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July 2, 2026 39 mins

Happy 1,000th episode, friends! On his very special episode of She’s on the Money, we’re celebrating this huge milestone in true Friday Drinks fashion, complete with festive hats. 

Join Victoria, Bec and Jess for a stroll down memory lane. We’ll be sharing mic drop moments from the She’s on the Money socials, updates from a returned Money Diarist from season one, sharing our favourite things (which you can win via our socials!) and rewarding some very loyal contributors across our community. 

Plus, we’re releasing our final codeword for She’s Stashed the Cash: a 1,000th episode giveaway where our most sleuthy listeners will have the chance to win $1,000 cash.

Tune in for earnest chats, moments from Money’s past, and us fangirling over the internet’s best money community (you 🥹💘).

ENTER SHE’S STASHED THE CASH: Head to https://sotm.typeform.com/stashedthecash and submit your five-word entry NOW! Entries close at 5:59 am (AEST) Saturday 4th July, 2026. Conditions apply. UPDATE: congrats to our winner, Hayley! 

WIN OUR FAVOURITE THINGS: Head to the giveaway tile over @shesonthemoney for your chance to win one of our favourite things. Entries close at the end of July! Conditions apply.

THROWBACK: Behold! A link to Jess’ first episode (https://open.spotify.com/episode/4obX1XVC2Niml4n4lYNzIz?si=Dj1ZGF3XQGmBH1l7rNUBlg)🥹

If you aren't already, follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you. 

Acknowledgement of Country By Nartarsha Bamblett (nartarshabamblett.com.au)

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708,  AFSL - 4451289

See omnystudio.com/listener for privacy information.

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Episode Transcript

Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 1 (00:00):
My name is Satasha Bamblet. I'm a proud First Nations
woman and I'm here to acknowledge country. Te Glenn Young
Ganya Niana, kaka ya Ya bin Ahaka Nian our gay
In Mbini yakarum Jar, Dominyamga, Doumaga Ithawakawaman, damon Immalan Bumba
bang Gadabomba in and now in waka ghana on yak
rum Jar Watanadaa. Hello, beautiful friends, we gather on the

(00:24):
lands of the Aboriginal people. We thank acknowledge and respect
the Aboriginal people's land that we're gathering on today. Take
pleasure in all the land and respect all that you see.
She's on the Money podcast acknowledges culture, country, community and connections,
bringing you the tools, knowledge and resources for you to thrive.

Speaker 2 (00:44):
She's on the Money. She's on the Money. Hello, friends,
and welcome to She's on the Money, the podcast.

Speaker 3 (00:54):
That makes personal finance is fun, especially on Friday, and
I am excited.

Speaker 2 (01:00):
This Friday, Guys, is.

Speaker 4 (01:02):
Like no other.

Speaker 3 (01:03):
It is our one thousandth episode and to celebrate, we
are bringing the goodies to you, our loyal.

Speaker 2 (01:10):
She's on the Money Community.

Speaker 3 (01:11):
I am talking prize packs and gift cards glow plus
we'll be giving away some of our favorite things.

Speaker 2 (01:17):
Talk about a good money win.

Speaker 3 (01:19):
Joining me for the festivities is none other than Miss
Jessica Ricchi and of course the wonderful Miss Beck sayed,
can you believe we have.

Speaker 2 (01:29):
Recorded a thousand episodes already?

Speaker 4 (01:33):
So many episodes?

Speaker 5 (01:34):
Be so real?

Speaker 2 (01:35):
A thousand that's like four digits And some.

Speaker 3 (01:38):
People have listened to every single one and multiple times,
because I did the maths when we got our Spotify
wrapped last year and I was like, what are you
guys doing?

Speaker 2 (01:47):
Like you've listened to more than the minutes I've created.

Speaker 3 (01:51):
Wow, some people have listened to it double time, and
it's actually incredible. I'd like, I cannot tell you how
grateful I am do not only be sitting here after
one thousand episodes, but just like for the community that
has been along for the right I cringe a little
bit when people say I went back to your very
first episode.

Speaker 2 (02:09):
I'm like, oh no, no, baby cakes, don't do that.
Don't do that.

Speaker 3 (02:12):
But we've left it up obviously because it is powerful
and it does really cool things. But my friends, while
there are no dilemmas, this week, we will be revisiting
some of our earliest memories. We're going to be sharing
an update from one of our very first money diarists
and rewarding some of our most active community members. We
are in our sentimental era and I feel like it

(02:33):
feels just right.

Speaker 4 (02:34):
Oh, I feel emotional.

Speaker 2 (02:35):
I am as well.

Speaker 3 (02:37):
And because it's a special occasion, we thought it might
be fun to do things a little bit differently.

Speaker 2 (02:43):
So new segment, She's Stashed the Money.

Speaker 3 (02:48):
If you've been tuning in over the last few weeks,
you might have noticed a few odd sound bites working
their way into our episodes. Well, now I can finally
reveal our big plan. We've been dropping a word just
here and there that makes up a one mystery sentence.
There are five words in total, and the final word
is being revealed today right here on the Friday Drinks episode.

(03:10):
Why well, my friends, If you are the first person
to correctly place these words in the correct.

Speaker 2 (03:17):
Order, you might just win a cool thousand dollars cash.

