Something More with Chris Boyd

College Planning – As it is the time of year for high school and college graduations, Jeff
Perry and Russ Ball discuss a wide variety of topics regarding planning for college. The
conversation begins with the use of 529’s as the foundation for most families to save for
future educational expenses. Jeff outlines the basics of how a 529 plan operates and the
benefits of using one. Jeff & Russ next explore the factors that go into mak...

BUFFETT! – With the recent retirement announcement from Warren Buffett, Chris
Boyd, Jeff Perry, and Brian Regan reflect on the amazing life and the many financial
lessons of Warren Buffett. Brian leads the conversation with a brief biographical
summary of Buffett’s early years and reflections of how Buffett influenced his views on
investing. Jeff weighs in with Buffett’s dislike of using leverage and specifically credit
cards. Chri...

Yellin & the News – After attending the CFA Society of Boston Annual Market Dinner,
Chris Boyd offers his thoughts from Janet Yellen’s keynote speech. Chris reviews
Yellen’s negative views on broad-based tariffs and other policies of President Trump.
Jeff Perry joins the conversation as it shifts to other items in the news including more on tariffs, the Federal Reserve interest rate decision, new employment data, corporate
earnings...

Raising a financially literate child – Jeff Perry and Russ Ball offer suggestions and
commentary about positive way to pass on personal finance lessons and values to your
children through various stages of development. Jeff & Russ discuss the importance of
positive role modeling (or at least not negative), explaining the three purposes of money,
use of allowances, at what age is a debit card appropriate, value of a part-time jo...

Annual reviews and why you need one – You have probably heard all the reasons why
you need a comprehensive financial plan. In this episode Jeff Perry and Russ Ball
discuss why it is critical to review your plan at least annually. Topics covered include
responding to life changes, investment objectives, time horizons, liquidity needs, risk
tolerance, cash-flows, life insurance needs, legacy planning, and more.
For more information o...

Mr. Market is both charming and bipolar – With all the recent volatility in the stock
market, Jeff Perry and Russ Ball discuss a recent article published in BottomLine
magazine which highlights the investing lessons from Benjamim Graham, who authored
“The Intelligent Investor” in 1949. Jeff & Russ outline the lessons from Mr. Graham
who describes “Mr. Market” as a bipolar fellow, very charming but suffering from
incurable emotional...

Federal Employees: Retirement & Layoffs - Planning during DOGE – with Brian
Kuhn, CFP – With all the recent news stories concerning workforce reduction and
changes that Federal employees may be facing, Chris Boyd welcomes fellow Wealth
Enhancement Certified Financial Planner Brian Kuhn to the podcast. Brian provides an
overview of the retirement system and benefits provided to Federal employees. Chris
Boyd and Jeff Perry ask for Br...

What's the Buzz? Recent Lessons – Chris Boyd, Jeff Perry, and Russ Ball discuss the
economic and market news of the week, including the continued stock market volatility,
tariffs, the Federal Reserve, unemployment data, consumer sentiment, and inflation. The
trio outlines why having a financial plan is so critical in uncertain times. The
conversation goes on to a discussion about how people make investments decisions
within an empl...

Do I need to know about NUAs? - Andy Ives, CFP®, AIF® from Ed Slott and
Company joins Chris Boyd and Jeff Perry for an interesting conversation about Net
Unrealized Appreciation (“NUA”). NUAs are a powerful tool for people having
employer stock in company plans. The discussion digs into how the gains from an
employer stock program can be distributed according to the NUA rules and be subject to
long term capital gain taxes. Andy sha...

GO SOMEWHERE - Colin Stroud – Travel expert and advisor on how to best use your
credit card points and airline miles Colin Stroud joins the AMR Team for a highly
informative and entertaining travel related episode. In this episode you will learn more
about why flexible bank cards are a favorite, should you use one credit card or many
cards to earn the most benefits, should you “buy points,” and what are arbitrage
opportunities? Chr...

What A Week! So, Is It Over? – With seemingly endless announcements on tariffs and
the related stock market volatility, Chris Boyd, Jeff Perry, and Brian Regan discuss what
a wise investor should do in the midst of the uncertainty. Chris and Jeff attempt to
summarize the recent developments of President Trump’s tariff policy. Chris plays a clip
from a previous episode where he and Professor Jeremy Siegel discuss whether a trade
imb...

Attorney Keats Boyd joins Chris Boyd and Jeff Perry for a lively conversation on the recent tariff policies of the Trump administration and how they could relate to your estate planning. In addition
to tariffs, estate planning topics discussed include the “Golden Funnel,” multi-
generational wealth, estate taxes, income taxes, using a LLC for your estate planning, and
more.
To reach Attorney Keats Boyd, please call his office at 50...

 Chris Boyd, Jeff Perry, and Russ Ball
discuss the breaking news of the new tariffs known as “Liberation Day” imposed by
President Trump. With the increased market volatility created by the Trump tariff
announcement, Chris, Jeff, and Russ discuss whether it is time to reduce exposure in the
stock market or is it time to add funds while the market is in correction territory. Chris

highlights that investors might wish to review their...

Losing your parent is a profound event. While one will certainly suffer the emotional impacts, there are also important financial actions to take immediately. Protecting your parents’ legacy by managing their finances after their death is one of the most critical ways to honor their legacy. Chris Boyd, Jeff Perry, and Russ Ball discuss this sensitive issue and offer their own personal stories, thoughtful
advice and lessons. Chris a...

Recession? – Chris Boyd welcomes Jeff Perry and Brian Regan for an in-depth
discussion whether the US economy is heading into a recession. Chris begins the
conversation with a detailed explanation of the definition of a recession, which may not
be as simple as it seems. The trio reviews recent related economic news, including the
potential impact of Trump tariffs, inflation, employment data, retail sales, potential of a
reduction i...

Social Security: To start or not to start, that is the question! – Deciding when to
claim your Social Security benefits might appear to be a simple decision, but making the
wrong decision can have a significant impact on your financial plan and your income
taxes. Chris Boyd, Jeff Perry, and Russ Ball have an in-depth discussion and respond to
the concept of taking Social Security at the earliest possible age and investing the
month...

Donor Advised Funds – If you are charitably inclined, you are likely interested in
maximizing your contribution to your favorite organizations while realizing the largest
potential tax reduction. Chris Boyd, Jeff Perry, and Russ Ball dig into the benefits of
using a Donor Advised Fund to help with your charitable giving with a flexible strategy
that can offer significant income tax savings. The trio also discusses the legacy benefi...

5 signs it is time to retire – Retirement means different things to different people. Some
people have been planning and preparing for years with a clear retirement date in mind.
For others, it is less etched in stone. But either way, if you are thinking about retiring
anytime soon, there are signs to consider. Chris Boyd and Jeff Perry review a recent
Kiplinger’s article (see full article linked below), which asks are you emotiona...

With this week marking five years since Covid related shutdowns,
Chris Boyd, Jeff Perry, and Russ Ball begin this episode with reminiscing of where they
were five years ago and sharing the related personal and financial lessons. The trio
explores the similarities of current stock market movements with the recent tariff policy
to the uncertainty caused by Covid. The value of working with a financial advisor during
turbulent times is...