Should You Sell When Markets Go Down? Smart Decisions in Volatile Times

Why panic selling backfires — and how proper planning prevents emotional mistakes.
In this episode of Something More with Chris Boyd, Chris and Brian Regan tackle a timeless question: Why do investors feel the urge to sell when markets decline? They explore the psychology behind market fear, why this instinct is often counterproductive, and how disciplined planning helps investors avoid costly emotional decisions.
From there, the conversation moves into today's market environment — including the global tensions, oil price changes, sector‑specific volatility, and what these disruptions mean (and don't mean) for long‑term investors.
A major focus in this episode is private credit; an area Brian has been warning about since early 2025. He outlines why the surge in private credit inflows, liquidity mismatches, rising default rates, and cross‑ownership structures between private equity and private credit funds are creating instability beneath the surface. While not a 2008‑style crisis, Brian explains why investors — especially those unknowingly exposed — should pay attention.

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