When it comes to retirement planning, too many people think of their money as one big pile. That mindset creates stress, confusion, and unnecessary risk, especially when market volatility hits. In this episode, Chris and Shawn explain why the “three-bucket approach” offers clarity, security, and confidence for retirees and pre-retirees.
Here’s some of what we discuss in this episode:
🪣 The three-bucket approach explained
🧠 Psychology matters: clarity reduces fear during volatility
📊 Where Roth conversions & legacy planning fit into the bucket strategy
💵 Ensuring consistent cash flow in retirement
📉 How to handle market downturns
WAYS TO CONNECT:
Book a 15-minute discovery call with the team here: https://calendly.com/rachel-bwg
Visit https://bulmanwealth.com/marcos-lemus to learn more about Marcos Lemus and the other members of the team.
If you have any questions about what we discussed or anything else in your financial plan, email us at ask@bulmanwealth.com. You can also reach the team by phone at (916) 458-8199.
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