Tired of complicated budgeting systems that never stick? On this podcast eisode, I'm sharing my exact monthly budgeting routine; from reviewing last month's numbers to planning for irregular expenses and closing out the month with reflection.
This is a realistic, flexible approach to budgeting that actually works. Whether you're just getting started or want to refresh your process, these steps will help you stay consistent without feeling overwhelmed.
What you'll learn:
- How I start with a financial reflection, not shame
- My method for planning income (even with variable pay!)
- Why I budget for my goals first before any expenses
- How I build a realistic, values-aligned spending plan
- The importance of planning for irregular expenses
- Why I track my budget weekly (not daily!)
- How I close out each month to stay consistent
This budgeting routine is simple, sustainable, and designed to help you make real financial progress. No perfect templates. Just a system that works.
❤ Subscribe to the Clever Girl Finance newsletter for weekly motivation: clevergirlfinance.com/subscribe
❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books
❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages
❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog
❤ Follow us on Instagram: @clevergirlfinance
Popular Podcasts
Stuff You Should Know
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
Dateline NBC
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com
On Purpose with Jay Shetty
I’m Jay Shetty host of On Purpose the worlds #1 Mental Health podcast and I’m so grateful you found us. I started this podcast 5 years ago to invite you into conversations and workshops that are designed to help make you happier, healthier and more healed. I believe that when you (yes you) feel seen, heard and understood you’re able to deal with relationship struggles, work challenges and life’s ups and downs with more ease and grace. I interview experts, celebrities, thought leaders and athletes so that we can grow our mindset, build better habits and uncover a side of them we’ve never seen before. New episodes every Monday and Friday. Your support means the world to me and I don’t take it for granted — click the follow button and leave a review to help us spread the love with On Purpose. I can’t wait for you to listen to your first or 500th episode!