April 4, 2026 • 24 mins
In this episode, Ryan Garland shares a strategic breakdown of how investors can navigate today’s volatile market using data-driven real estate opportunities.
Drawing from his experience managing a distressed asset fund and operating through previous downturns, Ryan explains why capital preservation, risk mitigation, and smart positioning are more important than ever.
He walks through two current investment opportunities from Paradyme Companies:
- Barn Caves — A multi-use, mixed asset development in Lake Havasu combining residential living with high-demand RV/boat storage and a revenue-generating wellness facility.
- The Flats — A centrally located townhome project designed for shorter-term returns and strong buyer demand.
Key topics covered:
- The real impact of current global and economic volatility
- Migration trends and the rise of lifestyle-driven real estate
- Why baby boomers and IRA capital are reshaping investment demand
- The explosive growth of boat/RV storage as an asset class
- How vertical integration and low/no debt structures reduce investor risk
- The role of health & wellness in modern real estate development
Ryan also explains Paradyme’s phased development model, projected returns, and how investors can structure their participation for both cash flow and long-term asset ownership.
This episode is designed to give investors clarity, confidence, and a framework for navigating the next 10–15 years of wealth-building opportunities.
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Episode Transcript
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SPEAKER_00 (00:20):
Hey guys, I'm sitting here in my latest and
greatest Family Office Healthand Wellness Center.
And I wanted to share with you,I'm going to go a different
direction with some of mypodcasts.
I think I want to talk a littlebit more from a solo side, not
just continue to bring people onand interview them and their
backgrounds and what they do.
But I think it's reallyimportant, given the volatility
in the market, that you guysunderstand what we're doing and
what we're seeing to navigatethe waters.
(00:41):
For those of you that don'tknow, in 2008, I cut my teeth in
the distressed asset market andI currently manage a distressed
asset fund, which is ultimatelya$100 million debt fund.
And I have taken back over 15%of my portfolio as distressed
assets and I'm repurposing thoseas we speak.
That is a massive conversationpiece because there's a lot of
(01:01):
PR out there that's not beingpushed to let you know exactly
where our economy actuallystands, and it's not being
noticed or projected in theworld.
I'm gonna bring you guys reallife data that you guys can use
this as an educational platformto navigate the waters and where
you want to invest, where youshould spend your time, how to
navigate, building wealth foryour family, how to hand that
(01:23):
over to your family, taxes,locations, migrations, spending
habits of boomers, health andwellness.
I'm gonna go over all of thelargest items that are gonna be
the most impactful assets in thenext 10 to 15 years.
So I'm gonna give you guys asmuch information as I possibly
can and then what it is we'redoing to navigate these waters.
So I hope you guys can comealong with me.
(01:44):
I hope there's a benefit foryou, and this will be a uh
something that you can reallypollinate into your family.
So I'm looking forward tosharing more with you.
Hi investors, my name is RyanGarland.
I'm the founder and chairman ofa private equity firm called
Paradigm.
And I'm gonna give you kind of arundown on both offerings that
we have.
And I actually have a third onecalled the SIF, but we'll talk
about that here in a bit.
But one of the things that Iwanted to do by sharing this
(02:06):
video with you is kind of sharewhere we came from, where we are
now, where we're going.
And I think that's reallyimportant with all the
volatility in the market today,which I believe is what's the
31st.
Um, and you know, we now haveboots on the ground when it
comes to, you know, what's goingon in Iran.
And I think there's a really bigmislead on what's happening in
the world and how that's gonnahave a direct impact on your
(02:27):
wealth.
But you need to positionyourself to, in essence,
withstand that turmoil and tryto ride that wave through
because it's not a matter of if,it's when it ends and what's
that mean for you when you'rewhen you're primed and you're
positioned.
So I'm gonna give you two uhofferings that we're raising
equity for today.
One's called the barn caves,another one's called the flats.
We're doing marketing for both.
(02:47):
So you may have came in throughone of those uh portals, whether
you saw the flats or the barncaves on some sort of social
media, meta, YouTube, what haveyou.
We're trying to build awarenessfor raising equity for these two
projects.
I'll start with the barn caves.
And I'm gonna kind of talk yourear off.
So bear with me because I thinkthis is important for you to
know all of these things thatwe've created so you can
(03:07):
understand how we navigated theuniqueness of migration trends,
uh, spending habits, babyboomers wealth, healthcare, all
of these things have topollinate on decision making
regarding the investmentstrategy on the barn caves.
Now, I'm located in Lake Havasu,Arizona, which in my opinion is
one of the most desiredlocations on the West Coast for
(03:28):
retirement.
Mostly baby boomers are allcoming out of first responders,
Southern California, but it'snow becoming a beacon for people
all over the country, fromsnowbirds to just lake life and
recreational.
Clearly, what happened with the2020 uh pandemic, people were
just getting driven out here,like and by the loads because of
the lockdowns that werehappening in California.
(03:49):
But that momentum kind of stuckwith people spending time with
their families, people realizingas inflation, you know, started
kicking off, rates hikes startedin 2022, cost of living was
going up, taxes, the list kindof goes on.
A lot of boomers were gettinginto a position where they
didn't want to put their head inthe sand like 2008 and allow the
(04:09):
uh GFE situation to impact yourwealth.
So people are becoming morebullish and making decisions
faster than they ever hadbefore.
And a lot of people are kind ofgoing into the retirement, which
by the way, the baby boomers'middle of the retirement age is
in 2033.
So we still have another eightmore years before we're in the
middle of that retirement uhgeneration.
(04:31):
With that said, people have alot of 401ks converting to IRAs,
and those IRAs are one of themost popular investment vehicles
to mitigate taxes.
And I'm sure most of you knowhow that works.
Most of our investors arelooking at vehicles to
accumulate more wealth, notnecessarily looking for cash
flow, but how can they outpacethe cost of inflation but
(04:51):
position themselves where theycan start acquiring assets and
cash down the road when they'reready, whether it's full
retirement, their spouseretires, but they're positioning
themselves in a community thatis focused on healthcare.
