May 19, 2024 • 53 mins
Ever found yourself wondering how the humdrum of infrastructure and personal finance could make for riveting podcast material? Well, wonder no more! Season two takes off with a bang, and I'm here to assure you that this isn't your average finance talk. We're mixing sharp wit with practical insights, and Meghan's dropping by with the lowdown on insurance ratings and their sneaky impact on your mortgage. Judd syncs up with our vibe, while Connor chimes in with techie talk that'll have drone enthusiasts and design buffs nodding in agreement. And just when you think you've got us pegged, we switch it up with a debate on the music industry that'll have you questioning everything from ghostwriters to producer tags.
Hold onto your hats because our neighborhood tales will take you on a roller coaster of emotion, from the adrenaline rush of a near miss with a torch that could've ended in flames, to a tree removal that had us cheering for the local arborists. But it's not all heart-stopping moments; there's a chuckle or two waiting with tales of vehicular mishaps and the neighborhood's best-kept secret—a backup car! It's the kind of storytelling that stitches together the fabric of our community, with a healthy reminder to never skimp on safety.
Now for the entrepreneurs, Meghan's back in the hot seat with her commercial insurance wizardry. She draws a clear line between personal and commercial coverage and why your business needs its own shield. And because we love a good deep dive, we tackle the often-confusing territory of bonds versus insurance. You'll come away understanding why that A-rated insurance provider matters, especially if you have a mortgage. We wrap it up with personal musings—from boat adventures to global changes we'd wish upon the world. Trust me, it's not just another business talk; it's a treasure trove of anecdotes and insights you won't want to miss.
Thank you for listening
From Dan Nick And Cj
Sincerely,
-Dan (Baltimore Producer)
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Episode Transcript
Available transcripts are automatically generated. Complete accuracy is not guaranteed.
Speaker 2 (00:00):
What she's on the.
Speaker 1 (00:02):
I've been tasked with podcast.
Speaker 2 (00:06):
She had to wind up to it.
Speaker 3 (00:08):
I've been taxed with Uh-huh.
Speaker 2 (00:12):
Yup, pretty close Good stuff.
Hey guys, welcome to season twoof I've been tasked with, and
it's just me right here on themic for a second.
We got our crew coming in.
I wanted to urge everybody, orrequest everybody, to hit the
download button, and it's justme right here on the mic for a
second.
We got our crew coming in.
I wanted to urge everybody, orrequest everybody, to hit the
download button if you enjoy anyof the comments that we offer.
(00:32):
This is not family friendly.
It is explicit lyrics.
There is a rap song coming upthat does have some racy stuff.
It's about four minutes long.
After that you should be allright, but what you're going to
hear on this podcast is somecommentary on the bridge.
We're going to talk aboutinsurance tips with Megan, and
she does actually have somereally really good stuff.
(00:53):
We speak with Judd he gets hisfive minutes.
That goes really well and thenwe have Connor at the very end
and Connor and I are discussingdrones and our designs, where
we're at, with a few things, aswell as a few funny commentary
things here and there.
This is a comedy show,information exchanging podcast.
(01:14):
So welcome to season two,episode one of I've Been Tasked
With and, like I said, please,our future sponsors will be
paying us and rating us based onhow many people hit the
download button, so thank youfor being here and enjoy the
podcast, see you.
Speaker 1 (01:35):
A rating from A down to B.
If you have a mortgage, you'regoing to have to switch
insurance carriers, becausemortgages typically have a
clause that they have to beinsured with an insurance
company with a rating of A.
Speaker 2 (01:54):
Oh, so they got rated down because they're not
covering what they're supposedto be covering in order to keep
the A rating.
Speaker 5 (02:02):
Yeah.
Speaker 2 (02:04):
That makes sense.
So, like a good neighbor, stateFarm might not be there.
It's not there.
Might not be there I won.
Thank you.
I've been working on my sketchwriting.
I hear it it's working.
Yeah, dude, technology ispretty fucking awesome yeah.
This is copyright, notprotected right.
(02:25):
We're allowed to use this.
That's great, Nick.
What?
Speaker 5 (02:33):
is that what is?
Speaker 2 (02:35):
that the bass was great.
Speaker 5 (02:38):
A Drake diss track from Kendrick Lamar.
Speaker 6 (02:41):
Which one?
Hasn't he dropped like 12 inthe past four days?
Yeah, this is his most recentone and last one.
Speaker 2 (02:47):
So he's an artist, right, he's a rapper.
Speaker 5 (02:49):
Yeah, he's a very well-known artist.
He's from Compton.
Speaker 2 (02:51):
I like that really, really trebly, just tick, tick,
tick.
Yeah, so that.
Speaker 5 (02:57):
DJ is DJ Mustard.
He is also from the US side.
I've heard his name before from.
Speaker 2 (03:07):
I've heard his name before.
Yeah, you've heard his tag, histag.
Sorry, cj, I didn't mean tooffend you.
If you're a rapper that has youwouldn't know all the names
right?
Speaker 5 (03:11):
I am not.
No, a tag as a tag is what?
Who is, who creates the beat?
It's more or less the engineer.
It's a whole different audiothing that I've ever heard like
dr dre, this is cool yeah I meanmy knowledge I don't think Dre
has a tag, but more or less morenewer I guess.
Speaker 2 (03:31):
I mean Drake's tag is Drake.
Speaker 5 (03:36):
Yeah, Drake doesn't have a tag because he's not an
engineer.
Speaker 2 (03:39):
Oh yeah, we don't know that he's the rapist Does
Drake buy his?
Speaker 6 (03:44):
We'll get into that.
Speaker 2 (03:44):
He's the rapist.
Does Drake buy his?
Speaker 5 (03:46):
We'll get into that yeah.
Speaker 2 (03:47):
I'm sure we will.
Does Drake buy his own?
Well, we're getting sidetracked, but does Drake write his own
music?
Speaker 5 (03:54):
I mean that's up for speculation.
Speaker 2 (03:56):
Okay, I mean, it's very respectable to buy others'
music.
That's a thing.
You buy it and you make.
Speaker 6 (04:01):
know, make yeah when you say music, you're talking.
Speaker 2 (04:04):
You're talking to a pre-recorded song lyrics and I
mean, but all of that it's gonnabe separate.
It could be yeah, there's a lotof typically.
Speaker 5 (04:13):
Typically an artist doesn't make their own beats
okay, so what?
Speaker 2 (04:17):
what is the scandal or story we have going?
Speaker 5 (04:20):
with this.
Speaker 2 (04:20):
You'll find out, because I said that I heard
drake's house got shot uh, today.
Speaker 5 (04:24):
That's not.
That's not relevant.
Speaker 6 (04:26):
It's not relevant to this, that's like part five of
this 18 part series.
Speaker 5 (04:31):
Yeah just go for it.
Let's get back to the song.
So that's a reference to uh Ibelieve carl malone and the utah
jazz yeah and um it, I mean.
I mean it could be seen as twodifferent things.
Like john stockton, I believehe holds the all-time like
(04:54):
assists record what was thelyric.
I'm finna pass on his body.
Speaker 2 (04:58):
I'm john stockton that's so that letter a little
snippet so cj knows who JohnStockton is.
Speaker 5 (05:04):
I believe he holds the all-time assist record.
But not only that he wasteammates with Carl Malone, who
is famously known forimpregnating a 13-year-old girl.
Speaker 6 (05:15):
That did happen, oh, uncle Carl, but that's
references.
Speaker 2 (05:19):
These are like multiple double so they're
pushing at each other's buttonsDouble, triple entendres on this
shit?
Yeah, and they're pushing ateach other's buttons double
triple entendres on this shitand they're having arguments
kind of or fronting they justhate each other, throwing bars
at each other sometimes yougotta pop out and show niggas
certified buggy man walking downthe whole time I know he got
(05:42):
some hoe in him.
Speaker 4 (05:43):
Pull on him, extort shit, bully, the flow in him.
Say time, I know he got somehoe in him.
Pole on him, Extort shit, Bullydeath.
Throw on him.
Say Drake, I hear you like I'myoung.
You better not ever go to sellBlack One To any bitch that talk
to him.
And they in love, just makesure you hide your little sister
from them.
Speaker 5 (05:55):
They tell me Charles the only one to get your saying
oh man, I heard it on.
Speaker 2 (06:01):
I heard that part.
Oh not, they didn't play thaton the news, but I heard them
talking about the story.
I'm like I have no idea whatsongs are talking which we're 52
seconds into the song into thisfour minutes just like what's
the name of this one not like usokay yeah, bye.
Speaker 5 (06:18):
Bye, kendrick lamar, okay, all right, I'm gonna
continue, all right.
Speaker 4 (06:22):
I'm going to continue .
Speaker 2 (06:44):
Just holds the note.
Speaker 5 (06:45):
Yeah, so that's in reference to the, the diss track
that drake released rightbefore him.
He.
He basically said, um,something along the lines of
that kid is dave freeze and heheld the note for like stupid
long and he was basicallyholding that note.
Just, you know, like I listenedto your shit and it it wasn't
(07:06):
good, kind of yeah, he's, he'sdissing him yeah, but he also
basically said he's trying tostrike a chord and it's a minor
yeah, good, good writing theynot like us, they not like us,
they not like us, they not likeus, they not like us, they not
like us?
Speaker 1 (07:24):
you think not like us .
Speaker 4 (07:25):
They not like us.
They not like us.
You think the bagel?
Let you disrespect pop, nigga.
I think that Oakland show go beyour last stop, nigga.
They cold foul.
I don't know why you stillpretending.
What is the owl Bird, niggasand bird bitches?
Go the audience not dumb.
Shape the stories how you want.
Hey Drake, they're not slow.
Rabbit hole is still deep I.
(07:47):
They're not slow.
Rabbit hole is still deep.
Speaker 2 (07:48):
I can go further, I promise.
Ain't there something?
Be rest, that's for bitching.
You, malibu most wanted, ain'tno law boy?
You ball boy fish, get ready tosomething.
All right, I'm not.
I'm not playing all of that.
Which part, which part of thatshould I play?
Speaker 6 (07:54):
I mean, I like the don't this pock part, because
drake in his first one put poxin his yeah, he did an audio ai
voice.
Speaker 2 (08:02):
Why did you say malibu's most wanted?
Speaker 6 (08:04):
yeah, because have you ever watched the dumbass
movie?
Speaker 2 (08:06):
yeah, it was really good.
It was a good movie.
Speaker 5 (08:08):
Drake is mixed and he's basically saying that Drake
is trying to steal the cultureof black people because be rad.
Speaker 2 (08:15):
Yeah, not Brad be rad , be rad and I had this bitch
jumping.
Speaker 4 (08:21):
You niggas will get a wedgie.
Be flipped over your boxes.
We're holding your foe.
The other vaginal option Pussy.
Think about a straight nameCome on Nate.
Speaker 2 (08:29):
I'm not doing that.
Let's end this story.
Speaker 5 (08:32):
Where are we going with this Motherfucker?
You're the one who wanted me toplay this.
Speaker 2 (08:36):
Not the whole song, no, no, I want to know.
Want to know really like yeah,what was copyright or whatever?
Yeah, it's released.
Yeah, that's cool.
So it's amazing we can playthat song.
Speaker 5 (08:48):
So where do you want me to go with this?
Speaker 2 (08:50):
I thought I thought the story had an ending with the
it's a four minute song, ohokay and we're.
Speaker 6 (08:57):
We're still in the middle of this story, but I'm
not sure how drake's to comeback.
I don't know that anybody is.
Nuh-uh, Nuh-uh, that's what Isaid yesterday to some people.
We were talking about the samestuff and it was just like
you're a pedophile, drake's likeno, I'm not.
Speaker 5 (09:12):
Yeah, nuh-uh.
Let me talk about Millie BobbyBrown.
Speaker 2 (09:20):
I'm trying to use the story.
I have a visual of the podcastUse.
I'm trying to use the story.
Speaker 5 (09:25):
I have a visual of the podcast.
Speaker 2 (09:26):
Use it how you want it.
It's like two minutes and I wastrying to.
I thought that there was an end.
How did this get back toDrake's house?
I thought Drake.
Speaker 6 (09:32):
Drake got shot before this came out.
I'm pretty sure.
Speaker 5 (09:35):
What you're asking me to do right now is take five
days worth of content, okay, andone song, that is the end of
the beef and sum it all togetherokay, so that's what I didn't.
Speaker 2 (09:50):
I don't know if I fully got that.
This song is the end of thebeef thus far so far, this is
the most skyrocketing yeah, I, Iwas more, I'm just I.
I'm focusing on the, thewriting of the, the music, and
it's a lot of repetitive stuff.
But uh, let's do something else.
Let's let's call megan.
I don't want to lose megan wehave megan okay.
What do we have going on in thestudio today?
(10:11):
Nick Megan, we have Megan, okay.
Speaker 5 (10:13):
What do we have going on in the studio today, Nick?
Nothing really.
It's just us three sitting hereat the moment.
Speaker 2 (10:18):
Okay, it's been a week.
Anything happen with your guys'lives.
I almost died this week.
I can chat about that.
Speaker 6 (10:25):
No, nothing that crazy happened in my life.
Speaker 2 (10:27):
Yeah, CJ and Nick both know this story.
This is fast Make it quick.
Speaker 5 (10:30):
I was backed into a car yesterday with a box truck.
There we go.
Speaker 2 (10:33):
That was interesting with a box truck yeah I've
sliced open another car with abox truck before.
Speaker 5 (10:39):
Yeah, I, um, I was so close to backing into this car
that my, like you know, therubber part that is used to back
up to, like the, the garagearea bent their mirror backwards
.
Didn't break it, but bent itbackwards.
And it was very scary, I bet,because from my mirror I can see
(11:04):
that the mirror's bentbackwards and I'm like, holy
shit, is there a big gash on theside of that car?
Speaker 2 (11:08):
You don't even really feel it in the trucks, do you?
I felt it.
Speaker 5 (11:11):
That's how I knew to stop.
I hit them, I hit my brakes assoon as I felt it hit the mirror
and, uh, you know, I pulledforward, I adjusted myself,
reversed, and then, uh, I had togo close the back of the truck
and I just kind of like, made it, made it seem like I was just
going back there to do that,naturally and on my way back.
Speaker 2 (11:26):
I just, I was just here doing this.
Pop it back in the socket.
Yes, I did.
Speaker 5 (11:30):
Looked at the mirror.
Everything looked good to me.