Speaker 3 (03:21):
Once you've heard the final word, head on over to
our Instagram, where you will find the entry form in
our link in bio. There you can take a guess
at your five word sentence. If you haven't already, please
go back and listen and make sure that you write
them all down, and then you can submit your five
words sentence for a chance to win. Entries closed tomorrow,
my friend, because we want this to be quick. If

(03:44):
you're in the community and you have been listening to
our show, this is how we are planning to reward you.

Speaker 2 (03:49):
How cool is that?

Speaker 5 (03:50):
That is so cool.

Speaker 4 (03:52):
I can't think anyone who wouldn't love one thousand dollars
just like on a randomnoon.

Speaker 3 (03:57):
You know, but also just being rewarded for being consistent
and listening to our podcasts. I just feel like, when
we were sitting down and we're like, how can we
properly reward the community.

Speaker 2 (04:07):
I didn't want it to be super random.

Speaker 3 (04:09):
Yes, I wanted to make sure that we were a
little bit intentional, and I feel like this is our
way of playing mind games at the same time as
giving away cash to the most committed person.

Speaker 6 (04:19):
Oh my, I just know already. If I was like
listening to this and I was just like twelve pm,
you've already turned it off. I no, I'm like sick
to my stomach. I'm like, oh my god, I go
back and make sure I've found like I would be racing.

Speaker 3 (04:31):
I love that for them, I love it. I'm excited.
All right, guys, let's take a really quick break because
I'm sorry. With a thousand episodes under our belt, we
have some really fun sponsors that we want you to
hear from. But when we get back, we'll be diving
into more thousandth episode exclusives. That was a mouthful, but
don't go anywhere. Welcome back to our thousandth episode of

(04:54):
Sheese on the Money, where we're taking a little bit
of a trip down memory lane and looking back at
some of our earliest moment mints. All right, we've got
what I have called my moments. Okay, Jess, be honest,
have you ever gone back and listened to an episode
of She's on the Money?

Speaker 4 (05:12):
I have, because it is my job and so.

Speaker 2 (05:17):
Unlucky, I do have to go back. That's where all
those listeners came from. Back, pop it up. It's Jess
and my mom.

Speaker 4 (05:24):
Maybe we don't have a single fan, it's just just
real listening. Someone mentioned actually recently on an episode that
they heard my first episode because I haven't. Neither of
us have been here the whole time and I did
go back and listen to that when they said it,
because I was like, what did I it was? It
was a randomy one. No, it was a Friday drink.

Speaker 7 (05:44):
I threw you in.

Speaker 4 (05:45):
Yeah, Friday, we love Jess. Well, it was easy to
find because it was it was when I started, was
right when format switched to three episodes, so you had
to find the very first Friday.

Speaker 2 (05:56):
And wow, what a time.

Speaker 4 (05:57):
Wow it was but a shy spring chicken.

Speaker 2 (06:01):
We need to actually drink on Friday drinks. Oh that's gorgeous.

Speaker 4 (06:06):
Can we see that?

Speaker 2 (06:08):
So do you feel like you have changed your.

Speaker 4 (06:11):
Yes, of course, that you'd be more I've gotten so
much more comfortable, I think, like you can listening. I
don't know if anyone else can tell, but I could
certainly tell that. I was so nervous and so scared,
and I was new to the company, and I was like,
I'd listened to the first season, so I was like,
Victoria's changed my money story in my life, and now
I sitting here sharing a vodka cruiser.

Speaker 2 (06:32):
Oh yeah, that was crazy.

Speaker 3 (06:36):
I need to go back and listen to that because
I can't even remember. I know where we recorded it.
I remember recording it and just how cool we've changed
so much.

Speaker 2 (06:46):
Look, I am arguably a.

Speaker 3 (06:48):
Very sentimental person, especially since having babies, Like I feel
like my sentimental like limit has definitely increased. And I
feel like a thousand is a massive deal and I'm
all about making a deal about everyday things, but like,
this is not just an everyday thing. The team and
I we did some quick maths and it actually ends

(07:08):
up being something like twenty one full days, like twenty
four hours in the day, full days of non stop
She's on the Money. If you were to play the
episodes back to back, Wow, twenty one whole days of content.

Speaker 2 (07:20):
Like of me, non stop talking, no break, no sleep, break,
no sleep.

Speaker 4 (07:24):
Thanks.

Speaker 2 (07:25):
Yeah, isn't that insane? He's insane.

Speaker 4 (07:28):
We spent a lot of time with you guys. You
know us really well.

Speaker 3 (07:32):
I'm so grateful to I always say you guys are
friends that we just haven't met yet, and like I
genuinely mean that. When we run into people on the
street or people are like, are you Victoria from She's
on Money, I'm like, yes, queen, who are you?

Speaker 2 (07:44):
Introduced me to you? Because I don't know your name?
You know mine?

Speaker 3 (07:48):
Like Hi, it's actually the best but are you ready
for the ultimate throwback. I went through some of the
earliest posts on our Facebook page. Okay, so they are
mostly but they're in the early days that She's on
the Money, and I took a heap of screenshots, so
I have them. I've gone on a laptop. I'll share

(08:08):
them on socials obviously for you guys to go and
have a squeeze, so you know what I'm talking about.
But these are my little mic drop moments. They are
arguably I don't know if the word is embarrassing. I
think I'm embarrassed with my graphic design skills mostly, so
please don't.