The cost of living is low.
It's amongst friendspolitically, let's not, let's
not, you know, bullshit.
And I think it's reallyimportant that you understand
that we look at things from aperspective of what people
(05:15):
really want, safety, and howyou're going to be able to pass
over that wealth to the nextgeneration, whether it's your
kids or grandkids or what haveyou.
And I'm in that same boat.
So right now, our firm is set upwhere we can acquire assets,
manage everything in-house froman asset management and
protection.
And then we go and develop theproject.
So we're more verticallyintegrated than most operators
(05:36):
or even private equity firmsthat are specific in a sp in a
niche or an asset class.
So let's stay on the barn cavesfor a second.
So the barn caves is a multi-useproduct.
So it's in essence a uhmixed-use asset class.
You have 93 units of townhomesthat are detached single family.
The units are 10 feet apart, andthese are three-story products
(05:57):
that are pitched roofs like barndominum.
So you also have the largergarages on the bottom and what
we call man caves, because wejust got done building paradigm
storage, which right next dooris 225,000 square feet of boat
and RV storage man caves.
Excuse me.
So what people are looking forare asset classes that they can
(06:19):
invest into, get 1031 exchange,focus on bonus depreciation, but
they love having that largegarage where they could put all
their toys.
And in Lake Aviso, that's allthere is out here.
You got the boating community,you got the Razor community, the
off-road community, and you havethe golf cart side, you know,
things, you have, you know, uhuh what the jet skis, you just
(06:39):
have just a plethora of toysthat people want and they need
the space to park their toys.
So when you look at the datasupporting the uh boat and RV
storage product, that's one ofthe fastest growing asset
classes for investors, not onlybecause the strike price is so
low from a 1031 exchangeexample, the lowest you know,
(07:01):
purchase price is$125,000.
So you can get into somethinglike that with no maintenance,
you don't have to deal withrentals and you know, regular
residential rentals, but youhave a box that you're renting
out where you invest, you know,$125,000 and you're renting it
to somebody who has amillion-dollar asset in there,
or a coach RV, or a reallyexpensive boat that are going to
make their$650 payments permonth, right?
(07:23):
So your cash flow is consistent,you don't have as much turnover
like apartments or residentialrentals, you don't have nearly
as many moving pieces where youhave to fix as a owner or a
landlord.
So that is a very, veryfast-growing asset class.
But Lake Havasu is the mecca forboat and RV storage and man
caves.
(07:44):
And I won't bother you or bugyou as to how why that is, but a
lot of it has to do with justthe more bang for your buck when
you go from Vegas, California,um, Phoenix, and Scottsdale down
to you have the lake life, youhave all of these other things
that you can actually have funhere, along with uh um uh what
do you call it, mechanics, andyou have all of those things for
(08:07):
pretty much every uh RV type,boat type, or what have you.
So this is kind of that hub forpeople to travel to and kind of
enjoy their outdoor lifestyle.
The barn caves, though, again,is 93 units of townhomes with an
RV garage at the bottom.
The second story is the livingspace, which you typically have
two or three bedrooms becausethese are four and three bedroom
(08:27):
options.
The second floor is two to threebedrooms, with each bedroom has
its own bathroom and a powderroom for guests, along with your
uh kitchen, your laundry room, aliving room, and a patio
overlooking uh the largerdriveway and over the RV garage.
And then your third floor is amaster suite, separating all of
the rest of the living space toyour master suite.
(08:49):
Your master suite actually hasmore of a private uh deck out
the back.
And then you also have more ofthe European style finish work
from uh bathrooms, showers,flooring, what have you.
And we'll go ahead and give yousome renderings for
consideration as well or to lookat.
Uh with that said, you'relooking at 93 units of
townhomes.
This is a six-phase project.
(09:10):
The very first phase is thegymnasium, which is ultimately
the community center with theresidential.
Now I want you to sit back andthink about this for a second.
Any residential out here in thedesert needs to have a pool,
right?
So if you have a community of 50homes, 100 homes, whatever have
you, you need to have a pool.
The pool is a must during thesummer.
(09:30):
For insurance, it's much cheaperfrom a builder's risk policy,
from a construction managementside, all the way down to what
the insurance policy will be forthe end user or the homeowner
when it's time for them to takeownership of the home.
But in regards to the gym, whatwe decided to do is very similar
to like the lifetime fitnessmodel.
Lifetime fitness, if you thinkabout the big gyms and like high
(09:51):
dense areas, they by trade areactually multifamily builders.
They actually started buildingmultifamily homes and then they
would, but they like primarymarkets.
And what they realized is that alot of the larger gyms, like the
EOSes, the uh LA Fitnesses, theLifetime Fitnesses, were getting
all of the energy in that highdense area is because
communities like to cometogether and go to those types
(10:13):
of spaces, but there's also moreamenities in those spaces.
You got cold plunges and you gotpools and you got a lot more
equipment, what have you.
So it's just a nicer productthat people will go to.
So if you are buildingapartments and those apartments
also have a little fitnesscenter, that fitness center in
those areas won't really be busyand you have a pool that won't
(10:34):
be used because those thecommunity, the residents are
gonna go to the gym across thestreet and they're gonna use
that because they like thatenergy, they like the community
component to it.
So that changes absolutelyeverything from a maintenance
side, from a cost, and you'relosing uh rentable space.
So, as a builder, a developer,you want to get every inch to
(10:56):
generate income.
And if you eliminate a pool andyou eliminate a little fitness
center that nobody uses, you canbuild more units, generate more
cash flow, create moresustainability, and the
likelihood to scale yourbusiness goes up.
But what they did is theyrealized that that community
center makes no money.
So if you're able to build a gymthat's open to the public, and
as most of you guys know,commercial real estate is based
(11:18):
on income approach.
What can that commercialbuilding generate in income,
which will give you value on thebuilding?
Now think of it this way (11:24):
if you have a residential community and
you have a little fitness centerand a pool, it's just an amenity
to the residents.