I was like, all right, so I'mgonna go ahead and skedaddle
that's good stuff, I I'm so.
Speaker 2 (11:37):
My thing was I almost died where, uh, I was using a
torch to uh, uh, recolor thewave runners, hoods, and uh,
last year I did it with, uh, aheat gun and it warms it up and
it changes color to its back, toits original color, kind of
gives it a sheen.
Well, this year I ramped it uplike tim and the tool man taylor
, like I always do, and I got afreaking blue torch.
(11:59):
Uh, it wasn't the yellow bottle, it was the blue, which is a
little bit less.
I think it's butane or propaneand I'm, yeah, torching the hood
and then I close the hood and Iget towards the very end of it
and I guess I got close to theedge of the hood where there's
gas inside, a good mixture, andthe whole thing just goes
whoomph and the hood tried toopen, everything tried to open
(12:24):
like the seat, tried to blow offof it.
I just saw this whoomph andthen just smoke and it caught
fire real quick but extinguished.
I think it ran out of oxygen.
It went out immediately, justas it started.
But yeah, that was some what doyou call that when it was
pushing out.
Speaker 6 (12:41):
Explosiveness.
Speaker 2 (12:44):
Outwards pressure from the inside of the hole and
I had sprayed it down with afterI nearly pooped my pants and I
grabbed the fire extinguisher.
Speaker 6 (12:57):
That didn't work he actually.
Speaker 4 (12:58):
I did not you wish, I pooped my pants I got an
extinguisher didn't work.
Speaker 2 (13:01):
That sucks.
Since then I've checked all theextinguishers.
But I immediately grabbed thesecond one and I blew everything
that was inside thatextinguisher, inside that wave
runner, in all spaces because Iwas like I don't know if there's
a fire still going right.
It was so much smoke and I'm bymyself.
Speaker 6 (13:18):
That's freaky as hell .
Speaker 2 (13:18):
I'm by myself like I could have died.
I don't know how gasoline worksthat well.
I didn't know how it was goingto catch that.
I was I'm dumb sometimes, but Idid admitted that.
Don't do that.
That's to the world.
Don't put butane propaneanywhere near gasoline in any
way, shape or form.
I got super lucky, so let's getMegan on here.
(13:41):
I was hoping you guys weregoing to say oh, we have
somebody coming in the studio.
Speaker 6 (13:45):
Did you see the size of that tree that got cut down
out back?
Speaker 2 (13:47):
I did that tree is huge.
Speaker 6 (13:49):
That cross section of that trunk is as tall as you
are.
Speaker 2 (13:52):
I asked him if I could.
It's pretty short, but it'sstill tall.
Speaker 5 (13:55):
Did you see it happening?
Speaker 6 (13:57):
No, I got home and it was down.
Speaker 5 (14:00):
I was surprised at how fast that tree I saw it.
I came home early because Iwasn't feeling that great.
Speaker 2 (14:07):
I don't know 80 feet high.
Speaker 5 (14:09):
No, they were up high , they were in a bucket.
I feet high.
Oh no, they were up high, theywere in a bucket and, uh, like I
was very surprised becausethere was at one point that they
had like a tie off.
Like you know, they tied off toanother piece of the tree and
then they cut it and it swingsdown, drops down, they release
the rope, send it back up and weshould have had them come in on
the podcast.
Speaker 2 (14:25):
Those guys were good.
Speaker 5 (14:26):
Uh, I forget the name of the company was one of the
guys, it was when I got homenationwide tree service
nationwide tree service.
Speaker 2 (14:33):
They were amazing they're not sponsored.
Speaker 6 (14:35):
They must be good to take down that size of a tree in
one day, but when?
Speaker 5 (14:38):
I got home.
Speaker 6 (14:38):
One of the guys was seriously just laying.
Yeah, he was laying in yourback, pauline pauline in the
driveway in the driveway.
Yeah, looking at his juststaring upwards he's.
Speaker 2 (14:47):
I mean I can't imagine them out.
They're really good and they I.
And they said no.
I asked him.
I was standing on my back porch.
I said I was like I'm going togo ask him if I can have that
wood in the, in the, in thetruck bed Right, and from my
porch the wood looked big,looked kind of big as I, as wide
as the truck.
Yeah, uh, from bottom split.
(15:16):
So if you're looking at theback of the truck, it probably
had the bottom of that hunk ofwood diameter of like six feet
at least incredibly huge and itwas a good six foot long.
It was the trunk.
That what you see from thegrass up of this tree that over
shadowed three homes.
Yeah, I mean so, uh, anyway,that was really cool to see that
(15:37):
.
But I, I think I got closer, Iliked he's like that, that is a
lot of wood and I was like, yeah, no, thank you, he's like you,
you want it.
I'm like, and I was thinkingNick's got to park a vehicle in
his yard.
Speaker 6 (15:51):
I was going to dump it.
I was going to put it in yourgrass, a vehicle or this
cross-section of a tree.
Speaker 5 (15:57):
No a vehicle.
Speaker 2 (15:58):
It would have taken up A vehicle across the street
and there's no moving it.
Speaker 6 (16:01):
Oh okay, who's?
Speaker 2 (16:03):
red car.
That's my red car.
You just got a new car?
Huh no, it's my backup car.
Speaker 5 (16:13):
Where has, where's that been?
I've never seen it.
I keep it at the yard at workokay gotcha.
And then that other car overthere is my father's gray, the
ford explorer.
Speaker 2 (16:18):
Yeah, okay, yeah, the little red car is my, uh, uh
yes, I'm here wondering what thehell's going on yeah, did you
like the rap?
Speaker 1 (16:27):
megan's been listening no, I couldn't hear
the rap, I just, you know it'sbecause we were on the phone oh
yeah, so she didn't hear any ofthat, she didn't.
Speaker 5 (16:35):
She just heard us.
You just heard us talking.
Speaker 2 (16:37):
Okay, so you probably heard.
Speaker 1 (16:38):
It probably looked, sounded really weird to you,
megan yeah, but she's like, yeah, as the benzino deaths of um
from eminem so yeah, that was uh, um, that was a few weeks ago.
Speaker 5 (16:58):
We were in reference to the Kendrick Lamar Drake
thing.
That is kind of still ongoing.
Speaker 2 (17:00):
It's been happening the last week.
You know you follow yourgangster rap, right?
Speaker 7 (17:05):
Well.
Speaker 2 (17:05):
Drake's a pop star.
Anyway, Megan, I'm going to askyou a question.
Speaker 1 (17:13):
Who are you?
I'm Megangan.
I'm a commercial insuranceagent commercial insurance okay
so yeah, so I work a broker,which means like I have access
to tons of different carriers umyou know, for your insurance
needs is this health home autocommercial commercial not
(17:35):
everything I am licensed to dopersonal, but I strictly kind of
um do commercial okay all right, but no health I I think nick's
struggling to grasp the fact ofwhat does commercial mean, no,
I got that, it's to every.
Speaker 2 (17:50):
We got 3 800 people listening, so like commercial
and residential.
Speaker 5 (17:54):
I got yeah, but like you're insuring their business.
Speaker 2 (17:58):
Yes, so if you have a vehicle accident and it's under
the company, does that count?
Speaker 5 (18:04):
it would more or less be you're not insuring biz like
a vehicle, you're insuringtheir work.
Speaker 2 (18:11):
Megan, help us out here.
Speaker 1 (18:12):
Correct.
So I was just looking at anelectrician.
So I'm like okay, you haveemployees, so you need workers'
comp insurance.
You have autos, so you needbusiness auto insurance.
You need general liability tocover the ongoing and completed
operations.
Speaker 2 (18:32):
Liability.
So if you screw something up.
Speaker 5 (18:34):
Have you ever seen on the back of like, uh, like she,
like she mentioned anelectrician's vehicle that says
we are licensed and insured?
Speaker 2 (18:41):
no, but I'm sure that's a thing I don't doubt you
if you look at like um, I'msurprised I haven't seen.
I see the back of a lot ofvehicles like contract builders
or um plumbers I've alwayswanted to, to have a small
business where I had somethinglicensed and insured, just look
at the back of some work vanslike Ford Transits or those
Nissan 3500s.
Speaker 7 (19:00):
Megan, do you have?
Speaker 5 (19:01):
stickers.
No, that's for the company toprovide.
Speaker 6 (19:05):
Can we just get the?
Speaker 2 (19:06):
stickers without getting insured.
I just want the stickers, Meganshirt.
Speaker 1 (19:13):
Yeah, I just want the stickers, megan, I know a lot
of my company, like my clientseither wrap their vehicles with
their you know their businesslogos or they have, like, the
vehicle magnets, megan, you loveminutia megan.
Speaker 2 (19:22):
Uh, I was speaking with megan previously about
coming on the podcast and shewas excited.
She's like, oh my god, let'sdraw out an outline of
everything we're gonna.
I'm like, whoa wait, hey, thisis not that kind of podcast, but
she did a lot of, like you know, pre-planning, which was great.
So what were the bullet pointsyou wanted?
My bullet points that her and Ifigured out would work for the
(19:45):
podcast is what does the generalpopulation not know about
insurance that they should know.
Speaker 1 (19:51):
It's kind of a broad question, but I mean there's a
lot, there's a lot that theyshould know.
It's kind of a broad question,but I mean there's a lot,
there's a lot that we shouldknow.
There's so much they don't knowyeah.
Speaker 2 (19:59):
I mean, I don't you know, I would love for you to
spill the beans of stuff, butthat's not really what I'm here
for.
If you have a house and you'regetting an electrician to work
on your house, you need to havethem be insured themselves or
like stuff like that.
I mean, what is that?
What are the loopholes we'regoing to fall into in our lives?
Speaker 1 (20:18):
Yeah, definitely.
I feel like a lot of peoplethey do look for jobs and say,
hey, I'm looking for somebody tofix my roof and they look for
the cheapest option, but inreality they didn't make sure
that they have insurance andthat's a major liability issue,
(20:41):
because if you're havingsomebody get up on your roof and
they fall off your roof, but itwas only $48 instead of $120.
Yeah, and then you're in courtand you potentially could lose
your house because you andyou've seen that happen.
Um, I mean, I personally haven'ton my book like um my clients,
though.
Speaker 2 (21:02):
Yeah, but I mean, it's a story that goes around,
and don't do that, cause thishappens.
Speaker 1 (21:05):
Yeah, I mean I had somebody come do my gutters last
year and I like asked for theirinsurance and he he said he's
like surprisingly not manypeople ask this.
And it blows my mind becauseyou know we're getting up there
in heights and I said yeah,they're like we're almost dying
on their property yeah, um, sothat's something that you
(21:28):
definitely need to make surethat they're insured.
So.
Speaker 2 (21:32):
I have insurance on my house.
Here's a question and right nowI need to get some paving done
on my property and the pavertrips and hurts his ankle.
Am I just on the blanket ashaving home insurance?
I didn't ask when I bought ahouse.
(21:53):
They didn't go like well, whoyou know, that I know of.
But, like you know, am Icovered for all my contractors
Just knowing that I have homeinsurance?
Speaker 1 (22:03):
I mean with that I mean you will have liability
coverage for that.
But you need to make sure thatthey have insurance because if
they trip on the job, thatshould be covered under workers'
comp insurance.
Speaker 2 (22:16):
Under their side, but if they don't, they're coming
at you.
Is that what you're saying?
Speaker 1 (22:21):
Yeah, and that's the importance of you needing to
make sure that they haveworkers' comp insurance general
liability.
It just depends on what job.
Speaker 2 (22:35):
CJ, you had a porch redone right your concrete uh, I
had you do some of the concreteokay, that guy was not insured.
I was talking about the, uh,the steps or whatever, didn't
you have?
Speaker 6 (22:47):
I didn't, uh, miss pauline.
Miss pauline did damn.
I'm thinking of the wrong house.
I would like to have some if,if you did.
Speaker 2 (22:54):
Now I, I remembered I did some kind of.
Speaker 6 (22:56):
I've always thought that if I hired a contractor to
do work and they hurt themselvesdoing the work I'm paying them
to do, that's their own ass.
Yeah, I feel like I did notthink that I was liable for them
.
Speaker 2 (23:06):
So you know how my sidewalk was fucked up out front
yes, did you know that I wasliable for them.
Speaker 5 (23:10):
So you know how my sidewalk was fucked up out front
.
Speaker 6 (23:13):
Yes.
Speaker 5 (23:13):
Did you know that I was liable if somebody fell and
tripped on that when it was allcracked up?
Speaker 6 (23:17):
Yes, I did know that.
But, that's different than.
Speaker 5 (23:21):
That's ridiculous.
That's county property Tell us,Megan.
Speaker 2 (23:23):
if we're wrong, it's not county property, our
property goes to the curb.
Speaker 5 (23:29):
Nah, I call it cap.
Nah, to the curb, correct nah Icall cat nah, the county put
that sidewalk in the countymaintains that sidewalk anyway.
That's true, megan right.
So if I were to, so if I wereto have like dug out that
cracked up sidewalk and replacedit myself and the county came
at me like who's technically inthe wrong, me or the county?
Speaker 2 (23:51):
what are you you talking about?
You do it wrong.
Speaker 5 (23:53):
No Like, say I were to take out all that concrete
from the sidewalk and I and Ipoured it myself Right.
Speaker 2 (24:00):
And like the County comes by and they're like.
Hey, that wasn't like thatbefore you know, yeah, well, now
you're improving it?
Speaker 6 (24:05):
I don't think I had somebody I paid out of pocket to
fix my sidewalk.
Speaker 2 (24:11):
But I will say Did you make sure he was insured?
Speaker 7 (24:14):
No.
Speaker 6 (24:16):
I took Miss Pauline got somebody and I was like can
you do mine too while you're?
Speaker 2 (24:20):
at it, and that's how that went.
Speaker 4 (24:22):
That's good stuff.
Speaker 6 (24:22):
But I do see that somebody walking along and
hurting themselves is differentthan me paying someone to be
here to fix something and theyhurt themselves while fixing it.
I feel like people would hurtthemselves on purpose just to
win lawsuits.
That was a thing back in theday.
Speaker 2 (24:36):
That was a possibility there was a few
years where people were doingthat and I think that the judges
eventually were like yeah, no,this is a thing we're not going
for.
The first 12 or 15 people thathits that judge, they're going
to be like oh yeah, youshouldn't, oh't, oh, this is a
thing.
Speaker 6 (24:53):
Jackpot yeah.
Speaker 4 (24:55):
Okay.
