August 11, 2026 • 39 mins
In favour of frivolity, we’ve given Victoria a week off from Deep Dive to bring you another acclaimed edition of Q&A with B&J!
Bec and Jess are back to answer all of your fun community questions, including what reality TV shows they’d each do well at. (Give Jess the glass cake stand already!)
Tune in for a lighthearted episode with your two fave co-hosts covering casual yaps about fave weird flavour combos, things to consider if you’re thinking about leaving your 9-5 and what they’ve learned since working with SOTM. Vote Bec for Big Brother 2027.
B&J’s POD CAMEO LIST: Science Vs, Betrayal Weekly, Everyone Has An Ex, Diary of a CEO.
BEAN SOUP THEORY: ICYMI, here’s some TikTok lore about the Bean Soupification of the internet and how what-about-me-isms are making the internet homogenous. https://www.tiktok.com/@skylermapes/video/7568181892260941087
LIKE WHAT YOU HEAR? Here’s another ep brought to you by Bec & Jess. Search Building the Dream’ wherever you get your podcasts.
SHOUTOUT TO BERNIE’S: Fitzroy North represent. This is the queer bar mentioned in the pod, or search for Bernie’s Fitzroy North if you’re in Naarm.
New here? Follow us on Instagram (@shesonthemoneyaus) for Q&As, bite-sized advice, daily money inspo... and relatable money memes that just get you.
Acknowledgement of Country By Nartarsha Bamblett (nartarshabamblett.com.au)
The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4451289
See omnystudio.com/listener for privacy information.
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Speaker 1 (00:00):
She's on the Money.
Speaker 2 (00:02):
She's on the Money.
Speaker 3 (00:10):
My name's Satasha Bamblet. I'm a proud First Nations woman
and I'm here to acknowledge country. Hello, beautiful friends, we
gather on the lands of the Aboriginal people. We thank
acknowledge and respect the Aboriginal people's land that we're gathering
on today. Take pleasure in all the land and respect
all that you see. She's on the Money podcast acknowledges culture, country,
community and connections, bringing you the tools, knowledge and resources
(00:32):
for you to thrive.
Speaker 2 (00:32):
Hello, and welcome to She's on the Money. The podcast
is helping you have more confident money chats more often.
I'm be excited and joining me today is the wonderful
Jess Ricky. We're bringing back something special at the moment,
and do you want to intro it?
Speaker 1 (00:48):
I mean you might have seen the title already, the
acclaimed fan favorite being JAQ and I. I'm giggling excat
off anyone actually joined it last time, and.
Speaker 2 (01:00):
That like the B and JQ and A is like
that's something for us. It was like everyone else will
be like, Okay, I don't know what that means.
Speaker 1 (01:06):
Oh yeah, it's the Beck and Jess Q and A.
We've got as to your ques, You've got cues for
at A exactly right. I'm waiting to answer them now.
We may not get around to all of them. So
if the question didn't make it into this episode, please
do keep sending them through to us on the Shoes
and the Money socials or in our dms. We love them.
We can comment on this episode and we'll gather them
all together. But I've got quite a fun list and
(01:27):
it's a good mix. Today. We've got a few financy ones,
a few random ones which you and I both do
seem to love. Yeah, but I'll kick us off with
a very fun one which is from A brook and
who said, what reality TV show do you think you
would do well at? Oh my goodness, I was gonna
say you'd make great reality TV. I think you'd be
(01:49):
so fun on TV.
Speaker 2 (01:50):
Just say it's so sweet.
Speaker 1 (01:52):
I think you would too.
Speaker 2 (01:53):
You'd be so like I think if you were and
this this is not the question, but if you're in prison.
Speaker 1 (01:59):
You would be.
Speaker 2 (02:03):
I think you would accidentally be like you'd be ruling
the roost, you know what you really would be.
Speaker 1 (02:10):
I don't I fear I would be too scared. No,
I'm not. I don't know.
Speaker 2 (02:17):
You would accidentally be the head of that household, you know,
like some.
Speaker 1 (02:20):
Brook Windom Energy maybe or something.
Speaker 2 (02:22):
Yeah, hell yeah, But no reality TV show. I think
everyone would like to think that they would be good
at Survivor.
Speaker 1 (02:29):
Why was I thinking Survivor? I would not be good
at Survivor the records.
Speaker 2 (02:34):
I just don't think either. But I think that I
would be good on like I don't know if anyone
knows the Trust or the Secret Millionaire's like very netflixy,
I don't know. There's just like ones where like You're
it's kind of like Big Brother. I think I would
do okay on Big Brother.
Speaker 1 (02:47):
You'd be great on Big Brother? Oh be so good
to beg for Big Brother?
Speaker 2 (02:52):
You apply for it? Answer so many questions, Not that
I've applied every year, but please let me hunt the show.
Speaker 1 (02:56):
Have you applied before?
Speaker 2 (02:57):
I have applied before.
Speaker 1 (02:58):
That's so far and no, never heard back.
Speaker 2 (03:01):
End your turned.
Speaker 1 (03:02):
I don't think I would be good for reality TV.
I think I'm so nervous and introverted that I wouldn't
be good at all. So I was really racking my brains.
I feel like I may have said this before. But
if I had to pick one, I would pick like
a Dancing with the Stars's so fun to learn a
dance every week and wear a sparkly costume, or maybe
(03:24):
like a master chef. But I can't cook. I can
only bake.
Speaker 2 (03:27):
Yeah, British Bake Off. Oh my god, I'd be good.
Speaker 1 (03:30):
On the Great British Breakup.
Speaker 2 (03:31):
Oh my god. Nothing screams just for me like Great
British Fake Off. That would be so cute.
Speaker 1 (03:37):
And if I could do a fun one where they
you have sometimes they get celebrities, like that would be
a fun episode, Like not that I'm a celebrity, but
it would be a fun episode to be around actual celebrities.
Speaker 2 (03:44):
Oh my god, they'd be so cute.
Speaker 1 (03:47):
So if anyone worked in TV production, land, call us
call Us.
Speaker 2 (03:50):
The next one comes from Casey, who says, what's your
go to comfort homemade meal?
Speaker 1 (03:56):
That's a good one, so homemade. If I'm sick, I'm
making two boiled eggs with soldiers and an orange juice
because that's what my mom used to make me when
I was sick, Like a dippy egg. Yeah at the
top of delicious, but as an adult, my comfort meal
when I'm sick. It's giving home. Maybe it's not. There's
a local restaurant. I don't actually know what cuisine it
(04:17):
is specifically, but they do a crispy fried noodle and
then it comes with like almost a broth with veg
I get it vegetarian. Yeah, So it's like a you know,
broccoli and all these things that's really yummy. And so
the veggies are all steamed and then in this delicious
like saucy mixture and then you pour that over the
crispy noodles and the noodles go soft, and it's like
(04:40):
just so wholesome, comforting, like feels good. It's got lots
of veggies in it, Like I just feel good after
I've eaten it. I think to myself all the time
because sadly, a lot of businesses are closing where I live,
like a lot of local restaurants and stuff. And I
was like, if this restaurant ever goes out of business,
I am going to be absolutely devastated. Yeah, because it's
(05:00):
like they just call it a crispy combination noodle. Oh
so it's not even like I can google it and
find what it is. I love it.
Speaker 2 (05:08):
Oh my god.
Speaker 1 (05:09):
Yeah, they can never close because I need it. That's
my sick food.
Speaker 2 (05:12):
Can you send me the name of that place because
it sounds delicious? Absolutely, my one is. And I used
to be made fun of for this because it sounds disgusting,
but I promise it is. It's actually so good. I
get like a big you know, the big cans of
red salmon or pink salmon, red salmon if it's in
my budget, and I like open it, and then I
(05:33):
make a miggring and I keep the hot water in there.
It's not like keeps the hot water, but it's like soupy.
And then I dump the whole with all the juice,
the whole can of salmon into the migring and it
is so I promise you so good. It is so delicious.
And then maybe a fried egg on top. And I
know that all the combination of the salmon in a
(05:54):
can and the fried egg and the migring, it sounds gross,
but I promise you please try. It's delicious. It's really
really good. That's probably my go to home cooked meal.
Speaker 1 (06:04):
I love that we both love a noodle. That's kind
of fun. True, all right, one that's kind of let's
say financi. It's not, but she's in the money. Related
is from Macy who said what are your job titles
or job roles? And she's on the money. I love
the mixing personality between you guys, which is so nice.
Thank you, thank you Macy. I could do some because
I think a lot of people don't know this true.
(06:24):
You don't actually work for shoes on the mone No,
I don't.
Speaker 2 (06:27):
Isn't that wild? And also it's scary because I'm like, oh,
I guess you guys could be like, oh, don't come
in anymore, and I would never would never, you would never,
I would never.
Speaker 1 (06:38):
Thank you so much, very important, very valuable.
Speaker 2 (06:41):
But it is scary when you're like, I guess, like freelancing,
maybe it's what I'm I guess that's what I'm doing here.
I don't work for you guys, but I am usually
a video producer, and I'd say I'm going on like
three four months now of really not being able to
find a job, but just freelancing as a video producer.
So if anyone knows of any video editing, video producing,
(07:02):
social media whatever roles, even anything, yeah, that's kind of
what I do. I was working with iHeart and gold FM.
Speaker 1 (07:11):
That's how you came into our stratosphere.
Speaker 2 (07:12):
That's how we all met. And then yeah, just kind
of life goes on and things move around, we all remain.
We come here and meat and I think it's really beautiful.
And yourself.
Speaker 1 (07:24):
My official title, I think is Content and Partnerships Manager. Yeah, okay,
manager Partnerships, which is not that exciting, but I do it.
Speaker 2 (07:33):
So the next one from Rihanna, I really like this one.
What is your favorite weird flavor combo? Example, mango and
soy sauce, avo and veggimite.
