Senior Lifestyles Podcast
“Are you hitting a new phase in your life and starting to again wonder, “What’s next?”. As we reach the age of retirement and beyond, it calls for answers to new questions in our lives, such as, “What’s the deal with senior living?”, “How does Medicare work”, and “How can I live my best life in my retirement?”. In this podcast, we explore the answers to these questions and much more. The Senior Lifestyles Podcast is brought to you by Cantissimo Senior Living. Cantissimo Senior Living understands the anxiety in choosing a senior lifestyle. We’re trusted advisors providing free information resources in simple, straightforward language to help individuals discover vibrant, worry-free lifestyles. The next phase of life is a gift, and Cantissimo Senior Living seeks to make that experience one beyond measure.
Episodes
Whew! You have finally moved into your new home. You'll be living out of boxes for a while, but hopefully, all the planning and effort paid off.
While putting up your feet for a well-deserved rest, take a few moments to think about how you'll adapt to your surroundings and establish new routines.
To learn more, download our complimentary eBook, "Navigating Medicare: Simple Idea, Complex Reality"...
Moving in your younger years probably meant simply recruiting a pickup truck-owning friend with the promise of pizza and beer. Now past age 50, moving takes on a bit more complexity. It requires forethought and planning to reduce the chance of a stressful experience.
Be careful not to overdo it on moving day. If your planning was effective, you'll be able to knock off for the day with everything unloaded, essentials u...
After a frank health assessment, you can decide which alternatives make the most sense for your situation.
- Home Healthcare
- Adult Daycare
- Assisted Living
- Skilled Nursing Care
- Memory Care
There are many options to consider when thinking about moving or staying put. Carefully assessing all the different angles will increase the possibility that your final decision is a good fit for you.
To learn more, download our complime...
So you've decided to move. Congratulations! You are about to embark on a great adventure. However, you have many more decisions ahead.
- Are you moving near to your current home or further away?
- Are you downsizing, upsizing, or maintaining similar square footage?
- Are you renting or buying?
- Are you adding a second home?
- What about timeshares or fractional ownership?
Overall, those moving to a new home later in life have many a...
There can be several triggers for considering a new home later in life. Among these, a health situation could urgently drive the question of where to live into immediate focus.
If you find yourself in this situation, the first step is to thoroughly assess your condition and the implications for your living situation. Consulting with medical professionals and family is crucial in this assessment. The result should be a livi...
For many, there comes a time in life around fifty years of age (or later) when the question arises: "How long am I going to live here?"
There could be several possible triggers for this question, including retirement, an empty nest, health problems, job transfer, living costs, and lifestyle choices. You may find more than one of these triggers comes into play for your situation.
Moving later in life can ...
Planning for long-term care expenses seems to involve a lot of wishful thinking for many. A survey found that about half of respondents said they had done little or no planning for long-term care expenses. One example of wishful thinking is that government programs like Medicare or Medicaid will pay long-term care expenses. Should you rely on Medicaid for long-term care? Pete Keers breaks it down.
To learn more, download o...
Among the many ways of paying for long-term care, life insurance and annuities have been growing in popularity. Are either of these options right for you to afford long-term care? Listen to Pete Keers break down these options and discover if they should be part of your plan.
To learn more, download our complimentary eBook, "Planning and Paying for Long-Term Care: What Are My Options?"
Download now: https...
Long-term care insurance can provide a great way to reduce financial risk. However, complex product alternatives require a thorough analysis so the consumer can make the best choice. In this episode, Pete Keers runs through the details of long-term care insurance as an option to afford long-term care.
To learn more, download our complimentary eBook, "Planning and Paying for Long-Term Care: What Are My Options?"
Unless one has long-term care insurance or can qualify for Medicaid, most people will need to tap all their assets to pay for long-term care. This may include the equity in one's home. In this episode, Pete Keers explains the four ways one can leverage home equity to finance long-term care.
To learn more, download our complimentary eBook, "Planning and Paying for Long-Term Care: What Are My Options?"