Speaker 2 (24:55):
That's how I feel like that works out.
So, megan, I have anotherquestion for you.
I know you have other things totalk about.
If I'm starting a smallbusiness and I have 10 people or
less because that's basicallywhere I'm going in my life at
some point how early do I needto have commercial insurance?
Immediately, because you'restarting a business, you don't
(25:17):
have any money to buy stuff.
Speaker 1 (25:19):
So typically let's say When's the time?
Let's say you start to trainyour employees before you
actually start the job.
You should have workers' compinsurance while they're training
.
I mean, I've had claims in fromclients that their employees
(25:41):
fall on their first day.
Speaker 2 (25:43):
Yeah, all of a sudden , they're not doing heroin
anymore and they're working, andthey are not normal.
Speaker 1 (25:51):
I'm sorry.
That's how life is, they, youknow it depends on the state too
, Cause I know, um, I think, acouple of states down South is
it Texas?
Oh, I'll have to look at everystate's different If.
If they have like fiveemployees or more, you're
mandatory for insurance.
(26:12):
So it also all depends on thestate.
So keep it under five.
Keep it under five.
I'm in Maryland.
Speaker 2 (26:19):
I'm not going far, no , I just thought how much would
it cost specifically not withyou, but in general.
What does the market cost for a10 person or less business per
year?
For a pretty good amount ofwhat the insurance you would
think that they need.
Speaker 1 (26:35):
It depends, because a lot of things are rated off.
Payrolls, really, oh, so youmake more money.
Speaker 2 (26:43):
The insurance brings more A million dollars per year
as opposed to a company that'sbarely raking in $100,000 per
year You're going to havedifferent insurance rates.
Speaker 5 (26:52):
Yeah, because you're not working as much right, yeah,
you can be, as much income ishigher.
Speaker 6 (26:57):
The amount you can be sued for is different oh okay,
it makes sense, I'm getting thatokay.
Speaker 2 (27:03):
No, I mean I've never .
When am I going to walk into acommercial insurance place and
start talking about this stuff?
Speaker 6 (27:08):
especially if you're an llc.
Speaker 2 (27:10):
I've had an LLC, I didn't have insurance on it.
Speaker 6 (27:13):
But was it just you?
Speaker 2 (27:14):
Yeah, I had one other employee who would steal money
from my money area On the truck.
You put it in that glasscompartment up top.
That's where you keep yourmoney right.
Speaker 6 (27:27):
Nice to know.
Speaker 2 (27:29):
Yeah, so I don't know .
We have some other things totalk about with Megan and it
involves how to talk to men andthat we have three men.
What, what's that, megan?
Speaker 1 (27:41):
This is not a topic, Not a damn it.
Speaker 2 (27:45):
Can I at least put my my attempt, Cause it was really
good that we had a really goodconversation over how, so we're
not allowed to talk about that.
This is all just insurance.
Speaker 6 (27:55):
I did have one quick question Do you do bonding as
well as insurance, or are thosethe same thing?
Because I think bonding is forlike ensuring the work that they
do versus insurance for painand hurting themselves.
Speaker 1 (28:11):
So it's funny you mentioned that because we did
have like a bond meeting.
Today we are starting to getmore involved with that.
I the only bonds that I've donein the past couple of years.
I think it's for residentialcleaners, okay.
Speaker 6 (28:30):
Yeah, like if they, if they knock something over
while in the middle of theirwork, the it's more like the
employee theft.
Speaker 2 (28:38):
I'm sorry, I didn't mean to insure for that it's.
Speaker 6 (28:41):
Insurance and bonding , I think, are slightly
different.
Speaker 2 (28:44):
This is cool, so like I'm working and someone steals
a 600 toll for me.
I can call megan and be likehey, I got a receipt, Something
was stolen.
Speaker 1 (28:55):
Correct.
I mean they do have liabilityfor if they break something or
damage the floors, but that'sjust the bond for employee theft
If one of my machines falls anddents a floor.
That would be under liability.
Speaker 2 (29:12):
Good, because I've dropped, dropped stuff.
I dropped a wrench on one ofthe brand new toilets that I was
putting into my, my house.
I was working, you know, rightabove it with a wrench.
I just fell out of my handright brand new toilet.
But anyway, yeah, tools thatthat shit happens on a real nice
hardwood, fully finished floor.
That's what.
What is that?
(29:33):
Four to five thousand dollarsto get it resurfaced oh yeah
yeah, I mean a big ding dash,something like that.
Yeah, that makes sense, I'mgetting it.
What else we got, miss Megan,for tips for other people?
Don't do something.
Speaker 1 (29:48):
Well, I know that State Farm we don't partner with
State Farm but I know a lot ofpeople have State Farm for their
personal business.
I mean personal insurance.
They had a rating from A downto B.
Have a mortgage, you're gonnahave to switch insurance
(30:17):
carriers because mortgagestypically have a clause that
they have to be insured with uh,an insurance company with a
rating of a.
Speaker 2 (30:22):
So oh, so they got rated down because they're not
covering what they're supposedto be covering in order to keep
the a rating yeah, that.
That makes sense.
So, like a good neighbor, stateFarm might not be there, it's
not there.
Might not be there.
And one Thank you.
I've been working on my sketchwriting.
Okay, so that's cool.
Speaker 6 (30:44):
Now I don't have State Farm, but if, let's say, I
did have State Farm, would theyhave to disclose that to me,
like send me a letter and belike, hey bro would they have to
disclose that to me, like sendme a letter, be like hey, bro,
we just hey, we're kind of here,we're just not really following
, we just got knocked down to ab.
So if they ask, we're an a, ifsomebody calls, make sure you
tell them we're an, a you needto get a new company or
something along like is, arethey?
Speaker 1 (31:04):
correct.
Speaker 6 (31:05):
Either they will or the mortgage company that you um
have your loan with well,that's nice to know that people
are just floating out there notknowing this information and
just being screwed If somethinghappens with their B rated
insurance company Interesting.
Speaker 2 (31:22):
That's cool stuff, so we're not allowed to go over
anything about boating.
No stories, megan, it's allinsurance.
We didn't just what.
Speaker 1 (31:33):
What stories about boating no stories megan, it's
all insurance, we didn't justwhat.
Speaker 2 (31:36):
What stories about boating I know I I wanted to
share the story of my lastpodcast.
I said that I had a 16 foot uh1960s cadillac boat.
That was my first boat.
You have been in that boat this1960s john boat that was not
restored in any way.
(31:57):
It was just this a hunk ofgarbage.
Megan got in the boat with meand we went and watched.
Did we watch fireworks in thatboat?
Speaker 1 (32:06):
yeah, I think we almost got ran over.
Yeah, it was a real tiny boat.
Speaker 2 (32:09):
I mean this thing, this thing was uh, john boat
mean.
Speaker 6 (32:12):
I've been in a John boat.
They're usually a bit wobbly.
We were drinking beers.
Flat bottom.
Speaker 2 (32:19):
Yeah, flat bottom.
Yeah, but it wasn't flat, itwas a V.
If you look at 1960s Cadillacboat, there was only one.
Speaker 7 (32:27):
It's right, there, you had the only one.
Speaker 2 (32:29):
I mean, there was one model that they did and they
have an image of you know.
It's like a sketched out imageof the exact thing and it has
like a windshield on there and asteering wheel.
I didn't have any steeringwheel.
Speaker 6 (32:45):
It was just an engine on the back that you held onto
with a stick Sounds sexy.
Speaker 2 (32:47):
Yeah, no, it was cool .
That was my first vessel, myfirst time going out on the
water.
Megan experienced that with me,did you like that boat?
It was fun.
It was fun.
You don't need to get a goodone, nick, just get a crappy one
, yeah.
Speaker 5 (33:04):
Just go out on his and just get a motorcycle first.
Speaker 2 (33:09):
No, I'm just trying to.
What was the other question Iwas going to ask?
I have something written downfor Megan.
Where's my book?
Oh, I'm just trying to.
What was the other question Iwas going to ask?
I have something written downfor Megan.
Where's my book?
Oh, I texted it to you, it'sprobably downstairs.
You don't have to say it, I'mgoing to ask you that question.
Oh, I know what it was.
Okay, do you want to ask thequestion CJ?
Do you want to ask Megan thequestion of?
I normally do an interviewquestion, which what is it is?
(33:33):
What one thing would you change?
Speaker 6 (33:36):
I've never heard you ask that.
I've asked you that.
Speaker 2 (33:38):
Well, what one thing would you, would you change in
the world if you could?
Okay, what was your?
Speaker 6 (33:44):
answer cj.
Uh, my answer had to do withthe 24-hour news cycle, if I
remember correctly to get rid ofthe 24 shut that down, make
people chill out a little bitmore.
What?
Speaker 2 (33:55):
one thing in the world could change in your life,
Megan, and we're sharing thiswith the world.
If one thing could change in alarge thing, you had a magic
wand.
What would that be to make yourlife better?
Speaker 1 (34:10):
I think more kindness , I think if everyone was more
empathetic it would lowercorruption, depression, uh,
greed and poverty, just improveoverall life so how?
Speaker 2 (34:23):
how could the population do that?
What would one thing thatpeople could do differently?
Is it to show you that they arekinder.
Just don't be a dick somewhere,or what Like.
What is the kind Drill into it?
Speaker 1 (34:39):
I feel like everything's getting so
fast-paced and people have lesspatience and everybody just had
more kindness, and you know.
Speaker 2 (34:51):
I mean I open the door for other people and I hold
the door.
Speaker 7 (34:55):
So chivalrous.
Speaker 2 (34:56):
I'm just like what could I do in my you know?
Just be more kind.
So give people more margin oferror, let them be a little bit
you know you might not be theperson or people she's talking
about.
No, I'm pretty sure I havedefinitely talking about that
Exactly.
Speaker 7 (35:10):
No, I'm pretty sure, I have definitely talking about
that.
Speaker 2 (35:12):
Exactly.
No, I'm just saying, but, like,if I'm talking as people are
listening and they're hopefullyengaging with what we're
discussing, so they're thinkingwhat is what do they mean?
You know, what is it?
The people that are driving andrunning you off the road, is it
?
What is it that's bothering youabout the kindness off the road
?
What is it that's bothering youabout the kindness?
Speaker 1 (35:34):
I mean, it's not anything in particular Okay.
Speaker 2 (35:38):
I didn't know, if you were like somebody screamed at
me when I did something wrong.
Speaker 1 (35:43):
No, I just.
You know, everybody says worldpeace and you know stuff, so I
figured more kindness.
Speaker 2 (35:52):
That's good.
Speaker 6 (35:53):
Give Pease a chance.
Speaker 5 (35:55):
Larger folks saying that it's a thyroid issue,
saying that they're heavier.
You said if you were forced tonot eat enough and to start
starving and continue to starve,forced to do labor and starved
more you lose would you?
(36:16):
Or would you look just likeeveryone else?
Speaker 2 (36:18):
would skin and bones motherfucker is what you wrote.
I wrote skin and bonesmotherfucker.
Speaker 3 (36:23):
Like I don't know what you're saying is it's okay
to be overweight it's okay, it'shealthy.
Speaker 5 (36:28):
Sometimes labor yeah, you would skinny.
Speaker 2 (36:30):
I'm not going against everybody in the world.
I feel like if everyone were tostarve down and be uncertain,
everyone would turn into askinny person eventually.
Speaker 5 (36:41):
Yes and no.
Is that true.
I mean, metabolisms aredifferent.
Speaker 6 (36:44):
I do think that there are real thyroid problems that
can cause weight issues.
I think a lot of peopleprobably blow it out, don't add
that out of proportion or blowit.
Speaker 2 (36:55):
Oh yeah, yeah, I mean , that makes sense.
What is megan?
Any thoughts?
Are we do we still have meganin studio?
Speaker 1 (37:00):
oh I mean, I agree, I think there are people that
have thyroid issues, but I alsothink the food that we have so
much preservatives and crap thatlike isn't healthy for us to
you know, eat.
Speaker 2 (37:18):
So yeah, we gotta eat something we're supposed to
like raise our own lobsters likeI don't think lobsters is what
she's talking about.
I know oh, that's a naturalfood, you know, it's actually
not bad.
I've got a fish tank nick.
Speaker 6 (37:31):
Yeah, lobsters you could raise lobsters in this
fish if I made them.
You realize, lobsters are likeyears and years old before I
mean these fish are years oldyou could raise his own lobsters
if he wanted to, but then hewouldn't want to eat them
because they'd be his babies.
Back to my statement of of uh.
Speaker 2 (37:49):
What was the last line I wrote?
Speaker 4 (37:51):
skin and bones, motherfucker.
Speaker 2 (37:54):
That's what I wrote on my note, that's whatever.
That's what I did and I sent itto nick or no.
Speaker 6 (37:58):
I just showed it to him.
I think if you were to actuallyhave nothing in other than
vitamin supplements, water tomake sure water and vitamin
supplements because you willjust die.
Speaker 2 (38:07):
We all get skinny.
Speaker 6 (38:07):
I'm not saying that I'm skinny I do think that they
would lose weight, even with athyroid problem, even with a
thyroid would lose weight.
Speaker 2 (38:15):
So that's, I don't know.
I don't know.
Somebody sent me a photo ofsomething disgusting and gross
walking around in the world andI was like God, that's a choice,
Right?
I mean, why can't we say thatthis is free speech, right?
Speaker 6 (38:32):
Yeah, everything's free speech.
The government can't come afteryou.
It's a choice.
Speaker 2 (38:37):
It's a choice to look like that.
I had to see that, but anyway.
Speaker 1 (38:42):
I mean this conversation after I said more
kindness in the world, right.
Speaker 2 (38:48):
I said what, specifically what?
And you didn't say don't makefun of people that are visually
unpleasing.
Speaker 5 (38:55):
Just be kind to them.
Speaker 2 (38:56):
Yeah, I don't know.
Man, Megan, say adieu to Nick.
We're going to get one moreinsurance tip.
You probably have 40.
How are you going to do that?
Nick's leaving with the phone.
All right, Megan, hit us withan insurance tip.
You're still on the clock.
For three minutes You're zeropaycheck.
I said 8 o'clock.
Speaker 5 (39:16):
I'm looking at the clock it's at 7.57,.
Motherfucker, I'll give you 45seconds.
All right, megan.
Speaker 2 (39:20):
One more tip on insurance.
Speaker 1 (39:22):
I guess one thing that I commonly see, not on
personal insurance endorsementsfor sump pumps if your home or
personal property in the eventof a water damage from some pump
drain or sewage overflow, sothat's a common endorsement that
is left off.