Speaker 1 (07:42):
Mango and soy sauce is a crazy one. I don't
think I've ever met anyone. I also have a crazy one. Okay,
this comes from my childhood. I would take a glass
of coke or now is enjoy. It would be a
glass of Persy Max some freshly pop popcorn, yes, popcorn
in the coke, just swizzling around this spoon, and then
you pull it out with the spoon and eat it
(08:02):
like cereal. And the crazy thing is, okay, I know
at least one other person in the world does this
because I learned this because one of my friends did
it as a kid.
Speaker 2 (08:11):
Oh, so they're out there spreading the word.
Speaker 1 (08:15):
Yeah. I mean, I'm going to grown adult, so it's
not something I do often, but every now and again
I'll do it and it is really yummy. It gets soft, Yeah,
it gets soggy.
Speaker 2 (08:24):
You keep it in the coke.
Speaker 1 (08:25):
Just quit. It's like a dunk like I throw it
in swizzle.
Speaker 2 (08:28):
Yeah, understood.
Speaker 1 (08:29):
Cereal crazy Cereal texture basically wow. Okay.
Speaker 2 (08:34):
Do you feel like you like it because you grew
up with it?
Speaker 1 (08:36):
I think so. I think it's just like a like
it's salty. Yeah, I don't know. As I'm explaining it,
I fully acknowledge that it sounds absurd. That's the weirdest
one I've got.
Speaker 2 (08:48):
I learned from a friend. But she makes a meso oat.
I would personally think that oats are like, you know,
you brown sugars, your milks, You're like, I know, I'm
thinking like a swim eat treat wreckfast. Yeah, But she
puts miso in her oats and has like boiled eggs
in it, and I think it's it's delicious. It's really
delicious and maybe like a some sort of green. Maybe
(09:10):
it's like a spinach. But like, break me if I'm wrong,
But spinach has changed in my lifetime. It used to
be like the big chunky stalks, but now it's like
spinach is little lee, little Lee's No, it used to
be big. Sure, I'm so sure, even like Popeye. Look
at Popeye, he's eaten spinach like that big green What
(09:31):
is that? How do I find it? And what's it called?
But anyway, definitely was not that before. And so I'm
thinking that big hearty green leafy spinach and miso oats
and a jammy boiled egg? Crazy?
Speaker 1 (09:47):
Do you refer to a runny boiled egg as jammie?
Speaker 3 (09:50):
Yes?
Speaker 2 (09:51):
What's it called runny?
Speaker 1 (09:52):
Yeah? Is that a queenslandthe No?
Speaker 2 (09:57):
Maybe it is because my friend calls it Jamie and
she's Queensland. So there you go.
Speaker 1 (10:01):
That's so interesting.
Speaker 2 (10:03):
What do you call it? Runny?
Speaker 4 (10:04):
Yeah?
Speaker 1 (10:04):
A runny eggs? Oh my god? To people call it
a dippy egg. Dippy egg that's what Victoria calls it. Yeah,
dippy eg.
Speaker 2 (10:10):
Oh my god's cute, very cute. Okay, out to you?
What do I call it? Well, I've really lost myself.
I think I called it a running egg. Usually, God,
I've been learning a.
Speaker 1 (10:20):
Lot here today. Next time that I've got is from
Oh I'm so sorry. I'm gonna butcher your name, Nil Yak.
Maybe do you think that sounds right?
Speaker 2 (10:30):
That sounds right, beautiful, perfect.
Speaker 1 (10:32):
Who wants to know? What have we learned from each
other since we started working together?
Speaker 2 (10:35):
Oh, that's beautiful.
Speaker 1 (10:36):
Okay, it's a really cute question.
Speaker 2 (10:39):
That is a really cute question. And obviously I've learned
from yourself and Victoria that I think that was just
so scared of money before I started, And I think
I was also scared of like maybe I would feel
as though my money story or my lack of money
would make me appear a certain way socially and societally.
(11:00):
But I've learned that it's not true that everyone has
this idea of money. It's like people who are super rich,
can you know, kind of see money in this way
that's like socially, we'll still all get along, basically, is
what I'm trying to say. And I think that's really
beautiful because us we came here together on this podcast.
It's like if we met out in the world, who knows.
(11:23):
But then we are like set sitting here, we're talking
to each other, and we're like, oh, we're all just
the same. And I think it's really beautiful. But obviously
you've taught me so much about money as well, and like,
but how the way I'm viewing it is maybe not
very sustainable and not gonna like serve me in the future.
So god, so many things I've learned from you, guys.
Speaker 1 (11:40):
I feel like I've learned so much from you as well.
I think the biggest one is you have this wonderful
way of looking at things with such an open mind
and heart, do you know what I mean? Like you,
I feel like we both have this experience where being
on a podcast, I find it very anxiety inducing sometimes
because there's this and it's not from our community, but
(12:03):
there's this modern thing. I think I've seen people refer
to it as what about meism? Yeah, bean soup thing
is what they call it. On TikTok Whees, someone will
post a recipe for bean soup and someone will say, well,
I don't like beans, so what can I use instead?
And it's the idea that, like everything you're sharing must
appeal to every single person who could possibly ever listen
to it here at see it whatever totally, which is
(12:26):
extremely hard to do. But I think what you are
so good at is you are just naturally so inclusive,
do you mean, Like the easiest example I can think
of to give is like when we're talking about maybe
somebody's money deliver and they write in and I will
always look at things through my own lens of like, well,
I have a boyfriend and I live like this, and
(12:46):
this is jadata. Whereas you're so inclusive with your language,
you're so you look at things from so many perspectives
as well, like you so easily are very open minded,
and you go, well, you could be seeing this, you
could be experiencing this, and then you you tack that
onto the answers that you give. Whereas I feel like
I'm getting better, but it just doesn't come as naturally
(13:08):
to me. I feel like I'm always too selfish in
that way. And whereas you're so good at putting yourself
in somebody else's shoes and like their experience and their
thoughts and stuff.
Speaker 2 (13:16):
That is so sweet. Thank you so much for saying that.
Speaker 1 (13:18):
It's true.
Speaker 2 (13:19):
God, you're really amazing at that too. I think that
like you're amazing at it, and you're a lot more
succinct or like the way you word things is because
I fear that I just ramble so much when I'm like, oh,
I haven't thought about this, and so I better, I
have better enter this real and I'm like, oh my
god's a quick way to do that. But you're so right,
(13:41):
and I think that I get really paranoid about like
if I was to say something that is probably objectively true,
like yeah, I think I've said this for like, eating
your own poo is kind of gross, but there might
be someone out there listening that's like I love eating
my own poo. That makes me feel really sad. And
then I'm like, I would be devastating to know that
I've made someone sad because I've said some in this
way that's like objective and so like black and white,
(14:04):
and I don't want to ever exclude anyone. Yeah, thank you,
that's really sweet. Oh my god, my one was boring
compared to yours, and so sorry. This one is from Liira,
who says why am I scared of changing my money
story when I know it could be so much healthier.
Speaker 1 (14:22):
I'm sure there's probably psychology behind it, like there's safety
or comfort in what you know. Yeah, I think making
change is hard, especially I think money is such a
deeply personal thing and exactly as you were saying before.
A lot of us feel anxiety or shame or stigma
or all of these things around money because we are
(14:44):
all shown a traditional pathway to success. I think there's
like a very clear and it has changed a little
bit with time, but you know, go back to our
parents generation, it was okay, well, you go to university
and you get a good job, and you get married
and you have two kids, and you take a holiday
once a year and did it. And it was like
just a very clear linear path. And while that path
has opened up more, I think there are still very
(15:07):
traditional markers of success that people uphold as the gold
standard doing, like a good job or a good salary.
You can't see me, but I'm using talking marks. And
so I think that wanting to change your money story
is scary because you have to admit that you want
something more. You have to put yourself out there. Which
(15:28):
there's also this for me myself personally, there's this fear
of failure that I feel a lot of the time,
I feel like I'm behind, and so making a change
requires you to say I want more. And firstly, sometimes
people shame you for that, Like there's the tall poppy
syndrome is very much a real thing, and people say, well,
you should be happy with what you have for you
(15:48):
to do that, So there's you're fighting against that, but
also in saying you want more, you're putting yourself out there.
You run the risk of failing. Most people do fail,
or most people do fall off the horse. Most people
we will build up their savings and then have to
spend them or build up their investments and then get
nervous and pull it out. There are so many opportunities
(16:09):
to quote unquote fail that it's scary to put yourself
in that situation because we all are trying to uphold
this impossible standard that we see online on social media
or in the normal news and stuff, and it feels
like an overbearing weight sometimes. And I think all of
those things I'm straying really far from the original question,
(16:30):
but all of those things overlay over the top, so
that when you do try to make a change, be
it financial, be it something different, it can feel scary
and overwhelming because you go, well, I don't want to fail,
and I don't want people to laugh at me, and
oh my god, well what if I can't do it?
And all of this doubt from all of these pressure
creeps in. But I think if you break it down,
(16:52):
you know you want to change your money story incredible.
Everybody deserves better, everybody deserves more, Like we all are
entitled to live the best, most wonderful, most fulfilling life
that we can. Yeah, and I think wanting more, wanting
change is really positive. Break it down into small steps
so that it feels less overwhelming. That would be what
I would recommend.
Speaker 2 (17:12):
I love that, I completely agree. It's also sometimes a
bit scary to be like how far does this go?
When you're like, I haven't even looked at my finances.
I don't know what the trajectory of my life looks
like financially. And then if you start kind of like
brushing off the dust of your financial story and your
finances right now, then you're like, how much is there
(17:35):
to uncover? How much is there to learn? How bad
of a position am I in that I maybe I
don't know yet, And it's just like a scary thing
to explore, but like, yeah, just exactly like one step
at a time, small little goals. And if you're not
interested in it, that's the other things. Sometimes you're not
like obsessed with something, so you just don't care. It's
(17:55):
like mental effort to like think about it. But if
you're not obsessed with it, that's okay. Just do the
little things you need to do to make sure you're
not gonna, I don't know, be in a really bad
financial position later. It doesn't have to be a whole world,
but yeah, just tackle things bit by bit.
