Episode Transcript
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Laura (00:00):
There was a time when
keeping up meant keeping up with
people down the street.
You know, the Joneses.
But now anytime anybody hearskeeping up, they mean the
Kardashians.
Keeping up means Instagram andPinterest.
It means moms online withperfect homes, beautiful
vacations, color-coded lives,and kids in all the right
(00:21):
activities.
And if you're not careful, youcan spend a whole lot of money
trying to build a life thatlooks good from the outside,
while it quietly feels worse andworse on the inside.
You are listening to the Moneyand Legacy Podcast with Laura
Sexton.
I'm helping families pay offdebt, grow wealth, and build a
legacy without sacrificing whatmatters most.
(00:42):
This is where money feels easy.
Hey, legacy builders.
When you hear keeping up, who isit that you are thinking about?
Are you thinking about theJoneses, or are you thinking
about the Kardashians?
This really came to light for meas we are gearing up for this
big move.
I am looking at houses and roomsand decoration ideas, and I have
(01:05):
all the thoughts and all thethings, and I have a picture in
my mind of what the mostbeautiful decorated house could
be, especially the kitchen anddining room.
That's where all of my focus is.
I have no idea what my bedroom'sgonna look like, but the kitchen
and dining room are going to begorgeous.
What I'm finding in my brain isI'm trying to keep up with
everybody else and how it looksonline and what the professional
(01:27):
designers have come up with andcreated.
What I'm finding is it'sfantasy.
I'm living in a fantasy of whatit could be, what it should be,
what it might be.
What I'm failing to look at ishow I want it to feel.
How do I want people to feel?
Not because of how it'sdecorated, but because of the
people in the home.
(01:48):
When we are in the comparison,the keeping up trap, we are
missing what's most important.
So let's take it back just asecond.
Comparison used to be limited tothe people on your street, at
your school, or in yourneighborhood.
You couldn't compare to peoplehalfway around the world because
you had no way of looking intotheir world.
(02:11):
And in some instances, it'swonderful how we are more
connected because of socialmedia, but in many ways it's
terrible, because nowcomparison, it's global, it's
constant, and it's curated.
We're no longer comparing reallife to real life.
We're no longer comparing painto pain.
We're no longer comparing ouractual life to somebody else's
(02:37):
actual life.
What we are comparing is ouractual life, our failures, for
lack of a better term, tosomebody else's best angles,
best moments, best lighting,best vacation, best room reveal,
best whatever.
We don't ever compare apples toapples.
It's never my best to your best.
No, no, no, no, no.
(02:58):
I go on social media when I'mfeeling like a failure, when I
feel like I'm falling down, whenI just need a break from the
chaos that is my life.
I just need a break.
I just need a minute.
Give me some time.
That's when I find myselflooking on social media.
Now, maybe you're like,"No, Inever do that.
That's never me," and that'swonderful for you, and I'm super
excited.
And if you could teach mesomething, happy to learn.
(03:18):
Feel free to come on thepodcast.
Let's chat about it.
But when we're comparing ourreal life to somebody else's
highlight reel, we're seeingsomething online, and our
instantaneous thought is that weare behind.
And maybe, maybe you should hearthis as me just saying this is
how I feel, and it may not behow you feel, but this is
definitely coming up for me overand over and over again as I
(03:41):
look to moving.
Right now, my house is chaos.
It's boxes everywhere.
We have to live out of boxesuntil we can actually get in the
van and drive to Tennessee, orfly, depending on which child's
flying and driving in.
We do have to get things all theway across the country, and
thankfully, my mother's gonnahelp me fly some of the kids, so
I'm not taking all the kids i-in an airplane by myself,'cause
(04:04):
that just sounds crazy.
But as I'm looking at somebodyelse's routine, I'm looking at
somebody else's house, I get aninternal feeling of just ugh.
And any moment where I'm feelingthat, mm, I have to stop.
I have to stop instantaneouslyand ask my soul why I'm choosing
(04:30):
to feel discontent.
And usually what I find in thatmoment of discontentedness is
that it's because I'm focusingon me.
I'm focusing on me and my lackand, and my problems and what I
want.
I'm not focusing on my children.
I'm not focusing on my God.
I'm not focusing on anythingelse.
