If you’ve ever said, “I’m not ready,” “I don’t qualify,” or “I can’t afford it” this episode is for you. You don’t know what’s possible until you ask.
In this powerful episode of The 411 Live, host Beverly Taylor brings together two trusted housing experts to break down the real truth about today’s housing market and dismantle the myths keeping people from pursuing homeownership.
Chris Stanley, Loan Officer at Fairway Independent Mortgage, and Princess Jones, Real Estate Advisor, Coach & Sales Manager at eXp Realty, share insider knowledge on credit scores, down payment myths, 100% financing programs, market conditions, equity, generational wealth, and why simply having a conversation can change everything.
This episode is especially powerful for first-time buyers, renters, underrepresented communities, and anyone who believes owning a home is “out of reach.”
Key Takeaways
- You do not need perfect credit or 20% down to buy a home
- 100% financing programs do exist
- Market conditions have shifted and strategy matters more than ever
- Homeownership builds equity, stability, and generational wealth
- Talking to a lender or realtor does not mean you’re buying tomorrow
- Local lenders + strong realtor partnerships = stronger offers
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