HSAs were primarily intended to soften the financial burden of healthcare expenses for HDHP account holders of all age groups. However, an HSA can be particularly advantageous in paying for long-term care expenses at age 65 or over. Is an HSA the right option for you to afford long-term care?
In this episode, Pete Keers explains why HSAs might be a good choice.
To learn more, download our complimentary eBook, &qu...
One popular option for those looking to pay for long-term care costs is existing savings, often in the form of pensions, IRAs, and 401(k)s. All financial resources available to potential recipients must be considered for long-term care planning. Knowing the details about subjects like tax treatment and other factors is essential to build a solid plan for handling these significant costs. This episode dives into the pros and cons of...
Regardless of how long-term care costs are covered, planning for these expenses is essential. In this episode, Pete Keers breaks down why it is essential to create a plan for affording long-term care and the categories of options to consider.
To learn more, download our complimentary eBook, "Planning and Paying for Long-Term Care: What Are My Options?"
Download now: https://www.cantissimoseniorliving.co...
When Medicare was introduced in 1965, prescription drugs were not covered. However, in December 2003, Medicare Part D was signed into law to cover the cost of medications. Unlike Medicare Part A and Part B, however, Part D is optional.
To learn more, download our complimentary eBook, "Navigating Medicare: Simple Idea, Complex Reality"!
Download now: https://www.cantissimoseniorliving.com/navigating-medic...
Some Medicare beneficiaries want more healthcare benefits than Original Medicare can offer, even with Medigap supplemental policies. Medicare Advantage Plans (sometimes known as Medicare Part C) fill this need by providing more benefits for beneficiaries who agree to extra costs and less flexibility.
Pete Keers breaks down Medicare Advantage's benefits, trade-offs, costs, and more.
To learn more, download our...
Original Medicare (Part A and Part B) offers many benefits, but it has some "gaps." The most prominent gap is there is no limit on out-of-pocket expenses, which encompass deductibles, copayments, and coinsurance.
One way to fill many of these gaps is through a Medicare Supplement Insurance policy (also known as Medigap) sold by private insurers. Medigap policies come in several different versions but must adhere ...
Along with Medicare Part A, Part B is the other part of Original Medicare. Our last episode described Medicare Part A coverage for inpatient care (hospital and skilled nursing), hospice care, and home healthcare.
Medicare Part B covers medically necessary costs for:
- Doctors
- Outpatient care
- Home health services
- Durable medical equipment
In this episode, Pete Keers breaks down these items, Part B costs, what's not c...
As noted in a previous episode, "Preparing for Medicare: Part 1 - What is Medicare?", Original Medicare consists of Part A and Part B. This episode focuses on Part A, which covers inpatient hospital stays and some other services.
Part A (Hospital Insurance) helps cover:
- Inpatient care in a hospital
- Inpatient care in a skilled nursing facility (not custodial or long-term care)
- Hospice care
- Home health care
Most Americans reaching age 65 achieve a significant milestone: Medicare eligibility. Launched in 1965, Medicare is a national health insurance program created and administered by the U.S. government and funded primarily via payroll taxes.
Do you understand the various Medicare parts? In this episode, Pete Keers breaks down the components of Medicare and explains how and when to sign up.
To learn more, download ...
Popular Podcasts
Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations.
If you can never get enough true crime... Congratulations, you’ve found your people.
In order to tell the story of a crime, you have to turn back time. Every season, Investigative journalist Delia D'Ambra digs deep into a mind-bending mystery with the hopes of reigniting interest in a decades old homicide case.
It’s a lighthearted nightmare in here, weirdos! Morbid is a true crime, creepy history and all things spooky podcast hosted by an autopsy technician and a hairstylist. Join us for a heavy dose of research with a dash of comedy thrown in for flavor.
Unforgettable true crime mysteries, exclusive newsmaker interviews, hard-hitting investigative reports and in-depth coverage of high profile stories.