(39:42):
Yeah, I don't have that?
Speaker 2 (39:43):
I don't think yeah, so I mean I didn't tell him.
I want that I don't rememberdefinitely.
Speaker 1 (39:50):
I mean I'll look at your policy to see, but I highly
suggest that because we see aton of those claims.
Speaker 2 (39:56):
I would love for you to see my insurance policy.
That is great.
I don't know why I went overand had dinner at her house with
a light on her ceiling and,yeah, I should have brought my
insurance policy.
Speaker 6 (40:06):
Because when talking about sewage, shit happens.
No, yeah.
Speaker 2 (40:12):
Can it happen from the second floor?
Yeah, and then just come downthe steps it can't.
Is it covered, megan?
Am I covered?
Yeah, you're covered in shit,if once okay, we're gonna fix
all that.
Speaker 6 (40:23):
But you're not with all of this, you're not covered
from water coming from outsidein.
That's a whole separateendorsement, if I, if I remember
all right, well, we're gonna,we're gonna to have my.
Speaker 2 (40:33):
We're going to go over that.
So, thank you, megan.
Bye, nick.
Speaker 5 (40:37):
All right, goodbye, megan.
We're going to have to hang upbecause when Nick leaves the
phone, leaves.
Speaker 2 (40:40):
Bye, megan, we'll talk to you in the future.
Bye, okay, Bye.
I want to get.
This is Judd Rizzo, our metalmaniac on the street.
I just sent Judd an image.
Okay, so I want you to tell meI was tasked with building a
shed.
I started yesterday.
Speaker 7 (40:56):
All right, hang on, I'll put you on speaker here.
Let's see what Dan.
Speaker 2 (41:01):
Speaker.
Speaker 7 (41:02):
Dan sent me.
Oh, that looks good.
Speaker 2 (41:05):
Hell yeah, I did it all by myself.
It's 7 foot by 10 foot.
It's frames I built.
Speaker 7 (41:14):
Is it supposed to be crooked like that?
Yeah?
Speaker 2 (41:17):
You're such a jerk.
Speaker 7 (41:20):
It's not crooked.
Come on Wait.
It looks lower on the left-handside.
Speaker 2 (41:24):
You're the worst.
I love it.
It is radio, it's not lower, itis perfect.
It's a lean-to.
It's a lean-to Wait lower.
Speaker 7 (41:34):
It is perfect.
It's a lean to.
It's a lean to wait.
I assume you made it lower onpurpose on the left hand side so
you wouldn't have a standingwave when you record it in there
.
Speaker 2 (41:38):
Yeah, yeah, that's what it is.
It's all about the recording.
You're such a metal maniac.
We were talking earlier and yousaid uh, what was it you said
about the?
You're like when, when I hear abeat.
Speaker 7 (41:51):
What I said was Dan, thank you for bringing me a
double bass pedal for mynine-year-old's drum set.
Speaker 2 (41:58):
Yeah, your nine-year-old has a $280
freaking bass drum pedal now.
Speaker 7 (42:02):
So I could go.
Speaker 2 (42:08):
And then I show up at Judd's house, I install this
double bass drum pedal and I didmost of what Judd would want to
do with a double bass drumpedal.
I did with one foot.
Well, you know, come on, youwere blown away.
You were like what I was.
I had my left foot outside ofthe drum set and I'm like I was
very impressed.
Speaker 7 (42:29):
Yeah, I was like wait a second.
Speaker 2 (42:34):
I said you're using double bass for that right.
Speaker 7 (42:35):
I was like no, I'm just using my right foot here,
watch.
I was like wow.
Speaker 2 (42:41):
Yeah, you got to start on the bottom of the pedal
, work your way up when you'rerolling.
Speaker 7 (42:48):
So that's what Dan.
So I've never played drumsbefore in my life, and the first
month I played drums this iswhat Dan is going to teach me is
how to play A double bass drumpedal.
Speaker 2 (42:57):
I literally my student I have now I literally
remove the double bass drumpedal because he gets so
distracted.
Right, that is not a thing thatpeople use normally.
I know, but I know, and Itotally get that, I know and I
totally get that, what we'rereferring to is two pedals, one
on your left foot, one on yourright foot, and they both do the
same.
Speaker 5 (43:17):
Note on the bass drum .
Speaker 7 (43:23):
So you can literally use both legs and go.
But, dan, wisely, instead ofsaying, judd, I'm not doing that
, you need to learn all thissingle bass stuff first.
Speaker 2 (43:31):
You wouldn't shut up about it.
Speaker 7 (43:32):
I'm not doing that you need to learn all this
single bass stuff first, youwouldn't shut up about it.
Dan wisely understands thatI've been playing guitar for 48
something years and when I andI'm a musician, and I at heart,
and it doesn't matter, and Ihear stuff in my head that I
need to, I need to get out of mysystem.
So that's why you brought thedouble bass.
(43:53):
Even though you know a kid, akid at eight, nine years old who
wants to learn drums, you wouldnever do that Right.
But somebody who's you know,over 48 years old, you know, and
he says I want to play this onthe drums and you say, well, you
need a double bass pedal forthat, or?
Speaker 2 (44:05):
whatever, the stuff that you like to do is the roll.
It's a, it's like a 16th noteroll.
As you get towards the snaredrum hit in the standard beat
boom, bop, brum, brap, yeah,something like that.
Boom, brap, bap, bap, bap, boom, boom, brap, you like it's like
(44:25):
a polka beat on it.
If you like polka, you shouldgo to, you should was it the
dutch no, no, no, it's, it's notthe.
Accordions are hot right.
Speaker 7 (44:36):
Like that punk.
That's why I can't stand punkmusic, ska punk.
Speaker 2 (44:39):
Ska punk.
I used to like that.
I had an album calledSkarmageddon.
Skarmageddon, I think it was.
Skarmageddon was a bunch ofdifferent ska hits and there was
a volume one and volume two wasa bunch of different.
Speaker 4 (44:53):
Ska hits and there was a volume one and volume two
and, if you like Ska, if you,want to get into some stuff.
Speaker 2 (44:56):
you hated it.
I played it for you.
I've had it since.
Somebody gave it to me when Iwas like 16, 17.
And I still have the CD both ofthem and they're playing stuff
like Mr Smiley.
And if you're into Ska, it'sgood stuff.
Speaker 7 (45:14):
Judd will not listen to it.
I, I'll give it a shot.
I tried, so yeah, I'll give ita shot.
Speaker 2 (45:22):
Okay.
Speaker 7 (45:23):
So to talk about something.
Speaker 2 (45:24):
Oh, four minutes and 55 seconds, you've got three
seconds left.
I'm sorry I didn't give you aAll right.
Speaker 7 (45:29):
Listen to Chris Daughtry his new.
We're out of time.
Speaker 2 (45:33):
Yeah, chris Daughtry, okay, good stuff.
New single yeah, chris Daughtry, okay good stuff New single.
Yes, yep New single.
Very hot, very nice.
Speaker 7 (45:42):
I'm going to play you out, Judd.
My favorite country song isChris Daughtry's new song.
Speaker 2 (45:47):
Metal Maniac in the Street.
Thank you, Judd.
Speaker 5 (45:49):
It was great having you on.
Ba-da-ba-ba-ba-da-ba-ba-ba-ba-ba-ba-ba-ba-ba-ba-ba.
Speaker 3 (45:58):
I'm sitting at a bar.
Speaker 2 (45:59):
I was going to say it sounds like you're in a stadium
, that's cool.
What are you up to, dude?
I haven't heard from youforever.
Speaker 3 (46:06):
I know I'm sorry.
It's been crazy.
I'm going up to Pennsylvanianext week.
Speaker 2 (46:10):
Pennsylvania.
Speaker 7 (46:12):
What's in?
Speaker 2 (46:12):
Pennsylvania.
Speaker 3 (46:12):
Something.
Yeah, it's a job.
I'm going up there for aninterview.
Oh, that's cool.
What part do you think?
Speaker 2 (46:20):
Harrisburg, yeah it's a job.
I'm going up there for aninterview.
Oh, that's cool.
What part do you think?
Speaker 3 (46:24):
Harrisburg.
No, it's close to theuniversity.
It will be at the Penn StateLaboratories, so it will be
close to the university up there.
Speaker 2 (46:33):
That's neat.
Yeah, is there anything youwanted to say to the audience,
because you haven't talked tothem forever.
I want to keep you alive.
Speaker 3 (46:44):
It's just me and you.
Speaker 2 (46:52):
I wanted to say, you know, chase the Northern Lights
you know.
Speaker 3 (46:54):
And so chase nothing, chase nothing, chase nothing,
exactly, especially not women.
Speaker 2 (46:58):
Not women.
Are you going gay now?
What Are you going gay now?
Speaker 3 (47:04):
what are you going gay now?
Speaker 2 (47:12):
only for them only for me.
Speaker 3 (47:13):
Yeah, I wish I could go gay.
I mean I would have so manyother options I could go with
wow, but I mean none of themwould do what I would do.
Speaker 2 (47:18):
Well, no, you would be one of them.
You'll be the.
You know, you'll be my numberone choice, of course.
Speaker 3 (47:22):
I feel like if we ever did that, if you and I ever
decided okay, then we wouldjust have a big party.
You know what I mean.
If you're going to do it,you've got to go big.
Speaker 2 (47:34):
I don't know.
I don't want to dream anyfarther into this.
I want to end this segmentimmediately and it was funny for
like three seconds and we'redone.
Have you been doing any flyingof quadcopters or drones
recently?
Speaker 3 (47:48):
I have actually a decent amount.
Speaker 2 (47:51):
And I have stuff to show you.
Yeah, what's your vehicle ofchoice right now?
Speaker 3 (47:56):
Actually a ultra lightweight the nylon flying
wing design that I was, uh, Ihad drawn up before the nylon.
Speaker 2 (48:06):
Is it based off of the inflatable flying wing
design that you and I came upwith?
Speaker 3 (48:12):
I think that if you went inflatable you gotta go big
, you know.
Speaker 2 (48:15):
Yeah, yeah, so I actually To make it worth doing,
you know.
Speaker 3 (48:20):
I, I did, I did a little bit of research and, um
so, even really before dropstick technology really took off
, like the idea of it, um, theus marines actually had
inflatable manned aircraft thatthey use in vietnam oh, nice,
easy to transport.
Speaker 2 (48:39):
that's what that was the inflatable idea for me, yeah
.
Speaker 3 (48:43):
They say the biggest issue with it is obviously
inflating it in the field.
So like people had issues withthat.
Speaker 2 (48:49):
Oh, you can't just blow on it.
Yeah Well, I mean it's a whole.
Speaker 3 (48:55):
Like the thing is huge compared to like.
Also, like the amount ofpressure you need is like crazy.
Speaker 2 (49:01):
I don't know the inflatable subboards that all of
this idea came from was.
They're like 14 PSI.
Speaker 3 (49:08):
Oh, stand-up paddleboards, Sorry, yes, you're
right, that is where it allcame from originally, I think
the more I've looked at it like,the more I've realized how much
of this is like actually beingutilized, but not really at a
drone level.
That's the interesting bit.
Speaker 2 (49:23):
Yeah, that's why I wanted to move land and water
into drone.
That was my idea.
Speaker 3 (49:30):
That's what you and I came up with.
I guess I like the nylon wing.
You're going to like that too.
Right now, I'm focusing onmaking it more modular.
Speaker 2 (49:36):
So is it nylon, just nylon, nylon that's flat, or is
it nylon with stuff inside?
Speaker 3 (49:43):
I'm thinking of it, the way that I view it is like a
paraglider, yeah, like a kite.
Speaker 2 (49:48):
Yeah, paraglider, that's the best Okay.
Speaker 3 (49:50):
Exactly, then ultimately, the dimensions of it
match that of a flying wing,even though it has a separate
tail and boom.
It just means that it's smallerand more.
You can take it apart easier,and I think the goal is to put
it all on a backpack.
Speaker 2 (50:05):
Yeah, yeah.
So you and I originally a longlong we're talking two, three
years ago came up with thethought of it's not original to
us, but creating our own RCremote control paraglider, our
own RC remote control paraglider.
Okay, so the paraglider ideathat you and I came up with
earlier, about two, three yearsago, we never got to because we
(50:28):
had an issue with making theparachute.
So I'm going to task you withMr Conner coming back next time
I see you with your bestparachute for an RC that can
parachute something like one ofour electric motors pushing I
think that's a good idea andI've already been looking up a
bunch of these parachute designsalready.
Speaker 3 (50:51):
It's crazy.
It's like they're really good.
I've been wanting to implementa few, but like I take it one
step at a time.
But I'd be happy to putsomething together.
Worst case scenario we put iton something, build a little
door and have it come out of thesky via parachute.
I think that would be fun too.
Speaker 2 (51:08):
Connor, I have an announcement for you, and this
is an announcement not just forConnor, but for everyone
listening.
I am now a co-owner of athree-dimensional printer, the
Ender 3 Max, and I wanted to askConnor's opinion or view on how
cool that is.
Speaker 3 (51:28):
First of all, I think that that's the coolest thing
I've heard all day.
Yeah, I've been wanting to buya 3D printer for like forever
and then, additionally, like,the amount of stuff that we
could make with it is going tobe insane.
Speaker 2 (51:44):
Yeah, there's a thing called the Rocktopus.
It's an octopus with the Dwaynethe Rock Johnson's head on it.
That's what we're making.
That's what really sold it tome.
Speaker 3 (51:56):
I mean it's the right way to go for the first print.
I mean obviously.
Speaker 2 (52:01):
My buddy Will, I said it's the right way to go for
the first print.
I mean obviously my buddy Will.
I said where's my rocktopus, myrock the rock?
It's just Dwayne the RockJohnson's head sitting in the
middle of an octopus.
It's freaking awesome.
Well, I'm going to call youagain, or maybe call me later
when you're not inside ofsomebody's football game.
Speaker 3 (52:24):
Inside of somebody's mom.
Absolutely Good one I couldn'tthink of anything off the fly.
Speaker 2 (52:29):
Call me again when you're not at a stadium.
It is bad, it sounds.
All I hear is like forks,knives, people laughing.
It's good, it's not awful.
It's not like you're like yo,yo, yo, no matter.
There's good, it's not awful.
It's not like you're like yo,yo, yo, no, what is it?
There's nothing bad happening.