It's just a selling feature.
And it's a cost, right?
And it has to be spread out tothe HOAs.
You have to maintain it, youhave to get insurance.
And by the way, out here in theheat, these insurance carriers
know they're not stupid.
(11:45):
They're getting smarter.
They know people get drunk andthey bump their heads and people
get sued, which now means theHOAs get sued.
It's a big ordeal.
So what we did is we separatedthe community center from the
residential, which now we openup the community center to the
public and we generate incomenow, which gives us value to the
building.
So instead of that buildingbeing built and having no value
(12:07):
and just being a cost to theproject, and then the management
and maintenance of it has to getpawned off to the HOAs and to
the unit owners, along with allthe liability.
We removed all of those aspects,opened up a larger gym, making
it much more desirable for theoverall community to come and
join.
You're gonna generate income.
(12:28):
That building now has value,which mitigates risk.
It's it's the income's gonnamanage the building, which is
not sitting on the HOA balancesheet for the residents.
And then you have your owninsurance policy to cater to
that, which removes theliability.
When you look at it from thatperspective, that right there
has been one of the largest,most desirable features from an
(12:49):
investor is always managing riskand not just risk on the exit
and where the world is going.
Managing risk throughout theprocess of development and how
you're structured to make surethat our investors are secure
and we're mitigating as muchrisk as possible.
So, with that said, that's thephase one of six phases.
After that phase one starts,which we're about a month or
(13:11):
month and a half out.
So, by the way, this is thebeginning of April, is when this
video is shot.
Within the next few months,we're gonna get the final
approvals for the residentialand we're gonna start the mass
grading for the residential.
So we're getting ready to pullthe permit for the gym.
So we're that close.
So if you as an investor areseeing this video, it may be too
late to invest, but it is alsoearly on, and we're a lot
(13:32):
farther along through the riskprocess of entitlements and
planning.
So if you get in now, your riskis lower.
With that said, our first phaseof the residential, we're
shooting for July, but we haveto do all the masquerading
first.
Mind you, this is on 18 acres.
So three acres is where thegym's gonna be with a parking
lot.
(13:53):
We have pickleball courts, wehave a pool that's designed,
it's designed like aDubai-inspired design pool like
Club Drift in Dubai.
So if you want to take a look atthat or Google that, you'll see
it's one of the number one beachclubs in the world.
And it's pretty funny becauseit's not a complicated pool,
it's just a big rectangle pool.
We're just making it lookexactly like that and using the
(14:14):
PR for marketing.
So it's taken root, as you canimagine.
But it's a really cool kind offeature to bring to Lake Avisu,
and people like that kind ofthing, right?
You're bringing that kind ofproduct and class to the
community.
So we've gotten a lot ofsupport.
So going into the mass grading,mind you, we got to pull all the
water, all the power.
We have to bring all of thatinto all the horizontal
(14:35):
improvements for where theresidents are gonna go.
And those are 93 units oftownhomes, and that'll be five
phases.
The financial structure, we'reraising 20 million.
We're at 10 million now, earlyApril.
Okay.
At 10 million now, we're tryingto close the rest out.
So we're in we're in a hurry upand rush kind of scenario.
Once we raise that capital,we're gonna rotate that capital
(14:55):
with very minimal debt or nodebt at all.
And this is very important.
The reason why people lost somuch money in 2008 is because of
how leveraged their assets were.
They had a big bank debt onthere, a big loan on the first
trustee.
And when they weren't able tomake the payments or
construction stopped,foreclosure started.
If we remove the foreclosurerisk, given the volatility in
(15:18):
the market, we remove theforeclosure risk and we build
this in cash using ourinvestors' capital, the
likelihood of us not losingmoney goes up high, meaning we
don't want to lose money.
The first rule of thumb is trynot to lose money at all.
The mindset due to thevolatility is not just making a
ton of money right now, but it'sabout preserving the wealth that
you've created.
(15:39):
That's the volatility in themarket.
People are just worried aboutwhere the world is going.
And I need to retain capital.
I don't want to lose it.
And if I can make profit, great,but you need to look at those
again, that structure uh foryour for consideration.
So again, no bank debt.
We're gonna rotate.
That's why we have so manyphases.
This is a four-year investment.
So every time we deliver aphase, we recapitalize and we
(16:02):
move the rest of that capitalinto building phase two, phase
three, and on and on.
Okay.
This right now, our projectedreturns are 30% IRR per year.
What that means is that let'ssay you invest$100,000 and this
is a four-year investment,you're gonna make$120,000 in
profit on the back end.
Now, there's two ways you cansecure your investment.
(16:23):
One, you can just be an investorbecause you like the merits of
the investment.
Or two, you can choose a lot andpick a lot.
So when the lot in the home isdelivered, you can take
ownership of that property,which is a very common uh
practice.
And in fact, we have roughly 40of the 93 units of investors who
have already chosen their lotand chosen their floor plan and
(16:45):
are starting to look at certainfinish work.
So when we do deliver, they takeownership, they pay the rest,
depending on what they've putout for an investment for the
down payment.
And they take ownership of theproperty with no capital gains
and no recognized gains becausethey're just taking ownership of
a unit without making theprofit.
We're just gifting the profit tothem.
So that's a more complicatedeither Matt or myself will jump
(17:05):
on a call and talk that throughfurther.
But that's something that wewant you to consider.
Right now, again, four-yearinvestments, 30% projected
return, four years.
And at year three, we pay backyour principal.
So you get some cash flow at aneight pref throughout the years.
You get your principal back atyear three, and then year four,
you get all of your capital backalong with your or sorry, you
(17:26):
get all of your equity kicker.
So again, year three, you getyour principal black plus eight
pref.
And then year four, you get yourequity kicker.
Okay, so that's how that's setup.
Now, that's just the barn caves.
Okay.
We can talk about what you knowwhen we're gonna liquidate the
gym, how does that look, howwe're rotating the capital.
I can talk about the data onhealth and wellness.
(17:46):
We can talk about the fastestgrowing um industry right now is
health and wellness.
