How to Access $250K in 0% Business Credit with Patrick Pychynski

What if you could grow your business without drowning in debt?

Today on the show, I have the pleasure of speaking with Patrick Pychynski, a former U.S. Marine turned business funding strategist who helps entrepreneurs unlock $50,000 to $250,000 in 0% interest business credit. As the founder of Stacking Capital, Patrick breaks down the steps to accessing short-term, high-leverage capital, without touching your personal savings or sacrificing equity.

We dive into how Patrick transitioned from military service to entrepreneurship, the “three C’s” of funding (cash flow, collateral, and credit), and how most businesses can build their way toward long-term bankability. Patrick also shares the unique tools and systems he uses to vet clients, streamline credit access, and build a scalable ecosystem of financial services.

Curious how to scale a startup responsibly, or if funding is really your constraint? This episode is for you!

Let’s jump right in.

Key Takeaways: 

• 00:00 Intro 
• 01:44 How Patrick made his first dollar as a kid
• 02:50 Patrick’s journey from the Marine Corps to entrepreneurship 
• 07:20 Patrick’s business and 0% interest business credit 
• 14:28 Do you really need that much funding?
• 19:33 Investing in businesses he’s funding
• 27:14 The brokerage model 
• 29:30 Future plans
• 30:06 Top 5 investing tips
• 33:46 Recap and outro

Additional resources: 

➡️ Follow Patrick on social media:

• LinkedIn: https://www.linkedin.com/in/patrickpychynski/ 

• Instagram: https://www.instagram.com/itspatrickpy/ 

• Website: https://stackingsuccess.com/stacking-success-lp

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Investing in the U.S. is a podcast for real estate investors and entrepreneurs who want to break into the U.S. market and grow their wealth!

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