Jenee Tibshraeny: NZ Herald Wellington business editor on the mood among mortgage holders following the OCR update - Heather du Plessis-Allan Drive

The light at the end of the tunnel could be in sight for mortgage holders after today's OCR update.

The Reserve Bank left rates unchanged at 5.5 percent - but the bank has hinted cuts could be coming sooner than initially predicted. 

NZ Herald Wellington business editor Jenee Tibshraeny explains how the Reserve Bank's change in tone could impact borrowers. 

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