Waya to the World

Waya to the World

Welcome to "Waya to the World," the podcast that explores financial literacy, banking alternatives, and sending money home, just to name a few. Our show is dedicated to helping you achieve financial freedom and make informed decisions about your money. In each episode, we discuss a range of topics, from budgeting and saving to investing and retirement planning. Subscribe to our podcast and download the "Waya" app on App Store & Google Play Store

Episodes

December 25, 2023 4 mins

Making tough decisions is always mind-wrecking but there's hope. Listen to our Momentum Mondays segment with Dr. David Wachira.


Visit our official website for more information: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://getwaya.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Download our Waya app on the Apple Store⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://apps.apple.com/us/app/waya-mobile-banking/id6445921373⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Download our Waya app on...

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Success breeds confidence and it starts with taking powerful small steps. Think about baby steps. Listen to our Momentum Mondays segment with Dr. David Wachira.


Visit our official website for more information: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://getwaya.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Download our Waya app on the Apple Store⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://apps.apple.com/us/app/waya-mobile-banking/id6445921373⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠⁠...

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The power of expectations starts within you and me. Listen to our Momentum Mondays segment with Dr. David Wachira.


Visit our official website for more information: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://getwaya.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Download our Waya app on the Apple Store⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://apps.apple.com/us/app/waya-mobile-banking/id6445921373⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Download our Waya app on Google Play Store⁠⁠⁠...

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Are you looking for the best high-yield savings accounts? We explore the benefits of these accounts and present the top 6 options. High-yield savings accounts offer higher interest rates than traditional accounts, allowing your money to grow faster.

We explain the concept of compound interest and the significance of the Annual Percentage Yield (APY). Money Market Accounts (MMAs) are also discussed as an alternative. Consider your...

Recently, the US reached its $31.4 trillion debt ceiling and is using temporary measures to fund expenses. The debt ceiling is the maximum amount of money that the United States government can borrow to fund its operations. When the debt ceiling is reached, Congress must vote to increase it, or the government risks defaulting on its loans and being unable to pay its bills. If the government defaults, it would cause economic chaos, ...

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Securing credit can be challenging for new immigrants arriving in the United States. Obtaining a mortgage, credit card, or even renting an apartment can prove difficult without a credit history. Consequently, they face hurdles in accessing financial products available to individuals with established credit histories. In this video, we will explore various strategies that new immigrants can employ to secure a credit card and start ...

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As an immigrant in the United States, financial planning presented unique challenges. One major hurdle was the lack of credit history or limited credit information, which made it difficult for me to establish credit and access financial services.

In today's world, the ubiquity of social media has changed not only the way we communicate and consume media but also how we approach our finances. With so much information at our fing...

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Are you confused by all the jargon about former President Trump's indictment? Do you need a simplified explanation? Look no further! In this video, we'll break down the jargon and give you a comprehensive analysis of the situation. We'll talk about porn stars, Playboy models, and supermarket tabloids, oh my! We'll also explain what an indictment and arraignment are because, let's face it, those are confusing leg...

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As an immigrant in this country, I observed that opening credit could be challenging, especially for individuals with no credit history or limited credit information. Do you need help to build credit in the US? Whether you have bad or no credit, it can be tough to achieve your financial goals without a positive credit history. In this video, we'll show you why credit is important and how it impacts different areas of your lif...

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In today's economic climate, it can be challenging to avoid debt. With high-interest rates and the cost of everyday items constantly increasing, many Americans are taking on debt to make ends meet. According to recent statistics, 35% of US adults carry debt from month to month. However, credit cards can be powerful tools if used wisely. They can be used to build credit, pay for unexpected expenses, and, of course, earn rewards....

Which key factors have a significant impact on your credit score? Join us as we delve into the crucial elements that shape your creditworthiness and discuss their importance in improving your financial health. Drawing from my personal experience of transforming a low credit score of 539 to an high 820, I share valuable insights on how understanding and improving these factors can positively impact your credit and financial wellbein...

Silicon Valley Bank (SVB), was taken over by federal regulators (FDIC), becoming one of the largest banks to fail since the 2008 Global Financial Crisis. SVB catered to many of the world's most powerful tech investors and was founded in 1983 as a financial services company for technology startups. We explore the reasons behind its collapse, which was due to a combination of the bank's success during the pandemic, investing ...

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Regulators seized First Republic Bank, making it the second-largest bank failure in U.S. history. They promptly sold its deposits and assets to JPMorgan Chase in an effort to end the turmoil that raised questions about the health of the U.S. banking system. Like Silicon Valley Bank, a significant share of First Republic's deposits were uninsured because they exceeded the $250,000 insurance protection offered by the FDIC. Such ...

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As an immigrant in this country, I observed that opening credit could be challenging, especially for individuals with no credit history or limited credit information. Do you need help to build credit in the US? Whether you have bad or no credit, it can be tough to achieve your financial goals without a positive credit history. In this video, we'll show you why credit is important and how it impacts different areas of your lif...

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The United States, known as a nation of immigrants, boasts the largest population of foreign-born residents worldwide, surpassing 44 million individuals. However, being an immigrant in the United States comes with unique financial hurdles.

These challenges are especially pronounced for low and moderate-income households, as they often face systemic barriers that hinder their access to fair competition and transparency in the financ...

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Looking for the best credit cards of 2023? We've got you covered with our top picks based on rewards and benefits. From travel rewards to cash back and building credit, we've got something for everyone. We'll look at the Chase Sapphire Preferred Card, American Express Gold Card, Citi Double Cash Card, Capital One Venture Rewards Card, Discover it Cash Back Card, and Capital One SavorOne Student Cash Rewards. So, whe...

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In this Finance Dissected video, we explore the key differences between a Home Equity Line of Credit (HELOC) and a Home Equity Loan. Both options leverage the equity in your home, but they offer distinct features. HELOC: • A revolving line of credit, similar to a credit card, with a draw period of 5 to 10 years. • Borrow up to your approved limit and pay interest only on the amount borrowed during the draw period. • Flexibility in...

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Credit is an essential part of your financial life and it can impact your ability to achieve your financial goals. With credit, you can borrow money to purchase big-ticket items like a car or a house, and while it's easy to think of credit as a burden, it can actually be a valuable tool for building wealth.


Read Our Blog: https://blog.getwaya.com


Do you know how much your credit score can influence your life? From ins...

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