We can talk about big pharma,people go into more of the
holistic approach, gymmemberships, and the data is
booming, private equity, boughtgold's gym.
That's the EOS.
So we can talk more of wherethat position is going, which
only gives more security to theinvestors on the barn caves.
So that's the barn caves.
(18:08):
I'm gonna talk about the flats.
Now, the barn caves, I'm a letme sum it up with this.
The barn caves is on the northside of Lake Avasu, right next
to the shops.
The shops are 730,000 squarefeet, and that also has uh a
Walmart, a Dillard's, JCPenney,all the big box stores, movie
theaters, Buffalo Wild Wings,more restaurants are coming into
(18:29):
town.
The the airport is directlyacross the highway, which just
the two FBOs just got bought outby a private equity firm called
Velocity, and they've done a bighire, and they're all bringing
these people into into uhTemecula, or sorry, into Lake
Havasu as well.
And so you're seeing a big uhyou're seeing more employers
(18:49):
bringing in more employees intothe into the city, which is a
big metric.
Right next the the 18 acreswhere the barn caves is, I
bought that land right next toparadigm storage.
It was the same landowner that Idelivered paradigm storage.
What I have not told you yet isparadigm storage is 225,000
square feet right next to the 18acres.
(19:12):
So we've already developed ahuge project right next door.
And inside your this pitch deck,you're going to see some data
supporting a$10.6 millionpurchase from another home
builder called Apex.
They just bought 623 acresdirectly west behind the shops
and between the shops and thewater, which is uh two
left-handed rock throws awayfrom me.
(19:34):
That developer just sold 300acres to another builder called
um uh North Point and Viewpoint,which they already have 800 lots
there now, already built out,and they're gonna expand that
product over, and then Apex isgonna build more homes.
I'm projecting about 2,000 morehomes being delivered in the
next 10 years in that area.
(19:54):
And the only way to get to thosehomes is right past our project.
Right down the 95 uh on the onthe highways, the 95.
As soon as you come onto retailcenter drive, you have Home
Depot.
Home Depot, I share a propertyline with Home Depot, which is
Paradigm Storage.
And then Paradigm Storage sharesa property line with the Barn
Caves, and then right around thecorner, you're looking at you're
(20:15):
looking at Dillard's from theproperty.
So you have the all that retailthere.
So that's the barn caves, andthat's the location.
So that's very important for youto know.
All of the building, all of thedevelopment is going north
because that's the only landstill available.
And that 10 that that 600 acreswas just acquired by the auction
from the state.
And that's how, so as you canimagine, that was a five-year
(20:35):
play to get through all of theplanning and you know, surveys
and and the uh reporting that ittakes to even get into an
auction position from the stateto buy land.
So that's all done.
Now let's talk about the flats.
Now, the flats is the samesimilar townhome product, but
shared walls.
So it's a little bit moreaffordable.
(20:56):
Uh, it's right in the heart oftown.
So we are the we were thelargest land buyers in the last
10 years in the city.
So we bought the 18 acres, andthen this four acres was the
last larger parcel.
And this is downtown.
So this is on Swanson andSmoketree, right next to
McCulloch, and Smoke Treecrosses into Old Town, and you
literally can walk less than 100yards to Old Town where all the
(21:19):
restaurants and all the bars areand all the kind of nightlife
and kind of daylife as well.
Is that a 68-unit product,shared walls?
We have seven differentbuildings, and that is all going
to be anywhere between$380,000uh sales prices to$850,000 sales
prices.
It's a two-story product, RVgarage at the bottom, and you
(21:40):
have the living space on thesecond floor.
And then the third floor isactually a uh rooftop deck with
views of the lake.
Pretty much every single lot hasa view.
That every one of these,including the barn caves, also
has an elevator.
Just so just for reference,because you remember you have an
RV garage, which you have a16-foot lid.
So you're for the most part liketwo and a half flights up before
(22:02):
you even get to the secondfloor.
So it's you you need to kind ofhave an elevator, and given them
the market and you know, the theage groups here, having an
elevator is very important.
So we're actually going to bethe largest residential elevator
producer in the entire WestCoast.
So it's kind of a funny thing totalk about.
Um The uh return profile on thatone's only a two and a half year
(22:23):
investment.
It's one phase.
We're kind of just rolling thebuildings.
Uh that one we're looking at a22% IRR, and you're getting your
equ, you're getting yourprincipal plus your equity at
the very end.
You can also choose a lot ifit's something you want to
invest into.
We'll talk to you a little bitmore in depth about that.
But it is a little shorter term.
A lot of people like the shorterterm.
(22:43):
The returns aren't as high, butit is something that people like
because again, it's the shorterterm, it's in the heart of town.
We're gonna have tons of buyersfor that as well.
We've had people already chooselots.
And then to give you an idea onthe barn caves, because we've
been actively marketing thatmore, we have close to 1200
buyers on a list between thebroker and our list and our CRM
(23:04):
of people that just want to buythese things.
So we do have do not have ashortage of home buyers and this
product being desirable.
So that's the flats.
We'll send you the renderings ifthat's something you're
interested in.
We can book a call.
You can either talk to Matt ormyself andor my CEO, and we'll
dive into the weeds for you.
But I'm hoping that shares youknow a little bit of color and
(23:25):
what we do and how we're uhnavigating the financial
structure of both projects.
The the flats is a little bitmore complicated, and we are
going to go after debt on that,but it is a smaller term, so we
can we don't need as much debt,but we're raising 9 million for
that, and we're roughly about 3million raised already, so we
need to go out after the rest.
So we're hoping to close thatout in the next 60 to 90 days.
(23:47):
So thank you very much forlistening to this 20-minute
video.
Hopefully, I gives you some uhoversight and some detail about
both investment opportunities.
My background is also in uhshort-term bridge loan
financing.
I currently manage a$100 milliondebt fund now.
I know what it's like to be alender and lend on developers
who are getting constructionfinancing.
(24:07):
We've taken back properties overthe years.