It's just me, me, me, and that,ooh, that is not a good place to
(04:52):
be What I want to be focusing onas I'm looking at these things
is will this increase thefunction of my home?
Will getting that thing upsetone of my children?
Will getting that thing come inplace of buying something for a
child?
Will getting that thing, orwhatever it is I'm looking at,
is that going to better myfamily, or is that just going to
(05:13):
make me look good?
Because if it's all about me,it's the wrong thing.
Let's talk about where this hitsin real life for some other
people,'cause this podcast isnot just about me, and I would
love for the podcast to be aboutyou.
If you have any comments thatyou'd like to make, I have a
short listener survey, literallyfive, six questions that you can
answer.
Scroll down in the show notes.
(05:33):
I'd love to hear from you.
Um, or if you'd like to come onthe podcast and ask a question,
tell me about your life, please.
This is a show for you, and I'dlove for it to be by you as
well.
For some people in the realworld, in real life, they're
seeing the car that the personover there is driving.
They're seeing the clothes thatthe person over there is
(05:54):
wearing.
They're seeing somebody else'svacations.
They're looking at the beauty.
They're looking at the brands.
Maybe that's you listening rightnow, and I wanna tell you
something.
When you're looking at that car,do you ever notice the person
driving it?
Are you ever looking at theperson behind the wheel?
In his book, Psychology ofMoney, Morgan Housel actually
addresses this.
(06:15):
He talks about how when we seethe flashy car, we always
envision ourselves in it.
We always say,"Man, I would loveto be the guy driving that car,"
but at no point in time do wepay any attention to the man
actually behind the wheel.
We are only focused on the carand how we would feel driving
it.
So whereas we think that peoplewould look at us and see us as
(06:36):
so successful, so amazing, howcould...
You know, that person has thatcar, that's awesome.
They're not looking at you.
Having the car is not going tochange somebody else's opinion
of you that is out in theatmosphere.
Somebody would have to look atyou and know you, and if they
look at you and they know you,is the car actually going to
change their opinion of you?
(06:57):
Tom Holland, in an interview onetime, said,"Hey, man, I don't
look at comments online.
If you have a problem with me,text me.
And if you don't have my number,your opinion doesn't matter."
That one hit me.
That was so good when I heardhim say that.
I was like,"Yeah, if you don'thave my number, you can't text
me.
Your opinion of me doesn'tmatter." Now, that doesn't go
(07:18):
for some of you out there thatyou can, in fact, text me,
because a lot of you do have mynumber, and I'm open and free
about giving out my work numberso people can call me and
connect with me.
But I can turn that phone off,and I'm more than happy to.
Now, I think it's interestingfor some people it is cars,
clothes, vacations, that kind ofthing.
But for me, it's very rarely aflashy spending situation.
(07:41):
Where I find myself trying tokeep up is often in kids'
activities or lifestyle pressureor how the house looks.
Obviously, that's top of mindfor me right now.
What I see a lot is wanting lifeto feel like what I saw online.
But very rarely when I'm tryingto compare to what's online, I'm
not looking at the person andwhat their life looks like and
(08:04):
what they're going through toget that perfect photo.
And I think that we sometimescompletely disconnect the things
with the people.
Must be nice for you, except Ihave no idea if it's nice for
you or not because I haven'ttaken the time to ask.
I haven't taken the time to getto know you.
So I'm asking you right now, my,my dear, dear legacy builder
(08:24):
friend, are you looking at thepeople on your street or are you
looking at the people on socialmedia and TV?
Because sometimes th- this hasnothing at all to do about
trying to look rich.
Sometimes it's about trying tomake life look like the picture
in your head.
And I would much rather youcompare the picture, the picture
in your head to be developedand, and changed by the people
(08:48):
around you in your street asopposed to the people on social
media.
The thing I'm often surprised bythis keeping up trap is that
where it hurts our families isvery individualized, first of
all, just like what we see andwhat we're looking for in our
li- online.
And our algorithms feed us whatwe want, feed us what we focus
(09:11):
on.
So if you find that there's alot of negativity, change your
algorithm.
The best thing you can do islook for cute animal videos, I
think.
