All Episodes

April 11, 2026 45 mins

Last week, we heard why teachers are leaving the system. This week, meet one who did — and what she built instead.

Jen Delle Fave spent 8 years as a public school English teacher in upstate New York before walking away to raise her kids, homeschool, and build a real estate portfolio — without ever going to a bank. Now living in Florida with her husband and two kids (11 and 13), Jen runs multiple businesses, travels constantly, and fits homeschooling right into the middle of all of it.

Cheryl and Jen get into the real stuff: the mom guilt, the chaotic seasons, the creative finance deals, and why letting your 13-year-old message sellers counts as school.

This one's for the homeschool moms who are also building something — and the ones wondering if they even can.

In this episode:

  • How COVID pushed Jen from virtual school to full homeschool
  • What homeschooling looks like in Florida vs. New York (spoiler: way less paperwork)
  • How Jen buys real estate without bank loans — and what that actually means
  • Unit studies, Teaching Textbooks, and letting learning stay fluid
  • Why your kids calling restaurants and understanding credit matters more than memorizing formulas
  • How to work, invest, and homeschool without burning out

"Hustle should be a season, not a lifestyle."

Find Jen: Instagram: @jenDelleFave Website: CreativeFinancePlaybook.com

🎯 Ready to learn how families are actually working + homeschooling? Cheryl has interviewed 200+ homeschool families—and put a step by step process together for how to work and homeschool (even as a single parent!) Check it out below!

👉 How to Work & Homeschool (Even as a Single Parent!)

Support the show

Instagram: TheHomeschoolHowToPodcast
Facebook: The Homeschool How To Podcast

Listen
Watch
Mark as Played
Transcript

Episode Transcript

Available transcripts are automatically generated. Complete accuracy is not guaranteed.
SPEAKER_00 (00:02):
I didn't plan to homeschool.
I started asking hard questions,realized how little control
parents actually have, and madethe hard decision to leave a
government job to homeschool mykids.
Now I interview otherhomeschooling parents to learn
how this all works.
I'm Cheryl, and this is theHomeschool How-To podcast.
Let's learn this together.

(00:24):
Welcome, and with us today Ihave Jen.
Jen, thanks for being here.
Thank you so much, Cheryl.
I'm super excited.

SPEAKER_01 (00:30):
Where are you calling in from?
I currently live in Florida.
We've been here for about fouryears, south of Tampa, the
Bradenton, Sarasota area.
So the beautiful white sandybeaches.
But we're I was literally there.

SPEAKER_00 (00:42):
I was there four weeks ago.

SPEAKER_01 (00:43):
Were you?

SPEAKER_00 (00:44):
Mm-hmm.

SPEAKER_01 (00:44):
My gosh, did you love it?

SPEAKER_00 (00:46):
Yes.
We'll definitely go back nextyear, yes.

SPEAKER_01 (00:48):
Well, we came down on a fluke.
Um, you know, it was 2022.
Living in upstate New York,gray, cold.
Like, you know, are you forreal?
I live in upstate New York.
Oh my gosh, I'm from Rochesteroriginally.

SPEAKER_00 (00:59):
That's so funny.
I'm in Troy.
I'm from Schenectady.
That is hilarious.

SPEAKER_01 (01:03):
Oh, yeah.
So we were like, just for amonth, let's go down, get out,
you know, get into the sun.
And my whole family and I werelike, we're homeschooling, we
can work from anywhere.
What are we doing?
So we uh we made the move.
Yeah.

SPEAKER_00 (01:13):
I mean, Rochester is a little bit more rough, I
think, with like the wind andthe snow and all that.
It's still pretty bad.
I'm Rochester's about threehours west of where I am.
But yeah, and it's it was soeasy.
Too the reason I pickedSarasoto, I had been there like
20 years ago, and I rememberliking it a lot.
But it's a direct flight fromAlbany.
So it was I just tried to getthe cheapest ones I found, and I

(01:36):
was like, we're going.
And it was cool because where wewere at Siesta Key, like my son
could fish every day in thecanal, and then you just walk
across the street to the beach.
I was like, This is amazing.
Like, what I mean, what weshould be doing this three times
a year if we could afford it.
But my husband refuses to liveanywhere hot because he works
for like commercial HVAC, sohe's like on roofs all the time,

(01:56):
and he's like, I'd much ratherbe cold than hot because I can
put on more layers.

SPEAKER_01 (02:00):
You know, he's got a point there because I will say
it's like flip-flopped.
It's July, August, September,where we're kind of like, okay,
we go up back to New Yorkbecause it's a little too hot
down here from times, but yeah,it it's awesome.
Um, you know, just having thebeach and like you said, being
able to fish and you're outsidea little bit more than in New
York.
Like it snowed here yesterday.

SPEAKER_00 (02:20):
I saw that.
It's April, it was April 7th,and it snowed.
Yeah, what am I doing?
I so what got you intohomeschooling in the first
place?

SPEAKER_01 (02:30):
Well, the crazy thing was I was a public school
English teacher.
So I went to a New York StateCollege, got my degree after
four years, went to FerdoniaState, got my, you know, first
job, you know, as soon as Igraduated, and I loved seventh
graders, and I really found apassion for that, did my
master's degree, went into debt,you know, trying to do all the
things, and met my husband whowas you know working in a car

(02:53):
dealership, and he was talkingabout buying real estate.
One day we could do thisfull-time, and that is basically
what ended up opening the doorfor us because I stayed home
with the kiddos, and it's kindof crazy looking back.
My daughter went intokindergarten, I just had this
like gut feeling that it didn'tfeel right, but this was a while
back, so it was you know, beforeCOVID, and I'm like, I thought I

(03:16):
didn't have a choice, and Ididn't really, you know, believe
that I could homeschool.
I didn't there wasn't a lot ofeducation that I was like
looking at, and so I kind of wasgoing through the motions with
it, and then it was COVID, youknow, like a lot of people,
where we went into the virtualschooling, and my son went to
kindergarten on a Zoom, like onhis laptop, and he did so well.
I'm so proud of him, and theteacher was so sweet, and she

(03:38):
tried, but like after that year,I'm like, what are we doing?

SPEAKER_00 (03:41):
And New York was like one of the worst states
during COVID too.
Yeah.
Where you just felt like I'm noteven the parent, like I have no
say in this kid's lifewhatsoever.

SPEAKER_01 (03:51):
Yeah, and it was like you send them back, but
they're gonna be in masks andthey can't do this and they
can't do that.
And we were like, you know,maybe there's a better way.
So I remember taking so weactually went to Lake George for
a little trip, summer of 2021,and I just went down the rabbit
hole, and I'm looking on YouTubeand I'm finding other mom,
especially in New York, becauseI heard horror story, oh, New
York is so hard to, you know,homeschool in.