I've had to find out where thebodies are buried in these
projects, finish them, fix them,turn them around, sell them, and
keep a profit on the table forour investors.
So I have a vantage point ofwhat it's like to be the
developer and builder and alsowhat it's like to be the bank.
So again, our structure isreally set up for mitigating
risk and navigating these uniquetimes.
(24:28):
So hopefully that's a value toyou.
We do have a data room for youto cut through all of this
information from floor plans tosite plans to approvals to you
know proformas to all the thingsthat you may need to look at for
consideration.
Uh, but we do appreciate yourtime.
Hopefully, again, this wasfruitful and we look forward to
speaking to you soon.
Hey guys, I'm sitting here in my latest and
greatest Family Office Healthand Wellness Center.
And I wanted to share with you,I'm going to go a different
direction with some of mypodcasts.
I think I want to talk a littlebit more from a solo side, not
just continue to bring people onand interview them and their
backgrounds and what they do.
But I think it's reallyimportant, given the volatility
in the market, that you guysunderstand what we're doing and
what we're seeing to navigatethe waters.
(00:41):
For those of you that don'tknow, in 2008, I cut my teeth in
the distressed asset market andI currently manage a distressed
asset fund, which is ultimatelya$100 million debt fund.
And I have taken back over 15%of my portfolio as distressed
assets and I'm repurposing thoseas we speak.
That is a massive conversationpiece because there's a lot of
(01:01):
PR out there that's not beingpushed to let you know exactly
where our economy actuallystands, and it's not being
noticed or projected in theworld.
I'm gonna bring you guys reallife data that you guys can use
this as an educational platformto navigate the waters and where
you want to invest, where youshould spend your time, how to
navigate, building wealth foryour family, how to hand that
(01:23):
over to your family, taxes,locations, migrations, spending
habits of boomers, health andwellness.
I'm gonna go over all of thelargest items that are gonna be
the most impactful assets in thenext 10 to 15 years.
So I'm gonna give you guys asmuch information as I possibly
can and then what it is we'redoing to navigate these waters.
So I hope you guys can comealong with me.
(01:44):
I hope there's a benefit foryou, and this will be a uh
something that you can reallypollinate into your family.
So I'm looking forward tosharing more with you.
Hi investors, my name is RyanGarland.
I'm the founder and chairman ofa private equity firm called
Paradigm.
And I'm gonna give you kind of arundown on both offerings that
we have.
And I actually have a third onecalled the SIF, but we'll talk
about that here in a bit.
But one of the things that Iwanted to do by sharing this
(02:06):
video with you is kind of sharewhere we came from, where we are
now, where we're going.
And I think that's reallyimportant with all the
volatility in the market today,which I believe is what's the
31st.
Um, and you know, we now haveboots on the ground when it
comes to, you know, what's goingon in Iran.
And I think there's a really bigmislead on what's happening in
the world and how that's gonnahave a direct impact on your
(02:27):
wealth.
But you need to positionyourself to, in essence,
withstand that turmoil and tryto ride that wave through
because it's not a matter of if,it's when it ends and what's
that mean for you when you'rewhen you're primed and you're
positioned.
So I'm gonna give you two uhofferings that we're raising
equity for today.
One's called the barn caves,another one's called the flats.
We're doing marketing for both.
(02:47):
So you may have came in throughone of those uh portals, whether
you saw the flats or the barncaves on some sort of social
media, meta, YouTube, what haveyou.
We're trying to build awarenessfor raising equity for these two
projects.
I'll start with the barn caves.
And I'm gonna kind of talk yourear off.
So bear with me because I thinkthis is important for you to
know all of these things thatwe've created so you can
(03:07):
understand how we navigated theuniqueness of migration trends,
uh, spending habits, babyboomers wealth, healthcare, all
of these things have topollinate on decision making
regarding the investmentstrategy on the barn caves.
Now, I'm located in Lake Havasu,Arizona, which in my opinion is
one of the most desiredlocations on the West Coast for
(03:28):
retirement.
Mostly baby boomers are allcoming out of first responders,
Southern California, but it'snow becoming a beacon for people
all over the country, fromsnowbirds to just lake life and
recreational.
Clearly, what happened with the2020 uh pandemic, people were
just getting driven out here,like and by the loads because of
the lockdowns that werehappening in California.
(03:49):
But that momentum kind of stuckwith people spending time with
their families, people realizingas inflation, you know, started
kicking off, rates hikes startedin 2022, cost of living was
going up, taxes, the list kindof goes on.
A lot of boomers were gettinginto a position where they
didn't want to put their head inthe sand like 2008 and allow the
(04:09):
uh GFE situation to impact yourwealth.
So people are becoming morebullish and making decisions
faster than they ever hadbefore.
And a lot of people are kind ofgoing into the retirement, which
by the way, the baby boomers'middle of the retirement age is
in 2033.
So we still have another eightmore years before we're in the
middle of that retirement uhgeneration.
(04:31):
With that said, people have alot of 401ks converting to IRAs,
and those IRAs are one of themost popular investment vehicles
to mitigate taxes.
And I'm sure most of you knowhow that works.
Most of our investors arelooking at vehicles to
accumulate more wealth, notnecessarily looking for cash
flow, but how can they outpacethe cost of inflation but
(04:51):
position themselves where theycan start acquiring assets and
cash down the road when they'reready, whether it's full
retirement, their spouseretires, but they're positioning
themselves in a community thatis focused on healthcare.
The cost of living is low.
It's amongst friendspolitically, let's not, let's
not, you know, bullshit.
And I think it's reallyimportant that you understand
that we look at things from aperspective of what people
(05:15):
really want, safety, and howyou're going to be able to pass
over that wealth to the nextgeneration, whether it's your
kids or grandkids or what haveyou.
And I'm in that same boat.
So right now, our firm is set upwhere we can acquire assets,
manage everything in-house froman asset management and
protection.
And then we go and develop theproject.
So we're more verticallyintegrated than most operators
(05:36):
or even private equity firmsthat are specific in a sp in a
niche or an asset class.
