Alimony and child support only work if the checks keep coming. And in high-conflict divorces, or honestly, in any divorce, that is a far more dangerous assumption than most people realize.
One accident. One illness. One unexpected death. And the financial foundation you spent months negotiating can disappear overnight.
Karen McMahon sits down with financial strategist and CDFA Jeff Landers to pull back the curtain on the one protection most divorce agreements quietly ignore, using life and disability insurance to secure your alimony and child support payments before the ink is even dry on your settlement.
What most people don't know is that the chances of your ex becoming disabled are three to four times greater than the chances of them dying. And yet disability insurance almost never appears in a divorce agreement. Jeff explains why that gap exists, what it costs you if you don't close it, and exactly how to bring it up during negotiations, while you still have leverage.
Karen and Jeff also tackle the details that can make or break your protection: why you, not your ex, must own the policy, what happens when a paying spouse quietly stops making premium payments, how 26 states automatically revoke beneficiaries upon divorce without you knowing, and how to use insurance as a negotiating tool if you're getting pushback.
If you're counting on alimony or child support to keep your home, feed your children, or rebuild your financial life, this episode isn't optional. It's the conversation your attorney probably never had with you.
Connect with Jeff:
- Free Resource: Jeff is gifting JBD listeners a free copy of his new guide, How to Protect and Create Income in Divorce. Email Landers@
hellomonthlyincome.com and reference the JBD podcast. - Linkedin: https://www.
linkedin.com/in/jefflanders/ - Facebook: https://www.facebook.com/jeff.
landers.9210 - Website: https://
hellomonthlyincome.com/
Resources Mentioned in this Episode:
- Book a Free Rapid Relief Call: http://rapidreliefcall.com
- Free Divorce Support Network Gift: https://divorcesupportnetwork.com/jbdpod
- Curated Podcast Playlists: https://www.jbddivorcesupport.com/
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