Smart Tax Planning for LGBTQ+ Retirees; Plus, Emergency Funds with Rod Griffin of Experian

In this episode of Take Pride in Retirement, I’m diving into a topic that can quietly do more damage to your retirement than market volatility: taxes.

We talk about “tax drag” — how even small inefficiencies can reduce your income over time — and why it matters especially for LGBTQ+ retirees who may face unique planning challenges around filing status, survivor planning, and income strategy.

I break down how required minimum distributions (RMDs), Social Security taxation, and Medicare IRMAA surcharges can all impact what you actually take home in retirement. We also talk about Roth accounts, rollovers, and the importance of having a personalized tax strategy instead of relying on one-size-fits-all advice. 

Plus, I’m joined by Rod Griffin from Experian for an important conversation about building an emergency fund. We discuss why so many Americans struggle to save, and simple ways to get started — even if you’re living paycheck to paycheck. 

This episode is all about helping you keep more of what you’ve worked so hard to earn and building financial confidence for the future.

Schedule your free financial consultation at TakePrideInRetirement.com or call 855-246-9211.

--

Request your free RSSA Roadmap for Social Security optimization
Watch full episodes on YouTube:https://www.youtube.com/@TakePrideinRetirementShow
Follow on BlueSky, Threads, Facebook, Instagram — just search Take Pride in Retirement

-- 

Take Pride in Retirement is proud to be named one of the top Pride podcasts on the internet by FeedSpot. For more, go to https://blog.feedspot.com/pride_podcasts

About Take Pride in Retirement:
Take Pride in Retirement is a podcast dedicated to retirement planning solutions for the LGBTQ community. Host Matt McClure, a licensed fiduciary financial advisor, shares strategies to protect your hard-earned money while pursuing market-like growth.

Matt holds the RSSA® credential as a Registered Social Security Analyst®, helping clients optimize their Social Security filing strategies to potentially increase lifetime income. He’s also a Certified Annuity Specialist® (CAS®), a designation earned through a 135+ hour graduate-level program in fixed-rate and variable annuities from the Institute of Business & Finance.

Based in Georgia with his husband and two dogs, Matt spent over a decade in New York City, working with The Wall Street Journal Radio Network, NY1, and WCBS Newsradio 880. A career highlight includes reporting from the floor of the New York Stock Exchange.