Speaker 3 (52:44):
It's the ambiance yeah, I don't want to piss.
My career is a good ambiance.
Speaker 2 (52:47):
Yeah, I like the ambiance too, but I don't want
to piss people off.
Well, actually, right now it'scompletely silent.
What I did was I have abacktrack, as if you're in a
restaurant, just to give ussomething to talk about.
Speaker 3 (53:03):
I would never do that .
This is awful.
We're gonna hang up here.
Speaker 2 (53:04):
I'm actually sitting right next to dan yeah, you're,
he's in the room, hi, connor.
Speaker 3 (53:08):
Oh, stop touching my leg I almost said something bad,
all right hey, I'll talk to youlater, connor.
Speaker 2 (53:16):
I thanks for answering.
Uh, this was a test, anemergency test of the Dan's
phone system podcast.
Speaker 3 (53:24):
I love you Dan.
Speaker 2 (53:25):
I love you too, Dan Bye.
What she's on the.
Speaker 1 (00:02):
I've been tasked with podcast.
Speaker 2 (00:06):
She had to wind up to it.
Speaker 3 (00:08):
I've been taxed with Uh-huh.
Speaker 2 (00:12):
Yup, pretty close Good stuff.
Hey guys, welcome to season twoof I've been tasked with, and
it's just me right here on themic for a second.
We got our crew coming in.
I wanted to urge everybody, orrequest everybody, to hit the
download button, and it's justme right here on the mic for a
second.
We got our crew coming in.
I wanted to urge everybody, orrequest everybody, to hit the
download button if you enjoy anyof the comments that we offer.
(00:32):
This is not family friendly.
It is explicit lyrics.
There is a rap song coming upthat does have some racy stuff.
It's about four minutes long.
After that you should be allright, but what you're going to
hear on this podcast is somecommentary on the bridge.
We're going to talk aboutinsurance tips with Megan, and
she does actually have somereally really good stuff.
(00:53):
We speak with Judd he gets hisfive minutes.
That goes really well and thenwe have Connor at the very end
and Connor and I are discussingdrones and our designs, where
we're at, with a few things, aswell as a few funny commentary
things here and there.
This is a comedy show,information exchanging podcast.
(01:14):
So welcome to season two,episode one of I've Been Tasked
With and, like I said, please,our future sponsors will be
paying us and rating us based onhow many people hit the
download button, so thank youfor being here and enjoy the
podcast, see you.
Speaker 1 (01:35):
A rating from A down to B.
If you have a mortgage, you'regoing to have to switch
insurance carriers, becausemortgages typically have a
clause that they have to beinsured with an insurance
company with a rating of A.
Speaker 2 (01:54):
Oh, so they got rated down because they're not
covering what they're supposedto be covering in order to keep
the A rating.
Speaker 5 (02:02):
Yeah.
Speaker 2 (02:04):
That makes sense.
So, like a good neighbor, stateFarm might not be there.
It's not there.
Might not be there I won.
Thank you.
I've been working on my sketchwriting.
I hear it it's working.
Yeah, dude, technology ispretty fucking awesome yeah.
This is copyright, notprotected right.
(02:25):
We're allowed to use this.
That's great, Nick.
What?
Speaker 5 (02:33):
is that what is?
Speaker 2 (02:35):
that the bass was great.
Speaker 5 (02:38):
A Drake diss track from Kendrick Lamar.
Speaker 6 (02:41):
Which one?
Hasn't he dropped like 12 inthe past four days?
Yeah, this is his most recentone and last one.
Speaker 2 (02:47):
So he's an artist, right, he's a rapper.
Speaker 5 (02:49):
Yeah, he's a very well-known artist.
He's from Compton.
Speaker 2 (02:51):
I like that really, really trebly, just tick, tick,
tick.
Yeah, so that.
Speaker 5 (02:57):
DJ is DJ Mustard.
He is also from the US side.
I've heard his name before from.
Speaker 2 (03:07):
I've heard his name before.
Yeah, you've heard his tag, histag.
Sorry, cj, I didn't mean tooffend you.
If you're a rapper that has youwouldn't know all the names
right?
Speaker 5 (03:11):
I am not.
No, a tag as a tag is what?
Who is, who creates the beat?
It's more or less the engineer.
It's a whole different audiothing that I've ever heard like
dr dre, this is cool yeah I meanmy knowledge I don't think Dre
has a tag, but more or less morenewer I guess.
Speaker 2 (03:31):
I mean Drake's tag is Drake.
Speaker 5 (03:36):
Yeah, Drake doesn't have a tag because he's not an
engineer.
Speaker 2 (03:39):
Oh yeah, we don't know that he's the rapist Does
Drake buy his?
Speaker 6 (03:44):
We'll get into that.
Speaker 2 (03:44):
He's the rapist.
Does Drake buy his?
Speaker 5 (03:46):
We'll get into that yeah.
Speaker 2 (03:47):
I'm sure we will.
Does Drake buy his own?
Well, we're getting sidetracked, but does Drake write his own
music?
Speaker 5 (03:54):
I mean that's up for speculation.
Speaker 2 (03:56):
Okay, I mean, it's very respectable to buy others'
music.
That's a thing.
You buy it and you make.
Speaker 6 (04:01):
know, make yeah when you say music, you're talking.
Speaker 2 (04:04):
You're talking to a pre-recorded song lyrics and I
mean, but all of that it's gonnabe separate.
It could be yeah, there's a lotof typically.
Speaker 5 (04:13):
Typically an artist doesn't make their own beats
okay, so what?
Speaker 2 (04:17):
what is the scandal or story we have going?
Speaker 5 (04:20):
with this.
Speaker 2 (04:20):
You'll find out, because I said that I heard
drake's house got shot uh, today.
Speaker 5 (04:24):
That's not.
That's not relevant.
Speaker 6 (04:26):
It's not relevant to this, that's like part five of
this 18 part series.
Speaker 5 (04:31):
Yeah just go for it.
Let's get back to the song.
So that's a reference to uh Ibelieve carl malone and the utah
jazz yeah and um it, I mean.
I mean it could be seen as twodifferent things.
Like john stockton, I believehe holds the all-time like
(04:54):
assists record what was thelyric.
I'm finna pass on his body.
Speaker 2 (04:58):
I'm john stockton that's so that letter a little
snippet so cj knows who JohnStockton is.
Speaker 5 (05:04):
I believe he holds the all-time assist record.
But not only that he wasteammates with Carl Malone, who
is famously known forimpregnating a 13-year-old girl.
Speaker 6 (05:15):
That did happen, oh, uncle Carl, but that's
references.
Speaker 2 (05:19):
These are like multiple double so they're
pushing at each other's buttonsDouble, triple entendres on this
shit?
Yeah, and they're pushing ateach other's buttons double
triple entendres on this shitand they're having arguments
kind of or fronting they justhate each other, throwing bars
at each other sometimes yougotta pop out and show niggas
certified buggy man walking downthe whole time I know he got
(05:42):
some hoe in him.
Speaker 4 (05:43):
Pull on him, extort shit, bully, the flow in him.
Say time, I know he got somehoe in him.
Pole on him, Extort shit, Bullydeath.
Throw on him.
Say Drake, I hear you like I'myoung.
You better not ever go to sellBlack One To any bitch that talk
to him.
And they in love, just makesure you hide your little sister
from them.
Speaker 5 (05:55):
They tell me Charles the only one to get your saying
oh man, I heard it on.
Speaker 2 (06:01):
I heard that part.
Oh not, they didn't play thaton the news, but I heard them
talking about the story.
I'm like I have no idea whatsongs are talking which we're 52
seconds into the song into thisfour minutes just like what's
the name of this one not like usokay yeah, bye.
Speaker 5 (06:18):
Bye, kendrick lamar, okay, all right, I'm gonna
continue, all right.
Speaker 4 (06:22):
I'm going to continue .
Speaker 2 (06:44):
Just holds the note.
Speaker 5 (06:45):
Yeah, so that's in reference to the, the diss track
that drake released rightbefore him.
He.
He basically said, um,something along the lines of
that kid is dave freeze and heheld the note for like stupid
long and he was basicallyholding that note.
Just, you know, like I listenedto your shit and it it wasn't
(07:06):
good, kind of yeah, he's, he'sdissing him yeah, but he also
basically said he's trying tostrike a chord and it's a minor
yeah, good, good writing theynot like us, they not like us,
they not like us, they not likeus, they not like us, they not
like us?
Speaker 1 (07:24):
you think not like us .
Speaker 4 (07:25):
They not like us.
They not like us.
You think the bagel?
Let you disrespect pop, nigga.
I think that Oakland show go beyour last stop, nigga.
They cold foul.
I don't know why you stillpretending.
What is the owl Bird, niggasand bird bitches?
Go the audience not dumb.
Shape the stories how you want.
Hey Drake, they're not slow.
Rabbit hole is still deep I.
(07:47):
They're not slow.
Rabbit hole is still deep.
Speaker 2 (07:48):
I can go further, I promise.
Ain't there something?
Be rest, that's for bitching.
You, malibu most wanted, ain'tno law boy?
You ball boy fish, get ready tosomething.
All right, I'm not.
I'm not playing all of that.
Which part, which part of thatshould I play?
Speaker 6 (07:54):
I mean, I like the don't this pock part, because
drake in his first one put poxin his yeah, he did an audio ai
voice.
Speaker 2 (08:02):
Why did you say malibu's most wanted?
Speaker 6 (08:04):
yeah, because have you ever watched the dumbass
movie?
Speaker 2 (08:06):
yeah, it was really good.
It was a good movie.
Speaker 5 (08:08):
Drake is mixed and he's basically saying that Drake
is trying to steal the cultureof black people because be rad.
Speaker 2 (08:15):
Yeah, not Brad be rad , be rad and I had this bitch
jumping.
Speaker 4 (08:21):
You niggas will get a wedgie.
Be flipped over your boxes.
We're holding your foe.
The other vaginal option Pussy.
Think about a straight nameCome on Nate.
Speaker 2 (08:29):
I'm not doing that.
Let's end this story.
Speaker 5 (08:32):
Where are we going with this Motherfucker?
You're the one who wanted me toplay this.
Speaker 2 (08:36):
Not the whole song, no, no, I want to know.
Want to know really like yeah,what was copyright or whatever?
Yeah, it's released.
Yeah, that's cool.
So it's amazing we can playthat song.
Speaker 5 (08:48):
So where do you want me to go with this?
Speaker 2 (08:50):
I thought I thought the story had an ending with the
it's a four minute song, ohokay and we're.
Speaker 6 (08:57):
We're still in the middle of this story, but I'm
not sure how drake's to comeback.
I don't know that anybody is.
Nuh-uh, Nuh-uh, that's what Isaid yesterday to some people.
We were talking about the samestuff and it was just like
you're a pedophile, drake's likeno, I'm not.
Speaker 5 (09:12):
Yeah, nuh-uh.
Let me talk about Millie BobbyBrown.
Speaker 2 (09:20):
I'm trying to use the story.
I have a visual of the podcastUse.
I'm trying to use the story.
Speaker 5 (09:25):
I have a visual of the podcast.
Speaker 2 (09:26):
Use it how you want it.
It's like two minutes and I wastrying to.
I thought that there was an end.
How did this get back toDrake's house?
I thought Drake.
Speaker 6 (09:32):
Drake got shot before this came out.
I'm pretty sure.
Speaker 5 (09:35):
What you're asking me to do right now is take five
days worth of content, okay, andone song, that is the end of
the beef and sum it all togetherokay, so that's what I didn't.
Speaker 2 (09:50):
I don't know if I fully got that.
This song is the end of thebeef thus far so far, this is
the most skyrocketing yeah, I, Iwas more, I'm just I.
I'm focusing on the, thewriting of the, the music, and
it's a lot of repetitive stuff.
But uh, let's do something else.
Let's let's call megan.
I don't want to lose megan wehave megan okay.
What do we have going on in thestudio today?
(10:11):
Nick Megan, we have Megan, okay.
Speaker 5 (10:13):
What do we have going on in the studio today, Nick?
Nothing really.
It's just us three sitting hereat the moment.
Speaker 2 (10:18):
Okay, it's been a week.
Anything happen with your guys'lives.
I almost died this week.
I can chat about that.
Speaker 6 (10:25):
No, nothing that crazy happened in my life.
Speaker 2 (10:27):
Yeah, CJ and Nick both know this story.
This is fast Make it quick.
Speaker 5 (10:30):
I was backed into a car yesterday with a box truck.
There we go.
Speaker 2 (10:33):
That was interesting with a box truck yeah I've
sliced open another car with abox truck before.
Speaker 5 (10:39):
Yeah, I, um, I was so close to backing into this car
that my, like you know, therubber part that is used to back
up to, like the, the garagearea bent their mirror backwards
.
Didn't break it, but bent itbackwards.
And it was very scary, I bet,because from my mirror I can see
(11:04):
that the mirror's bentbackwards and I'm like, holy
shit, is there a big gash on theside of that car?
Speaker 2 (11:08):
You don't even really feel it in the trucks, do you?
I felt it.
Speaker 5 (11:11):
That's how I knew to stop.
I hit them, I hit my brakes assoon as I felt it hit the mirror
and, uh, you know, I pulledforward, I adjusted myself,
reversed, and then, uh, I had togo close the back of the truck
and I just kind of like, made it, made it seem like I was just
going back there to do that,naturally and on my way back.
Speaker 2 (11:26):
I just, I was just here doing this.
Pop it back in the socket.
Yes, I did.
Speaker 5 (11:30):
Looked at the mirror.
Everything looked good to me.
I was like, all right, so I'mgonna go ahead and skedaddle
that's good stuff, I I'm so.
Speaker 2 (11:37):
My thing was I almost died where, uh, I was using a
torch to uh, uh, recolor thewave runners, hoods, and uh,
last year I did it with, uh, aheat gun and it warms it up and
it changes color to its back, toits original color, kind of
gives it a sheen.
Well, this year I ramped it uplike tim and the tool man taylor
, like I always do, and I got afreaking blue torch.
(11:59):
Uh, it wasn't the yellow bottle, it was the blue, which is a
little bit less.
I think it's butane or propaneand I'm, yeah, torching the hood
and then I close the hood and Iget towards the very end of it
and I guess I got close to theedge of the hood where there's
gas inside, a good mixture, andthe whole thing just goes
whoomph and the hood tried toopen, everything tried to open
(12:24):
like the seat, tried to blow offof it.
I just saw this whoomph andthen just smoke and it caught
fire real quick but extinguished.