(04:12):
And I was like, this isn't thathard.
Like this isn't as bad as likeone might think.
And yes, there's hoops to jumpthrough and papers to fill out
and things, especially in NewYork State quarterly, you have
to do.
But if you love your kid and youtruly want what's best for them,
you can make it happen, mama.

SPEAKER_00 (04:27):
Yeah, especially with like just Chat GPT and all
this easy stuff.
Like, I'll literally talk myreport into Chat GPT and like
telling, going through mypictures and my videos, saying
all the things we did over thelast three months, and then
looking at my library cardonline and be like, these are
the books we read, and justreading it into Chat GPT, and
then saying this is what I haveto hit for you know our state

(04:48):
requirements.
And I'm like, okay, write it up.
Like, make sure I hiteverything, and there you go.
People hate it because they'relike, oh, it's the devil.
But I'm like, well, it's prettyconvenient though.

SPEAKER_01 (04:57):
So, so smart.
I mean, because I didn't havethat back then, but I just
remember finding a template andlike filling in all the things
like New York State had to knowI did, um, which is loud because
like being a public schoolteacher and then a homeschool,
I'm like, man, they're reallylike trying to like, you know,
really gift you as far as ahomeschooler parent of like what
you're doing with your kids, butit's just you know, fill in the
blanks.

SPEAKER_00 (05:16):
Can you talk to me a little bit about your decision
to leave teaching?
Uh, because that's huge.

SPEAKER_01 (05:22):
Yeah, I was there for eight years.
So I loved my school district,but where my husband and I at
the time, like obviously methim.
I was already probably four orfive years in, and then I was it
was like the last year.
We'd just gotten married, andlike the time apart was just
killing us.
Like, we hated not seeing eachother, and I was about an hour
away from the district, and evenmore so on a snowy day, right?
And I just remember feeling likeit was starting to shift then.

(05:46):
This was 2011, so all of asudden, like teachers were just
like losing that respect moreand more.
The classrooms were getting morefill filled up.
Parents were, you know, just noregard as far as like taking
responsibility with theirchildren, you know, like just
because my daughter didn't doher essay, she should still be
able to, you know, cheer in thefootball game.
And just little things like thatstarted adding up in my head.

(06:07):
And the kicker was they wantedme to teach both seventh grade
and in the high school, whichgranted was just a walk up into
like on a ramp, right?
Like the connected schools, butI would be like out of a box,
and I'm like, I'm not going intomy ninth year teaching to make
you know, whatever I was making,to be away from my husband, and
the goal was to have a baby soonanyway.
And so fortunately his job paidwell enough.

(06:29):
We had a couple rentals that Iwas able to walk away, and then
I ended up getting pregnant likelater that year, but I never
once have regretted miss youknow, I don't miss it, I guess.
I I realized that like my timethere had come to a c an end,
and now I get to coach otherpeople, which sometimes I feel
like adults are just childrensometimes.
You were just wearing in likebigger clothes, but you know,

(06:49):
you're able to help other peoplein different ways.
So, and then obviouslyhomeschooling my kids has just
been such a fun journey.

SPEAKER_00 (06:55):
Yeah, and I think I I guess I had had that
realization talking to one ofthe teachers too that had left
to homeschool, and they saidlike how they were told to, you
know, this is what you're gonnateach this year, and like we
think of it as like, oh mygoodness, you want to be this
teacher, and you you go toschool, and especially in New
York, you have to have yourmaster's degree.
So you're probably in like$200,000,$400,000 of debt, and

(07:17):
then they're like, Oh, that'scool that you're um you know, an
English teacher, but we're gonnanow need you to teach like
robotics or ESL or something,you know, something that's like
not what you went for.
So, you know, our our kids'teachers were sending them
there, and that might not evenbe the subject or the grade.
Oh, that's what I think it was.
I think it the person wanted tobe like a sixth grade teacher,

(07:39):
and then they made him be an11th grade teacher, you know,
just like oh, this is what weneed this year, this is what
you're doing.
And it that that's not so whatdoes that look like in the
classroom?
How does that play out?

SPEAKER_01 (07:48):
Yeah, and then on top of it, you've got all the
different learners in oneclassroom.
Maybe they track, maybe theydon't, but it was just like I
look back and I'm like, whatchaos.
Truly, like our system isbroken, and I don't really know
what the answer is to fix it.
But obviously, being anentrepreneurial family, we're
kind of able to guide oureducation a little bit
differently and teach the kids alot of things they would never

(08:09):
have learned in a classroom.
Oh, how many kids do you have?
What are their ages?
Yes, I have a boy and a girl,they're two years apart,
literally January 11th and 17th.
So I couldn't have planned thatany better.
Um, boy and a girl, mydaughter's 13 and my son is 11.

SPEAKER_00 (08:22):
Okay, cool.
So, what have been some of thesurprising things since you
started homeschooling, havingyour teaching experience that
you're like, we are getting itwrong as an education system?

SPEAKER_01 (08:34):
The memorization and like the fact like retelling, I
feel like that was a huge ahamoment.
I'm like, yes, things areimportant to know, but some of
the drills that you know, even Idon't remember.
And so like you kind of catchyourself like, why do I have to
teach that if that's reallysomething where you can use, you
know, so many tools in today'ssociety.

(08:55):
I just I feel like also I wouldtry to cram at very first.
I was like trying to set up aclassroom.
I was trying to like kind ofalmost recreate school in a
sense, and I was like, no,that's not what we're gonna do
here either, you know.
So it kind of took a littlewhile for me to find my own
groove and and realize that it'snot all gonna be through a
workbook or one textbook, andit's okay to like let learning

(09:15):
like happen all of the time.
And you don't have to like belike, okay, kids, we're learning
now, but like you can watch ithappening like 24-7.

SPEAKER_00 (09:23):
No, and that's so true.
And that's I think everybodythat homeschools first, you
know, here's our school room,and here's our curriculum, and
you know, I've and and we'll usea curriculum sometimes,
especially if it's like a goodexample is like, okay, my
daughter has gymnastics, so myson is gonna be sitting there
for an hour.
So I do give him like acurriculum to do while he's
there.
Like, hey, you gotta learn theserules around, you know,

(09:44):
consonants and vowels that I'mnot just gonna rifle off on the
top of my head.
So learn it here.
But uh, you know, I it's funny,like I think I I guess I've just
recently seen people onInstagram like, this is our
schoolroom, and you know, we'veconverted our camper into the
classroom, and da da da.
And like you said, it's Inoticed for me mostly in the

(10:04):
car, like having theseconversations, or my child will
ask a question, and then we'regetting further into that, or
even just like, which way are wedriving?
Like, can you pick out if we'regoing northeast, south, or west?
And like, how do you figure thatout?
And who can find, you know, aletter C and just anywhere.
And you know, like you said,it's happening all the time.
It does not have to be between,you know, nine and twelve.