Speaker 1 (18:10):
Bit by bit, step by step. That's it, beautiful. Well,
we're gonna take a really quick break, but when we
come back, we're gonna be answering more of your burning
questions that don't go anywhere.
Speaker 2 (18:23):
Welcome back, everyone. So this week's episode, if you're just
joining us, is a special edition of Q and A
with B and J. So we've been answering some of
your questions, some left of center, some a little bit
more financy. I guess we'll just jump straight back into it.
So the next one comes from Tina, who says, do
you have any advice for someone wanting to make money
online and move away from a nine to five?
Speaker 1 (18:45):
My big one is don't fall into the trap. There
are so many people online who are selling you courses
who it's so easy to quit your nine to five
and da da da, I can do this, that and
the other. By my course, I'm not saying it's always
scam because there are some great online courses out there.
We sell some online courses which are fantastic. But I
(19:06):
think a lot of the people who you see online
jumping up and down saying, oh my god, I make
fifty thousand dollars a month from selling things online. I'm
not disclosing either that that is correct because there's no
regulation around that, or I'm not disclosing that the bulk
of their money is coming from selling people these courses. Yeah, right,
And so I think it's very possible in this day
(19:28):
and age. You mean, like this podcast. I think about
the job that is employing us right now do not
exist howe many years ago. This is technically an online job,
right totally. So it's like, there are lots of things
that you can do and lots of revenue streams that
you can build. But I would just encourage everybody to
look at things with a healthy dose of skepticism because
there are some dodgy things out there. With that being said,
(19:50):
the great thing about making money online all of the
time is you don't need a lot of capital to
start it up. Whether you are becoming a social media
creator or a video editor or a podcaster. A lot
of these things you can start with the resources you have.
You can start with your phone and your laptop and
that's all you need. And then as you build some
momentum or build some clientele or whatever that looks like,
(20:12):
you can then start to invest back into the things
that you're using. But I think, like when you're dabbling,
I would say just don't necessarily go hell to leather either,
Like don't go, oh my god, I'm going to start
a podcast, so I'm going to buy the three thousand
dollar microphones and the ten thousand dollar camera and all
of these things start small.
Speaker 3 (20:28):
For sure.
Speaker 1 (20:29):
We're a ween dabble as well. Like there's lots that
you know, you can sell things on Etsy. You can.
There's this one girl I remember I followed her for years.
I think her name is Type Hailey, and I think
she still does it. But back in the day, she
got started because she would make video graphics and intros
for people's YouTube videos, and so a lot of the
big creators that I followed at the time would use her,
(20:50):
and then she sells. Now I believe she sells just
like everyday graphics that anybody can jump on our website
and purchase or you can do custom ones. That's like
that girl saw a gap in the market for her
skill set and it wouldn't have taken a lot of capital.
Like she probably already had the laptop or the iPad
or whatever she uses to animate and she just went, oh, like,
this is a good thing, and she's worked away at it,
(21:12):
worked with some big creators. Yeah, got her namy out
in front of the masses. So I think there's lots
you can do. But find something you're passionate about as well,
because she was I believe maybe a graphic designer or
something like that, and then made that work for her
in the digital world, which is incredible. Yeah, speak about
what you enjoy it as well, exactly.
Speaker 2 (21:30):
And in the interim, just like, honestly, I know it's
they're quite rare to find, but like something that you're
already doing. But jump on LinkedIn and keep refreshing that
remote work section and just like try and find something
that's remote in the interim if you want to, because
there's I'm shocked by how many jobs that are out
there that are able to be remote, So I'm like,
(21:51):
just do that for a song as.
Speaker 1 (21:53):
You can, and remember as well. I think there's this
misconception that when you leave you're nine to five, you're
living like this cruizy, beautif good life. I think most
people who freelance or work for themselves will tell you
that it's the opposite. You know, there are some people
who get to a point where they can retire early
off of the business that they've built, and that's incredible,
and then maybe they do live that balanced lifestyle, but
(22:14):
a lot of the time when you're doing that kind
of work invoices come late is such a big one.
So like, prepare yourself mentally and financially for the fact
that your income is not going to be regular, especially
if you're doing something like content creation where you're relying
on you know, brands or AdSense or whatever that looks
like ye. And also just you're working for yourself, so
you don't have boundaries that you have in a regular job,
(22:36):
Like it's very easy for it to bleed into other
areas of your life. And if especially if you're like
me and you do something on the side of a
full time job, it's a lot to take on. So
also just prepare yourself for that, because I think there's
we're sold this dream of everybody's quitting their nine to
five to become a content creator or build a business
or do whatever. And you can do it and can
(22:57):
be amazing and it can be really profitable. Yeah, but
it's also not this easy pipeline that people make it
out to be.
Speaker 2 (23:04):
From Charlotte, this one's for you, Jess. How are you
managing to keep costs down with the build? Any tips?
Speaker 1 (23:11):
Well, if you've watched my YouTube video where I break
down all the expenses that I've paid so far, I'm
not necessarily doing a very good job giving the expenses down.
I spend a lot of money at my color appointment
and my electrical appointment. But my big plan is that
I have kind of a roadmap of things that I
want to do once the build is completed. So I'm
(23:31):
trying to keep costs down initially by spacing things out
where I can, and I'm also looking at what things
I can do myself versus paying someone to them. So
I know that I'm hoping to install my own sheer
curtains and stuff because I've seen people do it online.
It looks pretty easy to install your own tracks and
hang it yourself, and planning on putting in my own laundry.
(23:55):
We covered a few of these in an episode that
dropped recently where we spoke kind of about my house
build update. I'm looking at what things I can do myself.
I would consider myself pretty DIY savvy, so any DIY
options that are available to me, I am taking those.
Also for furniture and stuff like that. I think I've
mentioned like I haven't bought new furniture since I moved
(24:17):
out of home, Like almost everything I own his secondhand
because I was moving it from house to house. And
so I'm really looking for sales or purchasing things that
I want from warehouse sales or outlets or anything like
that to try and keep my costs down as well.
Like I've been able to snag a few things that
are on my wish list for really good prices by
shopping in this way. But it is just being savvy
(24:38):
and also just knowing I can't, like I'm not going
to be able to buy everything that I want at once,
Like it's just simply not possible, even things like appliances,
Like I'm just going to have to move in my
fridge that is literally as old as I am into
the new house, and it's not going to fit, and
it's going to be ugly, and it is what it is,
and I'll just have to save and work hard to
eventually be able to upgrade those things when I'm in
(24:59):
the pres.
Speaker 2 (25:00):
So yeah, hell yeah, all right.
Speaker 1 (25:03):
Next question I have is from Nundiny, who said, if
you guys could host any podcast for one week, which
would you pick? Which is a fun question?
Speaker 2 (25:10):
I like this, I like this, I like this. Well,
some of my favorites are like Betrayal or obviously other
than She's on the Money Betrayal pod, everyone has an X.
But the one that I think would be like really
fun science versus one, Oh my god, you would love it.
I think they just kind of like take any old subject.
Let's say, you know, skincare or meditation, and it's like
(25:32):
the main host, Wendy's looking in, we'll go and ask
experts in that field, unpack experiments, and you know, just
kind of like get down to the like science of
it all in a way that is really palatable. But
it just like sounds really fun. Sounds like the team
are really fun. So that is probably a podcast that
I would love to host just for one week and
then come straight back.
Speaker 1 (25:52):
I don't listen to a lot of podcasts, so I
found this question hard. I would love to do an
interview format podcast because I think working here, that's one
thing I've learned. Is any chance that I have had
to sit down with someone like I sat down last
year with Emma Edwards, like when Victoria was on maternity leave,
(26:14):
the first time you know you and I had a
few guest hosts for Friday Drinks. I've always really really
enjoyed speaking to other people and getting to like pull
apart their expertise, like I just find it so interesting.
The only interview podcast that I can think of is
Diary of a CEO, which I have literally only ever
listened to one of those episodes. I don't know why
(26:35):
that's the first one I got, but he's had some
really good guests. Yes, so any guest podcast, because I
love learning things, maybe even at science when you taught you,
it would be good for me, Like I love learning things,
and I love asking people questions and getting to understand
their thought process or their knowledge a little bit better.
So any podcast where I would have the opportunity to
(26:56):
do that. I feel like I would really enjoy The
sext one comes from.
Speaker 2 (27:00):
Who says, how do you price items on deep Pop
in brackets item plus postage? I lost money after deepop
took their fee.
Speaker 1 (27:08):
Oh have you ever sold on deepop before?
Speaker 2 (27:10):
No, I haven't sold on Deepop. I've bored on deepop,
but I don't really know how it all works, So
probably one for you.
Speaker 1 (27:16):
Yeah. I My understanding is that so detop chi is
a ten percent commission I believe on everything, and I
believe that also comes off the top of your postage fee,
because I think what happens, at least the way I
see it roll into my PayPal is deepop pays me
a blanket fee of like X amount, and then PayPal
pays a flat fee back. And from when I've looked
(27:36):
at it, that flat ten percent comes off everything, which
includes the postage. It's really frustrating. So you do need
to look at either building a bit more into your
postage fee or into your item fee to cover that
ten percent that will come out.
Speaker 2 (27:49):
Ten percent is seems exorbitant.
Speaker 1 (27:52):
No, yeah, it feels like deep hop in the UK.
I'm pretty sure it's only like two or three percent.
I've seen a lot of conversation recently about how like
Deep Hop fees here are much higher than other places,
which fun fact for everybody. eBay are offering fee free
sales for a period of time, so that might be
worth looking into. That's something I'm looking into. But in
(28:13):
terms of pricing your product, I personally think if you're
going to sell something secondhand anywhere, you need to be
selling it for cheaper than what someone could get it
from for on the website. And I think most websites
offer a minimum of thirty percent discount, you mean with
a code or whatever these days most places true, so
I think you can be just counting an item by
forty percent or more. My general rule of thumb is
(28:35):
a minimum of half price, okay, depending if the item
is new with tags or how warn it is, is
it like whatever, But I would be pricing it for
me personally, generally a minimum of half of the retail price,
sometimes more if it's worn or if it's an older style.