I think it ran out of oxygen.
It went out immediately, justas it started.
But yeah, that was some what doyou call that when it was
pushing out.
Speaker 6 (12:41):
Explosiveness.
Speaker 2 (12:44):
Outwards pressure from the inside of the hole and
I had sprayed it down with afterI nearly pooped my pants and I
grabbed the fire extinguisher.
Speaker 6 (12:57):
That didn't work he actually.
Speaker 4 (12:58):
I did not you wish, I pooped my pants I got an
extinguisher didn't work.
Speaker 2 (13:01):
That sucks.
Since then I've checked all theextinguishers.
But I immediately grabbed thesecond one and I blew everything
that was inside thatextinguisher, inside that wave
runner, in all spaces because Iwas like I don't know if there's
a fire still going right.
It was so much smoke and I'm bymyself.
Speaker 6 (13:18):
That's freaky as hell .
Speaker 2 (13:18):
I'm by myself like I could have died.
I don't know how gasoline worksthat well.
I didn't know how it was goingto catch that.
I was I'm dumb sometimes, but Idid admitted that.
Don't do that.
That's to the world.
Don't put butane propaneanywhere near gasoline in any
way, shape or form.
I got super lucky, so let's getMegan on here.
(13:41):
I was hoping you guys weregoing to say oh, we have
somebody coming in the studio.
Speaker 6 (13:45):
Did you see the size of that tree that got cut down
out back?
Speaker 2 (13:47):
I did that tree is huge.
Speaker 6 (13:49):
That cross section of that trunk is as tall as you
are.
Speaker 2 (13:52):
I asked him if I could.
It's pretty short, but it'sstill tall.
Speaker 5 (13:55):
Did you see it happening?
Speaker 6 (13:57):
No, I got home and it was down.
Speaker 5 (14:00):
I was surprised at how fast that tree I saw it.
I came home early because Iwasn't feeling that great.
Speaker 2 (14:07):
I don't know 80 feet high.
Speaker 5 (14:09):
No, they were up high , they were in a bucket.
I feet high.
Oh no, they were up high, theywere in a bucket and, uh, like I
was very surprised becausethere was at one point that they
had like a tie off.
Like you know, they tied off toanother piece of the tree and
then they cut it and it swingsdown, drops down, they release
the rope, send it back up and weshould have had them come in on
the podcast.
Speaker 2 (14:25):
Those guys were good.
Speaker 5 (14:26):
Uh, I forget the name of the company was one of the
guys, it was when I got homenationwide tree service
nationwide tree service.
Speaker 2 (14:33):
They were amazing they're not sponsored.
Speaker 6 (14:35):
They must be good to take down that size of a tree in
one day, but when?
Speaker 5 (14:38):
I got home.
Speaker 6 (14:38):
One of the guys was seriously just laying.
Yeah, he was laying in yourback, pauline pauline in the
driveway in the driveway.
Yeah, looking at his juststaring upwards he's.
Speaker 2 (14:47):
I mean I can't imagine them out.
They're really good and they I.
And they said no.
I asked him.
I was standing on my back porch.
I said I was like I'm going togo ask him if I can have that
wood in the, in the, in thetruck bed Right, and from my
porch the wood looked big,looked kind of big as I, as wide
as the truck.
Yeah, uh, from bottom split.
(15:16):
So if you're looking at theback of the truck, it probably
had the bottom of that hunk ofwood diameter of like six feet
at least incredibly huge and itwas a good six foot long.
It was the trunk.
That what you see from thegrass up of this tree that over
shadowed three homes.
Yeah, I mean so, uh, anyway,that was really cool to see that
(15:37):
.
But I, I think I got closer, Iliked he's like that, that is a
lot of wood and I was like, yeah, no, thank you, he's like you,
you want it.
I'm like, and I was thinkingNick's got to park a vehicle in
his yard.
Speaker 6 (15:51):
I was going to dump it.
I was going to put it in yourgrass, a vehicle or this
cross-section of a tree.
Speaker 5 (15:57):
No a vehicle.
Speaker 2 (15:58):
It would have taken up A vehicle across the street
and there's no moving it.
Speaker 6 (16:01):
Oh okay, who's?
Speaker 2 (16:03):
red car.
That's my red car.
You just got a new car?
Huh no, it's my backup car.
Speaker 5 (16:13):
Where has, where's that been?
I've never seen it.
I keep it at the yard at workokay gotcha.
And then that other car overthere is my father's gray, the
ford explorer.
Speaker 2 (16:18):
Yeah, okay, yeah, the little red car is my, uh, uh
yes, I'm here wondering what thehell's going on yeah, did you
like the rap?
Speaker 1 (16:27):
megan's been listening no, I couldn't hear
the rap, I just, you know it'sbecause we were on the phone oh
yeah, so she didn't hear any ofthat, she didn't.
Speaker 5 (16:35):
She just heard us.
You just heard us talking.
Speaker 2 (16:37):
Okay, so you probably heard.
Speaker 1 (16:38):
It probably looked, sounded really weird to you,
megan yeah, but she's like, yeah, as the benzino deaths of um
from eminem so yeah, that was uh, um, that was a few weeks ago.
Speaker 5 (16:58):
We were in reference to the Kendrick Lamar Drake
thing.
That is kind of still ongoing.
Speaker 2 (17:00):
It's been happening the last week.
You know you follow yourgangster rap, right?
Speaker 7 (17:05):
Well.
Speaker 2 (17:05):
Drake's a pop star.
Anyway, Megan, I'm going to askyou a question.
Speaker 1 (17:13):
Who are you?
I'm Megangan.
I'm a commercial insuranceagent commercial insurance okay
so yeah, so I work a broker,which means like I have access
to tons of different carriers umyou know, for your insurance
needs is this health home autocommercial commercial not
(17:35):
everything I am licensed to dopersonal, but I strictly kind of
um do commercial okay all right, but no health I I think nick's
struggling to grasp the fact ofwhat does commercial mean, no,
I got that, it's to every.
Speaker 2 (17:50):
We got 3 800 people listening, so like commercial
and residential.
Speaker 5 (17:54):
I got yeah, but like you're insuring their business.
Speaker 2 (17:58):
Yes, so if you have a vehicle accident and it's under
the company, does that count?
Speaker 5 (18:04):
it would more or less be you're not insuring biz like
a vehicle, you're insuringtheir work.
Speaker 2 (18:11):
Megan, help us out here.
Speaker 1 (18:12):
Correct.
So I was just looking at anelectrician.
So I'm like okay, you haveemployees, so you need workers'
comp insurance.
You have autos, so you needbusiness auto insurance.
You need general liability tocover the ongoing and completed
operations.
Speaker 2 (18:32):
Liability.
So if you screw something up.
Speaker 5 (18:34):
Have you ever seen on the back of like, uh, like she,
like she mentioned anelectrician's vehicle that says
we are licensed and insured?
Speaker 2 (18:41):
no, but I'm sure that's a thing I don't doubt you
if you look at like um, I'msurprised I haven't seen.
I see the back of a lot ofvehicles like contract builders
or um plumbers I've alwayswanted to, to have a small
business where I had somethinglicensed and insured, just look
at the back of some work vanslike Ford Transits or those
Nissan 3500s.
Speaker 7 (19:00):
Megan, do you have?
Speaker 5 (19:01):
stickers.
No, that's for the company toprovide.
Speaker 6 (19:05):
Can we just get the?
Speaker 2 (19:06):
stickers without getting insured.
I just want the stickers, Meganshirt.
Speaker 1 (19:13):
Yeah, I just want the stickers, megan, I know a lot
of my company, like my clientseither wrap their vehicles with
their you know their businesslogos or they have, like, the
vehicle magnets, megan, you loveminutia megan.
Speaker 2 (19:22):
Uh, I was speaking with megan previously about
coming on the podcast and shewas excited.
She's like, oh my god, let'sdraw out an outline of
everything we're gonna.
I'm like, whoa wait, hey, thisis not that kind of podcast, but
she did a lot of, like you know, pre-planning, which was great.
So what were the bullet pointsyou wanted?
My bullet points that her and Ifigured out would work for the
(19:45):
podcast is what does the generalpopulation not know about
insurance that they should know.
Speaker 1 (19:51):
It's kind of a broad question, but I mean there's a
lot, there's a lot that theyshould know.
It's kind of a broad question,but I mean there's a lot,
there's a lot that we shouldknow.
There's so much they don't knowyeah.
Speaker 2 (19:59):
I mean, I don't you know, I would love for you to
spill the beans of stuff, butthat's not really what I'm here
for.
If you have a house and you'regetting an electrician to work
on your house, you need to havethem be insured themselves or
like stuff like that.
I mean, what is that?
What are the loopholes we'regoing to fall into in our lives?
Speaker 1 (20:18):
Yeah, definitely.
I feel like a lot of peoplethey do look for jobs and say,
hey, I'm looking for somebody tofix my roof and they look for
the cheapest option, but inreality they didn't make sure
that they have insurance andthat's a major liability issue,
(20:41):
because if you're havingsomebody get up on your roof and
they fall off your roof, but itwas only $48 instead of $120.
Yeah, and then you're in courtand you potentially could lose
your house because you andyou've seen that happen.
Um, I mean, I personally haven'ton my book like um my clients,
though.
Speaker 2 (21:02):
Yeah, but I mean, it's a story that goes around,
and don't do that, cause thishappens.
Speaker 1 (21:05):
Yeah, I mean I had somebody come do my gutters last
year and I like asked for theirinsurance and he he said he's
like surprisingly not manypeople ask this.
And it blows my mind becauseyou know we're getting up there
in heights and I said yeah,they're like we're almost dying
on their property yeah, um, sothat's something that you
(21:28):
definitely need to make surethat they're insured.
So.
Speaker 2 (21:32):
I have insurance on my house.
Here's a question and right nowI need to get some paving done
on my property and the pavertrips and hurts his ankle.
Am I just on the blanket ashaving home insurance?
I didn't ask when I bought ahouse.
(21:53):
They didn't go like well, whoyou know, that I know of.
But, like you know, am Icovered for all my contractors
Just knowing that I have homeinsurance?
Speaker 1 (22:03):
I mean with that I mean you will have liability
coverage for that.
But you need to make sure thatthey have insurance because if
they trip on the job, thatshould be covered under workers'
comp insurance.
Speaker 2 (22:16):
Under their side, but if they don't, they're coming
at you.
Is that what you're saying?
Speaker 1 (22:21):
Yeah, and that's the importance of you needing to
make sure that they haveworkers' comp insurance general
liability.
It just depends on what job.
Speaker 2 (22:35):
CJ, you had a porch redone right your concrete uh, I
had you do some of the concreteokay, that guy was not insured.
I was talking about the, uh,the steps or whatever, didn't
you have?
Speaker 6 (22:47):
I didn't, uh, miss pauline.
Miss pauline did damn.
I'm thinking of the wrong house.
I would like to have some if,if you did.
Speaker 2 (22:54):
Now I, I remembered I did some kind of.
Speaker 6 (22:56):
I've always thought that if I hired a contractor to
do work and they hurt themselvesdoing the work I'm paying them
to do, that's their own ass.
Yeah, I feel like I did notthink that I was liable for them
.
Speaker 2 (23:06):
So you know how my sidewalk was fucked up out front
yes, did you know that I wasliable for them.
Speaker 5 (23:10):
So you know how my sidewalk was fucked up out front
.
Speaker 6 (23:13):
Yes.
Speaker 5 (23:13):
Did you know that I was liable if somebody fell and
tripped on that when it was allcracked up?
Speaker 6 (23:17):
Yes, I did know that.
But, that's different than.
Speaker 5 (23:21):
That's ridiculous.
That's county property Tell us,Megan.
Speaker 2 (23:23):
if we're wrong, it's not county property, our
property goes to the curb.
Speaker 5 (23:29):
Nah, I call it cap.
Nah, to the curb, correct nah Icall cat nah, the county put
that sidewalk in the countymaintains that sidewalk anyway.
That's true, megan right.
So if I were to, so if I wereto have like dug out that
cracked up sidewalk and replacedit myself and the county came
at me like who's technically inthe wrong, me or the county?
Speaker 2 (23:51):
what are you you talking about?
You do it wrong.
Speaker 5 (23:53):
No Like, say I were to take out all that concrete
from the sidewalk and I and Ipoured it myself Right.
Speaker 2 (24:00):
And like the County comes by and they're like.
Hey, that wasn't like thatbefore you know, yeah, well, now
you're improving it?
Speaker 6 (24:05):
I don't think I had somebody I paid out of pocket to
fix my sidewalk.
Speaker 2 (24:11):
But I will say Did you make sure he was insured?
Speaker 7 (24:14):
No.
Speaker 6 (24:16):
I took Miss Pauline got somebody and I was like can
you do mine too while you're?
Speaker 2 (24:20):
at it, and that's how that went.
Speaker 4 (24:22):
That's good stuff.
Speaker 6 (24:22):
But I do see that somebody walking along and
hurting themselves is differentthan me paying someone to be
here to fix something and theyhurt themselves while fixing it.
I feel like people would hurtthemselves on purpose just to
win lawsuits.
That was a thing back in theday.
Speaker 2 (24:36):
That was a possibility there was a few
years where people were doingthat and I think that the judges
eventually were like yeah, no,this is a thing we're not going
for.
The first 12 or 15 people thathits that judge, they're going
to be like oh yeah, youshouldn't, oh't, oh, this is a
thing.
Speaker 6 (24:53):
Jackpot yeah.
Speaker 4 (24:55):
Okay.
Speaker 2 (24:55):
That's how I feel like that works out.
So, megan, I have anotherquestion for you.
I know you have other things totalk about.
If I'm starting a smallbusiness and I have 10 people or
less because that's basicallywhere I'm going in my life at
some point how early do I needto have commercial insurance?
Immediately, because you'restarting a business, you don't
(25:17):
have any money to buy stuff.
Speaker 1 (25:19):
So typically let's say When's the time?
Let's say you start to trainyour employees before you
actually start the job.
You should have workers' compinsurance while they're training
.
I mean, I've had claims in fromclients that their employees
(25:41):
fall on their first day.
Speaker 2 (25:43):
Yeah, all of a sudden , they're not doing heroin
anymore and they're working, andthey are not normal.
Speaker 1 (25:51):
I'm sorry.
That's how life is, they, youknow it depends on the state too
, Cause I know, um, I think, acouple of states down South is
it Texas?
