Close By Christmas: Builder Credits, Realtor Rebate & Soft Pulls

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November 9, 2025 • 15 mins

Are you renting and watching prices run away? Bruce “The Loan Arranger” Woodburn explains how first-time buyers can stack 3% down, seller-paid costs, and a 25% realtor rebate to get in the game—often with a soft credit pull to start. He breaks down why the Fed cut didn’t lower mortgage rates (bond market 101), when to lock, how to keep your 3% mortgage as a rental on a move-up purchase, who should refinance now, and his Leapfrog Program to own multiple homes over time. Builder credits from Hardison & Trinity, employer workshops, and straight talk—no pressure, just numbers.

🎙Listen Saturdays @ 11am 102.5 The Bone 🎙Listen Sundays @ 11am on WDBO 107.3FM | 580AM
Bruce Woodburn, The Loan Arranger | 407.250.9144 | WeBringYouHome.com

#Mortgage #HomeBuying #FirstTimeBuyer #WealthBuilding #Refinance #FHA #VA #USDA #NewConstruction #BuilderCredits #Orlando #Tampa #WeBringYouHome

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.css-14f5ked{margin:0;word-break:break-word;display:-webkit-box;-webkit-box-orient:vertical;box-orient:vertical;-webkit-line-clamp:2;overflow:hidden;}Close By Christmas: Builder Credits, Realtor Rebate & Soft Pulls