So let's stay on the barn cavesfor a second.
So the barn caves is a multi-useproduct.
So it's in essence a uhmixed-use asset class.
You have 93 units of townhomesthat are detached single family.
The units are 10 feet apart, andthese are three-story products
(05:57):
that are pitched roofs like barndominum.
So you also have the largergarages on the bottom and what
we call man caves, because wejust got done building paradigm
storage, which right next dooris 225,000 square feet of boat
and RV storage man caves.
Excuse me.
So what people are looking forare asset classes that they can
(06:19):
invest into, get 1031 exchange,focus on bonus depreciation, but
they love having that largegarage where they could put all
their toys.
And in Lake Aviso, that's allthere is out here.
You got the boating community,you got the Razor community, the
off-road community, and you havethe golf cart side, you know,
things, you have, you know, uhuh what the jet skis, you just
(06:39):
have just a plethora of toysthat people want and they need
the space to park their toys.
So when you look at the datasupporting the uh boat and RV
storage product, that's one ofthe fastest growing asset
classes for investors, not onlybecause the strike price is so
low from a 1031 exchangeexample, the lowest you know,
(07:01):
purchase price is$125,000.
So you can get into somethinglike that with no maintenance,
you don't have to deal withrentals and you know, regular
residential rentals, but youhave a box that you're renting
out where you invest, you know,$125,000 and you're renting it
to somebody who has amillion-dollar asset in there,
or a coach RV, or a reallyexpensive boat that are going to
make their$650 payments permonth, right?
(07:23):
So your cash flow is consistent,you don't have as much turnover
like apartments or residentialrentals, you don't have nearly
as many moving pieces where youhave to fix as a owner or a
landlord.
So that is a very, veryfast-growing asset class.
But Lake Havasu is the mecca forboat and RV storage and man
caves.
(07:44):
And I won't bother you or bugyou as to how why that is, but a
lot of it has to do with justthe more bang for your buck when
you go from Vegas, California,um, Phoenix, and Scottsdale down
to you have the lake life, youhave all of these other things
that you can actually have funhere, along with uh um uh what
do you call it, mechanics, andyou have all of those things for
(08:07):
pretty much every uh RV type,boat type, or what have you.
So this is kind of that hub forpeople to travel to and kind of
enjoy their outdoor lifestyle.
The barn caves, though, again,is 93 units of townhomes with an
RV garage at the bottom.
The second story is the livingspace, which you typically have
two or three bedrooms becausethese are four and three bedroom
(08:27):
options.
The second floor is two to threebedrooms, with each bedroom has
its own bathroom and a powderroom for guests, along with your
uh kitchen, your laundry room, aliving room, and a patio
overlooking uh the largerdriveway and over the RV garage.
And then your third floor is amaster suite, separating all of
the rest of the living space toyour master suite.
(08:49):
Your master suite actually hasmore of a private uh deck out
the back.
And then you also have more ofthe European style finish work
from uh bathrooms, showers,flooring, what have you.
And we'll go ahead and give yousome renderings for
consideration as well or to lookat.
Uh with that said, you'relooking at 93 units of
townhomes.
This is a six-phase project.
(09:10):
The very first phase is thegymnasium, which is ultimately
the community center with theresidential.
Now I want you to sit back andthink about this for a second.
Any residential out here in thedesert needs to have a pool,
right?
So if you have a community of 50homes, 100 homes, whatever have
you, you need to have a pool.
The pool is a must during thesummer.
(09:30):
For insurance, it's much cheaperfrom a builder's risk policy,
from a construction managementside, all the way down to what
the insurance policy will be forthe end user or the homeowner
when it's time for them to takeownership of the home.
But in regards to the gym, whatwe decided to do is very similar
to like the lifetime fitnessmodel.
Lifetime fitness, if you thinkabout the big gyms and like high
(09:51):
dense areas, they by trade areactually multifamily builders.
They actually started buildingmultifamily homes and then they
would, but they like primarymarkets.
And what they realized is that alot of the larger gyms, like the
EOSes, the uh LA Fitnesses, theLifetime Fitnesses, were getting
all of the energy in that highdense area is because
communities like to cometogether and go to those types
(10:13):
of spaces, but there's also moreamenities in those spaces.
You got cold plunges and you gotpools and you got a lot more
equipment, what have you.
So it's just a nicer productthat people will go to.
So if you are buildingapartments and those apartments
also have a little fitnesscenter, that fitness center in
those areas won't really be busyand you have a pool that won't
(10:34):
be used because those thecommunity, the residents are
gonna go to the gym across thestreet and they're gonna use
that because they like thatenergy, they like the community
component to it.
So that changes absolutelyeverything from a maintenance
side, from a cost, and you'relosing uh rentable space.
So, as a builder, a developer,you want to get every inch to
(10:56):
generate income.
And if you eliminate a pool andyou eliminate a little fitness
center that nobody uses, you canbuild more units, generate more
cash flow, create moresustainability, and the
likelihood to scale yourbusiness goes up.
But what they did is theyrealized that that community
center makes no money.
So if you're able to build a gymthat's open to the public, and
as most of you guys know,commercial real estate is based
(11:18):
on income approach.
What can that commercialbuilding generate in income,
which will give you value on thebuilding?
Now think of it this way (11:24):
if you have a residential community and
you have a little fitness centerand a pool, it's just an amenity
to the residents.
It's just a selling feature.
And it's a cost, right?
And it has to be spread out tothe HOAs.
You have to maintain it, youhave to get insurance.
And by the way, out here in theheat, these insurance carriers
know they're not stupid.
(11:45):
They're getting smarter.
They know people get drunk andthey bump their heads and people
get sued, which now means theHOAs get sued.
It's a big ordeal.
So what we did is we separatedthe community center from the
residential, which now we openup the community center to the
public and we generate incomenow, which gives us value to the
building.
So instead of that buildingbeing built and having no value
(12:07):
and just being a cost to theproject, and then the management
and maintenance of it has to getpawned off to the HOAs and to
the unit owners, along with allthe liability.