The other day, my daughter wasvery sick, and we had her in our
room, and she was coughing andhaving trouble breathing, which
is just, you know, terrifyingwhen you have a three-year-old
that's having any kind ofbreathing struggle.
(09:34):
And we had her in our room, andshe just kept crying.
And the more you cry, the moremucus is created and the, the
harder it is to breathe.
So I was just trying to calm herdown.
So I grabbed my phone.
I almost never sit and scrollvideos with my kids.
Ne- like, never.
I hate it.
I hate how I feel when I scrollvideos, and so I don't wanna
share that with them, and Idon't wanna reduce their
cognitive abilities by lettingthem watch short videos.
(09:58):
But I pulled out my phone, and Istarted looking for cute animal
videos is what I typed in, cuteanimal videos.
And we saw just the cutest babyelephants, baby giraffes, little
doggies doing funny things.
She loves dogs.
We saw goats, and a baby otter,who was just adorable.
(10:19):
And now half of my feed is tinybaby animals, and I love it.
And I will click on it.
I'll look at it over and overagain.
Why?
Because I need a little bit morejoy.
I don't wanna be comparing allthe time.
I don't want thatdiscontentment.
I want joy, and baby animalsbring me joy.
So if I am gonna scroll, I'drather be scrolling, looking at
(10:41):
cute little things, as opposedto things that will bring
negativity and pressure.
But, you know, the world of theag- algorithm knows that you are
more likely to pay attention tothe negative, and that's why
they push it out there so much.
So the, the keeping up trap,where it hurts families the most
that I see, the people that cometo me, and I'm...
We're working on things withtheir finances, for the most
(11:03):
part, the root of it, when wedig down, dig down, dig down,
the root of it isdiscontentment.
But discontentment, that's gonnacreate stress, and stress often
creates overspending.
Overspending then creates debt,and debt creates pressure.
Pressure creates anovercommitted schedule and
(11:23):
emotional strain.
And when you have overcommittedschedules, where people are not
able to connect because we'reovercommitting, we're doing all
the things, and then we haveemotional strain, where we can't
connect even if we are togetherbecause we're so at, at
heightened senses, familiesstart drifting apart, and they
start drifting away from whothey actually want to be.
(11:45):
Keeping up with a picture ofsomebody else halfway around the
world or halfway around thecontinent, trying to keep up
with people that are not in ourneighborhood, not in our
day-to-day life, that's how westart overspending.
That's how we start changing ourvalues.
So how do we fix that?
Well, we fix that by decidingfrom day one that we are going
(12:06):
to live our values.
We don't spend our money basedon what feels good.
We spend our money based on whowe want to be.
We make our calendars based onwho we want to be, not who we
want to impress.
One of the ways is this hurtsour children.
We can put our kids in too manyactivities, or put them in the
wrong activities, or force theminto activities that they don't
(12:29):
actually enjoy but we need itfor the'Gram.
Another thing with our kids iswe give them too much stuff.
This is my family at Christmas.
We say we're only going to givethem three things, and then they
get 30 things, and they don'twant it.
They don't need it.
It's just stuff.
(12:49):
But by giving them so muchstuff, they have all these
things around them, and they'rebored.
We don't give their brain spaceto enjoy.
And another thing that we dowhen we are giving them all this
stuff and they ask for somethingand we give it to them right
away so we can see their faceand we can post it on the
Instagram or whatever, kidstoday don't wait for anything.
(13:11):
They don't have to earnanything.
We are stealing from them theopportunity to anticipate.
And sometimes anticipation's thebest part.
Have you ever been to a concertthat you have bought the tickets
months in advance and you'rejust so excited to go to?
Isn't that the best time?
(13:33):
Like, you have something, you'relooking forward to something,
and it's gonna be amazing.
That's, that's anticipation, andwe're stealing that from our
children by just, you know,clicking a button on Amazon and
having it delivered in twohours.
There's not enough waiting inour lives, and our kids need
that.
Their brains need that.
They don't need an instantaneousanswer.
They need to learn how to lookthings up in an encyclopedia.
(13:55):
They need the slow simmer ofknowledge and wisdom.
They don't need just to be fedfacts.
We are taking waiting away fromour kids, and we're giving our
kids too many options.
Do you know what happens whenyou have too many options?
