Disasters are affecting more people and property than ever before. Since 1980, the U.S. has experienced 400+ weather-related "billion dollar" disasters, $3 trillion in economic impacts, and thousands of lives and livelihoods. In the effort to build our disaster resilience as a society, what's the role of insurance?
In this episode, our hosts are joined by Carolyn Kousky, Insurance for Good, and Marc Ragin, University of Georgia Terry College of Business. This month's guests discuss a question at the heart of disaster insurance: what's the best way to incentivize risk reduction for both insurance companies and customers?
If you're curious about how disaster insurance works, options for making insurance better suited for new risks, or why premiums are getting so darn high, this is the episode for you.
Marc's Haiku:
High insurance rates
We need collective action
Take your vitamins
Carolyn's Haiku, written by Matsuo Bashō (translated from Japanese):
As they begin to rise again
Chrysanthemums faintly smell
after the flooding rain
Learn more about UGA and Duke's CIRCAD partnership: https://circad.org/
Carolyn's book: https://islandpress.org/books/understanding-disaster-insurance#desc
Carolyn's nonprofit, Insurance for Good: https://www.insuranceforgood.org/
Popular Podcasts
Stuff You Should Know
If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.
Dateline NBC
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com
Are You A Charlotte?
In 1997, actress Kristin Davis’ life was forever changed when she took on the role of Charlotte York in Sex and the City. As we watched Carrie, Samantha, Miranda and Charlotte navigate relationships in NYC, the show helped push once unacceptable conversation topics out of the shadows and altered the narrative around women and sex. We all saw ourselves in them as they searched for fulfillment in life, sex and friendships. Now, Kristin Davis wants to connect with you, the fans, and share untold stories and all the behind the scenes. Together, with Kristin and special guests, what will begin with Sex and the City will evolve into talks about themes that are still so relevant today. "Are you a Charlotte?" is much more than just rewatching this beloved show, it brings the past and the present together as we talk with heart, humor and of course some optimism.