Take all those things into consideration. The other thing I
(28:56):
would do is sense check what are other people charging
for the same items, So if it's a blue glassons
jumper or a dish white dress or whatever that looks like,
searching it up on the platform and just seeing because
there's a very good chance that other people are selling
the same thing or something very similar, and just sense
checking your pricing against those as well, because if it
comes down to two similar items, realistically, any person myself included,
(29:20):
is going to pick the cheaper one. Yeah, if your
discount still sets you significantly higher than the average of
what everybody else is charging, you're probably not gonna sell it.
Speaker 2 (29:30):
Yeah, Okay, it's a really good point.
Speaker 1 (29:32):
Question I've got now is from Karna who said, I've
seen your instant stories, Beck, what are you building?
Speaker 2 (29:38):
Ah? To be honest, I'm not building anything. But my
best friend who owns a queper in North Fitzroy, Fitzroy
North Bernie's upstairs is where she lives, which is very funny.
I think if you're like because I'll often go over
to just like hang out and the bar is open.
I'm laying upstairs, I gotta go downstairs to go to
the toilet. It just feels like I'm like at a
(29:58):
house party that I've left to go to bed, and
then I come downstairs. I'm like, please, no one talk
to me. I just so it's a very funny vibe.
So she lives upstairs and there's one big room and
two like kind of medium ish small rooms, and so
one of those rooms she just wants to turn that
into like I don't know, maybe like a gallery space
for people to show things, yeah, or like somewhere where
(30:20):
people can do like life drawings. I mean, she's not
just super sure what to do with the space yet,
but right now we're just like, yeah, kind of tiding
it up because it is it's in a very space,
I guess, so like I wanted to put a pool
table in some for people to like have a little
lie down, but we'll see. So right now we're just
like tiding it up. So unfortunately, I personally not building anything.
I'm just painting some walls, which is a lot of fun.
Speaker 1 (30:43):
Coming covered in paint today.
Speaker 2 (30:44):
Yes, exactly. I'm really trying to milk it. I'm really
trying to milk it. I'm making sure I don't wash anything.
I just love the look of having like paint splatters
or it's artistic. It's like, oh, this person's worked hard
a day in their life. I'm gonna make sure everyone
knows that as well, but yes, thank you for following along, Trina,
and please come in and visit.
Speaker 1 (31:04):
That's so cute. Next time I've got is from miss Sharish,
who said, what are y'all's mayers Briggs personality types? Just fun?
Speaker 2 (31:12):
Have you done the test? I haven't done the test. No,
I did a similar one. I don't remember anything though, perfect,
but I know that, Okay, this is probably different test.
But the lowest on my list of things like qualities
that I have is impulse control.
Speaker 1 (31:27):
Impulse control.
Speaker 2 (31:28):
Yeah, my lowest quality, my least quality, you guys get
it is impulse control, which really tracks, tracked, which really felt,
I really felt seen. I can't remember what my highest was.
I think it was like compassion or something like that.
Speaker 1 (31:43):
I'm so curious to know what test this was now,
because I didn't think I've heard of that one.
Speaker 2 (31:47):
I can't remember what it was, but I hope that
answers that a little bit for me. But do you
have your.
Speaker 1 (31:52):
I do know my mayers Briggs. I am an I
n s J. I'm pretty sure which is introverted. I
don't remember what the ND stands for feeling judging, so
I think I nfja's from memory it tracked with what
I know about my staffs okay, which I'm not super
into star signs, but it was like compassionate, empathetic knowledge seeking.
(32:16):
I'm pretty sure I just heard introvert and I was like, well,
she's read me to feel So you know, I NFJ
this site. I'll send you the site because there's a
free one you can do.
Speaker 2 (32:27):
Okay.
Speaker 1 (32:28):
It's fun because it tells you celebrities that fall into
the same personality type. And I don't know, I know
that these things are not scientific or deeply rooted in anything,
but they're just to be fun. It's I love when
something like even on the podcast a few weeks ago,
where you were like you look like someone who loves
the potato chip. Like, I just love anything that puts
me in a box.
Speaker 2 (32:49):
You know, we just want to beat a little bar
a box that's so cute, so funny. Oh my god. Okay,
I'll give you the final question, which is like, oh,
so sad, I really love these I We've.
Speaker 1 (33:05):
Brushed through it. We should have taken longer.
Speaker 2 (33:07):
God, I know, I wish let's do another one soon.
Speaker 1 (33:09):
Let us know if you want to B and JQ
and know to make a comeback please.
Speaker 2 (33:13):
Okay. For our final question, someone asks what is your
most uplifting thought slash saying that makes you feel good?
Speaker 1 (33:20):
Oh, that's a great question.
Speaker 2 (33:23):
Yeah, that is a great question. So beautiful and what
a beautiful when it ended.
Speaker 1 (33:26):
I do love a quote. I'm one of those bitches
like I love a print on a water like, there's
so many that I like. One that really sticks with
me that brings me joy, which I think is what
this person was saying. Was from Cinderella, from the update,
but from the live action, which took me don't like
a live action, but I did really enjoy Cinderella. And
have courage and be kind, yes, and I just like,
(33:47):
I think those are two things that are just so
important and it's it just makes me happy. Have courage
and be kind, like be brave, do the thing, but
also be gentle as well with people. I think the
other one that I can think of, which isn't a phrase,
so I don't know if it counts a word, it's uhuru,
which means I think freedom in Swahili, and that just
(34:09):
has a lot of meaning to me because the first
time I ever went overseas. I've told this story before,
so from repeating myself. I went to Tanzania, which was
like the most eye opening, life changing, wonderful experience I've
ever had. But while we were there, we climbed Mount
Kilmajaro and that for me was a personally very testing experience.
But the peak is called Uhua Peak, and so I
(34:30):
had this awful expirit. I got aultshoutic on like day
two four days up, two days down. I was sick
for three days, didn't he couldn't keep down any liquid,
was not sleeping. It was horrific. And so you hike.
We hiked through the night in the snow. God every
few meters I was falling, boy knees, puking in the ground,
kind of wanting to just say there. And someone's like, well,
you gotta keep moving or you're gonna die because it's snowing.
So we did this whole thing right, and we got
(34:51):
to a point which when you reach there, you have
technically summited the mountain. And so the guy that was
taken to like, okay, everybody, good job, take your photo whatever.
Anyone who wants to continue to the peak can do so.
Come this way. Everyone who wants to start walking back
down to the right, and I was like, to the
right I go. And someone on my trip was said
to me, did you really just go through all of
(35:13):
that to not go to the top?
Speaker 2 (35:15):
Oh my god?
Speaker 1 (35:16):
And I was like, oh my god. And so we
checked another however many hours to hit to a peak.
And for me that was just like very much a
physical and mental test of strength. I guess I was
ready to quit until that guy said said that to me,
and I was like, oh my god, you're so right.
And so to me just means it brings back that
(35:38):
memory of like pushing through and doing hard things and
like breaking the mental barrier because I think I'm someone
who really struggles with my own mental limitations and self
doubt and all those sorts of things, and like knowing
that I did this physically and also mentally, very very
difficult thing, I did it. I did it. And that
(35:58):
is like such a wonderful memory that I have with
me for the rest of my life. And so the
word like, I love that it means freedom as well.
It's really beautiful. But yeah, to me, that word just
takes me back to that moment in that thought process.
Speaker 2 (36:11):
Yeah. Wow, that is a harrowing story.
Speaker 1 (36:16):
It was not fun to live, but like as in
hindsight as a life lesson, it's loving.
Speaker 2 (36:20):
Just that's incredible. Oh my god, do you do you quote?
Speaker 1 (36:24):
Sure?
Speaker 2 (36:26):
Obviously as you know, I'm and for those listening, I'm
going I'm through a breakup right now. So a few
quotes and I don't want to like be that guy,
but there there are a lot of my own that
I like, uh, kind of just made up, but they
really have gotten me through and helped get me through.
But I think that they also are applicable in times
(36:46):
we are not going through a breakup. But the one
that I like to use that is or obviously quite
a privileged thing to say because it doesn't apply to everyone,
But I like to say, being okay is inevitable even
if you're trying to actively not heal, even if you're
just doing nothing to like toward healing, Like your body
(37:08):
is constantly adapting to a new normal and constantly healing,
even if you're not doing anything to help yourself get there.
So being okay is inevitable. And then I also like,
this isn't for me, it's from somewhere some meditation something,
but I really like be where you are, and I
tell myself that all the time, because if I'm really
anxious about something, if I'm thinking about something I said
(37:30):
in the past it was really silly, or I'm thinking
about possible things in the future that are making me
really sick and sad and anxious, I'm just I tell
myself to be exactly where I am, and that is
right here, there's a I'm sitting on a couch and
I'm looking at you, and I'm going to be exactly
where I am. That also is applicable for if you're
sad that you've made the wrong life choices and you're like, oh,
(37:53):
I don't you know you're thinking about what could have been,
or you're thinking about what you want to do. Just
know that, like we're kind of always if you're not
ready to make a decision, you haven't made it yet.
Like if you're like, oh, I wish I had started
this ages ago, I wish I had like already saved
this amount of money, Like if you just weren't ready
at that time, just be exactly where you are because
you are here for a reason. You're you can't have
(38:15):
lived a different life, you can't have a different brain.
Be exactly where you are and because that's exactly where
you should be.
Speaker 1 (38:21):
You have the best bechisms, Like there's so many things
like that that you say that are just so quotable
and so lovely. That's so nice. Thank you, really beautiful take.
Speaker 2 (38:31):
That's a beautiful way to end it.
Speaker 1 (38:32):
I thought, I really agree. What a good spot. It's
been a very fun episode. It's always such a joy
when we get to get together and do something fun
like this. So thank you guys for tunting in. Well
done if you've made it this far, yes as well.
We've really enjoyed hanging out with you. So if you're
not already, follow us on Instagram, join the Facebook group.
That's where we collect questions for these types of things.