Speaker 2 (08:22):
Look too closely.

Speaker 3 (08:24):
But first one is the Victorias or vd's not so
secret cash flow plan. I posted it was a little
bit of a sneak peek into my cash flow system
from twenty nineteen, which by the way, has not changed,
like I've tweaked it. I've updated it, but it's like
the same system Microsoft word formatting and like cut and
paste and all. And I obviously use the like more

(08:46):
than symbol and number three to make a love heart
on that of course.

Speaker 4 (08:49):
Yep.

Speaker 2 (08:50):
And then there was a.

Speaker 3 (08:51):
Post about She's on the Money launching and topping the charts.
It's a screenshot of our Apple podcast app, which looks
so dated, and we're the top spot in the Australian
podcast charts in twenty nineteen, not just of our category,
but of like, oh, the entire podcast world. That's amazing,
that's crazy, so crazy. There was a very cute picture

(09:14):
of myself and Annabelle Lee from twenty nineteen. Then I
took a screenshot and shared it because I was so proud,
and I still am so proud. It's a screenshot of
us hitting thirty thousand friends in our Facebook group.

Speaker 4 (09:26):
Oh and now we have over three hundred.

Speaker 3 (09:28):
Now we have more than three hundred and thirty thousand, Jess,
isn't that insane?

Speaker 2 (09:32):
It just goes to show from little things, big things
grow exactly. I couldn't believe it. I was like, oh
my god. I remember being like, this is the most
amount of people. This is like psychotic.

Speaker 3 (09:42):
Imagine a Facebook group with thirty thousand people, three hundred
and thirty Now that's insane.

Speaker 2 (09:48):
And then there was a whole thread from twenty twenty one.

Speaker 3 (09:51):
Look, it's the pay it Forward thread where people in
our community were sharing things like give vouchers, and favors
and discounted services.

Speaker 2 (09:59):
All the name of just being kind to one another.

Speaker 4 (10:02):
That's so nice. I remember that that was really it
was because the midst of COVID and we had so
many people submitting into the Facebook group because we've always
had post approvals on.

Speaker 2 (10:14):
Yeah.

Speaker 4 (10:14):
I remember we had so many people submitting in saying, Oh,
I've got this thing that I want to share, I've
got this thing that I want to share, and we
were like, we can't have five hundred of those posts.
It's just too hard to manage. So we made a
thread and I remember it just being so lovely, like
in the midst of what was an awful, awful time
for everybody, particularly those of us here in Melbourne. I
remember it was just so joyful.

Speaker 3 (10:33):
We should do that thread again, maybe in the Facebook group,
not today, because we've got a lot going on. Keep
your eyes peeled and we will do a pay it
Forward thread again where if you've been sitting on something
that you know could go to a better home, or
like just something that you could share with someone in
the community, you could drop it in there. My friends,

(10:54):
are you ready ready for money? Diarist returns. So over
the years we've interviewed literally hundreds of Money diarists, and
while most of them have shared pretty incredible journeys so far,
we know that there is still so much growth on
the cards and that's like the best bit, right. How
many times have you listened to a money diary and
I have been like, oh my god, like your set,

(11:15):
but imagine you in five or ten years, like you're
going so far? Like to me, it's crazy because some
of those diarists have gone five years, have gone six years, like, be.

Speaker 2 (11:25):
So for real.

Speaker 3 (11:26):
So we decided to seek out some of the diarists
from our very first season to see how they were doing.

Speaker 8 (11:30):
It's been so long since I listened to that old episode,
and it's so funny actually to hear how different things are,
I guess, from back then to now. So at the
time I was thirty three, I've recently turned forty. It
just feels like so long ago. And back then, I
was working predominantly as a fitness influencer. I was posting
on social media, and from that my income was then

(11:53):
generated through selling like programs and coaching services.

Speaker 5 (11:57):
So I wasn't really making much.

Speaker 8 (11:59):
Money, if any, via social media ads or anything, but
I was generating a lot of income via people finding
me on social media and then signing up to my
fitness coaching services. And yeah, the snapshot of I guess
the time that I was interviewed, that was my most
successful period ever in my business. And twenty nineteen, yeah,

(12:22):
I think my business brought in around one hundred and
eighty K. Obviously I had to pay tax, super all
that good stuff out of that, but that was a
really high earning year. And then obviously twenty twenty happened.
People weren't out and about working out as much, so
my business really changed, and I also really changed and
went into a totally different space and I'm now working

(12:44):
as a counselor instead, so not really generating the income
that I did back then, and also not really able
to work the amount of hours that I could back then.
So where I was earning upwards of sort of one
hundred and twenty k consist for a few years in
a row there, I'm a little under that.

Speaker 2 (13:03):
Now.

Speaker 8 (13:04):
I do earn a little bit more through social media
ads because I am still doing that, and so that's
kind of picked up and supplemented my.

Speaker 5 (13:11):
Income, which is nice, but yeah, really crazy to hear.

Speaker 8 (13:14):
How different things were back then, and I graded myself
a BEE at the time.

Speaker 5 (13:20):
I still think that that's pretty fair.

