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June 23, 2025 37 mins

What if your financial anxiety isn't weakness—it's your brain protecting you from disaster?

Dwight R. Heck transformed from paycheck-to-paycheck struggle to helping thousands of entrepreneurs master money psychology over 23 years. This episode reveals why 78% of business failures trace back to personal financial stress, not business problems. Discover the hidden "money monsters" sabotaging your success, why smart founders make terrible personal finance decisions, and the survival mechanisms that either build wealth or destroy it. Learn the framework for separating business and personal finances, building emergency funds that create decision-making power, and breaking the cycle where personal financial chaos bleeds into business operations.

Keywords: personal finance for entrepreneurs, financial stress management, money psychology, business emergency fund, founder financial planning, money mindset, entrepreneur budgeting, financial survival mechanisms

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