Also leave them in the comments on Spotify. I do
love reading the Spotify comments. But that is all for
(38:54):
us this week. Thanks for hanging out, and we'll see
you on Friday for an episode of Friday Drinks.
Speaker 2 (38:59):
Thank you so much much, guys, We'll see you then,
Bye bye.
Speaker 4 (39:06):
The advice shared on She's on the Money is general
in nature and does not consider your individual circumstances. She's
on the Money exists purely for educational purposes and should
not be relied upon to make an investment or financial decision.
If you do choose to buy a financial product, read
the PDS TMD and obtain appropriate financial advice.
Speaker 1 (39:26):
Tailored towards your needs.
Speaker 4 (39:27):
Victoria Divine and She's on the Money are authorized representatives
of money. Sheper Pty Ltd A b N three two
one six four nine two seven seven zero eight AFSL
four five one two eight nine
She's on the Money.
Speaker 2 (00:02):
She's on the Money.
Speaker 3 (00:10):
My name's Satasha Bamblet. I'm a proud First Nations woman
and I'm here to acknowledge country. Hello, beautiful friends, we
gather on the lands of the Aboriginal people. We thank
acknowledge and respect the Aboriginal people's land that we're gathering
on today. Take pleasure in all the land and respect
all that you see. She's on the Money podcast acknowledges culture, country,
community and connections, bringing you the tools, knowledge and resources
(00:32):
for you to thrive.
Speaker 2 (00:32):
Hello, and welcome to She's on the Money. The podcast
is helping you have more confident money chats more often.
I'm be excited and joining me today is the wonderful
Jess Ricky. We're bringing back something special at the moment,
and do you want to intro it?
Speaker 1 (00:48):
I mean you might have seen the title already, the
acclaimed fan favorite being JAQ and I. I'm giggling excat
off anyone actually joined it last time, and.
Speaker 2 (01:00):
That like the B and JQ and A is like
that's something for us. It was like everyone else will
be like, Okay, I don't know what that means.
Speaker 1 (01:06):
Oh yeah, it's the Beck and Jess Q and A.
We've got as to your ques, You've got cues for
at A exactly right. I'm waiting to answer them now.
We may not get around to all of them. So
if the question didn't make it into this episode, please
do keep sending them through to us on the Shoes
and the Money socials or in our dms. We love them.
We can comment on this episode and we'll gather them
all together. But I've got quite a fun list and
(01:27):
it's a good mix. Today. We've got a few financy ones,
a few random ones which you and I both do
seem to love. Yeah, but I'll kick us off with
a very fun one which is from A brook and
who said, what reality TV show do you think you
would do well at? Oh my goodness, I was gonna
say you'd make great reality TV. I think you'd be
(01:49):
so fun on TV.
Speaker 2 (01:50):
Just say it's so sweet.
Speaker 1 (01:52):
I think you would too.
Speaker 2 (01:53):
You'd be so like I think if you were and
this this is not the question, but if you're in prison.
Speaker 1 (01:59):
You would be.
Speaker 2 (02:03):
I think you would accidentally be like you'd be ruling
the roost, you know what you really would be.
Speaker 1 (02:10):
I don't I fear I would be too scared. No,
I'm not. I don't know.
Speaker 2 (02:17):
You would accidentally be the head of that household, you know,
like some.
Speaker 1 (02:20):
Brook Windom Energy maybe or something.
Speaker 2 (02:22):
Yeah, hell yeah, But no reality TV show. I think
everyone would like to think that they would be good
at Survivor.
Speaker 1 (02:29):
Why was I thinking Survivor? I would not be good
at Survivor the records.
Speaker 2 (02:34):
I just don't think either. But I think that I
would be good on like I don't know if anyone
knows the Trust or the Secret Millionaire's like very netflixy,
I don't know. There's just like ones where like You're
it's kind of like Big Brother. I think I would
do okay on Big Brother.
Speaker 1 (02:47):
You'd be great on Big Brother? Oh be so good
to beg for Big Brother?
Speaker 2 (02:52):
You apply for it? Answer so many questions, Not that
I've applied every year, but please let me hunt the show.
Speaker 1 (02:56):
Have you applied before?
Speaker 2 (02:57):
I have applied before.
Speaker 1 (02:58):
That's so far and no, never heard back.
Speaker 2 (03:01):
End your turned.
Speaker 1 (03:02):
I don't think I would be good for reality TV.
I think I'm so nervous and introverted that I wouldn't
be good at all. So I was really racking my brains.
I feel like I may have said this before. But
if I had to pick one, I would pick like
a Dancing with the Stars's so fun to learn a
dance every week and wear a sparkly costume, or maybe
(03:24):
like a master chef. But I can't cook. I can
only bake.
Speaker 2 (03:27):
Yeah, British Bake Off. Oh my god, I'd be good.
Speaker 1 (03:30):
On the Great British Breakup.
Speaker 2 (03:31):
Oh my god. Nothing screams just for me like Great
British Fake Off. That would be so cute.
Speaker 1 (03:37):
And if I could do a fun one where they
you have sometimes they get celebrities, like that would be
a fun episode, Like not that I'm a celebrity, but
it would be a fun episode to be around actual celebrities.
Speaker 2 (03:44):
Oh my god, they'd be so cute.
Speaker 1 (03:47):
So if anyone worked in TV production, land, call us
call Us.
Speaker 2 (03:50):
The next one comes from Casey, who says, what's your
go to comfort homemade meal?
Speaker 1 (03:56):
That's a good one, so homemade. If I'm sick, I'm
making two boiled eggs with soldiers and an orange juice
because that's what my mom used to make me when
I was sick, Like a dippy egg. Yeah at the
top of delicious, but as an adult, my comfort meal
when I'm sick. It's giving home. Maybe it's not. There's
a local restaurant. I don't actually know what cuisine it
(04:17):
is specifically, but they do a crispy fried noodle and
then it comes with like almost a broth with veg
I get it vegetarian. Yeah, So it's like a you know,
broccoli and all these things that's really yummy. And so
the veggies are all steamed and then in this delicious
like saucy mixture and then you pour that over the
crispy noodles and the noodles go soft, and it's like
(04:40):
just so wholesome, comforting, like feels good. It's got lots
of veggies in it, Like I just feel good after
I've eaten it. I think to myself all the time
because sadly, a lot of businesses are closing where I live,
like a lot of local restaurants and stuff. And I
was like, if this restaurant ever goes out of business,
I am going to be absolutely devastated. Yeah, because it's
(05:00):
like they just call it a crispy combination noodle. Oh
so it's not even like I can google it and
find what it is. I love it.
Speaker 2 (05:08):
Oh my god.
Speaker 1 (05:09):
Yeah, they can never close because I need it. That's
my sick food.
Speaker 2 (05:12):
Can you send me the name of that place because
it sounds delicious? Absolutely, my one is. And I used
to be made fun of for this because it sounds disgusting,
but I promise it is. It's actually so good. I
get like a big you know, the big cans of
red salmon or pink salmon, red salmon if it's in
my budget, and I like open it, and then I
(05:33):
make a miggring and I keep the hot water in there.
It's not like keeps the hot water, but it's like soupy.
And then I dump the whole with all the juice,
the whole can of salmon into the migring and it
is so I promise you so good. It is so delicious.
And then maybe a fried egg on top. And I
know that all the combination of the salmon in a
(05:54):
can and the fried egg and the migring, it sounds gross,
but I promise you please try. It's delicious. It's really
really good. That's probably my go to home cooked meal.
Speaker 1 (06:04):
I love that we both love a noodle. That's kind
of fun. True, all right, one that's kind of let's
say financi. It's not, but she's in the money. Related
is from Macy who said what are your job titles
or job roles? And she's on the money. I love
the mixing personality between you guys, which is so nice.
Thank you, thank you Macy. I could do some because
I think a lot of people don't know this true.
(06:24):
You don't actually work for shoes on the mone No,
I don't.
Speaker 2 (06:27):
Isn't that wild? And also it's scary because I'm like, oh,
I guess you guys could be like, oh, don't come
in anymore, and I would never would never, you would never,
I would never.
Speaker 1 (06:38):
Thank you so much, very important, very valuable.
Speaker 2 (06:41):
But it is scary when you're like, I guess, like freelancing,
maybe it's what I'm I guess that's what I'm doing here.
I don't work for you guys, but I am usually
a video producer, and I'd say I'm going on like
three four months now of really not being able to
find a job, but just freelancing as a video producer.
So if anyone knows of any video editing, video producing,
(07:02):
social media whatever roles, even anything, yeah, that's kind of
what I do. I was working with iHeart and gold FM.
Speaker 1 (07:11):
That's how you came into our stratosphere.
Speaker 2 (07:12):
That's how we all met. And then yeah, just kind
of life goes on and things move around, we all remain.
We come here and meat and I think it's really beautiful.
And yourself.
Speaker 1 (07:24):
My official title, I think is Content and Partnerships Manager. Yeah, okay,
manager Partnerships, which is not that exciting, but I do it.
Speaker 2 (07:33):
So the next one from Rihanna, I really like this one.
What is your favorite weird flavor combo? Example, mango and
soy sauce, avo and veggimite.
Speaker 1 (07:42):
Mango and soy sauce is a crazy one. I don't
think I've ever met anyone. I also have a crazy one. Okay,
this comes from my childhood. I would take a glass
of coke or now is enjoy. It would be a
glass of Persy Max some freshly pop popcorn, yes, popcorn
in the coke, just swizzling around this spoon, and then
you pull it out with the spoon and eat it
(08:02):
like cereal. And the crazy thing is, okay, I know
at least one other person in the world does this
because I learned this because one of my friends did
it as a kid.
Speaker 2 (08:11):
Oh, so they're out there spreading the word.
Speaker 1 (08:15):
Yeah. I mean, I'm going to grown adult, so it's
not something I do often, but every now and again
I'll do it and it is really yummy. It gets soft, Yeah,
it gets soggy.
Speaker 2 (08:24):
You keep it in the coke.
Speaker 1 (08:25):
Just quit. It's like a dunk like I throw it
in swizzle.
Speaker 2 (08:28):
Yeah, understood.
