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April 16, 2021 5 min

As part of the continuing Fact vs. Fiction series, Nicole talks about the facts and fiction of home loans. Listen to this 7-minute episode, play again until it sticks.

A preview:

Fact 1 - call your lender first Fiction 1 - assume the best loan for them is with 20% down or minimum down. Fact 2 - you have the power to affect your monthly payment. Fiction 2 - renting is not more cost-effective unless you are only looking at the immediate short term.  You want to pay your OWN mortgage, not your landlord's. Fiction 3 - getting a home loan isn't possible unless everything is lined up or perfect.

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