(10:27):
Absolutely, yeah.

SPEAKER_01 (10:28):
And so even just like getting up in the morning,
I mean, ideally, some morningswhere I try to get them up a
little earlier, but more thananything, it's like help out
around the house too, you know,get up, unload the dishwasher.
Did you tidy your room, bringthe laundry in?
Like we're really been workingon that the last probably year
and a half, I would say, justbecause I used to have like a
house helper because runningmultiple businesses and having

(10:48):
the kids, it was a lot, but thenI've kind of looked, I'm like, I
don't want to raise kids who arenow depending on someone else to
just clean up everything afterthem.
And so we had that quick shiftthere too, because again, they
are quite old enough, you know,they can't drive themselves yet,
but they are far more capable ifyou allow them to be.
I've noticed.
And you know, I definitely liketo mother hen, you know.
I do I just love being a mom, Ilove making their lunches and

(11:10):
doing all that.
But working on independence hasbeen something really
eye-opening.

SPEAKER_00 (11:14):
Yeah.
Recently, I'm like, what likewhat do I really want?
Like, what's my end goal?
I'm like, I think I just wanthouse cleaner, but the same
thing, I'm like, my kids arethey're young, so they're not
gonna do it the way I want itdone, but they can take a little
duster, and you know, and my soncan take a Swiffer wet jet, even
though it's probably filled withchemicals, but it just lurk

(11:35):
because if he does that, maybehe would be more respectful
about walking through the housewith mud on his boots.

SPEAKER_01 (11:41):
It's true, you know, and I do, you know, we have a
cleaner, but like once uh everytwo weeks I think she comes, but
even today I'm like, buddy, likeyou just dropped your taco all
over, you know.
So like taking instead of medoing it, you know, it's those
little moments that I think aregonna make a lasting impact too.
And um, you know, circling backto like one of their favorite
things they've discovered isDuolingo, and they love learning

(12:01):
these different languages, whichthey're on these like crazy,
like hundreds and hundreds ofdays streaks, and they tried to
get me to do it, and I just Icouldn't.
I took French back in the day,but just to see like what they
really pick up on and whatthey're getting into, it's been
really cool.
Oh, that's so fun.

SPEAKER_00 (12:14):
And I love that because it's like, okay, you saw
that they were interested insomething and they have the time
to explore it.
How important.
All right, so I just created acourse actually on how to work
and homeschool.
So I want you to talk to meabout how you make that work.
You are you have multiplebusinesses, right?
Yeah.
So take us from the start.
Like you told us about how youleft teaching and then you got

(12:37):
pregnant.
Where did the businesses comeinto play?
And then how did you makemotherhood and homeschooling
work within that?

SPEAKER_01 (12:44):
Yeah, those it's really again, it's I think it's
about being super conscientiousof where your time is going, but
then also being radically honestwith what you can take on during
the time.
So I think we live in thisawesome age where we connect
with other people and Instagramand YouTube, but don't compare
yourself to everybody out therebecause your season is entirely

(13:04):
different.
I walk away from teaching and wehad a couple rentals, uh, have
my kiddos, and we realized inlike 2016, 2017 we want more
properties.
So we kind of doubled down andlearned how to buy real estate
without having to go to thebanks, which then doubled our
portfolio.
So I had to learn really quicklyhow to like manage having kids.
And at the time they were twoand four.

(13:25):
I had five properties.
We actually do rent-to-own,which is kind of a cool
strategy, but like I'm takingcalls and now trying to learn
like how to place these rentersand these our homes as you know,
rent-to-own buyers.
And I remember being like superfrazzled and frustrated, but
then I'm like, you know, youjust like I can do this.
So I would put them in the car,put on a DVD, they'd watch a
little, you know, movie on theway to the library, and then I'd

(13:47):
sit in the parking lot for a fewminutes, talk to somebody on the
phone, you know, get themthrough the house, whatever, and
then we'd go into the library.
We have our, you know, littleplay session in the area where
they could play, they pick outtheir books, we get in the car,
we go home, get them ready fordinner or lunch, whatever it be.
And then like those littlecracks of your day is like how
you can build your business.
And I think that's like insteadof scrolling, instead of reading

(14:08):
fun fiction books for a time,you know, I wasn't on Netflix, I
didn't hang out with a bunch ofother people, like I just really
got laser focused and like superand you know, just aware of
where my time was going.
Because our goal again was formy husband to be able to walk
home, come home and walk awayfrom his job to be able to be
with us more.
Because at the time, like therewere days he'd leave and the
kids would be sleeping and he'dcome home and the kids would be

(14:29):
sleeping.
And like that was heartbreaking.
So, as much as it was it was sogreat.
I was home, I knew like if Iwere to sacrifice some of my
like free time, because let's behonest, moms don't get a lot
anyway.
Um, you know, you just you findthe little cracks of your day, I
guess, is kind of like this iswhat we coach too.
I'm like, if you want this, youcan be working a full-time job,
but like you've got to findthese little times that maybe

(14:49):
you'd be goofing off or havingfun.
And like there's plenty of timeswhere I'm like, man, sometimes I
just wish I was at the lake andhaving a barbecue, but here we
are fixing up a house or youknow, working on whatever real
estate-wise, but it paid off.
And so I think that that's apart that a lot of people don't
see because it's happeningbehind the scenes.

SPEAKER_00 (15:05):
Yes, and not to mention that's the stuff like
what you're doing right therewith the real estate that is not
what they teach you in school,right?
Like, they don't want us to knowthis stuff.
I don't know if how far you wentdown any rabbit holes, but you
know, there is a reason thatthey want you to just teach,
like, hey, teach sometrigonometry because they don't
want people to know, like, hey,you can actually have your own

(15:27):
business and you don't need tobe working for the man.
And yeah, I mean, it's so muchof your story like models like
maybe you are me in a paralleluniverse.
Because I always say to myhusband, like, we we should be
buying properties, and he'slike, Where do you think I have
the time to work on a property?
And I'm like, I don't know, youjust yeah, make it work.
But but he is well, like he'llget up, he'll leave for work

(15:50):
before the kids are awake.
But the nice part abouthomeschooling is that when he
gets home at 6:30, 7:30 atnight, the kids are still up for
two more hours at least.
I mean, they go to bed with us,so it's like two or three more
hours that they get to spendwith him.
Um and if they were getting upfor school in the morning, I
mean, it would we would not havethat luxury.