Oh, I'll have to look at everystate's different If.
If they have like fiveemployees or more, you're
mandatory for insurance.
(26:12):
So it also all depends on thestate.
So keep it under five.
Keep it under five.
I'm in Maryland.
Speaker 2 (26:19):
I'm not going far, no , I just thought how much would
it cost specifically not withyou, but in general.
What does the market cost for a10 person or less business per
year?
For a pretty good amount ofwhat the insurance you would
think that they need.
Speaker 1 (26:35):
It depends, because a lot of things are rated off.
Payrolls, really, oh, so youmake more money.
Speaker 2 (26:43):
The insurance brings more A million dollars per year
as opposed to a company that'sbarely raking in $100,000 per
year You're going to havedifferent insurance rates.
Speaker 5 (26:52):
Yeah, because you're not working as much right, yeah,
you can be, as much income ishigher.
Speaker 6 (26:57):
The amount you can be sued for is different oh okay,
it makes sense, I'm getting thatokay.
Speaker 2 (27:03):
No, I mean I've never .
When am I going to walk into acommercial insurance place and
start talking about this stuff?
Speaker 6 (27:08):
especially if you're an llc.
Speaker 2 (27:10):
I've had an LLC, I didn't have insurance on it.
Speaker 6 (27:13):
But was it just you?
Speaker 2 (27:14):
Yeah, I had one other employee who would steal money
from my money area On the truck.
You put it in that glasscompartment up top.
That's where you keep yourmoney right.
Speaker 6 (27:27):
Nice to know.
Speaker 2 (27:29):
Yeah, so I don't know .
We have some other things totalk about with Megan and it
involves how to talk to men andthat we have three men.
What, what's that, megan?
Speaker 1 (27:41):
This is not a topic, Not a damn it.
Speaker 2 (27:45):
Can I at least put my my attempt, Cause it was really
good that we had a really goodconversation over how, so we're
not allowed to talk about that.
This is all just insurance.
Speaker 6 (27:55):
I did have one quick question Do you do bonding as
well as insurance, or are thosethe same thing?
Because I think bonding is forlike ensuring the work that they
do versus insurance for painand hurting themselves.
Speaker 1 (28:11):
So it's funny you mentioned that because we did
have like a bond meeting.
Today we are starting to getmore involved with that.
I the only bonds that I've donein the past couple of years.
I think it's for residentialcleaners, okay.
Speaker 6 (28:30):
Yeah, like if they, if they knock something over
while in the middle of theirwork, the it's more like the
employee theft.
Speaker 2 (28:38):
I'm sorry, I didn't mean to insure for that it's.
Speaker 6 (28:41):
Insurance and bonding , I think, are slightly
different.
Speaker 2 (28:44):
This is cool, so like I'm working and someone steals
a 600 toll for me.
I can call megan and be likehey, I got a receipt, Something
was stolen.
Speaker 1 (28:55):
Correct.
I mean they do have liabilityfor if they break something or
damage the floors, but that'sjust the bond for employee theft
If one of my machines falls anddents a floor.
That would be under liability.
Speaker 2 (29:12):
Good, because I've dropped, dropped stuff.
I dropped a wrench on one ofthe brand new toilets that I was
putting into my, my house.
I was working, you know, rightabove it with a wrench.
I just fell out of my handright brand new toilet.
But anyway, yeah, tools thatthat shit happens on a real nice
hardwood, fully finished floor.
That's what.
What is that?
(29:33):
Four to five thousand dollarsto get it resurfaced oh yeah
yeah, I mean a big ding dash,something like that.
Yeah, that makes sense, I'mgetting it.
What else we got, miss Megan,for tips for other people?
Don't do something.
Speaker 1 (29:48):
Well, I know that State Farm we don't partner with
State Farm but I know a lot ofpeople have State Farm for their
personal business.
I mean personal insurance.
They had a rating from A downto B.
Have a mortgage, you're gonnahave to switch insurance
(30:17):
carriers because mortgagestypically have a clause that
they have to be insured with uh,an insurance company with a
rating of a.
Speaker 2 (30:22):
So oh, so they got rated down because they're not
covering what they're supposedto be covering in order to keep
the a rating yeah, that.
That makes sense.
So, like a good neighbor, stateFarm might not be there, it's
not there.
Might not be there.
And one Thank you.
I've been working on my sketchwriting.
Okay, so that's cool.
Speaker 6 (30:44):
Now I don't have State Farm, but if, let's say, I
did have State Farm, would theyhave to disclose that to me,
like send me a letter and belike, hey bro would they have to
disclose that to me, like sendme a letter, be like hey, bro,
we just hey, we're kind of here,we're just not really following
, we just got knocked down to ab.
So if they ask, we're an a, ifsomebody calls, make sure you
tell them we're an, a you needto get a new company or
something along like is, arethey?
Speaker 1 (31:04):
correct.
Speaker 6 (31:05):
Either they will or the mortgage company that you um
have your loan with well,that's nice to know that people
are just floating out there notknowing this information and
just being screwed If somethinghappens with their B rated
insurance company Interesting.
Speaker 2 (31:22):
That's cool stuff, so we're not allowed to go over
anything about boating.
No stories, megan, it's allinsurance.
We didn't just what.
Speaker 1 (31:33):
What stories about boating no stories megan, it's
all insurance, we didn't justwhat.
Speaker 2 (31:36):
What stories about boating I know I I wanted to
share the story of my lastpodcast.
I said that I had a 16 foot uh1960s cadillac boat.
That was my first boat.
You have been in that boat this1960s john boat that was not
restored in any way.
(31:57):
It was just this a hunk ofgarbage.
Megan got in the boat with meand we went and watched.
Did we watch fireworks in thatboat?
Speaker 1 (32:06):
yeah, I think we almost got ran over.
Yeah, it was a real tiny boat.
Speaker 2 (32:09):
I mean this thing, this thing was uh, john boat
mean.
Speaker 6 (32:12):
I've been in a John boat.
They're usually a bit wobbly.
We were drinking beers.
Flat bottom.
Speaker 2 (32:19):
Yeah, flat bottom.
Yeah, but it wasn't flat, itwas a V.
If you look at 1960s Cadillacboat, there was only one.
Speaker 7 (32:27):
It's right, there, you had the only one.
Speaker 2 (32:29):
I mean, there was one model that they did and they
have an image of you know.
It's like a sketched out imageof the exact thing and it has
like a windshield on there and asteering wheel.
I didn't have any steeringwheel.
Speaker 6 (32:45):
It was just an engine on the back that you held onto
with a stick Sounds sexy.
Speaker 2 (32:47):
Yeah, no, it was cool .
That was my first vessel, myfirst time going out on the
water.
Megan experienced that with me,did you like that boat?
It was fun.
It was fun.
You don't need to get a goodone, nick, just get a crappy one
, yeah.
Speaker 5 (33:04):
Just go out on his and just get a motorcycle first.
Speaker 2 (33:09):
No, I'm just trying to.
What was the other question Iwas going to ask?
I have something written downfor Megan.
Where's my book?
Oh, I'm just trying to.
What was the other question Iwas going to ask?
I have something written downfor Megan.
Where's my book?
Oh, I texted it to you, it'sprobably downstairs.
You don't have to say it, I'mgoing to ask you that question.
Oh, I know what it was.
Okay, do you want to ask thequestion CJ?
Do you want to ask Megan thequestion of?
I normally do an interviewquestion, which what is it is?
(33:33):
What one thing would you change?
Speaker 6 (33:36):
I've never heard you ask that.
I've asked you that.
Speaker 2 (33:38):
Well, what one thing would you, would you change in
the world if you could?
Okay, what was your?
Speaker 6 (33:44):
answer cj.
Uh, my answer had to do withthe 24-hour news cycle, if I
remember correctly to get rid ofthe 24 shut that down, make
people chill out a little bitmore.
What?
Speaker 2 (33:55):
one thing in the world could change in your life,
Megan, and we're sharing thiswith the world.
If one thing could change in alarge thing, you had a magic
wand.
What would that be to make yourlife better?
Speaker 1 (34:10):
I think more kindness , I think if everyone was more
empathetic it would lowercorruption, depression, uh,
greed and poverty, just improveoverall life so how?
Speaker 2 (34:23):
how could the population do that?
What would one thing thatpeople could do differently?
Is it to show you that they arekinder.
Just don't be a dick somewhere,or what Like.
What is the kind Drill into it?
Speaker 1 (34:39):
I feel like everything's getting so
fast-paced and people have lesspatience and everybody just had
more kindness, and you know.
Speaker 2 (34:51):
I mean I open the door for other people and I hold
the door.
Speaker 7 (34:55):
So chivalrous.
Speaker 2 (34:56):
I'm just like what could I do in my you know?
Just be more kind.
So give people more margin oferror, let them be a little bit
you know you might not be theperson or people she's talking
about.
No, I'm pretty sure I havedefinitely talking about that
Exactly.
Speaker 7 (35:10):
No, I'm pretty sure, I have definitely talking about
that.
Speaker 2 (35:12):
Exactly.
No, I'm just saying, but, like,if I'm talking as people are
listening and they're hopefullyengaging with what we're
discussing, so they're thinkingwhat is what do they mean?
You know, what is it?
The people that are driving andrunning you off the road, is it
?
What is it that's bothering youabout the kindness off the road
?
What is it that's bothering youabout the kindness?
Speaker 1 (35:34):
I mean, it's not anything in particular Okay.
Speaker 2 (35:38):
I didn't know, if you were like somebody screamed at
me when I did something wrong.
Speaker 1 (35:43):
No, I just.
You know, everybody says worldpeace and you know stuff, so I
figured more kindness.
Speaker 2 (35:52):
That's good.
Speaker 6 (35:53):
Give Pease a chance.
Speaker 5 (35:55):
Larger folks saying that it's a thyroid issue,
saying that they're heavier.
You said if you were forced tonot eat enough and to start
starving and continue to starve,forced to do labor and starved
more you lose would you?
(36:16):
Or would you look just likeeveryone else?
Speaker 2 (36:18):
would skin and bones motherfucker is what you wrote.
I wrote skin and bonesmotherfucker.
Speaker 3 (36:23):
Like I don't know what you're saying is it's okay
to be overweight it's okay, it'shealthy.
Speaker 5 (36:28):
Sometimes labor yeah, you would skinny.
Speaker 2 (36:30):
I'm not going against everybody in the world.
I feel like if everyone were tostarve down and be uncertain,
everyone would turn into askinny person eventually.
Speaker 5 (36:41):
Yes and no.
Is that true.
I mean, metabolisms aredifferent.
Speaker 6 (36:44):
I do think that there are real thyroid problems that
can cause weight issues.
I think a lot of peopleprobably blow it out, don't add
that out of proportion or blowit.
Speaker 2 (36:55):
Oh yeah, yeah, I mean , that makes sense.
What is megan?
Any thoughts?
Are we do we still have meganin studio?
Speaker 1 (37:00):
oh I mean, I agree, I think there are people that
have thyroid issues, but I alsothink the food that we have so
much preservatives and crap thatlike isn't healthy for us to
you know, eat.
Speaker 2 (37:18):
So yeah, we gotta eat something we're supposed to
like raise our own lobsters likeI don't think lobsters is what
she's talking about.
I know oh, that's a naturalfood, you know, it's actually
not bad.
I've got a fish tank nick.
Speaker 6 (37:31):
Yeah, lobsters you could raise lobsters in this
fish if I made them.
You realize, lobsters are likeyears and years old before I
mean these fish are years oldyou could raise his own lobsters
if he wanted to, but then hewouldn't want to eat them
because they'd be his babies.
Back to my statement of of uh.
Speaker 2 (37:49):
What was the last line I wrote?
Speaker 4 (37:51):
skin and bones, motherfucker.
Speaker 2 (37:54):
That's what I wrote on my note, that's whatever.
That's what I did and I sent itto nick or no.
Speaker 6 (37:58):
I just showed it to him.
I think if you were to actuallyhave nothing in other than
vitamin supplements, water tomake sure water and vitamin
supplements because you willjust die.
Speaker 2 (38:07):
We all get skinny.
Speaker 6 (38:07):
I'm not saying that I'm skinny I do think that they
would lose weight, even with athyroid problem, even with a
thyroid would lose weight.
Speaker 2 (38:15):
So that's, I don't know.
I don't know.
Somebody sent me a photo ofsomething disgusting and gross
walking around in the world andI was like God, that's a choice,
Right?
I mean, why can't we say thatthis is free speech, right?
Speaker 6 (38:32):
Yeah, everything's free speech.
The government can't come afteryou.
It's a choice.
Speaker 2 (38:37):
It's a choice to look like that.
I had to see that, but anyway.
Speaker 1 (38:42):
I mean this conversation after I said more
kindness in the world, right.
Speaker 2 (38:48):
I said what, specifically what?
And you didn't say don't makefun of people that are visually
unpleasing.
Speaker 5 (38:55):
Just be kind to them.
Speaker 2 (38:56):
Yeah, I don't know.
Man, Megan, say adieu to Nick.
We're going to get one moreinsurance tip.
You probably have 40.
How are you going to do that?
Nick's leaving with the phone.
All right, Megan, hit us withan insurance tip.
You're still on the clock.
For three minutes You're zeropaycheck.
I said 8 o'clock.
Speaker 5 (39:16):
I'm looking at the clock it's at 7.57,.
Motherfucker, I'll give you 45seconds.
All right, megan.
Speaker 2 (39:20):
One more tip on insurance.
Speaker 1 (39:22):
I guess one thing that I commonly see, not on
personal insurance endorsementsfor sump pumps if your home or
personal property in the eventof a water damage from some pump
drain or sewage overflow, sothat's a common endorsement that
is left off.
(39:42):
Yeah, I don't have that?
Speaker 2 (39:43):
I don't think yeah, so I mean I didn't tell him.
I want that I don't rememberdefinitely.
Speaker 1 (39:50):
I mean I'll look at your policy to see, but I highly
suggest that because we see aton of those claims.
Speaker 2 (39:56):
I would love for you to see my insurance policy.
That is great.
I don't know why I went overand had dinner at her house with
a light on her ceiling and,yeah, I should have brought my
insurance policy.
Speaker 6 (40:06):
Because when talking about sewage, shit happens.
No, yeah.
Speaker 2 (40:12):
Can it happen from the second floor?
Yeah, and then just come downthe steps it can't.
Is it covered, megan?
Am I covered?
Yeah, you're covered in shit,if once okay, we're gonna fix
all that.