You don't get to love any ofthem.
You pick just to pick, or youpush away because there are too
(14:18):
many options and you don't wantany of them.
Too many options is a failure onyour part, Mom.
You are allowing them to beconfused and overwhelmed because
you give them too many options.
They need one or two options.
They don't need to go look atthe whole closet and pick out
what's to wear.
Give them two options.
(14:39):
"This one or that one?
Do you wanna wear a dress orpants today?" you see, as
parents, we often get veryfrustrated by the problems that
we have created.
I have a friend who has twochildren.
One of them is a sports star.
She's absolutely amazing.
She started kicking around asoccer ball at, like, three and
(15:02):
has not stopped.
Literally, they go anywhere Andshe finds something that can
serve as a soccer ball, andshe's kicking it around.
She can't help herself.
She's just so enamored with thesport, and she's really, really
good at it.
But she has a little brother whospends all of his time following
sister around to all of hertournaments.
She's on multiple teams becausewhen you're that good, people
(15:23):
want you, and she can do, youknow, local, and she can do
travel, and she can do...
Well, brother was tired offollowing her around, so brother
wanted to get in sports.
So now, sister is on multipledifferent teams doing multiple
different leagues, and nowbrother's playing multiple
sports because sister was doingit, so brother had to do it.
And so now this family is beingpulled in multiple directions,
(15:45):
and their children are thecenter of their family.
Their children's activities arethe center of their family.
Now, right now, no problem.
So it's crazy because theywanted both of them to be in
sports, and it's wonderful, andright now it's all fine for
their family.
But they have to be veryintentional to make sure that
what they are doing continues tokeep them connected as a family
(16:08):
because what's really sad iswhen parents start to get
frustrated by the problems thatthey created.
The parents have to make theultimate decision because you're
the parent, and sometimesparents forget how, how to
parent.
A parent is not just a title.
It is a job that you need to do.
(16:28):
It is a thing that you have todo.
A parent is a title.
It's also a verb.
So let's talk about the marriageangle here of how the keeping up
trap can hurt your family.
N- the, you can have pressurefrom multiple different angles
here, but debt and moneymanagement and money mastery is
(16:52):
one of the leading causes ofmarital fights and
disagreements.
And some people say,"Well, we'rejust not gonna talk about it.
We'll have our separateaccounts, and we'll just not
worry about it, and I'll takecare of my debts, and he'll take
care of his debts." No, friends.
That is adding undue burden toboth of you where you're living
separate lives under one roof.
(17:13):
The debt pressure, it can beintense.
It can be for one of you morethan the other one.
There's going to be a securityissue by having debt.
You're not going to feel secure,and you're going to want to
handle something, anything, andyou start to get frustrated
because the debt is overwhelmingAnd for some of you,
(17:35):
overwhelming debt could be$10,000 because you didn't want
to have any, and now you havesome, and that's irksome to you.
And for others of you, you'relike me and my husband.
You have$372,347 in debt, andyou don't have any idea which
way's up.
But let's talk about whathappens when we're keeping up
with everybody else, and we'resaying yes to everybody except
(17:56):
for our family, and our schedulegets under pressure.
Well, now I'm going over hereand doing this, and you're going
over there and doing that, andwe're all starting to get really
overwhelmed.
I have a couple that I'm workingwith right now, and they were
complaining about the fact thatthey've been on the baseball
field six days a week for thelast three weeks.
(18:19):
Now, I understand pressurebecause he's trying to start a
business, so not only is hegoing to his 9:00 to 5:00, but
he's trying to start a business.
And she's working 9:00 to 5:00,and there's pressure at work,
and then there's pressure athome, and then there's pressure
on the schedule, and there'spressure, pressure, pressure.
That leads to less kindness.
And the last thing our marriageneeds is to not be kind to one
(18:39):
another.
And all of this is gonna lead tomore exhaustion, which, tell me
if you're not short withsomebody if you're tired or
hungry.
There's no time to make dinner,so we're going through the
drive-through, and now that putspressure on our wallet because
we didn't have the margin to bemaking that decision.
Less margin, less patience.
(19:02):
More pressure, less patience.
Less patience, a marriagestruggles.
So you tell me, what good is itto have a home that looks good
if it doesn't feel good on theinside?
