The Retirement Risk Show

The Retirement Risk Show

I want to help you eliminate the financial risk facing your retirement. No one is exempt. Many well-planned retirements can be ruined due to some risks. This podcast is your tool for the right education to get you not only to retirement, but help you get through retirement. 68% of retirees say their biggest fear is running out of money during the longest self-imposed unemployment time of their life. Let's help you eliminate as much risk as possible.

Episodes

December 1, 2023 18 mins

Making the most of the last month of 2023 is ESSENTIAL to the success of your retirement!

 In this episode, Dave Hall, delves into eight essential year-end planning strategies to help you ensure that your retirement is on-track and optimized for success. From reviewing and updating your retirement plan to maximizing contributions and managing tax implications, Dave covers the key actions you need to take before the year c...

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A lot goes into retirement planning... more than just planning when. And with the financial risks being huge, knowing how you want to spent your retirement is something to consider...

During this episode, Dave Hall is joined by special guest Fritz Gilbert to discuss the key to a successful retirement. They delve into the importance of addressing both financial and non-financial aspects of retirement, finding purpose and f...

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Welcome back to another episode of the Retirement Risk Show with your host, Dave Hall. In today's episode, Dave is joined by his partner and good friend, Brian Britt, to discuss withdrawal rate risk. They dive into the misconception of high withdrawal rates and the importance of understanding sequence of return risk. They also explore strategies to mitigate these risks and maximize your retirement income. So sit back, relax, a...

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In this episode, we dive into the pressing issue of the national debt and its potential impact on our retirement. Dave shares his concerns about the ever-increasing national debt, its implications for future tax rates, and the need for bipartisan action. He discusses the proposed Fiscal Stability Act and the role of commissions in addressing fiscal challenges. Join us as we explore the potential ramifications of the national debt a...

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In this episode, Dave shares his frustration with misinformation in the financial industry. He specifically addresses some questionable claims made by Ken Fisher about annuities. While Fisher has built a successful business and gained many clients, Dave disagrees with his negative stance on annuities. Dave believes that annuities can play a crucial role in securing a safe and secure retirement, especially in the face of the challen...

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Building a secure retirement is not an overnight process, and it is of the utmost importance to consider the financial risks you will face. So, in this episode, Dave is joined by Retirement Risk Advisors Partner, Brian Britt. Together, they delve into the world of retirement planning, discussing the risks and challenges that individuals face as they navigate their golden years.

Dave and Brian share their experiences and in...

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In today's episode, our host Dave Hall is joined by respected experts Marc Kiner and Jim Blair. These knowledgeable professionals have dedicated themselves to educating CPAs and clients on the intricacies of Social Security and its integration into retirement planning.

In this episode, Dave and his guests delve into recent updates and answer pressing questions about Social Security. They discuss the latest figures and adjustmen...

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In this episode, Dave discusses what you should expect from your financial advisor. He emphasizes the importance of finding a fiduciary who prioritizes your needs and provides the best products and services for your retirement. Dave also highlights the significance of setting realistic financial goals and the need for customized services tailored to your individual preferences. Lastly, he emphasizes the importance of understanding ...

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In this episode of RRS, host Dave Hall delves into the often misunderstood realm of reverse mortgages. Joined by expert Steve Resch, Vice President of Retirement Strategies for Finance of America Reverse, they discuss how it can be a valuable tool for securing a comfortable retirement. With a passion for educating others on the benefits of reverse mortgages, Steve shares his personal journey and the reasons why he founded this segm...

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In this episode of The Retirement Risk Show, we'll be diving into a topic that may not always stir excitement, but is essential to understanding and preparing for your retirement journey - recessions.

Retirement is a time of freedom and enjoyment, free from the burdens of work and responsibilities. However, it's important to be aware of the potential challenges that may arise so that we can be prepared. Just like...

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Welcome back to the Retirement Risk show! In today's episode, we have a special guest, Alex Siler, the national sales director for Medicare Compare USA. We'll be focusing on Medicare, a topic we often discuss on the show, but now with the annual enrollment period approaching, it's the perfect time to dive deeper into it. Alex will be sharing valuable insights and information to help you navigate through the Medicare ...

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September 15, 2023 17 mins

Much like Social Security, there is more to Medicare than meets the eye. And as part of the crucial groundwork to so many retirements, it is essential to understand the ins and outs of the program. 

In today's episode, Dave dives into the topic of Medicare risks. He explains the importance of understanding the different parts of Medicare and how they interact with each other, as well as the consequences of not signing...

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In this episode, Dave Hall is joined by his partner Paul Obendorf to discuss two important retirement risks: sequence of return risk and inflation risk. They delve into the impact of sequence of return risk on retirees' portfolios, highlighting how retiring during market upswings versus downturns can drastically affect retirement experiences. But fear not, they also provide strategies to mitigate this risk! Plus, they explore ...

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In today's episode, host Dave Hall is joined by RRA expert partner Brian Britt to discuss an important topic: sequence of return risk in retirement. As they delve into this subject, they shed light on how this concept has evolved over the years and why it is becoming increasingly important in retirement planning. Dave and Brian draw from their decades of experience in the industry to analyze the impact of market downturns and ...

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In this episode of the Retirement Risk Show, Dave Hall dives into the topic of sequence of return risk. But before getting into the details, he shares some eye-opening statistics from the 2023 BlackRock Read on Retirement Report. The report highlights the challenges faced by Americans when it comes to saving for retirement, with many falling short of the recommended savings levels. Dave discusses the impact of a lack of retire...
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    Coming up on this episode of RRS, your host Dave dives to the realm of hospice care with guest Penny Smith, a hospice nurse and TikTok guru who has been making waves in the industry. Penny shares her journey into the world of hospice and how she has become a passionate advocate for high-quality end-of-life care. They discuss the misconceptions surrounding hospice, the role of families in the process, and the importance of planning ...

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    Welcome to the RRS podcast, where we dive deep into the world of retirement planning and risk management. In today's episode, host Dave Hall is joined by special guest Alecia Barnette, VP of Care Planning for Financial Independence Group. Together, they explore the challenges and solutions of long-term care planning. From the two main ways to mitigate risk to the significant changes in the industry over the past 20 years, Dave...

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    In this episode of RRS, host Dave Hall discusses the importance of organizing personal information and end-of-life planning. Joined by guest Jon Braddock, co-founder of My Life and Wishes, they dive into the challenges that arise when navigating important decisions after a loved one's passing. They explore the benefits of utilizing a secure digital platform to store documents, preferences, and wishes, making it easier for fami...

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    Welcome to another episode of the RRS podcast with your host, Dave Hall! 

    In today's episode, we dive into a topic that impacts retirement: the crucial role the Federal Reserve plays in it. As our financial landscape continues to evolve, it is vital that we accept and prepare for challenges to ensure a secure future. Risk-based planning emerges as a solution to navigate these uncertainties. From restructuring investme...

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    On this episode of RRS, host Dave Hall welcomes Cameron Huddleston, author of "Mom and Dad, We Need to Talk." They dive into the importance of openly discussing finances with children to help them become more responsible with money. They discuss the significance of life insurance, estate planning documents, and powers of attorney in ensuring financial and medical decisions are made according to one's wishes. Cameron ...

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