Speaker 1 (08:29):
Cereal crazy Cereal texture basically wow. Okay.
Speaker 2 (08:34):
Do you feel like you like it because you grew
up with it?
Speaker 1 (08:36):
I think so. I think it's just like a like
it's salty. Yeah, I don't know. As I'm explaining it,
I fully acknowledge that it sounds absurd. That's the weirdest
one I've got.
Speaker 2 (08:48):
I learned from a friend. But she makes a meso oat.
I would personally think that oats are like, you know,
you brown sugars, your milks, You're like, I know, I'm
thinking like a swim eat treat wreckfast. Yeah, But she
puts miso in her oats and has like boiled eggs
in it, and I think it's it's delicious. It's really
delicious and maybe like a some sort of green. Maybe
(09:10):
it's like a spinach. But like, break me if I'm wrong,
But spinach has changed in my lifetime. It used to
be like the big chunky stalks, but now it's like
spinach is little lee, little Lee's No, it used to
be big. Sure, I'm so sure, even like Popeye. Look
at Popeye, he's eaten spinach like that big green What
(09:31):
is that? How do I find it? And what's it called?
But anyway, definitely was not that before. And so I'm
thinking that big hearty green leafy spinach and miso oats
and a jammy boiled egg? Crazy?
Speaker 1 (09:47):
Do you refer to a runny boiled egg as jammie?
Speaker 3 (09:50):
Yes?
Speaker 2 (09:51):
What's it called runny?
Speaker 1 (09:52):
Yeah? Is that a queenslandthe No?
Speaker 2 (09:57):
Maybe it is because my friend calls it Jamie and
she's Queensland. So there you go.
Speaker 1 (10:01):
That's so interesting.
Speaker 2 (10:03):
What do you call it? Runny?
Speaker 4 (10:04):
Yeah?
Speaker 1 (10:04):
A runny eggs? Oh my god? To people call it
a dippy egg. Dippy egg that's what Victoria calls it. Yeah,
dippy eg.
Speaker 2 (10:10):
Oh my god's cute, very cute. Okay, out to you?
What do I call it? Well, I've really lost myself.
I think I called it a running egg. Usually, God,
I've been learning a.
Speaker 1 (10:20):
Lot here today. Next time that I've got is from
Oh I'm so sorry. I'm gonna butcher your name, Nil Yak.
Maybe do you think that sounds right?
Speaker 2 (10:30):
That sounds right, beautiful, perfect.
Speaker 1 (10:32):
Who wants to know? What have we learned from each
other since we started working together?
Speaker 2 (10:35):
Oh, that's beautiful.
Speaker 1 (10:36):
Okay, it's a really cute question.
Speaker 2 (10:39):
That is a really cute question. And obviously I've learned
from yourself and Victoria that I think that was just
so scared of money before I started, And I think
I was also scared of like maybe I would feel
as though my money story or my lack of money
would make me appear a certain way socially and societally.
(11:00):
But I've learned that it's not true that everyone has
this idea of money. It's like people who are super rich,
can you know, kind of see money in this way
that's like socially, we'll still all get along, basically, is
what I'm trying to say. And I think that's really
beautiful because us we came here together on this podcast.
It's like if we met out in the world, who knows.
(11:23):
But then we are like set sitting here, we're talking
to each other, and we're like, oh, we're all just
the same. And I think it's really beautiful. But obviously
you've taught me so much about money as well, and like,
but how the way I'm viewing it is maybe not
very sustainable and not gonna like serve me in the future.
So god, so many things I've learned from you, guys.
Speaker 1 (11:40):
I feel like I've learned so much from you as well.
I think the biggest one is you have this wonderful
way of looking at things with such an open mind
and heart, do you know what I mean? Like you,
I feel like we both have this experience where being
on a podcast, I find it very anxiety inducing sometimes
because there's this and it's not from our community, but
(12:03):
there's this modern thing. I think I've seen people refer
to it as what about meism? Yeah, bean soup thing
is what they call it. On TikTok Whees, someone will
post a recipe for bean soup and someone will say, well,
I don't like beans, so what can I use instead?
And it's the idea that, like everything you're sharing must
appeal to every single person who could possibly ever listen
to it here at see it whatever totally, which is
(12:26):
extremely hard to do. But I think what you are
so good at is you are just naturally so inclusive,
do you mean, Like the easiest example I can think
of to give is like when we're talking about maybe
somebody's money deliver and they write in and I will
always look at things through my own lens of like, well,
I have a boyfriend and I live like this, and
(12:46):
this is jadata. Whereas you're so inclusive with your language,
you're so you look at things from so many perspectives
as well, like you so easily are very open minded,
and you go, well, you could be seeing this, you
could be experiencing this, and then you you tack that
onto the answers that you give. Whereas I feel like
I'm getting better, but it just doesn't come as naturally
(13:08):
to me. I feel like I'm always too selfish in
that way. And whereas you're so good at putting yourself
in somebody else's shoes and like their experience and their
thoughts and stuff.
Speaker 2 (13:16):
That is so sweet. Thank you so much for saying that.
Speaker 1 (13:18):
It's true.
Speaker 2 (13:19):
God, you're really amazing at that too. I think that
like you're amazing at it, and you're a lot more
succinct or like the way you word things is because
I fear that I just ramble so much when I'm like, oh,
I haven't thought about this, and so I better, I
have better enter this real and I'm like, oh my
god's a quick way to do that. But you're so right,
(13:41):
and I think that I get really paranoid about like
if I was to say something that is probably objectively true,
like yeah, I think I've said this for like, eating
your own poo is kind of gross, but there might
be someone out there listening that's like I love eating
my own poo. That makes me feel really sad. And
then I'm like, I would be devastating to know that
I've made someone sad because I've said some in this
way that's like objective and so like black and white,
(14:04):
and I don't want to ever exclude anyone. Yeah, thank you,
that's really sweet. Oh my god, my one was boring
compared to yours, and so sorry. This one is from Liira,
who says why am I scared of changing my money
story when I know it could be so much healthier.
Speaker 1 (14:22):
I'm sure there's probably psychology behind it, like there's safety
or comfort in what you know. Yeah, I think making
change is hard, especially I think money is such a
deeply personal thing and exactly as you were saying before.
A lot of us feel anxiety or shame or stigma
or all of these things around money because we are
(14:44):
all shown a traditional pathway to success. I think there's
like a very clear and it has changed a little
bit with time, but you know, go back to our
parents generation, it was okay, well, you go to university
and you get a good job, and you get married
and you have two kids, and you take a holiday
once a year and did it. And it was like
just a very clear linear path. And while that path
has opened up more, I think there are still very
(15:07):
traditional markers of success that people uphold as the gold
standard doing, like a good job or a good salary.
You can't see me, but I'm using talking marks. And
so I think that wanting to change your money story
is scary because you have to admit that you want
something more. You have to put yourself out there. Which
(15:28):
there's also this for me myself personally, there's this fear
of failure that I feel a lot of the time,
I feel like I'm behind, and so making a change
requires you to say I want more. And firstly, sometimes
people shame you for that, Like there's the tall poppy
syndrome is very much a real thing, and people say, well,
you should be happy with what you have for you
(15:48):
to do that, So there's you're fighting against that, but
also in saying you want more, you're putting yourself out there.
You run the risk of failing. Most people do fail,
or most people do fall off the horse. Most people
we will build up their savings and then have to
spend them or build up their investments and then get
nervous and pull it out. There are so many opportunities
(16:09):
to quote unquote fail that it's scary to put yourself
in that situation because we all are trying to uphold
this impossible standard that we see online on social media
or in the normal news and stuff, and it feels
like an overbearing weight sometimes. And I think all of
those things I'm straying really far from the original question,
(16:30):
but all of those things overlay over the top, so
that when you do try to make a change, be
it financial, be it something different, it can feel scary
and overwhelming because you go, well, I don't want to fail,
and I don't want people to laugh at me, and
oh my god, well what if I can't do it?
And all of this doubt from all of these pressure
creeps in. But I think if you break it down,
(16:52):
you know you want to change your money story incredible.
Everybody deserves better, everybody deserves more, Like we all are
entitled to live the best, most wonderful, most fulfilling life
that we can. Yeah, and I think wanting more, wanting
change is really positive. Break it down into small steps
so that it feels less overwhelming. That would be what
I would recommend.
Speaker 2 (17:12):
I love that, I completely agree. It's also sometimes a
bit scary to be like how far does this go?
When you're like, I haven't even looked at my finances.
I don't know what the trajectory of my life looks
like financially. And then if you start kind of like
brushing off the dust of your financial story and your
finances right now, then you're like, how much is there
(17:35):
to uncover? How much is there to learn? How bad
of a position am I in that I maybe I
don't know yet, And it's just like a scary thing
to explore, but like, yeah, just exactly like one step
at a time, small little goals. And if you're not
interested in it, that's the other things. Sometimes you're not
like obsessed with something, so you just don't care. It's
(17:55):
like mental effort to like think about it. But if
you're not obsessed with it, that's okay. Just do the
little things you need to do to make sure you're
not gonna, I don't know, be in a really bad
financial position later. It doesn't have to be a whole world,
but yeah, just tackle things bit by bit.
Speaker 1 (18:10):
Bit by bit, step by step. That's it, beautiful. Well,
we're gonna take a really quick break, but when we
come back, we're gonna be answering more of your burning
questions that don't go anywhere.
Speaker 2 (18:23):
Welcome back, everyone. So this week's episode, if you're just
joining us, is a special edition of Q and A
with B and J. So we've been answering some of
your questions, some left of center, some a little bit
more financy. I guess we'll just jump straight back into it.
So the next one comes from Tina, who says, do
you have any advice for someone wanting to make money
online and move away from a nine to five?
Speaker 1 (18:45):
My big one is don't fall into the trap. There
are so many people online who are selling you courses
who it's so easy to quit your nine to five
and da da da, I can do this, that and
the other. By my course, I'm not saying it's always
scam because there are some great online courses out there.