Real quick before we keep going,if you've been listening lately,
I want to say thank you.
(19:23):
We've had a lot of new listenersaround here, and I want to make
sure I'm making episodes thatactually help you the most.
So I put together a super shortlistener survey.
It should take about twominutes, and if you fill it out
and leave your name and email,you will be entered to win a$50
gift card.
The link is in the show notes,and I would really love your
feedback.
Why is comparison so emotionallyand spiritually expensive?
(19:45):
One way that I see it come upfor not only me but also for my
clients is that it makes youractual life feel smaller than it
is.
It feels less significantbecause you're comparing to
everybody around you.
Comparison can make you feelrestless or like you feel
behind, so you're trying to runto catch up, and you have to
(20:05):
constantly be doing.
So maybe, m- maybe you feelrestless or maybe you feel like
you're not doing enough.
Comparison can also make yourblessings harder to enjoy.
This one really hit home for me.
I have the most amazingchildren, but when I'm comparing
them to somebody else's childrenwho are perfect and
(20:26):
well-behaved...
Like t- this morning at church,there was a lady who had three
kids, and two of them weresitting so calmly on the couch
while herone-and-a-half-year-old was
following her up to the donutcounter, and I looked over, and
I was like,"Your boys are sowell-behaved." And I, in that
moment, I was like,"I wish mykids would behave like that at
church." And she just laughed atme, and she goes,"Oh, a second
(20:48):
ago they were wrestling andalmost knocked somebody over."
And I was like,"Oh, okay.
I feel less bad now." I love mykids, and I love how happy they
are, and I love that we're at achurch that celebrates young
life and the next generation ofbelievers.
It's amazing, but I don't wantmy blessings, my children, to be
harder to enjoy.
I don't want my other blessingsto be hard to enjoy.
(21:09):
Right now, we live in a verycozy place.
This place has been where I'vebrought four of my five children
home.
All five of my kids have learnedto walk here.
I love where we're at, but whenI compare it to where my friends
live, I can get very discontent.
But when I'm here, when I'mlooking around, when I'm
(21:30):
enjoying what's right in frontof my face, I see it as the
blessing that it is.
And I know we're moving to ahouse.
When I compare where I'm atright now to the house that I'm
moving into, it is three timesthe size.
There are three times the numberof bathrooms.
I am so excited for thatblessing that the Lord has given
to us.
(21:50):
But my goodness, it is hard toenjoy this blessing right here
but when I'm comparing it toeven where we're moving to, it's
hard to enjoy this blessingright in front of me.
Comparison is emotionally andspiritually expensive because it
pushes you to do more, to buymore, to prove more.
It steals your peace without youever being satisfied.
(22:15):
Discontentment is expensive.
Discontentment will make youspend money, spend time, and
spend energy trying to becomesomebody else, and you were made
to be exactly who you are.
God didn't make you to besomebody else.
He made that person to be thatperson.
God made you to be exactly whoyou are, and you need to embrace
(22:38):
that And love that and find joyin that.
So what should you do the nexttime you notice comparison
creeping in?
Well, first of all, go ahead andturn off social media.
You don't need it.
If something happens in theworld, your mom will call you
and tell you, I promise.
Turn it off.
Stop looking at the news.
(22:58):
Stop looking at anything at allthat stirs up an attitude of
comparison within you.
Anytime you're looking atsomething, you're like,"Oh, I
wish that I had that," or,"Iwish I was doing that," or,"I
wish our kids were like that."No, no, no, no, no, no, no.
If you're looking at it andgoing,"I wish that..." Turn it
off.
Stop looking at it.
Move on.
Touch grass, as the kids say.
(23:21):
Go outside.
Look at the world around you.
Notice what is constantly makingyou discontent, and then
disconnect from that, even ifit's people in your life.
If you are at work and somebodycomes up to you and they're
constantly going,"I hate beinghere.
This place is the worst.
Did you hear about Sue Bob overin accounting?
She messed this up again." Andif they're constantly
(23:43):
complaining, disconnect fromthem.
The next time they come up toyou at work and they are
complaining, just say,"Hey, youknow what?