Speaker 8 (13:22):
I think my income was good, but I was not
particularly smart with my money. I would say now my
earnings are lower, but I probably still grade myself somewhere
around a BEE, maybe a B minus in that I
don't earn as much, but I am more smart with
my money. I'm not really investing or doing anything like

(13:44):
that at this point because I did buy a house
a couple of years ago, so I have really invested
into that and just like made sure that I'm keeping
on top of, like getting ahead of my mortgage repayments,
especially with all of the craziness of interest rates and everything.
To be able to try and put extra money aside
to sort of buffer that is a real priority for
me now. So I'm a little more future focused, I

(14:05):
guess than I was at the time.

Speaker 5 (14:07):
I'm not spending as frivolously. I'm not buying it much.

Speaker 8 (14:10):
Active wear compared to them, So that's been a real
positive that I'm just a little more particular about.

Speaker 5 (14:18):
Planning for my future in terms of my money values now.

Speaker 8 (14:23):
I think for me it's really important to still be present,
still make sure that I'm enjoying life. I'm not traveling
as much as I was, but it is still something
that is a really strong value for me to have
that sense of adventure and sort of breaking up the period.
But instead of going on a long trip every year,
it's probably a short trip every second year. But that's

(14:45):
something that really does need to be put aside for
me to make sure that I've got the time to
do that, and just safety and security right now in
the world that we live in with the crazy cost
of living and interest rates and all of that. Really
just trying to be somewhat consistent with my income, really
keeping on top of that, putting money extra money aside

(15:07):
if I do have a higher earning period, to just
have that kitty there for the low periods, and just
trying to be as stable as possible. I think that's
the main thing that I really look for. One thing
I am really proud of in running my own business
over the last ten years is that in this entire
time that I've been self employed, I have been pretty
much entirely self sufficient. I've never had a business manager

(15:28):
or anything like that to help me. I've done it
all on my own and just kind of figured it
out along the way, and such a big part of
that is the work behind building a social media community
that then turns into such a great lead generator for me.

Speaker 2 (15:42):
And part of that is the hard work.

Speaker 8 (15:44):
In showing up and making good content and building those connections,
but also a little bit of that is just luck
and being at the right place at the right time
to build a bit of a following. So trying to
kind of leverage off that and make sure that it's
a sustainable business model is something I'm more conscious of now.
I've been really fortunate that I've never had to run
any paid ads. Everything has just come through so organically,

(16:07):
which has been really lucky. But I'm now kind of
trying to diversify that a little bit and not just
rely on social media just in case it ever disappears
at any point. I'm trying to build referral networks and
all those kinds of things just to make sure that
I'm like safe and stable and kind of planning for
any changes in the future.

Speaker 5 (16:25):
But I feel really lucky that I've been able to.

Speaker 8 (16:28):
Do that on my own and create this out of nothing,
and you know, lead to me being able to pay
my own way through life, buy my.

Speaker 5 (16:36):
Own house, which I never thought i'd be able to
do on my own. So the fact that I did
this by myself is yeah, really special.

Speaker 4 (16:44):
Oh that's amazing.

Speaker 3 (16:45):
I am obsessed with her. I literally love her so much.
And we know her Jess and I know her personally.
We're not gonna give it away how she is, but like,
that's whey. One of our diarists has been and has
been growing, and I just think it is so important
that we become who we meant to be. Yeah, And
as much as this is a money podcast, not focus

(17:05):
so much on the money, totally absolutely, Like it just
goes to show that even our ideas and our values
about money can shift and change and evolved throughout our lifetimes.

Speaker 2 (17:14):
And that I guess things that.

Speaker 3 (17:15):
We once thought defined us and were us and what
wealth could look like can be so so different in
just a matter of years. And all of this is
to say, should we bring back money diarists onto the
show and do a whole where are they now?

Speaker 4 (17:32):
I loved hearing what she's up to now and I
think it's she's living a life that I would love
to live. Yeah, you know, I think she's so positive
and so happy and just such a beautiful soul. I
think the irrespective of what that journey has looked like.
I loved hearing that update, and I want to hear more.
I'm so we've had so many fabulous dirests over the year.

Speaker 2 (17:54):
Bring them back, Bring them back.

Speaker 3 (17:56):
But also it's funny listening to it because when I
met this person and they were on the show, they
were just a diarist to me, if that makes sense,
Like I thought they had a really cool story. I
wanted to have them online, and since then we've developed
a personal relationship. They came to my thirtieth birthday, Like
they're just a really wholesome human being. And it just
reminds me that it's not just about like the destination.

(18:18):
Maybe sometimes it's about the friends that you collect along
the way. Yeah, God, we have lots of cheese on
the money friends. All Right, after the break, we're going
to be running through some of our favorite things, some
team picks that we think have enduring value, plus your
way to win each and every single one of those
things that we think are valuable.

Speaker 2 (18:36):
So stick around, guys.