(16:10):
But yeah, it would or he'll goaway for a week at a time, you
know, where he's actually he'sworks in Del High at SUNY Del
High a lot, which is probably clI don't know, closer to
Rochester than here.
I don't know.
Oniana a little bit, but um,yeah.
So like he'll be there for weeksat a time and or you know, uh
five days and then come home forthe weekend and go back.

(16:31):
So it's like I'm like, there'sgotta be, I feel like I always
say this like I feel like thereare things that we just don't
know about, but we could be, andnot to say that you want to be
like a millionaire or anything,but just like we're you're so
comfortable that like it doesn'tmatter if you pay, you know,$200
for a house cleaner once amonth.

SPEAKER_01 (16:52):
Yeah, and it's true.
A couple rental properties cando that for you too.
So it's just like that's whatopened our eyes.
So I guess what I I implementedwhat I was doing working on our
business and having little kids,two and four, to fast forward
now 2020, 21 is when we startedthe homeschooling.
And I just, you know, I'm justlike, there's a will, there's a
way.
And I knew it wasn't gonna takeeight hours to homeschool my

(17:13):
kids.
But can you set them up withsome independent playtime slash
learning?
You know, there's tons ofeducational videos and games and
whatnot, and just letting themplay when they're those ages,
like five, six, seven, even evenmy kids now, they're 11 and 13,
but they're still, you know,making the figures and they do
YouTube videos and figurines, Ithink he calls them.
They're not toys.
Um, but just getting creative,play-doh, kinetic sand, and then

(17:36):
yeah, you sit down for a couplehours and I put on my Google
Calendar, just like I have apodcast, or if I'm coaching
clients, or I'm with the notarylike I was today buying another
property, like it's on thecalendar.
We sit down.
I love unit studies, that's likemy favorite to do.
So we were just doing Holocaust,uh, the upstairs room and
reading um a couple of thosestories and get into the history

(17:56):
aspect.
So yeah, you just kind of we'revery flowy, I would say.
We have routine, but not likesuper strict structure over
here.

SPEAKER_00 (18:03):
Yeah, and unit studies are my thing too.
We're doing a spring unit studyright now, and so fun.
Yeah, it's you know, learningabout this week is seeds and
sprouts, and so we're we didn'tdo a great job with the lima
bean seeds because our soilwasn't good, but but we're doing
sprouts too, and it you know,it's just I love learning about
the it's relevant because it'sspringtime outside, and I think

(18:26):
it goes into like next week israinbows and next week is birds
and all that stuff.
So I do love or like you know, Iuh keep saying we're gonna make
a unit study on the Hudson Riverand the Erie Canal, just in like
what sort of history um, youknow, waterways are have brought
to the US.

SPEAKER_01 (18:44):
And so how many businesses do you have?
Well, I I guess in a sense, weactively buy real estate, so
acquiring the properties doestake a little bit of time, and
then we have rentals that wehave the rent to own tenants in.
So there's always tenants needto pay, we pay the mortgages,
you know, just moving partsthere.
Maybe a contractor's fixing upsome of the properties where

(19:05):
there's a turnover.
And so it's like the real estateside of things, there's a couple
moving parts, and then ourcoaching business, which we have
a small group coaching where wecoach other people who also want
to learn how to buy real estateand not have to go to the banks,
and they're looking to maybewalk away from their W-2 or just
add some wealth through realestate over time and um, you

(19:25):
know, create that generationalwealth for their families.
But we kind of just really founda passion for that in again.
It was COVID home on Instagram,on Facebook, just going live,
sharing what we're doing, andpeople are like, Can you teach
me how to do that?
Just kind of like organically.
And I'm like, Well, I used to bea teacher, so here we go.
And it was kind of cool becausemy husband is like very numbers
analytics, you know, very lovesthe financial part of it,

(19:47):
talking to the sellers, dealmaking, and I more of like the
marketing and the back end, kindof keep everything smooth and
just be able to break it downinto bite-sized pieces because
again, it took me like foreverto figure out I'm like, what
does this even mean?
Like, we're buying on terms,seller financing, like there's
no bank involved.
Like, what does that mean?
So yeah, all I think.

SPEAKER_00 (20:07):
I mean, I don't know what you're able to share or
not, but when you say likewithout going to a bank, I mean
people are gonna be like, um,like it's wild, right?

SPEAKER_01 (20:14):
Like, I was like, when he brought this to me in
2017, 2016, I'm like, this hasgot to be nuts.
Like, who would do this?
And sure enough, so today we l Iliterally bought a house.
Um, there's a seller here inNorthport, right south of
Sarasota, and he had relocatedto California for a job.
And so he has been gone for acouple years.
He's been renting the place, andhe's just like does not want to
be a landlord.
He's got a property manager, butit's just like the stress of a

(20:37):
house that he's in California,it's here in Florida.
And he actually saw my husbandand I love posting on Facebook
and you know, sharing ourstories.
So this seller actually reachedout to my husband and was like,
Hey, I see you posting.
Like, would you be interested inbuying my property?
It's got tenants in place.
I just like want to walk away.
And we end up structuring thedeal where we bought the
property for just the closingcosts, which here in Florida was

(20:58):
just under$8,000.
And then I'm gonna make thatmortgage payment every month on
his behalf to the bank.
So it's his bank, but it's allin his name.
But we buy the house, it's ourproperty, and then the tenants
will make us the payment, whichwill help offset that mortgage.
So we're kind of the middleperson there.
Um, as far as that goes.

SPEAKER_00 (21:15):
So then once it's paid in full, does it get
signed?
Or are you the one on the deednow?
Mm-hmm.

SPEAKER_01 (21:21):
Yeah, we buy the property usually in a land
trust, uh L L C.
I know I'm getting a littletechnical, but yeah, it's uh all
under our business.

SPEAKER_00 (21:28):
Because yeah, I was thinking, what stops if you were
to stop paying, he's now indefault with the bank and you
own the land or the home becauseit's you're on the deed.
So you have like contracts inplace for if that were to occur.

SPEAKER_01 (21:43):
Oh, yeah, that's why the notary came by with like a
whole stack of papers, and wethe way we set it up is just
like he's protected.
If we stop paying, he would gethis house back.
But this is our business model,so there's no way we would stop
paying even during COVID.
If renters weren't to pay, likewe're still making that mortgage
payment, and so it's Definitelya unique business.
You have to be a very a personwith high morals and ethics,

(22:04):
obviously.
This is the seller's mortgage,it's their credit on the line.
So we take it very seriously.
Um, but we're helping somebodyelse out who I he just didn't
want if he listed it, heprobably would have had to pay
out of pocket for realtorcommissions and fees and all of
that.
So for him to be able to justwalk away and not have to worry
about anything, it was like he'shitting an easy button and we're
able to really so you paid himthe closing costs.