I actually, I, I appreciate thatyou're coming and telling me
that, but, have you, have youtalked to them about that?" I
promise you bring it up to them,and you're like,"Hey, I'm gonna
cut off the gossip," right?
Or they come up to you andthey're like,"Ah, the water is,
you know, they ran out of waterin the water cooler again." You
(24:06):
can go,"Hey, well, did you talkto facilities about that?
I can't do anything about it,but maybe I can give you the
number of somebody that can."They'll stop coming to you.
And if you let the people thatare constantly nagging and
bringing things down, if you letthem go, you disconnect from
them, I promise you, you aregoing to feel better at work.
(24:28):
You have to reduce your exposureto things if that is taking away
your joy.
You need to protect your peace.
If looking at something makesyou constantly discontent, maybe
you don't need more discipline.
Maybe you just need lessexposure to that thing.
A better alternative when youfeel this discontentment, you
(24:49):
need to find a betteralternative, is first of all, to
define your family values.
Decide who you want to be andwhat kind of home you want to
build, and then you orienteverything around that.
Not around what you're seeingsomebody else do, not around
what you're seeing on socialmedia, not around anything else
in the world, only around yourfamily, your values, and what
(25:09):
kind of home you wanna build.
When you decide what peace lookslike, what joy looks like, what
calm and alignment looks likefor your family, I want you to
go ahead and revisit thosevalues often.
Use them to guide your spending,your schedules, your activities,
your priorities, even theaesthetics of your home.
(25:29):
This is something that you wantto sit down and define more
clearly with your spouse.
This is something that I want tosit down and define more clearly
with my spouse.
It's something we've beenworking on, like what are our
family values, what is mostimportant, what is least
important.
Your values should be spoken outloud and not assumed.
Because if you know your values,you're less likely to be led
around by everybody else's life.
(25:52):
This is also why we write ourspending plan down on paper.
Because when we know what ourdecision to spend our money has
been, we already made thedecision, we just follow it.
It's the same way with yourchildren.
If you're going to haveteenagers, and if, I mean, I'm
going to have five one day, Ineed them to decide whether or
not they're going to sleep withtheir boyfriend or girlfriend
(26:15):
before they get in the backseat.
We have to make these decisionsahead of time, not in the
moment.
We need to keep up withourselves in the life that we
are creating and not whateverybody else is doing.
Success is not going to lookimpressive, but it will look
aligned.
(26:35):
It's not curated for strangers,but it's a calm and joyful home.
One of my favorite things aboutmy best friends is that I don't
have to clean up for them tocome over because I don't care
what their house looks like.
They don't care what my houselooks like.
We care about being together.
Success looks like friendship.
It looks like a calm, joyfulhome.
(26:58):
It looks like kids that aren'tcrushed by pressure.
A marriage that has margin,breathing room.
And a home that feels good onthe inside.
Doesn't matter what it lookslike.
Are you building a life yourfamily actually enjoys living
in, or are you building one thatjust looks good from the
(27:18):
outside?
Oh, friends, thank you for beingwith me today.
I hope that the keeping up isnot something that you struggle
with day to day.
If you know somebody that tendsto have a keeping up attitude,
let's go ahead and send thisepisode to them.
Let's share it with them.
I know that you guys are sharingthe episodes because my numbers
(27:41):
are going up, and I'm terribleat sharing the podcast.
So if you wouldn't mind sendingthis to a friend, I would really
appreciate it.
But most importantly, if thisepisode hit home and you're
realizing that you may bebuilding around pressure,
comparison, or somebody else'svalues instead of your own,
that's exactly what a claritycall is for.
This is a free call where we sitdown, look at what's going on,
(28:03):
and help you get clarity on yournext right steps.
And if there's a way I cansupport you further, we can talk
about that too.
But either way, you walk awaywith more clarity than you came
in with.
The link is down in the shownotes.
You click on the button where itsays,"Become a master with your
money.
Learn more here." Click learnmore here.
You want to master your money.
That is what you want, and wewill get you scheduled for that
(28:25):
clarity call.
Or you can go on my websiteaccelerateyourlegacy.com/claritycall.
That is it for this week, LegacyBuilders.
I hope that you are having thebest of Mays and that you are
enjoying time with your family.
I'll talk to you again nextweek.
Go out and make a difference