Speaker 3 (18:41):
Our one thousandth episode is coming up soon, and to celebrate,
We're giving one clever listener a chance to win She's
Stashed the Cash. Today's mystery word is thirty. Tune into
episodes of She's on the Money between the seventeenth of
June and the third of July and listen out for
the hidden code words. In total, the first person to

(19:02):
arrange the code words in the correct order will win
one thousand dollars. Entries open on Friday, the third of July,
with details shared live on the pod. Good luck and
happy hunting. Okay, back everybody, my friends. Now it is
time for the moment I have personally been waiting for.
This is our favorite things. While this podcast is dedicated

(19:24):
to saving money and budgeting well, let's be honest. Whilst
this podcast is absolutely dedicated to saving money and budgeting well,
learning to invest and being really wise with our cash
and creating wealth, let's be honest, it's also about our
earning and our spending habits and building better ones. Part
of that, and we have this conversation in our Facebook
group all the time and sometimes on the show, is

(19:46):
recognizing good value when you see it, so that when
you do end up spending the money, we're making the
best possible investment with our hard earned cash. And naturally
we ask the team about their favorite things. You know,
what are their top picks or simply what is a
pick that brings them both emotional and financial joy? Jessic

(20:08):
RICI remind me what topped your list?

Speaker 4 (20:11):
Well, mine had to be a callback to something that
I think everyone who's listened for a long time will recall.
That is my beloved kitchen Aid that I did not
pay a dollar for. If we remember, I saved my
Flybys points. Yes, I hustled hard. Not a cent was paid,
but she was worth every cent, every dollar, every penny.

(20:32):
I use that thing all the time to make all
my sweet treats that I cook for people. Now it's
a powerhouse. It's a workhorse, and I love it so much.
Mine is white. But if I wished you my time over, yeah,
I do think I'd get one in pink.

Speaker 2 (20:45):
So you've picked for the community, and I've got it
listed here.

Speaker 3 (20:49):
You've picked the Kitchen Aid artisan bowl lift stand mixer
in dried rows.

Speaker 4 (20:54):
I just think it would look absolutely beautiful in someone's kitchen.
I only excited to make things to share love and
joy with other people.

Speaker 2 (21:02):
Too, And just like Jess, someone in our community is
not going to pay for it. Yeah, because I did money.

Speaker 3 (21:08):
So none of this, By the way, guys, I think
it's very important to point out here, none of this
is sponsored. So the brands that we are mentioning and
the items that we are talking about here actually have
been bought by She's on the money for that.

Speaker 2 (21:20):
She's on the money community.

Speaker 3 (21:22):
Just because we love them so damn much like I'm
collected by the team exactly. I said, Jess, what's your thing?
And I mean that standard suggests I think it's a
little better than your one. That one's one thousand and
forty nine dollars.

Speaker 4 (21:34):
Sho's getting an upgrade.

Speaker 2 (21:36):
But that's nice.

Speaker 3 (21:38):
So Beck, what did you think that the community would
love the most or what do you love the most?
I don't necessarily have one of these, but is my
life's dream, my life's goal to get a coffee machine
from my home, because first of all, saving money all
day every day, And secondly, isn't it the most wholesome,
gorgeous thing?

Speaker 6 (21:57):
Wake up, suns out, make it for a coffe If
you sit on the porch, maybe you sit on the deck,
whatever you've got going on. So for me, it's a
coffee machine really of any caliber, of any kind, but
that's my pick for the community of any kind.

Speaker 2 (22:12):
Well, you did send us one.

Speaker 3 (22:14):
You have sent us And apparently we did ask the
community a while ago, because I was like, what's the
best coffee machine when I was purchasing one, and a
resounding number of people said, it's a Brevel And the
number one Brevel that our community loves was the Brevel
Bambino plus espresso machine. So we have bought one of those,
and that is going to be given away as well.

(22:35):
How are we going to like ship all this stuff
to you guys, TBC.

Speaker 2 (22:40):
We'll figure it out. Can't be that hard. Controlways do it?

Speaker 5 (22:43):
Boys?

Speaker 4 (22:43):
Do it?

Speaker 2 (22:44):
And then I thought, I don't know.

Speaker 3 (22:46):
I'm like, you guys had such cool things, and like
I remember having this team meeting and being like, guys,
we're gonna pick our favorite things.

Speaker 2 (22:52):
We're going to gift it to the community. What are
we going to do? I was like, Oh, I'm being practical.

Speaker 3 (22:57):
Like a lot of people in our community are like UNI,
and if they're not at UNI anymore, they probably haven't
spent a lot of money on a laptop.

Speaker 2 (23:04):
And like for me, my laptop is my lifeline. Like
I just live and breathe my laptop. I know Jess
does too.

Speaker 3 (23:10):
Like I feel like if I was to pick three
things that define a person, which is also a really
fun game we should play later where you go, what
are three items that yes, define Jess or three items
that define Beck? Well me anyway, Jess in a laptop,
but Jess in a pink laptop. So Jess has a
rose gold laptop.

Speaker 2 (23:29):
And I was like, okay, cool, let's combine the two.

Speaker 3 (23:32):
Because I'm a mac Gurly and everyone else in the
team seems to like PC's weird, but okay, I'm a
mac Gurly.

Speaker 2 (23:38):
So I picked the Apple MacBook in pink.

Speaker 5 (23:42):
Oh yea.

Speaker 2 (23:43):
So I was like, let's give away an Apple MacBook.

Speaker 3 (23:46):
It's the new Apple Neo MacBook in blush pink, and
I just I want to upgrade to that, Like I
want that, but I can't justify it.

