:14:39):
perceive by what you're looking at cars, jewelry, expense more
expensive items, then you may get a different price when
you go to shop for something than I will.

Speaker 1 (02:14:51):
Yeah.

Speaker 4 (02:14:52):
Can you believe that?

Speaker 15 (02:14:53):
Yeah?

Speaker 14 (02:14:54):
Absolutely, I mean, especially if they pay attention to whose
phone appears, let's say, in a department in a electronics store,
and if they see your phone is now near the printers,
and they see you been shopping for expensive printers, they
could certainly uptic just.

Speaker 3 (02:15:10):
What you're shopping for, but the price ranges you're looking at.
So if you go to cars dot com and you're
looking for expensive cars, it will remember that about you.
So now it's not just showing you what you want
to see, but it's showing you prices it thinks you
can pay.

Speaker 4 (02:15:25):
That's incredible, I.

Speaker 3 (02:15:26):
Mean, that's really your Okay, let's get these catchphrases. I'm
going to start with Linda.

Speaker 4 (02:15:30):
Go ahead, Linda, Hello there.

Speaker 18 (02:15:34):
Yes, I used to use this, uh when I had
teenage daughters and they would be getting into some kind
of trouble. Yeah, of course they'd say, oh no, I
didn't do that or whatever, And Okay, I would say,
if you're gonna, if you're gonna play with the big dogs,
can't piss like a puppy.

Speaker 4 (02:15:58):
I don't know if we can fit that on the tea,
but I like it. Dave, You're next? What do you have?

Speaker 3 (02:16:04):
Dave?

Speaker 11 (02:16:05):
Okay, I use this because I work construction, So either
you work for the idiot or you are the idiot.
But there's always an idiot involved.

Speaker 4 (02:16:15):
I like the theory. I like it.

Speaker 3 (02:16:17):
It's so long for a catchphrase though either you know, actually,
though there does seem to be always an idiot involved,
doesn't there?

Speaker 4 (02:16:28):
And I don't know why that is, but you.

Speaker 3 (02:16:30):
Know, that's saying a lot about that's saying a lot
about our sentiment because it does ring true. David, what
is your catchphrase or wisdom for today?

Speaker 11 (02:16:42):
Get a life, to get a job, find a career.

Speaker 4 (02:16:49):
That's too serious?

Speaker 15 (02:16:52):
Doesn't really roll off the tongue.

Speaker 3 (02:16:54):
No, it's and I can't see I can't see people
quoting it. I mean, I appreciate the information, you know.
So I'm going to pick one, or I'm going to
let people try to pick. But I'm still loving this one.
I don't do much Okay. I don't do much, but
I do a lot. I do it a lot. I

(02:17:16):
don't do much, but I do it a lot. How
about this one? Be fair or beware?

Speaker 4 (02:17:22):
I don't know. It's something that buy low mary high.
I don't know.

Speaker 3 (02:17:25):
Be the one, uh less said, best said, that's kind
of cool. How about this if you already know it?
How did did you blow? No?

Speaker 4 (02:17:35):
I don't know. How about why step in? You know what?

Speaker 3 (02:17:40):
When you can go around it? How about you like
this one? When you retire, put on new tires and
go faster. It's kind of long. We got to shorten
that up.

Speaker 1 (02:17:50):
I did.

Speaker 14 (02:17:51):
Wait, go ahead, when you retire, get new tires and
floor it.

Speaker 3 (02:17:56):
Okay, I like that. I get new tires. I like
that one. Floor it, get new tires. Or you could
just say, when you retire, get new tires, go faster.

Speaker 4 (02:18:07):
That's cool.

Speaker 15 (02:18:08):
Yeah, but I think my variation is shorter florid.

Speaker 3 (02:18:12):
When you retire, get new tires, and I don't like
the end, get new tires, then floor it.

Speaker 15 (02:18:19):
Oh yeah, that's good.

Speaker 4 (02:18:20):
Then floor then. I like that one.

Speaker 2 (02:18:24):
Okay.

Speaker 3 (02:18:24):
We might have come up with an alteration of that one.
It's not what I do. It's what I get done.
I don't know.

Speaker 4 (02:18:32):
I don't know.

Speaker 1 (02:18:33):
What do you think?

Speaker 3 (02:18:34):
It's not how deep you plow, but how how long
you stay in the field. If you're going to be dumb,
you gotta be tough. That's kind of good, but we
got to massage some of these and people. I'm going
to invite you to continue this on email. Okay, it's
it's live at troubleshooter dot com and I'll read them

(02:18:56):
tomorrow live at troubleshooter dot I really am going to
get one of these coined or protected if I can,
and make it, make it on a T shirt. It
will be fun. We have a lot of smart listeners. Well,
actually three oh three Martino. I will give out that
number three oh three six, two seven, eight, four sixty

(02:19:18):
six call me twenty four seven.

Speaker 4 (02:19:20):
Leave your number.

Speaker 3 (02:19:21):
We will get back to that's three oh three Martino.
Remember save all your problems for me.