🎙️ Episode Title: From Financial Junk Drawers to Family CFOs: Beverly Krzmarcik on Building Strategy, Stewardship, and Peace of Mind
When it comes to money, most families don’t struggle with earning—it’s with organizing, aligning, and truly enjoying what they’ve worked so hard for. In this episode of Finance Leaders Retirement Insights, Daniel sits down with Beverly Krzmarcik, founder of Your Virtual CFO, to explore how she helps high-income professionals and families bring order, clarity, and purpose to their financial lives.
Beverly shares her journey from discovering a natural talent for numbers in university to building a career as a trusted “family CFO.” Her approach goes beyond spreadsheets, focusing on strategy, stewardship, and creating space for families to ask the deeper questions about money, vocation, and purpose.
You’ll hear how she helps clients avoid the dreaded “financial junk drawer,” why enjoying money today is just as important as saving for tomorrow, and how faith and family experiences—including raising a child with cystic fibrosis—have shaped her philosophy of balancing risk, resilience, and joy.
💡 What You’ll Learn in This Episode:
- Why most families have a “financial junk drawer” and how to finally organize it
- How the family CFO model differs from traditional financial advising
- The importance of coordination between tax, insurance, investments, and estate planning
- Why financial strategies should balance enjoying today with planning for tomorrow
- Insights into multigenerational planning and legacy stewardship
- How faith, family, and leadership shape Beverly’s work and vision
About Beverly Krzmarcik:
Beverly Krzmarcik is the founder of Your Virtual CFO, where she serves as a family CFO for high-income professionals, executives, and entrepreneurs across Canada. With over a decade of experience in financial planning and strategy, Beverly specializes in helping clients align their resources with their values—whether that’s protecting their families, planning for retirement, or creating multi-generational wealth.
Grounded in her own family’s story of faith and resilience, Beverly brings a uniquely human perspective to financial leadership. She believes money should be both managed wisely and enjoyed fully, and she empowers her clients with the clarity and confidence to do both.
Connect with Beverly Krzmarcik:
📍 Location: Calgary, AB
🌐 Website: yourvirtualcfo.ca
💼 LinkedIn: linkedin.com/in/beverlykrzmarcik
📱 Facebook: Your Virtual CFO
🎧 About the Finance Leaders Podcast Hosted by Daniel Hanzelka, the Finance Leaders Podcast brings you authentic, story-driven conversations with advisors who are redefining what it means to lead in the world of finance. No fluff. No product pitches. Just real people making a real impact.
🌐 More Episodes: https://financeleaderstv.com
📥 Be a Guest: https://financeleaderstv.com/apply
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