Speaker 2 (23:54):
So I'll give it to you. That's gorgeous, That's what
I'm doing.

Speaker 4 (23:56):
If you got us on Instagram, you know it's not
just the three of us. There's a whole wonderful tea
that makes She's in ninety possible. And they all picked
their favorite things as well, and I got them to
make a sneaky little voice.

Speaker 2 (24:05):
Note, yeah, do you explain what they've picked?

Speaker 4 (24:08):
So they're gonna make their podcast dabut and tell you
what they've picked. Hello.

Speaker 9 (24:11):
My name is Brooke and I do a lot of
the content and marketing as she's on the money. No
one actually knows my real role title is, but that's okay.
My favorite thing that I have chosen is the robo
rock Qivo L I believe the number is and it
is a robot vacuum and I love it because it
is like having a little robot working for you twenty
four seven and you do have to worry about it.

(24:33):
It has genuinely changed my life. So I would highly
recommend that if you don't have one, you look at
getting one. And I think that everyone needs one, So
I'm glad someone in the community is going to get
to have one and enjoy it. And you guys might
benefit from this, because who really wants to vacuum their
house every day? Not me, But if you can have
a little robot do it while you do all other

(24:53):
fun things, that sounds pretty good to me.

Speaker 2 (24:55):
Hello, this is Georgia.

Speaker 10 (24:57):
I'm the graphic designer and work in the content department.
For my favorite Thing, I have chosen the dice in
air Rap. If you've listened to the podcast for a while,
you probably already know that so many of us on
the team are obsessed with our Dison air Rap. I
have had mine since twenty twenty one and it's genuinely
one of my most used purchases. She's a multifaceted gem

(25:18):
and has so many attachments to create all different looks,
and we love a multi use product at Shees and
The Money Money Win. Also, maintaining your hair is expensive,
so having something that you can use at home to
style your hair without completely frying it between appointments is
something that we all just can really appreciate.

Speaker 11 (25:36):
Hello, my name is Kiara and I am the community
manager at Cheese on the Money, So odds are if
you've sent us a message, I am the gal responding
to you. For my favorite Thing, I have chosen a
road peptide or lip balm. However, upon seeing what the
rest of the team chose, I have pretty much up
that to the entire Road range as a Haley Beaber
loyalist and have recently come back from America. I brought

(25:59):
it all with me and just in time for it
to become available in Mecca. I am obsessed with it.

Speaker 4 (26:04):
It saved my skin.

Speaker 2 (26:05):
The colors are.

Speaker 11 (26:06):
Incredible and yeah, could not highly recommend enough. So whoever
is lucky enough to win, enjoy the Haley Bebelare and more.

Speaker 7 (26:14):
Hello, this is too har she's on the Money's resident copywriter.
For my favorite thing, I've chosen a good food voucher
because as a foodie and a bit of a hedonist,
nothing beats an exciting new dining experience. So these vouchers
are accepted across the country and they always give me
something to look forward to throughout the year. So whether
it's a special event, my birthday, tourist season, you know anything.

(26:35):
They're particularly useful for spoiling yourself, spoiling a friend, that
sort of thing when you feel like doing something a
little bit special or maybe even thoughtful and want to
feel generous, but maybe you're a little bit skinned, so
you can sometimes get these ones discounted, saving you even
more when it's time for the bill. But I'm going
to save you the bill by gifting you one instead.

Speaker 2 (26:54):
All right, guys, that's the wrap up. Of what our
prize pack includes. How do we feel?

Speaker 4 (26:59):
I very jealous of whoever's going to do this, but
also very happy. You know, you guys give us so much,
so much support, so much love. I wouldn't have a
job if you weren't listening to this show. That is true.

Speaker 2 (27:10):
That is true. It's everything to their mission. No, I'm joking,
but also like we owe everything to Jess, Like how
good did the podcast get?

Speaker 4 (27:20):
When she joins, I know it's a team effort everybody,
but I just think I'm so happy that we are
doing this episode to give back, because you know, we
sat down, we spoke about it. We said, well, what
do we do to celebrate like a thousand episodes? We've
done so many wonderful things. Do we reminisce? What do
we do?

Speaker 2 (27:36):
And no, we give the community cool stuff.

Speaker 4 (27:38):
Yeah, like we It just it wouldn't be what it
is without you guys. And I'm really excited to think
about some people winning these great prizes. That's beautiful.

Speaker 3 (27:46):
And I think that they're all things that people wouldn't
immediately go and purchase for themselves. Yeah, there are really
big purchases. I just I thought that was a really
cool way of giving back to the community in a
way that's just like fun.

Speaker 4 (27:59):
And lines everything.

Speaker 2 (28:00):
Weir, Yeah, it's fun.

Speaker 3 (28:01):
We want you to enjoy, like it's not about like
you know, the crux of what She's on the Money
is about. Yeah, but it is super fun, all right.
So obviously we're not going to gate keep. We are
giving you the chance to win all of our favorite things.
Head on over to the She's on the Money Instagram
to enter and you could win each and every single
one of these items, which I think is really cool.