SPEAKER_00 (22:27):
How does he make money from like if he were to
have sold the house?
Or did he like owe so much onthe mortgage that he really did?

SPEAKER_01 (22:34):
He doesn't have a lot of equity, yeah.
So he would just walked away,um, being able to like not have
to deal with tenants and toiletsand fixing the property if it if
anything happens to it.
And so there was really noequity to be had.
He just walks away.

SPEAKER_00 (22:49):
And then I would imagine there's like this level
of just rich people in ourcountry that like I don't know
on a daily basis, but peoplethat just have so much money
that they're like, oh yeah, Idon't need that house anymore.
Let's just get rid of it.

SPEAKER_01 (23:02):
Well, I it depends on their situation.
I don't know if he boughtanother house in California or
if he's renting or what he'sdoing out there.
Um but if he sold it, hewouldn't have made any money
because of the market here,especially in Florida.
It's shifted a bit.
There's just if he had put it onthe market, if it even sold,
because a lot of houses arepiling up down here.
So if you are looking, keep youreye down here in Florida.

(23:23):
It's definitely uh it'sshifting, especially with some
seller financing, which is wherethere is no mortgage involved.
It's maybe if somebody has ahouse free and clear, and then
you're able to work directlywith the seller there.
But you know, he just didn'twant to have to worry about
coming out of pocket.
I don't know, he because uh theclosing costs were both his and
ours.
So if he had to pay also arealtor, whatever their

(23:43):
commission would have been,who's to say how much he would
have had to write written acheck for?

SPEAKER_00 (23:47):
Yeah.
Now, is it more expensive downthere because you have to have
like hurricane and floodinsurance?

SPEAKER_01 (23:52):
Definitely a different, there's a lot of
different things.
We've we've learned a lot abouthurricane, the flood insurances,
and then also um what is it?
The termites are a thing downhere, which New York we never
worried about.
But yeah, flood zones.

SPEAKER_00 (24:06):
Not termites.

SPEAKER_01 (24:07):
My husband knows all about flood zones now.
We joke around about that.
Um, but yeah, you it's adifferent market for sure.
And the housing, they're justlike what you can get, like,
especially in Rochester.
I'm not too sure about Troy,probably similar, I would think,
but like a a million dollarhouse here isn't what you would
think.
It's it's probably you know a$500,000 house up north.
It's crazy.

SPEAKER_00 (24:28):
Right, yes, because you're by the water, you're in a
nice area.
Yeah, I I joked when we weredown there because it was like
must have been spring break, andthere were signs on the road,
like those electronic signs, andit said spring break in session,
lock your cars.
I'm like, oh my god, that's sorude.
No other group of people couldyou say, like, this group is

(24:49):
here, lock your car.

SPEAKER_01 (24:50):
Oh, the snowbirds, yeah, the spring breakers, the
snowbirds.
The traffic is really crazy fromDecember until about Mother's
Day, and then it lets up, Iwould say.

SPEAKER_00 (25:00):
I used to think that you couldn't work and
homeschool, but afterinterviewing over 200 families
now, if you've been a listenerfor that long, yes, that's
actually how many it is, Irealized that it's not true.
People are working andhomeschooling, it just looks
different than we expect.
I started noticing the patterns,the resources, the schedules
that people were using toactually make homeschooling

(25:21):
while working work.
And I put everything that I'velearned into a course called How
to Work and Homeschool Even as asingle parent.
Yes, you heard that right.
Even as a single parent.
If this is something that you'vebeen trying to figure out and
would really just like it laidall out for you, check out the
link in the show's description.
All right, your goals for yourkids.

(25:42):
Who you and your husband areentrepreneurs.
Do you have college as a goalfor them?
You know, what is kind of yourgoal by the time they're 18?
And is that how you direct theireducation right now?

SPEAKER_01 (25:52):
That I mean, it's like a heated topic, right?
I mean, my husband did not go tocollege, and I did.
And like, no, it's like eitherlike you are send your kids to
college or don't send your kidsto college.
And we've had the conversationsand continue to, because our
kids are again like 13-11.
It's like if they want to pursuea path that really needs a
degree, then sure, we willsupport that, we will go down

(26:13):
that path if need be.
But neither child really seemsto like show much towards that
at the moment.
Like they're both leaning moretoward just kind of like, what
are my other possibilities?
What other things are out there?
And then the cool thing aboutFlorida is yeah, like there's no
quarterly report or anythinglike that.
It's literally I sit down with alady on Zoom, we go through our
portfolio and we just kind ofchat through a few things, which

(26:35):
is very laid back compared toNew York.
I didn't realize it.
So, like the first year I waslike rattling all this stuff off
and we talked about how we ownour businesses.
She's like, Well, in Florida,like that all counts.
You know, you can like literallywrite up what they're doing in
your businesses and how that'slike a you know, their schooling
too.
And I was like, What?
So that was like mind-blowing tome after being down here for a
full year.
So now we just really like kindof watch them a little bit, see

(26:57):
like what are they gravitatingtowards.
So my daughter has a goal ofgetting a deal done so that we
can go to New York.
She has friends up there still,she wants to go visit again.
And so she's messaging sellers,talking to them about their
properties.
She's bringing the deal to myhusband who will then call.
And she's sitting there likeevery step of the way.
They've both been like active onZillow, and we have um a CRM,

(27:18):
which is just a computer programwhere all the sellers are and
they can both go in.
And my son loves to do follow-upwhere he's just kind of kicked
back, you know, kick-startingold conversations um back up
again with sellers.
So he liked that.
Like I said, he's really great.
They both are at social media asfar as um like creating shorts
and edits.
Like, we allow them to have aYouTube channel and that's it,
like no Instagram or anything.
But they are wonderful with likefinding trending audios for us

(27:41):
or you know, putting togethervideos, so some of that.
And then we've really startedtaking them to masterminds.
So we just went into Tampa lastweek and we were with some of
like the heavy hitters in realestate, and they're seeing a
whole bunch of activeentrepreneurs, other coaches.
There was a young girl up there,she was doing like private
money, and just the way she heldherself when she was on stage.

(28:02):
My daughter like was like, Wow,like I really liked what she was
talking about.
And then another gentleman wasup there talking about YouTube.
So my son was, you know, reallytaking a lot away from that.
So this has been a hugetransition this year where
they've always come with us, butthey've kind of like checked out
a little bit, you know.
But now they're payingattention, and so I feel like
we're just starting to get intothe the meat and potatoes of
like what is it they really wantto start digging into?