We removed all of those aspects,opened up a larger gym, making
it much more desirable for theoverall community to come and
join.
You're gonna generate income.
(12:28):
That building now has value,which mitigates risk.
It's it's the income's gonnamanage the building, which is
not sitting on the HOA balancesheet for the residents.
And then you have your owninsurance policy to cater to
that, which removes theliability.
When you look at it from thatperspective, that right there
has been one of the largest,most desirable features from an
(12:49):
investor is always managing riskand not just risk on the exit
and where the world is going.
Managing risk throughout theprocess of development and how
you're structured to make surethat our investors are secure
and we're mitigating as muchrisk as possible.
So, with that said, that's thephase one of six phases.
After that phase one starts,which we're about a month or
(13:11):
month and a half out.
So, by the way, this is thebeginning of April, is when this
video is shot.
Within the next few months,we're gonna get the final
approvals for the residentialand we're gonna start the mass
grading for the residential.
So we're getting ready to pullthe permit for the gym.
So we're that close.
So if you as an investor areseeing this video, it may be too
late to invest, but it is alsoearly on, and we're a lot
(13:32):
farther along through the riskprocess of entitlements and
planning.
So if you get in now, your riskis lower.
With that said, our first phaseof the residential, we're
shooting for July, but we haveto do all the masquerading
first.
Mind you, this is on 18 acres.
So three acres is where thegym's gonna be with a parking
lot.
(13:53):
We have pickleball courts, wehave a pool that's designed,
it's designed like aDubai-inspired design pool like
Club Drift in Dubai.
So if you want to take a look atthat or Google that, you'll see
it's one of the number one beachclubs in the world.
And it's pretty funny becauseit's not a complicated pool,
it's just a big rectangle pool.
We're just making it lookexactly like that and using the
(14:14):
PR for marketing.
So it's taken root, as you canimagine.
But it's a really cool kind offeature to bring to Lake Avisu,
and people like that kind ofthing, right?
You're bringing that kind ofproduct and class to the
community.
So we've gotten a lot ofsupport.
So going into the mass grading,mind you, we got to pull all the
water, all the power.
We have to bring all of thatinto all the horizontal
(14:35):
improvements for where theresidents are gonna go.
And those are 93 units oftownhomes, and that'll be five
phases.
The financial structure, we'reraising 20 million.
We're at 10 million now, earlyApril.
Okay.
At 10 million now, we're tryingto close the rest out.
So we're in we're in a hurry upand rush kind of scenario.
Once we raise that capital,we're gonna rotate that capital
(14:55):
with very minimal debt or nodebt at all.
And this is very important.
The reason why people lost somuch money in 2008 is because of
how leveraged their assets were.
They had a big bank debt onthere, a big loan on the first
trustee.
And when they weren't able tomake the payments or
construction stopped,foreclosure started.
If we remove the foreclosurerisk, given the volatility in
(15:18):
the market, we remove theforeclosure risk and we build
this in cash using ourinvestors' capital, the
likelihood of us not losingmoney goes up high, meaning we
don't want to lose money.
The first rule of thumb is trynot to lose money at all.
The mindset due to thevolatility is not just making a
ton of money right now, but it'sabout preserving the wealth that
you've created.
(15:39):
That's the volatility in themarket.
People are just worried aboutwhere the world is going.
And I need to retain capital.
I don't want to lose it.
And if I can make profit, great,but you need to look at those
again, that structure uh foryour for consideration.
So again, no bank debt.
We're gonna rotate.
That's why we have so manyphases.
This is a four-year investment.
So every time we deliver aphase, we recapitalize and we
(16:02):
move the rest of that capitalinto building phase two, phase
three, and on and on.
Okay.
This right now, our projectedreturns are 30% IRR per year.
What that means is that let'ssay you invest$100,000 and this
is a four-year investment,you're gonna make$120,000 in
profit on the back end.
Now, there's two ways you cansecure your investment.
(16:23):
One, you can just be an investorbecause you like the merits of
the investment.
Or two, you can choose a lot andpick a lot.
So when the lot in the home isdelivered, you can take
ownership of that property,which is a very common uh
practice.
And in fact, we have roughly 40of the 93 units of investors who
have already chosen their lotand chosen their floor plan and
(16:45):
are starting to look at certainfinish work.
So when we do deliver, they takeownership, they pay the rest,
depending on what they've putout for an investment for the
down payment.
And they take ownership of theproperty with no capital gains
and no recognized gains becausethey're just taking ownership of
a unit without making theprofit.
We're just gifting the profit tothem.
So that's a more complicatedeither Matt or myself will jump
(17:05):
on a call and talk that throughfurther.
But that's something that wewant you to consider.
Right now, again, four-yearinvestments, 30% projected
return, four years.
And at year three, we pay backyour principal.
So you get some cash flow at aneight pref throughout the years.
You get your principal back atyear three, and then year four,
you get all of your capital backalong with your or sorry, you
(17:26):
get all of your equity kicker.
So again, year three, you getyour principal black plus eight
pref.
And then year four, you get yourequity kicker.
Okay, so that's how that's setup.
Now, that's just the barn caves.
Okay.
We can talk about what you knowwhen we're gonna liquidate the
gym, how does that look, howwe're rotating the capital.
I can talk about the data onhealth and wellness.
(17:46):
We can talk about the fastestgrowing um industry right now is
health and wellness.
We can talk about big pharma,people go into more of the
holistic approach, gymmemberships, and the data is
booming, private equity, boughtgold's gym.
That's the EOS.
So we can talk more of wherethat position is going, which
only gives more security to theinvestors on the barn caves.
So that's the barn caves.
(18:08):
I'm gonna talk about the flats.
Now, the barn caves, I'm a letme sum it up with this.
The barn caves is on the northside of Lake Avasu, right next
to the shops.
The shops are 730,000 squarefeet, and that also has uh a
Walmart, a Dillard's, JCPenney,all the big box stores, movie
theaters, Buffalo Wild Wings,more restaurants are coming into
(18:29):
town.
