The Financial Advocacy Podcast

The Financial Advocacy Podcast

Host David Kinder, RFC®, ChFC®, CLU® and co-hosts Michael Moffat and Curt Gibbs believe that the system is broken when it comes to traditional advice. We believe that traditional advice benefits the U.S. Government, Wall Street, and banks FAR more than the plan participants. Join us for many discussions to learn what we can come to know.

Episodes

January 14, 2025 58 mins

Is financial planning merely budgeting? What is REAL financial planning? Why bother with financial planning? We'll tackle this and much more in this episode!

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Biden signed the Social Security Fairness Act into law on Sunday, Jan 5th, 2025 and we'll take an in-depth review of Senator Elizabeth Warren's report blasting annuity agents for conflicts of interest behind advice.

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Two weeks ago, we discussed some year-end financial planning considerations. Today we welcome back Accountant and Advisor Brian Sommerfield to discuss year-end tax planning ideas!

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December 10, 2024 58 mins

Money and wealth decisions isn't just about math and it isn't just about our own comfort levels. If we're in long-term relationships, it impacts our spouses, especially if they're the "non-financial spouse."

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December is not just about the holidays. Plenty of financial and tax opportunities to be considered before the end of the year!

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While we love whole life insurance, it too is not without its possible misrepresentations! If there's anything that gets David Kinder all riled up, it's half-truths being promoted as fact!

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Sometimes the 'sizzle' just doesn't measure up! Join us for a discussion on annuity sales messages!

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We're going to have our own discussion on the election, tax code, and other things.
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David McKnight and I discuss his latest book "The Guru Gap"! by David Kinder
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EP 23 News Roundup: Ramsey On SSI, Trump On Caregiver Tax Credit, And An Insurance Agent Warning by David Kinder
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EP 22 Advocacy Spotlight With Author And Retirement Advisor Derek Nelson by David Kinder
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Join us as we discuss this article and more: https://moneywise.com/retirement/retirement/53-of-us-adults-say-theyd-support-slicing-the-social-security
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Discussion of recent social media posts and the WSJ article exposing it as a scam; Tips to avoid getting scammed!
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Join us as I am the student along with everyone else to learn what a secondary market annuity is, what makes it different from other annuity contracts, what's in it for the annuity purchaser, and what the risks are.
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Meet veteran accountant and advisor Brian Sommerfield and how he advocates for his clients by consulting the tax code.
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Michael Moffat gives a consumer introduction and overview to Medicare.
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Steve Smither is an experienced independent mortgage broker in Illinois serving a variety of customers with their mortgage needs!
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A discussion about how Best Interest is NOT the same as "Fiduciary" and why being a "Fiduciary" isn't all that it's cracked up to be!
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Special guest: Fox Business TV Host, PBS presenter, author and economist Tom Hegna joins us to discuss economic events including the National Debt at $35 trillion and the presidential election.
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Do all organizations and agents/advisors all do the same things? What are their motivations? What is their business model? If compensation drives behavior, what is it driving toward?
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