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November 15, 2022 92 min

Spot Insurance - US Health Insurance Sucks, Medical Bills Are The #1 Cause of Bankruptcy in America, Spot Can Help

Episode #43

Brought to you by Peak Skis & Scarpa Boots 

My guest today is Spot Insurance CEO Matt Randall

  • The health insurance system we have in the USA today is broken and medical bills are the #1 cause of bankruptcy in America.  I personally have paid over $24K in the past 7 years for my skiing injuries and treatments.
  • Spot has created an affordable health insurance system designed for the adventurous that pays 100% of your medical deductible.  I know that it sounds too good to be true, so I'll let you hear from Matt on where Spot is, who they cover, and what the future holds for Spot and America's messed up health insurance system.
  • This episode of the SnowBrains Podcast is brought to you by Peak Skis:

    Can a ski change your life? Peak’s new all mountain skis by Bode Miller and sidecountry skis by Chris Davenport just might.

    That’s not marketing hype. The all new Peak Ski Company didn’t launch last spring to improve versatility incrementally—the company is built on innovation. Peak Skis take versatility to a new dimension. It begins with KeyHole Technology™, a winning innovation that Bode stumbled upon during his World Cup days that allows for a more manageable ride off trail but more underfoot beef when you want to push the pace. Paired with Peak’s reduced sidecuts, which allow for fluid turns of all shapes without that hooky feel, Peak Skis make skiing more fun. And fun is life changing.

    Snowbrainers understand the powder skier’s conundrum: You bring the fat skis to the hill to float and surf in the trees—but on the frontside hardpack the big skis skitter. Meet the Peak 104 with Bode Miller’s KeyHole Technology™. They’re playful, and buoyant, but you can charge groomers on ’em, too. It’s Bode’s daily driver at Big Sky.

    The storms are rolling into Tahoe. In Montana, home to Peak Ski Company, new snow and a deep freeze is preserving the early dumps. In Utah, the zealots are hiking for turns at Alta. You know all this, which is why you’re asking yourself: “Are my skis going to get me through another season?” If the answer is no—and the answer is often no—you need to check out the madly versatile Peak 98SC by Chris Davenport. It leaves trenches inbounds, but it’s light and forgiving enough for the backcountry, too.

    This episode is brought to you by Scarpa Boots:

    Power, precision, and sustainability come together to create the Quattro XT by SCARPA – a perfect boot for hard chargers, looking to ski both in and out of the ski area boundary. The Quattro XT is the lightest, GripWalk ski boot in the hybrid class and with a flex index of 130 for men and 110 for women, performance is not sacrificed with weight savings.  The QUATTRO XT’s cuff and shell are made from renewable plant based sources which hold up to aggressive skiing, while treading light on the planet.

    Creating a ski boot to fit both the needs of one of the world’s most accomplished big mountain skiers and a World Cup ski

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