The the airport is directlyacross the highway, which just
the two FBOs just got bought outby a private equity firm called
Velocity, and they've done a bighire, and they're all bringing
these people into into uhTemecula, or sorry, into Lake
Havasu as well.
And so you're seeing a big uhyou're seeing more employers
(18:49):
bringing in more employees intothe into the city, which is a
big metric.
Right next the the 18 acreswhere the barn caves is, I
bought that land right next toparadigm storage.
It was the same landowner that Idelivered paradigm storage.
What I have not told you yet isparadigm storage is 225,000
square feet right next to the 18acres.
(19:12):
So we've already developed ahuge project right next door.
And inside your this pitch deck,you're going to see some data
supporting a$10.6 millionpurchase from another home
builder called Apex.
They just bought 623 acresdirectly west behind the shops
and between the shops and thewater, which is uh two
left-handed rock throws awayfrom me.
(19:34):
That developer just sold 300acres to another builder called
um uh North Point and Viewpoint,which they already have 800 lots
there now, already built out,and they're gonna expand that
product over, and then Apex isgonna build more homes.
I'm projecting about 2,000 morehomes being delivered in the
next 10 years in that area.
(19:54):
And the only way to get to thosehomes is right past our project.
Right down the 95 uh on the onthe highways, the 95.
As soon as you come onto retailcenter drive, you have Home
Depot.
Home Depot, I share a propertyline with Home Depot, which is
Paradigm Storage.
And then Paradigm Storage sharesa property line with the Barn
Caves, and then right around thecorner, you're looking at you're
(20:15):
looking at Dillard's from theproperty.
So you have the all that retailthere.
So that's the barn caves, andthat's the location.
So that's very important for youto know.
All of the building, all of thedevelopment is going north
because that's the only landstill available.
And that 10 that that 600 acreswas just acquired by the auction
from the state.
And that's how, so as you canimagine, that was a five-year
(20:35):
play to get through all of theplanning and you know, surveys
and and the uh reporting that ittakes to even get into an
auction position from the stateto buy land.
So that's all done.
Now let's talk about the flats.
Now, the flats is the samesimilar townhome product, but
shared walls.
So it's a little bit moreaffordable.
(20:56):
Uh, it's right in the heart oftown.
So we are the we were thelargest land buyers in the last
10 years in the city.
So we bought the 18 acres, andthen this four acres was the
last larger parcel.
And this is downtown.
So this is on Swanson andSmoketree, right next to
McCulloch, and Smoke Treecrosses into Old Town, and you
literally can walk less than 100yards to Old Town where all the
(21:19):
restaurants and all the bars areand all the kind of nightlife
and kind of daylife as well.
Is that a 68-unit product,shared walls?
We have seven differentbuildings, and that is all going
to be anywhere between$380,000uh sales prices to$850,000 sales
prices.
It's a two-story product, RVgarage at the bottom, and you
(21:40):
have the living space on thesecond floor.
And then the third floor isactually a uh rooftop deck with
views of the lake.
Pretty much every single lot hasa view.
That every one of these,including the barn caves, also
has an elevator.
Just so just for reference,because you remember you have an
RV garage, which you have a16-foot lid.
So you're for the most part liketwo and a half flights up before
(22:02):
you even get to the secondfloor.
So it's you you need to kind ofhave an elevator, and given them
the market and you know, the theage groups here, having an
elevator is very important.
So we're actually going to bethe largest residential elevator
producer in the entire WestCoast.
So it's kind of a funny thing totalk about.
Um The uh return profile on thatone's only a two and a half year
(22:23):
investment.
It's one phase.
We're kind of just rolling thebuildings.
Uh that one we're looking at a22% IRR, and you're getting your
equ, you're getting yourprincipal plus your equity at
the very end.
You can also choose a lot ifit's something you want to
invest into.
We'll talk to you a little bitmore in depth about that.
But it is a little shorter term.
A lot of people like the shorterterm.
(22:43):
The returns aren't as high, butit is something that people like
because again, it's the shorterterm, it's in the heart of town.
We're gonna have tons of buyersfor that as well.
We've had people already chooselots.
And then to give you an idea onthe barn caves, because we've
been actively marketing thatmore, we have close to 1200
buyers on a list between thebroker and our list and our CRM
(23:04):
of people that just want to buythese things.
So we do have do not have ashortage of home buyers and this
product being desirable.
So that's the flats.
We'll send you the renderings ifthat's something you're
interested in.
We can book a call.
You can either talk to Matt ormyself andor my CEO, and we'll
dive into the weeds for you.
But I'm hoping that shares youknow a little bit of color and
(23:25):
what we do and how we're uhnavigating the financial
structure of both projects.
The the flats is a little bitmore complicated, and we are
going to go after debt on that,but it is a smaller term, so we
can we don't need as much debt,but we're raising 9 million for
that, and we're roughly about 3million raised already, so we
need to go out after the rest.
So we're hoping to close thatout in the next 60 to 90 days.
(23:47):
So thank you very much forlistening to this 20-minute
video.
Hopefully, I gives you some uhoversight and some detail about
both investment opportunities.
My background is also in uhshort-term bridge loan
financing.
I currently manage a$100 milliondebt fund now.
I know what it's like to be alender and lend on developers
who are getting constructionfinancing.
(24:07):
We've taken back properties overthe years.
I've had to find out where thebodies are buried in these
projects, finish them, fix them,turn them around, sell them, and
keep a profit on the table forour investors.
So I have a vantage point ofwhat it's like to be the
developer and builder and alsowhat it's like to be the bank.
So again, our structure isreally set up for mitigating
risk and navigating these uniquetimes.
(24:28):
So hopefully that's a value toyou.
We do have a data room for youto cut through all of this
information from floor plans tosite plans to approvals to you
know proformas to all the thingsthat you may need to look at for
consideration.
Uh, but we do appreciate yourtime.
Hopefully, again, this wasfruitful and we look forward to
speaking to you soon.
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