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March 25, 2025 13 mins

In this episode of The Prosperity Podcast, Kim discusses the complexities of 3% mortgages sparked by an engaging Reddit debate. Are such rates truly “golden handcuffs”? Explore how whole life insurance can be a savvy financial strategy. Tune in for actionable insights!

Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity.

Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today!

Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.

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Show Notes

  • Refinance troubles: the “golden handcuffs.”
  • Debating the value of a 3% mortgage.
  • The misconception of home equity accessibility.
  • CLUE acronym for financial efficiency.
  • Overlooked value of whole life insurance.
  • Educating financial concepts through various media.
  • The challenge and payoff of long-term financial learning.
  • Understanding the importance of knowing your "why."


Special Listener Gift
Free eBook: Activating Your Prosperity Guide.

Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead! 

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