SPEAKER_00 (28:24):
That is so cool.
I mean, they just don't get thatin school.
I know that their schools offersome types of stuff like that if
you take advantage of it, but Ijust there's there's nothing
like getting in there and likereally being part of something
like that.
Um, that would be cool to towatch.
All right, so what does yourkind of like your week look

(28:44):
like?
I mean, are you worried aboutlike do you need this level of
math in order to graduatehomeschool?
You know, are are you givingthem like book reports or
whatever it is that we used todo in school?

SPEAKER_01 (28:58):
We do a lot of I will write and we're reading a
ton.
Like my kids are just I don'teven know what grade levels
they're reading at this point.
Like they really are like mydaughter's devouring books like
crazy, my son too.
And so, like, we'll do unitstudies together, like I said.
So I try to like find an age gapbetween the two of them, but
like she's they're definitelylike way above reading math.
They really like teachingtextbooks.

(29:18):
We've kind of played around witha couple different they kind of
like that.
It's nice because we're liketraveling a lot, so they can
just be on their phone and likedo the math and kind of like
work through that.
But we've done some of the otherprograms like Math UC and stuff
like that.
Um, did a little bit of thattimberdoodle stuff.
Um trying to think what else.

SPEAKER_00 (29:35):
Yeah, we do math U C right now, actually.

SPEAKER_01 (29:37):
Yeah, they liked it, but then the the videos were a
little bit like yeah, once theythey got hit to a point.
But I always feel like it'simportant for them to know
enough to figure things out forsure.
But like again, like the sillymemorization, like if it's not
something, I don't know, likethey always used to say, like,
you're not gonna have yourcalculator in your pocket, but
we do, so it's like we sure do.

SPEAKER_00 (29:58):
And in the event of an apocalypse, like I'm not
gonna need to know 12 by 12 offthe top of my head, right?
You know, like it's and it's adifference too, like
memorization and learning justhow to figure it out.
Yeah, like I can get a pen andpaper or a stick in the dirt and
figure out what 12 times 12 is Ido I do know what that is off

(30:21):
the top of my head.
But uh I know what you meantthough, yeah.
It's crazy.
Like the things that you agreein theorem, like really never
you're gonna have to memorizethat stuff.
It's so true.
Why would you have to memorizeit?
Like, yes, you're gonna forgetit.
Even even like nine times six,I'm still always like, wait a
minute.
Like you just don't need to knowit off the top of your head,
though.

SPEAKER_01 (30:40):
Yeah, but are you a good person?
Can you like figure out a tip ata restaurant?
Uh, do you know how to likecheck your bank balances and
like not overspend on a creditcard?
And do you know how to even whatcredit is and all those things I
wish I learned in school?
And like, you know,unfortunately had to wait till
the real world to kind of figurethat part out.
So I think that part has beenreally, you know, crucial too,

(31:00):
is just let letting them riseup, calling to make reservations
in restaurants.
Like, those are really bigskills that a lot of kids don't
have.
And I'm not likeanti-technology, and I'm not
like all we do is stay on ourtechnology, you know, my kid has
a VR, but he also like loves toread books.
So there's I feel like you gottalike mix it up and blend it a

(31:20):
little bit and then just getaround other people.
I feel like that's like the mostimportant all ages, like little
kids, adults, everything inbetween.

SPEAKER_00 (31:27):
That's great advice.
How big of a worry was thesocialization thing for you?

SPEAKER_01 (31:31):
Well, in the beginning, definitely with
COVID, I was like, I feel likeso stuck in New York.
That was definitely a little bitharder.
And then it was so bad here.
Oh my gosh.
And then even down here, I'llsay, like, we've like you find
people, but you just don'talways click.
And they may it might be like ayou know, you ha you hang out
here or there, but like there'sa lot of unschoolers down here,

(31:51):
which is cool if that's yourthing.
But it like if you also run abusiness and you know can't go
to every meetup, like that canbe a problem for some people, it
seems.
So you just kind of pick andchoose like what you can do.
And we try to do Freedom Fridaysum from time to time.
So this Friday I blocked off ourcalendar.
We're gonna go to the RinglingMuseum, which we've never been,
so that'll be really fun.
There's aquariums, obviously,beach days are always a hit down

(32:14):
here.
But yeah, just we're we'retraveling too.
Like, we're going this Sunday toFort Lauderdale, and we're not
gonna be home until the end ofApril.
We're gonna be in Orlando andwe're gonna be staring in Air
Airbnbs, working and going tomeetups, and we have um
different events to go to, andthe kids are gonna be with us
every step of the way, and theyare so excited.
They were like picking out theAirbnbs with us, and they're you
know, just pumped to alsohopefully sneak in a trip to

(32:36):
Disney World maybe one day.

SPEAKER_00 (32:38):
Okay, so this is like more of a work travel
thing, but they're so do youever have like that guilt of
gee, I'm taking them out of liketheir normal everyday, or
they're just they're loving it.

SPEAKER_01 (32:50):
This is our normal everyday, and I think that was
something it did take me a whileto come to terms with because
again, it's like you do see somereally great creators out there,
and they they seem to have theperfect homeschool setup and
this is a routine, or they havethe people to hang out with all
the time, and those are theircommunities, but we just didn't
fit into any of that, and I justfinally kind of like came to
terms with that, and I'm like,this is who we are, we're an
entrepreneurial family and wetravel.

(33:12):
So, whether it's uh up the EastCoast, because we did that over
the summer last year to go backto Rochester and we stopped all
along the way from I don't evenknow, Charleston.
We went to Savannah, and theneven just like two months, two
months ago, we were in Columbiaand Charlotte for real estate
stuff, but we bring the kidswith us and it's just kind of is
their normal.
And they make amazing friendswho also homeschool.

(33:33):
So there are other kids out herethat do this.
It's just you, you know, youfind them along the way.
It's it's just kind of been afun adventure.

SPEAKER_00 (33:39):
Yeah, no, that's really cool.
And the only reason I'm askingis because you know, there are a
lot of parents, and myselfincluded, I don't, I'm not doing
the traveling, but when you'rethinking like, okay, I'm
spending my time on the podcastor doing the Instagram page or
creating a course or writing anebook or whatever, you know,
you're like, oh, I really shouldbe like playing dolls with my
three-year-old or, you know,doing puzzles with them.

(34:01):
And not to say that that stuffdoesn't happen, although I'm not
really a doll player, I don't,but I do like playing, you know,
board games or puzzles withthem.
But like we do do that stuff.
But I think when you are aworking family, you have that
guilt, right?
That like you should be becauseyou think like, well, if they
were in school, a hundredpercent of the attention from
the teacher would be on them,right?

