She's On The Money

An inheritance? Slay. Inheriting shares but being prohibited from ever selling them? Err… help? This week, Victoria, Bec and Jess unpack Money Dilemmas and DMs galore. 

Our first stop: The difference between LICs and ETFs. Plus, a dread many of us know all too well; working at a job that literally sucks the life from you, while dreading the financial implications of leaving. 

Join us for another episode of Friday D...

So they have a Cartier bracelet, but no emergency fund. Or they own a home… but have a $5k monthly mortgage. What actually makes someone rich versus what makes them wealthy?

This Deep Dive goes into some of Victoria and Bec’s earliest money memories to explore their first ideas of wealth and what it meant to be ‘rich’. They discuss clichéd wealth indicators from designer bags and luxury cars to who is allow...

A few years ago, she thought she had it all figured out. The house. The fiancé. The wedding. The future she'd spent six years building with the person she thought she'd spend the rest of her life with. Then, on a random Tuesday morning, she got a text message. He was leaving. Just six months before their wedding.

What followed was a blur of heartbreak, a house sale, more than $30,000 in lost wedding deposits, and the very real task...

POV: You outearn your partner. Should you be contributing more to things like shared costs, savings and goals because your income is higher? Or is there a more equitable way to split things?

This week on Friday Drinks, Victoria, Bec and Jess discuss the ins and outs of relationship finances, especially when you have different attitudes towards money. From honest communication to the heavy money stories we carry, the gang explores h...

GP appointments, vitamins, and not to mention the added snack budget; having a baby sounds expensive. So, we asked our very own VD just how much it cost her… with receipts.

This week’s Deep Dive episode unpacks the costs associated with having a baby in modern times. Victoria shares receipts and line items from weeks 4 till 40, with a trimester-by-trimester breakdown of exactly how much she spent, how far the Medicare ...

Our diarist this week went from being a flat-broke uni student who could barely afford rent to paying off a $25,000 car loan on a graduate salary in less than a year. She built her emergency fund, started investing, got serious about her money and completely transformed her financial situation.

But now there's a new problem. Every time she spends money, she feels guilty.

We chat about moving away from home at 19, being the only per...

Happy 1,000th episode, friends! On his very special episode of She’s on the Money, we’re celebrating this huge milestone in true Friday Drinks fashion, complete with festive hats. 

Join Victoria, Bec and Jess for a stroll down memory lane. We’ll be sharing mic drop moments from the She’s on the Money socials, updates from a returned Money Diarist from season one, sharing our favourite things (which you ...

Spoiler: Our goal-setting habits are broken. But, it’s not your fault. It’s the psychology we’re raised with.

It’s Deep Dive time! And this financial new year, Victoria and Jess are here to help you get out of your own way, so you can start ticking off those EOFY resolutions nice and early. How? By revisiting the psychology behind setting and sustaining financial goals for the year. 

During this episode...

This week's Money Diary starts with what should have been a straightforward hospital visit.

Her husband was 32, healthy, active, and recovering from glandular fever when doctors spotted something completely unexpected on a scan. A few months later, they received the news nobody expects to hear: it was cancer. What followed was months of waiting, uncertainty and trying to keep life moving while living in limbo.

But there's another p...

Who among us has struggled with spending? Alright, how many of you answered ‘yes’ because you struggle to *spend* money, rather than spending it too freely?

This week on Friday Drinks, Bec and Jess discuss a handful of money dilemmas from our community, including one about having a frugal money mindset that’s actively impacting your ability to spend. They also discuss whether it’s worthwhile to withdraw your...

Tax. You’ll do it “later”, right? Famous last words, my friends. This week’s Deep Dive is here to save your EOFY by giving you a laundry list of things to consider ahead of June 30. 

Whether you’re employed, a side-hustler or a sole trader, Victoria and Jess have gathered their recommendations for approaching the new financial year with confidence – and they’ve got the receipts to prov...

Growing up this week's money diarist remembers boiling water on the stove for baths because the gas had been disconnected, landlords turning up at the front door looking for unpaid rent, and feeling like she never quite fit in because everyone else seemed to have things her family couldn't afford.

Determined to create a different life for herself, she worked hard, saved aggressively, finished university and built what she thought w...

Say it with me: equal isn’t always equitable.

On Friday Drinks, Jess and Bec cover a very juicy DM concerning inheritances, where one sister has received a lifetime of financial support, while the other is fighting for what she believes is her fair share of the will. Is it considered equal for the more independent child to get a larger share in the end or is there more to it than that?

This episode is also packed with insight...

You’ve started your investing journey (yay!), but you’re oblivious about how your portfolio is going to be taxed during this financial year (boo!). 

If this year’s budget convos about Capital Gains Tax (CGT) have you sweating, strap in for a deliciously informative Deep Dive.

In this episode, Victoria and Jess discuss how shares and ETFs are taxed, explaining the difference between dividends, distributions an...

She's 25, owns her home, has paid off her HECS debt, has more than $50,000 in super, is building an investment portfolio and somehow still rated herself a B- when I asked how she felt about her money habits.

Growing up in regional Victoria, she got her first job at 14 and never really slowed down. While most of us were spending our weekends hanging out with friends, she was working supermarket shifts, saving for her future and help...

Be honest. Has money ever got in the way of a friendship? Sure. It’s nice when everyone you know has the same money values as you, but it’s far more likely that your earnings, spending habits, and beliefs are just as different as your birth charts! 

This week on Friday Drinks, Bec and Jess answer your pressing questions around pausing investments to pay for a wedding, fast food preferences and what happens when you...

It’s mid-year money reset-time! The end of financial year brings all of that new money energy, without the post fireworks slump. Not only is it a time where people are already looking at their finances (or looking out for a tax return), it’s a brand new chapter for folks who want to rewrite their money story. Frankly, with all of the cost of living pressures adding up, it feels right to pause and hit reset.

Join Bec and...

This week's Money Diary feels a little bit like proof that where you start doesn't have to determine where you end up. She grew up in a tiny village in Eastern Europe in the aftermath of communism, where family holidays weren't a thing, money was scarce, and the future often looked a lot like the past. But even as a kid, she couldn't stop wondering what was on the other side of the horizon.

Your bestie just asked you to be their bridesmaid, which has you wondering: will you (or your friendship) ever financially recover from this?

Happy Friday Drinks to all who celebrate. In this week’s episode, Victoria and Jess cover the costs of being a bridesmaid in a distressed (but very relatable) DM. With nuptials on the menu, they also respond to a Money Dilemma which asks which money chats should we be having before gett...