We sell some online courses which are fantastic. But I
(19:06):
think a lot of the people who you see online
jumping up and down saying, oh my god, I make
fifty thousand dollars a month from selling things online. I'm
not disclosing either that that is correct because there's no
regulation around that, or I'm not disclosing that the bulk
of their money is coming from selling people these courses. Yeah, right,
And so I think it's very possible in this day
(19:28):
and age. You mean, like this podcast. I think about
the job that is employing us right now do not
exist howe many years ago. This is technically an online job,
right totally. So it's like, there are lots of things
that you can do and lots of revenue streams that
you can build. But I would just encourage everybody to
look at things with a healthy dose of skepticism because
there are some dodgy things out there. With that being said,
(19:50):
the great thing about making money online all of the
time is you don't need a lot of capital to
start it up. Whether you are becoming a social media
creator or a video editor or a podcaster. A lot
of these things you can start with the resources you have.
You can start with your phone and your laptop and
that's all you need. And then as you build some
momentum or build some clientele or whatever that looks like,
(20:12):
you can then start to invest back into the things
that you're using. But I think, like when you're dabbling,
I would say just don't necessarily go hell to leather either,
Like don't go, oh my god, I'm going to start
a podcast, so I'm going to buy the three thousand
dollar microphones and the ten thousand dollar camera and all
of these things start small.
Speaker 3 (20:28):
For sure.
Speaker 1 (20:29):
We're a ween dabble as well. Like there's lots that
you know, you can sell things on Etsy. You can.
There's this one girl I remember I followed her for years.
I think her name is Type Hailey, and I think
she still does it. But back in the day, she
got started because she would make video graphics and intros
for people's YouTube videos, and so a lot of the
big creators that I followed at the time would use her,
(20:50):
and then she sells. Now I believe she sells just
like everyday graphics that anybody can jump on our website
and purchase or you can do custom ones. That's like
that girl saw a gap in the market for her
skill set and it wouldn't have taken a lot of capital.
Like she probably already had the laptop or the iPad
or whatever she uses to animate and she just went, oh, like,
this is a good thing, and she's worked away at it,
(21:12):
worked with some big creators. Yeah, got her namy out
in front of the masses. So I think there's lots
you can do. But find something you're passionate about as well,
because she was I believe maybe a graphic designer or
something like that, and then made that work for her
in the digital world, which is incredible. Yeah, speak about
what you enjoy it as well, exactly.
Speaker 2 (21:30):
And in the interim, just like, honestly, I know it's
they're quite rare to find, but like something that you're
already doing. But jump on LinkedIn and keep refreshing that
remote work section and just like try and find something
that's remote in the interim if you want to, because
there's I'm shocked by how many jobs that are out
there that are able to be remote, So I'm like,
(21:51):
just do that for a song as.
Speaker 1 (21:53):
You can, and remember as well. I think there's this
misconception that when you leave you're nine to five, you're
living like this cruizy, beautif good life. I think most
people who freelance or work for themselves will tell you
that it's the opposite. You know, there are some people
who get to a point where they can retire early
off of the business that they've built, and that's incredible,
and then maybe they do live that balanced lifestyle, but
(22:14):
a lot of the time when you're doing that kind
of work invoices come late is such a big one.
So like, prepare yourself mentally and financially for the fact
that your income is not going to be regular, especially
if you're doing something like content creation where you're relying
on you know, brands or AdSense or whatever that looks
like ye. And also just you're working for yourself, so
you don't have boundaries that you have in a regular job,
(22:36):
Like it's very easy for it to bleed into other
areas of your life. And if especially if you're like
me and you do something on the side of a
full time job, it's a lot to take on. So
also just prepare yourself for that, because I think there's
we're sold this dream of everybody's quitting their nine to
five to become a content creator or build a business
or do whatever. And you can do it and can
(22:57):
be amazing and it can be really profitable. Yeah, but
it's also not this easy pipeline that people make it
out to be.
Speaker 2 (23:04):
From Charlotte, this one's for you, Jess. How are you
managing to keep costs down with the build? Any tips?
Speaker 1 (23:11):
Well, if you've watched my YouTube video where I break
down all the expenses that I've paid so far, I'm
not necessarily doing a very good job giving the expenses down.
I spend a lot of money at my color appointment
and my electrical appointment. But my big plan is that
I have kind of a roadmap of things that I
want to do once the build is completed. So I'm
(23:31):
trying to keep costs down initially by spacing things out
where I can, and I'm also looking at what things
I can do myself versus paying someone to them. So
I know that I'm hoping to install my own sheer
curtains and stuff because I've seen people do it online.
It looks pretty easy to install your own tracks and
hang it yourself, and planning on putting in my own laundry.
(23:55):
We covered a few of these in an episode that
dropped recently where we spoke kind of about my house
build update. I'm looking at what things I can do myself.
I would consider myself pretty DIY savvy, so any DIY
options that are available to me, I am taking those.
Also for furniture and stuff like that. I think I've
mentioned like I haven't bought new furniture since I moved
(24:17):
out of home, Like almost everything I own his secondhand
because I was moving it from house to house. And
so I'm really looking for sales or purchasing things that
I want from warehouse sales or outlets or anything like
that to try and keep my costs down as well.
Like I've been able to snag a few things that
are on my wish list for really good prices by
shopping in this way. But it is just being savvy
(24:38):
and also just knowing I can't, like I'm not going
to be able to buy everything that I want at once,
Like it's just simply not possible, even things like appliances,
Like I'm just going to have to move in my
fridge that is literally as old as I am into
the new house, and it's not going to fit, and
it's going to be ugly, and it is what it is,
and I'll just have to save and work hard to
eventually be able to upgrade those things when I'm in
(24:59):
the pres.
Speaker 2 (25:00):
So yeah, hell yeah, all right.
Speaker 1 (25:03):
Next question I have is from Nundiny, who said, if
you guys could host any podcast for one week, which
would you pick? Which is a fun question?
Speaker 2 (25:10):
I like this, I like this, I like this. Well,
some of my favorites are like Betrayal or obviously other
than She's on the Money Betrayal pod, everyone has an X.
But the one that I think would be like really
fun science versus one, Oh my god, you would love it.
I think they just kind of like take any old subject.
Let's say, you know, skincare or meditation, and it's like
(25:32):
the main host, Wendy's looking in, we'll go and ask
experts in that field, unpack experiments, and you know, just
kind of like get down to the like science of
it all in a way that is really palatable. But
it just like sounds really fun. Sounds like the team
are really fun. So that is probably a podcast that
I would love to host just for one week and
then come straight back.
Speaker 1 (25:52):
I don't listen to a lot of podcasts, so I
found this question hard. I would love to do an
interview format podcast because I think working here, that's one
thing I've learned. Is any chance that I have had
to sit down with someone like I sat down last
year with Emma Edwards, like when Victoria was on maternity leave,
(26:14):
the first time you know you and I had a
few guest hosts for Friday Drinks. I've always really really
enjoyed speaking to other people and getting to like pull
apart their expertise, like I just find it so interesting.
The only interview podcast that I can think of is
Diary of a CEO, which I have literally only ever
listened to one of those episodes. I don't know why
(26:35):
that's the first one I got, but he's had some
really good guests. Yes, so any guest podcast, because I
love learning things, maybe even at science when you taught you,
it would be good for me, Like I love learning things,
and I love asking people questions and getting to understand
their thought process or their knowledge a little bit better.
So any podcast where I would have the opportunity to
(26:56):
do that. I feel like I would really enjoy The
sext one comes from.
Speaker 2 (27:00):
Who says, how do you price items on deep Pop
in brackets item plus postage? I lost money after deepop
took their fee.
Speaker 1 (27:08):
Oh have you ever sold on deepop before?
Speaker 2 (27:10):
No, I haven't sold on Deepop. I've bored on deepop,
but I don't really know how it all works, So
probably one for you.
Speaker 1 (27:16):
Yeah. I My understanding is that so detop chi is
a ten percent commission I believe on everything, and I
believe that also comes off the top of your postage fee,
because I think what happens, at least the way I
see it roll into my PayPal is deepop pays me
a blanket fee of like X amount, and then PayPal
pays a flat fee back. And from when I've looked
(27:36):
at it, that flat ten percent comes off everything, which
includes the postage. It's really frustrating. So you do need
to look at either building a bit more into your
postage fee or into your item fee to cover that
ten percent that will come out.
Speaker 2 (27:49):
Ten percent is seems exorbitant.
Speaker 1 (27:52):
No, yeah, it feels like deep hop in the UK.
I'm pretty sure it's only like two or three percent.
I've seen a lot of conversation recently about how like
Deep Hop fees here are much higher than other places,
which fun fact for everybody. eBay are offering fee free
sales for a period of time, so that might be
worth looking into. That's something I'm looking into. But in
(28:13):
terms of pricing your product, I personally think if you're
going to sell something secondhand anywhere, you need to be
selling it for cheaper than what someone could get it
from for on the website. And I think most websites
offer a minimum of thirty percent discount, you mean with
a code or whatever these days most places true, so
I think you can be just counting an item by
forty percent or more. My general rule of thumb is
(28:35):
a minimum of half price, okay, depending if the item
is new with tags or how warn it is, is
it like whatever, But I would be pricing it for
me personally, generally a minimum of half of the retail price,
sometimes more if it's worn or if it's an older style.
Take all those things into consideration. The other thing I
(28:56):
would do is sense check what are other people charging
for the same items, So if it's a blue glassons
jumper or a dish white dress or whatever that looks like,
searching it up on the platform and just seeing because
there's a very good chance that other people are selling
the same thing or something very similar, and just sense
checking your pricing against those as well, because if it
comes down to two similar items, realistically, any person myself included,
(29:20):
is going to pick the cheaper one. Yeah, if your
discount still sets you significantly higher than the average of
what everybody else is charging, you're probably not gonna sell it.
Speaker 2 (29:30):
Yeah, Okay, it's a really good point.
Speaker 1 (29:32):
Question I've got now is from Karna who said, I've
seen your instant stories, Beck, what are you building?