(34:21):
No, it's not realistic that itis, but we because they're home,
we feel like we owe them that.
And I just, you know, talk to usabout that, make help us feel
better.

SPEAKER_01 (34:32):
Yeah, I think it's all it is all in our head,
right?
It's a it's a mindset, and likethere are times where maybe I
kind of put that pressure, andit's my husband who's always a
lot better at that.
He's like, take a look, he'slike, I don't ever say we're
doing the wrong thing.
Like, look at the our childrenand look how awesome they are
and the the people they'rebecoming.
And you know, when we do go out,like X, Y, and Z, like all these
people are saying like how wellbehaved they are, like they give

(34:52):
them gifts at these meetups,because like I my child would
never sit there for six hoursstraight.
And I'm like, probably becausemy kids never have to sit here
for six hours.
So if I do ask them once in awhile, you know, they are quiet.
But as far as the guilt thinggoes, you know, it's the quality
time.
And I think I think it wasShonda Rhymes, maybe, and she's
like the creator of all those TVshows or whatever, scandal and
all that.
Yes, the like Gray's anatomy.

(35:14):
Yeah, and I don't know if Iheard her on a podcast, she was
telling somebody somewhere, andshe was just like, I was putting
all this guilt on myself, andthen I realized like it's just
just say yes for like thatlittle bit.
So play with the doll like fiveminutes, ten minutes, and that's
all your child wants is likeundivided attention for a little
while, and then they're offdoing the next thing.
So if you're constantly brushingthem off and never paying any

(35:34):
attention, well, that's aproblem.
But if you're like having anhonest conversation or whatever
grade they are, you know, age,like okay, mommy has to do this
podcast right now because youknow it's gonna help us do XYZ,
it's gonna help us earn somemoney.
I'm gonna connect with otherpeople, it's gonna help build a
business.
The business brings in money,and money is able to let us stay
home in homeschool or we travelhere or there.
And so those conversations havealways been a part of our

(35:57):
day-to-day.
The kids know like it takesmoney to make things happen
around here.
So if you want food, then we'regonna work.
You know, we are able to, youknow, be flexible too.
Like my husband and my daughterwere playing cards in the middle
of the day, and that was theopen time he had on his
schedule, and they were puttingtogether some chairs um that
came in for the bar stools forthe counter.

(36:17):
And that was it was just, Idon't know.
I just feel like somewhere alongthe way I stopped putting that
pressure on myself.
So I think part of it just comeswith time and just the belief.
Like if you sit back an outsiderlooking in, like you'll probably
see like a lot more like you'redoing a lot more than you even
realize.
But like, there's no way you canjust stay home and not work.
Like, we have to put food on ourtable, clothes on our back, and

(36:40):
give experiences because that'swhat we're here to do, is you
know, enjoy.

SPEAKER_00 (36:43):
Yeah.
And I even think about it, like,okay, we could just make it work
on my husband's salary, but Ithere's a level of, well, I
enjoy this because I worked in acubicle for the government for
16 years and it wasmind-numbing.
I feel like for 16 years, I justlike wasted brain cells.
I didn't do a creative thing.
I taught Zumba outside of that,but I love Zumba.

(37:05):
Yeah, that was fun.
I you know what I did?
I did yoga on the beach when Iwas in Sarasota, Siesta Key, um,
which is still Sarasota, Ibelieve.
But um, that was cool.
I was like, man, we're missingthis in New York.
I haven't even done that yet.
Yeah, I definitely have.
Oh my god, she had like 50people there and it was donation
only, but a suggested donationof$10.
I'm like, this lady just made$500 and she does once a day.

(37:28):
This is brilliant.
What am I doing with my life?
I should be doing that.
Yeah.
But yeah, but like them seeing alevel of hard work from me too,
you know, and yeah, it's like,okay, did I have to create a
course?
No, I didn't.
We don't like need it.
Probably took more money tocreate it, but it was like, can
I do this?
And like, how can I do this?
How does it work?

(37:49):
And how do we market and how dowe put it together?
And, you know, okay, how do webuild the site that it's on?
And it's more like a creativeoutlet too.
And then, you know, your kidssee you getting excited about
things, and you want them to belike, okay, get the job that
you're excited about, not theone where you sit in a cubicle
and just push emails around.

SPEAKER_01 (38:09):
Mm-hmm.
Yeah, I I think that there'ssomething that that's really to
be said about that.
And I don't know where along thelines, like people think there's
like a four-hour work week, oryeah, I know there's literally a
book somebody wrote about it,but you know, like it takes it
just takes money to live.
And so as wonderful it is tostay home and homeschool, like
you probably have to most peoplehave to be bringing in money or

(38:29):
you're gonna be sacrificing alot someplace.
So and it is if you have it inyou, like obviously I feel like
you love connecting and andsharing something that's you
know you're so passionate about,and like, yes, of course you
should monetize that.
And I think the more you justget around women too that are
also doing similar things to beable to just know, like, like,
money is not bad.
Money in the the right handswith the right people does so

(38:49):
much good.
And like, how many women aresitting there thinking, like, I
can't homeschool?
Like, there's no way I could,because it's a limiting belief.
And so they need women like youwith podcasts out there and
Instagram pages that are like,oh, like this is there's a whole
world out there.
You just need to learn about itand have that confidence and
belief that you can.
And there's oh definitely amillion ways to make money,
especially with digital coursesand all of that.

(39:12):
It's just, you know, like yousaid, figuring out that's the
hardest part is with you know,pushing it out there to the
world.

SPEAKER_00 (39:17):
Marketing is a beast.
Yes, for sure.
Oh my goodness.
But yeah, no, I love what yousaid.
It's like there is this money inthe right hands can do so much
good.
I mean, yes, look at how manyfreaking evil billionaires there
are out there, probably everysingle one of them.
But that I love that quote.
I'm gonna, we're gonna use thatone.

SPEAKER_01 (39:36):
It's true.
You have to, yeah.
And like I, I mean, lover orhater, she um Amanda Francis,
she's got an Instagramfollowing.
She does use, you know, somecurse words, but she was
somebody I started following,and man, like her this mindset,
money, and like she talks a lotabout manifestation, but it's
more just about like beingempowered as a woman and like

(39:56):
having control of your financesand whatever way like it's
coming to you naturally, likerun with that and like own it
and and really like know thatthere are people out there that
are just waiting for you to getloud, especially with social
media.
Everybody is so reachable now.
The loudest person is the bestmarketer and they win.

