Melissa Jean-Baptiste thought she was doing all the right things when it came to her finances, but after trying to secure a loan to buy her first home, she quickly realized the reality. She wasn't doing anything, learning how money truly operated, or how to use it as a tool. Fast forward, and Melissa now helps other millennials build generational wealth through debt management strategies, passive income and investing, and a communal digital space to start their debt-free journey.
So do you want to know how Melissa paid off $102,000 in debt on a New York City teacher's salary? And how you can also plan for an early work optional retirement? Tune in and find out!
KEY POINTS:
- Why Melissa began her money journey
- How to pay off debt with other financial goals in mind
- Pivoting your budget throughout your journey
- Melissa's ultimate money hack
- Is a side hustle always a good idea?
QUOTABLES:
"Sit down with that money. Look at what you have. Look at where you want to go and push past the discomfort." - Melissa Jean-Baptiste
"You can use money to leverage a lot of different things that can lead to more money, lead to property assets and growing wealth." - Melissa Jean-Baptiste
GUEST RESOURCES:
Melissa Jean-Baptiste
IG | instagram.com/millennialindebt
Get Your Copy of So...This Is Why I'm Broke - https://amzn.to/3OYCnIc
Stay In Touch → Connect with the community:
- Follow me on Instagram/TikTok: @KimberlyBOnline
- Explore Brown Leadership: https://brownleadership.com
- Read the book "Next Move, Best Move: Transitioning Into a Career You'll Love" at www.nextmovebestmovebook.com
→ Share your question: Submit your question in a 90-second voice message, and I may address it in an upcoming episode. Submit here: https://www.speakpipe.com/YourNextMove
→ Apply for a 1:1 coaching session: Participate in a 20-30 minute coaching session that may be featured in a future episode. Apply here: https://bit.ly/YNMCoaching
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