Speaker 6 (40:23):
But you're not with all of this, you're not covered
from water coming from outsidein.
That's a whole separateendorsement, if I, if I remember
all right, well, we're gonna,we're gonna to have my.
Speaker 2 (40:33):
We're going to go over that.
So, thank you, megan.
Bye, nick.
Speaker 5 (40:37):
All right, goodbye, megan.
We're going to have to hang upbecause when Nick leaves the
phone, leaves.
Speaker 2 (40:40):
Bye, megan, we'll talk to you in the future.
Bye, okay, Bye.
I want to get.
This is Judd Rizzo, our metalmaniac on the street.
I just sent Judd an image.
Okay, so I want you to tell meI was tasked with building a
shed.
I started yesterday.
Speaker 7 (40:56):
All right, hang on, I'll put you on speaker here.
Let's see what Dan.
Speaker 2 (41:01):
Speaker.
Speaker 7 (41:02):
Dan sent me.
Oh, that looks good.
Speaker 2 (41:05):
Hell yeah, I did it all by myself.
It's 7 foot by 10 foot.
It's frames I built.
Speaker 7 (41:14):
Is it supposed to be crooked like that?
Yeah?
Speaker 2 (41:17):
You're such a jerk.
Speaker 7 (41:20):
It's not crooked.
Come on Wait.
It looks lower on the left-handside.
Speaker 2 (41:24):
You're the worst.
I love it.
It is radio, it's not lower, itis perfect.
It's a lean-to.
It's a lean-to Wait lower.
Speaker 7 (41:34):
It is perfect.
It's a lean to.
It's a lean to wait.
I assume you made it lower onpurpose on the left hand side so
you wouldn't have a standingwave when you record it in there
.
Speaker 2 (41:38):
Yeah, yeah, that's what it is.
It's all about the recording.
You're such a metal maniac.
We were talking earlier and yousaid uh, what was it you said
about the?
You're like when, when I hear abeat.
Speaker 7 (41:51):
What I said was Dan, thank you for bringing me a
double bass pedal for mynine-year-old's drum set.
Speaker 2 (41:58):
Yeah, your nine-year-old has a $280
freaking bass drum pedal now.
Speaker 7 (42:02):
So I could go.
Speaker 2 (42:08):
And then I show up at Judd's house, I install this
double bass drum pedal and I didmost of what Judd would want to
do with a double bass drumpedal.
I did with one foot.
Well, you know, come on, youwere blown away.
You were like what I was.
I had my left foot outside ofthe drum set and I'm like I was
very impressed.
Speaker 7 (42:29):
Yeah, I was like wait a second.
Speaker 2 (42:34):
I said you're using double bass for that right.
Speaker 7 (42:35):
I was like no, I'm just using my right foot here,
watch.
I was like wow.
Speaker 2 (42:41):
Yeah, you got to start on the bottom of the pedal
, work your way up when you'rerolling.
Speaker 7 (42:48):
So that's what Dan.
So I've never played drumsbefore in my life, and the first
month I played drums this iswhat Dan is going to teach me is
how to play A double bass drumpedal.
Speaker 2 (42:57):
I literally my student I have now I literally
remove the double bass drumpedal because he gets so
distracted.
Right, that is not a thing thatpeople use normally.
I know, but I know, and Itotally get that, I know and I
totally get that, what we'rereferring to is two pedals, one
on your left foot, one on yourright foot, and they both do the
same.
Speaker 5 (43:17):
Note on the bass drum .
Speaker 7 (43:23):
So you can literally use both legs and go.
But, dan, wisely, instead ofsaying, judd, I'm not doing that
, you need to learn all thissingle bass stuff first.
Speaker 2 (43:31):
You wouldn't shut up about it.
Speaker 7 (43:32):
I'm not doing that you need to learn all this
single bass stuff first, youwouldn't shut up about it.
Dan wisely understands thatI've been playing guitar for 48
something years and when I andI'm a musician, and I at heart,
and it doesn't matter, and Ihear stuff in my head that I
need to, I need to get out of mysystem.
So that's why you brought thedouble bass.
(43:53):
Even though you know a kid, akid at eight, nine years old who
wants to learn drums, you wouldnever do that Right.
But somebody who's you know,over 48 years old, you know, and
he says I want to play this onthe drums and you say, well, you
need a double bass pedal forthat, or?
Speaker 2 (44:05):
whatever, the stuff that you like to do is the roll.
It's a, it's like a 16th noteroll.
As you get towards the snaredrum hit in the standard beat
boom, bop, brum, brap, yeah,something like that.
Boom, brap, bap, bap, bap, boom, boom, brap, you like it's like
(44:25):
a polka beat on it.
If you like polka, you shouldgo to, you should was it the
dutch no, no, no, it's, it's notthe.
Accordions are hot right.
Speaker 7 (44:36):
Like that punk.
That's why I can't stand punkmusic, ska punk.
Speaker 2 (44:39):
Ska punk.
I used to like that.
I had an album calledSkarmageddon.
Skarmageddon, I think it was.
Skarmageddon was a bunch ofdifferent ska hits and there was
a volume one and volume two wasa bunch of different.
Speaker 4 (44:53):
Ska hits and there was a volume one and volume two
and, if you like Ska, if you,want to get into some stuff.
Speaker 2 (44:56):
you hated it.
I played it for you.
I've had it since.
Somebody gave it to me when Iwas like 16, 17.
And I still have the CD both ofthem and they're playing stuff
like Mr Smiley.
And if you're into Ska, it'sgood stuff.
Speaker 7 (45:14):
Judd will not listen to it.
I, I'll give it a shot.
I tried, so yeah, I'll give ita shot.
Speaker 2 (45:22):
Okay.
Speaker 7 (45:23):
So to talk about something.
Speaker 2 (45:24):
Oh, four minutes and 55 seconds, you've got three
seconds left.
I'm sorry I didn't give you aAll right.
Speaker 7 (45:29):
Listen to Chris Daughtry his new.
We're out of time.
Speaker 2 (45:33):
Yeah, chris Daughtry, okay, good stuff.
New single yeah, chris Daughtry, okay good stuff New single.
Yes, yep New single.
Very hot, very nice.
Speaker 7 (45:42):
I'm going to play you out, Judd.
My favorite country song isChris Daughtry's new song.
Speaker 2 (45:47):
Metal Maniac in the Street.
Thank you, Judd.
Speaker 5 (45:49):
It was great having you on.
Ba-da-ba-ba-ba-da-ba-ba-ba-ba-ba-ba-ba-ba-ba-ba-ba.
Speaker 3 (45:58):
I'm sitting at a bar.
Speaker 2 (45:59):
I was going to say it sounds like you're in a stadium
, that's cool.
What are you up to, dude?
I haven't heard from youforever.
Speaker 3 (46:06):
I know I'm sorry.
It's been crazy.
I'm going up to Pennsylvanianext week.
Speaker 2 (46:10):
Pennsylvania.
Speaker 7 (46:12):
What's in?
Speaker 2 (46:12):
Pennsylvania.
Speaker 3 (46:12):
Something.
Yeah, it's a job.
I'm going up there for aninterview.
Oh, that's cool.
What part do you think?
Speaker 2 (46:20):
Harrisburg, yeah it's a job.
I'm going up there for aninterview.
Oh, that's cool.
What part do you think?
Speaker 3 (46:24):
Harrisburg.
No, it's close to theuniversity.
It will be at the Penn StateLaboratories, so it will be
close to the university up there.
Speaker 2 (46:33):
That's neat.
Yeah, is there anything youwanted to say to the audience,
because you haven't talked tothem forever.
I want to keep you alive.
Speaker 3 (46:44):
It's just me and you.
Speaker 2 (46:52):
I wanted to say, you know, chase the Northern Lights
you know.
Speaker 3 (46:54):
And so chase nothing, chase nothing, chase nothing,
exactly, especially not women.
Speaker 2 (46:58):
Not women.
Are you going gay now?
What Are you going gay now?
Speaker 3 (47:04):
what are you going gay now?
Speaker 2 (47:12):
only for them only for me.
Speaker 3 (47:13):
Yeah, I wish I could go gay.
I mean I would have so manyother options I could go with
wow, but I mean none of themwould do what I would do.
Speaker 2 (47:18):
Well, no, you would be one of them.
You'll be the.
You know, you'll be my numberone choice, of course.
Speaker 3 (47:22):
I feel like if we ever did that, if you and I ever
decided okay, then we wouldjust have a big party.
You know what I mean.
If you're going to do it,you've got to go big.
Speaker 2 (47:34):
I don't know.
I don't want to dream anyfarther into this.
I want to end this segmentimmediately and it was funny for
like three seconds and we'redone.
Have you been doing any flyingof quadcopters or drones
recently?
Speaker 3 (47:48):
I have actually a decent amount.
Speaker 2 (47:51):
And I have stuff to show you.
Yeah, what's your vehicle ofchoice right now?
Speaker 3 (47:56):
Actually a ultra lightweight the nylon flying
wing design that I was, uh, Ihad drawn up before the nylon.
Speaker 2 (48:06):
Is it based off of the inflatable flying wing
design that you and I came upwith?
Speaker 3 (48:12):
I think that if you went inflatable you gotta go big
, you know.
Speaker 2 (48:15):
Yeah, yeah, so I actually To make it worth doing,
you know.
Speaker 3 (48:20):
I, I did, I did a little bit of research and, um
so, even really before dropstick technology really took off
, like the idea of it, um, theus marines actually had
inflatable manned aircraft thatthey use in vietnam oh, nice,
easy to transport.
Speaker 2 (48:39):
that's what that was the inflatable idea for me, yeah
.
Speaker 3 (48:43):
They say the biggest issue with it is obviously
inflating it in the field.
So like people had issues withthat.
Speaker 2 (48:49):
Oh, you can't just blow on it.
Yeah Well, I mean it's a whole.
Speaker 3 (48:55):
Like the thing is huge compared to like.
Also, like the amount ofpressure you need is like crazy.
Speaker 2 (49:01):
I don't know the inflatable subboards that all of
this idea came from was.
They're like 14 PSI.
Speaker 3 (49:08):
Oh, stand-up paddleboards, Sorry, yes, you're
right, that is where it allcame from originally, I think
the more I've looked at it like,the more I've realized how much
of this is like actually beingutilized, but not really at a
drone level.
That's the interesting bit.
Speaker 2 (49:23):
Yeah, that's why I wanted to move land and water
into drone.
That was my idea.
Speaker 3 (49:30):
That's what you and I came up with.
I guess I like the nylon wing.
You're going to like that too.
Right now, I'm focusing onmaking it more modular.
Speaker 2 (49:36):
So is it nylon, just nylon, nylon that's flat, or is
it nylon with stuff inside?
Speaker 3 (49:43):
I'm thinking of it, the way that I view it is like a
paraglider, yeah, like a kite.
Speaker 2 (49:48):
Yeah, paraglider, that's the best Okay.
Speaker 3 (49:50):
Exactly, then ultimately, the dimensions of it
match that of a flying wing,even though it has a separate
tail and boom.
It just means that it's smallerand more.
You can take it apart easier,and I think the goal is to put
it all on a backpack.
Speaker 2 (50:05):
Yeah, yeah.
So you and I originally a longlong we're talking two, three
years ago came up with thethought of it's not original to
us, but creating our own RCremote control paraglider, our
own RC remote control paraglider.
Okay, so the paraglider ideathat you and I came up with
earlier, about two, three yearsago, we never got to because we
(50:28):
had an issue with making theparachute.
So I'm going to task you withMr Conner coming back next time
I see you with your bestparachute for an RC that can
parachute something like one ofour electric motors pushing I
think that's a good idea andI've already been looking up a
bunch of these parachute designsalready.
Speaker 3 (50:51):
It's crazy.
It's like they're really good.
I've been wanting to implementa few, but like I take it one
step at a time.
But I'd be happy to putsomething together.
Worst case scenario we put iton something, build a little
door and have it come out of thesky via parachute.
I think that would be fun too.
Speaker 2 (51:08):
Connor, I have an announcement for you, and this
is an announcement not just forConnor, but for everyone
listening.
I am now a co-owner of athree-dimensional printer, the
Ender 3 Max, and I wanted to askConnor's opinion or view on how
cool that is.
Speaker 3 (51:28):
First of all, I think that that's the coolest thing
I've heard all day.
Yeah, I've been wanting to buya 3D printer for like forever
and then, additionally, like,the amount of stuff that we
could make with it is going tobe insane.
Speaker 2 (51:44):
Yeah, there's a thing called the Rocktopus.
It's an octopus with the Dwaynethe Rock Johnson's head on it.
That's what we're making.
That's what really sold it tome.
Speaker 3 (51:56):
I mean it's the right way to go for the first print.
I mean obviously.
Speaker 2 (52:01):
My buddy Will, I said it's the right way to go for
the first print.
I mean obviously my buddy Will.
I said where's my rocktopus, myrock the rock?
It's just Dwayne the RockJohnson's head sitting in the
middle of an octopus.
It's freaking awesome.
Well, I'm going to call youagain, or maybe call me later
when you're not inside ofsomebody's football game.
Speaker 3 (52:24):
Inside of somebody's mom.
Absolutely Good one I couldn'tthink of anything off the fly.
Speaker 2 (52:29):
Call me again when you're not at a stadium.
It is bad, it sounds.
All I hear is like forks,knives, people laughing.
It's good, it's not awful.
It's not like you're like yo,yo, yo, no matter.
There's good, it's not awful.
It's not like you're like yo,yo, yo, no, what is it?
There's nothing bad happening.
Speaker 3 (52:44):
It's the ambiance yeah, I don't want to piss.
My career is a good ambiance.
Speaker 2 (52:47):
Yeah, I like the ambiance too, but I don't want
to piss people off.
Well, actually, right now it'scompletely silent.
What I did was I have abacktrack, as if you're in a
restaurant, just to give ussomething to talk about.
Speaker 3 (53:03):
I would never do that .
This is awful.
We're gonna hang up here.
Speaker 2 (53:04):
I'm actually sitting right next to dan yeah, you're,
he's in the room, hi, connor.
Speaker 3 (53:08):
Oh, stop touching my leg I almost said something bad,
all right hey, I'll talk to youlater, connor.
Speaker 2 (53:16):
I thanks for answering.
Uh, this was a test, anemergency test of the Dan's
phone system podcast.
Speaker 3 (53:24):
I love you Dan.
Speaker 2 (53:25):
I love you too, Dan Bye.
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