SPEAKER_00 (40:12):
Yeah.
And and I I still just goingback to like what you're doing
as a business, that setup isnothing they ever teach in
school.
And you even mentioned likeinterest, credit cards.
They never teach about compoundinterest or like what the
interest is gonna look likeafter your college loans, you
know, are paid off.
How much did you actually pay ininterest or revolving debt

(40:34):
versus installment loan debt andlike how actually having a
little bit of credit card debtis good for your credit, and you
know how to optimize that.
None of that stuff is that fortime.
They don't want us to know that.
So we're homeschooling, like, wedo need to take that upon
ourselves too.
And I'm still learning it.
I mean, uh clearly, you know,like I don't know these little
loopholes, and there's a tonwith taxes I don't know about,

(40:58):
but I'd love to, where I feellike I've almost learned so much
just from homeschooling in thethree years that I have, and I
got little kids.
Do you when you do the unitstudies and stuff, are you
actually doing it with them?
Or is it more like okay, goonline and do your program?
Like where, or is it a littlebit of both?

SPEAKER_01 (41:15):
For a unit studies, like we'll meet every day at
like 11 o'clock and we'll workthrough like either reading
books and kind of doing projectstogether that way, or with the
like holidays, it was theChristmas study, um, stuff like
that.
But then they'll have their ownonline stuff that they'll do.
Like, they still watch brainpop, they love learning that
way.
My son really is like a audiovideo visual visual learner,

(41:37):
like he loves listening tothings, and then my daughter,
she's more like me.
She likes reading and like likehighlighting and taking notes,
and then she kind of like reallygets it.
Um, and so there's a little bitof a mix there, and then
history.
It's funny that you mentionedlike the Erie Canal and stuff.
My husband, he's a history guy,like if he weren't into
finances, like I think he wouldhave been a history teacher at
one point, and so he's alwaysbusting out something.

(41:57):
So he had this whole video andit was talking about the Erie
Canal and what this massivechange it did for the economy up
in New York and all of that.
I think I watched it.
Yeah, it was our conversation atdinner last night.
So it's funny that you saidthat, but again, it's dinner,
right?
And my kids are on spring breakright now, but like sneaking in
a little history here and thereand having these conversations,
but they brought it up, so yeah.

SPEAKER_00 (42:17):
I think it must be a fairly new documentary because
my husband sent it to me acouple weeks ago and I made my
son sit.
He's only seven.
I was like, You're watchingthis.
I don't care.
Oh, yeah.
It's powerful.
Yes, that's so cool.
Um, all right, as we're runningup on the hour, anything that
you wanted to make sure that youtouched upon or info to give

(42:39):
parents or inspiration?

SPEAKER_01 (42:41):
I think like if you're somebody like thinking
about it, um, you know,depending on the kids' ages,
too, it's like when they're two,three, four, five, like it is
just play.
Play, play, play, play, play.
Like have so much fun with it.
Don't get so worked up about allof like the letters and the
words and the reading and thenumbers.
Like they come, it will happenwhen the time is right, and
you'll kind of it justorganically does.

(43:03):
And then just find your groove,give yourself some pace, you
know, some time, but also likejust find the the creators out
there that you resonate with.
And I remember finding the unitstudies, finding a couple of
their moms who worked andhomeschooled, and just kind of
like hearing their stuffstories.
And I just remember hearing oneof those like, I just sacrificed
some things, you know.
So, like my Saturday mornings,they're maybe not always like

(43:24):
leisurely reading or catching upon the housewives of whatever,
it was preparing for the nextweek or figuring out the
curriculum and the books we'regonna read, and that's okay.
And it's just you have to beokay with that too, but then
also like don't burn out becauseI've definitely been there and
done that.
And I think that's it happenspretty quickly.
So hustle should be a season,not a lifestyle, which if you're

(43:45):
like me and you're kind of thatoverachiever, you're trying to
do all of the things, like justrecognize like you can't do it
all.
So, what can you do today andtomorrow?
What season are you in?
Like, if you just had a newborn,like you're not gonna be trying
to run a marathon, right?
Like, so kind of apply that.
All aspects of your life.
So if you are going through anillness or a job change or
something along those lines,like give yourself grace.

(44:06):
Um, and don't don't beatyourself up.
I feel like we're so hard onourselves and you're doing a
great job.
I really believe if you're ifyou're listening to this and
you're putting the time intoyour kids' future, like you're
doing a great job.

SPEAKER_00 (44:18):
Oh, I love that, Jen.
Can I put links for where peoplecan find you if they want to
find out more about yourconsulting business in the
show's description?

SPEAKER_01 (44:26):
Yeah, of course.
Um, I love obviously connectedwith you on Instagram, so Jen
Delafave on Instagram and thencreate a finance playbook.com.
Um, we do free trainings and wedo lots of things down here in
Florida.
So if anybody's in the Floridaarea, we'll have events and
such.
Um, we might be kind of comingback up to New York, like I
said, this summer too.
So stay in touch that way andwe'll definitely see what's

(44:46):
going on.
Well, I definitely will.

SPEAKER_00 (44:48):
And if I have to go to Florida again, I I guess I
will.
Thank you so much, Jen.
This has been so fun.
And check out um all of Jen'slinks in the show's description.
Thank you so much.
Thank you for listening to theHomeschool How To podcast.
If today's episode helped you,please be sure to follow the
show and leave a review.

(45:08):
It's the best way to support thepodcast.
And if you're just gettingstarted or need a reset, head to
thehomeschoolhowto.com and grabmy free 30-day homeschool quick
start guide.
Until next time, keep learning,keep questioning, and thank you
for your love of the nextgeneration.
Advertise With Us

Popular Podcasts

Hey Jonas!

Hey Jonas!

Hey Jonas! The official Jonas Brothers podcast. Hosted by Kevin, Joe, and Nick Jonas. It’s the Jonas Brothers you know... musicians, actors, and well, yes, brothers. Now, they’re sharing another side of themselves in the playful, intimate, and irreverent way only they can. Spend time with the Jonas Brothers here and stay a little bit longer for deep conversations like never before.

Stuff You Should Know

Stuff You Should Know

If you've ever wanted to know about champagne, satanism, the Stonewall Uprising, chaos theory, LSD, El Nino, true crime and Rosa Parks, then look no further. Josh and Chuck have you covered.

Dateline NBC

Dateline NBC

Current and classic episodes, featuring compelling true-crime mysteries, powerful documentaries and in-depth investigations. Follow now to get the latest episodes of Dateline NBC completely free, or subscribe to Dateline Premium for ad-free listening and exclusive bonus content: DatelinePremium.com

Music, radio and podcasts, all free. Listen online or download the iHeart App.

Connect

© 2026 iHeartMedia, Inc.

  • Help
  • Privacy Policy
  • Terms of Use
  • AdChoicesAd Choices