Speaker 2 (29:38):
Ah? To be honest, I'm not building anything. But my
best friend who owns a queper in North Fitzroy, Fitzroy
North Bernie's upstairs is where she lives, which is very funny.
I think if you're like because I'll often go over
to just like hang out and the bar is open.
I'm laying upstairs, I gotta go downstairs to go to
the toilet. It just feels like I'm like at a
(29:58):
house party that I've left to go to bed, and
then I come downstairs. I'm like, please, no one talk
to me. I just so it's a very funny vibe.
So she lives upstairs and there's one big room and
two like kind of medium ish small rooms, and so
one of those rooms she just wants to turn that
into like I don't know, maybe like a gallery space
for people to show things, yeah, or like somewhere where
(30:20):
people can do like life drawings. I mean, she's not
just super sure what to do with the space yet,
but right now we're just like, yeah, kind of tiding
it up because it is it's in a very space,
I guess, so like I wanted to put a pool
table in some for people to like have a little
lie down, but we'll see. So right now we're just
like tiding it up. So unfortunately, I personally not building anything.
I'm just painting some walls, which is a lot of fun.
Speaker 1 (30:43):
Coming covered in paint today.
Speaker 2 (30:44):
Yes, exactly. I'm really trying to milk it. I'm really
trying to milk it. I'm making sure I don't wash anything.
I just love the look of having like paint splatters
or it's artistic. It's like, oh, this person's worked hard
a day in their life. I'm gonna make sure everyone
knows that as well, but yes, thank you for following along, Trina,
and please come in and visit.
Speaker 1 (31:04):
That's so cute. Next time I've got is from miss Sharish,
who said, what are y'all's mayers Briggs personality types? Just fun?
Speaker 2 (31:12):
Have you done the test? I haven't done the test. No,
I did a similar one. I don't remember anything though, perfect,
but I know that, Okay, this is probably different test.
But the lowest on my list of things like qualities
that I have is impulse control.
Speaker 1 (31:27):
Impulse control.
Speaker 2 (31:28):
Yeah, my lowest quality, my least quality, you guys get
it is impulse control, which really tracks, tracked, which really felt,
I really felt seen. I can't remember what my highest was.
I think it was like compassion or something like that.
Speaker 1 (31:43):
I'm so curious to know what test this was now,
because I didn't think I've heard of that one.
Speaker 2 (31:47):
I can't remember what it was, but I hope that
answers that a little bit for me. But do you
have your.
Speaker 1 (31:52):
I do know my mayers Briggs. I am an I
n s J. I'm pretty sure which is introverted. I
don't remember what the ND stands for feeling judging, so
I think I nfja's from memory it tracked with what
I know about my staffs okay, which I'm not super
into star signs, but it was like compassionate, empathetic knowledge seeking.
(32:16):
I'm pretty sure I just heard introvert and I was like, well,
she's read me to feel So you know, I NFJ
this site. I'll send you the site because there's a
free one you can do.
Speaker 2 (32:27):
Okay.
Speaker 1 (32:28):
It's fun because it tells you celebrities that fall into
the same personality type. And I don't know, I know
that these things are not scientific or deeply rooted in anything,
but they're just to be fun. It's I love when
something like even on the podcast a few weeks ago,
where you were like you look like someone who loves
the potato chip. Like, I just love anything that puts
me in a box.
Speaker 2 (32:49):
You know, we just want to beat a little bar
a box that's so cute, so funny. Oh my god. Okay,
I'll give you the final question, which is like, oh,
so sad, I really love these I We've.
Speaker 1 (33:05):
Brushed through it. We should have taken longer.
Speaker 2 (33:07):
God, I know, I wish let's do another one soon.
Speaker 1 (33:09):
Let us know if you want to B and JQ
and know to make a comeback please.
Speaker 2 (33:13):
Okay. For our final question, someone asks what is your
most uplifting thought slash saying that makes you feel good?
Speaker 1 (33:20):
Oh, that's a great question.
Speaker 2 (33:23):
Yeah, that is a great question. So beautiful and what
a beautiful when it ended.
Speaker 1 (33:26):
I do love a quote. I'm one of those bitches
like I love a print on a water like, there's
so many that I like. One that really sticks with
me that brings me joy, which I think is what
this person was saying. Was from Cinderella, from the update,
but from the live action, which took me don't like
a live action, but I did really enjoy Cinderella. And
have courage and be kind, yes, and I just like,
(33:47):
I think those are two things that are just so
important and it's it just makes me happy. Have courage
and be kind, like be brave, do the thing, but
also be gentle as well with people. I think the
other one that I can think of, which isn't a phrase,
so I don't know if it counts a word, it's uhuru,
which means I think freedom in Swahili, and that just
(34:09):
has a lot of meaning to me because the first
time I ever went overseas. I've told this story before,
so from repeating myself. I went to Tanzania, which was
like the most eye opening, life changing, wonderful experience I've
ever had. But while we were there, we climbed Mount
Kilmajaro and that for me was a personally very testing experience.
But the peak is called Uhua Peak, and so I
(34:30):
had this awful expirit. I got aultshoutic on like day
two four days up, two days down. I was sick
for three days, didn't he couldn't keep down any liquid,
was not sleeping. It was horrific. And so you hike.
We hiked through the night in the snow. God every
few meters I was falling, boy knees, puking in the ground,
kind of wanting to just say there. And someone's like, well,
you gotta keep moving or you're gonna die because it's snowing.
So we did this whole thing right, and we got
(34:51):
to a point which when you reach there, you have
technically summited the mountain. And so the guy that was
taken to like, okay, everybody, good job, take your photo whatever.
Anyone who wants to continue to the peak can do so.
Come this way. Everyone who wants to start walking back
down to the right, and I was like, to the
right I go. And someone on my trip was said
to me, did you really just go through all of
(35:13):
that to not go to the top?
Speaker 2 (35:15):
Oh my god?
Speaker 1 (35:16):
And I was like, oh my god. And so we
checked another however many hours to hit to a peak.
And for me that was just like very much a
physical and mental test of strength. I guess I was
ready to quit until that guy said said that to me,
and I was like, oh my god, you're so right.
And so to me just means it brings back that
(35:38):
memory of like pushing through and doing hard things and
like breaking the mental barrier because I think I'm someone
who really struggles with my own mental limitations and self
doubt and all those sorts of things, and like knowing
that I did this physically and also mentally, very very
difficult thing, I did it. I did it. And that
(35:58):
is like such a wonderful memory that I have with
me for the rest of my life. And so the
word like, I love that it means freedom as well.
It's really beautiful. But yeah, to me, that word just
takes me back to that moment in that thought process.
Speaker 2 (36:11):
Yeah. Wow, that is a harrowing story.
Speaker 1 (36:16):
It was not fun to live, but like as in
hindsight as a life lesson, it's loving.
Speaker 2 (36:20):
Just that's incredible. Oh my god, do you do you quote?
Speaker 1 (36:24):
Sure?
Speaker 2 (36:26):
Obviously as you know, I'm and for those listening, I'm
going I'm through a breakup right now. So a few
quotes and I don't want to like be that guy,
but there there are a lot of my own that
I like, uh, kind of just made up, but they
really have gotten me through and helped get me through.
But I think that they also are applicable in times
(36:46):
we are not going through a breakup. But the one
that I like to use that is or obviously quite
a privileged thing to say because it doesn't apply to everyone,
But I like to say, being okay is inevitable even
if you're trying to actively not heal, even if you're
just doing nothing to like toward healing, Like your body
(37:08):
is constantly adapting to a new normal and constantly healing,
even if you're not doing anything to help yourself get there.
So being okay is inevitable. And then I also like,
this isn't for me, it's from somewhere some meditation something,
but I really like be where you are, and I
tell myself that all the time, because if I'm really
anxious about something, if I'm thinking about something I said
(37:30):
in the past it was really silly, or I'm thinking
about possible things in the future that are making me
really sick and sad and anxious, I'm just I tell
myself to be exactly where I am, and that is
right here, there's a I'm sitting on a couch and
I'm looking at you, and I'm going to be exactly
where I am. That also is applicable for if you're
sad that you've made the wrong life choices and you're like, oh,
(37:53):
I don't you know you're thinking about what could have been,
or you're thinking about what you want to do. Just
know that, like we're kind of always if you're not
ready to make a decision, you haven't made it yet.
Like if you're like, oh, I wish I had started
this ages ago, I wish I had like already saved
this amount of money, Like if you just weren't ready
at that time, just be exactly where you are because
you are here for a reason. You're you can't have
(38:15):
lived a different life, you can't have a different brain.
Be exactly where you are and because that's exactly where
you should be.
Speaker 1 (38:21):
You have the best bechisms, Like there's so many things
like that that you say that are just so quotable
and so lovely. That's so nice. Thank you, really beautiful take.
Speaker 2 (38:31):
That's a beautiful way to end it.
Speaker 1 (38:32):
I thought, I really agree. What a good spot. It's
been a very fun episode. It's always such a joy
when we get to get together and do something fun
like this. So thank you guys for tunting in. Well
done if you've made it this far, yes as well.
We've really enjoyed hanging out with you. So if you're
not already, follow us on Instagram, join the Facebook group.
That's where we collect questions for these types of things.
Also leave them in the comments on Spotify. I do
love reading the Spotify comments. But that is all for
(38:54):
us this week. Thanks for hanging out, and we'll see
you on Friday for an episode of Friday Drinks.
Speaker 2 (38:59):
Thank you so much much, guys, We'll see you then,
Bye bye.
Speaker 4 (39:06):
The advice shared on She's on the Money is general
in nature and does not consider your individual circumstances. She's
on the Money exists purely for educational purposes and should
not be relied upon to make an investment or financial decision.
If you do choose to buy a financial product, read
the PDS TMD and obtain appropriate financial advice.
Speaker 1 (39:26):
Tailored towards your needs.
Speaker 4 (39:27):
Victoria Divine and She's on the Money are authorized representatives
of money. Sheper Pty Ltd A b N three two
one six four nine two seven seven zero eight AFSL
four five one two eight nine
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