(28:22):
And I mean I'm biased because like it's my team.
I love my team, but I also love the items
that my team has picked. Entries close at the end
of July, So my friends, you have to be in
it to win it, all right. As you guys know,
She's on the Money. As you literally just said, it's
like just like got hold of my script that I
didn't give her. She's on the Money would literally be
nothing without you guys. Our incredible community is literally incredible,

(28:45):
And I don't say that lightly. Like we have seen
so many beautiful things come out of this community, and
like we are so privileged to call you not only
our loyal listeners, but our friends like I think each
and every single one of us when we have met
you on the street or at the shop, or one
time I met someone while I was arguing with my
husband over brocolini at Kohl's, and it was just so

(29:09):
funny and so nice, Like I don't think I've met
someone that I'm like, oh, that doesn't make sense that
she listens to our podge Like every single person, I'm like, yes, queen,
I love it, like I've made the most beautiful friends.
But we are just so grateful for the ups and
the downs that you've shared with us and your own
money journeys.

Speaker 2 (29:26):
You've been so generous with us.

Speaker 3 (29:29):
Let's just say we do pay attention, like we get
to know you in our DMS. We see those consistent voices,
we see those slag names pop up, and we go,
I see you, Leah, I see you. I know you're there,
Like You're not just a number to us, you are
literally a name that we talk about. And that's why
we are rewarding some of the most active members in

(29:51):
our community since this whole thing began. And this was
no mean feat because how the hell do you do that?
So we have trawled across it single social media platform,
ol emails, our dms, literally everything to find out who
has been arguably the most active in the community. And
whilst we have already reached out to a handful of
people already, here are some of the wonderful contributors that

(30:15):
we are just giving some hot hot cash to.

Speaker 2 (30:17):
We are sending them some hot hot cash.

Speaker 3 (30:19):
Buyer a very nice two hundred and fifty dollars Visa
gift card because I don't want just a yeah, Oprah,
but like no tax implications you get you don't have
to pay tax on a gift card, so I pay
the tax. That's why you know, at like Christmas time,
when your employer gives you a gift card, it's not

(30:41):
just because they don't want to give you cash, because
you would have to pay tax on cash and a
gift card makes more sense. You're welcome, Yes, that's why
my team gift cards at Christmas time. And I'm like, guys,
it's not because I'm gatekeeping. It's because I don't want
you to be paying more tax. I appreciate that you're welcome,
and it's a Visa gift cards so you can spend
it on literally anything you want.

Speaker 2 (31:01):
There are just a few names.

Speaker 3 (31:02):
I've got Leah, I've got Lizzie, I've got Aurelia, I've
got Alisha, Jessica, Monique, Cassandra, and obviously a handful more
because I've reached out to them already, Like I know
they're listening to this podcast as well. Here's some of
the things that they had to say when we reached
out to them, and my team has like cut and
paste these into a document and I have to read
them out now without getting too emotional. So let's give

(31:24):
that a crack. First, cab off the rank Monique. Monique
says a huge thank you to you all. I love
the different personalities and perspectives in the team. Some aspects
of my finance, I'm like Victoria with spreadsheets and data
and other parts I'm more like Beck and I just
really enjoy the ride, which is so important too. I'm
trying to be more like Brook and stick to my budget,
but Jess and her realism is always there to balance

(31:47):
me out.

Speaker 4 (31:47):
Oh. Can I just say I love that you guys
identify with us on such a level. I like, it's
so lovely to hear someone say crazy, a piece of
you resonates with me, piece of me, like, I just
that's so beautiful.

Speaker 2 (32:00):
Yeah, and when they say that, that's exactly how we
see the team too.

Speaker 3 (32:05):
It's so funny because that dynamic is not just behind
the mics, like that's in real life.

Speaker 10 (32:10):
Yeah.

Speaker 3 (32:11):
Like, how many times am I talking Beck off a
financial ledge. I'm like, Babe, that is not reasonable, don't
do that. And how many times I'm like Jess work less, babe,
like stop taking on so much and you're just like
a realist. You're like, nope, I've got a goal and
I'm achieving and like Brook Queen of Budgets, Like literally
all of that is so true. Lizzie said, you girls

(32:32):
have completely changed my life way back from when it
was VD and the law student to now. I'm so
proud of us in this community. That law student was Annabelle.

Speaker 4 (32:42):
Oh beautiful, Yeah, Shan exactly.

Speaker 3 (32:48):
Then we've got Leah, she says. Guys, happy one thousandth episode.
Thank you so much for everything you've done for this community.
You've not only completely changed my life financially and professionally,
but you continue to do the same for so many
others every single day. The impact that you've had on
people's lives is incredible. And reaching one thousand episodes is
a testament to your dedication and hard work.

Speaker 2 (33:09):
You should all be incredibly proud of what you've achieved.

Speaker 3 (33:12):
Congratulations on this amazing milestone, and thank you for continuing
to inspire and help so many people.

Speaker 4 (33:18):
That's beautiful.

Speaker 2 (33:19):
Look you, Jess said.

Speaker 3 (33:22):
It's not only the enormous amount of financial literacy I've
learned over all these years, but it's also the other
small things I've gained from the podcasts, guests and community,
from simple things like recipe ideas, vd's Christmas Crack is
absolutely my favorite holiday destinations, to how to clean my oven,
and all the other random suggestions and recommendations mentioned by
both the She's on the Money team and the like

(33:42):
minded community you guys have created.

