#428 Should We Scrap Student Loans If They Stay?

In this episode, Niall asks: Should Ireland scrap student loans for graduates who stay and work here for ten years?

The government recently confirmed there will be no cut to college fees, leaving many students and families struggling with the high cost of third-level education. One idea suggested before is to let students borrow the full amount for fees — but if they stay and work in Ireland for a decade, the loan is wiped.

Some callers supported the idea, saying it would keep skilled graduates like nurses, engineers, and teachers in the country. They argued it rewards young people who commit to giving back and helps families who can barely cover rising fees.

Others disagreed, saying the plan is unfair on taxpayers who would foot the bill. They felt a free degree for staying puts students ahead of other workers who also pay their way but get no such benefit. Some said the real problem is not fees, but the high cost of living that drives people abroad anyway.

As Niall points out, this is not just about student debt — it is about how to keep Irish talent at home and whether the State should give graduates a reason to stay.