Speaker 2 (33:45):
Beautiful.

Speaker 4 (33:46):
It's more than just money, isn't it. Yeah?

Speaker 3 (33:48):
I did teach you guys how to clean your other
I did. I love a cleaning tip and trick. And
if you didn't know that about me, don't worry. There's
a whole Instagram highlights on my page of cleaning. Alicia says, Hello,
She's on the Money, Congratulations on your one thousandth episode.
A magnificent milestone. Your positivity and honestly, all things finance

(34:10):
are what I love about your podcast. The most great
tips and laughs are guaranteed, especially the latest Beck and
Jest Financial Year twenty twenty seven episode not all lips.
I wait, k way k, congrats again, legends. I know
you're laughing, but I have not watched that episode back yet.
I have not had the time. Do I need to

(34:30):
order our content? Miss Jess and Beck?

Speaker 4 (34:33):
I see h exactly. If you know, you know, If
you don't, If you don't, you know, I'm sorry. You're
just gonna have to go back and listen.

Speaker 2 (34:39):
Oh, dear lord, Okay, that's Amalia.

Speaker 4 (34:43):
I think that's one of my new favorite callbacks. Definitely.

Speaker 3 (34:46):
Aurelia says, I can't believe we're getting close to the
one thousandths episode. This is such a milestone. I'm so
beyond grateful for she's on the money. My friends are
so sick of me for referencing your team all the
time like we are friendsh we are, And Cassandra said,
I've been on a few month long binges of all day,
every day listening to every single episode of this show

(35:09):
from start to finish. I've finished and read every single
book and we'll scream from the rooftops about how good
it is and what it's done for me to anyone
who will listen. Quite honestly, it's changed my life and
I can't thank you guys enough. It also made me
want to change my career and become a financial advisor
or a broker. I want to be able to pass
on knowledge and help continue to educate those who come

(35:31):
after me. The girl's dynamic, especially on a Friday drinks episode,
is absolutely divine and I often love putting it on
and having a glass of wine on a Friday whilst
I'm cooking dinner. Also, thank you VD for your hair
curling recommendations. Honestly, thank you again from the bottom of
my heart. I've really enjoyed this journey and I look
forward to my future. It's bright because of you.

Speaker 2 (35:52):
Gorgeous stop it, why stop special? It's truly is so crazy.

Speaker 3 (36:02):
I don't want to cry on this episode because I
cried on the last one that I recorded with Beck.

Speaker 2 (36:06):
That's true. I can't have these thighs like. It's actually magic.

Speaker 3 (36:11):
Like if you told me to summarize our entire journey
of a thousand episodes, I would literally just say it's
been magic.

Speaker 4 (36:19):
Yeah, it's crazy to think that we just come and
we sit and we talk into the silly little microphones
and sometimes like today we wear silly little hats like
the Impact. Do you know what I mean? It's fun,
it's fun to talk, and you it's self centered sometimes
because we talk about our own journeys and like, I
know that that was my experience. I listened to season

(36:40):
one of the show and I literally changed my life. Yeah,
and it's crazy to think that we get to do
that for other people. What a blessing it really is.
It's so like those so kind I'm lost for words, honestly,
like what everyone had to say.

Speaker 3 (36:54):
You would have thought that it would be this journey,
and like just saying she started, she'd been from the
community she came, But like, how cool is it that
we get to follow your journeys? But then also we've
been on our own, Like I've been achieving financial independence.
Jess just brought her own friggin' house on her own,
with her own money, with nobody.

Speaker 4 (37:15):
Else two thousand dollars invested. Like, yes, we've all been
on such journeys. Yes, thank you in and you guys
have been along for the ride, absolutely, and we're so grateful.

Speaker 2 (37:26):
You guys are just amazing.

Speaker 4 (37:27):
Yeah, I'm so proud of you all my friends.

Speaker 2 (37:30):
How beautiful.

Speaker 3 (37:31):
Well, unfortunately that is a wrap on our thousand episode.
We will see you for another thousand and a thousand
after that, because I don't think you can get rid
of us. We really really love bringing you this content,
not just because we're self centered, Jess, but because we
genuinely love changing lives. And if you haven't already been
dual screening, please head over to our socials to see

(37:52):
our throwbacks, but also to win our favorite things obviously,
and if you haven't already solved the She's Stashed the Cash,
please go back and listen to our latest episode to
see if you can crack the code. Then submit your
entry via our link in bio. Thank you so much
for tuning in today and every day since twenty nineteen.
We adore you, and we will be back next week with.

Speaker 2 (38:14):
A brand new money Diary. Until then, take care of
yourselves and of each other. We love you.

Speaker 4 (38:20):
Bye, Thank you so much, guys, Bye mummy.

Speaker 12 (38:27):
The advice shared on She's on the Money is general
in nature and does not consider your individual circumstances. She's
on the Money exists purely for educational purposes and should
not be relied upon to make an investment or financial decision.
If you do choose to buy a financial product, read
the PDS TMD and obtain appropriate financial advice tailored towards

(38:47):
your needs. Victoria Devine and She's on the Money are
authorized representatives of money. Sheper pty Ltd ABN three two
one is six four nine two seven seven zero eight
AFSL five

Speaker 2 (39:00):
One to eight nine
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